The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHEVRON CORP NEW COM 166764100   220,836 1,400 SH   SOLE   0 0 1,400
ISHARES GOLD TR ISHARES NEW 464285204   525,050 12,498 SH   SOLE   0 0 12,498
ISHARES INC CORE MSCI EMKT 46434G103   17,102,273 331,439 SH   SOLE   0 0 331,439
ISHARES INC JP MORGAN EM ETF 464286517   8,855,001 245,460 SH   SOLE   0 0 245,460
ISHARES TR 0-3 MNTH TREASRY 46436E718   13,853,512 137,558 SH   SOLE   0 0 137,558
ISHARES TR 0-5 YR TIPS ETF 46429B747   6,628,036 66,660 SH   SOLE   0 0 66,660
ISHARES TR A RATE CP BD ETF 46429B291   6,966,486 146,724 SH   SOLE   0 0 146,724
ISHARES TR CORE 1 5 YR USD 46432F859   5,739,015 120,974 SH   SOLE   0 0 120,974
ISHARES TR CORE HIGH DV ETF 46429B663   260,647 2,365 SH   SOLE   0 0 2,365
ISHARES TR CORE MSCI EAFE 46432F842   32,244,594 434,446 SH   SOLE   0 0 434,446
ISHARES TR CORE S&P MCP ETF 464287507   7,552,109 124,335 SH   SOLE   0 0 124,335
ISHARES TR CORE S&P SCP ETF 464287804   3,853,568 34,867 SH   SOLE   0 0 34,867
ISHARES TR CORE S&P500 ETF 464287200   23,415,825 44,539 SH   SOLE   0 0 44,539
ISHARES TR CORE US AGGBD ET 464287226   3,163,693 32,302 SH   SOLE   0 0 32,302
ISHARES TR ESG AW MSCI EAFE 46435G516   252,800 3,163 SH   SOLE   0 0 3,163
ISHARES TR IBOXX HI YD ETF 464288513   3,415,575 43,941 SH   SOLE   0 0 43,941
ISHARES TR MSCI EAFE ETF 464287465   3,443,739 43,122 SH   SOLE   0 0 43,122
ISHARES TR RUSSELL 2000 ETF 464287655   1,967,133 9,353 SH   SOLE   0 0 9,353
ISHARES TR S&P 500 GRWT ETF 464287309   1,061,582 12,572 SH   SOLE   0 0 12,572
ISHARES TR S&P 500 VAL ETF 464287408   6,113,444 32,725 SH   SOLE   0 0 32,725
ISHARES TR SELECT DIVID ETF 464287168   225,732 1,832 SH   SOLE   0 0 1,832
ISHARES TR TIPS BD ETF 464287176   4,873,873 45,376 SH   SOLE   0 0 45,376
ISHARES TR U.S. REAL ES ETF 464287739   908,138 10,101 SH   SOLE   0 0 10,101
ISHARES TR U.S. TECH ETF 464287721   550,518 4,076 SH   SOLE   0 0 4,076
MICROSOFT CORP COM 594918104   327,072 777 SH   SOLE   0 0 777
NVIDIA CORPORATION COM 67066G104   447,560 495 SH   SOLE   0 0 495
OREILLY AUTOMOTIVE INC COM 67103H107   291,251 258 SH   SOLE   0 0 258
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   5,920,606 102,202 SH   SOLE   0 0 102,202
UNITED STS 12 MONTH NAT GAS UNIT BEN INT 91288X109   99,557 12,862 SH   SOLE   0 0 12,862
VANGUARD INDEX FDS VALUE ETF 922908744   9,210,375 56,553 SH   SOLE   0 0 56,553
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   267,375 5,329 SH   SOLE   0 0 5,329
WALMART INC COM 931142103   554,503 9,215 SH   SOLE   0 0 9,215
WEC ENERGY GROUP INC COM 92939U106   266,890 3,250 SH   SOLE   0 0 3,250