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    <cusip>084670108</cusip>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>169</None>
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    <cusip>084670702</cusip>
    <value>13563</value>
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      <sshPrnamt>99651</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>76542</Sole>
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      <None>23109</None>
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    <cusip>084670702</cusip>
    <value>4024</value>
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      <sshPrnamt>29564</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>29564</None>
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    <cusip>084670702</cusip>
    <value>769</value>
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      <sshPrnamt>5650</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>1650</Sole>
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      <None>4000</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>09062X103</cusip>
    <value>4011</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9930</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9730</Sole>
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      <None>200</None>
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    <cusip>09062X103</cusip>
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      <sshPrnamt>1780</sshPrnamt>
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      <Shared>0</Shared>
      <None>1780</None>
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    <cusip>09062X103</cusip>
    <value>22</value>
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      <sshPrnamt>55</sshPrnamt>
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      <Sole>55</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK, INC.</nameOfIssuer>
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      <sshPrnamt>18136</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17391</Sole>
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      <None>745</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK, INC.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09247X101</cusip>
    <value>1700</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4913</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4913</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK, INC.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09247X101</cusip>
    <value>266</value>
    <shrsOrPrnAmt>
      <sshPrnamt>770</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>770</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>BOEING CO COM</nameOfIssuer>
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    <cusip>097023105</cusip>
    <value>382</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2756</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2756</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>BOEING CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>097023105</cusip>
    <value>397</value>
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      <sshPrnamt>2860</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>2860</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>097023105</cusip>
    <value>694</value>
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      <sshPrnamt>5000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>5000</None>
    </votingAuthority>
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    <nameOfIssuer>BP PLC SPONS ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>055622104</cusip>
    <value>305</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7639</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5214</Sole>
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      <None>2425</None>
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  <infoTable>
    <nameOfIssuer>BP PLC SPONS ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>055622104</cusip>
    <value>172</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4295</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4295</None>
    </votingAuthority>
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    <nameOfIssuer>BRISTOL MYERS SQUIBB COM</nameOfIssuer>
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    <cusip>110122108</cusip>
    <value>240</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3600</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BRISTOL MYERS SQUIBB COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>110122108</cusip>
    <value>266</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>4000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>BRISTOL MYERS SQUIBB COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>110122108</cusip>
    <value>303</value>
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      <sshPrnamt>4553</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4553</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CAMPBELL SOUP CO COM</nameOfIssuer>
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    <cusip>134429109</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CAMPBELL SOUP CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>134429109</cusip>
    <value>207</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>4350</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CAPITAL ONE FINANCIAL COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>14040H105</cusip>
    <value>5881</value>
    <shrsOrPrnAmt>
      <sshPrnamt>66847</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>62072</Sole>
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      <None>4775</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CAPITAL ONE FINANCIAL COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>14040H105</cusip>
    <value>1211</value>
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      <sshPrnamt>13761</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>13761</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CATERPILLAR INC DEL COM</nameOfIssuer>
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    <value>8</value>
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      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CATERPILLAR INC DEL COM</nameOfIssuer>
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    <value>55</value>
    <shrsOrPrnAmt>
      <sshPrnamt>647</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <None>647</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CATERPILLAR INC DEL COM</nameOfIssuer>
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    <value>254</value>
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      <sshPrnamt>3000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <None>3000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CELGENE CORP COM</nameOfIssuer>
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    <value>10263</value>
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      <sshPrnamt>88681</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>85351</Sole>
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      <None>3330</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CELGENE CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>151020104</cusip>
    <value>2156</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18630</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>18630</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CELGENE CORP COM</nameOfIssuer>
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    <value>602</value>
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      <sshPrnamt>5200</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>2200</Sole>
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      <None>3000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CHEVRON CORP COM</nameOfIssuer>
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      <sshPrnamt>52099</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>49024</Sole>
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      <None>3075</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CHEVRON CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>166764100</cusip>
    <value>1957</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20287</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <None>20287</None>
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  <infoTable>
    <nameOfIssuer>CHEVRON CORP COM</nameOfIssuer>
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    <value>695</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>2200</Sole>
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      <None>5000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CHICAGO BRIDGE &amp; IRON</nameOfIssuer>
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    <value>630</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12594</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12264</Sole>
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      <None>330</None>
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  <infoTable>
    <nameOfIssuer>CHICAGO BRIDGE &amp; IRON</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>167250109</cusip>
    <value>118</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2358</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2358</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CISCO SYS INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>17275R102</cusip>
    <value>591</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21527</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17177</Sole>
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      <None>4350</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>CISCO SYS INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>17275R102</cusip>
    <value>496</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18067</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18067</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>COACH INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>189754104</cusip>
    <value>201</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>5800</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>COCA COLA CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>191216100</cusip>
    <value>178</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4544</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4444</Sole>
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      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>COCA COLA CO COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>1592</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40583</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
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  <infoTable>
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  <infoTable>
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      <None>3900</None>
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  <infoTable>
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  <infoTable>
    <nameOfIssuer>DISNEY (WALT)</nameOfIssuer>
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  <infoTable>
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    <investmentDiscretion>OTR</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>DIVIDEND CAPITAL DIVERSIFIED P</nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>DIVIDEND CAPITAL DIVERSIFIED P</nameOfIssuer>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <None>13365</None>
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    <nameOfIssuer>DOMINION RES INC VA NEW COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25746U109</cusip>
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  <infoTable>
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  <infoTable>
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    <investmentDiscretion>OTR</investmentDiscretion>
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    <cusip>38259p706</cusip>
    <value>691</value>
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      <sshPrnamt>1327</sshPrnamt>
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      <None>1327</None>
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      <None>401</None>
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    <cusip>437076102</cusip>
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      <None>775</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>437076102</cusip>
    <value>667</value>
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    <cusip>437076102</cusip>
    <value>737</value>
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      <None>6634</None>
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    <value>568</value>
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      <None>400</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>438516106</cusip>
    <value>293</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2875</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <None>2875</None>
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    <titleOfClass>COM</titleOfClass>
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    <value>306</value>
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      <Sole>0</Sole>
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      <None>3000</None>
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    <nameOfIssuer>INTEL CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>458140100</cusip>
    <value>175</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5752</sshPrnamt>
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    <votingAuthority>
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      <None>3250</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>458140100</cusip>
    <value>200</value>
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      <sshPrnamt>6567</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <None>6567</None>
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    <nameOfIssuer>INTERNATIONAL BUS MACH COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>459200101</cusip>
    <value>342</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2104</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1604</Sole>
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      <None>500</None>
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  <infoTable>
    <nameOfIssuer>INTERNATIONAL BUS MACH COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>459200101</cusip>
    <value>402</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2471</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>2471</None>
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    <nameOfIssuer>ISHARES CORE S&amp;P MID CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287507</cusip>
    <value>21460</value>
    <shrsOrPrnAmt>
      <sshPrnamt>143083</sshPrnamt>
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    <votingAuthority>
      <Sole>98758</Sole>
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      <None>43325</None>
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    <nameOfIssuer>ISHARES CORE S&amp;P MID CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287507</cusip>
    <value>1824</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12160</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>600</Shared>
      <None>11560</None>
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  <infoTable>
    <nameOfIssuer>ISHARES CORE S&amp;P MID CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287507</cusip>
    <value>165</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1100</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES CORE S&amp;P SMALL CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287804</cusip>
    <value>15993</value>
    <shrsOrPrnAmt>
      <sshPrnamt>135675</sshPrnamt>
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    <votingAuthority>
      <Sole>92490</Sole>
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      <None>41985</None>
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  <infoTable>
    <nameOfIssuer>ISHARES CORE S&amp;P SMALL CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287804</cusip>
    <value>1899</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16112</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>700</Shared>
      <None>15412</None>
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  <infoTable>
    <nameOfIssuer>ISHARES CORE S&amp;P SMALL CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287804</cusip>
    <value>130</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1100</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287465</cusip>
    <value>6940</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>60835</Sole>
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      <None>47775</None>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287465</cusip>
    <value>553</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>1000</Shared>
      <None>7714</None>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI EMERGING MKTS ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287234</cusip>
    <value>5570</value>
    <shrsOrPrnAmt>
      <sshPrnamt>140579</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>95359</Sole>
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      <None>43920</None>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI EMERGING MKTS ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287234</cusip>
    <value>697</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17583</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>1000</Shared>
      <None>16583</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI EMERGING MKTS ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287234</cusip>
    <value>87</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>2200</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI PACIFIC EX-JAPAN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464286665</cusip>
    <value>1761</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40583</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18673</Sole>
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      <None>21410</None>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI PACIFIC EX-JAPAN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464286665</cusip>
    <value>83</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1909</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>1909</None>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI PACIFIC EX-JAPAN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464286665</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1100</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1100</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL 1000 GROWTH ET</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287614</cusip>
    <value>27768</value>
    <shrsOrPrnAmt>
      <sshPrnamt>280460</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>141985</Sole>
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      <None>135375</None>
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  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL 1000 GROWTH ET</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287614</cusip>
    <value>1433</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14470</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>14470</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL 1000 VALUE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287598</cusip>
    <value>19284</value>
    <shrsOrPrnAmt>
      <sshPrnamt>186952</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>91527</Sole>
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      <None>92725</None>
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  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL 1000 VALUE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287598</cusip>
    <value>1171</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11350</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
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      <None>11350</None>
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  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL 2000 GROWTH FU</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287648</cusip>
    <value>263</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1700</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>1700</None>
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  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL MID CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287499</cusip>
    <value>1755</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10303</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8878</Sole>
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      <None>1425</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL MID CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287499</cusip>
    <value>352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2064</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>2064</None>
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  <infoTable>
    <nameOfIssuer>ISHARES S&amp;P 500 GROWTH INDEX F</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287309</cusip>
    <value>228</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
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      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES S&amp;P SMALL CAP 600 VALU</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287879</cusip>
    <value>686</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5828</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5203</Sole>
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      <None>625</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES S&amp;P SMALL CAP 600 VALU</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287879</cusip>
    <value>125</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1060</sshPrnamt>
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    <investmentDiscretion>OTR</investmentDiscretion>
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      <Shared>0</Shared>
      <None>1060</None>
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  <infoTable>
    <nameOfIssuer>JOHNSON &amp; JOHNSON COM</nameOfIssuer>
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    <shrsOrPrnAmt>
      <sshPrnamt>35379</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>31804</Sole>
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      <None>3575</None>
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  <infoTable>
    <nameOfIssuer>JOHNSON &amp; JOHNSON COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>478160104</cusip>
    <value>1314</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13483</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <otherManager>01</otherManager>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13483</None>
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  <infoTable>
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