The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 2,162 72,288 SH   SOLE   0 0 2,162
HENRY JACK & ASSOC INC COM 426281101 231 3,713 SH   SOLE   0 0 231
ISHARES EM MKTS CURR ETF 464286517 1,184 25,656 SH   SOLE   0 0 1,184
ISHARES INTL TREA BD ETF 464288117 2,977 30,763 SH   SOLE   0 0 2,977
ISHARES INTL DEV RE ETF 464288489 1,633 54,365 SH   SOLE   0 0 1,633
ISHARES IBOXX HI YD ETF 464288513 3,592 40,090 SH   SOLE   0 0 3,592
ISHARES GOLD TRUST ISHARES 464285105 148 12,917 SH   SOLE   0 0 148
ISHARES INC CORE MSCI EMKT 46434G103 6,901 146,744 SH   SOLE   0 0 6,901
ISHARES TR TIPS BD ETF 464287176 2,543 22,707 SH   SOLE   0 0 2,543
ISHARES TR CORE S&P500 ETF 464287200 12,064 58,316 SH   SOLE   0 0 12,064
ISHARES TR CORE US AGGBD ET 464287226 2,997 27,212 SH   SOLE   0 0 2,997
ISHARES TR MSCI EMG MKT ETF 464287234 206 5,241 SH   SOLE   0 0 206
ISHARES TR IBOXX INV CP ETF 464287242 9,194 76,995 SH   SOLE   0 0 9,194
ISHARES TR S&P 500 GRWT ETF 464287309 2,133 19,111 SH   SOLE   0 0 2,133
ISHARES TR S&P 500 VAL ETF 464287408 3,381 36,054 SH   SOLE   0 0 3,381
ISHARES TR MSCI EAFE ETF 464287465 4,675 76,835 SH   SOLE   0 0 4,675
ISHARES TR CORE S&P MCP ETF 464287507 5,269 36,391 SH   SOLE   0 0 5,269
ISHARES TR RUSSELL 2000 ETF 464287655 1,809 15,122 SH   SOLE   0 0 1,809
ISHARES TR U.S. REAL ES ETF 464287739 3,244 42,215 SH   SOLE   0 0 3,244
ISHARES TR CORE S&P SCP ETF 464287804 2,042 17,904 SH   SOLE   0 0 2,042
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,715 27,423 SH   SOLE   0 0 2,715
ISHARES TR CORE MSCI EAFE 46432F842 12,895 233,104 SH   SOLE   0 0 12,895
ISHARES TR CORE ST USDB ETF 46432F859 2,809 28,032 SH   SOLE   0 0 2,809
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 316 7,601 SH   SOLE   0 0 316
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 4,587 94,994 SH   SOLE   0 0 4,587
WAL-MART STORES INC COM 931142103 293 3,412 SH   SOLE   0 0 293
WISDOMTREE TR EM LCL DEBT FD 97717X867 4,927 118,436 SH   SOLE   0 0 4,927