CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest income
Interest and fees on loans	$ 3,428	$ 3,345	$ 6,785	$ 6,527
Interest on investment securities:
Taxable	53	61	106	124
Tax-exempt	82	98	165	196
Federal funds sold	6	12	15	25
Total interest income	3,569	3,516	7,071	6,872
Interest expense
Interest on deposits	204	297	418	626
Interest on borrowings	11	10	20	20
Total interest expense	215	307	438	646
Net interest income	3,354	3,209	6,633	6,226
Provision for loan losses	110	129	261	151
Net interest income after provision for loan losses	3,244	3,080	6,372	6,075
Noninterest income
Service fees and overdraft charges	373	361	734	707
Gains (losses) on repossessed asset sales, net	(3)	1	(16)	11
Gain on sale of bank premises and equipment	(1)	0	40	(1)
Other income	144	181	301	371
Total noninterest income	513	543	1,059	1,088
Noninterest expense
Salaries and employee benefits	1,412	1,430	2,838	2,862
Premises and equipment	291	322	628	644
Miscellaneous loan expense	49	55	109	116
Professional fees	95	98	204	201
Data processing	50	47	94	91
Software maintenance	102	113	202	229
Advertising and promotional	55	58	113	112
FDIC deposit insurance	62	69	128	136
Franchise tax	106	75	203	180
Other operating expense	300	270	582	537
Total noninterest expense	2,522	2,537	5,101	5,108
Income before income taxes	1,235	1,086	2,330	2,055
Income tax expense	370	313	706	597
Net income	$ 865	$ 773	$ 1,624	$ 1,458
Basic earnings per common share (in dollars per share)	$ 0.73	$ 0.66	$ 1.37	$ 1.25
Diluted earnings per common share (in dollars per share)	$ 0.72	$ 0.65	$ 1.35	$ 1.23