FHLB ADVANCES (Tables)

12 Months Ended

Dec. 31, 2014

Disclosure Text Block [Abstract]

Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]

FHLB advances (in thousands) consisted of the following at year-end:

	Current
	Interest
Interest rate as of December 31,	Rate		2014		2013
FHLB fixed rate advance, with monthly principal and interest payments; due July 2027	2.14	%	$	1,692	$	1,808