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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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    <None>14850</None>
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<infoTable>
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</infoTable>
<infoTable>
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    <sshPrnamt>64793</sshPrnamt>
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    <None>5400</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>JPMORGAN CHASE &amp;amp; CO COM</nameOfIssuer>
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    <sshPrnamt>18503</sshPrnamt>
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    <Shared>0</Shared>
    <None>18503</None>
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</infoTable>
<infoTable>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>1348</Sole>
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    <None>300</None>
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<infoTable>
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    <sshPrnamt>567</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>OTR</investmentDiscretion>
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    <None>567</None>
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<infoTable>
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    <None>0</None>
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<infoTable>
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    <sshPrnamt>4413</sshPrnamt>
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    <None>4413</None>
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</infoTable>
<infoTable>
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    <Sole>10000</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>1015</sshPrnamt>
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    <Sole>865</Sole>
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    <None>150</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>1534</sshPrnamt>
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  <investmentDiscretion>OTR</investmentDiscretion>
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    <Sole>0</Sole>
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    <None>1534</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>16445</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>7945</Sole>
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    <None>8500</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>150</sshPrnamt>
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  <investmentDiscretion>OTR</investmentDiscretion>
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    <Sole>0</Sole>
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    <None>150</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>LEVEL 3 COMMUNICATIONS INC</nameOfIssuer>
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    <sshPrnamt>22589</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>8791</Sole>
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    <None>13798</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>LEVEL 3 COMMUNICATIONS INC</nameOfIssuer>
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    <sshPrnamt>1823</sshPrnamt>
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  <investmentDiscretion>OTR</investmentDiscretion>
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    <None>1823</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>LOWES COMPANIES COM</nameOfIssuer>
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    <sshPrnamt>3089</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>1689</Sole>
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    <None>1400</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>LOWES COMPANIES COM</nameOfIssuer>
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    <sshPrnamt>1150</sshPrnamt>
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  <investmentDiscretion>OTR</investmentDiscretion>
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    <None>1150</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>138049</sshPrnamt>
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    <Sole>129649</Sole>
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    <None>8400</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>MASTERCARD</nameOfIssuer>
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    <sshPrnamt>33470</sshPrnamt>
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  <investmentDiscretion>OTR</investmentDiscretion>
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    <None>33470</None>
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<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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</infoTable>
<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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</infoTable>
<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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    <None>20169</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>34189</sshPrnamt>
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</infoTable>
<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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    <sshPrnamt>3293</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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</infoTable>
<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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</infoTable>
<infoTable>
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</infoTable>
<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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    <sshPrnamt>4800</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>4800</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>985</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>985</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>2000</sshPrnamt>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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    <sshPrnamt>1031</sshPrnamt>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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    <sshPrnamt>6119</sshPrnamt>
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</infoTable>
<infoTable>
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  <investmentDiscretion>OTR</investmentDiscretion>
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</infoTable>
<infoTable>
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<infoTable>
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