SUMMARY OF IMPAIRED LOANS

3 Months Ended

Mar. 31, 2012

Summary Of Impaired Loans [Abstract]

Summary Of Impaired Loans [Text Block]

NOTE 5   SUMMARY OF IMPAIRED LOANS

The following tables set forth certain information regarding the Corporation’s impaired loans (in thousands), segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of March 31, 2012 and December 31, 2011.

			Unpaid
	Recorded		Principal		Related
March 31, 2012	Investment		Balance		Allowance
With no related allowance recorded:
Commercial
Operating	$	139	$	139	$	—
Real estate, other		3,867		3,867		—
With an allowance recorded:
Commercial
Operating		170		170		94
Real estate, 1-4 family		269		269		200
Real estate, other		4,992		4,992		247
Total	$	9,437	$	9,437	$	541

			Unpaid
	Recorded		Principal		Related
December 31, 2011	Investment		Balance		Allowance
With no related allowance recorded:
Commercial
Operating	$	149	$	181	$	—
Real estate, other		3,668		3,668		—
With an allowance recorded:
Commercial
Operating		177		177		94
Real estate, 1-4 family		283		283		200
Real estate, other		3,123		3,123		157
Total	$	7,400	$	7,432	$	451

The following table presents the average recorded investment in impaired loans and the amount of interest income recognized on impaired loans after impairment by portfolio segment and class for the three months ended March 31, 2012 and 2011.

	For the Three Months				For the Three Months
	Ended March 31, 2012				Ended March 31, 2011
	Average		Total interest		Average		Total interest
	recorded		income		recorded		income
(In thousands)	investment		recognized		investment		recognized
With no related allowance recorded:
Commercial
Operating	$	139	$	2	$	330	$	6
Real estate, other		3,879		56		463		3
With an allowance recorded:
Commercial
Operating		172		—		—		—
Real estate, 1-4 family		274		—		325		7
Real estate, other		5,011		28		1,699		21
Total	$	9,475	$	86	$	2,817	$	37