The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 2,402 14,563 SH   SOLE   14,563 0 0
AT&T Inc. COM 00206R102 2,433 74,526 SH   SOLE   74,526 0 0
Abbott Laboratories COM 002824100 3,054 65,925 SH   SOLE   65,925 0 0
Amgen, Inc. COM 031162100 2,329 14,572 SH   SOLE   14,572 0 0
Apache Corp. COM 037411105 1,329 22,030 SH   SOLE   22,030 0 0
Apple, Inc. COM 037833100 7,245 58,224 SH   SOLE   58,224 0 0
Baxter International, Inc. COM 071813109 2,573 37,565 SH   SOLE   37,565 0 0
Berkshire Hathaway, Inc. COM 084670702 6,620 45,870 SH   SOLE   45,870 0 0
Capital One Financial Corp. COM 14040h105 3,819 48,448 SH   SOLE   48,448 0 0
ChevronTexaco Corp. COM 166764100 4,322 41,165 SH   SOLE   41,165 0 0
Chubb Corp. COM 171232101 3,162 31,275 SH   SOLE   31,275 0 0
Cisco Systems, Inc. COM 17275R102 6,326 229,825 SH   SOLE   229,825 0 0
Coca-Cola Co. COM 191216100 4,139 102,083 SH   SOLE   102,083 0 0
Comcast Corp. Spl Cl A COM 20030N200 3,736 66,633 SH   SOLE   66,633 0 0
ConocoPhillips COM 20825c104 1,746 28,045 SH   SOLE   28,045 0 0
Costco Wholesale Corp. COM 22160K105 2,894 19,102 SH   SOLE   19,102 0 0
Emerson Electric Co. COM 291011104 2,743 48,445 SH   SOLE   48,445 0 0
Express Scripts, Inc. COM 30219G108 2,768 31,895 SH   SOLE   31,895 0 0
Exxon Mobil Corp. COM 30231G102 5,009 58,935 SH   SOLE   58,935 0 0
FedEx Corp. COM 31428X106 3,626 21,915 SH   SOLE   21,915 0 0
General Electric Co. COM 369604103 4,747 191,332 SH   SOLE   191,332 0 0
Google, Inc. Cl. A COM 38259P508 1,991 3,589 SH   SOLE   3,589 0 0
Google, Inc. Cl. C COM 38259P706 2,338 4,267 SH   SOLE   4,267 0 0
Home Depot, Inc. COM 437076102 6,136 54,005 SH   SOLE   54,005 0 0
Intel Corp. COM 458140100 2,244 71,770 SH   SOLE   71,770 0 0
International Business Machine COM 459200101 2,247 13,999 SH   SOLE   13,999 0 0
J.P. Morgan Chase & Co. COM 46625H100 5,278 87,131 SH   SOLE   87,131 0 0
Johnson & Johnson COM 478160104 6,205 61,682 SH   SOLE   61,682 0 0
Lowe's Companies, Inc. COM 548661107 223 3,000 SH   SOLE   3,000 0 0
McDonald's Corp. COM 580135101 2,564 26,317 SH   SOLE   26,317 0 0
Medtronic, PLC COM G5960L103 4,781 61,300 SH   SOLE   61,300 0 0
Merck & Co., Inc. COM 58933Y105 3,610 62,800 SH   SOLE   62,800 0 0
Microsoft Corp. COM 594918104 8,092 199,032 SH   SOLE   199,032 0 0
Oceaneering International, Inc COM 675232102 1,838 34,080 SH   SOLE   34,080 0 0
Oracle Corp. COM 68389X105 3,257 75,473 SH   SOLE   75,473 0 0
PepsiCo, Inc. COM 713448108 4,387 45,875 SH   SOLE   45,875 0 0
Pfizer, Inc. COM 717081103 4,303 123,696 SH   SOLE   123,696 0 0
QUALCOMM, Inc. COM 747525103 3,551 51,205 SH   SOLE   51,205 0 0
Schlumberger Ltd. COM 806857108 2,282 27,345 SH   SOLE   27,345 0 0
Select Sector SPDR - Consumer COM 81369y407 8,253 109,533 SH   SOLE   109,533 0 0
Select Sector SPDR - Consumer COM 81369y308 4,589 94,145 SH   SOLE   94,145 0 0
Select Sector SPDR - Energy COM 81369Y506 465 5,990 SH   SOLE   5,990 0 0
Select Sector SPDR - Financial COM 81369y605 4,943 205,023 SH   SOLE   205,023 0 0
Select Sector SPDR - Health Ca COM 81369y209 5,284 72,888 SH   SOLE   72,888 0 0
Select Sector SPDR - Industria COM 81369Y704 7,415 132,955 SH   SOLE   132,955 0 0
Select Sector SPDR - Materials COM 81369Y100 9,109 186,735 SH   SOLE   186,735 0 0
Select Sector SPDR - Technolog COM 81369y803 9,554 230,562 SH   SOLE   230,562 0 0
Select Sector SPDR - Utilities COM 81369Y886 4,920 110,747 SH   SOLE   110,747 0 0
The Boeing Co. COM 097023105 2,450 16,325 SH   SOLE   16,325 0 0
The Goldman Sachs Group, Inc. COM 38141g104 2,497 13,285 SH   SOLE   13,285 0 0
The Procter & Gamble Co. COM 742718109 3,753 45,796 SH   SOLE   45,796 0 0
The Walt Disney Co. COM 254687106 5,137 48,978 SH   SOLE   48,978 0 0
United Technologies Corp. COM 913017109 3,707 31,629 SH   SOLE   31,629 0 0
Verizon Communications COM 92343V104 2,794 57,446 SH   SOLE   57,446 0 0
Wal-Mart Stores, Inc. COM 931142103 4,751 57,762 SH   SOLE   57,762 0 0
Wells Fargo Company COM 949746101 4,143 76,155 SH   SOLE   76,155 0 0
Whirlpool Corp. COM 963320106 3,125 15,465 SH   SOLE   15,465 0 0
iShare Dow Jones US Oil & Gas COM 464288851 3,661 49,905 SH   SOLE   49,905 0 0
iShares Dow Jones US Real Esta COM 464287739 4,132 52,095 SH   SOLE   52,095 0 0
iShares Dow Jones US Regional COM 464288778 7,362 211,134 SH   SOLE   211,134 0 0
American Science & Engineering COM 029429107 233 4,774 SH   SOLE   4,774 0 0
American Software, Inc. COM 029683109 539 52,750 SH   SOLE   52,750 0 0
Atlantic Tele-Network, Inc. COM 049079205 520 7,510 SH   SOLE   7,510 0 0
Atrion Corp. COM 049904105 742 2,147 SH   SOLE   2,147 0 0
Balchem Corp. COM 057665200 488 8,815 SH   SOLE   8,815 0 0
Bio-Rad Laboratories, Inc. COM 090572207 598 4,425 SH   SOLE   4,425 0 0
CECO Environmental Corp. COM 125141101 440 41,500 SH   SOLE   41,500 0 0
Central Garden & Pet Co. COM 153527106 251 25,425 SH   SOLE   25,425 0 0
Collectors Universe, Inc. COM 19421R200 576 25,550 SH   SOLE   25,550 0 0
Columbia Sportswear Co. COM 198516106 719 11,810 SH   SOLE   11,810 0 0
Consolidated Communications Ho COM 209034107 510 24,985 SH   SOLE   24,985 0 0
First Bancorp. COM 318910106 272 15,475 SH   SOLE   15,475 0 0
Flushing Financial Corp. COM 343873105 437 21,775 SH   SOLE   21,775 0 0
Fred's Inc. COM 356108100 625 36,550 SH   SOLE   36,550 0 0
Hawkins, Inc. COM 420261109 373 9,825 SH   SOLE   9,825 0 0
Heritage Financial Corp. COM 42722X106 327 19,210 SH   SOLE   19,210 0 0
John B. Sanfilippo & Sons, Inc COM 800422107 776 18,000 SH   SOLE   18,000 0 0
John Wiley & Sons, Inc. COM 968223206 627 10,250 SH   SOLE   10,250 0 0
MGIC Investment Corp. COM 552848103 170 17,625 SH   SOLE   17,625 0 0
MOCON, Inc. COM 607494101 311 18,700 SH   SOLE   18,700 0 0
MSA Safety, Inc. COM 553498106 539 10,800 SH   SOLE   10,800 0 0
Middleburg Financial Corp. COM 596094102 195 10,650 SH   SOLE   10,650 0 0
Omnicell, Inc. COM 68213N109 713 20,300 SH   SOLE   20,300 0 0
Prosperity Bancshares, Inc. COM 743606105 532 10,140 SH   SOLE   10,140 0 0
Quality Systems, Inc. COM 747582104 666 41,650 SH   SOLE   41,650 0 0
Rocky Mountain Chocolate Facto COM 77467X101 589 42,150 SH   SOLE   42,150 0 0
SpartanNash Co. COM 847215100 313 9,905 SH   SOLE   9,905 0 0
Tennant Company COM 880345103 560 8,565 SH   SOLE   8,565 0 0
Towers Watson & Company COM 891894107 603 4,560 SH   SOLE   4,560 0 0
UniFirst Corp. COM 904708104 533 4,525 SH   SOLE   4,525 0 0
Union Bankshares Corp. COM 90539J109 562 25,290 SH   SOLE   25,290 0 0
WD-40 Company COM 929236107 582 6,575 SH   SOLE   6,575 0 0
WEX Inc. COM 96208T104 650 6,050 SH   SOLE   6,050 0 0
West Marine, Inc. COM 954235107 221 23,825 SH   SOLE   23,825 0 0
World Acceptance Corp. COM 981419104 469 6,425 SH   SOLE   6,425 0 0
Zix Corp. COM 98974P100 334 85,100 SH   SOLE   85,100 0 0
SPDR S&P Emerging Markets Smal S&P EMKTSC EFT 78463X756 1,137 25,398 SH   SOLE   25,398 0 0
Vanguard Emerging Market Fund EMR MKT ETF 922042858 5,532 135,362 SH   SOLE   135,362 0 0
iShares MSCI ACWI Index Fund MSCI ACWI EX 464288240 7,430 166,212 SH   SOLE   166,212 0 0
iShares MSCI EAFE Index Fund MSCI EAFE CAP 464287465 9,306 145,027 SH   SOLE   145,027 0 0
iShares MSCI EAFE SmallCap Ind MSCI SMALL CAP 464288273 2,831 57,229 SH   SOLE   57,229 0 0
Midcap SPDR Trust Series 1 UTSER1 S&PDCRP 78467Y107 804 2,900 SH   SOLE   2,900 0 0
iSHARES RUSSELL MIDCAP RUSSELL MIDCAP 464287499 6,410 37,028 SH   SOLE   37,028 0 0
iSHARES RUSSELL S&P 400 INDEX S&P MIDCAP 400 464287507 7,681 50,538 SH   SOLE   50,538 0 0
iSHARES CORE S&P SMALL CAP S&P SMALL CAP 464287804 4,412 37,378 SH   SOLE   37,378 0 0
iSHARES RUSSELL 2000 INDEX RUSSELL 2000 464287655 3,516 28,274 SH   SOLE   28,274 0 0
iShARES RUSELL MICROCAP RSSL MCRCP IDX 464288869 1,203 15,210 SH   SOLE   15,210 0 0