-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 HfSsfN7Ei45A9RtvM2AWVnwPI/HECJVaE+TqovGUgvD99zd2WoKvuKmh7xXw1+Mu
 TsPjfE3vaiPk2GWcduorng==

<SEC-DOCUMENT>0001181431-03-015194.txt : 20030724
<SEC-HEADER>0001181431-03-015194.hdr.sgml : 20030724
<ACCEPTANCE-DATETIME>20030724104422
ACCESSION NUMBER:		0001181431-03-015194
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030723
FILED AS OF DATE:		20030724

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			FELDMAN MARVIN H
		CENTRAL INDEX KEY:			0001137210
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-32489
		FILM NUMBER:		03799736

	BUSINESS ADDRESS:	
		STREET 1:		16924 ST CLAIR AVE
		STREET 2:		PO BOX 796
		CITY:			EAST LIVERPOOL
		STATE:			OH
		ZIP:			43920
		BUSINESS PHONE:		3303859200

	MAIL ADDRESS:	
		STREET 1:		16924 ST CLAIR AVENUE
		STREET 2:		P O BOX 796
		CITY:			EAST LIVERPOOL
		STATE:			OH
		ZIP:			43290

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRI STATE 1ST BANK INC
		CENTRAL INDEX KEY:			0001010398
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				341824708
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		16924 ST CLAIR AVE
		STREET 2:		PO BOX 796
		CITY:			EAST LIVERPOOL
		STATE:			OH
		ZIP:			43920
		BUSINESS PHONE:		3303859200

	MAIL ADDRESS:	
		STREET 1:		16924 ST CLAIR AVENUE
		STREET 2:		P O BOX 796
		CITY:			EAST LIVERPOOL
		STATE:			OH
		ZIP:			43290
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd13884.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType>
<periodOfReport>2003-07-23</periodOfReport>
<notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001010398</issuerCik>
        <issuerName>TRI STATE 1ST BANK INC</issuerName>
        <issuerTradingSymbol>TSEO</issuerTradingSymbol></issuer>
<reportingOwner>
<reportingOwnerId>
            <rptOwnerCik>0001137210</rptOwnerCik>
            <rptOwnerName>FELDMAN MARVIN H</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector>
<isOfficer>0</isOfficer>
<isTenPercentOwner>0</isTenPercentOwner>
<isOther>0</isOther>
<officerTitle></officerTitle>
<otherText></otherText></reportingOwnerRelationship></reportingOwner>
<derivativeSecurity>
<securityTitle>
<value>Stock Option</value></securityTitle>
<conversionOrExercisePrice>
<value>16.29</value></conversionOrExercisePrice>
<transactionDate>
<value>2003-07-23</value></transactionDate>
<transactionCoding>
<transactionFormType>5</transactionFormType>
<transactionCode>X</transactionCode>
<equitySwapInvolved>0</equitySwapInvolved></transactionCoding>
<transactionAmounts>
<transactionShares>
<value>1719</value></transactionShares>
<transactionValue>
<value>18.50</value></transactionValue>
<transactionAcquiredDisposedCode>
<value>D</value></transactionAcquiredDisposedCode></transactionAmounts>
<exerciseDate>
<value>1998-08-20</value></exerciseDate>
<expirationDate>
<value>2003-08-19</value></expirationDate>
<underlyingSecurity>
<underlyingSecurityTitle>
<value>Common stock</value></underlyingSecurityTitle>
<underlyingSecurityShares>
<value>1719</value></underlyingSecurityShares></underlyingSecurity>
<postTransactionAmounts>
<sharesOwnedFollowingTransaction>
<value>2200</value></sharesOwnedFollowingTransaction></postTransactionAmounts>
<ownershipNature>
<directOrIndirectOwnership>
<value>D</value></directOrIndirectOwnership>
<natureOfOwnership>
<value></value></natureOfOwnership></ownershipNature></derivativeSecurity>
<ownerSignature>
<signatureName>Marvin H. Feldman</signatureName>
<signatureDate>2003-07-23</signatureDate></ownerSignature></ownershipDocument>


</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----