The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,782 96,715 SH   SOLE 0 95,143 0 1,572
AT&T Inc Com 00206R102 1 45 SH   DFND 0 45 0 0
Abbott Laboratories Com 002824100 8,764 80,045 SH   SOLE 0 78,759 0 1,286
Abbott Laboratories Com 002824100 480 4,388 SH   DFND 0 4,388 0 0
AbbVie Inc Com 00287Y109 5,241 48,914 SH   SOLE 0 48,723 0 191
AbbVie Inc Com 00287Y109 169 1,573 SH   DFND 0 1,573 0 0
Aberdeen Std Gold ETF Com 00326A104 464 25,380 SH   SOLE 0 25,380 0 0
Adobe Systems Inc Com 00724F101 913 1,825 SH   SOLE 0 1,825 0 0
Agilent Technologies Inc Com 00846U101 214 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106 2,764 10,116 SH   SOLE 0 10,098 0 18
Air Products & Chemicals Inc Com 009158106 206 755 SH   DFND 0 755 0 0
Allstate Corp Com 020002101 535 4,869 SH   SOLE 0 4,869 0 0
Alphabet Inc-C Com 02079K107 2,397 1,368 SH   SOLE 0 1,368 0 0
Alphabet Inc-C Com 02079K107 105 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 5,105 2,913 SH   SOLE 0 2,913 0 0
Alphabet Inc-A Com 02079K305 142 81 SH   DFND 0 81 0 0
Amazon.com Inc Com 023135106 8,286 2,544 SH   SOLE 0 2,544 0 0
Amazon.com Inc Com 023135106 388 119 SH   DFND 0 119 0 0
American Electric Power Co Inc Com 025537101 488 5,856 SH   SOLE 0 5,856 0 0
American Electric Power Co Inc Com 025537101 152 1,828 SH   DFND 0 1,828 0 0
American Express Co Com 025816109 896 7,413 SH   SOLE 0 7,413 0 0
American Express Co Com 025816109 35 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 295 1,313 SH   SOLE 0 1,313 0 0
American Water Works Co Inc Com 030420103 2,432 15,846 SH   SOLE 0 15,811 0 35
American Water Works Co Inc Com 030420103 90 587 SH   DFND 0 587 0 0
Amgen Inc Com 031162100 3,786 16,465 SH   SOLE 0 16,199 0 266
Amgen Inc Com 031162100 111 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 2,500 16,924 SH   SOLE 0 16,891 0 33
Analog Devices Inc Com 032654105 364 2,466 SH   DFND 0 2,466 0 0
Apple Inc Com 037833100 29,140 219,611 SH   SOLE 0 219,219 0 392
Apple Inc Com 037833100 1,386 10,448 SH   DFND 0 10,448 0 0
ADR AstraZeneca PLC- II Sp Com 046353108 251 5,012 SH   SOLE 0 5,012 0 0
Automatic Data Processing Inc Com 053015103 1,021 5,795 SH   SOLE 0 5,700 0 95
Automatic Data Processing Inc Com 053015103 352 2,000 SH   DFND 0 2,000 0 0
Baxter International Inc Com 071813109 2,763 34,439 SH   SOLE 0 34,261 0 178
Baxter International Inc Com 071813109 176 2,193 SH   DFND 0 2,193 0 0
Berkshire Hathaway Inc-A Com 084670108 696 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 1,123 4,842 SH   SOLE 0 4,192 0 650
Berkshire Hathaway Inc-B Com 084670702 8 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 380 527 SH   SOLE 0 527 0 0
Blackrock Inc Com 09247X101 181 251 SH   DFND 0 251 0 0
Boeing Co/The Com 097023105 1,574 7,353 SH   SOLE 0 6,613 0 740
Boeing Co/The Com 097023105 28 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108 2,470 39,817 SH   SOLE 0 39,197 0 620
Bristol Myers Squibb Com 110122108 115 1,850 SH   DFND 0 1,850 0 0
Broadcom Inc Com 11135F101 241 550 SH   SOLE 0 550 0 0
Cigna Corp Com 125523100 292 1,404 SH   SOLE 0 1,404 0 0
Cigna Corp Com 125523100 1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105 1,810 9,941 SH   SOLE 0 9,941 0 0
CME Group Inc Com 12572Q105 56 307 SH   DFND 0 307 0 0
CSX Corp Com 126408103 402 4,431 SH   SOLE 0 4,431 0 0
CVS Health Corp Com 126650100 1,759 25,751 SH   SOLE 0 23,715 0 2,036
CVS Health Corp Com 126650100 108 1,579 SH   DFND 0 1,579 0 0
Canadian Imperial Bank of Commerce Com 136069101 238 2,790 SH   SOLE 0 2,790 0 0
Canadian National Railway Co Com 136375102 215 1,961 SH   SOLE 0 1,961 0 0
Carrier Global Corp Com 14448C104 1,166 30,908 SH   SOLE 0 30,883 0 25
Carrier Global Corp Com 14448C104 21 547 SH   DFND 0 547 0 0
Caterpillar Inc Com 149123101 1,674 9,198 SH   SOLE 0 7,198 0 2,000
Chevron Corp Com 166764100 4,395 52,041 SH   SOLE 0 50,778 0 1,263
Chevron Corp Com 166764100 210 2,485 SH   DFND 0 2,235 0 250
Cincinnati Financial Corp Com 172062101 672 7,687 SH   SOLE 0 7,687 0 0
Cisco Systems Inc Com 17275R102 3,765 84,145 SH   SOLE 0 81,708 0 2,437
Cisco Systems Inc Com 17275R102 401 8,963 SH   DFND 0 8,963 0 0
Coca-Cola Co/The Com 191216100 5,302 96,673 SH   SOLE 0 96,673 0 0
Coca-Cola Co/The Com 191216100 114 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,210 26,965 SH   SOLE 0 26,965 0 0
Cognizant Tech Solutions Corp-A Com 192446102 149 1,822 SH   DFND 0 1,822 0 0
Colgate-Palmolive Company Com 194162103 968 11,318 SH   SOLE 0 8,718 0 2,600
Comcast Corp-A Com 20030N101 1,963 37,461 SH   SOLE 0 37,409 0 52
Comcast Corp-A Com 20030N101 176 3,357 SH   DFND 0 3,357 0 0
ConocoPhillips Inc Com 20825C104 323 8,077 SH   SOLE 0 8,077 0 0
ConocoPhillips Inc Com 20825C104 0 3 SH   DFND 0 3 0 0
Costco Wholesale Corp Com 22160K105 1,812 4,809 SH   SOLE 0 4,809 0 0
Costco Wholesale Corp Com 22160K105 38 100 SH   DFND 0 100 0 0
Crown Castle Intl Corp Com 22822V101 817 5,134 SH   SOLE 0 5,134 0 0
Cummins Inc Com 231021106 282 1,243 SH   SOLE 0 1,243 0 0
CyrusOne Inc Com 23283R100 568 7,761 SH   SOLE 0 7,761 0 0
DTE Energy Co Com 233331107 203 1,669 SH   SOLE 0 1,669 0 0
DTE Energy Co Com 233331107 155 1,278 SH   DFND 0 1,278 0 0
Danaher Corp Com 235851102 8,132 36,607 SH   SOLE 0 36,607 0 0
Danaher Corp Com 235851102 371 1,670 SH   DFND 0 1,670 0 0
Darden Restaurants Inc Com 237194105 397 3,330 SH   SOLE 0 3,330 0 0
Darden Restaurants Inc Com 237194105 125 1,049 SH   DFND 0 1,049 0 0
Deere & Company Com 244199105 4,203 15,623 SH   SOLE 0 11,723 0 3,900
Dentsply Sirona Inc Com 24906P109 652 12,458 SH   SOLE 0 12,458 0 0
Dentsply Sirona Inc Com 24906P109 21 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103 2,058 14,749 SH   SOLE 0 14,724 0 25
Digital Realty Trust Inc Com 253868103 357 2,558 SH   DFND 0 2,558 0 0
Disney Walt Co Com 254687106 9,821 54,204 SH   SOLE 0 54,204 0 0
Disney Walt Co Com 254687106 39 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109 2,272 30,211 SH   SOLE 0 30,174 0 37
Dominion Resources Inc/VA Com 25746U109 194 2,585 SH   DFND 0 2,585 0 0
Dover Corp Com 260003108 437 3,464 SH   SOLE 0 3,464 0 0
Duke Energy Corp Com 26441C204 1,799 19,652 SH   SOLE 0 19,618 0 34
Duke Energy Corp Com 26441C204 165 1,801 SH   DFND 0 1,801 0 0
DuPont de Nemours Inc Com 26614N102 918 12,904 SH   SOLE 0 12,904 0 0
DuPont de Nemours Inc Com 26614N102 16 221 SH   DFND 0 221 0 0
Eastman Chemical Company Com 277432100 493 4,912 SH   SOLE 0 4,912 0 0
Emerson Electric Company Com 291011104 626 7,794 SH   SOLE 0 5,394 0 2,400
Enbridge Inc Com 29250N105 874 27,312 SH   SOLE 0 26,468 0 844
Enbridge Inc Com 29250N105 3 100 SH   DFND 0 100 0 0
Exelon Corp Com 30161N101 1,322 31,316 SH   SOLE 0 30,742 0 574
Exelon Corp Com 30161N101 70 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 2,417 58,635 SH   SOLE 0 54,616 0 4,019
Exxon Mobil Corp Com 30231G102 31 761 SH   DFND 0 461 0 300
Facebook Inc-A Com 30303M102 425 1,556 SH   SOLE 0 1,556 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 9,070 983,718 SH   SOLE 0 982,759 0 959
Federated Ultra Short Term Bond-I Com 31428Q747 2,266 245,741 SH   DFND 0 237,556 0 8,185
Fifth Third Bancorp Com 316773100 1,200 43,539 SH   SOLE 0 37,139 0 6,400
Fifth Third Bancorp Com 316773100 601 21,785 SH   DFND 0 21,785 0 0
Fortive Corp Com 34959J108 878 12,404 SH   SOLE 0 12,404 0 0
Fortive Corp Com 34959J108 42 587 SH   DFND 0 587 0 0
Franco-Nevada Corp Com 351858105 382 3,050 SH   SOLE 0 1,600 0 1,450
Arthur J Gallagher & Co Com 363576109 2,503 20,230 SH   SOLE 0 20,183 0 47
Arthur J Gallagher & Co Com 363576109 348 2,815 SH   DFND 0 2,815 0 0
General Dynamics Corp Com 369550108 894 6,007 SH   SOLE 0 6,007 0 0
General Dynamics Corp Com 369550108 19 130 SH   DFND 0 130 0 0
General Electric Co Com 369604103 169 15,685 SH   SOLE 0 13,485 0 2,200
General Mills Inc Com 370334104 1,275 21,690 SH   SOLE 0 21,635 0 55
General Mills Inc Com 370334104 154 2,619 SH   DFND 0 2,619 0 0
Gilead Sciences Inc Com 375558103 1,108 19,017 SH   SOLE 0 19,017 0 0
Gilead Sciences Inc Com 375558103 1 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104 491 1,862 SH   SOLE 0 1,862 0 0
Great Elm Capital Corp Com 390320109 41 11,427 SH   SOLE 0 11,427 0 0
Great Elm Group Inc Com 39037G109 43 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101 398 2,421 SH   SOLE 0 2,421 0 0
HCA Healthcare Inc Com 40412C101 2 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108 522 3,428 SH   SOLE 0 3,428 0 0
Home Depot Inc Com 437076102 3,210 12,085 SH   SOLE 0 11,485 0 600
Honeywell International Inc Com 438516106 3,576 16,811 SH   SOLE 0 16,811 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 449 2,203 SH   SOLE 0 2,203 0 0
Intel Corp Com 458140100 5,898 118,395 SH   SOLE 0 117,450 0 945
Intel Corp Com 458140100 90 1,812 SH   DFND 0 1,812 0 0
IntercontinentalExchange Group Inc Com 45866F104 2,072 17,971 SH   SOLE 0 17,971 0 0
IntercontinentalExchange Group Inc Com 45866F104 43 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 953 7,568 SH   SOLE 0 7,568 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103 955 3,044 SH   SOLE 0 2,820 0 224
Invesco S&P 500 Equal Weight ETF Com 46137V357 284 2,230 SH   SOLE 0 2,230 0 0
iShares S&P 500 Index ETF Com 464287200 1,163 3,099 SH   SOLE 0 3,099 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 823 3,582 SH   SOLE 0 3,582 0 0
iShares Core S&P Small-Cap ETF Com 464287804 3,393 36,925 SH   SOLE 0 36,925 0 0
JP Morgan Chase & Co Com 46625H100 8,953 70,455 SH   SOLE 0 70,425 0 30
JP Morgan Chase & Co Com 46625H100 246 1,938 SH   DFND 0 1,938 0 0
Johnson & Johnson Com 478160104 5,014 31,861 SH   SOLE 0 31,623 0 238
KLA Corp Com 482480100 260 1,004 SH   SOLE 0 1,004 0 0
KeyCorp Com 493267108 869 52,952 SH   SOLE 0 52,952 0 0
Kimberly-Clark Corp Com 494368103 1,791 13,287 SH   SOLE 0 13,263 0 24
Kimberly-Clark Corp Com 494368103 164 1,217 SH   DFND 0 1,217 0 0
Lam Research Corp Com 512807108 638 1,350 SH   SOLE 0 1,350 0 0
Estee Lauder Companies Inc/The-A Com 518439104 227 854 SH   SOLE 0 854 0 0
Lilly Eli & Co Com 532457108 4,400 26,063 SH   SOLE 0 25,553 0 510
Lilly Eli & Co Com 532457108 355 2,103 SH   DFND 0 2,103 0 0
Lockheed Martin Corp Com 539830109 2,623 7,390 SH   SOLE 0 7,381 0 9
Lockheed Martin Corp Com 539830109 195 550 SH   DFND 0 550 0 0
Loomis Sayles Strategic Income Y Com 543487250 6,807 485,834 SH   SOLE 0 480,111 0 5,723
Loomis Sayles Strategic Income Y Com 543487250 1,655 118,112 SH   DFND 0 118,112 0 0
Lowe's Companies Inc Com 548661107 5,275 32,862 SH   SOLE 0 32,862 0 0
Lowe's Companies Inc Com 548661107 203 1,266 SH   DFND 0 1,266 0 0
Marsh & McLennan Co Inc Com 571748102 856 7,316 SH   SOLE 0 7,316 0 0
MasterCard Inc-A Com 57636Q104 1,019 2,855 SH   SOLE 0 2,855 0 0
McDonalds Corp Com 580135101 6,257 29,160 SH   SOLE 0 29,018 0 142
McDonalds Corp Com 580135101 224 1,042 SH   DFND 0 1,042 0 0
McKesson Corp Com 58155Q103 2,039 11,721 SH   SOLE 0 11,721 0 0
McKesson Corp Com 58155Q103 39 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105 4,866 59,492 SH   SOLE 0 59,447 0 45
Merck & Co Inc Com 58933Y105 226 2,761 SH   DFND 0 2,761 0 0
Metlife Inc Com 59156R108 1,110 23,646 SH   SOLE 0 23,619 0 27
Metlife Inc Com 59156R108 1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 28,342 127,427 SH   SOLE 0 127,389 0 38
Microsoft Corp Com 594918104 1,036 4,659 SH   DFND 0 4,659 0 0
Microchip Technology Inc Com 595017104 5,451 39,470 SH   SOLE 0 39,470 0 0
Microchip Technology Inc Com 595017104 411 2,978 SH   DFND 0 2,978 0 0
Mondelez International Inc Com 609207105 543 9,288 SH   SOLE 0 9,288 0 0
Moody's Corp Com 615369105 1,959 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448 798 11,647 SH   SOLE 0 11,647 0 0
Morgan Stanley Com 617446448 12 176 SH   DFND 0 176 0 0
Netflix Inc Com 64110L106 401 741 SH   SOLE 0 741 0 0
NextEra Energy Inc Com 65339F101 6,468 83,842 SH   SOLE 0 82,234 0 1,608
NextEra Energy Inc Com 65339F101 419 5,432 SH   DFND 0 5,432 0 0
Nike Inc-B Com 654106103 7,545 53,334 SH   SOLE 0 53,334 0 0
Nike Inc-B Com 654106103 118 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 8,014 33,729 SH   SOLE 0 33,707 0 22
Norfolk Southern Corp Com 655844108 355 1,494 SH   DFND 0 1,494 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 20,290 1,964,213 SH   SOLE 0 1,911,741 0 52,472
Northern Ultra-Short Fixed Income Fund Com 665162467 526 50,942 SH   DFND 0 41,655 0 9,287
Northern Trust Corp Com 665859104 215 2,313 SH   SOLE 0 2,313 0 0
Northrop Grumman Corp Com 666807102 245 803 SH   SOLE 0 803 0 0
ADR Novartis AG- II Sp Com 66987V109 2,209 23,398 SH   SOLE 0 22,065 0 1,333
ADR Novartis AG- II Sp Com 66987V109 35 370 SH   DFND 0 370 0 0
Nvidia Corp Com 67066G104 817 1,565 SH   SOLE 0 1,525 0 40
Omnicom Group Inc Com 681919106 789 12,656 SH   SOLE 0 12,618 0 38
Omnicom Group Inc Com 681919106 57 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 5,445 84,165 SH   SOLE 0 84,165 0 0
Oracle Corporation Com 68389X105 121 1,878 SH   DFND 0 1,878 0 0
Otis Worldwide Corp Com 68902V107 1,038 15,360 SH   SOLE 0 15,348 0 12
Otis Worldwide Corp Com 68902V107 18 273 SH   DFND 0 273 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,241 117,114 SH   SOLE 0 117,114 0 0
Palo Alto Networks Inc Com 697435105 2,843 8,001 SH   SOLE 0 8,001 0 0
Palo Alto Networks Inc Com 697435105 112 316 SH   DFND 0 316 0 0
Parnassus Fixed-Income Fund Com 701769200 1,630 90,503 SH   SOLE 0 90,503 0 0
Parnassus Fixed-Income Fund Com 701769200 216 11,967 SH   DFND 0 11,967 0 0
PepsiCo Inc Com 713448108 6,944 46,826 SH   SOLE 0 46,800 0 26
PepsiCo Inc Com 713448108 286 1,931 SH   DFND 0 1,931 0 0
Pfizer Inc Com 717081103 3,333 90,543 SH   SOLE 0 86,464 0 4,079
Pfizer Inc Com 717081103 111 3,028 SH   DFND 0 3,028 0 0
Philip Morris International Com 718172109 285 3,441 SH   SOLE 0 3,441 0 0
Phillips 66 Com 718546104 373 5,338 SH   SOLE 0 5,338 0 0
T Rowe Price Group Inc Com 74144T108 413 2,725 SH   SOLE 0 2,725 0 0
T Rowe Price High Yield-Inv Com 741481105 2,888 434,929 SH   SOLE 0 434,929 0 0
Procter & Gamble Co Com 742718109 9,877 70,983 SH   SOLE 0 70,252 0 731
Procter & Gamble Co Com 742718109 388 2,791 SH   DFND 0 2,791 0 0
Qualcomm Inc Com 747525103 6,990 45,884 SH   SOLE 0 45,371 0 513
Qualcomm Inc Com 747525103 214 1,406 SH   DFND 0 1,406 0 0
Raymond James Financial Inc Com 754730109 606 6,335 SH   SOLE 0 6,335 0 0
Rayonier Inc Com 754907103 284 9,663 SH   SOLE 0 7,413 0 2,250
Rayonier Inc Com 754907103 21 717 SH   DFND 0 717 0 0
T Rowe Price Real Estate Fund Com 779919109 567 35,598 SH   SOLE 0 35,598 0 0
T Rowe Price Real Estate Fund Com 779919109 4 257 SH   DFND 0 257 0 0
ADR Royal Dutch Shell-A - II Sp Com 780259206 679 19,334 SH   SOLE 0 19,287 0 47
ADR Royal Dutch Shell-A - II Sp Com 780259206 1 27 SH   DFND 0 27 0 0
S&P Global Inc Com 78409V104 203 618 SH   SOLE 0 618 0 0
SPDR Gold Shares ETF Com 78463V107 226 1,269 SH   SOLE 0 1,269 0 0
Salesforce.com Inc Com 79466L302 3,549 15,947 SH   SOLE 0 15,947 0 0
Salesforce.com Inc Com 79466L302 385 1,730 SH   DFND 0 1,730 0 0
Schlumberger Ltd Com 806857108 927 42,469 SH   SOLE 0 34,827 0 7,642
Schlumberger Ltd Com 806857108 22 994 SH   DFND 0 994 0 0
Smith (AO) Corp Com 831865209 1,187 21,654 SH   SOLE 0 21,654 0 0
Southern Co/The Com 842587107 426 6,933 SH   SOLE 0 5,208 0 1,725
Starbucks Corp Com 855244109 2,362 22,083 SH   SOLE 0 22,083 0 0
Starbucks Corp Com 855244109 45 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101 324 1,324 SH   SOLE 0 1,324 0 0
Sysco Corp Com 871829107 318 4,287 SH   SOLE 0 4,287 0 0
Sysco Corp Com 871829107 37 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109 640 9,378 SH   SOLE 0 9,378 0 0
Target Corp Com 87612E106 2,746 15,557 SH   SOLE 0 15,557 0 0
Tesla Inc Com 88160R101 727 1,030 SH   SOLE 0 1,030 0 0
Texas Instruments Inc Com 882508104 670 4,081 SH   SOLE 0 4,081 0 0
Thermo Fisher Scientific Inc Com 883556102 298 640 SH   SOLE 0 640 0 0
3M Company Com 88579Y101 1,899 10,863 SH   SOLE 0 10,863 0 0
3M Company Com 88579Y101 175 1,000 SH   DFND 0 1,000 0 0
Travelers Cos Inc/The Com 89417E109 528 3,761 SH   SOLE 0 3,761 0 0
Truist Financial Corp Com 89832Q109 1,951 40,704 SH   SOLE 0 40,646 0 58
US Bancorp Com 902973304 396 8,497 SH   SOLE 0 8,497 0 0
Union Pacific Corp Com 907818108 3,025 14,527 SH   SOLE 0 11,427 0 3,100
United Parcel Service-B Com 911312106 2,347 13,940 SH   SOLE 0 13,915 0 25
United Parcel Service-B Com 911312106 251 1,493 SH   DFND 0 1,493 0 0
UnitedHealth Group Inc Com 91324P102 795 2,267 SH   SOLE 0 2,267 0 0
Vanguard Wellesley Income-Adm Com 921938205 214 3,112 SH   SOLE 0 650 0 2,462
Vanguard High-Yield Corp-Adm Com 922031760 207 34,599 SH   SOLE 0 34,599 0 0
Vanguard High-Yield Corp-Adm Com 922031760 4 712 SH   DFND 0 712 0 0
Vanguard Short-Term Federal-Adm Com 922031844 50,558 4,591,982 SH   SOLE 0 4,504,850 0 87,132
Vanguard Short-Term Federal-Adm Com 922031844 8,433 765,920 SH   DFND 0 765,920 0 0
Verizon Communications Inc Com 92343V104 4,155 70,730 SH   SOLE 0 69,494 0 1,236
Verizon Communications Inc Com 92343V104 216 3,670 SH   DFND 0 3,670 0 0
Visa Inc-A Com 92826C839 332 1,518 SH   SOLE 0 1,518 0 0
WEC Energy Group Inc Com 92939U106 483 5,245 SH   SOLE 0 5,245 0 0
Walmart Inc Com 931142103 1,807 12,535 SH   SOLE 0 12,535 0 0
Walgreens Boots Alliance Inc Com 931427108 237 5,945 SH   SOLE 0 5,945 0 0
Waste Management Inc Com 94106L109 2,023 17,155 SH   SOLE 0 17,118 0 37
Waste Management Inc Com 94106L109 258 2,188 SH   DFND 0 2,188 0 0
Wells Fargo & Co Com 949746101 1,043 34,570 SH   SOLE 0 34,570 0 0
Wells Fargo & Co Com 949746101 37 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104 6,794 105,131 SH   SOLE 0 101,673 0 3,458
Welltower Inc Com 95040Q104 208 3,214 SH   DFND 0 2,214 0 1,000
Weyerhaeuser Co Com 962166104 1,833 54,679 SH   SOLE 0 48,359 0 6,320
Weyerhaeuser Co Com 962166104 38 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102 301 7,200 SH   SOLE 0 4,350 0 2,850
Xilinx Inc Com 983919101 2,988 21,079 SH   SOLE 0 21,040 0 39
Xilinx Inc Com 983919101 107 753 SH   DFND 0 753 0 0
Yum! Brands Inc Com 988498101 401 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102 759 4,925 SH   SOLE 0 4,925 0 0
Zoetis Inc Com 98978V103 319 1,928 SH   SOLE 0 1,328 0 600
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109 0 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101 482 1,845 SH   SOLE 0 1,845 0 0
Eaton Corp PLC Com G29183103 1,899 15,809 SH   SOLE 0 15,772 0 37
Eaton Corp PLC Com G29183103 192 1,594 SH   DFND 0 1,594 0 0
Everest Re Group Ltd Com G3223R108 1,349 5,762 SH   SOLE 0 5,762 0 0
Everest Re Group Ltd Com G3223R108 35 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105 1,372 29,440 SH   SOLE 0 29,371 0 69
Johnson Controls Intl PLC Com G51502105 78 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103 1,476 12,599 SH   SOLE 0 12,599 0 0
Medtronic PLC Com G5960L103 32 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0