The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 681 220 SH   SOLE 0 220 0 0
ALEXANDRIA REAL ESTATE EQ INC COM REIT 015271109 222 1,350 SH   SOLE 0 1,350 0 0
STARBUCKS CORP COM Stock 855244109 626 5,729 SH   SOLE 0 5,729 0 0
NUVEEN MASSACHUSETS QLT MUN FD COM CEF 67061E104 148 10,375 SH   SOLE 0 10,375 0 0
JOHNSON & JOHNSON COM Stock 478160104 6,749 41,063 SH   SOLE 0 41,063 0 0
ISHARES GLOBAL TECH ETF ETF 464287291 329 1,070 SH   SOLE 0 1,070 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 374 1,060 SH   SOLE 0 1,060 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 1,733 5,301 SH   SOLE 0 5,301 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 783 19,974 SH   SOLE 0 19,974 0 0
NUVEEN MARYLAND QLT MUN INC FD COM CEF 67061Q107 680 48,016 SH   SOLE 0 48,016 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 3,986 29,434 SH   SOLE 0 29,434 0 0
COCA COLA CO COM Stock 191216100 2,205 41,841 SH   SOLE 0 41,840 0 0
GENERAL MLS INC COM Stock 370334104 965 15,730 SH   SOLE 0 15,730 0 0
TRUIST FINL CORP COM Stock 89832Q109 268 4,593 SH   SOLE 0 4,593 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 2,117 12,453 SH   SOLE 0 12,453 0 0
AVALONBAY CMNTYS INC COM REIT 053484101 810 4,390 SH   SOLE 0 4,390 0 0
INTEL CORP COM Stock 458140100 2,679 41,859 SH   SOLE 0 41,858 0 0
MEDTRONIC PLC SHS Stock G5960L103 293 2,479 SH   SOLE 0 2,479 0 0
CLOROX CO DEL COM Stock 189054109 331 1,718 SH   SOLE 0 1,718 0 0
EQUITY RESIDENTIAL SH BEN INT REIT 29476L107 224 3,130 SH   SOLE 0 3,130 0 0
MERCK & CO. INC COM Stock 58933Y105 4,646 60,272 SH   SOLE 0 60,272 0 0
SPDR S&P 500 ETF ETF 78462F103 1,049 2,647 SH   SOLE 0 2,647 0 0
MCKESSON CORP COM Stock 58155Q103 321 1,645 SH   SOLE 0 1,645 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 794 2,231 SH   SOLE 0 2,231 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 491 2,216 SH   SOLE 0 2,216 0 0
EMERSON ELEC CO COM Stock 291011104 563 6,240 SH   SOLE 0 6,240 0 0
ISHARES TIPS BOND ETF ETF 464287176 338 2,695 SH   SOLE 0 2,695 0 0
SFL CORPORATION LTD 5.75 10/15/2021 Convertible G81075AF3 25 25,000 SH   SOLE 0 25,000 0 0
SMUCKER J M CO COM NEW Stock 832696405 326 2,578 SH   SOLE 0 2,578 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 6,733 115,779 SH   SOLE 0 115,779 0 0
CHUBB LIMITED COM Stock H1467J104 209 1,323 SH   SOLE 0 1,323 0 0
FEDEX CORP COM Stock 31428X106 2,021 7,114 SH   SOLE 0 7,114 0 0
PEPSICO INC COM Stock 713448108 2,567 18,149 SH   SOLE 0 18,149 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 5,838 67,691 SH   SOLE 0 67,691 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 247 1,779 SH   SOLE 0 1,779 0 0
MOLSON COORS BEVERAGE CO CL B Stock 60871R209 264 5,165 SH   SOLE 0 5,165 0 0
HONEYWELL INTL INC COM Stock 438516106 525 2,419 SH   SOLE 0 2,419 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 468 2,828 SH   SOLE 0 2,828 0 0
US BANCORP DEL COM NEW Stock 902973304 417 7,535 SH   SOLE 0 7,535 0 0
HOME DEPOT INC COM Stock 437076102 1,121 3,674 SH   SOLE 0 3,674 0 0
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 262 4,770 SH   SOLE 0 4,770 0 0
SPDR GOLD SHARES ETF 78463V107 1,203 7,519 SH   SOLE 0 7,519 0 0
SOUTHERN CO COM Stock 842587107 1,345 21,639 SH   SOLE 0 21,639 0 0
ROKU INC COM CL A Stock 77543R102 204 625 SH   SOLE 0 625 0 0
BECTON DICKINSON & CO COM Stock 075887109 440 1,810 SH   SOLE 0 1,810 0 0
BRITISH AMERN TOB PLC SPONSORED ADR ADR 110448107 411 10,606 SH   SOLE 0 10,606 0 0
EVOLENT HEALTH INC 2 12/01/2021 Convertible 30050BAB7 32 30,000 SH   SOLE 0 30,000 0 0
PINNACLE WEST CAP CORP COM Stock 723484101 434 5,338 SH   SOLE 0 5,338 0 0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 2,902 92,680 SH   SOLE 0 92,679 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 6,467 25,316 SH   SOLE 0 25,316 0 0
AMERICOLD RLTY TR COM REIT 03064D108 300 7,800 SH   SOLE 0 7,800 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 4,188 50,758 SH   SOLE 0 50,758 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 302 3,250 SH   SOLE 0 3,250 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 1,572 762 SH   SOLE 0 762 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 458 8,204 SH   SOLE 0 8,204 0 0
NEWMONT CORP COM Stock 651639106 515 8,545 SH   SOLE 0 8,545 0 0
COMCAST CORP NEW CL A Stock 20030N101 215 3,980 SH   SOLE 0 3,980 0 0
MICROSOFT CORP COM Stock 594918104 7,777 32,986 SH   SOLE 0 32,986 0 0
CVS HEALTH CORP COM Stock 126650100 4,041 53,720 SH   SOLE 0 53,719 0 0
SIMON PPTY GROUP INC NEW COM REIT 828806109 488 4,291 SH   SOLE 0 4,291 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 771 2 SH   SOLE 0 2 0 0
NUVEEN GEORGIA QLTY MUN INC FD COM CEF 67072B107 226 17,350 SH   SOLE 0 17,349 0 0
NEXTERA ENERGY INC COM Stock 65339F101 725 9,590 SH   SOLE 0 9,590 0 0
NIKE INC CL B Stock 654106103 524 3,944 SH   SOLE 0 3,944 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 846 3,152 SH   SOLE 0 3,152 0 0
PUBLIC STORAGE COM REIT 74460D109 207 840 SH   SOLE 0 840 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 325 5,916 SH   SOLE 0 5,916 0 0
MFS GOVT MKTS INCOME TR SH BEN INT CEF 552939100 468 106,438 SH   SOLE 0 106,438 0 0
CARLISLE COS INC COM Stock 142339100 14,500 88,102 SH   SOLE 0 88,102 0 0
AMDOCS LTD SHS Stock G02602103 288 4,100 SH   SOLE 0 4,100 0 0
DOW INC COM Stock 260557103 653 10,217 SH   SOLE 0 10,217 0 0
LYFT INC CL A COM Stock 55087P104 810 12,823 SH   SOLE 0 12,823 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 409 5,466 SH   SOLE 0 5,466 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 208 1,468 SH   SOLE 0 1,468 0 0
LILLY ELI & CO COM Stock 532457108 234 1,250 SH   SOLE 0 1,250 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,949 20,191 SH   SOLE 0 20,191 0 0
BLACKROCK INCOME TR INC COM CEF 09247F100 1,121 183,453 SH   SOLE 0 183,453 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104 512 12,137 SH   SOLE 0 12,137 0 0
INDEPENDENT BK CORP MASS COM Stock 453836108 2,396 28,465 SH   SOLE 0 28,465 0 0
VIATRIS INC COM Stock 92556V106 251 17,980 SH   SOLE 0 17,980 0 0
VISA INC COM CL A Stock 92826C839 2,942 13,894 SH   SOLE 0 13,894 0 0
COMSCORE INC COM Stock 20564W105 44 12,000 SH   SOLE 0 12,000 0 0
KELLOGG CO COM Stock 487836108 266 4,195 SH   SOLE 0 4,195 0 0
PHILLIPS 66 COM Stock 718546104 342 4,198 SH   SOLE 0 4,198 0 0
FACEBOOK INC CL A Stock 30303M102 1,922 6,524 SH   SOLE 0 6,524 0 0
MONDELEZ INTL INC CL A Stock 609207105 242 4,136 SH   SOLE 0 4,136 0 0
WP CAREY INC COM REIT 92936U109 2,472 34,931 SH   SOLE 0 34,931 0 0
BROADCOM INC COM Stock 11135F101 206 445 SH   SOLE 0 445 0 0
METLIFE INC COM Stock 59156R108 206 3,385 SH   SOLE 0 3,385 0 0
ROYAL BK CDA COM Stock 780087102 275 2,983 SH   SOLE 0 2,983 0 0
KINDER MORGAN INC DEL COM Stock 49456B101 325 19,525 SH   SOLE 0 19,525 0 0
NVIDIA CORPORATION COM Stock 67066G104 360 675 SH   SOLE 0 675 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 989 18,090 SH   SOLE 0 18,090 0 0
CUMMINS INC COM Stock 231021106 732 2,825 SH   SOLE 0 2,825 0 0
ABBVIE INC COM Stock 00287Y109 1,629 15,057 SH   SOLE 0 15,057 0 0
S&P GLOBAL INC COM Stock 78409V104 1,413 4,003 SH   SOLE 0 4,003 0 0
STRYKER CORPORATION COM Stock 863667101 832 3,414 SH   SOLE 0 3,414 0 0
QUALCOMM INC COM Stock 747525103 717 5,410 SH   SOLE 0 5,410 0 0
MCDONALDS CORP COM Stock 580135101 285 1,270 SH   SOLE 0 1,270 0 0
DOVER CORP COM Stock 260003108 259 1,890 SH   SOLE 0 1,890 0 0
CISCO SYS INC COM Stock 17275R102 2,129 41,166 SH   SOLE 0 41,165 0 0
JETBLUE AWYS CORP COM Stock 477143101 1,339 65,851 SH   SOLE 0 65,851 0 0
AT&T INC COM Stock 00206R102 6,824 225,428 SH   SOLE 0 225,428 0 0
GENERAL ELECTRIC CO COM Stock 369604103 340 25,860 SH   SOLE 0 25,860 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 1,041 2,616 SH   SOLE 0 2,616 0 0
WELLS FARGO CO NEW COM Stock 949746101 1,485 37,998 SH   SOLE 0 37,998 0 0
UNION PAC CORP COM Stock 907818108 986 4,475 SH   SOLE 0 4,475 0 0
MCCORMICK & CO INC COM NON VTG Stock 579780206 309 3,463 SH   SOLE 0 3,463 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 373 1,152 SH   SOLE 0 1,152 0 0
DARDEN RESTAURANTS INC COM Stock 237194105 327 2,305 SH   SOLE 0 2,305 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 478 1,048 SH   SOLE 0 1,048 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 783 2,120 SH   SOLE 0 2,120 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 5,468 35,920 SH   SOLE 0 35,920 0 0
CHEVRON CORP NEW COM Stock 166764100 2,025 19,325 SH   SOLE 0 19,325 0 0
CONOCOPHILLIPS COM Stock 20825C104 327 6,179 SH   SOLE 0 6,179 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 242 4,936 SH   SOLE 0 4,936 0 0
CAMPBELL SOUP CO COM Stock 134429109 509 10,117 SH   SOLE 0 10,117 0 0
DANAHER CORPORATION COM Stock 235851102 467 2,077 SH   SOLE 0 2,077 0 0
TJX COS INC NEW COM Stock 872540109 327 4,945 SH   SOLE 0 4,945 0 0
BK OF AMERICA CORP COM Stock 060505104 1,622 41,914 SH   SOLE 0 41,913 0 0
BLACKROCK MUNIHLDGS NY QLTY FD COM CEF 09255C106 459 32,600 SH   SOLE 0 32,600 0 0
WALMART INC COM Stock 931142103 498 3,669 SH   SOLE 0 3,669 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1,964 14,739 SH   SOLE 0 14,739 0 0
ORACLE CORP COM Stock 68389X105 498 7,102 SH   SOLE 0 7,102 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 1,665 21,553 SH   SOLE 0 21,553 0 0
TEXAS INSTRS INC COM Stock 882508104 348 1,842 SH   SOLE 0 1,842 0 0
TARGET CORP COM Stock 87612E106 977 4,934 SH   SOLE 0 4,934 0 0
PFIZER INC COM Stock 717081103 5,683 156,872 SH   SOLE 0 156,871 0 0
MORGAN STANLEY COM NEW Stock 617446448 1,078 13,884 SH   SOLE 0 13,884 0 0
3M CO COM Stock 88579Y101 1,308 6,790 SH   SOLE 0 6,790 0 0
GILEAD SCIENCES INC COM Stock 375558103 1,132 17,508 SH   SOLE 0 17,508 0 0
AMERICAN EXPRESS CO COM Stock 025816109 1,161 8,211 SH   SOLE 0 8,211 0 0
AMGEN INC COM Stock 031162100 1,581 6,355 SH   SOLE 0 6,355 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107 400 5,841 SH   SOLE 0 5,841 0 0
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105 375 25,322 SH   SOLE 0 25,321 0 0
CANADIAN NATL RY CO COM Stock 136375102 376 3,245 SH   SOLE 0 3,245 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 413 3,660 SH   SOLE 0 3,660 0 0
EATON CORP PLC SHS Stock G29183103 747 5,404 SH   SOLE 0 5,404 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR ADR 03524A108 271 4,319 SH   SOLE 0 4,319 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 1,031 11,620 SH   SOLE 0 11,620 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 405 2,308 SH   SOLE 0 2,308 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 1,184 18,757 SH   SOLE 0 18,757 0 0
BARRICK GOLD CORP COM Stock 067901108 353 17,819 SH   SOLE 0 17,819 0 0
ALTRIA GROUP INC COM Stock 02209S103 987 19,287 SH   SOLE 0 19,287 0 0
DOMINION ENERGY INC COM Stock 25746U109 1,205 15,858 SH   SOLE 0 15,858 0 0
CITIGROUP INC COM NEW Stock 172967424 559 7,684 SH   SOLE 0 7,684 0 0
EXXON MOBIL CORP COM Stock 30231G102 2,505 44,863 SH   SOLE 0 44,862 0 0
DEERE & CO COM Stock 244199105 550 1,469 SH   SOLE 0 1,469 0 0
SOUTHWEST AIRLS CO COM Stock 844741108 834 13,655 SH   SOLE 0 13,655 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 208 2,640 SH   SOLE 0 2,640 0 0
APPLE INC COM Stock 037833100 8,433 69,035 SH   SOLE 0 69,035 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 484 13,563 SH   SOLE 0 13,563 0 0
ABBOTT LABS COM Stock 002824100 1,723 14,375 SH   SOLE 0 14,375 0 0
DISNEY WALT CO COM Stock 254687106 1,384 7,501 SH   SOLE 0 7,501 0 0