Exhibit 23.2

                     Consent of PricewaterhouseCoopers LLP


                       CONSENT OF INDEPENDENT ACCOUNTANTS

We hereby consent to the incorporation by reference in this Registration
Statement on Form S-8 of our report dated January 17, 2002 relating to the
financial statements, which appears in Appendix C of Union Planters
Corporation's 2002 Definitive Proxy Statement, which is incorporated by
reference in Union Planters Corporation's Annual Report on Form 10-K for the
year ended December 31, 2001.



/s/ PricewaterhouseCoppers LLP

PricewaterhouseCoopers LLP
Memphis, Tennessee
May 15, 2002