The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 1,194 77,843 SH   SOLE 0 77,771 0 72
AT&T Inc Com 00206R102 1 40 SH   DFND 0 40 0 0
Abbott Laboratories Com 002824100 7,346 75,920 SH   SOLE 0 71,434 0 4,486
Abbott Laboratories Com 002824100 100 1,031 SH   DFND 0 1,031 0 0
AbbVie Inc Com 00287Y109 5,381 40,096 SH   SOLE 0 39,905 0 191
AbbVie Inc Com 00287Y109 157 1,173 SH   DFND 0 1,173 0 0
Aberdeen Std Gold ETF Com 00326A104 404 25,380 SH   SOLE 0 25,380 0 0
Adobe Systems Inc Com 00724F101 551 2,003 SH   SOLE 0 2,003 0 0
Advanced Micro Devices Inc Com 007903107 2,521 39,795 SH   SOLE 0 39,729 0 66
Advanced Micro Devices Inc Com 007903107 71 1,124 SH   DFND 0 1,124 0 0
Agilent Technologies Inc Com 00846U101 219 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106 2,404 10,330 SH   SOLE 0 10,312 0 18
Air Products & Chemicals Inc Com 009158106 2 10 SH   DFND 0 10 0 0
Allstate Corp Com 020002101 684 5,495 SH   SOLE 0 5,495 0 0
Alphabet Inc-C Com 02079K107 1,801 18,729 SH   SOLE 0 18,729 0 0
Alphabet Inc-C Com 02079K107 115 1,200 SH   DFND 0 1,200 0 0
Alphabet Inc-A Com 02079K305 5,288 55,284 SH   SOLE 0 55,284 0 0
Alphabet Inc-A Com 02079K305 155 1,620 SH   DFND 0 1,620 0 0
Amazon.com Inc Com 023135106 6,060 53,626 SH   SOLE 0 53,026 0 600
Amazon.com Inc Com 023135106 45 400 SH   DFND 0 400 0 0
American Electric Power Co Inc Com 025537101 447 5,165 SH   SOLE 0 5,165 0 0
American Express Co Com 025816109 1,004 7,442 SH   SOLE 0 7,442 0 0
American Express Co Com 025816109 39 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 324 1,508 SH   SOLE 0 1,508 0 0
American Water Works Co Inc Com 030420103 2,270 17,438 SH   SOLE 0 17,403 0 35
American Water Works Co Inc Com 030420103 76 587 SH   DFND 0 587 0 0
Amgen Inc Com 031162100 4,571 20,280 SH   SOLE 0 12,574 0 7,706
Amgen Inc Com 031162100 109 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 2,348 16,853 SH   SOLE 0 16,820 0 33
Analog Devices Inc Com 032654105 85 612 SH   DFND 0 612 0 0
Apple Inc Com 037833100 27,331 197,767 SH   SOLE 0 195,805 0 1,962
Apple Inc Com 037833100 234 1,692 SH   DFND 0 1,692 0 0
Arbor Realty Trust Inc Com 038923108 349 30,376 SH   SOLE 0 30,376 0 0
ADR AstraZeneca PLC- II Sp Com 046353108 319 5,810 SH   SOLE 0 5,810 0 0
Automatic Data Processing Inc Com 053015103 1,679 7,424 SH   SOLE 0 7,329 0 95
AutoZone Inc Com 053332102 203 95 SH   SOLE 0 95 0 0
Baxter International Inc Com 071813109 1,729 32,093 SH   SOLE 0 32,093 0 0
Baxter International Inc Com 071813109 36 675 SH   DFND 0 675 0 0
Berkshire Hathaway Inc-A Com 084670108 813 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 1,069 4,002 SH   SOLE 0 4,002 0 0
Berkshire Hathaway Inc-B Com 084670702 10 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 681 1,237 SH   SOLE 0 1,236 0 1
Boeing Co/The Com 097023105 1,099 9,074 SH   SOLE 0 5,594 0 3,480
Boeing Co/The Com 097023105 16 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108 2,428 34,155 SH   SOLE 0 33,535 0 620
Bristol Myers Squibb Com 110122108 28 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101 278 626 SH   SOLE 0 626 0 0
Cigna Corp Com 125523100 335 1,206 SH   SOLE 0 1,206 0 0
Cigna Corp Com 125523100 1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105 1,507 8,510 SH   SOLE 0 8,510 0 0
CME Group Inc Com 12572Q105 1 7 SH   DFND 0 7 0 0
CSX Corp Com 126408103 237 8,902 SH   SOLE 0 8,902 0 0
CVS Health Corp Com 126650100 3,053 32,011 SH   SOLE 0 24,925 0 7,086
CVS Health Corp Com 126650100 55 579 SH   DFND 0 579 0 0
Coterra Energy Inc Com 127097103 254 9,712 SH   SOLE 0 401 0 9,311
Carrier Global Corp Com 14448C104 593 16,683 SH   SOLE 0 16,683 0 0
Carrier Global Corp Com 14448C104 12 345 SH   DFND 0 345 0 0
Caterpillar Inc Com 149123101 1,726 10,519 SH   SOLE 0 3,119 0 7,400
Chevron Corp Com 166764100 7,858 54,692 SH   SOLE 0 54,429 0 263
Chevron Corp Com 166764100 154 1,071 SH   DFND 0 821 0 250
Cincinnati Financial Corp Com 172062101 688 7,686 SH   SOLE 0 7,686 0 0
Cisco Systems Inc Com 17275R102 3,422 85,552 SH   SOLE 0 80,947 0 4,605
Cisco Systems Inc Com 17275R102 27 685 SH   DFND 0 685 0 0
Citigroup Inc Com 172967424 282 6,773 SH   SOLE 0 6,754 0 19
Coca-Cola Co/The Com 191216100 4,719 84,232 SH   SOLE 0 81,232 0 3,000
Coca-Cola Co/The Com 191216100 116 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102 1,531 26,654 SH   SOLE 0 26,654 0 0
Cognizant Tech Solutions Corp-A Com 192446102 47 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103 1,142 16,257 SH   SOLE 0 4,677 0 11,580
Comcast Corp-A Com 20030N101 1,196 40,762 SH   SOLE 0 40,710 0 52
Comcast Corp-A Com 20030N101 36 1,214 SH   DFND 0 1,214 0 0
ConocoPhillips Inc Com 20825C104 798 7,793 SH   SOLE 0 7,793 0 0
Costco Wholesale Corp Com 22160K105 2,359 4,996 SH   SOLE 0 4,996 0 0
Costco Wholesale Corp Com 22160K105 47 100 SH   DFND 0 100 0 0
Crown Castle Inc Com 22822V101 733 5,069 SH   SOLE 0 5,069 0 0
Cummins Inc Com 231021106 252 1,240 SH   SOLE 0 1,240 0 0
Danaher Corp Com 235851102 9,247 35,802 SH   SOLE 0 35,802 0 0
Danaher Corp Com 235851102 160 618 SH   DFND 0 618 0 0
Darden Restaurants Inc Com 237194105 293 2,317 SH   SOLE 0 2,317 0 0
Deere & Co Com 244199105 6,766 20,265 SH   SOLE 0 10,065 0 10,200
Dentsply Sirona Inc Com 24906P109 332 11,712 SH   SOLE 0 11,712 0 0
Dentsply Sirona Inc Com 24906P109 11 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103 1,298 13,092 SH   SOLE 0 13,067 0 25
Digital Realty Trust Inc Com 253868103 53 534 SH   DFND 0 534 0 0
Disney Walt Co Com 254687106 4,619 48,971 SH   SOLE 0 48,971 0 0
Disney Walt Co Com 254687106 20 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109 2,247 32,517 SH   SOLE 0 32,480 0 37
Dominion Resources Inc/VA Com 25746U109 84 1,220 SH   DFND 0 1,220 0 0
Dover Corp Com 260003108 399 3,425 SH   SOLE 0 3,425 0 0
Duke Energy Corp Com 26441C204 2,144 23,050 SH   SOLE 0 23,016 0 34
Duke Energy Corp Com 26441C204 2 22 SH   DFND 0 22 0 0
DuPont de Nemours Inc Com 26614N102 602 11,939 SH   SOLE 0 11,939 0 0
DuPont de Nemours Inc Com 26614N102 11 221 SH   DFND 0 221 0 0
EOG Resources Inc Com 26875P101 977 8,745 SH   SOLE 0 8,745 0 0
Emerson Electric Company Com 291011104 1,028 14,044 SH   SOLE 0 6,844 0 7,200
Enbridge Inc Com 29250N105 598 16,109 SH   SOLE 0 15,265 0 844
Enbridge Inc Com 29250N105 4 100 SH   DFND 0 100 0 0
Entergy Corp Com 29364G103 1,017 10,111 SH   SOLE 0 10,086 0 25
Exelon Corp Com 30161N101 1,354 36,135 SH   SOLE 0 35,561 0 574
Exelon Corp Com 30161N101 62 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 4,462 51,107 SH   SOLE 0 44,773 0 6,334
Exxon Mobil Corp Com 30231G102 62 711 SH   DFND 0 411 0 300
Farmer & Merchants Bancorp Inc/OH Com 30779N105 213 7,940 SH   SOLE 0 3,940 0 4,000
Federated Ultra Short Term Bond-I Com 31428Q747 9,633 1,075,079 SH   SOLE 0 1,075,079 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 157 17,514 SH   DFND 0 9,329 0 8,185
Fifth Third Bancorp Com 316773100 1,728 54,079 SH   SOLE 0 37,279 0 16,800
First Solar Inc Com 336433107 227 1,713 SH   SOLE 0 1,313 0 400
Fortive Corp Com 34959J108 646 11,078 SH   SOLE 0 11,078 0 0
Fortive Corp Com 34959J108 17 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105 317 2,650 SH   SOLE 0 0 0 2,650
Franklin Electric Co Inc Com 353514102 417 5,100 SH   SOLE 0 0 0 5,100
Arthur J Gallagher & Co Com 363576109 3,294 19,236 SH   SOLE 0 19,189 0 47
Arthur J Gallagher & Co Com 363576109 104 606 SH   DFND 0 606 0 0
General Dynamics Corp Com 369550108 1,624 7,654 SH   SOLE 0 7,654 0 0
General Dynamics Corp Com 369550108 28 130 SH   DFND 0 130 0 0
General Mills Inc Com 370334104 1,840 24,017 SH   SOLE 0 23,962 0 55
General Mills Inc Com 370334104 59 773 SH   DFND 0 773 0 0
Gilead Sciences Inc Com 375558103 1,059 17,161 SH   SOLE 0 17,161 0 0
Gilead Sciences Inc Com 375558103 1 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104 547 1,865 SH   SOLE 0 1,865 0 0
Great Elm Group Inc Com 39037G109 30 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101 541 2,941 SH   SOLE 0 2,941 0 0
HCA Healthcare Inc Com 40412C101 2 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108 699 3,170 SH   SOLE 0 3,170 0 0
Home Depot Inc Com 437076102 3,345 12,123 SH   SOLE 0 9,173 0 2,950
Honeywell International Inc Com 438516106 2,289 13,712 SH   SOLE 0 13,712 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 364 2,014 SH   SOLE 0 2,014 0 0
Intel Corp Com 458140100 2,923 113,421 SH   SOLE 0 112,871 0 550
Intel Corp Com 458140100 47 1,808 SH   DFND 0 1,808 0 0
IntercontinentalExchange Group Inc Com 45866F104 2,227 24,652 SH   SOLE 0 24,652 0 0
IntercontinentalExchange Group Inc Com 45866F104 34 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 967 8,143 SH   SOLE 0 7,989 0 154
Invesco QQQ Trust Ser 1 ETF Com 46090E103 989 3,702 SH   SOLE 0 3,702 0 0
Invesco S&P 500 Equal Weight ETF Com 46137V357 562 4,417 SH   SOLE 0 4,417 0 0
iShares S&P 500 Index ETF Com 464287200 1,340 3,735 SH   SOLE 0 3,735 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 831 3,790 SH   SOLE 0 3,790 0 0
iShares Core S&P Small-Cap ETF Com 464287804 3,188 36,568 SH   SOLE 0 36,568 0 0
JP Morgan Chase & Co Com 46625H100 7,387 70,693 SH   SOLE 0 70,663 0 30
JP Morgan Chase & Co Com 46625H100 89 849 SH   DFND 0 849 0 0
Johnson & Johnson Com 478160104 5,068 31,025 SH   SOLE 0 30,087 0 938
KLA Corp Com 482480100 298 984 SH   SOLE 0 984 0 0
KeyCorp Com 493267108 755 47,105 SH   SOLE 0 47,105 0 0
Kimberly-Clark Corp Com 494368103 1,307 11,612 SH   SOLE 0 11,588 0 24
Kimberly-Clark Corp Com 494368103 41 361 SH   DFND 0 361 0 0
Lam Research Corp Com 512807108 859 2,347 SH   SOLE 0 2,347 0 0
Lilly Eli & Co Com 532457108 7,436 22,998 SH   SOLE 0 22,488 0 510
Lilly Eli & Co Com 532457108 119 367 SH   DFND 0 367 0 0
Lockheed Martin Corp Com 539830109 2,834 7,337 SH   SOLE 0 7,328 0 9
Lockheed Martin Corp Com 539830109 2 5 SH   DFND 0 5 0 0
Loomis Sayles Strategic Income Y Com 543487250 5,781 495,335 SH   SOLE 0 493,627 0 1,708
Loomis Sayles Strategic Income Y Com 543487250 888 76,066 SH   DFND 0 76,066 0 0
Lowe's Companies Inc Com 548661107 6,009 31,995 SH   SOLE 0 31,995 0 0
Lowe's Companies Inc Com 548661107 97 516 SH   DFND 0 516 0 0
Marathon Petroleum Corp Com 56585A102 283 2,846 SH   SOLE 0 2,846 0 0
Marsh & McLennan Co Inc Com 571748102 438 2,934 SH   SOLE 0 2,934 0 0
MasterCard Inc-A Com 57636Q104 769 2,703 SH   SOLE 0 2,703 0 0
McDonalds Corp Com 580135101 6,402 27,747 SH   SOLE 0 27,747 0 0
McDonalds Corp Com 580135101 48 209 SH   DFND 0 209 0 0
McKesson Corp Com 58155Q103 3,829 11,267 SH   SOLE 0 11,267 0 0
McKesson Corp Com 58155Q103 76 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105 5,131 59,576 SH   SOLE 0 59,531 0 45
Merck & Co Inc Com 58933Y105 98 1,136 SH   DFND 0 1,136 0 0
Metlife Inc Com 59156R108 1,681 27,649 SH   SOLE 0 27,622 0 27
Metlife Inc Com 59156R108 1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 27,701 118,938 SH   SOLE 0 118,340 0 598
Microsoft Corp Com 594918104 397 1,705 SH   DFND 0 1,705 0 0
Microchip Technology Inc Com 595017104 4,554 74,616 SH   SOLE 0 74,616 0 0
Microchip Technology Inc Com 595017104 112 1,840 SH   DFND 0 1,840 0 0
Mondelez International Inc Com 609207105 595 10,859 SH   SOLE 0 10,859 0 0
Federated Hermes Instl Prime Value Obligation Com 60934N575 57 56,601 SH   SOLE 0 56,601 0 0
Moody's Corp Com 615369105 1,641 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448 440 5,570 SH   SOLE 0 5,570 0 0
NextEra Energy Inc Com 65339F101 5,603 71,463 SH   SOLE 0 69,855 0 1,608
NextEra Energy Inc Com 65339F101 110 1,400 SH   DFND 0 1,400 0 0
Nike Inc-B Com 654106103 4,411 53,062 SH   SOLE 0 53,062 0 0
Nike Inc-B Com 654106103 69 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 6,938 33,094 SH   SOLE 0 33,072 0 22
Norfolk Southern Corp Com 655844108 114 544 SH   DFND 0 544 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 31,187 3,137,541 SH   SOLE 0 3,121,946 0 15,595
Northern Ultra-Short Fixed Income Fund Com 665162467 3,048 306,671 SH   DFND 0 297,362 0 9,309
Northrop Grumman Corp Com 666807102 376 800 SH   SOLE 0 800 0 0
ADR Novartis AG- II Sp Com 66987V109 1,648 21,685 SH   SOLE 0 17,692 0 3,993
ADR Novartis AG- II Sp Com 66987V109 28 368 SH   DFND 0 368 0 0
Nvidia Corp Com 67066G104 1,249 10,290 SH   SOLE 0 10,290 0 0
Oracle Corporation Com 68389X105 6,208 101,656 SH   SOLE 0 101,656 0 0
Oracle Corporation Com 68389X105 54 878 SH   DFND 0 878 0 0
Otis Worldwide Corp Com 68902V107 783 12,276 SH   SOLE 0 12,264 0 12
Otis Worldwide Corp Com 68902V107 11 172 SH   DFND 0 172 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,031 121,299 SH   SOLE 0 121,299 0 0
Palo Alto Networks Inc Com 697435105 4,099 25,023 SH   SOLE 0 25,023 0 0
Parnassus Fixed-Income Fund Com 701769200 1,805 126,952 SH   SOLE 0 126,952 0 0
Parnassus Fixed-Income Fund Com 701769200 199 14,025 SH   DFND 0 14,025 0 0
PepsiCo Inc Com 713448108 7,822 47,909 SH   SOLE 0 47,883 0 26
PepsiCo Inc Com 713448108 103 632 SH   DFND 0 632 0 0
Pfizer Inc Com 717081103 4,901 112,007 SH   SOLE 0 99,308 0 12,699
Pfizer Inc Com 717081103 2 42 SH   DFND 0 42 0 0
Philip Morris International Com 718172109 239 2,880 SH   SOLE 0 2,880 0 0
Phillips 66 Com 718546104 426 5,280 SH   SOLE 0 5,280 0 0
T Rowe Price Group Inc Com 74144T108 251 2,388 SH   SOLE 0 2,388 0 0
T Rowe Price High Yield-Inv Com 741481105 2,666 493,753 SH   SOLE 0 493,753 0 0
Procter & Gamble Co Com 742718109 9,454 74,885 SH   SOLE 0 72,354 0 2,531
Procter & Gamble Co Com 742718109 165 1,308 SH   DFND 0 1,308 0 0
Qualcomm Inc Com 747525103 5,142 45,516 SH   SOLE 0 44,733 0 783
Qualcomm Inc Com 747525103 125 1,106 SH   DFND 0 1,106 0 0
Raymond James Financial Inc Com 754730109 836 8,460 SH   SOLE 0 8,460 0 0
Rayonier Inc Com 754907103 267 8,913 SH   SOLE 0 8,913 0 0
Rayonier Inc Com 754907103 21 717 SH   DFND 0 717 0 0
Realty Income Corp Com 756109104 252 4,331 SH   SOLE 0 4,331 0 0
Redwood Trust Inc Com 758075402 217 37,821 SH   SOLE 0 37,821 0 0
T Rowe Price Real Estate Fund Com 779919109 402 27,971 SH   SOLE 0 27,971 0 0
SPDR Gold Shares ETF Com 78463V107 543 3,513 SH   SOLE 0 3,513 0 0
Salesforce Inc Com 79466L302 2,240 15,576 SH   SOLE 0 15,576 0 0
Salesforce Inc Com 79466L302 33 230 SH   DFND 0 230 0 0
Schlumberger Ltd Com 806857108 1,666 46,418 SH   SOLE 0 27,976 0 18,442
Schlumberger Ltd Com 806857108 18 493 SH   DFND 0 493 0 0
Smith (AO) Corp Com 831865209 1,047 21,561 SH   SOLE 0 21,561 0 0
JM Smucker Co/The Com 832696405 226 1,648 SH   SOLE 0 1,648 0 0
Southern Co/The Com 842587107 448 6,589 SH   SOLE 0 6,589 0 0
Starbucks Corp Com 855244109 1,828 21,690 SH   SOLE 0 21,690 0 0
Starbucks Corp Com 855244109 36 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101 275 1,359 SH   SOLE 0 1,359 0 0
Sysco Corp Com 871829107 297 4,201 SH   SOLE 0 4,201 0 0
Sysco Corp Com 871829107 35 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109 575 9,259 SH   SOLE 0 9,259 0 0
Target Corp Com 87612E106 1,425 9,600 SH   SOLE 0 9,600 0 0
Tesla Inc Com 88160R101 799 3,012 SH   SOLE 0 3,012 0 0
Texas Instruments Inc Com 882508104 577 3,725 SH   SOLE 0 3,725 0 0
Thermo Fisher Scientific Inc Com 883556102 372 733 SH   SOLE 0 733 0 0
3M Company Com 88579Y101 1,172 10,605 SH   SOLE 0 10,605 0 0
Travelers Cos Inc/The Com 89417E109 557 3,634 SH   SOLE 0 3,634 0 0
Truist Financial Corp Com 89832Q109 2,133 48,992 SH   SOLE 0 48,934 0 58
US Bancorp Com 902973304 354 8,775 SH   SOLE 0 8,775 0 0
Union Pacific Corp Com 907818108 2,779 14,263 SH   SOLE 0 4,863 0 9,400
United Parcel Service-B Com 911312106 2,246 13,904 SH   SOLE 0 13,879 0 25
United Parcel Service-B Com 911312106 88 547 SH   DFND 0 547 0 0
UnitedHealth Group Inc Com 91324P102 1,523 3,015 SH   SOLE 0 3,015 0 0
Vanguard High-Yield Corp-Adm Com 922031760 214 42,988 SH   SOLE 0 42,988 0 0
Vanguard Short-Term Federal-Adm Com 922031844 64,007 6,349,853 SH   SOLE 0 6,316,687 0 33,166
Vanguard Short-Term Federal-Adm Com 922031844 10,090 1,001,013 SH   DFND 0 996,173 0 4,840
Vanguard S/T Corp Bond ETF Com 92206C409 243 3,277 SH   SOLE 0 3,277 0 0
Vanguard S&P 500 ETF Com 922908363 621 1,893 SH   SOLE 0 1,893 0 0
Vanguard S&P 500 ETF Com 922908363 72 218 SH   DFND 0 218 0 0
Verizon Communications Inc Com 92343V104 2,393 63,034 SH   SOLE 0 61,457 0 1,577
Verizon Communications Inc Com 92343V104 65 1,713 SH   DFND 0 1,713 0 0
Visa Inc-A Com 92826C839 676 3,808 SH   SOLE 0 3,808 0 0
WEC Energy Group Inc Com 92939U106 461 5,157 SH   SOLE 0 5,157 0 0
Walmart Inc Com 931142103 1,053 8,116 SH   SOLE 0 8,116 0 0
Waste Management Inc Com 94106L109 2,479 15,476 SH   SOLE 0 15,439 0 37
Waste Management Inc Com 94106L109 3 19 SH   DFND 0 19 0 0
Wells Fargo & Co Com 949746101 1,019 25,338 SH   SOLE 0 25,338 0 0
Wells Fargo & Co Com 949746101 50 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104 5,861 91,116 SH   SOLE 0 87,778 0 3,338
Welltower Inc Com 95040Q104 106 1,654 SH   DFND 0 654 0 1,000
Weyerhaeuser Co Com 962166104 1,410 49,386 SH   SOLE 0 39,626 0 9,760
Weyerhaeuser Co Com 962166104 32 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102 395 12,200 SH   SOLE 0 0 0 12,200
Yum! Brands Inc Com 988498101 393 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102 577 5,519 SH   SOLE 0 5,519 0 0
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109 0 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101 426 1,657 SH   SOLE 0 1,507 0 150
Eaton Corp PLC Com G29183103 2,080 15,595 SH   SOLE 0 15,558 0 37
Eaton Corp PLC Com G29183103 104 780 SH   DFND 0 780 0 0
Everest Re Group Ltd Com G3223R108 1,482 5,646 SH   SOLE 0 5,646 0 0
Everest Re Group Ltd Com G3223R108 39 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105 1,452 29,500 SH   SOLE 0 29,431 0 69
Johnson Controls Intl PLC Com G51502105 82 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103 1,208 14,957 SH   SOLE 0 14,957 0 0
Medtronic PLC Com G5960L103 22 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
Seven Hills RLT fractional shares Com JBH84E106 0 52,500 SH   SOLE 0 52,500 0 0