ALLOWANCE FOR LOAN LOSSES (Tables)

6 Months Ended

Jun. 30, 2014

Receivables,Loans,Notes Receivable,And Others [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

The following tables provide information on the activity in the allowance for loan losses by portfolio segment for the periods indicated.

	Commercial		Real Estate		Consumer		Total
	(Dollar amounts in thousands)
For the Three Months Ended June 30, 2014
Beginning balance – April 1, 2014	$	3,511	$	243	$	582	$	4,336
Charge-offs		(57)		0		(56)		(113)
Recoveries		8		0		13		21
Net		(49)		0		(43)		(92)
Provision		86		18		6		110
Ending Balance – June 30, 2014	$	3,548	$	261	$	545	$	4,354

	Commercial		Real Estate		Consumer		Total
	(Dollar amounts in thousands)
For the Three Months Ended June 30, 2013
Beginning balance – April 1, 2013	$	3,153	$	277	$	585	$	4,015
Charge-offs		(4)		0		(7)		(11)
Recoveries		13		8		13		34
Net		9		8		6		23
Provision		117		0		12		129
Ending Balance – June 30, 2013	$	3,279	$	285	$	603	$	4,167

	Commercial		Real Estate		Consumer		Total
	(Dollar amounts in thousands)
For the Six Months Ended June 30, 2014
Beginning balance – January 1, 2014	$	3,517	$	235	$	591	$	4,343
Charge-offs		(213)		0		(72)		(285)
Recoveries		15		0		20		35
Net		(198)		0		(52)		(250)
Provision		229		26		6		261
Ending Balance – June 30, 2014	$	3,548	$	261	$	545	$	4,354

	Commercial		Real Estate		Consumer		Total
	(Dollar amounts in thousands)
For the Six Months Ended June 30, 2013
Beginning balance – January 1, 2013	$	3,175	$	284	$	582	$	4,041
Charge-offs		(4)		(19)		(68)		(91)
Recoveries		30		8		28		66
Net		26		(11)		(40)		(25)
Provision		78		12		61		151
Ending Balance – June 30, 2013	$	3,279	$	285	$	603	$	4,167

Allowance For Credit Losses Financing Receivables Portfolio Segment [Table Text Block]

The following table presents the allocation of the allowance for loan losses and the recorded investment in loans (in thousands) by portfolio segment at June 30, 2014 and 2013.

	Collectively Evaluated				Individually Evaluated				Total
	Allowance		Recorded		Allowance		Recorded		Allowance		Recorded
	for Loan		Investment		for Loan		Investment		for Loan		Investment
	Losses		in Loans		Losses		in Loans		Losses		in Loans
June 30, 2014
Commercial	$	3,069	$	213,233	$	479	$	9,215	$	3,548	$	222,448
Real estate		261		20,875		0		0		261		20,875
Consumer		545		32,757		0		0		545		32,757
Total	$	3,875	$	266,865	$	479	$	9,215	$	4,354	$	276,080
June 30, 2013
Commercial	$	2,723	$	191,269	$	567	$	10,231	$	3,290	$	201,500
Real estate		273		16,924		0		0		273		16,924
Consumer		604		35,452		0		0		604		35,452
Total	$	3,600	$	243,645	$	567	$	10,231	$	4,167	$	253,876