CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 3,990	$ 7,114
Federal funds sold	29,591	15,790
Cash equivalents and federal funds sold	33,581	22,904
Securities available for sale	14,095	14,773
Other investment securities	2,259	2,259
Total loans	239,741	247,344
Allowance for loan losses	(4,015)	(4,041)
Loans, net	235,726	243,303
Premises and equipment, net	7,132	7,175
Accrued interest receivable	1,258	1,181
Other assets	10,116	9,969
Total assets	304,167	301,564
LIABILITIES
Noninterest-bearing demand	46,777	45,616
Interest-bearing demand	119,094	117,548
Savings and time deposits	82,239	82,386
Time deposits $100,000 and greater	22,617	22,889
Total deposits	270,727	268,439
FHLB advances	1,894	1,922
Accrued interest payable	93	93
Other liabilities	1,598	1,722
Total liabilities	274,312	272,176
SHAREHOLDERS' EQUITY
Common stock, no par value; 4,000,000 shares authorized, 1,186,638 shares issued and 1,170,182 outstanding in 2013 1,186,638 shares issued and 1,169,840 outstanding in 2012	11,728	11,721
Retained earnings	18,849	18,331
Unearned compensation	(66)	(77)
Deferred compensation plan shares; at cost, 44,691 shares in 2013, and 44,826 shares in 2012	(786)	(787)
Treasury stock; 16,456 shares in 2013 and 16,798 shares in 2012	(450)	(459)
Accumulated other comprehensive income	580	659
Total shareholders' equity	29,855	29,388
Total liabilities and shareholders' equity	$ 304,167	$ 301,564