X0202 4 2006-07-25 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001180895 SCHRADER ROBERT G 3756 CENTRAL AVENUE RIVERSIDE CA 92506 1 0 0 0 Option to Purchase 30.04 2006-07-25 4 A 0 1500 0 A 2007-07-25 2016-07-25 Common Stock 1500 17500 D Mr. Schrader has previously been granted 16,000 options to acquire 16,000 shares of common stock under Provident's 1996 Stock Option Plan and 2003 Stock Option Plan. The grant(s) vest ratably over a five-year period and expire in ten years. As a result of the activity described in this notice, Mr. Schrader has been granted 1,500 options to acquire 1,500 shares of common stock under Provident's 2003 Stock Option Plan. The grant vests ratably over a five-year period and expires in ten years. /s/Robert G. Schrader 2006-07-27