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                               FIRST AMENDMENT TO
                         COMMON STOCK PURCHASE AGREEMENT
                  BY AND AMONG AFFINITY TECHNOLOGY GROUP, INC.
                             AND REDMOND FUND, INC.

                  WHEREAS, Affinity Technology Group, Inc., a Delaware
corporation (the "Company"), entered into a Common Stock Purchase Agreement
dated as of June 2, 2000, by and between it and Redmond Fund, Inc., a Nevada
corporation (the "Purchaser");

                  WHEREAS, under such Agreement, Purchaser purchased shares of
common stock of the Company, and was granted warrants to purchase additional
shares of common stock of the Company;

                  WHEREAS, Purchaser and the Company agreed that indemnification
should be provided to the Purchaser as to the filing of registration statements
by the Company in connection with the shares of common stock of the Company held
by the Purchaser;

                  WHEREAS, the parties wish to reflect such agreement by
amending the Common Stock Purchase Agreement as follows:

                  Section 5 shall be amended by inserting a new Subsection 5.3
after Subsection 5.2 to read in its entirety as follows:

                  "5.3     Indemnification. The Company shall indemnify the
         Purchaser, each of its officers, directors and partners, legal counsel
         and accountants and affiliates of the Purchaser (collectively the
         "Connected Persons"), with respect to any registration which has been
         effected pursuant to this Section 5, against all expenses, claims,
         losses, damages and liabilities (or actions or proceedings in respect
         thereof) arising out of or based on any untrue statement (or alleged
         untrue statement) of a material fact contained in any registration
         statement or prospectus, or based on any omission (or alleged omission)
         to state therein a material fact required to be stated therein or
         necessary to make the statements therein not misleading. The Company
         shall reimburse the Purchaser and the Connected Persons for any legal
         and other expenses reasonably incurred in connection with investigating
         and defending or settling (with the Company's consent) any such claim,
         loss, damage, liability or action. Notwithstanding the foregoing, the
         Company will not be liable hereunder in any such case to the extent
         that such arises out of or is based on any untrue statement or omission
         of information furnished to the Company in writing by the Purchaser or
         such Connected Person."

         WHEREAS, the parties also desire to amend Section 10.1 of the Agreement
to extend the period during which the Purchaser shall have completed its due
diligence investigation from September 3, 2000 to October 3, 2000.

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         All other terms of the Stock Purchase Agreement shall remain unchanged.

         Executed by the parties as of the 1st day of September 2000.

                                    AFFINITY TECHNOLOGY GROUP, INC.
                                    A Delaware Corporation


                                    By:    /s/Joseph A. Boyle
                                           -------------------------------------

                                    Title: President and Chief Executive Officer
                                           -------------------------------------


                                    REDMOND FUND, INC.
                                    A Nevada Corporation

                                    By:    /s/Riley D. Evans
                                           -------------------------------------

                                    Title: Chief Executive Officer
                                           -------------------------------------