X0202 4 2007-02-06 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001180047 BENNETT BRUCE 3756 CENTRAL AVENUE RIVERSIDE CA 92506 1 0 0 0 Option to Purchase 28.31 2007-02-06 4 A 0 10300 0 A 2008-02-06 2017-02-06 Common Stock 10300 30800 D Mr. Bennett has previously been granted 20,500 options to acquire 20,500 shares of common stock under Provident's 1996 Stock Option Plan and 2003 Stock Option Plan. The grant(s) vest ratably over a five-year period and expire in ten years. As a result of the activity described in this notice, Mr. Bennett has been granted 10,300 options to acquire 10,300 shares of common stock under Provident's 2006 Equity Incentive Plan. The grant vests ratably over a five-year period and expires in ten years. /s/Bruce W. Bennett 2007-02-07