The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY MSCI RL EST ETF 316092857 2,099 86,488 SH   SOLE 0 0 86,488
ISHARES GOLD TRUST ISHARES 464285105 197 15,995 SH   SOLE 0 0 15,995
ISHARES INC CORE MSCI EMKT 46434G103 9,708 179,703 SH   SOLE 0 0 179,703
ISHARES INC JP MORGAN EM ETF 464286517 3,380 70,083 SH   SOLE 0 0 70,083
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,131 41,153 SH   SOLE 0 0 41,153
ISHARES TR 0-5YR INVT GR CP 46434V100 507 10,025 SH   SOLE 0 0 10,025
ISHARES TR CORE 1 5 YR USD 46432F859 3,147 62,606 SH   SOLE 0 0 62,606
ISHARES TR CORE HIGH DV ETF 46429B663 203 2,365 SH   SOLE 0 0 2,365
ISHARES TR CORE MSCI EAFE 46432F842 19,407 302,426 SH   SOLE 0 0 302,426
ISHARES TR CORE S&P MCP ETF 464287507 6,340 35,437 SH   SOLE 0 0 35,437
ISHARES TR CORE S&P SCP ETF 464287804 3,114 41,958 SH   SOLE 0 0 41,958
ISHARES TR CORE S&P500 ETF 464287200 14,522 57,414 SH   SOLE 0 0 57,414
ISHARES TR CORE US AGGBD ET 464287226 3,166 28,885 SH   SOLE 0 0 28,885
ISHARES TR IBOXX HI YD ETF 464288513 3,680 41,465 SH   SOLE 0 0 41,465
ISHARES TR IBOXX INV CP ETF 464287242 14,026 115,694 SH   SOLE 0 0 115,694
ISHARES TR INTL DEV RE ETF 464288489 3,181 109,060 SH   SOLE 0 0 109,060
ISHARES TR MSCI EAFE ETF 464287465 4,135 60,384 SH   SOLE 0 0 60,384
ISHARES TR MSCI EMG MKT ETF 464287234 226 5,054 SH   SOLE 0 0 5,054
ISHARES TR RUSSELL 2000 ETF 464287655 1,944 13,122 SH   SOLE 0 0 13,122
ISHARES TR S&P 500 GRWT ETF 464287309 1,295 9,026 SH   SOLE 0 0 9,026
ISHARES TR S&P 500 VAL ETF 464287408 4,730 43,830 SH   SOLE 0 0 43,830
ISHARES TR TIPS BD ETF 464287176 3,921 34,522 SH   SOLE 0 0 34,522
ISHARES TR U.S. REAL ES ETF 464287739 2,504 31,352 SH   SOLE 0 0 31,352
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 231 6,027 SH   SOLE 0 0 6,027
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,100 89,182 SH   SOLE 0 0 89,182
WAL-MART STORES INC COM 931142103 281 3,595 SH   SOLE 0 0 3,595
WEC ENERGY GROUP INC COM 92939U106 204 3,250 SH   SOLE 0 0 3,250
WISDOMTREE TR EM LCL DEBT FD 97717X867 3,152 81,673 SH   SOLE 0 0 81,673