The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   2,503,556 113,798 SH   SOLE 0 113,798 0 0
AT&T Inc Com 00206R102   2,464 112 SH   DFND 0 112 0 0
Abbott Laboratories Com 002824100   8,175,201 71,706 SH   SOLE 0 66,806 0 4,900
Abbott Laboratories Com 002824100   115,948 1,017 SH   DFND 0 1,017 0 0
AbbVie Inc Com 00287Y109   8,178,634 41,415 SH   SOLE 0 41,224 0 191
AbbVie Inc Com 00287Y109   220,585 1,117 SH   DFND 0 1,117 0 0
Aberdeen Std Gold ETF Com 00326A104   639,935 25,465 SH   SOLE 0 25,465 0 0
Adobe Systems Inc Com 00724F101   1,679,678 3,244 SH   SOLE 0 3,244 0 0
Advanced Micro Devices Inc Com 007903107   5,231,527 31,884 SH   SOLE 0 31,874 0 10
Agilent Technologies Inc Com 00846U101   285,379 1,922 SH   SOLE 0 1,922 0 0
Agree Realty Corp Com 008492100   441,660 5,863 SH   SOLE 0 5,863 0 0
Air Products & Chemicals Inc Com 009158106   2,668,048 8,961 SH   SOLE 0 8,832 0 129
Allstate Corp Com 020002101   1,570,302 8,280 SH   SOLE 0 8,280 0 0
Allstate Corp Com 020002101   2,655 14 SH   DFND 0 14 0 0
Ally Financial Inc Com 02005N100   616,170 17,313 SH   SOLE 0 17,228 0 85
Ally Financial Inc Com 02005N100   1,744 49 SH   DFND 0 49 0 0
Alphabet Inc-C Com 02079K107   6,753,807 40,396 SH   SOLE 0 40,396 0 0
Alphabet Inc-C Com 02079K107   117,033 700 SH   DFND 0 700 0 0
Alphabet Inc-A Com 02079K305   15,467,337 93,261 SH   SOLE 0 93,039 0 222
Alphabet Inc-A Com 02079K305   268,511 1,619 SH   DFND 0 1,619 0 0
Altria Group Inc Com 02209S103   893,966 17,515 SH   SOLE 0 17,515 0 0
Amazon.com Inc Com 023135106   15,492,035 83,143 SH   SOLE 0 82,543 0 600
Amazon.com Inc Com 023135106   77,513 416 SH   DFND 0 416 0 0
American Electric Power Co Inc Com 025537101   1,182,157 11,522 SH   SOLE 0 11,522 0 0
American Express Co Com 025816109   3,097,375 11,421 SH   SOLE 0 11,421 0 0
American Express Co Com 025816109   74,580 275 SH   DFND 0 275 0 0
American Tower Corp Com 03027X100   1,824,666 7,846 SH   SOLE 0 7,846 0 0
American Water Works Co Inc Com 030420103   1,785,590 12,210 SH   SOLE 0 12,203 0 7
Cencora Inc Com 03073E105   230,482 1,024 SH   SOLE 0 1,024 0 0
Amgen Inc Com 031162100   8,714,169 27,045 SH   SOLE 0 17,887 0 9,158
Amgen Inc Com 031162100   45,754 142 SH   DFND 0 142 0 0
Analog Devices Inc Com 032654105   4,262,979 18,521 SH   SOLE 0 18,503 0 18
Analog Devices Inc Com 032654105   2,302 10 SH   DFND 0 10 0 0
Apple Inc Com 037833100   51,124,860 219,420 SH   SOLE 0 215,415 0 4,005
Apple Inc Com 037833100   238,825 1,025 SH   DFND 0 1,025 0 0
ADR ArcelorMittal-NY reg Com 03938L203   743,027 28,295 SH   SOLE 0 28,168 0 127
ADR ArcelorMittal-NY reg Com 03938L203   1,759 67 SH   DFND 0 67 0 0
ADR AstraZeneca PLC- II Sp Com 046353108   569,834 7,314 SH   SOLE 0 7,314 0 0
Autolus Therapeutics PLC Com 05280R100   131,642 36,265 SH   SOLE 0 36,265 0 0
Automatic Data Processing Inc Com 053015103   2,266,419 8,190 SH   SOLE 0 8,125 0 65
AutoZone Inc Com 053332102   340,204 108 SH   SOLE 0 108 0 0
Bank of America Corp Com 060505104   527,268 13,288 SH   SOLE 0 13,288 0 0
Bath & Body Works Inc Com 070830104   414,130 12,974 SH   SOLE 0 12,974 0 0
Baxter International Inc Com 071813109   692,649 18,242 SH   SOLE 0 18,242 0 0
Baxter International Inc Com 071813109   25,478 671 SH   DFND 0 671 0 0
Becton Dickinson & Co Com 075887109   201,801 837 SH   SOLE 0 837 0 0
Berkshire Hathaway Inc-A Com 084670108   1,382,360 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702   1,902,255 4,133 SH   SOLE 0 4,068 0 65
Berkshire Hathaway Inc-B Com 084670702   16,569 36 SH   DFND 0 36 0 0
Biogen Inc Com 09062X103   429,356 2,215 SH   SOLE 0 2,215 0 0
Blackrock Inc Com 09247X101   1,919,909 2,022 SH   SOLE 0 2,022 0 0
Blackstone Inc Com 09260D107   2,937,646 19,184 SH   SOLE 0 19,184 0 0
Boeing Co/The Com 097023105   1,617,249 10,637 SH   SOLE 0 6,757 0 3,880
Boeing Co/The Com 097023105   19,917 131 SH   DFND 0 131 0 0
Booking Holdings Inc Com 09857L108   2,177,666 517 SH   SOLE 0 517 0 0
Bristol Myers Squibb Com 110122108   1,962,912 37,938 SH   SOLE 0 37,418 0 520
Bristol Myers Squibb Com 110122108   20,696 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101   3,147,953 18,249 SH   SOLE 0 18,249 0 0
CDW Corp Com 12514G108   370,679 1,638 SH   SOLE 0 1,638 0 0
Cigna Corp Com 125523100   336,740 972 SH   SOLE 0 972 0 0
CME Group Inc Com 12572Q105   1,941,279 8,798 SH   SOLE 0 8,798 0 0
CME Group Inc Com 12572Q105   1,986 9 SH   DFND 0 9 0 0
CSX Corp Com 126408103   214,777 6,220 SH   SOLE 0 6,220 0 0
CVS Health Corp Com 126650100   2,478,415 39,415 SH   SOLE 0 31,815 0 7,600
CVS Health Corp Com 126650100   1,698 27 SH   DFND 0 27 0 0
Coterra Energy Inc Com 127097103   272,503 11,378 SH   SOLE 0 401 0 10,977
Canadian Imperial Bank of Commerce Com 136069101   259,468 4,230 SH   SOLE 0 4,230 0 0
CareTrust REIT Inc Com 14174T107   1,093,987 35,450 SH   SOLE 0 35,450 0 0
Carrier Global Corp Com 14448C104   1,101,023 13,679 SH   SOLE 0 13,679 0 0
Carrier Global Corp Com 14448C104   26,159 325 SH   DFND 0 325 0 0
Caterpillar Inc Com 149123101   4,103,240 10,491 SH   SOLE 0 2,999 0 7,492
Chevron Corp Com 166764100   10,464,712 71,058 SH   SOLE 0 70,798 0 260
Chevron Corp Com 166764100   157,579 1,070 SH   DFND 0 820 0 250
Chipotle Mexican Grill Inc Com 169656105   1,057,385 18,351 SH   SOLE 0 18,351 0 0
Cincinnati Financial Corp Com 172062101   1,382,435 10,156 SH   SOLE 0 10,156 0 0
Cisco Systems Inc Com 17275R102   6,107,421 114,758 SH   SOLE 0 109,668 0 5,090
Cisco Systems Inc Com 17275R102   2,182 41 SH   DFND 0 41 0 0
Citigroup Inc Com 172967424   1,033,150 16,504 SH   SOLE 0 16,501 0 3
Clorox Co Com 189054109   258,538 1,587 SH   SOLE 0 1,587 0 0
Coca-Cola Co/The Com 191216100   6,507,785 90,562 SH   SOLE 0 87,296 0 3,266
Coca-Cola Co/The Com 191216100   148,463 2,066 SH   DFND 0 2,066 0 0
Cognizant Tech Solutions Corp-A Com 192446102   1,515,506 19,636 SH   SOLE 0 19,636 0 0
Cognizant Tech Solutions Corp-A Com 192446102   63,442 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103   1,809,720 17,433 SH   SOLE 0 4,353 0 13,080
Comcast Corp-A Com 20030N101   3,014,875 72,178 SH   SOLE 0 71,303 0 875
Comcast Corp-A Com 20030N101   1,963 47 SH   DFND 0 47 0 0
ConocoPhillips Inc Com 20825C104   695,585 6,607 SH   SOLE 0 6,607 0 0
Constellation Energy Corp Com 21037T109   438,914 1,688 SH   SOLE 0 1,422 0 266
Corteva Inc Com 22052L104   202,532 3,445 SH   SOLE 0 3,445 0 0
Corteva Inc Com 22052L104   12,522 213 SH   DFND 0 213 0 0
Costco Wholesale Corp Com 22160K105   7,244,641 8,172 SH   SOLE 0 8,172 0 0
Costco Wholesale Corp Com 22160K105   88,652 100 SH   DFND 0 100 0 0
Crown Castle Inc Com 22822V101   1,108,241 9,342 SH   SOLE 0 9,342 0 0
Cummins Inc Com 231021106   345,160 1,066 SH   SOLE 0 1,066 0 0
DTE Energy Co Com 233331107   224,332 1,747 SH   SOLE 0 1,747 0 0
Danaher Corp Com 235851102   9,577,789 34,450 SH   SOLE 0 34,450 0 0
Danaher Corp Com 235851102   169,314 609 SH   DFND 0 609 0 0
Darden Restaurants Inc Com 237194105   342,703 2,088 SH   SOLE 0 2,088 0 0
Deere & Co Com 244199105   7,883,781 18,891 SH   SOLE 0 9,219 0 9,672
Dell Technologies Inc-C Com 24703L202   279,162 2,355 SH   SOLE 0 2,355 0 0
Digital Realty Trust Inc Com 253868103   1,529,132 9,449 SH   SOLE 0 9,449 0 0
Digital Realty Trust Inc Com 253868103   2,266 14 SH   DFND 0 14 0 0
Disney Walt Co Com 254687106   4,356,926 45,295 SH   SOLE 0 45,295 0 0
Disney Walt Co Com 254687106   19,238 200 SH   DFND 0 200 0 0
Dominion Resources Inc/VA Com 25746U109   1,361,937 23,567 SH   SOLE 0 23,567 0 0
Dominion Resources Inc/VA Com 25746U109   71,313 1,234 SH   DFND 0 1,234 0 0
Dover Corp Com 260003108   656,710 3,425 SH   SOLE 0 3,425 0 0
Dow Inc Com 260557103   380,006 6,956 SH   SOLE 0 6,956 0 0
Dow Inc Com 260557103   11,636 213 SH   DFND 0 213 0 0
Duke Energy Corp Com 26441C204   3,154,723 27,361 SH   SOLE 0 27,045 0 316
Duke Energy Corp Com 26441C204   4,497 39 SH   DFND 0 39 0 0
DuPont de Nemours Inc Com 26614N102   1,599,346 17,948 SH   SOLE 0 17,948 0 0
DuPont de Nemours Inc Com 26614N102   20,763 233 SH   DFND 0 233 0 0
EOG Resources Inc Com 26875P101   1,806,948 14,699 SH   SOLE 0 14,668 0 31
EOG Resources Inc Com 26875P101   2,090 17 SH   DFND 0 17 0 0
Eastman Chemical Company Com 277432100   200,055 1,787 SH   SOLE 0 1,787 0 0
Emerson Electric Company Com 291011104   1,789,512 16,362 SH   SOLE 0 8,562 0 7,800
Enbridge Inc Com 29250N105   593,678 14,619 SH   SOLE 0 13,775 0 844
Enbridge Inc Com 29250N105   1,015 25 SH   DFND 0 25 0 0
Entergy Corp Com 29364G103   1,532,598 11,645 SH   SOLE 0 11,608 0 37
Entergy Corp Com 29364G103   2,369 18 SH   DFND 0 18 0 0
EPAM Systems Inc Com 29414B104   804,280 4,041 SH   SOLE 0 4,041 0 0
Exelon Corp Com 30161N101   1,506,676 37,156 SH   SOLE 0 36,272 0 884
Exelon Corp Com 30161N101   1,825 45 SH   DFND 0 45 0 0
Extra Space Storage Inc Com 30225T102   512,641 2,845 SH   SOLE 0 2,845 0 0
Exxon Mobil Corp Com 30231G102   8,206,807 70,012 SH   SOLE 0 62,191 0 7,821
Exxon Mobil Corp Com 30231G102   82,875 707 SH   DFND 0 407 0 300
Meta Platforms Inc Com 30303M102   4,672,255 8,162 SH   SOLE 0 8,162 0 0
Farmer & Merchants Bancorp Inc/OH Com 30779N105   219,541 7,940 SH   SOLE 0 3,940 0 4,000
FedEx Corp Com 31428X106   575,823 2,104 SH   SOLE 0 2,104 0 0
Fifth Third Bancorp Com 316773100   2,216,841 51,747 SH   SOLE 0 34,947 0 16,800
First Solar Inc Com 336433107   424,048 1,700 SH   SOLE 0 900 0 800
Fiserv Inc Com 337738108   313,669 1,746 SH   SOLE 0 1,746 0 0
Fortive Corp Com 34959J108   719,605 9,117 SH   SOLE 0 9,117 0 0
Fortive Corp Com 34959J108   23,679 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105   441,088 3,550 SH   SOLE 0 0 0 3,550
Franklin Electric Co Inc Com 353514102   639,402 6,100 SH   SOLE 0 0 0 6,100
Freeport-McMoRan Copper & Gold Inc Com 35671D857   1,457,914 29,205 SH   SOLE 0 29,205 0 0
Arthur J Gallagher & Co Com 363576109   3,864,617 13,735 SH   SOLE 0 13,678 0 57
General Dynamics Corp Com 369550108   3,970,001 13,137 SH   SOLE 0 13,123 0 14
General Dynamics Corp Com 369550108   43,819 145 SH   DFND 0 145 0 0
GE Aerospace Com 369604301   610,622 3,238 SH   SOLE 0 2,488 0 750
General Mills Inc Com 370334104   2,514,593 34,050 SH   SOLE 0 33,278 0 772
General Mills Inc Com 370334104   2,511 34 SH   DFND 0 34 0 0
Gilead Sciences Inc Com 375558103   1,206,458 14,390 SH   SOLE 0 14,390 0 0
ADR GSK PLC II SA Com 37733W204   1,335,918 32,679 SH   SOLE 0 30,919 0 1,760
Goldman Sachs Group Inc Com 38141G104   933,777 1,886 SH   SOLE 0 1,886 0 0
Grainger W W Inc Com 384802104   382,282 368 SH   SOLE 0 368 0 0
Great Elm Group Inc Com 39037G109   28,650 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101   1,308,298 3,219 SH   SOLE 0 3,219 0 0
HCA Healthcare Inc Com 40412C101   2,032 5 SH   DFND 0 5 0 0
Halliburton Company Com 406216101   230,105 7,921 SH   SOLE 0 7,921 0 0
Home Depot Inc Com 437076102   9,386,458 23,165 SH   SOLE 0 20,215 0 2,950
Honeywell International Inc Com 438516106   3,741,451 18,100 SH   SOLE 0 18,100 0 0
Honeywell International Inc Com 438516106   1,447 7 SH   DFND 0 7 0 0
Howmet Aerospace Inc Com 443201108   511,476 5,102 SH   SOLE 0 370 0 4,732
Illinois Tool Works Inc Com 452308109   977,521 3,730 SH   SOLE 0 3,730 0 0
Intel Corp Com 458140100   2,521,387 107,476 SH   SOLE 0 105,999 0 1,477
Intel Corp Com 458140100   15,531 662 SH   DFND 0 662 0 0
IntercontinentalExchange Group Inc Com 45866F104   4,793,980 29,843 SH   SOLE 0 29,843 0 0
IntercontinentalExchange Group Inc Com 45866F104   62,650 390 SH   DFND 0 390 0 0
Intl Business Machines Corp Com 459200101   3,686,288 16,674 SH   SOLE 0 16,493 0 181
Intl Business Machines Corp Com 459200101   3,316 15 SH   DFND 0 15 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103   4,561,502 9,346 SH   SOLE 0 9,346 0 0
Invesco S&P 500 Equal Weight ETF Com 46137V357   1,296,760 7,238 SH   SOLE 0 7,238 0 0
Invesco FTSE RAFI US 1000 ETF Com 46137V613   243,780 6,000 SH   SOLE 0 6,000 0 0
iShares Core S&P Total US Stock Mkt ETF Com 464287150   294,956 2,348 SH   SOLE 0 2,348 0 0
iShares Select Dividend ETF Com 464287168   650,902 4,819 SH   SOLE 0 4,819 0 0
iShares S&P 500 Index ETF Com 464287200   1,901,199 3,296 SH   SOLE 0 3,296 0 0
iShares Core US Aggregate Bond ETF Com 464287226   269,783 2,664 SH   SOLE 0 2,664 0 0
iShares Russell Midcap Index ETF Com 464287499   4,589,185 52,067 SH   SOLE 0 52,067 0 0
iShares S&P Midcap 400 Index ETF Com 464287507   1,468,010 23,556 SH   SOLE 0 23,556 0 0
iShares Core S&P Small-Cap ETF Com 464287804   3,097,569 26,484 SH   SOLE 0 26,484 0 0
iShares Natl Muni Bond ETF Com 464288414   208,678 1,921 SH   SOLE 0 1,921 0 0
iShares US Healthcare Providers ETF Com 464288828   1,481,776 25,946 SH   SOLE 0 25,946 0 0
JP Morgan Chase & Co Com 46625H100   21,396,386 101,472 SH   SOLE 0 101,389 0 83
JP Morgan Chase & Co Com 46625H100   76,120 361 SH   DFND 0 361 0 0
Johnson & Johnson Com 478160104   6,601,838 40,737 SH   SOLE 0 37,274 0 3,463
KLA Corp Com 482480100   1,574,376 2,033 SH   SOLE 0 2,025 0 8
KLA Corp Com 482480100   3,872 5 SH   DFND 0 5 0 0
KeyCorp Com 493267108   622,380 37,157 SH   SOLE 0 37,157 0 0
Kimberly-Clark Corp Com 494368103   2,323,859 16,333 SH   SOLE 0 16,137 0 196
Kimberly-Clark Corp Com 494368103   1,423 10 SH   DFND 0 10 0 0
Kraft Heinz Co/The Com 500754106   367,321 10,462 SH   SOLE 0 10,462 0 0
Lam Research Corp Com 512807108   1,692,550 2,074 SH   SOLE 0 2,074 0 0
Liberty Media Corp Del Com Liberty Formula C Com 531229755   1,040,195 13,434 SH   SOLE 0 13,434 0 0
Lilly Eli & Co Com 532457108   25,445,083 28,721 SH   SOLE 0 28,457 0 264
Lilly Eli & Co Com 532457108   3,544 4 SH   DFND 0 4 0 0
Lineage Cell Therapeutics Inc Com 53566P109   30,595 33,795 SH   SOLE 0 33,795 0 0
Lockheed Martin Corp Com 539830109   5,838,585 9,988 SH   SOLE 0 9,714 0 274
Lowe's Companies Inc Com 548661107   8,074,309 29,811 SH   SOLE 0 29,811 0 0
Lowe's Companies Inc Com 548661107   137,050 506 SH   DFND 0 506 0 0
MGM Resorts International Com 552953101   781,800 20,000 SH   SOLE 0 20,000 0 0
Marathon Petroleum Corp Com 56585A102   797,933 4,898 SH   SOLE 0 4,884 0 14
Marsh & McLennan Co Inc Com 571748102   932,070 4,178 SH   SOLE 0 4,178 0 0
Masco Corp Com 574599106   462,425 5,509 SH   SOLE 0 5,509 0 0
MasterCard Inc-A Com 57636Q104   5,481,674 11,101 SH   SOLE 0 11,101 0 0
McDonalds Corp Com 580135101   11,020,521 36,191 SH   SOLE 0 36,191 0 0
McDonalds Corp Com 580135101   62,120 204 SH   DFND 0 204 0 0
McKesson Corp Com 58155Q103   4,923,434 9,958 SH   SOLE 0 9,958 0 0
McKesson Corp Com 58155Q103   111,245 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105   8,350,521 73,534 SH   SOLE 0 73,505 0 29
Merck & Co Inc Com 58933Y105   3,407 30 SH   DFND 0 30 0 0
Metlife Inc Com 59156R108   2,857,025 34,639 SH   SOLE 0 34,576 0 63
Metlife Inc Com 59156R108   4,124 50 SH   DFND 0 50 0 0
Microsoft Corp Com 594918104   62,733,007 145,789 SH   SOLE 0 144,811 0 978
Microsoft Corp Com 594918104   339,076 788 SH   DFND 0 788 0 0
Microchip Technology Inc Com 595017104   6,459,250 80,449 SH   SOLE 0 80,449 0 0
Microchip Technology Inc Com 595017104   149,741 1,865 SH   DFND 0 1,865 0 0
Mondelez International Inc Com 609207105   2,707,962 36,758 SH   SOLE 0 36,758 0 0
Mondelez International Inc Com 609207105   1,179 16 SH   DFND 0 16 0 0
Moody's Corp Com 615369105   2,861,778 6,030 SH   SOLE 0 6,030 0 0
Morgan Stanley Com 617446448   2,446,409 23,469 SH   SOLE 0 23,469 0 0
Netflix Inc Com 64110L106   1,783,105 2,514 SH   SOLE 0 2,514 0 0
Newmont Corporation Com 651639106   251,001 4,696 SH   SOLE 0 2,000 0 2,696
NextEra Energy Inc Com 65339F101   5,488,956 64,935 SH   SOLE 0 63,413 0 1,522
NextEra Energy Inc Com 65339F101   2,113 25 SH   DFND 0 25 0 0
Nike Inc-B Com 654106103   3,942,375 44,597 SH   SOLE 0 44,597 0 0
Nike Inc-B Com 654106103   71,604 810 SH   DFND 0 810 0 0
Norfolk Southern Corp Com 655844108   7,660,758 30,828 SH   SOLE 0 30,691 0 137
Norfolk Southern Corp Com 655844108   46,221 186 SH   DFND 0 186 0 0
Northrop Grumman Corp Com 666807102   544,968 1,032 SH   SOLE 0 1,032 0 0
ADR Novartis AG- II Sp Com 66987V109   2,220,231 19,303 SH   SOLE 0 15,043 0 4,260
ADR Novartis AG- II Sp Com 66987V109   40,257 350 SH   DFND 0 350 0 0
NVIDIA Corp Com 67066G104   16,671,648 137,283 SH   SOLE 0 136,383 0 900
Nuveen ESG Small-Cap ETF Com 67092P607   417,776 9,752 SH   SOLE 0 9,752 0 0
Ocuphire Pharma Inc Com 67577R102   40,562 30,963 SH   SOLE 0 30,963 0 0
Oracle Corporation Com 68389X105   18,926,669 111,072 SH   SOLE 0 111,072 0 0
Oracle Corporation Com 68389X105   148,418 871 SH   DFND 0 871 0 0
Otis Worldwide Corp Com 68902V107   995,953 9,582 SH   SOLE 0 9,582 0 0
Otis Worldwide Corp Com 68902V107   16,838 162 SH   DFND 0 162 0 0
Owens Corning Inc Com 690742101   220,650 1,250 SH   SOLE 0 1,250 0 0
Palo Alto Networks Inc Com 697435105   11,380,915 33,297 SH   SOLE 0 33,297 0 0
Palo Alto Networks Inc Com 697435105   3,076 9 SH   DFND 0 9 0 0
Parker Hannifin Corp Com 701094104   425,215 673 SH   SOLE 0 673 0 0
Paychex Inc Com 704326107   238,187 1,775 SH   SOLE 0 1,775 0 0
PayPal Holdings Inc Com 70450Y103   477,388 6,118 SH   SOLE 0 6,118 0 0
PepsiCo Inc Com 713448108   9,287,791 54,618 SH   SOLE 0 54,471 0 147
PepsiCo Inc Com 713448108   44,723 263 SH   DFND 0 263 0 0
Pfizer Inc Com 717081103   4,249,636 146,843 SH   SOLE 0 133,213 0 13,630
Pfizer Inc Com 717081103   1,447 50 SH   DFND 0 50 0 0
Philip Morris International Com 718172109   2,207,902 18,187 SH   SOLE 0 18,187 0 0
Phillips 66 Com 718546104   734,937 5,591 SH   SOLE 0 5,591 0 0
T Rowe Price Group Inc Com 74144T108   474,826 4,359 SH   SOLE 0 4,359 0 0
Procter & Gamble Co Com 742718109   14,821,590 85,575 SH   SOLE 0 82,606 0 2,969
Procter & Gamble Co Com 742718109   146,008 843 SH   DFND 0 843 0 0
Public Service Enterprise Group Com 744573106   229,627 2,574 SH   SOLE 0 2,574 0 0
Qualcomm Inc Com 747525103   7,962,931 46,827 SH   SOLE 0 45,556 0 1,271
Qualcomm Inc Com 747525103   64,279 378 SH   DFND 0 378 0 0
Raymond James Financial Inc Com 754730109   999,886 8,165 SH   SOLE 0 8,165 0 0
RTX Corp Com 75513E101   4,358,610 35,974 SH   SOLE 0 35,969 0 5
RTX Corp Com 75513E101   40,952 338 SH   DFND 0 338 0 0
ADR Shell PLC SA Com 780259305   774,978 11,751 SH   SOLE 0 11,751 0 0
S&P Global Inc Com 78409V104   269,159 521 SH   SOLE 0 521 0 0
SPDR Gold Shares ETF Com 78463V107   1,952,501 8,033 SH   SOLE 0 8,033 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   290,292 1,845 SH   SOLE 0 1,845 0 0
SPDR S&P Regional Banking ETF Com 78464A698   232,400 4,106 SH   SOLE 0 4,106 0 0
Salesforce Inc Com 79466L302   3,923,359 14,334 SH   SOLE 0 14,334 0 0
Salesforce Inc Com 79466L302   65,143 238 SH   DFND 0 238 0 0
Schlumberger Ltd Com 806857108   3,004,354 71,618 SH   SOLE 0 52,754 0 18,864
Schlumberger Ltd Com 806857108   1,762 42 SH   DFND 0 42 0 0
Charles Schwab Corp/The Com 808513105   400,007 6,172 SH   SOLE 0 6,172 0 0
ServiceNow Inc Com 81762P102   425,730 476 SH   SOLE 0 476 0 0
Smith (AO) Corp Com 831865209   1,805,583 20,100 SH   SOLE 0 20,100 0 0
Southern Co/The Com 842587107   418,074 4,636 SH   SOLE 0 4,636 0 0
Starbucks Corp Com 855244109   2,078,682 21,322 SH   SOLE 0 21,322 0 0
Starbucks Corp Com 855244109   40,166 412 SH   DFND 0 412 0 0
Stryker Corp Com 863667101   568,623 1,574 SH   SOLE 0 1,574 0 0
Suncor Energy Inc Com 867224107   741,944 20,096 SH   SOLE 0 17,796 0 2,300
Sysco Corp Com 871829107   318,641 4,082 SH   SOLE 0 4,082 0 0
Sysco Corp Com 871829107   39,030 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109   1,760,749 14,980 SH   SOLE 0 14,980 0 0
T-Mobile US Inc Com 872590104   218,123 1,057 SH   SOLE 0 1,057 0 0
Target Corp Com 87612E106   841,176 5,397 SH   SOLE 0 5,397 0 0
Tesla Inc Com 88160R101   850,036 3,249 SH   SOLE 0 3,249 0 0
Texas Instruments Inc Com 882508104   1,600,504 7,748 SH   SOLE 0 7,748 0 0
Thermo Fisher Scientific Inc Com 883556102   338,358 547 SH   SOLE 0 547 0 0
3M Company Com 88579Y101   846,857 6,195 SH   SOLE 0 6,095 0 100
Travelers Cos Inc/The Com 89417E109   1,174,580 5,017 SH   SOLE 0 5,017 0 0
Trevi Therapeutics Inc Com 89532M101   121,917 36,502 SH   SOLE 0 36,502 0 0
Truist Financial Corp Com 89832Q109   1,915,626 44,789 SH   SOLE 0 43,962 0 827
Truist Financial Corp Com 89832Q109   2,481 58 SH   DFND 0 58 0 0
US Bancorp Com 902973304   1,427,279 31,211 SH   SOLE 0 31,136 0 75
US Bancorp Com 902973304   1,875 41 SH   DFND 0 41 0 0
Union Pacific Corp Com 907818108   3,865,546 15,683 SH   SOLE 0 6,283 0 9,400
United Parcel Service-B Com 911312106   2,075,231 15,221 SH   SOLE 0 15,059 0 162
United Parcel Service-B Com 911312106   1,227 9 SH   DFND 0 9 0 0
UnitedHealth Group Inc Com 91324P102   3,305,781 5,654 SH   SOLE 0 5,654 0 0
Universal Health Services Inc-B Com 913903100   274,812 1,200 SH   SOLE 0 1,200 0 0
Valero Energy Corp Com 91913Y100   223,610 1,656 SH   SOLE 0 1,656 0 0
Vanguard S&P 500 ETF Com 922908363   1,324,452 2,510 SH   SOLE 0 2,510 0 0
Vanguard S&P 500 ETF Com 922908363   115,032 218 SH   DFND 0 218 0 0
Veralto Corp Com 92338C103   1,080,232 9,657 SH   SOLE 0 9,657 0 0
Veralto Corp Com 92338C103   22,708 203 SH   DFND 0 203 0 0
Verizon Communications Inc Com 92343V104   3,402,247 75,757 SH   SOLE 0 73,709 0 2,048
Verizon Communications Inc Com 92343V104   45,718 1,018 SH   DFND 0 1,018 0 0
Viracta Therapeutics Inc Com 92765F108   2,850 12,317 SH   SOLE 0 12,317 0 0
Visa Inc-A Com 92826C839   4,511,655 16,409 SH   SOLE 0 16,409 0 0
WEC Energy Group Inc Com 92939U106   677,011 7,039 SH   SOLE 0 7,039 0 0
Walmart Inc Com 931142103   2,013,501 24,935 SH   SOLE 0 24,935 0 0
Waste Management Inc Com 94106L109   4,597,302 22,145 SH   SOLE 0 22,128 0 17
Waste Management Inc Com 94106L109   2,076 10 SH   DFND 0 10 0 0
Wells Fargo & Co Com 949746101   1,275,827 22,585 SH   SOLE 0 22,585 0 0
Wells Fargo & Co Com 949746101   68,240 1,208 SH   DFND 0 1,208 0 0
Welltower Inc Com 95040Q104   10,521,505 82,180 SH   SOLE 0 78,327 0 3,853
Welltower Inc Com 95040Q104   140,833 1,100 SH   DFND 0 100 0 1,000
Weyerhaeuser Co Com 962166104   1,418,700 41,899 SH   SOLE 0 30,339 0 11,560
Weyerhaeuser Co Com 962166104   37,923 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102   1,394,151 22,825 SH   SOLE 0 9,000 0 13,825
WisdomTree US Qlty DVD Growth ETF Com 97717X669   290,153 3,487 SH   SOLE 0 3,487 0 0
Yum! Brands Inc Com 988498101   515,809 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102   849,782 7,872 SH   SOLE 0 7,872 0 0
Zimmer Biomet Holdings Inc Com 98956P102   756 7 SH   DFND 0 7 0 0
Zoetis Inc Com 98978V103   265,912 1,361 SH   SOLE 0 461 0 900
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109   2 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101   1,343,224 3,800 SH   SOLE 0 3,650 0 150
Eaton Corp PLC Com G29183103   5,281,828 15,936 SH   SOLE 0 15,804 0 132
Eaton Corp PLC Com G29183103   2,983 9 SH   DFND 0 9 0 0
Everest Re Group Ltd Com G3223R108   1,996,766 5,096 SH   SOLE 0 5,096 0 0
Everest Re Group Ltd Com G3223R108   58,775 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105   1,985,885 25,588 SH   SOLE 0 25,588 0 0
Johnson Controls Intl PLC Com G51502105   2,173 28 SH   DFND 0 28 0 0
Linde PLC Com G54950103   491,643 1,031 SH   SOLE 0 1,031 0 0
Medtronic PLC Com G5960L103   1,572,554 17,467 SH   SOLE 0 17,430 0 37
Medtronic PLC Com G5960L103   26,649 296 SH   DFND 0 296 0 0
Chubb Ltd Com H1467J104   675,409 2,342 SH   SOLE 0 2,342 0 0
Rayonier Fractional share Com HFE907109   20 50,000 SH   SOLE 0 50,000 0 0
Seven Hills RLT fractional shares Com JBH84E106   0 52,500 SH   SOLE 0 52,500 0 0
Stellantis NV Com N82405106   572,397 40,740 SH   SOLE 0 38,963 0 1,777
Stellantis NV Com N82405106   1,447 103 SH   DFND 0 103 0 0