CREDIT QUALITY INDICATORS (Tables)

12 Months Ended

Dec. 31, 2015

Credit Quality Indicators [Abstract]

Financing Receivable Credit Quality Indicators [Table Text Block]

The following tables present the risk category of loans by class of loans based on the most recent analysis performed at December 31, 2015 and 2014.

Commercial Credit Exposure (In thousands) 

Credit risk profile by credit worthiness category

									Commercial				Commercial
	Commercial				Commercial				Real Estate				Real Estate
Credit	Operating				Agricultural				1-4 Family				Other				Total
Grade	12/31/15		12/31/14		12/31/15		12/31/14		12/31/15		12/31/14		12/31/15		12/31/14		12/31/15		12/31/14
Pass	$	33,221	$	32,933	$	43,461	$	45,863	$	46,453	$	39,683	$	115,517	$	101,222	$	238,652	$	219,701
6		0		0		0		0		0		0		0		0		0		0
7		662		956		898		159		124		793		2,580		3,899		4,264		5,807
8		0		0		0		0		0		0		0		0		0		0
Total	$	33,883	$	33,889	$	44,359	$	46,022	$	46,577	$	40,476	$	118,097	$	105,121	$	242,916	$	225,508

Real Estate Credit Exposure (In thousands) 

Credit risk by credit worthiness category

	Real Estate				Real Estate
Credit	Construction				Other				Total
Grade	12/31/15		12/31/14		12/31/15		12/31/14		12/31/15		12/31/14
Pass	$	5,583	$	4,214	$	18,345	$	17,951	$	23,928	$	22,165
6		0		0		0		0		0		0
7		0		0		16		18		16		18
8		0		0		0		0		0		0
Total	$	5,583	$	4,214	$	18,361	$	17,969	$	23,944	$	22,183

Consumer Credit Exposure (In thousands)

Credit risk by credit worthiness category

	Consumer				Consumer				Consumer
Credit	Equity				Auto				Other				Total
Grade	12/31/15		12/31/14		12/31/15		12/31/14		12/31/15		12/31/14		12/31/15		12/31/14
Pass	$	17,956	$	17,987	$	4,637	$	4,650	$	7,361	$	8,616	$	29,954	$	31,253
6		0		0		0		0		0		0		0		0
7		94		199		4		0		21		8		119		207
8		0		0		0		0		0		0		0		0
Total	$	18,050	$	18,186	$	4,641	$	4,650	$	7,382	$	8,624	$	30,073	$	31,460