The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 3,701 22,523 SH   SOLE   22,523 0 0
AT&T Inc. COM 00206R102 2,488 74,081 SH   SOLE   74,081 0 0
Abbott Laboratories COM 002824100 2,958 65,710 SH   SOLE   65,710 0 0
Amgen, Inc. COM 031162100 2,374 14,902 SH   SOLE   14,902 0 0
Apache Corp. COM 037411105 1,148 18,315 SH   SOLE   18,315 0 0
Apple, Inc. COM 037833100 6,437 58,314 SH   SOLE   58,314 0 0
Baxter International, Inc. COM 071813109 2,721 37,120 SH   SOLE   37,120 0 0
Berkshire Hathaway, Inc. COM 084670702 6,843 45,575 SH   SOLE   45,575 0 0
Capital One Financial Corp. COM 14040h105 4,004 48,503 SH   SOLE   48,503 0 0
ChevronTexaco Corp. COM 166764100 4,605 41,050 SH   SOLE   41,050 0 0
Chubb Corp. COM 171232101 3,232 31,235 SH   SOLE   31,235 0 0
Cisco Systems, Inc. COM 17275R102 6,329 227,530 SH   SOLE   227,530 0 0
Coca-Cola Co. COM 191216100 4,302 101,903 SH   SOLE   101,903 0 0
Comcast Corp. Spl Cl A COM 20030N200 3,831 66,548 SH   SOLE   66,548 0 0
ConocoPhillips COM 20825c104 1,926 27,895 SH   SOLE   27,895 0 0
Costco Wholesale Corp. COM 22160K105 3,987 28,124 SH   SOLE   28,124 0 0
Covidien Ltd. COM G2554F113 6,533 63,875 SH   SOLE   63,875 0 0
Emerson Electric Co. COM 291011104 2,981 48,295 SH   SOLE   48,295 0 0
Express Scripts, Inc. COM 30219G108 2,693 31,805 SH   SOLE   31,805 0 0
Exxon Mobil Corp. COM 30231G102 5,427 58,697 SH   SOLE   58,697 0 0
FedEx Corp. COM 31428X106 3,788 21,815 SH   SOLE   21,815 0 0
General Electric Co. COM 369604103 4,805 190,132 SH   SOLE   190,132 0 0
Google, Inc. Cl. A COM 38259P508 1,944 3,664 SH   SOLE   3,664 0 0
Google, Inc. Cl. C COM 38259P706 2,220 4,217 SH   SOLE   4,217 0 0
Home Depot, Inc. COM 437076102 5,646 53,788 SH   SOLE   53,788 0 0
Intel Corp. COM 458140100 2,602 71,695 SH   SOLE   71,695 0 0
International Business Machine COM 459200101 2,317 14,444 SH   SOLE   14,444 0 0
J.P. Morgan Chase & Co. COM 46625H100 5,434 86,831 SH   SOLE   86,831 0 0
Johnson & Johnson COM 478160104 6,445 61,632 SH   SOLE   61,632 0 0
Lowe's Companies, Inc. COM 548661107 206 3,000 SH   SOLE   3,000 0 0
McDonald's Corp. COM 580135101 2,453 26,177 SH   SOLE   26,177 0 0
Merck & Co., Inc. COM 58933Y105 3,556 62,615 SH   SOLE   62,615 0 0
Microsoft Corp. COM 594918104 9,210 198,287 SH   SOLE   198,287 0 0
Oceaneering International, Inc COM 675232102 1,994 33,900 SH   SOLE   33,900 0 0
Oracle Corp. COM 68389X105 3,365 74,823 SH   SOLE   74,823 0 0
PepsiCo, Inc. COM 713448108 4,326 45,750 SH   SOLE   45,750 0 0
Pfizer, Inc. COM 717081103 3,824 122,761 SH   SOLE   122,761 0 0
QUALCOMM, Inc. COM 747525103 3,788 50,965 SH   SOLE   50,965 0 0
Schlumberger Ltd. COM 806857108 2,323 27,195 SH   SOLE   27,195 0 0
Select Sector SPDR - Consumer COM 81369y407 7,859 108,923 SH   SOLE   108,923 0 0
Select Sector SPDR - Consumer COM 81369y308 4,552 93,870 SH   SOLE   93,870 0 0
Select Sector SPDR - Energy COM 81369Y506 474 5,990 SH   SOLE   5,990 0 0
Select Sector SPDR - Financial COM 81369y605 5,034 203,573 SH   SOLE   203,573 0 0
Select Sector SPDR - Health Ca COM 81369y209 5,005 73,188 SH   SOLE   73,188 0 0
Select Sector SPDR - Industria COM 81369Y704 7,497 132,510 SH   SOLE   132,510 0 0
Select Sector SPDR - Materials COM 81369Y100 9,047 186,220 SH   SOLE   186,220 0 0
Select Sector SPDR - Technolog COM 81369y803 9,570 231,427 SH   SOLE   231,427 0 0
Select Sector SPDR - Utilities COM 81369Y886 5,231 110,777 SH   SOLE   110,777 0 0
The Boeing Co. COM 097023105 2,123 16,335 SH   SOLE   16,335 0 0
The Goldman Sachs Group, Inc. COM 38141g104 2,548 13,145 SH   SOLE   13,145 0 0
The Procter & Gamble Co. COM 742718109 4,149 45,549 SH   SOLE   45,549 0 0
The Walt Disney Co. COM 254687106 4,636 49,223 SH   SOLE   49,223 0 0
United Technologies Corp. COM 913017109 3,603 31,329 SH   SOLE   31,329 0 0
Verizon Communications COM 92343V104 2,663 56,936 SH   SOLE   56,936 0 0
Wal-Mart Stores, Inc. COM 931142103 4,931 57,422 SH   SOLE   57,422 0 0
Wells Fargo Company COM 949746101 4,123 75,205 SH   SOLE   75,205 0 0
Whirlpool Corp. COM 963320106 2,982 15,390 SH   SOLE   15,390 0 0
iShare Dow Jones US Oil & Gas COM 464288851 3,718 52,055 SH   SOLE   52,055 0 0
iShares Dow Jones US Real Esta COM 464287739 4,001 52,075 SH   SOLE   52,075 0 0
iShares Dow Jones US Regional COM 464288778 7,370 210,869 SH   SOLE   210,869 0 0
American Science & Engineering COM 029429107 248 4,774 SH   SOLE   4,774 0 0
American Software, Inc. COM 029683109 481 52,750 SH   SOLE   52,750 0 0
Atlantic Tele-Network, Inc. COM 049079205 508 7,510 SH   SOLE   7,510 0 0
Atrion Corp. COM 049904105 730 2,147 SH   SOLE   2,147 0 0
Balchem Corp. COM 057665200 582 8,740 SH   SOLE   8,740 0 0
Bio-Rad Laboratories, Inc. COM 090572207 533 4,425 SH   SOLE   4,425 0 0
CECO Environmental Corp. COM 125141101 639 41,150 SH   SOLE   41,150 0 0
Central Garden & Pet Co. COM 153527106 223 25,425 SH   SOLE   25,425 0 0
Collectors Universe, Inc. COM 19421R200 528 25,300 SH   SOLE   25,300 0 0
Columbia Sportswear Co. COM 198516106 526 11,810 SH   SOLE   11,810 0 0
Consolidated Communications Ho COM 209034107 690 24,785 SH   SOLE   24,785 0 0
First Bancorp. COM 318910106 283 15,325 SH   SOLE   15,325 0 0
Flushing Financial Corp. COM 343873105 439 21,675 SH   SOLE   21,675 0 0
Fred's Inc. COM 356108100 636 36,550 SH   SOLE   36,550 0 0
Hawkins, Inc. COM 420261109 426 9,825 SH   SOLE   9,825 0 0
Heritage Financial Corp. COM 42722X106 335 19,110 SH   SOLE   19,110 0 0
John B. Sanfilippo & Sons, Inc COM 800422107 816 17,925 SH   SOLE   17,925 0 0
John Wiley & Sons, Inc. COM 968223206 601 10,150 SH   SOLE   10,150 0 0
MGIC Investment Corp. COM 552848103 164 17,625 SH   SOLE   17,625 0 0
MOCON, Inc. COM 607494101 333 18,600 SH   SOLE   18,600 0 0
MSA Safety, Inc. COM 553498106 573 10,800 SH   SOLE   10,800 0 0
Middleburg Financial Corp. COM 596094102 190 10,550 SH   SOLE   10,550 0 0
Omnicell, Inc. COM 68213N109 666 20,100 SH   SOLE   20,100 0 0
Prosperity Bancshares, Inc. COM 743606105 556 10,040 SH   SOLE   10,040 0 0
Quality Systems, Inc. COM 747582104 646 41,450 SH   SOLE   41,450 0 0
Rocky Mountain Chocolate Facto COM 774678403 553 42,150 SH   SOLE   42,150 0 0
SpartanNash Co. COM 847215100 256 9,805 SH   SOLE   9,805 0 0
Tennant Company COM 880345103 611 8,465 SH   SOLE   8,465 0 0
The Pantry, Inc. COM 698657103 372 10,025 SH   SOLE   10,025 0 0
Towers Watson & Company COM 891894107 515 4,555 SH   SOLE   4,555 0 0
UniFirst Corp. COM 904708104 543 4,470 SH   SOLE   4,470 0 0
Union Bankshares Corp. COM 90539J109 604 25,090 SH   SOLE   25,090 0 0
WD-40 Company COM 929236107 559 6,575 SH   SOLE   6,575 0 0
WEX Inc. COM 96208T104 598 6,050 SH   SOLE   6,050 0 0
West Marine, Inc. COM 954235107 308 23,825 SH   SOLE   23,825 0 0
World Acceptance Corp. COM 981419104 510 6,425 SH   SOLE   6,425 0 0
Zix Corp. COM 98974P100 306 85,100 SH   SOLE   85,100 0 0
SPDR S&P Emerging Markets Smal S&P EMKTSC EFT 78463X756 1,123 25,338 SH   SOLE   25,338 0 0
Vanguard Emerging Market Fund EMR MKT ETF 922042858 5,347 133,612 SH   SOLE   133,612 0 0
iShares MSCI ACWI Index Fund MSCI ACWI EX 464288240 7,106 165,182 SH   SOLE   165,182 0 0
iShares MSCI EAFE Index Fund MSCI EAFE EX 464287465 8,799 144,622 SH   SOLE   144,622 0 0
iShares MSCI EAFE SmallCap Ind MSCI SMALL CAP 464288273 2,646 56,652 SH   SOLE   56,652 0 0
Midcap SPDR Trust Series 1 UTSER1 S&PDCRP 78467Y107 766 2,900 SH   SOLE   2,900 0 0
iSHARES RUSSELL MIDCAP RUSSELL MIDCAP 464287499 6,150 36,818 SH   SOLE   36,818 0 0
iSHARES RUSSELL S&P 400 INDEX S&P MIDCAP 400 464287507 7,316 50,528 SH   SOLE   50,528 0 0
iSHARES CORE S&P SMALL CAP S&P SMALL CAP 464287804 4,247 37,238 SH   SOLE   37,238 0 0
iSHARES RUSSELL 2000 INDEX RUSSELL 2000 464287655 3,414 28,539 SH   SOLE   28,539 0 0
iShARES RUSELL MICROCAP RSSL MCRCP IDX 464288869 1,160 15,065 SH   SOLE   15,065 0 0