The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EXXON MOBIL CORP COM 30231G102 201 2,229 SH   SOLE 0 0 2,229
FIDELITY MSCI RL EST ETF 316092857 1,533 65,375 SH   SOLE 0 0 65,375
ISHARES EM MKTS CURR ETF 464286517 2,434 56,799 SH   SOLE 0 0 56,799
ISHARES GOLD TRUST ISHARES 464285105 163 14,743 SH   SOLE 0 0 14,743
ISHARES INC CORE MSCI EMKT 46434G103 7,661 180,462 SH   SOLE 0 0 180,462
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,271 32,481 SH   SOLE 0 0 32,481
ISHARES TR CORE MSCI EAFE 46432F842 15,747 293,631 SH   SOLE 0 0 293,631
ISHARES TR CORE S&P MCP ETF 464287507 5,502 33,279 SH   SOLE 0 0 33,279
ISHARES TR CORE S&P SCP ETF 464287804 2,642 19,214 SH   SOLE 0 0 19,214
ISHARES TR CORE S&P500 ETF 464287200 13,168 58,526 SH   SOLE 0 0 58,526
ISHARES TR CORE ST USDB ETF 46432F859 2,552 51,045 SH   SOLE 0 0 51,045
ISHARES TR CORE US AGGBD ET 464287226 2,749 25,435 SH   SOLE 0 0 25,435
ISHARES TR IBOXX HI YD ETF 464288513 3,225 37,264 SH   SOLE 0 0 37,264
ISHARES TR IBOXX INV CP ETF 464287242 11,664 99,538 SH   SOLE 0 0 99,538
ISHARES TR INTL DEV RE ETF 464288489 2,506 95,372 SH   SOLE 0 0 95,372
ISHARES TR MSCI EAFE ETF 464287465 3,593 62,244 SH   SOLE 0 0 62,244
ISHARES TR RUSSELL 2000 ETF 464287655 1,618 12,000 SH   SOLE 0 0 12,000
ISHARES TR S&P 500 GRWT ETF 464287309 1,308 10,737 SH   SOLE 0 0 10,737
ISHARES TR S&P 500 VAL ETF 464287408 3,150 31,068 SH   SOLE 0 0 31,068
ISHARES TR TIPS BD ETF 464287176 3,235 28,588 SH   SOLE 0 0 28,588
ISHARES TR U.S. REAL ES ETF 464287739 2,332 30,307 SH   SOLE 0 0 30,307
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 201 5,567 SH   SOLE 0 0 5,567
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 3,514 85,526 SH   SOLE 0 0 85,526
WAL-MART STORES INC COM 931142103 244 3,531 SH   SOLE 0 0 3,531
WISDOMTREE TR EM LCL DEBT FD 97717X867 2,934 82,023 SH   SOLE 0 0 82,023