X0202 4 2006-07-25 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001180039 TAYLOR ROY 3756 CENTRAL AVENUE RIVERSIDE CA 92506 1 0 0 0 Option to Purchase 30.04 2006-07-25 4 A 0 1500 0 A 2007-07-25 2016-07-25 Common Stock 1500 20500 D Mr. Taylor has previously been granted 19,000 options to acquire 19,000 shares of common stock under Provident's 1996 Stock Option Plan and 2003 Stock Option Plan. The grant(s) vest ratably over a five-year period and expire in ten years. As a result of the activity described in this notice, Mr. Taylor has been granted 1,500 options to acquire 1,500 shares of common stock under Provident's 2003 Stock Option Plan. The grant vests ratably over a five-year period and expires in ten years. /s/Roy H. Taylor 2006-07-27