X0202 4 2007-02-06 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001371914 GONZALES KATHRYN R 3756 CENTRAL AVE. RIVERSIDE CA 92506 0 1 0 0 Senior Vice President Common Stock, Par Value $0.01 2007-02-06 4 A 0 4000 0 A 4000 D Option to purchase 28.31 2007-02-06 4 A 0 8000 0 A 2008-02-06 2017-02-06 Common Stock 8000 50000 D The direct ownership of 4,000 shares is the result of the restricted stock award granted on February 6, 2007 from the 2006 Equity Incentive Plan which vests over a five-year period in equal installments beginning on February 6, 2008. Ms. Gonzales has previously been granted 50,000 options to acquire 50,000 shares of common stock under Provident's 2003 Stock Option Plan. The grant vests ratably over a five-year period and expire in ten years. As a result of the activity described in this notice, Ms. Gonzales has been granted 8,000 options to acquire 8,000 shares of common stock under Provident's 2006 Equity Incentive Plan. The grant vests ratably over a five-year period and expires in ten years. /s/Kathryn R. Gonzales 2007-02-07