The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY MSCI RL EST ETF 316092857 2,158 87,365 SH   SOLE 0 0 87,365
ISHARES GOLD TRUST ISHARES 464285105 200 15,995 SH   SOLE 0 0 15,995
ISHARES INC CORE MSCI EMKT 46434G103 10,146 178,308 SH   SOLE 0 0 178,308
ISHARES INC JP MORGAN EM ETF 464286517 3,583 74,343 SH   SOLE 0 0 74,343
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,210 42,156 SH   SOLE 0 0 42,156
ISHARES TR 0-5YR INVT GR CP 46434V100 507 10,089 SH   SOLE 0 0 10,089
ISHARES TR CORE 1 5 YR USD 46432F859 3,311 66,440 SH   SOLE 0 0 66,440
ISHARES TR CORE HIGH DV ETF 46429B663 213 2,365 SH   SOLE 0 0 2,365
ISHARES TR CORE MSCI EAFE 46432F842 19,866 300,597 SH   SOLE 0 0 300,597
ISHARES TR CORE S&P MCP ETF 464287507 6,488 34,186 SH   SOLE 0 0 34,186
ISHARES TR CORE S&P SCP ETF 464287804 3,162 41,171 SH   SOLE 0 0 41,171
ISHARES TR CORE S&P500 ETF 464287200 14,830 55,160 SH   SOLE 0 0 55,160
ISHARES TR CORE US AGGBD ET 464287226 3,179 29,076 SH   SOLE 0 0 29,076
ISHARES TR IBOXX HI YD ETF 464288513 3,710 42,520 SH   SOLE 0 0 42,520
ISHARES TR IBOXX INV CP ETF 464287242 14,456 118,921 SH   SOLE 0 0 118,921
ISHARES TR INTL DEV RE ETF 464288489 3,409 113,617 SH   SOLE 0 0 113,617
ISHARES TR MSCI EAFE ETF 464287465 4,258 60,557 SH   SOLE 0 0 60,557
ISHARES TR MSCI EMG MKT ETF 464287234 242 5,130 SH   SOLE 0 0 5,130
ISHARES TR RUSSELL 2000 ETF 464287655 1,899 12,456 SH   SOLE 0 0 12,456
ISHARES TR S&P 500 GRWT ETF 464287309 1,285 8,413 SH   SOLE 0 0 8,413
ISHARES TR S&P 500 VAL ETF 464287408 5,007 43,826 SH   SOLE 0 0 43,826
ISHARES TR TIPS BD ETF 464287176 4,067 35,646 SH   SOLE 0 0 35,646
ISHARES TR U.S. REAL ES ETF 464287739 2,545 31,414 SH   SOLE 0 0 31,414
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 245 6,058 SH   SOLE 0 0 6,058
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,357 88,795 SH   SOLE 0 0 88,795
WAL-MART STORES INC COM 931142103 355 3,595 SH   SOLE 0 0 3,595
WEC ENERGY GROUP INC COM 92939U106 216 3,250 SH   SOLE 0 0 3,250
WISDOMTREE TR EM LCL DEBT FD 97717X867 3,083 80,179 SH   SOLE 0 0 80,179