The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 1,054 6,011 SH   SOLE NONE 6,011 0 0
AT&T Inc. COM 00206R102 1,016 37,622 SH   SOLE NONE 37,622 0 0
Abbott Laboratories COM 002824100 1,262 10,683 SH   SOLE NONE 10,683 0 0
Alphabet, Inc. Cl. C CAP STK CL C 02079K107 6,999 2,626 SH   SOLE NONE 2,626 0 0
Amdocs Ltd. SHS G02602103 5,752 75,974 SH   SOLE NONE 75,974 0 0
Amgen, Inc. COM 031162100 1,204 5,661 SH   SOLE NONE 5,661 0 0
Apple, Inc. COM 037833100 9,787 69,169 SH   SOLE NONE 69,169 0 0
Bank of America Corp. COM 060505104 2,248 52,957 SH   SOLE NONE 52,957 0 0
Berkshire Hathaway, Inc. CL B NEW 084670702 4,197 15,378 SH   SOLE NONE 15,378 0 0
Cerner Corp. COM 156782104 4,969 70,461 SH   SOLE NONE 70,461 0 0
ChevronTexaco Corp. COM 166764100 1,458 14,372 SH   SOLE NONE 14,372 0 0
Cisco Systems, Inc. COM 17275R102 1,825 33,527 SH   SOLE NONE 33,527 0 0
Citigroup, Inc. COM NEW 172967424 1,541 21,961 SH   SOLE NONE 21,961 0 0
Coca-Cola Co. COM 191216100 1,175 22,395 SH   SOLE NONE 22,395 0 0
Comcast Corp. Cl A CL A 20030N101 2,303 41,169 SH   SOLE NONE 41,169 0 0
Costco Wholesale Corp. COM 22160K105 1,362 3,032 SH   SOLE NONE 3,032 0 0
Discover Financial Services COM 254709108 6,304 51,315 SH   SOLE NONE 51,315 0 0
Discovery, Inc. Cl. A COM SER A 25470F104 4,691 184,815 SH   SOLE NONE 184,815 0 0
Exxon Mobil Corp. COM 30231G102 1,836 31,211 SH   SOLE NONE 31,211 0 0
FedEx Corp. COM 31428X106 1,130 5,153 SH   SOLE NONE 5,153 0 0
FleetCor Technologies, Inc. COM 339041105 5,450 20,859 SH   SOLE NONE 20,859 0 0
General Electric Co. COM NEW 369604301 847 8,220 SH   SOLE NONE 8,220 0 0
Hanesbrands, Inc. COM 410345102 4,066 236,945 SH   SOLE NONE 236,945 0 0
Home Depot, Inc. COM 437076102 1,549 4,718 SH   SOLE NONE 4,718 0 0
Intel Corp. COM 458140100 1,325 24,873 SH   SOLE NONE 24,873 0 0
International Business Machine COM 459200101 1,194 8,591 SH   SOLE NONE 8,591 0 0
Invesco Dynamic Food & Beverag DYNMC FOOD BEV 46137V753 2,606 61,882 SH   SOLE NONE 61,882 0 0
J.P. Morgan Chase & Co. COM 46625H100 2,911 17,784 SH   SOLE NONE 17,784 0 0
Johnson & Johnson COM 478160104 2,915 18,049 SH   SOLE NONE 18,049 0 0
Laboratory Corp. of America Ho COM NEW 50540R409 7,949 28,244 SH   SOLE NONE 28,244 0 0
Mastercard, Inc. - Cl. A CL A 57636Q104 2,225 6,400 SH   SOLE NONE 6,400 0 0
McDonald's Corp. COM 580135101 1,565 6,490 SH   SOLE NONE 6,490 0 0
McKesson Corp. COM 58155Q103 6,988 35,048 SH   SOLE NONE 35,048 0 0
Medtronic, PLC SHS G5960L103 1,172 9,348 SH   SOLE NONE 9,348 0 0
Merck & Co., Inc. COM 58933Y105 1,379 18,360 SH   SOLE NONE 18,360 0 0
Microsoft Corp. COM 594918104 10,890 38,629 SH   SOLE NONE 38,629 0 0
Newell Brands Inc. COM 651229106 5,762 260,267 SH   SOLE NONE 260,267 0 0
NortonLifeLock, Inc. COM 668771108 4,748 187,678 SH   SOLE NONE 187,678 0 0
Oracle Corp. COM 68389X105 1,704 19,557 SH   SOLE NONE 19,557 0 0
PepsiCo, Inc. COM 713448108 1,417 9,420 SH   SOLE NONE 9,420 0 0
Pfizer, Inc. COM 717081103 2,101 48,856 SH   SOLE NONE 48,856 0 0
QUALCOMM, Inc. COM 747525103 1,330 10,313 SH   SOLE NONE 10,313 0 0
Raytheon Technologies Corp. COM 75513E101 1,066 12,401 SH   SOLE NONE 12,401 0 0
S&P 500 Depos. Recpts. TR UNIT 78462F103 386 900 SH   SOLE NONE 900 0 0
Schlumberger Ltd. COM STK 806857108 5,397 182,095 SH   SOLE NONE 182,095 0 0
Select Sector SPDR - Communica COMMUNICATION 81369Y852 10,147 126,660 SH   SOLE NONE 126,660 0 0
Select Sector SPDR - Consumer SBI CONS DISCR 81369Y407 18,281 101,873 SH   SOLE NONE 101,873 0 0
Select Sector SPDR - Consumer SBI CONS STPLS 81369Y308 4,246 61,678 SH   SOLE NONE 61,678 0 0
Select Sector SPDR - Energy ENERGY 81369Y506 1,140 21,886 SH   SOLE NONE 21,886 0 0
Select Sector SPDR - Financial FINANCIAL 81369Y605 3,807 101,447 SH   SOLE NONE 101,447 0 0
Select Sector SPDR - Health Ca SBI HEALTHCARE 81369Y209 8,046 63,203 SH   SOLE NONE 63,203 0 0
Select Sector SPDR - Industria SBI INT-INDS 81369Y704 9,960 101,795 SH   SOLE NONE 101,795 0 0
Select Sector SPDR - Materials SBI MATERIALS 81369Y100 6,468 81,766 SH   SOLE NONE 81,766 0 0
Select Sector SPDR - Real Esta RL EST SEL SEC 81369Y860 1,098 24,691 SH   SOLE NONE 24,691 0 0
Select Sector SPDR - Technolog TECHNOLOGY 81369Y803 21,028 140,823 SH   SOLE NONE 140,823 0 0
Select Sector SPDR - Utilities SBI INT-UTILS 81369Y886 5,624 88,037 SH   SOLE NONE 88,037 0 0
Skyworks Solutions, Inc. COM 83088M102 5,958 36,157 SH   SOLE NONE 36,157 0 0
The Boeing Co. COM 097023105 1,245 5,661 SH   SOLE NONE 5,661 0 0
The Procter & Gamble Co. COM 742718109 1,844 13,193 SH   SOLE NONE 13,193 0 0
The Walt Disney Co. COM 254687106 2,429 14,359 SH   SOLE NONE 14,359 0 0
Trane Technologies PLC SHS G8994E103 7,514 43,521 SH   SOLE NONE 43,521 0 0
Union Pacific Corp. COM 907818108 939 4,789 SH   SOLE NONE 4,789 0 0
Verizon Communications COM 92343V104 1,754 32,468 SH   SOLE NONE 32,468 0 0
Visa Inc. - Class A COM CL A 92826C839 2,422 10,871 SH   SOLE NONE 10,871 0 0
Walmart Inc. COM 931142103 1,987 14,255 SH   SOLE NONE 14,255 0 0
Wells Fargo Company COM 949746101 1,613 34,750 SH   SOLE NONE 34,750 0 0
Whirlpool Corp. COM 963320106 5,100 25,018 SH   SOLE NONE 25,018 0 0
iShares Dow Jones U.S. Regiona US REGNL BKS ETF 464288778 4,329 71,484 SH   SOLE NONE 71,484 0 0
iShares Dow Jones US Oil & Gas US OIL GS EX ETF 464288851 2,480 42,677 SH   SOLE NONE 42,677 0 0
iShares Dow Jones US Real Esta U.S. REAL ES ETF 464287739 4,710 45,997 SH   SOLE NONE 45,997 0 0
iShares Nasdaq Biotechnology E ISHARES BIOTECH 464287556 4,928 30,478 SH   SOLE NONE 30,478 0 0
iShares PHLX Semiconductor ETF ISHARES SEMICDTR 464287523 5,936 13,314 SH   SOLE NONE 13,314 0 0
iShares U.S. Healthcare Provid US HLTHCR PR ETF 464288828 5,171 20,215 SH   SOLE NONE 20,215 0 0
iShares U.S. Insurance ETF U.S. INSRNCE ETF 464288786 4,267 54,570 SH   SOLE NONE 54,570 0 0
ATN International, Inc. COM 00215F107 1,030 21,986 SH   SOLE NONE 21,986 0 0
American Software, Inc. CL A 029683109 4,293 180,748 SH   SOLE NONE 180,748 0 0
Ameris Bancorp COM 03076K108 3,269 63,020 SH   SOLE NONE 63,020 0 0
Atlantic Union Bankshares Corp COM 04911A107 3,179 86,274 SH   SOLE NONE 86,274 0 0
BOK Financial Corp. COM NEW 05561Q201 1,619 18,078 SH   SOLE NONE 18,078 0 0
Balchem Corp. COM 057665200 2,706 18,655 SH   SOLE NONE 18,655 0 0
CECO Environmental Corp. COM 125141101 1,424 202,250 SH   SOLE NONE 202,250 0 0
Central Garden & Pet Co. COM 153527106 3,412 71,077 SH   SOLE NONE 71,077 0 0
Columbia Sportswear Co. COM 198516106 2,602 27,149 SH   SOLE NONE 27,149 0 0
Computer Programs and Systems, COM 205306103 3,293 92,857 SH   SOLE NONE 92,857 0 0
Consolidated Communications Ho COM 209034107 3,009 327,379 SH   SOLE NONE 327,379 0 0
First Bancorp. COM 318910106 2,741 63,740 SH   SOLE NONE 63,740 0 0
Flushing Financial Corp. COM 343873105 1,355 59,941 SH   SOLE NONE 59,941 0 0
Gencor Industries Inc. COM 368678108 1,778 160,151 SH   SOLE NONE 160,151 0 0
Hawkins, Inc. COM 420261109 2,087 59,825 SH   SOLE NONE 59,825 0 0
Heritage Financial Corp. COM 42722X106 2,145 84,123 SH   SOLE NONE 84,123 0 0
John B. Sanfilippo & Sons, Inc COM 800422107 3,161 38,682 SH   SOLE NONE 38,682 0 0
John Wiley & Sons, Inc. CL A 968223206 1,983 37,985 SH   SOLE NONE 37,985 0 0
Lifetime Brands, Inc. COM 53222Q103 1,914 105,213 SH   SOLE NONE 105,213 0 0
MSA Safety, Inc. COM 553498106 3,324 22,815 SH   SOLE NONE 22,815 0 0
Merit Medical Systems, Inc. COM 589889104 3,115 43,381 SH   SOLE NONE 43,381 0 0
NextGen Healthcare, Inc. COM 65343C102 2,103 149,179 SH   SOLE NONE 149,179 0 0
Omnicell, Inc. COM 68213N109 8,448 56,919 SH   SOLE NONE 56,919 0 0
Prosperity Bancshares, Inc. COM 743606105 2,129 29,935 SH   SOLE NONE 29,935 0 0
Skechers USA Inc. Cl. A CL A 830566105 2,311 54,857 SH   SOLE NONE 54,857 0 0
South State Corp. COM 840441109 2,765 37,034 SH   SOLE NONE 37,034 0 0
SpartanNash Co. COM 847215100 1,412 64,479 SH   SOLE NONE 64,479 0 0
Tennant Company COM 880345103 1,843 24,923 SH   SOLE NONE 24,923 0 0
Transcat, Inc. COM 893529107 1,609 24,947 SH   SOLE NONE 24,947 0 0
UniFirst Corp. COM 904708104 2,917 13,722 SH   SOLE NONE 13,722 0 0
WEX Inc. COM 96208T104 2,851 16,186 SH   SOLE NONE 16,186 0 0
Weis Markets, Inc. COM 948849104 1,986 37,800 SH   SOLE NONE 37,800 0 0
Zix Corp. COM 98974P100 2,804 396,645 SH   SOLE NONE 396,645 0 0
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756 2,980 50,803 SH   SOLE NONE 50,803 0 0
Vanguard Emerging Market Fund FTSE EMR MKT ETF 922042858 12,997 259,890 SH   SOLE NONE 259,890 0 0
iShares MSCI ACWI Index Fund MSCI ACWI EX US 464288240 8,239 148,689 SH   SOLE NONE 148,689 0 0
iShares MSCI EAFE Index Fund MSCI EAFE ETF 464287465 13,979 179,192 SH   SOLE NONE 179,192 0 0
iShares MSCI EAFE SmallCap Ind EAFE SML CP ETF 464288273 4,367 58,693 SH   SOLE NONE 58,693 0 0