CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Cash and cash equivalents	$ 7,437	$ 4,908
Federal funds sold	13,090	13,211
Cash equivalents and federal funds sold	20,527	18,119
Securities available for sale	13,014	13,941
Other investment securities	2,210	2,259
Total loans	276,080	269,968
Allowance for loan losses	(4,354)	(4,343)
Loans, net	271,726	265,625
Premises and equipment, net	7,281	7,139
Accrued interest receivable	1,213	1,198
Bank-owned life insurance	8,790	8,670
Other assets	2,615	1,047
Total assets	327,376	317,998
Deposits
Noninterest-bearing demand	42,582	48,935
Interest-bearing demand	127,345	120,262
Savings and time deposits	74,556	76,008
Time deposits $100,000 and greater	39,667	36,103
Total deposits	284,150	281,308
Federal funds purchased	0	1,757
FHLB advances	8,751	1,808
Accrued interest payable	61	56
Other liabilities	1,483	1,481
Total liabilities	294,445	286,410
SHAREHOLDERS' EQUITY
Common stock, no par value; 4,000,000 shares authorized, 1,186,638 shares issued and 1,185,320 outstanding in 2014 1,186,638 shares issued and 1,181,068 outstanding in 2013	11,955	11,878
Retained earnings	21,778	20,586
Unearned compensation	(117)	(159)
Deferred compensation plan shares; at cost, 53,177 shares in 2014 and 50,777 shares in 2013	(969)	(910)
Treasury stock; 1,318 shares in 2014 and 5,570 shares in 2013	(36)	(152)
Accumulated other comprehensive income	320	345
Total shareholders' equity	32,931	31,588
Total liabilities and shareholders' equity	$ 327,376	$ 317,998