The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   3,872,182 136,923 SH   SOLE 0 136,923 0 0
AT&T Inc Com 00206R102   14,790 523 SH   DFND 0 523 0 0
Abbott Laboratories Com 002824100   9,607,574 72,428 SH   SOLE 0 67,028 0 5,400
Abbott Laboratories Com 002824100   143,925 1,085 SH   DFND 0 1,085 0 0
AbbVie Inc Com 00287Y109   8,662,185 41,343 SH   SOLE 0 41,152 0 191
AbbVie Inc Com 00287Y109   234,034 1,117 SH   DFND 0 1,117 0 0
Aberdeen Std Gold ETF Com 00326A104   1,270,779 42,615 SH   SOLE 0 42,615 0 0
Adobe Systems Inc Com 00724F101   1,363,449 3,555 SH   SOLE 0 3,555 0 0
Adobe Systems Inc Com 00724F101   7,287 19 SH   DFND 0 19 0 0
Advanced Micro Devices Inc Com 007903107   3,334,940 32,460 SH   SOLE 0 32,460 0 0
Agilent Technologies Inc Com 00846U101   224,836 1,922 SH   SOLE 0 1,922 0 0
Agree Realty Corp Com 008492100   452,565 5,863 SH   SOLE 0 5,863 0 0
Air Products & Chemicals Inc Com 009158106   2,728,895 9,253 SH   SOLE 0 9,124 0 129
Allstate Corp Com 020002101   1,354,031 6,539 SH   SOLE 0 6,539 0 0
Allstate Corp Com 020002101   26,919 130 SH   DFND 0 130 0 0
Ally Financial Inc Com 02005N100   593,950 16,286 SH   SOLE 0 16,286 0 0
Ally Financial Inc Com 02005N100   1,787 49 SH   DFND 0 49 0 0
Alphabet Inc-C Com 02079K107   7,976,791 51,058 SH   SOLE 0 51,058 0 0
Alphabet Inc-C Com 02079K107   109,361 700 SH   DFND 0 700 0 0
Alphabet Inc-A Com 02079K305   17,246,845 111,529 SH   SOLE 0 111,329 0 200
Alphabet Inc-A Com 02079K305   312,218 2,019 SH   DFND 0 2,019 0 0
Altria Group Inc Com 02209S103   1,425,655 23,753 SH   SOLE 0 23,753 0 0
Amazon.com Inc Com 023135106   16,644,896 87,485 SH   SOLE 0 86,885 0 600
Amazon.com Inc Com 023135106   124,811 656 SH   DFND 0 656 0 0
American Electric Power Co Inc Com 025537101   2,077,551 19,013 SH   SOLE 0 19,013 0 0
American Express Co Com 025816109   3,072,820 11,421 SH   SOLE 0 11,421 0 0
American Express Co Com 025816109   98,203 365 SH   DFND 0 365 0 0
American Tower Corp Com 03027X100   1,844,160 8,475 SH   SOLE 0 8,475 0 0
American Tower Corp Com 03027X100   9,357 43 SH   DFND 0 43 0 0
American Water Works Co Inc Com 030420103   1,710,937 11,598 SH   SOLE 0 11,598 0 0
Cencora Inc Com 03073E105   551,731 1,984 SH   SOLE 0 1,984 0 0
Amgen Inc Com 031162100   8,989,152 28,853 SH   SOLE 0 16,813 0 12,040
Amgen Inc Com 031162100   44,240 142 SH   DFND 0 142 0 0
Analog Devices Inc Com 032654105   3,901,306 19,345 SH   SOLE 0 19,286 0 59
Analog Devices Inc Com 032654105   2,017 10 SH   DFND 0 10 0 0
Apple Inc Com 037833100   60,014,861 270,179 SH   SOLE 0 265,363 0 4,816
Apple Inc Com 037833100   337,860 1,521 SH   DFND 0 1,521 0 0
ADR ArcelorMittal-NY reg Com 03938L203   649,731 22,521 SH   SOLE 0 22,521 0 0
ADR ArcelorMittal-NY reg Com 03938L203   1,933 67 SH   DFND 0 67 0 0
ADR AstraZeneca PLC- II Sp Com 046353108   559,776 7,616 SH   SOLE 0 7,616 0 0
Autolus Therapeutics PLC Com 05280R100   56,211 36,265 SH   SOLE 0 36,265 0 0
Automatic Data Processing Inc Com 053015103   2,494,652 8,165 SH   SOLE 0 8,100 0 65
AutoZone Inc Com 053332102   423,219 111 SH   SOLE 0 111 0 0
Bank of America Corp Com 060505104   585,597 14,033 SH   SOLE 0 14,033 0 0
Bank of New York Mellon Corp Com 064058100   201,288 2,400 SH   SOLE 0 2,400 0 0
Bath & Body Works Inc Com 070830104   480,906 15,861 SH   SOLE 0 15,861 0 0
Baxter International Inc Com 071813109   333,708 9,749 SH   SOLE 0 9,749 0 0
Baxter International Inc Com 071813109   22,968 671 SH   DFND 0 671 0 0
Becton Dickinson & Co Com 075887109   358,708 1,566 SH   SOLE 0 1,566 0 0
Becton Dickinson & Co Com 075887109   6,185 27 SH   DFND 0 27 0 0
Berkshire Hathaway Inc-A Com 084670108   1,596,883 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702   2,234,173 4,195 SH   SOLE 0 4,130 0 65
Berkshire Hathaway Inc-B Com 084670702   19,173 36 SH   DFND 0 36 0 0
Biogen Inc Com 09062X103   309,806 2,264 SH   SOLE 0 2,264 0 0
Blackstone Inc Com 09260D107   3,292,099 23,552 SH   SOLE 0 23,552 0 0
BlackRock Inc Com 09290D101   2,761,829 2,918 SH   SOLE 0 2,918 0 0
Boeing Co/The Com 097023105   1,962,689 11,508 SH   SOLE 0 5,288 0 6,220
Boeing Co/The Com 097023105   22,342 131 SH   DFND 0 131 0 0
Booking Holdings Inc Com 09857L108   2,326,490 505 SH   SOLE 0 505 0 0
Boston Scientific Corp Com 101137107   227,989 2,260 SH   SOLE 0 2,260 0 0
Boston Scientific Corp Com 101137107   25,018 248 SH   DFND 0 248 0 0
Bristol Myers Squibb Com 110122108   2,850,673 46,740 SH   SOLE 0 46,220 0 520
Bristol Myers Squibb Com 110122108   24,396 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101   3,656,336 21,838 SH   SOLE 0 21,838 0 0
CDW Corp Com 12514G108   316,033 1,972 SH   SOLE 0 1,972 0 0
Cigna Corp Com 125523100   339,528 1,032 SH   SOLE 0 1,032 0 0
CME Group Inc Com 12572Q105   2,068,201 7,796 SH   SOLE 0 7,796 0 0
CME Group Inc Com 12572Q105   2,388 9 SH   DFND 0 9 0 0
CVS Health Corp Com 126650100   2,396,860 35,378 SH   SOLE 0 27,328 0 8,050
CVS Health Corp Com 126650100   7,656 113 SH   DFND 0 113 0 0
Coterra Energy Inc Com 127097103   328,824 11,378 SH   SOLE 0 401 0 10,977
Canadian Imperial Bank of Commerce Com 136069101   238,149 4,230 SH   SOLE 0 4,230 0 0
Cardinal Health Inc Com 14149Y108   236,276 1,715 SH   SOLE 0 1,715 0 0
CareTrust REIT Inc Com 14174T107   1,045,113 36,568 SH   SOLE 0 36,568 0 0
Carrier Global Corp Com 14448C104   1,225,142 19,324 SH   SOLE 0 19,324 0 0
Carrier Global Corp Com 14448C104   23,014 363 SH   DFND 0 363 0 0
Caterpillar Inc Com 149123101   3,789,732 11,491 SH   SOLE 0 2,999 0 8,492
Chevron Corp Com 166764100   11,850,322 70,837 SH   SOLE 0 70,599 0 238
Chevron Corp Com 166764100   193,220 1,155 SH   DFND 0 905 0 250
Chipotle Mexican Grill Inc Com 169656105   1,011,079 20,137 SH   SOLE 0 20,137 0 0
Cincinnati Financial Corp Com 172062101   1,497,585 10,138 SH   SOLE 0 10,138 0 0
Cisco Systems Inc Com 17275R102   7,713,009 124,988 SH   SOLE 0 119,668 0 5,320
Cisco Systems Inc Com 17275R102   9,997 162 SH   DFND 0 162 0 0
Citigroup Inc Com 172967424   1,252,761 17,647 SH   SOLE 0 17,647 0 0
Citigroup Inc Com 172967424   16,044 226 SH   DFND 0 226 0 0
Clorox Co Com 189054109   217,047 1,474 SH   SOLE 0 1,474 0 0
Coca-Cola Co/The Com 191216100   6,613,319 92,339 SH   SOLE 0 89,073 0 3,266
Coca-Cola Co/The Com 191216100   156,490 2,185 SH   DFND 0 2,185 0 0
Cognizant Tech Solutions Corp-A Com 192446102   1,321,308 17,272 SH   SOLE 0 17,272 0 0
Cognizant Tech Solutions Corp-A Com 192446102   62,883 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103   1,694,565 18,085 SH   SOLE 0 4,505 0 13,580
Comcast Corp-A Com 20030N101   2,949,048 79,920 SH   SOLE 0 79,129 0 791
Comcast Corp-A Com 20030N101   6,494 176 SH   DFND 0 176 0 0
ConocoPhillips Inc Com 20825C104   764,441 7,279 SH   SOLE 0 7,279 0 0
Constellation Energy Corp Com 21037T109   387,331 1,921 SH   SOLE 0 1,422 0 499
Corteva Inc Com 22052L104   202,509 3,218 SH   SOLE 0 3,218 0 0
Corteva Inc Com 22052L104   13,404 213 SH   DFND 0 213 0 0
Costco Wholesale Corp Com 22160K105   8,072,232 8,535 SH   SOLE 0 8,535 0 0
Costco Wholesale Corp Com 22160K105   94,578 100 SH   DFND 0 100 0 0
Crown Castle Inc Com 22822V101   1,361,452 13,062 SH   SOLE 0 13,062 0 0
Cummins Inc Com 231021106   378,009 1,206 SH   SOLE 0 1,206 0 0
DTE Energy Co Com 233331107   226,210 1,636 SH   SOLE 0 1,636 0 0
Danaher Corp Com 235851102   7,070,860 34,492 SH   SOLE 0 34,492 0 0
Danaher Corp Com 235851102   124,845 609 SH   DFND 0 609 0 0
Darden Restaurants Inc Com 237194105   415,104 1,998 SH   SOLE 0 1,998 0 0
Deere & Co Com 244199105   10,160,489 21,648 SH   SOLE 0 9,214 0 12,434
Deere & Co Com 244199105   7,510 16 SH   DFND 0 16 0 0
Digital Realty Trust Inc Com 253868103   1,292,619 9,021 SH   SOLE 0 9,021 0 0
Digital Realty Trust Inc Com 253868103   2,006 14 SH   DFND 0 14 0 0
Disney Walt Co Com 254687106   4,540,003 45,998 SH   SOLE 0 45,998 0 0
Disney Walt Co Com 254687106   26,649 270 SH   DFND 0 270 0 0
Dominion Resources Inc/VA Com 25746U109   1,131,941 20,188 SH   SOLE 0 20,188 0 0
Dominion Resources Inc/VA Com 25746U109   69,190 1,234 SH   DFND 0 1,234 0 0
Dover Corp Com 260003108   601,704 3,425 SH   SOLE 0 3,425 0 0
Duke Energy Corp Com 26441C204   4,258,461 34,914 SH   SOLE 0 34,639 0 275
Duke Energy Corp Com 26441C204   4,757 39 SH   DFND 0 39 0 0
DuPont de Nemours Inc Com 26614N102   1,417,949 18,987 SH   SOLE 0 18,987 0 0
DuPont de Nemours Inc Com 26614N102   17,400 233 SH   DFND 0 233 0 0
EOG Resources Inc Com 26875P101   1,889,616 14,735 SH   SOLE 0 14,735 0 0
EOG Resources Inc Com 26875P101   2,180 17 SH   DFND 0 17 0 0
EQT Corp Com 26884L109   914,454 17,115 SH   SOLE 0 17,115 0 0
Emerson Electric Company Com 291011104   1,925,498 17,562 SH   SOLE 0 8,562 0 9,000
Enbridge Inc Com 29250N105   622,821 14,056 SH   SOLE 0 13,212 0 844
Enbridge Inc Com 29250N105   1,108 25 SH   DFND 0 25 0 0
Entergy Corp Com 29364G103   1,907,966 22,318 SH   SOLE 0 22,318 0 0
Entergy Corp Com 29364G103   3,078 36 SH   DFND 0 36 0 0
EPAM Systems Inc Com 29414B104   631,293 3,739 SH   SOLE 0 3,739 0 0
Exelon Corp Com 30161N101   1,669,110 36,222 SH   SOLE 0 35,422 0 800
Exelon Corp Com 30161N101   2,074 45 SH   DFND 0 45 0 0
Extra Space Storage Inc Com 30225T102   400,181 2,695 SH   SOLE 0 2,695 0 0
Exxon Mobil Corp Com 30231G102   8,830,434 74,249 SH   SOLE 0 64,428 0 9,821
Exxon Mobil Corp Com 30231G102   93,717 788 SH   DFND 0 488 0 300
Meta Platforms Inc Com 30303M102   5,229,891 9,074 SH   SOLE 0 9,074 0 0
Meta Platforms Inc Com 30303M102   34,005 59 SH   DFND 0 59 0 0
FedEx Corp Com 31428X106   605,062 2,482 SH   SOLE 0 2,482 0 0
Fifth Third Bancorp Com 316773100   2,026,366 51,693 SH   SOLE 0 34,893 0 16,800
First Solar Inc Com 336433107   347,683 2,750 SH   SOLE 0 350 0 2,400
Fiserv Inc Com 337738108   375,632 1,701 SH   SOLE 0 1,701 0 0
Fiserv Inc Com 337738108   11,262 51 SH   DFND 0 51 0 0
Fortive Corp Com 34959J108   667,182 9,117 SH   SOLE 0 9,117 0 0
Fortive Corp Com 34959J108   21,954 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105   945,360 6,000 SH   SOLE 0 0 0 6,000
Franklin Electric Co Inc Com 353514102   844,920 9,000 SH   SOLE 0 0 0 9,000
Freeport-McMoRan Copper & Gold Inc Com 35671D857   837,501 22,121 SH   SOLE 0 22,121 0 0
Arthur J Gallagher & Co Com 363576109   4,622,418 13,389 SH   SOLE 0 13,337 0 52
GE Vernova Inc Com 36828A101   318,407 1,043 SH   SOLE 0 858 0 185
General Dynamics Corp Com 369550108   4,070,165 14,932 SH   SOLE 0 14,932 0 0
General Dynamics Corp Com 369550108   39,524 145 SH   DFND 0 145 0 0
GE Aerospace Com 369604301   919,089 4,592 SH   SOLE 0 3,567 0 1,025
General Mills Inc Com 370334104   1,749,276 29,257 SH   SOLE 0 28,555 0 702
General Mills Inc Com 370334104   2,033 34 SH   DFND 0 34 0 0
Gilead Sciences Inc Com 375558103   1,585,508 14,150 SH   SOLE 0 14,150 0 0
ADR GSK PLC II SA Com 37733W204   1,162,510 30,008 SH   SOLE 0 28,248 0 1,760
Goldman Sachs Group Inc Com 38141G104   1,057,617 1,936 SH   SOLE 0 1,936 0 0
Grainger W W Inc Com 384802104   1,191,323 1,206 SH   SOLE 0 1,206 0 0
Great Elm Group Inc Com 39037G109   28,350 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101   888,064 2,570 SH   SOLE 0 2,570 0 0
HCA Healthcare Inc Com 40412C101   1,728 5 SH   DFND 0 5 0 0
Halliburton Company Com 406216101   231,400 9,121 SH   SOLE 0 9,121 0 0
Home Depot Inc Com 437076102   8,762,043 23,908 SH   SOLE 0 20,583 0 3,325
Home Depot Inc Com 437076102   16,859 46 SH   DFND 0 46 0 0
Honeywell International Inc Com 438516106   4,368,403 20,630 SH   SOLE 0 20,630 0 0
Honeywell International Inc Com 438516106   15,246 72 SH   DFND 0 72 0 0
Howmet Aerospace Inc Com 443201108   774,229 5,968 SH   SOLE 0 370 0 5,598
Illinois Tool Works Inc Com 452308109   932,518 3,760 SH   SOLE 0 3,760 0 0
Intel Corp Com 458140100   864,093 38,049 SH   SOLE 0 36,049 0 2,000
Intel Corp Com 458140100   1,408 62 SH   DFND 0 62 0 0
IntercontinentalExchange Group Inc Com 45866F104   5,380,793 31,193 SH   SOLE 0 31,193 0 0
IntercontinentalExchange Group Inc Com 45866F104   67,275 390 SH   DFND 0 390 0 0
Intl Business Machines Corp Com 459200101   4,435,597 17,838 SH   SOLE 0 17,684 0 154
Intl Business Machines Corp Com 459200101   3,730 15 SH   DFND 0 15 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103   6,127,378 13,067 SH   SOLE 0 13,067 0 0
Invesco S&P 500 Equal Weight ETF Com 46137V357   1,253,839 7,238 SH   SOLE 0 7,238 0 0
Invesco FTSE RAFI US 1000 ETF Com 46137V613   242,460 6,000 SH   SOLE 0 6,000 0 0
iShares Core S&P Total US Stock Mkt ETF Com 464287150   332,721 2,727 SH   SOLE 0 2,727 0 0
iShares Select Dividend ETF Com 464287168   687,431 5,119 SH   SOLE 0 5,119 0 0
iShares S&P 500 Index ETF Com 464287200   1,852,022 3,296 SH   SOLE 0 3,296 0 0
iShares Core US Aggregate Bond ETF Com 464287226   205,358 2,076 SH   SOLE 0 2,076 0 0
iShares Russell Midcap Index ETF Com 464287499   4,429,340 52,067 SH   SOLE 0 52,067 0 0
iShares Core S&P Mid-Cap ETF Com 464287507   1,343,334 23,022 SH   SOLE 0 23,022 0 0
iShares Core S&P Small-Cap ETF Com 464287804   2,849,742 27,252 SH   SOLE 0 27,252 0 0
iShares US Healthcare Providers ETF Com 464288828   1,403,635 26,584 SH   SOLE 0 26,584 0 0
JP Morgan Chase & Co Com 46625H100   24,852,570 101,315 SH   SOLE 0 101,315 0 0
JP Morgan Chase & Co Com 46625H100   147,671 602 SH   DFND 0 602 0 0
Johnson & Johnson Com 478160104   7,497,129 45,207 SH   SOLE 0 41,144 0 4,063
Johnson & Johnson Com 478160104   12,106 73 SH   DFND 0 73 0 0
KLA Corp Com 482480100   1,249,472 1,838 SH   SOLE 0 1,838 0 0
KLA Corp Com 482480100   3,399 5 SH   DFND 0 5 0 0
KeyCorp Com 493267108   590,687 36,941 SH   SOLE 0 36,941 0 0
Kimberly-Clark Corp Com 494368103   2,254,471 15,852 SH   SOLE 0 15,678 0 174
Kimberly-Clark Corp Com 494368103   1,422 10 SH   DFND 0 10 0 0
Kraft Heinz Co/The Com 500754106   316,776 10,410 SH   SOLE 0 10,410 0 0
Lam Research Corp Com 512807306   1,507,798 20,740 SH   SOLE 0 20,740 0 0
Liberty Media Corp Del Com Liberty Formula C Com 531229755   1,209,194 13,434 SH   SOLE 0 13,434 0 0
Lilly Eli & Co Com 532457108   23,383,164 28,312 SH   SOLE 0 28,062 0 250
Lilly Eli & Co Com 532457108   42,947 52 SH   DFND 0 52 0 0
Lineage Cell Therapeutics Inc Com 53566P109   15,262 33,795 SH   SOLE 0 33,795 0 0
Lockheed Martin Corp Com 539830109   4,916,490 11,006 SH   SOLE 0 10,733 0 273
Lowe's Companies Inc Com 548661107   7,180,918 30,789 SH   SOLE 0 30,789 0 0
Lowe's Companies Inc Com 548661107   118,014 506 SH   DFND 0 506 0 0
MGM Resorts International Com 552953101   410,514 13,850 SH   SOLE 0 13,850 0 0
Marathon Petroleum Corp Com 56585A102   680,809 4,673 SH   SOLE 0 4,673 0 0
Marsh & McLennan Co Inc Com 571748102   1,070,316 4,386 SH   SOLE 0 4,386 0 0
MasterCard Inc-A Com 57636Q104   6,678,842 12,185 SH   SOLE 0 12,185 0 0
McDonalds Corp Com 580135101   11,558,939 37,004 SH   SOLE 0 37,004 0 0
McDonalds Corp Com 580135101   72,157 231 SH   DFND 0 231 0 0
McKesson Corp Com 58155Q103   6,684,810 9,933 SH   SOLE 0 9,933 0 0
McKesson Corp Com 58155Q103   151,423 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105   6,873,103 76,572 SH   SOLE 0 76,572 0 0
Merck & Co Inc Com 58933Y105   10,951 122 SH   DFND 0 122 0 0
Metlife Inc Com 59156R108   2,578,353 32,113 SH   SOLE 0 32,113 0 0
Metlife Inc Com 59156R108   4,015 50 SH   DFND 0 50 0 0
Microsoft Corp Com 594918104   56,725,934 151,112 SH   SOLE 0 148,852 0 2,260
Microsoft Corp Com 594918104   387,402 1,032 SH   DFND 0 1,032 0 0
Microchip Technology Inc Com 595017104   2,704,134 55,859 SH   SOLE 0 55,859 0 0
Microchip Technology Inc Com 595017104   90,285 1,865 SH   DFND 0 1,865 0 0
Mondelez International Inc Com 609207105   2,337,433 34,450 SH   SOLE 0 34,450 0 0
Mondelez International Inc Com 609207105   1,086 16 SH   DFND 0 16 0 0
Moody's Corp Com 615369105   2,808,111 6,030 SH   SOLE 0 6,030 0 0
Morgan Stanley Com 617446448   2,876,499 24,655 SH   SOLE 0 24,655 0 0
Netflix Inc Com 64110L106   2,440,431 2,617 SH   SOLE 0 2,617 0 0
Newmont Corporation Com 651639106   250,863 5,196 SH   SOLE 0 2,000 0 3,196
NextEra Energy Inc Com 65339F101   4,824,490 68,056 SH   SOLE 0 66,588 0 1,468
NextEra Energy Inc Com 65339F101   1,772 25 SH   DFND 0 25 0 0
Nike Inc-B Com 654106103   2,526,314 39,797 SH   SOLE 0 39,797 0 0
Nike Inc-B Com 654106103   59,290 934 SH   DFND 0 934 0 0
Norfolk Southern Corp Com 655844108   7,308,717 30,858 SH   SOLE 0 30,734 0 124
Norfolk Southern Corp Com 655844108   63,950 270 SH   DFND 0 270 0 0
Northrop Grumman Corp Com 666807102   489,994 957 SH   SOLE 0 957 0 0
ADR Novartis AG- II Sp Com 66987V109   2,095,267 18,795 SH   SOLE 0 14,535 0 4,260
ADR Novartis AG- II Sp Com 66987V109   39,018 350 SH   DFND 0 350 0 0
NVIDIA Corp Com 67066G104   15,878,754 146,510 SH   SOLE 0 142,910 0 3,600
NVIDIA Corp Com 67066G104   173,408 1,600 SH   DFND 0 1,600 0 0
Nuveen ESG Small-Cap ETF Com 67092P607   385,049 10,043 SH   SOLE 0 10,043 0 0
Ocuphire Pharma Inc Com 67577R102   30,399 30,963 SH   SOLE 0 30,963 0 0
Oracle Corporation Com 68389X105   15,734,916 112,545 SH   SOLE 0 112,545 0 0
Oracle Corporation Com 68389X105   121,775 871 SH   DFND 0 871 0 0
Otis Worldwide Corp Com 68902V107   982,774 9,523 SH   SOLE 0 9,523 0 0
Otis Worldwide Corp Com 68902V107   18,679 181 SH   DFND 0 181 0 0
Palantir Technologies Inc-A Com 69608A108   483,781 5,732 SH   SOLE 0 5,732 0 0
Palo Alto Networks Inc Com 697435105   11,677,748 68,435 SH   SOLE 0 68,435 0 0
Palo Alto Networks Inc Com 697435105   38,906 228 SH   DFND 0 228 0 0
Parker Hannifin Corp Com 701094104   409,083 673 SH   SOLE 0 673 0 0
Paychex Inc Com 704326107   267,676 1,735 SH   SOLE 0 1,735 0 0
PayPal Holdings Inc Com 70450Y103   603,758 9,253 SH   SOLE 0 9,253 0 0
PayPal Holdings Inc Com 70450Y103   3,328 51 SH   DFND 0 51 0 0
PepsiCo Inc Com 713448108   7,862,554 52,438 SH   SOLE 0 52,305 0 133
PepsiCo Inc Com 713448108   45,132 301 SH   DFND 0 301 0 0
Pfizer Inc Com 717081103   3,909,861 154,296 SH   SOLE 0 139,971 0 14,325
Pfizer Inc Com 717081103   1,267 50 SH   DFND 0 50 0 0
Philip Morris International Com 718172109   2,854,442 17,983 SH   SOLE 0 17,983 0 0
Philip Morris International Com 718172109   11,587 73 SH   DFND 0 73 0 0
Phillips 66 Com 718546104   688,895 5,579 SH   SOLE 0 5,579 0 0
T Rowe Price Group Inc Com 74144T108   399,083 4,344 SH   SOLE 0 4,344 0 0
Procter & Gamble Co Com 742718109   14,609,766 85,728 SH   SOLE 0 82,782 0 2,946
Procter & Gamble Co Com 742718109   151,844 891 SH   DFND 0 891 0 0
Public Service Enterprise Group Com 744573106   211,840 2,574 SH   SOLE 0 2,574 0 0
Qualcomm Inc Com 747525103   7,202,927 46,891 SH   SOLE 0 44,562 0 2,329
Qualcomm Inc Com 747525103   69,278 451 SH   DFND 0 451 0 0
RPM International Com 749685103   237,954 2,057 SH   SOLE 0 2,057 0 0
Raymond James Financial Inc Com 754730109   1,134,200 8,165 SH   SOLE 0 8,165 0 0
RTX Corp Com 75513E101   4,892,013 36,932 SH   SOLE 0 36,932 0 0
RTX Corp Com 75513E101   49,805 376 SH   DFND 0 376 0 0
Rigetti Computing Inc Com 76655K103   164,902 20,821 SH   SOLE 0 20,821 0 0
ADR Shell PLC SA Com 780259305   783,217 10,688 SH   SOLE 0 10,688 0 0
S&P Global Inc Com 78409V104   264,720 521 SH   SOLE 0 521 0 0
SPDR Gold Shares ETF Com 78463V107   2,616,023 9,079 SH   SOLE 0 9,079 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   306,757 1,909 SH   SOLE 0 1,909 0 0
SPDR S&P Regional Banking ETF Com 78464A698   233,426 4,106 SH   SOLE 0 4,106 0 0
Salesforce Inc Com 79466L302   3,932,547 14,654 SH   SOLE 0 14,654 0 0
Salesforce Inc Com 79466L302   73,262 273 SH   DFND 0 273 0 0
Schlumberger Ltd Com 806857108   2,901,004 69,402 SH   SOLE 0 45,157 0 24,245
Schlumberger Ltd Com 806857108   6,186 148 SH   DFND 0 148 0 0
Charles Schwab Corp/The Com 808513105   674,774 8,620 SH   SOLE 0 8,620 0 0
ServiceNow Inc Com 81762P102   498,384 626 SH   SOLE 0 626 0 0
Six Flags Entertainment Corp Com 83001C108   172,571 4,838 SH   SOLE 0 4,838 0 0
Six Flags Entertainment Corp Com 83001C108   60,853 1,706 SH   DFND 0 1,706 0 0
Smith (AO) Corp Com 831865209   1,313,736 20,100 SH   SOLE 0 20,100 0 0
Southern Co/The Com 842587107   380,213 4,135 SH   SOLE 0 4,135 0 0
Starbucks Corp Com 855244109   1,905,398 19,425 SH   SOLE 0 19,425 0 0
Starbucks Corp Com 855244109   40,413 412 SH   DFND 0 412 0 0
Stryker Corp Com 863667101   585,922 1,574 SH   SOLE 0 1,574 0 0
Suncor Energy Inc Com 867224107   909,572 23,491 SH   SOLE 0 19,491 0 4,000
Sysco Corp Com 871829107   270,069 3,599 SH   SOLE 0 3,599 0 0
Sysco Corp Com 871829107   37,520 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109   2,129,917 17,487 SH   SOLE 0 17,487 0 0
TJX Companies Inc Com 872540109   14,738 121 SH   DFND 0 121 0 0
T-Mobile US Inc Com 872590104   338,722 1,270 SH   SOLE 0 1,270 0 0
ADR Taiwan Semiconductor Mfg Ltd-III Sp Com 874039100   220,614 1,329 SH   SOLE 0 1,329 0 0
Target Corp Com 87612E106   563,127 5,396 SH   SOLE 0 5,396 0 0
Tesla Inc Com 88160R101   752,341 2,903 SH   SOLE 0 2,903 0 0
Texas Instruments Inc Com 882508104   1,390,878 7,740 SH   SOLE 0 7,740 0 0
Thermo Fisher Scientific Inc Com 883556102   272,187 547 SH   SOLE 0 547 0 0
3M Company Com 88579Y101   909,798 6,195 SH   SOLE 0 6,095 0 100
Travelers Cos Inc/The Com 89417E109   1,326,796 5,017 SH   SOLE 0 5,017 0 0
Trevi Therapeutics Inc Com 89532M101   229,598 36,502 SH   SOLE 0 36,502 0 0
Truist Financial Corp Com 89832Q109   1,896,933 46,098 SH   SOLE 0 45,271 0 827
Truist Financial Corp Com 89832Q109   2,387 58 SH   DFND 0 58 0 0
US Bancorp Com 902973304   1,279,773 30,312 SH   SOLE 0 30,312 0 0
US Bancorp Com 902973304   1,731 41 SH   DFND 0 41 0 0
Union Pacific Corp Com 907818108   3,708,968 15,700 SH   SOLE 0 6,300 0 9,400
United Parcel Service-B Com 911312106   1,496,854 13,609 SH   SOLE 0 13,464 0 145
United Parcel Service-B Com 911312106   990 9 SH   DFND 0 9 0 0
UnitedHealth Group Inc Com 91324P102   3,011,039 5,749 SH   SOLE 0 5,749 0 0
UnitedHealth Group Inc Com 91324P102   14,141 27 SH   DFND 0 27 0 0
Universal Health Services Inc-B Com 913903100   225,480 1,200 SH   SOLE 0 1,200 0 0
Valero Energy Corp Com 91913Y100   218,708 1,656 SH   SOLE 0 1,656 0 0
Valero Energy Corp Com 91913Y100   8,188 62 SH   DFND 0 62 0 0
Vanguard S&P 500 ETF Com 922908363   1,957,483 3,809 SH   SOLE 0 3,809 0 0
Vanguard S&P 500 ETF Com 922908363   112,032 218 SH   DFND 0 218 0 0
Veralto Corp Com 92338C103   923,241 9,474 SH   SOLE 0 9,474 0 0
Veralto Corp Com 92338C103   19,782 203 SH   DFND 0 203 0 0
Verizon Communications Inc Com 92343V104   3,233,896 71,294 SH   SOLE 0 69,246 0 2,048
Verizon Communications Inc Com 92343V104   46,176 1,018 SH   DFND 0 1,018 0 0
Visa Inc-A Com 92826C839   5,925,928 16,909 SH   SOLE 0 16,909 0 0
Visa Inc-A Com 92826C839   35,046 100 SH   DFND 0 100 0 0
WEC Energy Group Inc Com 92939U106   764,386 7,014 SH   SOLE 0 7,014 0 0
Walmart Inc Com 931142103   2,232,587 25,431 SH   SOLE 0 25,431 0 0
Walmart Inc Com 931142103   22,913 261 SH   DFND 0 261 0 0
Waste Management Inc Com 94106L109   5,129,336 22,156 SH   SOLE 0 22,156 0 0
Waste Management Inc Com 94106L109   2,315 10 SH   DFND 0 10 0 0
Wells Fargo & Co Com 949746101   1,313,829 18,301 SH   SOLE 0 18,301 0 0
Wells Fargo & Co Com 949746101   86,722 1,208 SH   DFND 0 1,208 0 0
Welltower Inc Com 95040Q104   11,828,731 77,206 SH   SOLE 0 73,389 0 3,817
Welltower Inc Com 95040Q104   168,531 1,100 SH   DFND 0 100 0 1,000
Weyerhaeuser Co Com 962166104   1,159,459 39,599 SH   SOLE 0 27,039 0 12,560
Weyerhaeuser Co Com 962166104   32,794 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102   2,129,003 27,425 SH   SOLE 0 9,000 0 18,425
WisdomTree US Qlty DVD Growth ETF Com 97717X669   284,461 3,562 SH   SOLE 0 3,562 0 0
Yum! Brands Inc Com 988498101   580,973 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102   812,519 7,179 SH   SOLE 0 7,179 0 0
Zimmer Biomet Holdings Inc Com 98956P102   792 7 SH   DFND 0 7 0 0
Zoetis Inc Com 98978V103   224,089 1,361 SH   SOLE 0 461 0 900
Accenture PLC-A Com G1151C101   1,401,684 4,492 SH   SOLE 0 4,342 0 150
Eaton Corp PLC Com G29183103   4,468,070 16,437 SH   SOLE 0 16,327 0 110
Eaton Corp PLC Com G29183103   2,446 9 SH   DFND 0 9 0 0
Everest Re Group Ltd Com G3223R108   1,815,197 4,996 SH   SOLE 0 4,996 0 0
Everest Re Group Ltd Com G3223R108   54,500 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105   2,129,564 26,583 SH   SOLE 0 26,583 0 0
Johnson Controls Intl PLC Com G51502105   2,243 28 SH   DFND 0 28 0 0
Linde PLC Com G54950103   514,532 1,105 SH   SOLE 0 1,105 0 0
Medtronic PLC Com G5960L103   1,442,792 16,056 SH   SOLE 0 16,056 0 0
Medtronic PLC Com G5960L103   26,599 296 SH   DFND 0 296 0 0
Chubb Ltd Com H1467J104   704,241 2,332 SH   SOLE 0 2,332 0 0
Stellantis NV Com N82405106   297,569 26,545 SH   SOLE 0 24,818 0 1,727
Stellantis NV Com N82405106   1,155 103 SH   DFND 0 103 0 0