EX-99.E 12 eiii-investmentdivisionall.htm (EIII) INVESTMENT DIVISION ALLOCATION SUPPLEMENT Exhibit

Exhibit 26 (e)(iii)

GROUP VARIABLE UNIVERSAL LIFE (GVUL)                (PRUDENTIAL LOGO)
FORM OF INVESTMENT DIVISION ALLOCATION SUPPLEMENT
=============================================================================
Group Name________________________Control Number____________________________
Employee/Member Last Name____________First Name____________Middle Initial__
Home Street Address_______________________City___________State___Zip Code___
Work Location (City, State, Zip Code)___________Daytime Phone Number________
Social Security Number___-____-___Date of Birth (mm-dd-year)___/____/______
-----------------------------------------------------------------------------
SECTION 1--INVESTMENT OBJECTIVE
PLEASE CHECK ONLY ONE INVESTMENT OBJECTIVE:
INVESTMENT OBJECTIVE       DESCRIPTION       FUND INVESTMENT DIVISIONS
--------------------       -----------          -------------------------
|_| PRESERVATION OF Protecting your  investment. Fixed Account (General Account) 
CAPITAL

|_| INCOME              Generating the highest possible       {--Money Market Division}
income with prudent investment
risk and preservation of capital.

|_| GROWTH AND INCOME         Achieving a high rate of return        {--Diversified Bond Division}
while attempting to limit investment
risk and preserve capital. {--Equity Income Division}
                              
|_| GROWTH                     Achieving long-term growth of          {--Stock Index Division}
                 investment over time, income is
                 secondary. {--Flexible Managed Division}
                                 {--Equity Division}
[_] AGGRESSIVE GROWTH      Achieving maximum long-term growth    {--Prudential Jennison Division}
                 of investment by accepting above
                 average risk. {--Global Division}



----------------------------------------------------------------------------------------------------------
SECTION 2--SELECTION OF INVESTMENT DIVISION ALLOCATIONS
PLEASE SELECT THE PERCENTAGE OF NET PREMIUM TO BE ALLOCATED TO SELECTED INVESTMENT DIVISIONS:
For each investment division, the percentage allocated must be at least 10% and a whole number (no
    fractions).
The sum of all allocations must total 100%.
Enter zero for any division to which no allocation is made.
Percentages allocated will apply to future net premiums unless you change them.
Refer to the prospectus for information on investment objectives and past performance for the
    investment divisions being offered in your group's plan.

INVESTMENT DIVISION ALLOCATION                              DEGREE OF RISK
-------------------------------                              --------------
{_______% Fixed Account (General Account)                   Low Risk}
{_______% Money Market Division                             Low/Moderate Risk}
{_______% Diversified Bond Division                         Low/Moderate Risk}
{_______% Equity Income Division                            Moderate Risk}
{_______% Stock Index Division                              Moderate Risk}
{_______% Flexible Managed Division                         Moderate Risk}
{_______% Equity Division                                   Moderate Risk}
{_______% Prudential Jennison Division                       High Risk}
{_______% Global Division                                   High Risk}
  100%
---------------------------------------------------------------------------------------------------------
SECTION 3--ALLOCATION SUITABILITY TO INVESTMENT OBJECTIVE
Please record your investment division allocation(s) from SECTION 2 in the appropriate columns of the
chart below and total each column. If your investment division allocation(s) represent more risk than
indicated in your investment objective from SECTION 1, please provide an explanation of your selection(s)
on the next page.
=============================================================================






PRES. OF  CAP. |   INCOME     |    GROWTH & INCOME   |     GROWTH     |  AGGRESSIVE GROWTH
---------------------|-------------------|----------------------------------|---------------------|---------------------------------
  Fixed           % | M. Market   % |   Divers. Bond     % |   Stock Index  % |  Flex. Managed    %
- --------------------|-------------------|---------------------------------|----------------------|--------------------------------
                     |                      |             | Equity Income % |  Equity           % - --------------------|-------------------|---------------------------------|-----------------------|--------------------------------
                    |                     |                        |                      |  Pru. Jennison    %
- --------------------|-------------------|----------------------------------|----------------------|--------------------------------
                     |                     |                       |                       |  Global           %
- --------------------|-------------------|---------------------------------|----------------------|---------------------------------
  Total           % |  Total          % |   Total            % |   Total            % | Total %
=============================================================================
SECTION 3 (CONTINUED)
EXPLANATION OF INVESTMENT DIVISION ALLOCATION(S) SELECTED: It is only necessary to complete this section if any investment division has a higher risk than your investment objective.
_______________________________________________________________________________________
_______________________________________________________________________________________
_______________________________________________________________________________________
-----------------------------------------------------------------------------------------------------------------
SECTION 4--STATEMENT OF UNDERSTANDING
Do you understand that under the certificate (exclusive of any optional benefits):
a)  the amount of death benefit in excess of the specified face amount for GVUL may increase or decrease
    depending on the certificate's investment experience?
b)  the death benefit duration for GVUL may increase or decrease depending on the certificate's investment
    experience, and that the investment experience may require additional premiums to keep GVUL coverage
    in force?
c)  the cash value of GVUL may increase or decrease depending on the certificate's investment experience?

It is understood that the amount and/or the duration of the death benefit and the amount of cash value may increase or decrease based on the investment experience of the applicable Separate Account divisions and



are not guaranteed. I have received a Prudential GVUL prospectus and available fund prospectuses, and understand the Statement of Understanding above.

Signature of Employee/Member___________________________________________Date_________________________

For Prudential Use Only
Signature of Broker/Dealer
or Registered Representative______________________________________________Date_________________________
------------------------------------------------------------------------------------------------------------------
QUESTIONS?
If you need any assistance or have any questions, please contact our GVUL Customer Service Representatives at 1-800-_________.