-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, GKwyV/3i8WegHR+MFI1zp9bbXlIq6+M78Uu7vDYlj79jSwpKv3OJEuK/4v46Laux II0GwmU5WQeRS7g0ziRTZg== 0000908834-96-000209.txt : 19961001 0000908834-96-000209.hdr.sgml : 19961001 ACCESSION NUMBER: 0000908834-96-000209 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 5 CONFORMED PERIOD OF REPORT: 19960630 FILED AS OF DATE: 19960930 SROS: NONE FILER: COMPANY DATA: COMPANY CONFORMED NAME: UACSC 1996-A AUTO TRUST CENTRAL INDEX KEY: 0001009248 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 033-97320-03 FILM NUMBER: 96637210 BUSINESS ADDRESS: STREET 1: 250 N SHADELAND AVE STE 210A CITY: INDIANAPOLIS STATE: TN ZIP: 46219 10-K 1 RE: UACSC 1996-A AUTO TRUSTS SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the annual fiscal period ended June 30, 1996, Commission File No. 033-97320-03 UACSC 1996-A AUTO TRUST (Exact name of registrant as specified in its charter) New York 35-1937340 State or other jurisdiction of (I.R.S. Employer incorporation or organization Identification Number) UAC Securitization Corporation 250 Shadeland Avenue, Suite 210 A Indianapolis, Indiana 46219 (address of principal (zip code) executive offices) UAC Securitization Corporation Registrant's telephone number including area code (317) 231-6466 -------------- Securities registered pursuant to Section 12 (b) of the Act: None ---- Securities registered pursuant to Section 12 (g) of the Act: None ---- Indicate by check mark whether the registrant (1) has filed all reports required to be filed bySection 13 or 15 (d) of the Securities Exchange Act of 1937 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No DOCUMENTS INCORPORATED BY REFERENCE: None 2. PART I Item 1. Business. The sole and only "business" of the Trust is the collection and distribution of payments on the automobile and light truck receivables, in the manner described in the Registration Statement. Accordingly, there is no relevant information to report in response to Item 101 of Regulation S-K. Item 2. Properties. The Trust does not have any physical properties. Accordingly, this item is inapplicable. Item 3. Legal Proceedings. There are no material pending legal proceedings involving either the Trust, or, with respect to any Certificates or any other trust property, involving the Trustee or the Company. Item 4. Submission of Matters to a Vote of Security Holders. No Votes or consents of Certificateholders are solicited during the preceding fiscal year for any purpose. 3. PART II Item 5. Market Price or and Dividends on the Registrant's Equity and Related Stockholder Matters. There is no established public trading market for the Certificates. As of June 30, 1996, there were forty (40) registered Certificateholders. The Trust pays no dividends. See Exhibit 99-1 and 99-2 for information with respect to distributions to Certificateholders. Item 6. Selected Financial Data. No financial data is required of UAC Securitization Corporation, as Registrant (Registration Statement No. 033-97320-03 on form S-3), inasmuch as the Registration Statement was filed for and on behalf of UACSC Auto Trusts and, furthermore, because UAC Securitization Corporation is not a guarantor of any of the payments due from the Trust to Certificateholders. The regular monthly report form, which the Trustee is required to include with each monthly distribution of Trust assets to Certificateholders, sets forth for the prior calendar month, as well as cumulatively, all of the relevant financial information required by the applicable pooling and servicing agreement to be reportable to Certificateholders. The UACSC 1996-A Auto Trust Monthly Servicer's Certificate Report for the months ending April 30, 1996, May 31, 1996, and June 30, 1996, is incorporated herein by reference and attached hereto as an Exhibit (Exhibit No. 99-1) "additional exhibits". 4. A Consolidated Monthly Servicer's Certificate Report, for the period February 29, 1996, through June 30, 1996, is likewise incorporated herein by reference and is attached hereto as Exhibit 99-2. The foregoing presents all relevant financial information relating to the Trust. Because of the limited business activity of the Trust, the Selected Financial Data specified in Item 301 of Regulation S-K would not provide meaningful additional information. Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operation. Because of the limited business activity of the Trust, the presentation of Management's Discussion and Analysis of Financial Condition and Results of Operations, as otherwise required by Item 303 of Regulation S-K, would not be meaningful. All relevant information is contained in the monthly statements and consolidated summary annual statement. Item 8. Financial Statements and Supplementary Data. As discussed above, furnishing the traditional financial information required by Item 8 of Form 10-K would not add relevant information to that provided by the foregoing statements. Item 9. Disagreements with Accountants on Accounting and Financial Disclosure. Not applicable. 5. PART III Item 10. Directors and Executive Officers. Not applicable. Item 11. Executive Compensation. Not applicable. Item 12. Security Ownership of Certain Beneficial Owners and Management. As of June 30, 1996, there were a total of forty (40) Registered Certificateholders, all of whom maintained their security positions with the Depository Trust Company. While some of these Certificateholders' security positions in the Trust exceeded 5% of the outstanding Certificate Balance; such securities do not constitute voting securities within the meaning of Item 403 of Regulation S-K. Item 13. Certain Relationships and Related Transactions. Union Acceptance Corporation and UAC Securitization Corporation receive payments from the Trust in accordance with the terms of the applicable pooling and servicing agreement. 6. PART IV Item 14. Exhibits, Financial Statement Schedules, and Reports on For 8-K. No reports on Form 8-K have been filed during the last quarter of the period covered by this report. Incorporated herein and attached hereto as Exhibit 99-1 is a copy of of the Monthly Servicer's Certificate Reports to the Trust, for the months of April 30, 1996, May 31, 1996, and June 30, 1996; as Exhibit 99-2 the Consolidated Monthly Servicer's Certificate Report for the period February 29, 1996, through June 30, 1996. 7. Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized, for and on behalf of UACSC 1996-A Auto Trust. UASC 1996-A Auto Trust By: UAC Securitization Corporation, Depositor Date: September 27 , 1996 By: s/John Stainbrook ------------------------------- John Stainbrook President Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated. By: UAC Securitization Corporation, Depositor September 27 , 1996 By: s/John Stainbrook --------------------------- John Stainbrook President / Director September 27 , 1996 By: s/Cindy Whitaker --------------------------- Cindy Whitaker Director September 27 , 1996 By: s/Rick Brown --------------------------- Rick Brown,Treasurer(Chief Financial and Accounting Officer) September 27 , 1996 By: s/Jerry Von Deylen --------------------------- Jerry Von Deylen, Director September , 1996 By: --------------------------- Amanda Foster, Director September , 1996 By: --------------------------- Thomas Kelleher, Director 8. EXHIBIT INDEX No. Description 4 Pooling and Servicing Agreement Respecting UACSC 1996-A Auto Trust* UACSC 1996-A Auto Trust Monthly Servicer's Certificate Reports: 99-1(a) Month Ended April 30, 1996 99-1(b) Month Ended May 31, 1996 99-1(c) Month Ended June 30, 1996 99-2 UACSC 1996-A Auto Trust Consolidated Monthly Servicer's Certificate Report Period 02/29/96 Through 06/30/96 *Incorporated by Reference to Exhibit 4 to Form 8-K filed February 14, 1995. 9. EX-99.1(A) 2 SERVICER'S CERTIFICATE REPORT UACSC 96-A UNION ACCEPTANCE CORPORATION (Servicer) MONTH ENDING 4/30/96
PRINCIPAL BALANCE RECONCILIATION D O L L A R S NUMBERS ORIGINAL PRINCIPAL BALANCE $203,048,252.24 16,548 BEGINNING PERIOD PRINCIPAL BALANCE $189,370,354.71 15,712 COLLECTIONS (REGULAR PAYMENTS) $ 2,759,885.81 -- COLLECTIONS (PRINCIPAL - PAYOFFS) $ 2,856,311.73 318 WITHDRAWAL FROM PAYAHEAD (PRINCIPAL) $ 6,192.35 -- GROSS CHARGE OFFS $ 14,204.03 1 REPURCHASES $ 21,347.65 2 ENDING BALANCE $183,712,413.14 15,391 CERTIFICATE FACTOR 0.9047722 PASS THROUGH RATE 5.400%
CASH FLOW RECONCILIATION PRINCIPAL WIRED $5,641,877.40 INTEREST WIRED $1,946,010.17 WITHDRAWAL FROM PAYAHEAD ACCOUNT $ 10,554.74 REPURCHASES $ 22,036.11 GROSS CHARGE OFF RECOVERIES ($ 250.00) GROSS INTEREST ADVANCES $ 39,127.82 CIA INTEREST EARNED $ 19,057.71 SPREAD ACCOUNT WITHDRAWAL $ 0.00 "A" SURETY BOND DRAW FOR "I" INTEREST 0.00% "A" SURETY BOND DRAW FOR "A" PRINCIPAL OR INTEREST 0.00% TOTAL $7,678,413.95 TRUSTEE DISTRIBUTION ( 5/07/96) TOTAL CASH FLOW $7,678,413.95 UNRECOVERED INTEREST ADVANCES $ 355.23 SERVICING FEE (DUE AND UNPAID) $ 0.00 INTEREST TO 'A' CERTIFICATE HOLDERS $ 852,166.60 INTEREST TO 'I' CERTIFICATE HOLDERS $ 386,975.00 PRINCIPAL TO 'A' CERTIFICATE HOLDERS $5,657,941.57 SURETY BOND PREMIUM $ 22,964.05 INTEREST ADVANCE RECOVERIES: Payments $ 11,907.98 UNREIMBURSED DRAWS ON CLASS 'A' SURETY BOND FOR CLASS 'I' INTEREST $ 0.00 UNREIMBURSED DRAWS ON CLASS 'A' SURETY BOND FOR CLASS 'A' INT. OR PRI $ 0.00 DEPOSIT TO PAYAHEAD $ 28,213.05 CIA INTEREST TO SERVICER (TO HIT 5/07/96) $ 19,057.71 PAYAHEAD ACCOUNT INTEREST TO SERVICER (TO HIT 5/07/96) $ 244.44 EXCESS YIELD (TO HIT 5/07/96) $ 698,588.32 BALANCE $ 0.00
SPREAD ACCOUNT AND SURETY "A" RECONCILIATION SPREAD ACCOUNT "A" SURETY BOND ORIGINAL BALANCE $ 0.00 $ 203,048,252.24 BEGINNING BALANCE $ 494,071.66 $ 190,322,360.39 TRUSTEE DISTRIBUTION OF EXCESS YIELD (4/07/96) $ 653,470.40 -- INTEREST EARNED (4/30/96) $ 4,239.96 $ 0.00 DRAWS $ 0.00 $ 0.00 REIMBURSEMENT FOR PRIOR DRAWS $ 0.00 $ 0.00 DISTRIBUTION OF FUNDS TO SERVICER ( 4/07/96) $ 0.00 -- ENDING BALANCE $1,151,782.02 $ 190,322,360.39 ADJUSTED END BAL BASED UPON REQ. BAL $ 183,957,581.35 REQUIRED BALANCE $9,468,517.74 $ 183,957,581.35 DISTRIBUTION OF FUNDS TO SERVICER (5/07/96) $ 0.00 MONTHLY SERVICING FEE AND THE SPREAD AMOUNT $1,409,460.83 SERVICING FEE (RETAINED FROM INTEREST COLLECTIONS) $ 157,808.63
EX-99.1(B) 3 SERVICER'S CERTIFICATE REPORT UACSC 96-A UNION ACCEPTANCE CORPORATION (Servicer) MONTH ENDING 5/31/96
PRINCIPAL BALANCE RECONCILIATION D O L L A R S NUMBERS ORIGINAL PRINCIPAL BALANCE $203,048,252.24 16,548 BEGINNING PERIOD PRINCIPAL BALANCE $183,712,413.14 15,391 COLLECTIONS (REGULAR PAYMENTS) $ 2,626,351.20 -- COLLECTIONS (PRINCIPAL - PAYOFFS) $ 3,353,841.82 393 WITHDRAWAL FROM PAYAHEAD (PRINCIPAL) $ 4,583.59 --- GROSS CHARGE OFFS $ 453,343.67 28 REPURCHASES $ 27,496.69 6 ENDING BALANCE $177,246,796.17 14,964 CERTIFICATE FACTOR 0.8729294 PASS THROUGH RATE 5.400%
CASH FLOW RECONCILIATION PRINCIPAL WIRED $5,988,532.36 INTEREST WIRED $1,853,454.11 WITHDRAWAL FROM PAYAHEAD ACCOUNT $ 8,136.92 REPURCHASES $ 28,741.18 GROSS CHARGE OFF RECOVERIES $ 39,545.10 GROSS INTEREST ADVANCES $ 30,106.68 CIA INTEREST EARNED $ 20,371.02 SPREAD ACCOUNT WITHDRAWAL $ 0.00 "A" SURETY BOND DRAW FOR "I" INTEREST $ 0.00 "A" SURETY BOND DRAW FOR "A" PRINCIPAL OR INTEREST $ 0.00 TOTAL $7,968,887.37 TRUSTEE DISTRIBUTION ( 6/07/96) TOTAL CASH FLOW $7,968,887.37 UNRECOVERED INTEREST ADVANCES $ 11,521.38 SERVICING FEE (DUE AND UNPAID) $ 0.00 INTEREST TO 'A' CERTIFICATE HOLDERS $ 826,705.86 INTEREST TO 'I' CERTIFICATE HOLDERS $ 372,830.15 PRINCIPAL TO 'A' CERTIFICATE HOLDERS $6,465,616.97 SURETY BOND PREMIUM $ 22,894.38 INTEREST ADVANCE RECOVERIES: Payments $ 23,278.29 UNREIMBURSED DRAWS ON CLASS 'A' SURETY BOND FOR CLASS 'I' INTEREST $ 0.00 UNREIMBURSED DRAWS ON CLASS 'A' SURETY BOND FOR CLASS 'A' INT. OR PRI. $ 0.00 DEPOSIT TO PAYAHEAD $ 11,986.97 CIA INTEREST TO SERVICER (TO HIT 6/07/96) $ 20,371.02 PAYAHEAD ACCOUNT INTEREST TO SERVICER (TO HIT 6/07/96) $ 367.79 EXCESS YIELD (TO HIT 6/07/96) $ 213,314.56 BALANCE $ 0.00
SPREAD ACCOUNT AND SURETY "A" RECONCILIATION SPREAD ACCOUNT "A" SURETY BOND ORIGINAL BALANCE $ 0.00 $ 203,048,252.24 BEGINNING BALANCE $1,151,782.02 $ 183,957,581.35 TRUSTEE DISTRIBUTION OF EXCESS YIELD (5/07/96) $ 698,588.32 -- INTEREST EARNED (5/31/96) $ 7,571.69 $ 0.00 DRAWS $ 0.00 $ 0.00 REIMBURSEMENT FOR PRIOR DRAWS $ 0.00 $ 0.00 DISTRIBUTION OF FUNDS TO SERVICER ( 5/07/96) $ 0.00 -- ENDING BALANCE $1,857,942.03 $ 183,957,581.35 ADJUSTED END BAL BASED UPON REQ. BAL $ 176,741,483.83 REQUIRED BALANCE $9,185,620.66 $ 176,741,483.83 DISTRIBUTION OF FUNDS TO SERVICER (6/07/96) $ 0.00 MONTHLY SERVICING FEE AND THE SPREAD AMOUNT $1,179,841.93 SERVICING FEE (RETAINED FROM INTEREST COLLECTIONS) $ 153,093.68
EX-99.1(C) 4 SERVICER'S CERTIFICATE REPORT UACSC 96-A UNION ACCEPTANCE CORPORATION (Servicer) MONTH ENDING 6/30/96
PRINCIPAL BALANCE RECONCILIATION D O L L A R S NUMBERS ORIGINAL PRINCIPAL BALANCE $203,048,252.24 16,548 BEGINNING PERIOD PRINCIPAL BALANCE $177,246,796.17 14,964 COLLECTIONS (REGULAR PAYMENTS) $ 2,186,499.98 --- COLLECTIONS (PRINCIPAL - PAYOFFS) $ 2,876,624.23 319 WITHDRAWAL FROM PAYAHEAD (PRINCIPAL) $ 6,332.43 --- GROSS CHARGE OFFS $ 437,090.79 32 REPURCHASES $ 43,565.35 8 ENDING BALANCE $171,696,683.39 14,605 CERTIFICATE FACTOR 0.8455955 PASS THROUGH RATE 5.400%
CASH FLOW RECONCILIATION PRINCIPAL WIRED $5,078,276.77 INTEREST WIRED $1,625,571.63 WITHDRAWAL FROM PAYAHEAD ACCOUNT $ 10,841.33 REPURCHASES $ 45,558.80 GROSS CHARGE OFF RECOVERIES $ 280,997.07 GROSS INTEREST ADVANCES $ 32,521.76 CIA INTEREST EARNED $ 18,210.83 SPREAD ACCOUNT WITHDRAWAL $ 0.00 "A" SURETY BOND DRAW FOR "I" INTEREST $ 0.00 "A" SURETY BOND DRAW FOR "A" PRINCIPAL OR INTEREST $ 0.00 TOTAL $7,091,978.19 TRUSTEE DISTRIBUTION ( 7/07/96) TOTAL CASH FLOW $7,091,978.19 UNRECOVERED INTEREST ADVANCES $ 15,189.86 SERVICING FEE (DUE AND UNPAID) $ 0.00 INTEREST TO 'A' CERTIFICATE HOLDERS $ 797,610.58 INTEREST TO 'I' CERTIFICATE HOLDERS $ 358,745.00 PRINCIPAL TO 'A' CERTIFICATE HOLDERS $5,550,112.78 SURETY BOND PREMIUM $ 21,462.09 INTEREST ADVANCE RECOVERIES: Payments $ 18,826.76 UNREIMBURSED DRAWS ON CLASS 'A' SURETY BOND FOR CLASS 'I' INTEREST $ 0.00 UNREIMBURSED DRAWS ON CLASS 'A' SURETY BOND FOR CLASS 'A' INT. OR PRI $ 0.00 DEPOSIT TO PAYAHEAD $ 18,129.61 CIA INTEREST TO SERVICER (TO HIT 7/07/96) $ 18,210.83 PAYAHEAD ACCOUNT INTEREST TO SERVICER (TO HIT 7/07/96) $ 404.90 EXCESS YIELD (TO HIT 7/07/96) $ 293,285.78 BALANCE $ 0.00 SPREAD ACCOUNT AND SURETY "A" RECONCILIATION
SPREAD ACCOUNT "A" SURETY BOND ORIGINAL BALANCE $ 0.00 $203,048,252.24 BEGINNING BALANCE $1,857,942.03 $176,741,483.83 TRUSTEE DISTRIBUTION OF EXCESS YIELD (6/07/96) $ 213,314.56 -- INTEREST EARNED (6/30/96) $ 8,695.17 $ 0.00 DRAWS $ 0.00 $ 0.00 REIMBURSEMENT FOR PRIOR DRAWS $ 0.00 $ 0.00 DISTRIBUTION OF FUNDS TO SERVICER ( 6/07/96) $ 0.00 -- ENDING BALANCE $2,079,951.76 $176,741,483.83 ADJUSTED END BAL BASED UPON REQ. BAL $170,920,792.88 REQUIRED BALANCE $8,862,339.81 $170,920,792.88 DISTRIBUTION OF FUNDS TO SERVICER (7/07/96) $ 0.00 MONTHLY SERVICING FEE AND THE SPREAD AMOUNT $ 975,666.71 SERVICING FEE (RETAINED FROM INTEREST COLLECTIONS) $ 147,705.66
EX-99.2 5 SERVICER'S CERTIFICATE REPORT UACSC 96-A UNION ACCEPTANCE CORPORATION (Servicer) YEAR ENDING 6/30/96
PRINCIPAL BALANCE RECONCILIATION D O L L A R S NUMBERS ORIGINAL PRINCIPAL BALANCE $203,048,252.24 16,548 BEGINNING PERIOD PRINCIPAL BALANCE $203,048,252.24 16,548 COLLECTIONS (REGULAR PAYMENTS) $ 12,508,479.54 -- COLLECTIONS (PRINCIPAL - PAYOFFS) $ 17,811,940.82 1,862 WITHDRAWAL FROM PAYAHEAD (PRINCIPAL) $ 20,891.35 -- GROSS CHARGE OFFS $ 911,566.64 63 REPURCHASES $ 98,690.50 18 ENDING BALANCE $171,696,683.39 14,605 CERTIFICATE FACTOR 0.8455955 PASS THROUGH RATE 5.400%
CASH FLOW RECONCILIATION PRINCIPAL WIRED $ 30,429,814.09 INTEREST WIRED $ 8,678,331.94 WITHDRAWAL FROM PAYAHEAD ACCOUNT $ 36,182.62 REPURCHASES $ 102,647.10 GROSS CHARGE OFF RECOVERIES $ 320,292.17 GROSS INTEREST ADVANCES $ 146,716.49 CIA INTEREST EARNED $ 92,396.20 SPREAD ACCOUNT WITHDRAWAL $ 0.00 "A" SURETY BOND DRAW FOR "I" INTEREST $ 0.00 "A" SURETY BOND DRAW FOR "A" PRINCIPAL OR INTEREST $ 0.00 TOTAL $ 39,806,380.61 TRUSTEE DISTRIBUTION TOTAL CASH FLOW $ 39,806,380.61 UNRECOVERED INTEREST ADVANCES $ 27,066.47 SERVICING FEE (DUE AND UNPAID) $ 0.00 INTEREST TO 'A' CERTIFICATE HOLDERS $ 3,906,221.00 INTEREST TO 'I' CERTIFICATE HOLDERS $ 1,769,378.65 PRINCIPAL TO 'A' CERTIFICATE HOLDERS $ 31,351,568.85 SURETY BOND PREMIUM $ 115,450.97 INTEREST ADVANCE RECOVERIES: Payments $ 65,191.05 UNREIMBURSED DRAWS ON CLASS 'A' SURETY BOND FOR CLASS 'I' INTEREST $ 0.00 UNREIMBURSED DRAWS ON CLASS 'A' SURETY BOND FOR CLASS 'A' INT. OR PRI $ 0.00 DEPOSIT TO PAYAHEAD $ 127,041.18 CIA INTEREST TO SERVICER $ 92,396.20 PAYAHEAD ACCOUNT INTEREST TO SERVICER $ 1,087.76 EXCESS YIELD $ 2,350,978.48 BALANCE ($ 0.00)
SPREAD ACCOUNT AND SURETY "A" RECONCILIATION SPREAD ACCOUNT "A" SURETY BOND ORIGINAL BALANCE $ 0.00 $203,048,252.24 BEGINNING BALANCE $ 0.00 $176,741,483.83 TRUSTEE DISTRIBUTION OF EXCESS YIELD $2,057,692.71 -- INTEREST EARNED $ 22,259.05 $ 0.00 DRAWS $ 0.00 $ 0.00 REIMBURSEMENT FOR PRIOR DRAWS $ 0.00 $ 0.00 DISTRIBUTION OF FUNDS TO SERVICER $ 0.00 -- ENDING BALANCE $2,079,951.76 $176,741,483.83 ADJUSTED END BAL BASED UPON REQ. BAL $ $170,920,792.88 REQUIRED BALANCE $8,862,339.81 $170,920,792.88 DISTRIBUTION OF FUNDS TO SERVICER $ 0.00 MONTHLY SERVICING FEE AND THE SPREAD AMOUNT $6,490,381.31 SERVICING FEE (RETAINED FROM INTEREST COLLECTIONS) $ 723,374.26
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