The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 7,609 69,495 SH   SOLE   67,454 0 2,041
ABBVIE INC COM 00287Y109 696 6,492 SH   SOLE   6,492 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,975 7,560 SH   SOLE   7,560 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 342 683 SH   SOLE   683 0 0
AFLAC INC COM 001055102 372 8,365 SH   SOLE   8,365 0 0
ALPHABET INC CAP STK CL A 02079K305 12,761 7,281 SH   SOLE   7,157 0 124
ALPHABET INC CAP STK CL C 02079K107 1,416 808 SH   SOLE   808 0 0
AMAZON COM INC COM 023135106 18,934 5,813 SH   SOLE   5,657 0 156
APPLE INC COM 037833100 26,271 197,991 SH   SOLE   193,819 0 4,172
AT&T INC COM 00206R102 4,783 166,318 SH   SOLE   161,786 0 4,532
ATRECA INC CL A COM 04965G109 202 12,500 SH   SOLE   12,500 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 509 2,196 SH   SOLE   2,196 0 0
BLACKROCK INC COM 09247X101 6,633 9,193 SH   SOLE   8,909 0 284
BOEING CO COM 097023105 3,870 18,081 SH   SOLE   17,514 0 567
BOOKING HOLDINGS INC COM 09857L108 5,962 2,677 SH   SOLE   2,604 0 73
BRISTOL-MYERS SQUIBB CO COM 110122108 217 3,502 SH   SOLE   2,802 0 700
BROWN FORMAN CORP CL B 115637209 1,071 13,484 SH   SOLE   13,484 0 0
CHEVRON CORP NEW COM 166764100 4,028 47,697 SH   SOLE   46,477 0 1,220
CHUBB LIMITED COM H1467J104 5,164 33,553 SH   SOLE   32,805 0 748
CISCO SYS INC COM 17275R102 1,135 25,355 SH   SOLE   24,541 0 814
CLOROX CO DEL COM 189054109 247 1,221 SH   SOLE   1,221 0 0
CME GROUP INC COM 12572Q105 7,083 38,909 SH   SOLE   37,507 0 1,402
CONSTELLATION BRANDS INC CL A 21036P108 2,692 12,290 SH   SOLE   12,072 0 218
COSTCO WHSL CORP NEW COM 22160K105 1,584 4,203 SH   SOLE   4,203 0 0
CVS HEALTH CORP COM 126650100 4,446 65,098 SH   SOLE   63,261 0 1,837
DAILY JOURNAL CORP COM 233912104 571 1,413 SH   SOLE   1,413 0 0
DANAHER CORPORATION COM 235851102 8,326 37,479 SH   SOLE   36,452 0 1,027
DISNEY WALT CO COM 254687106 9,728 53,692 SH   SOLE   52,382 0 1,310
DOLLAR GEN CORP NEW COM 256677105 1,783 8,479 SH   SOLE   8,479 0 0
ECOLAB INC COM 278865100 7,232 33,425 SH   SOLE   32,686 0 739
ETSY INC COM 29786A106 306 1,722 SH   SOLE   1,722 0 0
EXXON MOBIL CORP COM 30231G102 205 4,971 SH   SOLE   4,735 0 236
FACEBOOK INC CL A 30303M102 10,271 37,601 SH   SOLE   37,002 0 599
FIDELITY NATL INFORMATION SV COM 31620M106 4,734 33,469 SH   SOLE   32,700 0 769
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 273 1,284 SH   SOLE   1,284 0 0
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 273 3,714 SH   SOLE   3,714 0 0
FISERV INC COM 337738108 900 7,906 SH   SOLE   7,906 0 0
FIVE9 INC COM 338307101 562 3,224 SH   SOLE   3,224 0 0
GENERAL ELECTRIC CO COM 369604103 3,298 305,393 SH   SOLE   295,688 0 9,705
GILEAD SCIENCES INC COM 375558103 1,717 29,469 SH   SOLE   28,068 0 1,401
HERSHEY CO COM 427866108 3,647 23,943 SH   SOLE   23,236 0 707
HEWLETT PACKARD ENTERPRISE C COM 42824C109 121 10,195 SH   SOLE   10,195 0 0
HOLOGIC INC COM 436440101 278 3,820 SH   SOLE   3,820 0 0
HOME DEPOT INC COM 437076102 1,357 5,109 SH   SOLE   5,109 0 0
HONEYWELL INTL INC COM 438516106 7,264 34,151 SH   SOLE   33,325 0 826
INTEL CORP COM 458140100 5,763 115,672 SH   SOLE   112,227 0 3,445
INTERNATIONAL BUSINESS MACHS COM 459200101 322 2,557 SH   SOLE   2,557 0 0
INTUIT COM 461202103 759 1,997 SH   SOLE   1,997 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 938 2,991 SH   SOLE   2,991 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 2,507 59,709 SH   SOLE   59,709 0 0
ISHARES TR CORE S&P MCP ETF 464287507 74,596 324,569 SH   SOLE   316,054 0 8,515
ISHARES TR CORE S&P500 ETF 464287200 26,426 70,397 SH   SOLE   70,397 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 263 4,128 SH   SOLE   4,128 0 0
ISHARES TR RUS 1000 ETF 464287622 2,255 10,644 SH   SOLE   10,644 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 418 3,056 SH   SOLE   3,056 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 684 2,835 SH   SOLE   2,835 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 80,601 411,104 SH   SOLE   397,048 0 14,056
ISHARES TR RUSSELL 3000 ETF 464287689 3,774 16,884 SH   SOLE   16,884 0 0
ISHARES TR CORE S&P US VLU 464287663 50,947 819,218 SH   SOLE   791,893 0 27,325
ISHARES TR RUS 2000 GRW ETF 464287648 2,011 7,014 SH   SOLE   7,014 0 0
ISHARES TR MSCI EAFE ETF 464287465 125,599 1,721,475 SH   SOLE   1,674,022 0 47,454
ISHARES TR MSCI EMG MKT ETF 464287234 1,447 28,007 SH   SOLE   28,007 0 0
ISHARES TR S&P 100 ETF 464287101 17,112 99,698 SH   SOLE   97,841 0 1,857
ISHARES TR CORE US AGGBD ET 464287226 26,350 222,942 SH   SOLE   222,262 0 680
ISHARES TR MBS ETF 464288588 363 3,294 SH   SOLE   3,294 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,473 21,097 SH   SOLE   13,815 0 7,282
ISHARES TR MSCI ACWI EX US 464288240 3,457 65,183 SH   SOLE   65,183 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 3,659 129,556 SH   SOLE   127,877 0 1,679
ISHARES TR BLACKROCK ULTRA 46434V878 28,527 564,673 SH   SOLE   564,666 0 7
ISHARES TR MSCI INTL VLU FT 46435G409 342 15,010 SH   SOLE   14,932 0 78
ISHARES TR ESG AW MSCI EAFE 46435G516 3,645 49,905 SH   SOLE   49,905 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 3,280 38,130 SH   SOLE   38,130 0 0
ISHARES TR ESG AWARE MSCI 46435U663 2,847 83,402 SH   SOLE   83,402 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 18,280 364,366 SH   SOLE   364,366 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 13,258 261,045 SH   SOLE   261,045 0 0
JACOBS ENGR GROUP INC COM 469814107 222 2,042 SH   SOLE   2,042 0 0
JOHNSON & JOHNSON COM 478160104 8,242 52,371 SH   SOLE   51,327 0 1,044
JPMORGAN CHASE & CO COM 46625H100 10,213 80,373 SH   SOLE   78,100 0 2,273
KEYSIGHT TECHNOLOGIES INC COM 49338L103 3,593 27,200 SH   SOLE   26,290 0 910
MCDONALDS CORP COM 580135101 364 1,695 SH   SOLE   1,695 0 0
MERCK & CO. INC COM 58933Y105 2,552 31,202 SH   SOLE   30,564 0 638
MICROSOFT CORP COM 594918104 14,878 66,893 SH   SOLE   64,573 0 2,320
MONDELEZ INTL INC CL A 609207105 5,090 87,046 SH   SOLE   83,555 0 3,491
MONGODB INC CL A 60937P106 916 2,550 SH   SOLE   2,550 0 0
MOODYS CORP COM 615369105 251 865 SH   SOLE   865 0 0
NETFLIX INC COM 64110L106 341 631 SH   SOLE   631 0 0
NEW YORK TIMES CO CL A 650111107 252 4,865 SH   SOLE   4,865 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 1,348 40,908 SH   SOLE   40,135 0 773
NVIDIA CORPORATION COM 67066G104 6,471 12,391 SH   SOLE   12,058 0 333
OKTA INC CL A 679295105 402 1,580 SH   SOLE   1,580 0 0
ORACLE CORP COM 68389X105 690 10,674 SH   SOLE   10,674 0 0
PARKER-HANNIFIN CORP COM 701094104 6,855 25,164 SH   SOLE   24,280 0 884
PAYPAL HLDGS INC COM 70450Y103 7,019 29,972 SH   SOLE   29,209 0 763
PEPSICO INC COM 713448108 395 2,662 SH   SOLE   2,662 0 0
PFIZER INC COM 717081103 4,942 134,268 SH   SOLE   127,513 0 6,755
PHILIP MORRIS INTL INC COM 718172109 265 3,198 SH   SOLE   2,498 0 700
PROCTER AND GAMBLE CO COM 742718109 7,320 52,612 SH   SOLE   50,996 0 1,616
PROGRESSIVE CORP COM 743315103 959 9,698 SH   SOLE   9,698 0 0
RAYTHEON TECHNOLOGIES CORP COM 755111507 203 2,841 SH   SOLE   2,841 0 0
REALTY INCOME CORP COM 756109104 220 3,541 SH   SOLE   3,541 0 0
ROKU INC COM CL A 77543R102 480 1,445 SH   SOLE   1,445 0 0
S&P GLOBAL INC COM 78409V104 227 690 SH   SOLE   690 0 0
SALESFORCE COM INC COM 79466L302 8,884 39,924 SH   SOLE   38,964 0 960
SCHWAB CHARLES CORP COM 808513105 319 6,018 SH   SOLE   6,018 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,042 8,014 SH   SOLE   8,014 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,794 15,817 SH   SOLE   15,817 0 0
SHERWIN WILLIAMS CO COM 824348106 6,669 9,074 SH   SOLE   8,801 0 273
SNAP INC CL A 83304A106 414 8,278 SH   SOLE   8,278 0 0
SPDR GOLD TR GOLD SHS 78463V107 203 1,138 SH   SOLE   811 0 327
SPDR S&P 500 ETF TR TR UNIT 78462F103 311,360 832,781 SH   SOLE   806,099 0 26,682
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,748 11,307 SH   SOLE   11,158 0 149
SPDR SER TR S&P 600 SML CAP 78464A813 723 9,086 SH   SOLE   9,086 0 0
SPIRIT RLTY CAP INC NEW NOTE 3.750% 5/1 84860WAB8 18 18,000 PRN   SOLE   18,000 0 0
SQUARE INC CL A 852234103 382 1,756 SH   SOLE   1,756 0 0
SVB FINANCIAL GROUP COM 78486Q101 219 564 SH   SOLE   564 0 0
SYSCO CORP COM 871829107 305 4,106 SH   SOLE   4,106 0 0
TESLA INC COM 88160R101 637 902 SH   SOLE   902 0 0
TJX COS INC NEW COM 872540109 6,178 90,463 SH   SOLE   88,347 0 2,116
UNION PAC CORP COM 907818108 549 2,636 SH   SOLE   2,636 0 0
UNITED PARCEL SERVICE INC CL B 911312106 6,836 40,594 SH   SOLE   39,440 0 1,154
UNITEDHEALTH GROUP INC COM 91324P102 1,320 3,765 SH   SOLE   3,765 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 58,463 629,655 SH   SOLE   617,370 0 12,285
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,256 27,002 SH   SOLE   27,002 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 5,713 27,629 SH   SOLE   27,629 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 33,157 390,402 SH   SOLE   378,874 0 11,528
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,260 27,017 SH   SOLE   27,017 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,458 9,701 SH   SOLE   9,701 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 657 3,741 SH   SOLE   3,741 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 124,137 361,190 SH   SOLE   355,532 0 5,658
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 107,610 2,147,470 SH   SOLE   2,089,486 0 57,984
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,520 26,052 SH   SOLE   26,052 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,116 7,906 SH   SOLE   7,906 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 311 5,175 SH   SOLE   5,175 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,342 70,785 SH   SOLE   70,785 0 0
VERACYTE INC COM 92337F107 242 4,936 SH   SOLE   4,936 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,414 24,060 SH   SOLE   23,214 0 846
VISA INC COM CL A 92826C839 14,217 65,000 SH   SOLE   63,306 0 1,694
WASTE MGMT INC DEL COM 94106L109 8,424 71,434 SH   SOLE   69,612 0 1,822
WISDOMTREE TR US DIVID EX FNCL 97717W406 285 3,404 SH   SOLE   3,404 0 0