0001839882-23-005612.txt : 20230302 0001839882-23-005612.hdr.sgml : 20230302 20230302083604 ACCESSION NUMBER: 0001839882-23-005612 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 127 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230302 DATE AS OF CHANGE: 20230302 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANK OF SOUTH CAROLINA CORP CENTRAL INDEX KEY: 0001007273 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 571021355 STATE OF INCORPORATION: SC FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-27702 FILM NUMBER: 23696534 BUSINESS ADDRESS: STREET 1: 256 MEETING ST STREET 2: P O BOX 538 CITY: CHARLESTON STATE: SC ZIP: 29402 BUSINESS PHONE: 803 724 1500 MAIL ADDRESS: STREET 1: 256 MEETING STREET CITY: CHARLESTON STATE: SC ZIP: 29402 10-K 1 bksc-10k_123122.htm ANNUAL REPORT
0001007273 false --12-31 FY 2022 http://fasb.org/us-gaap/2022#AccountingStandardsUpdate201613Member 1 13433692 14041843 13433692 14041843 http://fasb.org/us-gaap/2022#OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax 0001007273 2022-01-01 2022-12-31 0001007273 2022-06-30 0001007273 2023-02-24 0001007273 2022-12-31 0001007273 2021-12-31 0001007273 2021-01-01 2021-12-31 0001007273 2020-01-01 2020-12-31 0001007273 us-gaap:CommonStockMember 2019-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2019-12-31 0001007273 us-gaap:RetainedEarningsMember 2019-12-31 0001007273 us-gaap:TreasuryStockMember 2019-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0001007273 2019-12-31 0001007273 us-gaap:CommonStockMember 2020-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2020-12-31 0001007273 us-gaap:RetainedEarningsMember 2020-12-31 0001007273 us-gaap:TreasuryStockMember 2020-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-12-31 0001007273 2020-12-31 0001007273 us-gaap:CommonStockMember 2021-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2021-12-31 0001007273 us-gaap:RetainedEarningsMember 2021-12-31 0001007273 us-gaap:TreasuryStockMember 2021-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-12-31 0001007273 us-gaap:CommonStockMember 2020-01-01 2020-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2020-01-01 2020-12-31 0001007273 us-gaap:RetainedEarningsMember 2020-01-01 2020-12-31 0001007273 us-gaap:TreasuryStockMember 2020-01-01 2020-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-01-01 2020-12-31 0001007273 us-gaap:CommonStockMember 2021-01-01 2021-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2021-01-01 2021-12-31 0001007273 us-gaap:RetainedEarningsMember 2021-01-01 2021-12-31 0001007273 us-gaap:TreasuryStockMember 2021-01-01 2021-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommonStockMember 2022-01-01 2022-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2022-01-01 2022-12-31 0001007273 us-gaap:RetainedEarningsMember 2022-01-01 2022-12-31 0001007273 us-gaap:TreasuryStockMember 2022-01-01 2022-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommonStockMember 2022-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2022-12-31 0001007273 us-gaap:RetainedEarningsMember 2022-12-31 0001007273 us-gaap:TreasuryStockMember 2022-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-12-31 0001007273 us-gaap:BuildingMember 2022-01-01 2022-12-31 0001007273 us-gaap:EquipmentMember srt:MinimumMember 2022-01-01 2022-12-31 0001007273 us-gaap:EquipmentMember srt:MaximumMember 2022-01-01 2022-12-31 0001007273 srt:ProFormaMember 2022-12-31 0001007273 srt:ProFormaMember srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember srt:MinimumMember 2022-12-31 0001007273 srt:ProFormaMember srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember srt:MaximumMember 2022-12-31 0001007273 us-gaap:USTreasurySecuritiesMember 2022-12-31 0001007273 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-12-31 0001007273 us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-12-31 0001007273 us-gaap:USTreasurySecuritiesMember 2021-12-31 0001007273 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0001007273 us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0001007273 us-gaap:AssetPledgedAsCollateralMember 2022-12-31 0001007273 us-gaap:AssetPledgedAsCollateralMember 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2020-03-27 0001007273 bksc:PaycheckProtectionProgramMember 2020-03-26 2020-03-27 0001007273 bksc:PaycheckProtectionProgramMember srt:MinimumMember 2020-03-26 2020-03-27 0001007273 bksc:PaycheckProtectionProgramMember srt:MaximumMember 2020-03-26 2020-03-27 0001007273 bksc:PaycheckProtectionProgramMember 2020-04-24 0001007273 bksc:PaycheckProtectionProgramMember 2020-12-27 0001007273 bksc:PaycheckProtectionProgramMember 2022-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2022-01-01 2022-12-31 0001007273 bksc:InterestOnlyLoansMember 2022-12-31 0001007273 bksc:CARESActMember 2020-01-01 2020-12-31 0001007273 bksc:CARESActMember 2021-01-01 2021-12-31 0001007273 bksc:CARESActMember 2021-12-31 0001007273 bksc:CARESActMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember 2021-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2022-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:PassMember 2022-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:PassMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:PassMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:PassMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:PassMember 2022-12-31 0001007273 us-gaap:PassMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember bksc:WatchMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember bksc:WatchMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember bksc:WatchMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember bksc:WatchMember 2022-12-31 0001007273 bksc:WatchMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:SpecialMentionMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:SpecialMentionMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:SpecialMentionMember 2022-12-31 0001007273 us-gaap:SpecialMentionMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:SubstandardMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:SubstandardMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:SubstandardMember 2022-12-31 0001007273 us-gaap:SubstandardMember 2022-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:PassMember 2021-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:PassMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:PassMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:PassMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:PassMember 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember us-gaap:PassMember 2021-12-31 0001007273 us-gaap:PassMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember bksc:WatchMember 2021-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember bksc:WatchMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember bksc:WatchMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember bksc:WatchMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember bksc:WatchMember 2021-12-31 0001007273 bksc:WatchMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:SpecialMentionMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:SpecialMentionMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:SpecialMentionMember 2021-12-31 0001007273 us-gaap:SpecialMentionMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:SubstandardMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:SubstandardMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:SubstandardMember 2021-12-31 0001007273 us-gaap:SubstandardMember 2021-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancialAssetPastDueMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:FinancialAssetPastDueMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-12-31 0001007273 us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-12-31 0001007273 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-12-31 0001007273 us-gaap:FinancialAssetPastDueMember 2022-12-31 0001007273 us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0001007273 us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0001007273 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0001007273 us-gaap:FinancialAssetPastDueMember 2021-12-31 0001007273 us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember 2022-01-01 2022-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialLoanMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember 2021-01-01 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommercialLoanMember 2020-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2020-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2020-12-31 0001007273 us-gaap:ResidentialMortgageMember 2020-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2020-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2020-12-31 0001007273 us-gaap:CommercialLoanMember 2020-01-01 2020-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2020-01-01 2020-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2020-01-01 2020-12-31 0001007273 us-gaap:ResidentialMortgageMember 2020-01-01 2020-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2020-01-01 2020-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2020-01-01 2020-12-31 0001007273 us-gaap:CommercialLoanMember 2019-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2019-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001007273 us-gaap:ResidentialMortgageMember 2019-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2019-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2019-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2021-01-01 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2022-01-01 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2021-01-01 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2022-01-01 2022-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2021-01-01 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2022-01-01 2022-12-31 0001007273 bksc:PaycheckProtectionProgramMember us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2021-01-01 2021-12-31 0001007273 us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2022-01-01 2022-12-31 0001007273 us-gaap:CreditConcentrationRiskMember us-gaap:LoansReceivableMember 2021-01-01 2021-12-31 0001007273 us-gaap:BuildingMember 2022-12-31 0001007273 us-gaap:BuildingMember 2021-12-31 0001007273 us-gaap:LandMember 2022-12-31 0001007273 us-gaap:LandMember 2021-12-31 0001007273 us-gaap:LeaseholdsAndLeaseholdImprovementsMember 2022-12-31 0001007273 us-gaap:LeaseholdsAndLeaseholdImprovementsMember 2021-12-31 0001007273 us-gaap:LeaseholdImprovementsMember 2022-12-31 0001007273 us-gaap:LeaseholdImprovementsMember 2021-12-31 0001007273 us-gaap:ConstructionInProgressMember 2022-12-31 0001007273 us-gaap:ConstructionInProgressMember 2021-12-31 0001007273 us-gaap:EquipmentMember 2022-12-31 0001007273 us-gaap:EquipmentMember 2021-12-31 0001007273 us-gaap:FederalReserveBankAdvancesMember 2022-12-31 0001007273 us-gaap:CommitmentsToExtendCreditMember 2022-12-31 0001007273 us-gaap:CommitmentsToExtendCreditMember 2021-12-31 0001007273 us-gaap:StandbyLettersOfCreditMember 2022-12-31 0001007273 us-gaap:StandbyLettersOfCreditMember 2021-12-31 0001007273 bksc:OmnibusStockIncentivePlan2010Member 2022-12-31 0001007273 bksc:OmnibusStockIncentivePlan2010Member bksc:AdjustedForDividendMember 2022-12-31 0001007273 bksc:OmnibusStockIncentivePlan2020Member 2022-12-31 0001007273 bksc:VestingAfterFiveYearsMember bksc:OmnibusStockIncentivePlan2020Member 2022-01-01 2022-12-31 0001007273 bksc:VestingEachYearThereafterMember bksc:OmnibusStockIncentivePlan2020Member 2022-01-01 2022-12-31 0001007273 bksc:StockIncentivePlan2021Member 2022-12-31 0001007273 bksc:VestingEachYearMember bksc:StockIncentivePlan2021Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice1Member 2022-12-31 0001007273 bksc:ExercisePrice1Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice2Member 2022-12-31 0001007273 bksc:ExercisePrice2Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice3Member 2022-12-31 0001007273 bksc:ExercisePrice3Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice4Member 2022-12-31 0001007273 bksc:ExercisePrice4Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice5Member 2022-12-31 0001007273 bksc:ExercisePrice5Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice6Member 2022-12-31 0001007273 bksc:ExercisePrice6Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice7Member 2022-12-31 0001007273 bksc:ExercisePrice7Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice8Member 2022-12-31 0001007273 bksc:ExercisePrice8Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice9Member 2022-12-31 0001007273 bksc:ExercisePrice9Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice10Member 2022-12-31 0001007273 bksc:ExercisePrice10Member 2022-01-01 2022-12-31 0001007273 bksc:EmployeeStockOwnershipPlanESOPPlanMember 2022-12-31 0001007273 bksc:EmployeeStockOwnershipPlanESOPPlanMember 2022-01-01 2022-12-31 0001007273 bksc:EmployeeStockOwnershipPlanESOPPlanMember 2021-01-01 2021-12-31 0001007273 bksc:EmployeeStockOwnershipPlanESOPPlanMember 2020-01-01 2020-12-31 0001007273 us-gaap:ShareBasedCompensationAwardTrancheOneMember 2022-01-01 2022-12-31 0001007273 us-gaap:ShareBasedCompensationAwardTrancheTwoMember 2022-01-01 2022-12-31 0001007273 us-gaap:ShareBasedCompensationAwardTrancheThreeMember 2022-01-01 2022-12-31 0001007273 bksc:ShareBasedCompensationAwardTrancheFourMember 2022-01-01 2022-12-31 0001007273 bksc:ShareBasedCompensationAwardTrancheFiveMember 2022-01-01 2022-12-31 0001007273 bksc:BaselIIIMember 2022-12-31 0001007273 bksc:PreBaselIIIMember 2022-12-31 0001007273 bksc:CommunityBankLeverageRatioMember srt:MaximumMember 2022-12-31 0001007273 bksc:CommunityBankLeverageRatioMember 2022-12-31 0001007273 bksc:CommunityBankLeverageRatioMember 2021-12-31 0001007273 srt:SubsidiariesMember 2022-12-31 0001007273 srt:SubsidiariesMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember us-gaap:FairValueInputsLevel1Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember us-gaap:FairValueInputsLevel2Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel2Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel3Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember us-gaap:FairValueInputsLevel1Member 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember us-gaap:FairValueInputsLevel2Member 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel2Member 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel3Member 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel2Member 2022-12-31 0001007273 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2021-12-31 0001007273 us-gaap:FairValueMeasurementsNonrecurringMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel2Member 2021-12-31 0001007273 us-gaap:MarketApproachValuationTechniqueMember us-gaap:MeasurementInputDiscountRateMember srt:MinimumMember 2022-12-31 0001007273 us-gaap:MarketApproachValuationTechniqueMember us-gaap:MeasurementInputDiscountRateMember srt:MaximumMember 2022-12-31 0001007273 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2022-12-31 0001007273 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel1Member 2022-12-31 0001007273 us-gaap:FairValueInputsLevel2Member 2022-12-31 0001007273 us-gaap:FairValueInputsLevel3Member 2022-12-31 0001007273 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2021-12-31 0001007273 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel1Member 2021-12-31 0001007273 us-gaap:FairValueInputsLevel2Member 2021-12-31 0001007273 us-gaap:FairValueInputsLevel3Member 2021-12-31 0001007273 srt:ParentCompanyMember 2022-12-31 0001007273 srt:ParentCompanyMember 2021-12-31 0001007273 srt:ParentCompanyMember 2022-01-01 2022-12-31 0001007273 srt:ParentCompanyMember 2021-01-01 2021-12-31 0001007273 srt:ParentCompanyMember 2020-01-01 2020-12-31 0001007273 srt:ParentCompanyMember 2020-12-31 0001007273 srt:ParentCompanyMember 2019-12-31 0001007273 2022-10-01 2022-12-31 0001007273 2022-07-01 2022-09-30 0001007273 2022-04-01 2022-06-30 0001007273 2022-01-01 2022-03-31 0001007273 2021-10-01 2021-12-31 0001007273 2021-07-01 2021-09-30 0001007273 2021-04-01 2021-06-30 0001007273 2021-01-01 2021-03-31 iso4217:USD xbrli:shares iso4217:USD xbrli:shares xbrli:pure bksc:Number

 

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 10-K

 

☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the fiscal year ended December 31, 2022

 

☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the transition period from ___________ to _________

 

Commission file number: 000-27702

 

BANK OF SOUTH CAROLINA CORPORATION

(Exact name of registrant as specified in its charter)

 

South Carolina   57-1021355
(State or other jurisdiction of   (IRS Employer
incorporation or organization)   Identification Number)

 

256 Meeting Street, Charleston, SC   29401
(Address of principal executive offices)   (Zip Code)

 

Issuer’s telephone number: (843) 724-1500

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class   Trading Symbol(s)   Name of each exchange on which registered
Common stock   BKSC   NASDAQ

 

 

Securities registered pursuant to Section 12(g) of the Exchange Act: None

 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

☐ Yes ☒ No

 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

☐ Yes ☒ No

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

Yes ☒ No ☐

 

Indicate by check mark whether the registrant has submitted electronically, if any, every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for a shorter period that the registrant was required to submit).

Yes ☒ No ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

Large accelerated filer ☐ Accelerated filer ☐
Non-accelerated filer ☒ Smaller reporting company ☒
    Emerging growth company ☐

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period by complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☐

 

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. ☐

 

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No ☒

 

Aggregate market value of the voting stock held by non-affiliates, computed by reference to the closing price of such stock on June 30, 2022 was $70,780,472.

 

As of February 24, 2023, the Registrant has outstanding 5,552,351 shares of common stock.

 

DOCUMENTS INCORPORATED BY REFERENCE

 

Portions of the registrant’s definitive proxy statement for its 2023 Annual Meeting of Shareholders are incorporated by reference into Part III of this report.

 

 

 

 

BANK OF SOUTH CAROLINA CORPORATION
AND SUBSIDIARY

 

Table of Contents

 

PART I

 

  Page
   
Item 1. Business 3
Item 1A. Risk Factors 8
Item 1B. Unresolved Staff Comments 8
Item 2. Properties 9
Item 3. Legal Proceedings 9
Item 4. Mine Safety Disclosures 9
   
PART II
   
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 10
Item 6. [Reserved] 11
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 12
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 27
Item 8. Financial Statements and Supplementary Data 28
Item 9. Changes In and Disagreements With Accountants on Accounting and Financial Disclosure 57
Item 9A. Controls and Procedures 57
Item 9B. Other Information 57
Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 57
   
PART III
   
Item 10. Directors, Executive Officers and Corporate Governance 58
Item 11. Executive Compensation 58
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 58
Item 13. Certain Relationships and Related Transactions, and Director Independence 59
Item 14. Principal Accountant Fees and Services 59
   
PART IV
   
Item 15. Exhibits and Financial Statement Schedules 60
Item 16. Form 10-K Summary 60

2

 

PART I

 

CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS

 

This report, including information included or incorporated by reference in this document, contains statements that constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934. We desire to take advantage of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995 and are including this statement for the express purpose of availing the Bank of South Carolina Corporation (the “Company”) of protections of such safe harbor with respect to all “forward-looking statements” contained in this Form 10-K. Forward-looking statements may relate to, among other matters, the financial condition, results of operations, plans, objectives, future performance, and business of the Company. Forward-looking statements are based on many assumptions and estimates and are not guarantees of future performance. Our actual results may differ materially from those anticipated in any forward-looking statements, as they will depend on many factors about which we are unsure, including many factors that are beyond our control. The words “may,” “would,” “could,” “should,” “will,” “expect,” “anticipate,” “predict,” “project,” “potential,” “continue,” “assume,” “believe,” “intend,” “plan,” “forecast,” “goal,” and “estimate,” as well as similar expressions, are meant to identify such forward-looking statements. Potential risks and uncertainties that could cause our actual results to differ materially from those anticipated in our forward-looking statements include, without limitations, those described below:

 

●Risk from changes in economic, monetary policy, and industry conditions

●Changes in interest rates, shape of the yield curve, deposit rates, the net interest margin and funding sources

●Market risk (including net income at risk analysis and economic value of equity risk analysis) and inflation

●Risk inherent in making loans including repayment risks and changes in the value of collateral

●Loan growth, the adequacy of the allowance for loan losses, provisions for loan losses, and the assessment of problem loans

●Level, composition, and re-pricing characteristics of the securities portfolio

●Deposit growth and changes in the mix or type of deposit products and services

●Continued availability of senior management and ability to attract and retain key personnel

●Technological changes

●Increased cybersecurity risk, including potential business disruptions or financial losses

●Ability to control expenses

●Ability to compete in our industry and competitive pressures among depository and other financial institutions

●Changes in compensation

●Risks associated with income taxes including potential for adverse adjustments

●Changes in accounting policies and practices

●Changes in regulatory actions, including the potential for adverse adjustments

●Recently enacted or proposed legislation and changes in political conditions

 

We will undertake no obligation to update any forward-looking statement to reflect events or circumstances after the date on which such statement is made to reflect the occurrence of unanticipated events. In addition, certain statements in future filings with the SEC, in our press releases, and in oral and written statements, which are not statements of historical fact, constitute forward-looking statements.

 

Item 1. Business

 

References in this report to "we," "us," "our," "the Bank," or "the Company" refer to the registrant and its subsidiary that are consolidated for financial reporting purposes. 

 

General

 

The Bank of South Carolina (the “Bank”) was organized on October 22, 1986 and opened for business as a state-chartered financial institution on February 26, 1987, in Charleston, South Carolina. The Bank was reorganized into a wholly owned subsidiary of the Company, effective April 17, 1995. At the time of the reorganization, each outstanding share of the Bank was exchanged for two shares of Company stock.

 

Market Area

 

The Bank operates as an independent, community oriented, commercial bank providing a broad range of financial services and products to the Charleston – North Charleston metro area, which includes Charleston, Berkeley, and Dorchester counties. We have five banking house locations: 256 Meeting Street, Charleston, SC; 100 North Main Street, Summerville, SC; 1337 Chuck Dawley Boulevard, Mt. Pleasant, SC; 2027 Sam Rittenberg Boulevard, Charleston, SC; and 9403 Highway 78, North Charleston, SC. We also have a future banking house location at 1730 Maybank Highway, Charleston, SC we expect to open in June 2023.

 

3

 

The Charleston – North Charleston metro area grew 8.24% from 2018 to 2021 according to the U.S. Bureau of Economic Analysis based on real gross domestic product despite the economic contraction experienced in 2020 resulting from government-imposed shutdowns imposed at the onset of the COVID-19 pandemic in March 2020. Charleston and Berkeley counties are ranked in the top ten economies in South Carolina based on real gross domestic product according to the U.S. Bureau of Economic Analysis. The largest nonfarm employers in our market area are from trade, transportation, utilities, government and professional and business services. Trade, transportation and utilities have been the main economic drivers of the growth in the area over the last five years. This includes manufacturing campuses for Boeing, Volvo Cars, and Mercedes-Benz Vans in the area. Based on Bureau of Labor Statistics, in October 2022 the Charleston area unemployment rate was 3.1% compared to 3.7% nationally. The Charleston area continues to rank higher than the other major metropolitan areas of the state of South Carolina in talent, innovative capacity, entrepreneurial and business environment, and livability.

 

The Company (ticker symbol: BKSC) is publicly traded on The Nasdaq Stock Market LLC (“NASDAQ”), and is under the reporting authority of the SEC. All of our electronic filings with the SEC, including our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and other documents filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 are accessible at no cost on our website, http://www.banksc.com, (through the “Investor Relations” link). Our filings are also available through the SEC’s web site at http://www.sec.gov or by calling 1-800-SEC-0330.

 

Competition

 

The financial services industry is highly competitive. We face competition in attracting deposits and originating loans based upon a variety of factors including:

 

●interest rates offered on deposit accounts

●interest rates charged on loans

●credit and service charges

●the quality of services rendered

●the convenience of banking facilities and other delivery channels

●relative lending limits in the case of loans

●increase in non-banking financial institutions providing similar services

●continued consolidation, and

●legislative, regulatory, economic, and technological changes.

 

We compete with commercial banks, savings institutions, finance companies, credit unions, financial technology companies and other financial services companies. Many of our larger commercial bank competitors have greater name recognition and offer certain services that we do not. However, we believe that we have developed an effective competitive advantage in our market area by emphasizing exceptional service and knowledge of local trends and conditions.

 

Lending Activities

 

We focus our lending activities on small and middle market businesses, professionals and individuals in our geographic markets and typically require personal guarantees. Our primary lending activities are for commercial, commercial real estate, and consumer purposes with the largest category being commercial real estate. Most of our lending activity is to borrowers within our market area.

 

Commercial Loans

 

As of December 31, 2022, $45.1 million, or 13.6%, of our loan portfolio consisted of commercial loans. We originate various types of secured and unsecured commercial loans to customers in our market area in order to provide customers with working capital and funds for other general business purposes. The terms of these loans generally range from less than one year to 10 years. These loans bear either a fixed interest rate or an interest rate linked to a variable market index, depending on the individual loan, its purpose, and underwriting of that loan.

 

Commercial credit decisions are based upon our credit assessment of each applicant. We evaluate the applicant’s ability to repay in accordance with the proposed terms of the loan and assess the risks involved. In addition to evaluating the applicant’s financial statements, we consider the adequacy of the primary and secondary sources of repayment for the loan. Credit agency reports of the applicant’s personal credit history supplement our analysis of the applicant’s creditworthiness. In addition, collateral supporting a secured transaction is analyzed to determine its marketability. Commercial business loans generally have higher interest rates than residential loans of a similar duration because they have a higher risk of default with repayment generally depending on the successful operation of the borrower’s business and the adequacy of any collateral.

 

Commercial Real Estate Loans

 

As of December 31, 2022, commercial real estate construction loans comprised $17.5 million, or 5.3%, of our loan portfolio. Advances on construction loans are made in accordance with a schedule reflecting the cost of construction. Loans are typically underwritten with a maximum loan to value ratio of 80% based on current appraisals with value defined as the purchase price, appraised value, or cost of construction, whichever is lower. Repayment of construction loans on non-residential and income-producing properties is normally attributable to rental income, income from the borrower’s operating entity, or the sale of the property. Construction loans are interest-only during the construction period, which typically does not exceed twelve months, and are often amortized or paid-off with permanent financing.

 

4

 

Before making a commitment to fund a construction loan, we require an appraisal of the property by a state-certified or state-licensed appraiser. We review and inspect properties before disbursement of funds during the term of the construction loan.

 

Construction financing generally involves greater credit risk than long-term financing on improved, owner-occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimated value of the property at completion of construction compared to the estimated cost (including interest) of construction and other assumptions. Construction loans also expose us to risk that improvements will not be completed on time in accordance with specifications and projected costs.

 

As of December 31, 2022, $172.9 million, or 52.2%, of our loan portfolio consisted of other commercial real estate loans, excluding commercial construction loans. Properties securing our commercial real estate loans are primarily comprised of business owner-occupied properties, small office buildings and office suites, and income-producing real estate.

 

We base our decision to lend primarily on the economic viability of the property and the creditworthiness of the borrower. In evaluating a proposed commercial real estate loan, we emphasize the ratio of the property’s projected net cash flow to the loan’s debt service requirement computed after a deduction for an appropriate vacancy factor and reasonable expenses. We typically require property casualty insurance, title insurance, earthquake insurance, wind and hail coverage, and, if appropriate, flood insurance, in order to protect our security interest in the underlying property.

 

Commercial real estate loans generally carry higher credit risks than our other lending activities, as they typically involve larger loan balances concentrated with single borrowers or a group of related borrowers. In addition, the payment of loans secured by income-producing properties typically depends on the successful operation of the property, as repayment of the loan generally is largely dependent upon sufficient income from the property to cover operating expenses and debt service. Changes in economic conditions not within the control of the borrower or lender could affect the value of the underlying collateral or the future cash flow of the property.

 

Consumer Loans

 

Consumer real estate loans were $91.6 million, or 27.7%, of the loan portfolio as of December 31, 2022. Consumer real estate loans consist of consumer construction loans, home equity lines of credit (“HELOCs”), and mortgage originations. We make mortgage and construction loans for owner-occupied residential properties. Advances on construction loans are in accordance with a schedule reflecting the cost of construction, but are limited to a maximum loan-to-value ratio of 80%. Before making a commitment to fund a construction loan, we require an appraisal of the property by a state-certified or state-licensed appraiser. We review and inspect properties before disbursement of funds during the term of the construction loan. Similar to commercial real estate construction financing, consumer construction financing generally involves greater credit risk than long-term financing on improved, owner-occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimated value of the property at completion of construction compared to the estimated cost (including interest) of construction and other assumptions. Construction loans also expose us to risk that improvements will not be completed on time in accordance with plans, specifications, and projected costs.

 

This category of loans consists of loans secured by first or second mortgages on primary residences and originate as adjustable-rate or fixed-rate loans. Owner-occupied properties located in the Company’s market area serve as the collateral for these loans. The Company currently originates residential mortgage loans for our portfolio with a maximum loan-to-value ratio of 80% for traditional owner-occupied homes.

 

We offer home equity loans and lines of credit secured by the borrower’s primary or secondary residence. Our home equity loans and lines of credit currently originate with an adjustable-rate with a floor. We generally underwrite home equity loans and lines of credit with the same criteria that we use to underwrite mortgage loans to be sold. For a borrower’s primary and secondary residences, home equity loans and lines of credit are typically underwritten with a maximum loan-to-value ratio of 80% when combined with the principal balance of the existing mortgage loan. We require a current appraisal or internally prepared real estate evaluations on home equity loans and lines of credit. At the time we close a home equity loan or line of credit, we record a mortgage to perfect our security interest in the underlying collateral.

 

Other consumer loans totaled $3.9 million, or 1.2% of the loan portfolio, as of December 31, 2022. These loans are originated for various purposes, including the purchase of automobiles, boats, and other personal items or needs.

 

Consumer loans may entail greater credit risk than mortgage loans to be sold, particularly in the case of consumer loans that are unsecured or are secured by rapidly depreciable assets, such as automobiles. In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances. The application of various federal and state laws, including bankruptcy and insolvency laws, may also limit the amount which can be recovered on such loans.

 

Paycheck Protection Program

 

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) was signed into law, which established the Paycheck Protection Program (“PPP”) and allocated $349.0 billion of loans to be issued by financial institutions. On December 27, 2020, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (“Economic Aid Act”) was enacted, which reauthorized lending under the PPP through March 31, 2021, with an additional $325.0 billion. Under the program, the U.S. Small Business Administration (“SBA”) will forgive loans, in whole or in part, made by approved lenders to eligible borrowers for payroll and other permitted purposes in accordance with the requirements of the program. These loans were originated to assist small businesses affected by the coronavirus, or COVID-19. The Bank originated $55.3 million in PPP loans to 480 customers. PPP loans were $8.0 million, or 2.6% of the loan portfolio as of December 31, 2021. As of December 31, 2022, there were no PPP loans outstanding.

 

These loans were 100% guaranteed by the SBA, subject to compliance with PPP requirements.

 

5

 

Loan Approval Procedures and Authority

 

Our lending activities follow written, non-discriminatory underwriting standards and loan origination procedures established by the Board of Directors of the Bank. The loan approval process is intended to assess the borrower’s ability to repay the loan and the value of the collateral that will secure the loan. To assess the borrower’s ability to repay, we review the borrower’s employment, credit history, and other information on the historical and projected income and expenses of the borrower.

 

The objectives of our lending program are to:

 

1.Establish a sound asset structure

2.Provide a sound and profitable loan portfolio to:

a) Minimize risk to depositors’ funds 

b) Maximize the shareholders’ return on their investment

3.Promote the stable economic growth and development of the market area served by the Bank

4.Comply with all regulatory agency requirements and applicable law

 

The underwriting standards and loan origination procedures include officer lending limits, which are approved by the Board of Directors. The individual secured/unsecured lending authority of the President/Chief Executive Officer of the Bank is set at $1,500,000, and the individual secured/unsecured lending authority of the Senior Lender/Executive Vice President is set at $1,000,000. The President/Chief Executive Officer of the Bank and the Senior Lender/Executive Vice President may jointly lend up to 10% of the Bank’s unimpaired capital for the previous quarter end. In the absence of either of the above, the other may, jointly with the approval of either the Chairman of the Board of Directors or a majority of the Loan Committee of the Board of Directors, lend up to 10% of the Bank’s unimpaired capital for the previous quarter end. The Board of Directors, with two-thirds vote, may approve the aggregate credit in excess of this limit but may not exceed 15% of the Bank’s unimpaired capital. Loan limits apply to the total direct and indirect liability of the borrower. All loans above the loan officer’s authority must have the approval of a loan officer with the authority to approve a loan of that amount. Pooling of loan authority is not allowed except as outlined above for the President/Chief Executive Officer, Senior Lender/Executive Vice President, Chairman of the Board of Directors, and a majority of the Loan Committee or two-thirds of the Board of Directors.

 

All new credit which results in aggregate direct, indirect, and related credit, not under an approved line of credit of a threshold set forth in our loan policy, with the exceptions of mortgage loans in the process of being sold to investors and loans secured by properly margined negotiable securities traded on an established market or other cash collateral, are reviewed in detail on a monthly basis by the Loan Committee. Certain new credits that meet a higher threshold than required for the Loan Committee are reviewed by the Board of Directors of the Bank at its regular monthly meeting.

 

Employees

 

At December 31, 2022, we employed 80 people, with one individual considered hourly, none of whom are subject to a collective bargaining agreement. We provide a variety of benefit programs including an Employee Stock Ownership Plan and Trust; Stock Incentive Plan; and health, life, disability and other insurance. We believe our relationship with our employees is excellent.

 

Supervision and Regulation

 

We are subject to extensive state and federal banking laws and regulations that impose specific requirements or restrictions and provide for general regulatory oversight of virtually all aspects of operations. The regulations are primarily intended to protect depositors, customers, and the integrity of the U.S. banking system and capital markets. The following information describes some of the more significant laws and regulations applicable to us. The description is qualified in its entirety by reference to the applicable laws and regulations. Proposals to change the laws and regulations governing the banking industry are frequently raised in Congress, state legislatures, and with the various bank regulatory agencies. Changes in applicable laws or regulations, or a change in the way such laws or regulations are interpreted by regulatory agencies or courts, may have a material impact on our business, operations and earnings.

 

Dodd-Frank Act

 

On July 21, 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) became effective. This law has broadly affected the financial services industry by implementing changes to the financial regulatory landscape aimed at strengthening the sound operation of the financial services industry. This legislation continues to affect the lending, deposit, investment, trading and operating activities of financial institutions and their holding companies, including the Company and the Bank.

 

The Dodd-Frank Act created the Consumer Financial Protection Bureau (the “CFPB”) to centralize responsibility for consumer financial protection, including implementing, examining and enforcing compliance with federal consumer financial laws. The CFPB exercises supervisory review of banks under its jurisdiction, which includes banks with assets over $10 billion. The CFPB focuses its rulemaking in several areas, particularly in the areas of mortgage reform involving the Real Estate Settlement Procedures Act, the Truth in Lending Act, the Equal Credit Opportunity Act, and the Fair Debt Collection Practices Act. There are many provisions in the Dodd-Frank Act mandating regulators to adopt new regulations and conduct studies upon which future regulation may be based. Governmental intervention and new regulations could materially and adversely affect our business, financial condition and results of operations.

 

Volcker Rule

 

Section 619 of the Dodd-Frank Act, known as the “Volcker Rule,” prohibits any bank, bank holding company, or affiliate (referred to collectively as “banking entities”) from engaging in two types of activities: proprietary trading and the ownership or sponsorship of private equity or hedge funds that are referred to as covered funds. Proprietary trading, in general, is trading in securities on a short-term basis for a banking entity’s own account. In December 2013, federal banking agencies, the SEC and the Commodity Futures Trading Commission, finalized a regulation to implement the Volcker Rule. As of December 31, 2022, the Company has evaluated our securities portfolio and has determined that we do not hold any covered funds.

 

Further, pursuant to the Economic Growth, Regulatory Relief, and Consumer Protection Act enacted in 2018, the Volcker Rule was amended by modifying the definition of ‘‘banking entity’’ to exclude certain community banks and their affiliates. Under the Volcker Rule, as amended, community banks are excluded from the restrictions of the Volcker Rule if (i) the community bank, and every entity that controls it, has total consolidated assets equal to or less than $10 billion and (ii) trading assets and liabilities of the community bank, and every entity that controls it, are equal to or less than five percent of its total consolidated assets.

 

6

 

Bank Holding Company Act

 

The Company is a one-bank holding company registered under the Bank Holding Company Act of 1956, as amended. As a result, the Company is primarily subject to the supervision, examination and reporting requirements of the Board of Governors of the Federal Reserve System (the “Federal Reserve Board”) under the act and its regulations promulgated thereunder. The Federal Reserve Board, together with the applicable Federal Reserve Bank that is delegated with primary supervision responsibilities over the Company (collectively, the “Federal Reserve”), is the Company’s primary federal banking regulator.

 

Capital Requirements

 

The Federal Reserve Board imposes certain capital requirements on the Company under the Bank Holding Company Act, including a minimum leverage ratio and minimum ratio of “qualifying” capital to risk-weighted assets or a community bank leverage ratio for qualifying community banking organizations. These requirements are essentially the same as those that apply to the Bank and are described under “Regulatory Capital Requirements” in the notes to the consolidated financial statements (see Note 18). The ability of the Company to pay dividends to shareholders depends on the Bank’s ability to pay dividends to the Company, which is subject to regulatory restrictions as described below in the section titled “Dividends.”

 

Standards for Safety and Soundness

 

The Federal Deposit Insurance Act requires the federal banking regulatory agencies to prescribe, by regulation or guidelines, operational and managerial standards for all insured depository institutions relating to (1) internal controls, information systems and internal audit systems, (2) loan documentation, (3) credit underwriting, (4) interest rate risk exposure, and (5) asset growth. The agencies also must prescribe standards for asset quality, earnings, and stock valuation, as well as standards for compensation, fees, and benefits. The federal banking agencies have adopted regulations and “Interagency Guidelines Establishing Standards for Safety and Soundness” to implement these required standards. These guidelines set forth the safety and soundness standards that the federal banking agencies use to identify and address problems at insured depository institutions before capital becomes impaired.

 

Regulatory Examination

 

All insured institutions must undergo regular on-site examinations by their appropriate banking agency. The cost of examinations of insured depository institutions and any affiliates may be assessed by the appropriate banking agency against each institution or affiliate, as it deems necessary or appropriate. Insured institutions are required to submit annual reports to the Federal Deposit Insurance Corporation (“FDIC”), their federal regulatory agency, and state supervisor, when applicable. As a state-chartered bank located in South Carolina, the Bank is also subject to the regulations of the South Carolina State Board of Financial Institutions.

 

The federal banking regulatory agencies prescribe, by regulation, standards for all insured depository institutions and depository institution holding companies relating to, among other things, the following:

 

●Internal controls

●Information systems and audit systems

●Loan documentation

●Credit underwriting

●Interest rate risk exposure

●Asset quality

●Liquidity

●Capital adequacy

●Bank Secrecy Act

●Sensitivity to market risk

 

Transactions with Affiliates and Insiders

 

We are subject to certain restrictions on extensions of credit to executive officers, directors, certain principal shareholders, and their related interests. Such extensions of credit must be made on substantially the same terms, including interest rates, and collateral, as those prevailing at the time for comparable transactions with third parties and must not involve more than the normal risk of repayment or present other unfavorable features.

 

Dividends

 

The Company’s principal source of cash flow, including cash flow to pay dividends to its shareholders, is dividends it receives from the Bank. Statutory and regulatory limitations apply to the Bank’s payment of dividends to the Company. As a general rule, the amount of a dividend may not exceed, without prior regulatory approval, the sum of net income in the calendar year to date and the retained net earnings of the immediately preceding two calendar years. A depository institution may not pay any dividend, without regulatory approval, if payment would cause the institution to become undercapitalized or if it already is undercapitalized.

 

Consumer Protection Regulations

 

Activities of the Bank are subject to a variety of statutes and regulations designed to protect consumers. Interest and other charges collected by the Bank are subject to state usury laws and federal laws concerning interest rates. Our loan operations are also subject to federal laws applicable to credit transactions, such as:

 

●The federal Truth-In-Lending Act, which governs disclosures of credit terms to consumer borrowers

●The Home Mortgage Disclosure Act of 1975, which requires financial institutions to provide information to enable the public and public officials to determine whether a financial institution is fulfilling its obligation to help meet the housing needs of the community it serves

●The Fair Lending Act, which requires fair, equitable, and nondiscriminatory access to credit for consumers

 

7

 

●The Equal Credit Opportunity Act, which prohibits discrimination on the basis of race, creed or other prohibited factors in extending credit

●The Fair Credit Reporting Act of 1978, which governs the use and provision of information to credit reporting agencies

●The Fair Debt Collection Act, which governs the manner in which consumer debt may be collected by collection agencies

●The Gramm - Leach - Bliley Act, which governs the protection of consumer information

●The rules and regulations of the various federal agencies charged with the responsibility of implementing such federal laws

 

The deposit operations of the Bank also are subject to:

 

●The Right to Financial Privacy Act, which imposes a duty to maintain confidentiality of consumer financial records and prescribes procedures for complying with administrative subpoenas of financial records

●The Electronic Funds Transfer Act and Regulation E, which govern automatic deposits to and withdrawals from deposit accounts and customer’s rights and liabilities arising from the use of automated teller machines and other electronic banking services

●Regulation DD, which implements the Truth in Savings Act to enable consumers to make informed decisions about deposit accounts at depository institutions.

 

Enforcement Powers

 

The Company is subject to supervision and examination by the FDIC, the Federal Reserve and the South Carolina State Board of Financial Institutions. The Bank is subject to extensive federal and state regulations that significantly affect business and activities. These regulatory bodies have broad authority to implement standards and to initiate proceedings designed to prohibit depository institutions from engaging in activities that represent unsafe or unsound banking practices or constitute violations of applicable laws, rules, regulations, administrative orders, or written agreements with regulators. These regulatory bodies are authorized to take action against institutions that fail to meet such standards, including the assessment of civil monetary penalties, the issuance of cease-and-desist orders, and other actions.

 

Bank Secrecy Act/Anti-Money Laundering

 

We are subject to the Bank Secrecy Act and other anti-money laundering laws and regulations, including the USA Patriot Act of 2001 (“USA Patriot Act”). We must maintain a Bank Secrecy Act Program that includes established internal policies, procedures, and controls; a designated compliance officer; an ongoing employee-training program; and testing of the program by an independent audit function. The enactment of the USA Patriot Act amended and expanded the focus of the Bank Secrecy Act to facilitate information sharing among governmental entities and the Company for the purpose of combating terrorism and money laundering. It improves anti-money laundering and financial transparency laws, information collection tools and the enforcement mechanics for the U.S. government. These provisions include (a) standards for verifying customer identification at account opening; (b) rules to promote cooperation among financial institutions, regulators, and law enforcement entities in identifying parties that may be involved in terrorism or money laundering; (c) reports by nonfinancial trades and businesses filed with the U.S. Treasury’s Financial Crimes Enforcement Network for transactions exceeding $10,000; (d) suspicious activities reports by brokers and dealers if they believe a customer may be violating U.S. laws; and (e) regulations and enhanced due diligence requirements for financial institutions that administer, maintain, or manage private bank accounts or correspondent accounts for non-U.S. persons.

 

Similar in purpose to the Bank Secrecy Act, the Office of Foreign Assets Control (“OFAC”), a division of the U.S. Department of Treasury, controls and imposes economic and trade sanctions based on U.S. foreign policy and national security goals against targeted countries and individuals based on threats to foreign policy, national security, or the U.S. economy. OFAC has and will send banking regulatory agencies lists of names of individuals and organizations suspected of aiding, concealing, or engaging in terrorist acts. Among other things, the Bank must block transactions with or accounts of sanctioned persons and report those transactions after their occurrence.

 

Bank regulators routinely examine institutions for compliance with these obligations and are required to consider compliance in connection with the regulatory review of applications.

 

Privacy and Credit Reporting

 

In connection with our lending activities, we are subject to a number of federal laws designed to protect borrowers and promote lending to various sectors of the economy and population. These include the Equal Credit Opportunity Act, the Truth-in-Lending Act, the Home Mortgage Disclosure Act, the Real Estate Settlement Procedures Act, and the Community Reinvestment Act (the “CRA”). The CRA requires the appropriate federal banking agency, in connection with its examination of a bank, to assess the bank’s record in meeting the credit needs of the communities served by the bank, including low and moderate income neighborhoods. Under the CRA, institutions are assigned a rating of “outstanding,” “satisfactory,” “needs to improve,” or “substantial non-compliance.” In addition, federal banking regulators, pursuant to the Gramm-Leach-Bliley Act, have enacted regulations limiting the ability of banks and other financial institutions to disclose nonpublic consumer information to non-affiliated third parties. The regulations require disclosure of privacy policies and allow consumers to prevent certain personal information from being shared with nonaffiliated third parties.

 

Item 1A.Risk Factors

 

Under the filer category of “smaller reporting company”, as defined in Rule 12b-2 of the Exchange Act, the Company is not required to provide information requested by Part I, Item 1A of its Form 10-K.

 

Item 1B.Unresolved Staff Comments

 

None.

 

8

 

Item 2.Properties

 

The Company’s headquarters is located at 256 Meeting Street in downtown Charleston, South Carolina. This site is also the location of the main office of the Bank. The Bank also operates from four additional locations: 100 North Main Street, Summerville, SC; 1337 Chuck Dawley Boulevard, Mount Pleasant, SC; 2027 Sam Rittenberg Boulevard, Charleston, SC; and 9403 Highway 78, North Charleston, SC. The Bank also plans to open an additional banking location in June 2023 at 1730 Maybank Highway, Charleston, SC. The Company owns the 2027 Sam Rittenberg Boulevard location, which houses the Operations Department of the Bank as well as a banking office. The Company leases all other locations, including the future banking location. The owned location is not encumbered and all of the leases have renewal options. Each banking location is suitable and adequate for banking operations.

 

Item 3.Legal Proceedings

 

In our opinion, there are no legal proceedings pending other than routine litigation incidental to the Company’s business involving amounts that are not material to our financial condition.

 

Item 4.Mine Safety Disclosures

 

Not applicable.

 

9

 

PART II

 

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

 

Market Information

 

The Company’s common stock is traded on the NASDAQ Capital Market under the trading symbol “BKSC”.

 

Holders

 

As of January 31, 2023, there were approximately 456 holders of the Company’s common stock.

 

Dividends

 

The future payment of cash dividends is subject to the discretion of the Board of Directors and depends on a number of factors including future earnings, financial condition, cash requirements, and general business conditions. Cash dividends, when declared, have historically been paid by the Bank to the Company for distribution to shareholders of the Company. Certain regulatory requirements restrict the dividend amount that the Bank can pay to the Company.

 

Securities Authorized for Issuance under Equity Compensation Plans

 

See Item 12 of this report for disclosure regarding securities authorized for issuance under equity compensation plans required by Item 201(d) of Regulation S-K.

 

Recent Sales of Unregistered Securities

 

There were no equity securities of the Company sold by the Company during the period covered by the report that were not registered under the Securities Act.

 

Purchases of Equity Securities by the Issuer and Affiliated Purchasers

 

There were no repurchases of the Company’s common stock during the fourth quarter of the fiscal year covered by this report.

 

At the Annual Meeting in 2020, the Company’s Board of Directors authorized a stock repurchase plan of up to $1.0 million. The Company repurchased 25,067 shares of its common stock for $398,868 during the year ended December 31, 2020. The Company did not repurchase any shares of its common stock during the years ended December 31, 2022 and 2021.

 

10

 

 

Item 6. [Reserved]

 

11

 

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

 

Management’s discussion and analysis is included to assist the reader in understanding our financial condition, results of operations, and cash flow. This discussion should be reviewed in conjunction with the audited consolidated financial statements and accompanying notes presented in Item 8 of this report and the supplemental financial data appearing throughout this report. Since the primary asset of the Company is its wholly-owned subsidiary, most of the discussion and analysis relates to the Bank.

 

OVERVIEW

 

The Company is a bank holding company headquartered in Charleston, South Carolina, with $653.3 million in assets as of December 31, 2022 and net income of $6.7 million for the year ended December 31, 2022. The Company offers a broad range of financial services through its wholly owned subsidiary, the Bank. The Bank is a state-chartered commercial bank, which operates principally in the Charleston, Dorchester, and Berkeley counties of South Carolina. The Bank’s original and current concept is to be a full service financial institution specializing in personal service, responsiveness, and attention to detail to foster long-standing relationships.

 

We derive most of our income from interest on loans and investment securities. The primary source of funding for making these loans and purchasing investment securities is our interest-bearing and non-interest-bearing deposits. Consequently, one of the key measures of our success is the amount of net interest income, or the difference between the income on our interest-earning assets, such as loans and investments, and the expense on our interest-bearing liabilities, such as deposits. Another key measure is the spread between the yield we earn on these interest-earning assets and the rate we pay on our interest-bearing liabilities.

 

A consequence of lending activities is that we may incur credit losses. The amount of such losses will vary depending upon the risk characteristics of the loan portfolio as affected by economic conditions such as rising interest rates and the financial performance of borrowers. The reserve for credit losses consists of the allowance for loan losses (the “allowance”) and a reserve for unfunded commitments (the “unfunded reserve”). The allowance provides for probable and estimable losses inherent in our loan portfolio while the unfunded reserve provides for potential losses related to unfunded lending commitments. For a detailed discussion on the allowance for loan losses, see “Allowance for Loan Losses”.

 

In addition to earning interest on loans and investment securities, we earn income through fees and other expenses we charge to the customer. The various components of other income and other expenses are described in the following discussion. The discussion and analysis also identifies significant factors that have affected our financial position and operating results as of and for the year ended December 31, 2022 as compared to December 31, 2021 and our operating results for 2021 compared to 2020, and should be read in conjunction with the consolidated financial statements and the related notes included in this report. In addition, a number of tables have been included to assist in the discussion.

 

The following table sets forth certain summary financial information concerning the Company and its wholly-owned subsidiary for the last five years. The information was derived from the audited consolidated financial statements. The information should be read in conjunction with this section of the report, and the audited consolidated financial statements and notes, which are presented in Item 8 of this report.

 

12

 

   2022   2021   2020   2019   2018 
For December 31:                         
Net income  $6,655,140   $6,744,865   $6,460,631   $7,318,433   $6,922,934 
Selected year end balances:                         
Total assets   653,345,609    679,220,646    532,494,599    445,012,520    429,135,198 
Total loans1   331,848,376    309,406,617    333,768,406    279,134,958    275,863,705 
Investment securities available for sale   271,172,226    212,347,489    134,819,818    100,449,956    119,668,874 
Interest-bearing deposits at the Federal Reserve   12,999,135    128,971,429    42,348,085    39,320,526    25,506,784 
Earning assets   616,019,737    650,725,535    510,936,309    418,905,440    421,039,363 
Total deposits   598,670,258    609,191,576    462,197,631    379,191,655    382,378,388 
Total shareholders’ equity   38,811,387    53,917,633    54,980,356    51,168,032    45,462,561 
Weighted Average Shares Outstanding - basic   5,550,078    5,531,518    5,526,948    5,522,025    5,500,027 
Weighted Average Shares Outstanding - diluted   5,644,698    5,680,482    5,678,543    5,588,090    5,589,012 
                          
For the Year:                         
Selected average balances:                         
Total assets  $656,833,125   $589,379,985   $502,628,318   $440,615,140   $430,495,412 
Total loans1   320,826,946    324,078,445    313,303,363    281,508,711    277,223,600 
Investment securities available for sale   266,432,504    167,250,568    112,970,054    106,421,507    123,347,669 
Interest-bearing deposits at the Federal Reserve   41,131,016    75,734,060    54,231,372    34,713,982    20,151,823 
Earning assets   628,390,466    567,063,073    480,504,789    422,644,200    420,723,092 
Total deposits   596,881,098    519,900,412    434,071,108    381,687,960    386,025,147 
Total shareholders’ equity   43,602,112    54,838,166    54,021,647    49,242,545    43,691,359 
                          
Performance Ratios:                         
Return on average equity   15.26%   12.30%   11.96%   14.86%   15.85%
Return on average assets   1.01%   1.14%   1.29%   1.66%   1.61%
Average equity to average assets   6.64%   9.30%   10.75%   11.18%   10.15%
Net interest margin   3.01%   3.06%   3.52%   4.28%   4.15%
Net (recoveries) charge-offs to average loans   0.00%   -0.02%   0.02%   0.14%   -0.01%
Allowance for loan losses as a percentage of total loans2   1.30%   1.43%   1.30%   1.46%   1.53%
                          
Per Share:                         
Basic income per common share3  $1.20   $1.22   $1.17   $1.33   $1.26 
Diluted income per common share3  $1.18   $1.19   $1.14   $1.31   $1.24 
Year end book value3  $6.99   $9.73   $9.96   $9.25   $8.25 
Dividends per common share  $0.68   $0.78   $0.66   $0.74   $0.58 
Dividend payout ratio   56.73%   63.98%   56.44%   55.88%   54.68%
Full time employee equivalents   80    79    76    79    79 

 

(1)Including mortgage loans to be sold.

(2)Excluding mortgage loans to be sold.

(3)Adjusted to retroactively reflect 10% stock dividend issued during the year ended December 31, 2018.

 

We have adopted various accounting policies that govern the application of accounting principles generally accepted in the United States (“GAAP”) and with general practices within the banking industry in the preparation of our consolidated financial statements. Our significant accounting policies are set forth in the notes to the consolidated financial statements in Item 8 of this report.

 

Certain accounting policies involve significant judgments and assumptions made by the Company that have a material impact on the carrying value of certain assets and liabilities. We consider these accounting policies to be critical accounting policies. The judgment and assumptions we use are based on factors that we believe to be reasonable under the circumstances. Because of the number of judgments and assumptions that we make, actual results could differ and have a material impact on the carrying values of our assets and liabilities and our results of operations.

 

We consider our policy regarding the allowance for loan losses to be our most subjective accounting policy due to the significant degree of judgment. We have developed what we believe to be appropriate policies and procedures for assessing the adequacy of the allowance for loan losses, recognizing that this process requires a number of assumptions and estimates with respect to our loan portfolio. Our assessments may be impacted in future periods by changes in economic conditions, the impact of regulatory examinations and the discovery of information with respect to borrowers, which were not known at the time of the issuance of the consolidated financial statements. For additional discussion concerning our allowance for loan losses and related matters, see “Allowance for Loan Losses”.

 

COVID-19

 

On March 11, 2020, the World Health Organization (“WHO”) declared COVID-19 a pandemic. Due to orders issued by the governor of South Carolina and in an abundance of caution for the health of our customers and employees, in March 2020 the Bank closed lobbies to all 5 offices but remained fully operational. The Bank subsequently reopened all of the lobbies in June 2021.

 

13

 

 

As discussed elsewhere in the report (See “Part I – Paycheck Protection Program” and Note 4 to the Company’s Notes to Consolidated Financial Statements included in Part II – Item 8 of this report), on March 27, 2020, the PPP was established under the CARES Act in response to the COVID-19 pandemic.

 

While the impacts of COVID-19 and its variants appeared to create less economic disruption during 2022 as compared to 2021 and 2020, COVID-19 continues to evolve, along with governmental support and/or restrictions in response to it. As of December 31, 2021, the Bank had received 391 PPP forgiveness applications, in the amount of $49.1 million in principal, and submitted 361 applications and decisions to the SBA, in the amount of $47.7 million in principal. Of the 391 PPP submissions, 351 loans, in the amount of $46.9 million, were forgiven as of December 31, 2021. The remaining 129 loans, in the amount of $8.4 million, were forgiven during the year ended December 31, 2022. There were no PPP loans outstanding as of December 31, 2022. Upon forgiveness the Bank recognized the deferred fee income in accordance with ASC 310-20. The Bank received processing fees of $2.4 million and recognized $0.4 million and $1.3 million during the years ended December 31, 2022 and 2021, respectively.

 

Regulatory agencies, as set forth in the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (initially issued on March 22, 2020 and revised on April 7, 2020), encouraged financial institutions to work prudently with borrowers who are or may be unable to meet their contractual payment obligations because of the effects of COVID-19. In this statement, the regulatory agencies expressed their view of loan modification programs as positive actions that may mitigate adverse effects on borrowers due to COVID-19 and that the agencies will not criticize institutions for working with borrowers in a safe and sound manner. Moreover, the revised statement provides that eligible loan modifications related to COVID-19 may be accounted for under section 4013 of the CARES Act or in accordance with ASC 310-40. Under Section 4013 of the CARES Act, banks may elect not to categorize loan modifications as TDRs if the modifications are related to COVID-19, executed on a loan that was not more than 30 days past due as of December 31, 2019, and executed between March 1, 2020 and the earlier of December 31, 2020 or 60 days after the date of termination of the National Emergency. All short- term loan modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not considered TDRs. Beginning in March 2020, the Bank provided payment accommodations to customers, consisting of 60-day principal deferral to borrowers negatively impacted by COVID-19. During 2020, the Bank processed approximately $0.7 million in principal deferments to 84 customers, with an aggregate loan balance of $29.7 million. The principal deferments represented 0.24% of our total loan portfolio as of December 31, 2020. The Bank did not process any principal deferments during the years ended December 31, 2022 and 2021. The Bank has examined the payment accommodations granted to borrowers in response to COVID-19 and classified 9 loans, with an aggregate loan balance of $4.0 million, that were granted payment accommodations as TDRs given the continued financial difficulty of the customer, associated industry risk, and multiple deferral requests. All other borrowers were current prior to relief, were not experiencing financial difficulty prior to COVID-19, and the Bank determined they were not considered TDRs. As of December 31, 2021, 4 of the TDRs were removed from TDR status due to improvement in financial condition and sustained performance under the restructured terms, 2 TDRs were paid off through refinancing into new loans at market terms, and 1 TDR was paid off. Two loans with a balance of $0.5 million remained in TDR status as of December 31, 2021. Additionally, of the 75 customers that received payment accommodations that were not classified as TDRs, 41 customers, with an aggregate loan balance of $9.9 million, had paid their loan in full as of December 31, 2021. An additional loan was removed from TDR status during 2022. The remaining loan with a balance of $0.1 million is paying as agreed as of December 31, 2022. There are no loans that received payment accommodation past due greater than 30 days. The Bank will continue to examine payment accommodations as requested by borrowers.

 

While the effects of COVID-19 have impacted all industries to varying degrees, during 2020 the Bank assessed the retail and/or service, food and beverage, and short-term rental industries in our geographic area as having a higher risk due to the possibility of the primary source of repayment not materializing. These industries are dependent upon the hospitality industry and were affected by the mandates issued by the Governor of South Carolina to limit occupancy or close for a period of time. Our loans in these industries represented 3.96% of our loan portfolio at December 31, 2020 and were temporarily downgraded to our “Watch” category during 2020. In May 2021, due to improving economic conditions, increased vaccination rates and a continued reopening of the South Carolina economy, these loans were upgraded to our “Satisfactory” category.

 

Effects of COVID-19 or its variants may still negatively impact management assumptions and estimates, such as the allowance for loan losses. However, it is difficult to assess or predict how, and to what extent, COVID-19 will affect the Bank in the future.

 

COMPARISON OF THE YEAR ENDED DECEMBER 31, 2022 TO DECEMBER 31, 2021

 

Net income decreased $0.1 million or 1.3% to $6.66 million, or basic and diluted income per share of $1.20 and $1.18, respectively, for the year ended December 31, 2022 from $6.74 million or basic and diluted income per share of $1.22 and $1.19, respectively, for the year ended December 31, 2021. This decrease was primarily due to lower mortgage banking income and gains on sales of securities largely offset by higher average earning asset balances coupled with increased asset yields in our investment securities and a reduction in the provision for loan losses. Our returns on average assets and average equity for the year ended December 31, 2022 were 1.01% and 15.26%, respectively, compared to 1.14% and 12.30%, respectively, for the year ended December 31, 2021.

 

Net interest income increased $1.5 million or 8.74% to $18.9 million for the year ended December 31, 2022 from $17.4 million for the year ended December 31, 2021. This increase was primarily due to higher balances of average earning assets coupled with an increase in asset yields on our investment securities and increased interest rates on variable rate loans and new originations and renewals of fixed rate loans.

 

14

 

Average earning assets increased $61.3 million or 10.81% to $628.4 million for the year ended December 31, 2022 from $567.1 million for the year ended December 31, 2021. This is primarily related to an increase in the average balance of investment securities and interest-bearing deposits at the Federal Reserve and, to a lesser extent, loans. The increase in investment securities and interest-bearing balances at the Federal Reserve reflect the deployment of excess funds resulting from a $77.0 million increase in average deposits during the year.

 

We recorded a $75,000 reduction to the allowance for loan losses for the year ended December 31, 2022 compared to a provision for loan losses of $120,000 for the year ended December 31, 2021. The decrease was primarily driven by the composition of our loan portfolio in accordance with our allowance for loan loss methodology and our analysis of the adequacy of the allowance for loan losses. The Board of Directors determined that this provision was appropriate based upon the adequacy of our reserve. Charge-offs of $42,644 and recoveries of $31,878, together with the reduction in the allowance, resulted in an allowance for loan losses of $4.3 million or 1.30% of total loans as of December 31, 2022.

 

Other income decreased $1.8 million or 46.62% to $2.1 million for the year ended December 31, 2022, from $3.9 million for the year ended December 31, 2021. Other income reflects lower mortgage banking income and decreases in gain on sales of securities of $0.2 million. Our mortgage banking income decreased $1.6 million or 71.17% to $0.7 million for the year ended December 31, 2022 from $2.3 million for the year ended December 31, 2021 due to decreased volume associated with the higher interest rate environment experienced in 2022. Mortgage banking income is highly influenced by mortgage interest rates and the housing market.

 

Other expense increased $0.1 million or 0.77% to $12.4 million for the year ended December 31, 2022, from $12.3 million for the year ended December 31, 2021. Salaries and employee benefits increased approximately $0.1 million, or 1.47%, due to increased benefits, payroll taxes and other employee-related costs. Net occupancy expense increased approximately $0.1 million due to rent escalation provisions in certain of our leases. Other operating expenses decreased $0.1 million, or 0.77%.

 

For the year ended December 31, 2022, the Company’s effective tax rate was 22.91% compared to 23.50% during the year ended December 31, 2021.

 

COMPARISON OF THE YEAR ENDED DECEMBER 31, 2021 TO DECEMBER 31, 2020

 

Net income increased $0.2 million or 4.40% to $6.7 million, or basic and diluted income per share of $1.22 and $1.19, respectively, for the year ended December 31, 2021 from $6.5 million or basic and diluted income per share of $1.17 and $1.14, respectively, for the year ended December 31, 2020. This increase was primarily due to higher average earning asset balances coupled with a decline in our cost of funds. Our returns on average assets and average equity for the year ended December 31, 2021 were 1.14% and 12.30%, respectively, compared to 1.29% and 11.96%, respectively, for the year ended December 31, 2020.

 

Net interest income increased $0.5 million or 2.61% to $17.4 million for the year ended December 31, 2021 from $16.9 million for the year ended December 31, 2020. This increase was primarily due to an increase in interest and fees on PPP loans and investment securities. Interest and fees on loans and investment securities increased $0.4 million or 2.35% to $17.1 million for the year ended December 31, 2021 from $16.7 million for the year ended December 31, 2020, as the result of higher balances of average earning assets.

 

Average earning assets increased $86.6 million or 18.01% to $567.1 million for the year ended December 31, 2021 from $480.5 million for the year ended December 31, 2020. This is primarily related to an increase in the average balance of investment securities and interest-bearing deposits at the Federal Reserve and, to a lesser extent, loans. The increase in investment securities and interest-bearing balances at the Federal Reserve reflect the deployment of excess funds resulting from an $85.8 million increase in average deposits during the year.

 

The provision to the allowance for loan losses for the year ended December 31, 2021 was $120,000 compared to $240,000 for the year ended December 31, 2020. The decrease was primarily driven by the composition of our loan portfolio in accordance with our allowance for loan loss methodology. The Board of Directors determined that this provision was appropriate based upon the adequacy of our reserve. Charge-offs of $20,990 and recoveries of $92,283, together with the provision to the allowance, resulted in an allowance for loan losses of $4.4 million or 1.43% of total loans as of December 31, 2021. The allowance for loan losses is 1.47% of total loans net of PPP loans.

 

Other income increased $0.5 million or 13.61% to $3.9 million for the year ended December 31, 2021, from $3.4 million for the year ended December 31, 2020. Other income reflects increases in gain on sales of securities of $0.3 million and service charges and fees of $0.2 million. Our mortgage banking income increased $46,700 or 2.06% to $2.3 million for the year ended December 31, 2021 from $2.3 million for the year ended December 31, 2020 due to elevated volume associated with a continuation of the low interest rate environment. Mortgage banking income is highly influenced by mortgage interest rates and the housing market.

 

Other expense increased $0.6 million or 5.45% to $12.3 million for the year ended December 31, 2021, from $11.7 million for the year ended December 31, 2020. Salaries and employee benefits increased approximately $0.2 million, or 3.03%, due to increased benefits, payroll taxes and other employee-related costs. Net occupancy expense increased approximately $0.2 million due to rent escalation provisions in certain of our leases. Other operating expense increased $0.2 million, or 14.45%, due to certain loan-related costs and higher FDIC insurance assessments resulting from an increase in deposit balances.

 

For the year ended December 31, 2021, the Company’s effective tax rate was 23.50% compared to 23.33% during the year ended December 31, 2020.

 

ASSET AND LIABILITY MANAGEMENT

 

We manage our assets and liabilities to ensure there is sufficient liquidity to enable management to fund deposit withdrawals, loan demand, capital expenditures, reserve requirements, operating expenses, and dividends; and to manage daily operations on an ongoing basis. Funds are primarily provided by the Bank through customer deposits, principal and interest payments on loans, mortgage loan sales, the sale or maturity of securities, temporary investments and earnings. The Asset Liability/Investment Committee (“ALCO”) manages asset and liability procedures though the ultimate responsibility rests with the President/Chief Executive Officer. At December 31, 2022, total assets decreased 3.81% to $653.3 million from $679.2 million as of December 31, 2021 and total deposits decreased 1.73% to $598.7 million from $609.2 million as of December 31, 2021.

 

15

 

As of December 31, 2022, earning assets, which are composed of U.S. Treasury, Government Sponsored Enterprises and Municipal Securities in the amount of $271.2 million, interest-bearing deposits at the Federal Reserve in the amount of $13.0 million and total loans, including mortgage loans held for sale, in the amount of $331.8 million, constituted approximately 94.29% of our total assets.

 

The yield on a majority of our earning assets adjusts in tandem with changes in the general level of interest rates. Some of the Company’s liabilities are issued with fixed terms and can be repriced only at maturity.

 

MARKET RISK

 

Market risk is the risk of loss from adverse changes in market prices and interest rates. Our risk consists primarily of interest rate risk in our lending and investing activities as they relate to the funding by deposit and borrowing activities.

 

Our policy is to minimize interest rate risk between interest-earning assets and interest-bearing liabilities at various maturities and to attempt to maintain an asset sensitive position over a one-year period. By adhering to this policy, we anticipate that our net interest margins will not be materially affected, unless there is an extraordinary and or precipitous change in interest rates. The average net interest rate margin for 2022 decreased to 3.01% from 3.06% for 2021. At December 31, 2022 and 2021, our net cumulative gap was liability sensitive for periods less than one year and asset sensitive for periods of one year or more. The reason for the shift in sensitivity is the direct result of management’s strategic decision to invest excess funds held at the Federal Reserve into fixed rate investment securities that match our investment policy objectives. Management is aware of this departure from policy and will continue to closely monitor our sensitivity position going forward.

 

Since the rates on most of our interest-bearing liabilities can vary on a daily basis, we continue to maintain a loan portfolio priced predominately on a variable rate basis. However, in an effort to protect future earnings in a declining rate environment, we offer certain fixed rates, interest rate floors, and terms primarily associated with real estate transactions. We seek stable, long-term deposit relationships to fund our loan portfolio. Furthermore, we do not have any brokered deposits or internet deposits.

 

At December 31, 2022, the average maturity of the investment portfolio was 3.45 years with an average yield of 1.18% compared to 4.76 years with an average yield of 1.02% at December 31, 2021.

 

We do not take foreign exchange or commodity risks. In addition, we do not own mortgage-backed securities, nor do we have any exposure to the sub-prime market or any other distressed debt instruments.

 

The following table summarizes our interest sensitivity position as of December 31, 2022.

 

   One Day   Less than three months   Three months to less than six months   Six months to less than one year   One year to less than five years   Five years or more   Total   Estimated Fair Value 
(in thousands)                                        
Interest-earning assets                                        
Loans1  $73,798   $19,037   $13,451   $22,603   $167,122   $35,996   $332,007   $304,250 
Investment securities available for sale2   —    7,462    9,919    25,341    212,327    41,948    296,997    271,172 
Interest-bearing deposits at the Federal Reserve   12,999    —    —    —    —    —    12,999    12,999 
Total  $86,797   $26,499   $23,370   $47,944   $379,449   $77,944   $642,003   $588,421 
                                         
Interest-bearing liabilities                                        
CD’s and other time deposits less than $250,000  $—   $3,852   $2,269   $3,643   $1,502   $—   $11,266   $14,156 
CD’s and other time deposits $250,000
and over		   —    2,088    549    2,667    —    —    5,304    7,272 
Money Market and Interest Bearing Demand Accounts   296,235    —    —    —    —    —    296,235    518,276 
Savings   63,825    —    —    —    —    —    63,825    63,825 
Total  $360,060   $5,940   $2,818   $6,310   $1,502   $—   $376,630   $603,529 
                                         
Net  $(276,263)  $20,559   $20,552   $41,634   $377,947   $77,944   $265,373      
Cumulative       $(252,704)  $(232,152)  $(190,518)  $187,429   $265,374           

 

(1)Including mortgage loans to be sold and deferred fees.

(2)At amortized cost based on the earlier of the call date or scheduled maturity.

 

16

 

LIQUIDITY

 

Historically, we have maintained our liquidity at levels believed by management to be adequate to meet requirements of normal operations, potential deposit outflows and strong loan demand and still allow for optimal investment of funds and return on assets.

 

The following table summarizes future contractual obligations as of December 31, 2022.

 

   Total   Less than one year   One to five years   After five years 
Contractual Obligations                    
(in thousands)                    
Time deposits  $16,569   $14,829   $1,740   $— 
Operating leases   18,223    1,183    5,914    11,126 
Total contractual cash obligations  $34,792   $16,012   $7,416   $11,126 

 

Proper liquidity management is crucial to ensure that we are able to take advantage of new business opportunities as well as meet the credit needs of our existing customers. Investment securities are an important tool in our liquidity management. Our primary liquid assets are cash and due from banks, investment securities available for sale, interest-bearing deposits at the Federal Reserve, and mortgage loans held for sale. Our primary liquid assets accounted for 45.89% and 52.30% of total assets at December 31, 2022 and 2021, respectively. Investment securities classified as available for sale, which are not pledged, may be sold in response to changes in interest rates and liquidity needs. All of the investment securities presently owned are classified as available for sale. Net cash provided by operations and deposits from customers have been the primary sources of liquidity. At December 31, 2022, we had unused short-term lines of credit totaling approximately $41 million (which can be withdrawn at the lender’s option). Additional sources of funds available to us for liquidity include increasing deposits by raising interest rates paid and selling mortgage loans held for sale. We also established a Borrower-In-Custody arrangement with the Federal Reserve. This arrangement permits us to retain possession of assets pledged as collateral to secure advances from the Federal Reserve Discount Window. At December 31, 2022, we could borrow up to $78.3 million.

 

Our core deposits consist of non-interest bearing demand accounts, NOW accounts, money market accounts, time deposits and savings accounts. We closely monitor our reliance on certificates of deposit greater than $250,000 and other large deposits. We maintain a Contingency Funding Plan (“CFP”) that identifies liquidity needs and weighs alternate courses of action designed to address these needs in emergency situations. We perform a quarterly cash flow analysis and stress test the CFP to evaluate the expected funding needs and funding capacity during a liquidity stress event. We believe our liquidity sources are adequate to meet our operating needs and do not know of any trends, events or uncertainties that may result in a significant adverse effect on our liquidity position. At December 31, 2022 and 2021, our liquidity ratio was 48.09% and 56.43%, respectively.

 

The following table shows the composition of average assets over the past five fiscal years.

 

   2022   2021   2020   2019   2018 
Loans1  $320,826,946   $324,078,445   $313,303,363   $277,395,432   $277,223,600 
Investment securities available for sale   266,432,504    167,250,568    112,970,054    106,421,507    123,347,669 
Interest-bearing deposits at the Federal Reserve   41,131,016    75,734,060    54,231,372    34,713,982    20,151,823 
Non-earning assets   28,442,659    22,316,912    22,123,529    22,084,219    9,772,320 
Total average assets  $656,833,125   $589,379,985   $502,628,318   $440,615,140   $430,495,412 

 

1Including mortgage loans to be sold and deferred fees.

 

17

 

ANALYSIS OF CHANGES IN NET INTEREST INCOME

 

The following table shows changes in interest income and expense based upon changes in volume and changes in rates.

 

   2022 vs. 2021   2021 vs. 2020   2020 vs. 2019 
   Volume   Rate   Net Dollar Change1   Volume   Rate   Net Dollar Change1   Volume   Rate   Net Dollar Change1 
Loans2  $(153,327)  $545,916   $392,589   $519,830   $(290,799)  $229,031   $1,798,561   $(2,736,870)  $(938,309)
Investment securities available for sale   1,274,919    (320,851)   954,068    963,531    (800,492)   163,039    136,175    (324,518)   (188,343)
Interest-bearing deposits at the Federal Reserve   (47,994)   348,709    300,715    72,342    (153,057)   (80,715)   409,494    (955,338)   (545,844)
Interest income  $1,073,598   $573,774   $1,647,372   $1,555,703   $(1,244,348)  $311,355   $2,344,230   $(4,016,726)  $(1,672,496)
                                              
                                              
                                              
Interest-bearing transaction accounts  $12,170   $121,959   $134,129   $25,230   $(103,212)  $(77,982)  $56,917   $(443,183)  $(386,266)
Savings   12,094    —    12,094    10,278    (21,710)   (11,432)   23,542    (81,423)   (57,881)
Time deposits   (5,559)   (12,871)   (18,430)   (2,531)   (39,469)   (42,000)   (34,106)   (31,504)   (65,610)
Interest expense  $18,705   $109,088   $127,793   $32,977   $(164,391)  $(131,414)  $46,353   $(556,110)  $(509,757)
                                              
Increase (decrease) in net interest income            $1,519,579             $442,769             $(1,162,739)

 

(1)Volume/rate changes have been allocated to each category based on the percentage of each change to the total change.

(2)Including mortgage loans to be sold.

 

YIELDS ON AVERAGE EARNING ASSETS AND RATES ON AVERAGE INTEREST-BEARING LIABILITIES

 

The following table shows the yields on average earning assets and average interest-bearing liabilities.

 

   2022   2021   2020 
   Average Balance   Interest Paid/Earned   Average Yield/Rate1   Average Balance   Interest Paid/Earned   Average Yield/Rate1   Average Balance   Interest Paid/Earned   Average Yield/Rate1 
Interest-earning assets                                             
Loans2  $320,826,946   $15,677,601    4.89%  $324,078,445   $15,285,012    4.72%  $313,303,363   $15,055,981    4.81%
Investment Securities Available for Sale   266,432,504    3,116,858    1.17%   167,250,568    2,162,790    1.29%   112,970,054    1,999,751    1.77%
Federal Funds Sold & Interest bearing deposits   41,131,016    404,024    0.98%   75,734,060    103,309    0.14%   54,231,372    184,024    0.34%
Total earning assets  $628,390,466   $19,198,483    3.06%  $567,063,073   $17,551,111    3.10%  $480,504,789   $17,239,756    3.59%
                                              
Interest-bearing liabilities                                             
Interest-bearing transaction accounts  $269,510,451   $222,493    0.08%  $242,617,530   $88,364    0.04%  $208,940,724   $166,346    0.08%
Savings   65,816,763    40,488    0.06%   51,608,804    28,394    0.06%   40,770,588    39,826    0.10%
Time Deposits   18,443,811    38,812    0.21%   20,435,199    57,242    0.28%   20,964,940    99,242    0.47%
   $353,771,025   $301,793    0.09%  $314,661,533   $174,000    0.06%  $270,676,252   $305,414    0.11%
                                              
Net interest spread             2.97%             3.04%             3.48%
Net interest margin             3.01%             3.06%             3.52%
Net interest income       $18,896,690             $17,377,111             $16,934,342      
                                              

 

(1)The effect of forgone interest income as a result of non-accrual loans was not considered in the above analysis.

(2)Average balance includes non-accrual loans and mortgage loans to be sold.

 

18

 

 

INVESTMENT PORTFOLIO

 

The following tables summarize the carrying value of investment securities as of the indicated dates and the weighted-average yields of those securities at December 31, 2022. Weighted-average yields are determined based on the amortized cost and book yield of the individual investment securities comprising each investment security type and maturity classification.

 

  Amortized Cost     
   Within One Year   After One Year through Five Years   After Five Years through Ten Years   After Ten Years   Total   Estimated Fair Value 
(in thousands)                              
U.S. Treasury Notes  $25,341   $154,957   $—   $—   $180,298   $168,187 
Government-Sponsored Enterprises   4,998    20,000    42,387    —    67,385    57,075 
Municipal Securities   12,383    15,613    11,609    9,710    49,315    45,910 
Total  $42,722   $190,570   $53,996   $9,710   $296,998   $271,172 
                               
Weighted average yields                              
U.S. Treasury Notes   0.32%   1.11%   0.00%   0.00%          
Government-Sponsored Enterprises   0.52%   0.90%   1.23%   0.00%          
Municipal Securities   1.85%   1.62%   1.76%   2.05%          
Total   0.79%   1.13%   1.34%   2.05%   1.17%     

 

The following tables present the amortized cost and estimated fair value of investment securities for the past three years.

 

December 31, 2022  Amortized
Cost		   Estimated Fair
Value		 
(in thousands)          
U.S. Treasury Notes  $180,298   $168,187 
Government-Sponsored Enterprises   67,385    57,075 
Municipal Securities   49,315    45,910 
           
Total  $296,998   $271,172 

 

December 31, 2021  Amortized
Cost		   Estimated Fair
Value		 
(in thousands)          
U.S. Treasury Notes  $101,270   $100,062 
Government-Sponsored Enterprises   76,356    74,721 
Municipal Securities   37,422    37,564 
           
Total  $215,048   $212,347 

 

December 31, 2020  Amortized
Cost		   Estimated Fair
Value		 
(in thousands)          
U.S. Treasury Notes  $20,037   $20,411 
Government-Sponsored Enterprises   96,614    97,853 
Municipal Securities   16,055    16,556 
           
Total  $132,706   $134,820 

 

As of December 31, 2022, we had 25 U.S. Treasury Notes and 77 Municipal Securities with an unrealized loss of $12.1 million and $3.4 million, respectively. As of December 31, 2021, we had fifteen U.S. Treasury Notes and nineteen Municipal Securities with an unrealized loss of $1.3 million and $0.2 million, respectively. As of December 31, 2020, we had no U.S. Treasury Notes or Municipal Securities with an unrealized loss. As of December 31, 2022, we had 11 securities issued by Government-Sponsored Enterprises with an unrealized loss of $10.3 million compared to nine Government-Sponsored Enterprises with an unrealized loss of $1.9 million as of December 31, 2021. The unrealized losses on these securities are related to changes in the interest rate environment from the date of purchase. The contractual terms of these investments do not permit the issuer to settle the securities at a price less than the amortized cost of the investment. Therefore, these investments are not considered other-than-temporarily impaired. We have the ability to hold these investments until market price recovery or maturity.

 

The primary purpose of the investment portfolio is to fund loan demand, manage fluctuations in deposits and liquidity, satisfy pledging requirements and generate a favorable return on investment. In doing these things, our main objective is to adhere to sound investment practices. To that end, all purchases and sales of investment securities are made through reputable securities dealers that have been approved by the Board of Directors. The Board of Directors of the Bank reviews the entire investment portfolio at each regular monthly meeting, including any purchases, sales, calls, and maturities during the previous month. Furthermore, the Credit Department conducts a financial underwriting assessment of all municipal securities and their corresponding municipalities annually and management reviews the assessments.

 

LOAN PORTFOLIO COMPOSITION

 

We focus our lending activities on small and middle market businesses, professionals and individuals in our geographic market. At December 31, 2022, outstanding loans (including deferred loan fees of $159,434) totaled $331.0 million, which equaled 55.29% of total deposits and 50.66% of total assets.

 

19

 

 

The following table presents our loan portfolio, excluding both mortgage loans to be sold and deferred loan fees, as of December 31, 2022, compared to the prior four years.

 

(in thousands)  2022   2021   2020   2019   2018 
Commercial  $45,072   $45,804   $51,041   $52,848   $54,829 
Commercial real estate construction   17,524    12,054    14,814    12,491    7,304 
Commercial real estate other   172,897    165,719    146,188    143,824    143,703 
Consumer real estate   91,637    71,307    71,836    59,532    63,787 
Consumer other   3,852    3,769    4,481    5,378    5,040 
Paycheck protection program   —    7,979    32,443    —    — 
Total  $330,982   $306,632   $320,803   $274,073   $274,663 

  

During the year ended December 31, 2022, total loans increased $24.3 million. This is primarily due to growth in our consumer real estate and commercial real estate portfolios.

 

We had no foreign loans or loans to fund leveraged buyouts at any time during the years ended December 31, 2018 through December 31, 2022.

 

The following table presents the contractual terms to maturity for loans outstanding at December 31, 2022. Overdrafts are reported as due in one year or less. The table does not include an estimate of prepayments, which can significantly affect the average life of loans and may cause our actual principal experience to differ from that shown.

 

   Selected Loan Maturity as of December 31, 2022 
(in thousands)  One Year or Less   Over One Year
but Less Than 5
Years		  After 5 Years
Through 15
Years		   Over 15
Years		   Total 
Commercial  $17,634   $25,142   $2,296   $—   $45,072 
Commercial real estate construction   3,734    13,790    —    —    17,524 
Commercial real estate other   28,684    138,107    4,007    2,099    172,897 
Consumer real estate   10,747    9,967    31,704    39,219    91,637 
Consumer other   1,498    2,354    —    —    3,852 
Paycheck protection program   —    —    —    —    — 
Total  $62,297   $189,360   $38,007   $41,318   $330,982 
                          
Loans maturing after one year with:                         
Fixed interest rates                      $203,054 
Floating interest rates                       — 
Total                      $203,054 

 

IMPAIRED LOANS

 

A loan is impaired when it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement based on current information and events. All loans with a principal balance over $50,000 placed on non-accrual status are classified as impaired. However, not all impaired loans are on non-accrual status nor do they all represent a loss.

 

Impairment loss is measured by:

 

a.The present value of the future cash flow discounted at the loan’s effective interest rate, or

 

b.The fair value of the collateral if the loan is collateral dependent.

 

The following is a schedule of our impaired loans and non-accrual loans as of December 31, 2018 through 2022.

 

   2022   2021   2020   2019   2018 
Nonaccrual loans  $631,453   $814,614   $1,155,930   $1,666,301   $823,534 
Impaired loans  $2,766,060   $3,406,508   $7,805,600   $4,776,928   $4,278,347 

 

Beginning in March 2020, the Bank provided payment accommodations to customers, consisting of 60-day principal deferral to borrowers negatively impacted by COVID-19. During 2020, the Bank processed approximately $0.7 million in principal deferments to 84 customers, with an aggregate loan balance of $29.7 million. The Bank did not process any principal deferments during the years ended December 31, 2022 and 2021. The principal deferments represented 0.24% of our total loan portfolio as of December 31, 2020.

 

20

 

 

TROUBLED DEBT RESTRUCTURINGS

 

According to GAAP, we are required to account for certain loan modifications or restructurings as a troubled debt restructuring (“TDR”), when appropriate. In general, the modification or restructuring of a debt is considered a TDR if we, for economic or legal reasons related to a borrower’s financial difficulties, grant a concession to the borrower that we would not otherwise consider. Three factors must always be present:

 

1.An existing credit must formally be renewed, extended, or modified,

2.The borrower is experiencing financial difficulties, and

3.We grant a concession that we would not otherwise consider.

 

The following is a schedule of our TDR’s including the number of loans represented. 

                      
    2022   2021   2020   2019   2018 
Number of TDRs    5    5    14    3    — 
Amount of TDRs   $971,150   $1,039,909   $5,803,163   $573,473   $— 

 

The Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 310-20-35-9 allows a loan to be removed from TDR status if the terms of the loan reflect current market rates and the loan has been performing under modified terms for an extended period of time or under certain other circumstances.

 

Nine TDRs with a balance of $4.7 million at December 31, 2020 were removed from TDR status during the year ended December 31, 2021. Five TDRs with a balance of $3.8 million were removed from TDR status due to improvement in financial condition and sustained performance under the restructured terms, two TDRs with a balance of $0.5 million were paid off, and two TDRs with a balance of $0.4 million were paid off through refinancing into new loans at market terms. One TDR with a balance of $33,300 at December 31, 2017 was removed from TDR status during the year ended December 31, 2018 since, at the most recent renewal, the loan was amortized at market rate and no concessions were granted. We do not know of any potential problem loans which will not meet their contractual obligations that are not otherwise discussed herein.

 

Regulatory agencies, as set forth in the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (initially issued on March 22, 2020 and revised on April 7, 2020), have encouraged financial institutions to work prudently with borrowers who are or may be unable to meet their contractual payment obligations because of the effects of COVID-19. In this statement, the regulatory agencies expressed their view of loan modification programs as positive actions that may mitigate adverse effects on borrowers due to COVID-19 and that the agencies will not criticize institutions for working with borrowers in a safe and sound manner. Moreover, the revised statement provides that eligible loan modifications related to COVID-19 may be accounted for under section 4013 of the CARES Act or in accordance with ASC 310-40. Under Section 4013 of the CARES Act, banks may elect not to categorize loan modifications as TDRs if the modifications are related to COVID-19, executed on a loan that was not more than 30 days past due as of December 31, 2019, and executed between March 1, 2020 and the earlier of December 31, 2020 or 60 days after the date of termination of the National Emergency. All short- term loan modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not considered TDRs. Beginning in March 2020, the Bank provided payment accommodations to customers, consisting of 60-day principal deferral to borrowers negatively impacted by COVID-19. The Bank has examined the payment accommodations granted to borrowers in response to COVID-19 and classified 9 loans, with an aggregate loan balance of $4.0 million, that were granted payment accommodations as TDRs given the continued financial difficulty of the customer, associated industry risk, and multiple deferral requests. As of December 31, 2021, 4 of the TDRs were removed from TDR status due to improvement in financial condition and sustained performance under the restructured terms, 2 TDRs were paid off through refinancing into new loans at market terms, and 1 TDR was paid off. Two loans with a balance of $0.5 million remained in TDR status as of December 31, 2021. An additional loan was removed from TDR status during 2022. The remaining loan with a balance of $0.1 million is paying as agreed as of December 31, 2022. The Bank will continue to examine payment accommodations as requested by the borrowers.

 

ALLOWANCE FOR LOAN LOSSES

 

The allowance for loan losses represents our estimate of probable losses inherent in our loan portfolio. The adequacy of the allowance for loan losses (the “allowance”) is reviewed by the Loan Committee and by the Board of Directors on a quarterly basis. For purposes of this analysis, adequacy is defined as a level sufficient to absorb estimated losses in the loan portfolio as of the balance sheet date presented. To remain consistent with GAAP, the methodology employed for this analysis has been modified over the years to reflect the economic environment and new accounting pronouncements. The Credit Department reviews this calculation on a quarterly basis. In addition, an independent third party validates the allowance calculation on a periodic basis. The methodology is based on a reserve model that is comprised of the three components listed below:

 

1)Specific reserve analysis for impaired loans based on FASB ASC 310-10-35, Receivables - Overall

2)General reserve analysis applying historical loss rates based on FASB ASC 450-20, Contingencies: Loss Contingencies

3)Qualitative or environmental factors.

 

Loans greater than $50,000 are reviewed for impairment on a quarterly basis if any of the following criteria are met:

 

1)The loan is on non-accrual

2)The loan is a troubled debt restructuring

3)The loan is over 60 days past due

4)The loan is rated substandard, doubtful, or loss

5)Excessive principal extensions are executed

6)If we are provided information that indicates we will not collect all principal and interest as scheduled

 

Impairment is measured by the present value of the future cash flow discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An impaired loan may not represent an expected loss.

 

21

 

 

A general reserve analysis is performed on all loans, excluding impaired loans. This analysis includes a pool of loans that are reviewed for impairment but are not found to be impaired. Loans are segregated into similar risk groups and a historical loss ratio is determined for each group over a five-year period. The five-year average loss ratio by loan type is then used to calculate the estimated loss based on the current balance of each group.

 

Qualitative and environmental loss factors are also applied against the portfolio, excluding impaired loans. These factors include external risk factors that we believe are representative of our overall lending environment. We believe that the following factors create a more comprehensive loss projection, which we can use to monitor the quality of the loan portfolio.

 

1)Portfolio risk

a)Levels and trends in delinquencies and impaired loans and changes in loan rating matrix

b)Trends in volume and terms of loans

c)Over-margined real estate lending risk

2)National and local economic trends and conditions

3)Effects of changes in risk selection and underwriting practices

4)Experience, ability and depth of lending management staff

5)Industry conditions

6)Effects of changes in credit concentrations

a)Loan concentration

b)Geographic concentration

c)Regulatory concentration

7)Loan and credit administration risk

a)Collateral documentation

b)Insurance risk

c)Maintenance of financial information risk

 

Portfolio Risk 

Portfolio risk includes the levels and trends in delinquencies, impaired loans and changes in the loan rating matrix, trends in volume and terms of loans, and over- margined real estate lending. We are satisfied with the stability of the past due and non-performing loans and believe there has been no decline in the quality of our loan portfolio due to any trend in delinquent or adversely classified loans. Sizable unsecured principal balances on a non-amortizing basis are monitored. Although the vast majority of our real estate loans are underwritten on a cash flow basis, the secondary source of repayment is typically tied to our ability to realize the conversion of the collateral to cash. Accordingly, we closely monitor loan to value ratios. The maximum collateral advance rate is 80% on all real estate transactions, with the exception of raw land at 65% and land development at 70%.

 

Occasionally, we extend credit beyond our normal collateral advance margins in real estate lending. We refer to these loans as over-margined real estate loans. These loans are monitored and the balances reported to the Board of Directors every quarter. An excessive level of this practice (as a percentage of capital) could result in additional regulatory scrutiny, competitive disadvantages and potential losses if forced to convert the collateral. The consideration of over-margined real estate loans directly relates to the capacity of the borrower to repay. We often request additional collateral to bring the loan to value ratio within the policy objectives and require a strong secondary source of repayment.

 

Although significantly under our policy threshold of 100% of capital (currently approximately $38.8 million), the amount of over-margined real estate loans currently totals approximately $2.9 million or approximately 0.88% of our loan portfolio at December 31, 2022 compared to $1.5 million or approximately 0.48% of the loan portfolio at December 31, 2021.

 

A credit rating matrix is used to rate all extensions of credit and to provide a more specific picture of the risk each loan poses to the quality of the loan portfolio. There are eight possible ratings used to determine the quality of each loan based on the following characteristics: cash flow, collateral quality, guarantor strength, financial condition, management quality, operating performance, the relevancy of the financial statements, historical loan performance, debt coverage ratio, and the borrower’s leverage position. The matrix is designed to meet our standards and expectations of loan quality. It is based on experience with similarly graded loans, industry best practices, and regulatory guidance. Our loan portfolio is graded in its entirety, with the exception of PPP loans. Because PPP loans were 100% guaranteed by the SBA and did not undergo the Bank’s typical underwriting process, they were not graded. There were no PPP loans outstanding at December 31, 2022.

 

National and local economic trends and conditions 

National and local economic trends and conditions are constantly changing and both positively and negatively impact borrowers. Most macroeconomic conditions are not controllable by us and are incorporated into the qualitative risk factors. Natural and environmental disasters, including the rise of sea levels, political uncertainty, increasing levels of consumer price inflation, supply-chain disruptions and international instability are a few of the trends and conditions that are currently affecting the national and local economies. Additionally, the national and local economy has been affected by COVID-19 during the years ended December 31, 2022 and 2021. These changes have impacted borrowers’ ability, in many cases, to repay loans in a timely manner. On occasion, a loan’s primary source of repayment (i.e. personal income, cash flow, or lease income) may be eroded as a result of unemployment, lack of revenues, or the inability of a tenant to make rent payments.

 

Effects of changes in risk selection and underwriting practices 

The quality of our loan portfolio is contingent upon our risk selection and underwriting practices. All new loans (except for mortgage loans in the process of being sold to investors and loans secured by properly margined negotiable securities traded on an established market or other cash collateral) with exposure over $300,000 are reviewed by the Loan Committee on a monthly basis. The Board of Directors review credits over $750,000 monthly. Annual credit analyses are conducted on credits over $500,000 upon the receipt of updated financial information. Prior to extensions of credit, significant loan opportunities go through sound credit underwriting. Our Credit Department conducts a detailed cash flow analysis on each proposal using the most current financial information.

22

 

 

Experience, ability and depth of lending management staff 

We have over 300 combined years of lending experience among our lending staff. We are aware of the many challenges currently facing the banking industry. As other banks look to increase earnings in the short term, we will continue to emphasize the need to maintain safe and sound lending practices and core deposit growth managed with a long-term perspective.

 

Industry conditions 

There continues to be an influx of new banks and consolidation of existing banks in our geographic area, which creates pricing competition. We believe that our borrowing base is well established and therefore unsound price competition is not necessary.

 

Effects of changes in credit concentrations 

The risks associated with the effects of changes in credit concentration include loan, geographic and regulatory concentrations. As of December 31, 2022, two Standard Industrial Code groups, activities related to real estate and redi-mix concrete, comprised more than 2% of our total loans outstanding.

 

Effects of changes in geographic concentrations 

We are located along the east coast of the United States and on an earthquake fault line, increasing the chances that a natural disaster may impact our borrowers and us. We have a Disaster Recovery Plan in place; however, the amount of time it would take for our customers to return to normal operations is unknown. Our plan is reviewed and tested annually.

 

Loan and credit administration risk 

Loan and credit administration risk includes collateral documentation, insurance risk and maintaining financial information risk.

 

The majority of our loan portfolio is collateralized with a variety of our borrowers’ assets. The execution and monitoring of the documentation to properly secure the loan is the responsibility of our lenders and loan department. We require insurance coverage naming us as the mortgagee or loss payee. Although insurance risk is also considered collateral documentation risk, the actual coverage, amounts of coverage and increased deductibles are important to management.

 

Financial Information Risk includes a function of time during which the borrower’s financial condition may change; therefore, keeping financial information up to date is important to us. Our policy requires all new loans (with a credit exposure of $10,000 or more), regardless of the customer’s history with us, to have updated financial information. In addition, we monitor appraisals closely as real estate values are appreciating.

 

Based on our analysis of the adequacy of the allowance for loan loss model, we recorded a reduction in the allowance for loan loss of $0.1 million for the year ended December 31, 2022 compared to a provision for loan loss of $0.1 million for the year ended December 31, 2021. At December 31, 2022, the five-year average loss ratios were: 0.19% Commercial, 0.00% Commercial Real Estate Construction, -0.02% Commercial Real Estate Other, -0.03% Consumer Real Estate, and 0.46% Consumer Other.

 

With regard to jumbo loans, we obtain peer data for use to calculate historical loss ratios. At December 31, 2022, the 5-year average loss for the jumbo loan portfolio was 0.01%.

 

During the year ended December 31, 2022, charge-offs of $42,644 and recoveries of $31,878 were recorded to the allowance for loan losses, resulting in an allowance for loan losses of $4.3 million or 1.30% of total loans at December 31, 2022. During the year ended December 31, 2021, charge-offs of $20,990 and recoveries of $0.1 million were recorded to the allowance for loan losses, resulting in an allowance for loan losses of $4.4 million or 1.43% of total loans at December 31, 2021. During the year ended December 31, 2020, charge-offs of $0.3 million and recoveries of $0.2 million were recorded to the allowance for loan losses, resulting in an allowance for loan losses of $4.2 million or 1.30% of total loans at December 31, 2020. We believe loss exposure in the portfolio is identified, reserved against, and closely monitored to ensure that economic changes are promptly addressed in the analysis of reserve adequacy.

 

The accrual of interest is generally discontinued on loans which become 90 days past due as to principal or interest. The accrual of interest on some loans may continue even though they are 90 days past due if the loans are well secured or in the process of collection and we deem it appropriate. If non-accrual loans decrease their past due status to less than 30 days for a period of six to nine months, they are reviewed individually to determine if they should be returned to accrual status. At December 31, 2022 and 2021, there were no loans over 90 days past due still accruing interest.

 

23

 

 

The following table represents a summary of loan loss experience for the past five years.

 

   2022   2021   2020   2019   2018 
(in thousands)                         
Balance of the allowance of loan losses at the
beginning of the period		  $4,377   $4,186   $4,004   $4,214   $3,875 
                          
Charge-offs                         
Commercial   (41)   —    (172)   (399)   (31)
Commercial Real Estate Construction   —    —    —    —    — 
Commercial Real Estate Other   —    —    —    —    — 
Consumer Real Estate   (2)   —    —    —    — 
Consumer Other   —    (11)   (116)   (8)   (85)
Paycheck Protection Program   (0)   (10)   (2)   —    — 
Total charge-offs   (43)   (21)   (290)   (407)   (116)
                          
Recoveries                         
Commercial   1    21    89    12    14 
Commercial Real Estate Construction   —    —    —    —    — 
Commercial Real Estate Other   18    —    100    —    57 
Consumer Real Estate   —    48    —    —    45 
Consumer Other   12    22    43    5    14 
Paycheck Protection Program   1    1    —    —    — 
Total recoveries   32    92    232    17    130 
Net (charge-offs) recoveries   (11)   71    (58)   (390)   14 
                          
Provision charged to operations   (75)   120    240    180    325 
                          
Balance of the allowance for loan losses at the
end of the period
 		 $4,291   $4,377   $4,186   $4,004   $4,214 

 

24

 

 

We believe the allowance for loan losses at December 31, 2022 is adequate to cover estimated losses in the loan portfolio; however, assessing the adequacy of the allowance is a process that requires considerable judgment. Our judgments are based on numerous assumptions about current events that we believe to be reasonable, but may or may not be valid. Thus, there can be no assurance that loan losses in future periods will not exceed the current allowance amount or that future increases in the allowance will not be required. No assurance can be given that our ongoing evaluation of the loan portfolio in light of changing economic conditions and other relevant circumstances will not require significant future additions to the allowance, thus adversely affecting our operating results.

 

The following table presents a breakdown of the allowance for loan losses for the past five years.

 

   2022   2021   2020   2019   2018 
   $   %(1)   $   %(1)   $   %(1)   $   %(1)   $   %(1) 
(in thousands)                                                  
Commercial  $736    14%  $796    15%  $1,030    16%  $1,430    19%  $1,665    20%
Commercial Real Estate Construction   231    5%   175    4%   199    5%   109    5%   64    3%
Commercial Real Estate Other   2,216    52%   2,376    54%   1,909    46%   1,271    52%   1,292    52%
Consumer Real Estate   1,015    28%   925    23%   925    22%   496    22%   387    23%
Consumer Other   94    1%   105    1%   123    1%   698    2%   806    2%
Paycheck Protection Program   —    —%   —    3%   —    10%   —    —%   —    —%
Total  $4,291    100%  $4,377    100%  $4,186    100%  $4,004    100%  $4,214    100%

 

(1)Loan category as a percentage of total loans.

 

The allowance is also subject to examination testing by regulatory agencies, which may consider such factors as the methodology used to determine adequacy and the size of the allowance relative to that of peer institutions and other adequacy tests. In addition, such regulatory agencies could require us to adjust our allowance based on information available to them at the time of their examination.

 

The methodology used to determine the reserve for unfunded lending commitments, which is included in other liabilities, is inherently similar to the methodology used to determine the allowance for loan losses described above, adjusted for factors specific to binding commitments, including the probability of funding and historical loss ratio. During the years ended December 31, 2022 and 2021, no provisions were recorded. The balance for the reserve for unfunded lending commitments was $44,912 as of December 31, 2022 and 2021.

 

NONPERFORMING ASSETS

 

Nonperforming assets include other real estate owned (“OREO”), nonaccrual loans and loans past due 90 days or more and still accruing interest. The following table summarizes nonperforming assets for the five years ended December 31:

 

Nonperforming Assets                    
(in thousands)  2022   2021   2020   2019   2018 
Nonaccrual loans  $631   $815   $1,156   $1,666   $824 
Loans past due 90 days or more and still accruing interest   —    —    —    —    — 
Total nonperforming loans   631    815    1,156    1,666    824 
Other real estate owned   —    —    —    —    — 
Total nonperforming assets  $631   $815   $1,156   $1,666   $824 
                          
Allowance for loan losses to nonaccrual loans   679.60%   537.36%   362.11%   240.34%   511.41%
Nonaccrual loans to total loans   0.19%   0.27%   0.36%   0.61%   0.30%
Nonperforming loans to total loans   0.19%   0.27%   0.36%   0.61%   0.30%
Nonperforming assets to total assets   0.10%   0.12%   0.22%   0.37%   0.19%

 

25

 

 

DEPOSITS

 

The following table shows the contractual maturities of time deposits in denominations of $100,000 or more at December 31, 2022 and the amount of time deposits in excess of FDIC insurance limits.

 

   One Day   Less than three months   Three months to less than
six months		   Six months to
less than one
year		   One year to
less than
five years		   Five
years or
more		   Total 
(in thousands)                                   
CD’s and other time deposits less than $100,000  $—   $1,875   $1,158   $1,486   $1,130   $—   $5,649 
CD’s and other time deposits $100,000 and over   —    4,065    1,660    4,574    622    —    10,921 
Total  $—   $5,940   $2,818   $6,060   $1,752   $—   $16,570 
                                    
CD’s and other time deposits in excess of FDIC insurance limit  $—   $838   $299   $917   $—   $—    2,054 

 

Certificates of Deposit $100,000 and over decreased $4.3 million or 28.3% to $10.9 million as of December 31, 2022 from $15.2 million as of December 31, 2021. The higher balance in 2021 for these demand deposits was temporary in nature.

 

The following table presents average deposits by category.

 

   2022   2021   2020 
(in thousands)   Average Balance   Average Rate
Paid		   Average Balance   Average
Rate Paid		   Average
Balance		   Average
Rate
Paid		 
Non-interest-bearing demand  $243,110    N/A   $205,238    N/A   $163,394    N/A 
Interest-bearing transaction accounts   269,510    0.08%   242,618    0.04%   208,941    0.08%
Savings   65,817    0.06%   51,609    0.06%   40,771    0.10%
Time deposits   18,444    0.21%   20,435    0.28%   20,965    0.47%
   $596,881        $519,900        $434,071      

 

Deposits decreased $10.5 million or 1.73% to $598.7 million as of December 31, 2022, from $609.2 million as of December 31, 2021. Non-interest bearing deposits decreased $32.7 million to $223.1 million as of December 31, 2022. The higher balance in 2021 for these demand deposits was temporary in nature.

 

We fund growth through core deposits. We do not have, nor do we rely on, Brokered Deposits or Internet Deposits.

 

SHORT-TERM BORROWINGS

 

At December 31, 2022 and 2021, we had no outstanding federal funds purchased. We have a Borrower-In-Custody arrangement with the Federal Reserve. This arrangement permits the Company to retain possession of loans pledged as collateral to secure advances from the Federal Reserve Discount Window. Under this agreement, we may borrow up to $78.3 million. We established this arrangement as an additional source of liquidity.

 

At December 31, 2022 and 2021, the Bank had unused short-term lines of credit totaling approximately $41 million (which are withdrawable at the lender’s option).

 

OFF-BALANCE SHEET ARRANGEMENTS

 

In the normal course of operations, we engage in a variety of financial transactions that, in accordance with GAAP, are not recorded in the financial statements, or are recorded in amounts that differ from the notional amounts. These transactions involve, to varying degrees, elements of credit, interest rate, and liquidity risk. We use such transactions for general corporate purposes or customer needs. General corporate purpose transactions are used to help manage credit, interest rate and liquidity risk or to optimize capital. Customer transactions are used to manage customer requests for funding.

 

Our off-balance sheet arrangements consist principally of commitments to extend credit described below. We estimate probable losses related to binding unfunded lending commitments and record a reserve for unfunded lending commitments in other liabilities on the consolidated balance sheet. At December 31, 2022 and 2021, the balance of this reserve was $44,912. At December 31, 2022 and 2021, we had no interests in non-consolidated special purpose entities.

 

Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained if deemed necessary by the Company upon extension of credit is based on our credit evaluation of the borrower. Collateral held varies but may include accounts receivable, negotiable instruments, inventory, property, plant and equipment, and real estate. Commitments to extend credit, including unused lines of credit, amounted to $145.4 million and $117.5 million as of December 31, 2022 and 2021, respectively.

 

26

 

 

Standby letters of credit represent our obligation to a third-party contingent upon the failure of our customer to perform under the terms of an underlying contract with the third party or obligates us to guarantee or stand as surety for the benefit of the third party. The underlying contract may entail either financial or nonfinancial obligations and may involve such things as the shipment of goods, performance of a contract, or repayment of an obligation. Under the terms of a standby letter, generally drafts will be drawn only when the underlying event fails to occur as intended. We can seek recovery of the amounts paid from the borrower. Commitments under standby letters of credit are usually for one year or less. The maximum potential amount of undiscounted future payments related to standby letters of credit at December 31, 2022 and 2021 was $2.5 million and $0.6 million, respectively.

 

We originate certain fixed rate residential loans and commit these loans for sale. The commitments to originate fixed rate residential loans and the sales commitments are freestanding derivative instruments. We had forward sales commitments, totaling $0.9 million at December 31, 2022, to sell loans held for sale of $0.9 million, compared to forward sales commitments of $2.8 million at December 31, 2021, to sell loans held for sale of $2.8 million. The fair value of these commitments was not significant at December 31, 2022 or 2021. We had no embedded derivative instruments requiring separate accounting treatment.

 

Once we sell certain fixed rate residential loans, the loans are no longer reportable on our balance sheet. With most of these sales, we have an obligation to repurchase the loan in the event of a default of principal or interest on the loan. This recourse period ranges from three to nine months. Misrepresentation or fraud carries unlimited time for recourse. The unpaid principal balance of loans sold with recourse was $8.9 million at December 31, 2022 and $30.8 million at December 31, 2021. For the years ended December 31, 2022 and December 31, 2021, there were two loans and one loan repurchased, respectively.

 

EFFECT OF INFLATION AND CHANGING PRICES

 

The consolidated financial statements have been prepared in accordance with GAAP, which require the measurement of financial position and results of operations in terms of historical dollars without consideration of changes in the relative purchasing power over time due to inflation.

 

Unlike most other industries, the assets and liabilities of financial institutions like the Company are primarily monetary in nature. As a result, interest rates generally have a more significant impact on our performance than the effects of general levels of inflation and changes in prices. In addition, interest rates do not necessarily move in the same direction or in the same magnitude as the prices of goods and services. We strive to manage the relationship between interest rate sensitive assets and liabilities in order to protect against wide interest rate fluctuations, including those resulting from inflation.

 

CAPITAL RESOURCES

 

Our capital needs have been met to date through the $10.6 million in capital raised in our initial offering, the retention of earnings less dividends paid and the exercise of options to purchase stock. Total shareholders’ equity at December 31, 2022 was $38.8 million. The rate of asset growth since our inception has not negatively impacted our capital base.

 

On July 2, 2013, the Federal Reserve Board approved the final rules implementing the Basel Committee on Banking Supervision’s (“BCBS”) capital guidelines for U.S. banks (“Basel III”). Following the actions by the Federal Reserve, the FDIC also approved regulatory capital requirements on July 9, 2013. The FDIC’s rule is identical in substance to the final rules issued by the Federal Reserve Bank.

 

The purpose of Basel III is to improve the quality and increase the quantity of capital for all banking organizations. The minimum requirements for the quantity and quality of capital were increased. The rule includes a new common equity Tier 1 capital to risk-weighted assets ratio of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets. The rule also raised the minimum ratio of Tier 1 capital to risk-weighted assets from 4% to 6% and requires a minimum leverage ratio of 4%. In addition, the rule implemented a strict eligibility criteria for regulatory capital instruments and improved the methodology for calculating risk-weighted assets to enhance risk sensitivity.

 

On November 4, 2019, the federal banking agencies jointly issued a final rule on an optional, simplified measure of capital adequacy for qualifying community banking organizations called the community bank leverage ratio (“CBLR”) framework effective on January 1, 2020. A qualifying community banking organization is defined as having less than $10 billion in total consolidated assets, a leverage ratio greater than 9%, off-balance sheet exposures of 25% or less of total consolidated assets, and trading assets and liabilities of 5% or less of total consolidated assets. Additionally, the qualifying community banking institution must be a non-advanced approaches FDIC supervised institution. The final rule adopts Tier 1 capital and existing leverage ratio into the CBLR framework. The Bank adopted this rule as of September 30, 2020 and is no longer subject to other capital and leverage requirements. A CBLR bank meeting qualifying criterion is deemed to have met the “well capitalized” ratio requirements and be in compliance with the generally applicable capital rule. The Bank’s CBLR as of December 31, 2022 was 9.03%. As of December 31, 2022, the Company and the Bank were categorized as “well capitalized.” We believe, as of December 31, 2022, that the Company and the Bank meet all capital adequacy requirements to which we are subject.

 

There are no current conditions or events that we are aware of that would change the Company’s or the Bank’s capital adequacy category.

 

Please see “Notes to Consolidated Financial Statements” for additional information regarding the Company’s and the Bank’s capital ratios at December 31, 2022.

 

Item 7A.Quantitative and Qualitative Disclosures About Market Risk

 

As a smaller reporting company, the Company is not required to provide the information required by this item.

 

See the Market Risk section in “Management’s Discussion and Analysis of Financial Condition and Results of Operations” included in Item 7 of this report for a discussion of certain market risks we face, including interest rate risk.

 

27

 

Item 8.Financial Statements and Supplementary Data

 

 

Report of Independent Registered Public Accounting Firm

 

To the Shareholders and the Board of Directors of Bank of South Carolina Corporation:

 

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Bank of South Carolina Corporation (the “Company”) as of December 31, 2022 and 2021 and the related consolidated statements of income, comprehensive income, shareholders' equity and cash flows for the years then ended, and the related notes to the consolidated financial statements and schedules (collectively, the financial statements). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2022 and 2021, and the results of its operations and its cash flows for the years then ended, in conformity with accounting principles generally accepted in the United States of America.

 

Basis for Opinion

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Company in accordance with U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. As part of our audits we are required to obtain an understanding of internal control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion.

 

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

 

Critical Audit Matters

The critical audit matters communicated below are matters arising from the current period audit of the financial statements that were communicated or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, subjective or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or disclosures to which they relate.

 

Allowance for Loan Losses

As described in Note 4 to the Company’s financial statements, the Company has a gross loan portfolio of approximately $331.0 million and related allowance for loan losses of approximately $4.3 million as of December 31, 2022. As described by the Company in Note 1, the evaluation of the allowance for loan losses is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance for loan losses is evaluated on a regular basis and is based upon the Company’s review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions.

 

We identified the Company’s estimate of the allowance for loan losses as a critical audit matter. The principal considerations for our determination of the allowance for loan losses as a critical audit matter related to the high degree of subjectivity in the Company’s judgments in determining the qualitative factors. Auditing these complex judgments and assumptions by the Company involves especially challenging auditor judgment due to the nature and extent of audit evidence and effort required to address these matters, including the extent of specialized skill or knowledge needed.

 

The primary procedures we performed to address this critical audit matter included the following:

 

·We evaluated the relevance and the reasonableness of assumptions related to evaluation of the loan portfolio, current economic conditions, and other risk factors used in development of the qualitative factors for collectively evaluated loans.
·We validated the completeness and accuracy of the underlying data used to develop the factors.
·We validated the mathematical accuracy of the calculation.
·We evaluated the reasonableness of assumptions and data used by the Company in developing the qualitative factors by comparing these data points to internally developed and third-party sources, as well as other audit evidence gathered.
·Analytical procedures were performed to evaluate the directional consistency of changes that occurred in the allowance for loan losses for loans collectively evaluated for impairment.

 

 

We have served as the Company’s auditor since 2006.

 

 

Charleston, South Carolina

March 2, 2023

 

28

 

BANK OF SOUTH CAROLINA CORPORATION AND SUBSIDIARY

CONSOLIDATED BALANCE SHEETS

 

   December 31,   December 31, 
   2022   2021 
ASSETS          
Cash and due from banks  $14,772,564   $11,140,559 
Interest-bearing deposits at the Federal Reserve   12,999,135    128,971,429 

Investment securities available for sale (amortized cost of $296,998,150 and $215,047,451 in

 2021 and 2020, respectively)

   271,172,226    212,347,489 
Mortgage loans to be sold   866,594    2,774,388 
Loans   330,981,782    306,632,229 
  Less: Allowance for loan losses   (4,291,221)   (4,376,987)
Net loans   326,690,561    302,255,242 
Premises, equipment and leasehold improvements, net   3,988,607    3,782,936 
Right of use asset   13,433,692    14,041,843 
Accrued interest receivable   2,145,522    1,404,227 
Other assets   7,276,708    2,502,533 
           
Total assets  $653,345,609   $679,220,646 
           
LIABILITIES AND SHAREHOLDERS’ EQUITY          
Liabilities          
  Deposits:          
     Non-interest bearing demand  $223,117,903   $255,783,644 
     Interest bearing demand   195,143,514    165,335,038 
     Money market accounts   100,014,125    98,113,942 
     Time deposits $250,000 and over   5,303,509    7,417,864 
     Other time deposits   11,266,099    13,870,356 
     Other savings deposits   63,825,108    68,670,732 
Total deposits   598,670,258    609,191,576 
           
Accrued interest payable and other liabilities   2,430,272    2,069,594 
Lease liability   13,433,692    14,041,843 
Total liabilities   614,534,222    625,303,013 
Commitments and contingencies in Note 11          
Shareholders’ equity          
Common stock - no par 12,000,000 shares authorized; Issued 5,852,325 and 5,841,240 shares at December 31, 2022 and December 31, 2021, respectively. Shares outstanding 5,552,351 and 5,541,266 at December 31, 2022 and December 31, 2021, respectively.          
Additional paid in capital   48,028,689    47,745,285 
Retained earnings   14,002,571    11,122,710 
Treasury stock: 299,974 shares as of December 31, 2022 and 2021   (2,817,392)   (2,817,392)
Accumulated other comprehensive loss, net of income taxes   (20,402,481)   (2,132,970)
Total shareholders’ equity   38,811,387    53,917,633 
           
Total liabilities and shareholders’ equity  $653,345,609   $679,220,646 

 

See accompanying notes to consolidated financial statements.

 

29

 

 

BANK OF SOUTH CAROLINA CORPORATION AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF INCOME

 

             
   Years Ended December 31, 
   2022   2021   2020 
Interest and fee income               
Loans, including fees  $15,677,601   $15,285,012   $15,055,981 
Taxable securities   2,531,951    1,849,347    1,628,753 
Tax-exempt securities   584,907    313,443    370,998 
Other   404,024    103,309    184,024 
Total interest and fee income   19,198,483    17,551,111    17,239,756 
                
Interest expense               
Deposits   301,793    174,000    305,414 
Total interest expense   301,793    174,000    305,414 
                
Net interest income   18,896,690    17,377,111    16,934,342 
Provision for loan losses   (75,000)   120,000    240,000 
Net interest income after provision for loan losses   18,971,690    17,257,111    16,694,342 
                
Other income               
Service charges and fees   1,290,665    1,254,699    1,094,985 
Mortgage banking income   667,257    2,314,106    2,267,406 
Gain on sales of securities, net   64,782    266,944    10,002 
Other non-interest income   42,158    32,482    32,508 
Total other income   2,064,862    3,868,231    3,404,901 
                
Other expense               
Salaries and employee benefits   7,547,306    7,437,787    7,219,005 
Net occupancy expense   2,514,904    2,428,082    2,216,727 
Data processing fees   562,228    622,536    646,590 
Professional expenses   448,248    395,115    345,126 
Other operating expenses   1,331,354    1,425,454    1,245,485 
Total other expense   12,404,040    12,308,974    11,672,933 
                
Income before income tax expense   8,632,512    8,816,368    8,426,310 
Income tax expense   1,977,372    2,071,503    1,965,679 
                
Net income  $6,655,140   $6,744,865   $6,460,631 
                
Weighted average shares outstanding               
Basic   5,550,078    5,531,518    5,526,948 
Diluted   5,644,698    5,680,482    5,678,543 
                
Basic income per common share  $1.20   $1.22   $1.17 
Diluted income per common share  $1.18   $1.19   $1.14 

 

See accompanying notes to consolidated financial statements.

 

30

 

BANK OF SOUTH CAROLINA CORPORATION AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

 

             
   Years Ended December 31, 
   2022   2021   2020 
Net income  $6,655,140   $6,744,865   $6,460,631 
Other comprehensive (loss) income               
Unrealized (loss) gain on securities arising during the period   (23,061,180)   (4,546,773)   1,512,600 
Reclassification adjustment for securities gains realized in net income   (64,782)   (266,944)   (10,002)
Other comprehensive (loss) income before tax   (23,125,962)   (4,813,717)   1,502,598 
Income tax effect related to items of other comprehensive (loss) income before tax   4,856,451    1,010,881    (315,546)
Other comprehensive (loss) income after tax   (18,269,511)   (3,802,836)   1,187,052 
Total comprehensive (loss) income  $(11,614,371)  $2,942,029   $7,647,683 

 

See accompanying notes to consolidated financial statements.

 

31

 

 

BANK OF SOUTH CAROLINA CORPORATION AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY

YEARS ENDED DECEMBER 31, 2022, 2021 AND 2020

 

   Shares Outstanding   Additional Paid
in Capital		   Retained Earnings   Treasury Stock   Accumulated
Other
Comprehensive
Income (Loss)		   Total 
December 31, 2019   5,530,001   $47,131,034   $5,879,409   $(2,325,225)  $482,814   $51,168,032 
                               
Net income   —    —    6,460,631    —    —    6,460,631 
Other comprehensive gain   —    —    —    —    1,187,052    1,187,052 
Stock option exercises, net of surrenders   15,535    180,849    —    (63,805)   —    117,044 
Stock-based compensation expense   —    92,986    —    —    —    92,986 
Repurchase of common shares   (25,067)   —    —    (398,868)        (398,868)
Cash dividends ($0.66 per common share)   —    —    (3,646,521)   —    —    (3,646,521)
December 31, 2020   5,520,469   $47,404,869   $8,693,519   $(2,787,898)  $1,669,866   $54,980,356 
                               
Net income   —    —    6,744,865    —    —    6,744,865 
Other comprehensive loss   —    —    —    —    (3,802,836)   (3,802,836)
Stock option exercises, net of surrenders   20,797    237,383    —    (29,494)   —    207,889 
Stock-based compensation expense   —    103,033    —    —    —    103,033 
Cash dividends ($0.78 per common share)   —    —    (4,315,674)   —    —    (4,315,674)
December 31, 2021   5,541,266   $47,745,285   $11,122,710   $(2,817,392)  $(2,132,970)  $53,917,633 
                               
Net income   —    —    6,655,140    —    —    6,655,140 
Other comprehensive loss   —    —    —    —    (18,269,511)   (18,269,511)
Stock option exercises, net of surrenders   11,085    161,731    —    —    —    161,731 
Stock-based compensation expense   —    121,673    —    —    —    121,673 
Cash dividends ($0.68 per common share)   —    —    (3,775,279)   —    —    (3,775,279)
December 31, 2022   5,552,351   $48,028,689   $14,002,571   $(2,817,392)  $(20,402,481)  $38,811,387 

 

See accompanying notes to consolidated financial statements.

 

32

 

BANK OF SOUTH CAROLINA CORPORATION AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF CASH FLOWS

             
   Years Ended December 31, 
   2022   2021   2020 
Cash flows from operating activities:               
Net income  $6,655,140   $6,744,865   $6,460,631 
Adjustments to reconcile net income to net cash provided by operating activities:               
Depreciation expense   359,251    412,866    421,040 
Gain on sale of investment securities   (64,782)   (266,944)   (10,002)
Provision for loan losses   (75,000)   120,000    240,000 
Stock-based compensation expense   121,673    103,033    92,986 
Deferred income taxes   (171,800)   (46,751)   (422,345)
Net amortization of unearned discounts on investment securities available for sale   869,690    592,357    362,159 
Origination of mortgage loans held for sale   (60,017,637)   (163,176,146)   (181,781,058)
Proceeds from sale of mortgage loans held for sale   61,925,431    173,367,491    173,877,723 
(Increase) decrease in accrued interest receivable and other assets   (487,217)   133,276    (38,312)
Increase (decrease) in accrued interest payable and other liabilities   358,795    (520,403)   1,089,165 
Net cash provided by operating activities   9,473,544    17,463,644    291,987 
                
Cash flows from investing activities:               
Proceeds from calls and maturities of investment securities available for sale   3,539,000    36,967,000    23,491,000 
Proceeds from sale of investment securities available for sale   18,525,780    15,572,500    11,550,000 
Purchase of investment securities available for sale   (104,820,389)   (135,206,301)   (68,260,421)
Net (increase) decrease in loans   (24,360,319)   14,241,737    (46,788,177)
Purchase of premises, equipment, and leasehold improvements, net   (564,922)   (142,269)   (184,138)
Net cash used in investing activities   (107,680,850)   (68,567,333)   (80,191,736)
                
Cash flows from financing activities:               
Net (decrease) increase in deposit accounts   (10,521,318)   146,993,945    83,005,976 
Dividends paid   (3,773,396)   (4,312,138)   (3,592,841)
Repurchase of common shares   —    —    (398,868)
Stock options exercised   161,731    207,889    117,044 
Net cash (used in) provided by financing activities   (14,132,983)   142,889,696    79,131,311 
Net (decrease) increase in cash and cash equivalents   (112,340,289)   91,786,007    (768,438)
Cash and cash equivalents at the beginning of the period   140,111,988    48,325,981    49,094,419 
Cash and cash equivalents at the end of the period  $27,771,699   $140,111,988   $48,325,981 
                
Cash paid during the period for:               
Interest  $275,700   $179,793   $323,455 
Income taxes  $1,582,810   $2,845,420   $814,052 
                
Supplemental disclosures for non-cash investing and financing activity:               
Change in unrealized (loss) gain on securities available for sale, net of income taxes  $(18,269,511)  $(3,082,836)  $1,187,052 
Change in dividends payable  $1,883   $3,536   $53,680 
Right of use assets obtained in exchange for lease obligation  $—   $1,825,793   $— 
Change in right of use assets and lease liabilities  $608,151   $514,101   $479,066 

 

See accompanying notes to consolidated financial statements.

 

33

 

BANK OF SOUTH CAROLINA CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

1.ORGANIZATION

 

The Bank of South Carolina (the “Bank”) was organized on October 22, 1986 and opened for business as a state-chartered financial institution on February 26, 1987, in Charleston, South Carolina. The Bank was reorganized into a wholly-owned subsidiary of Bank of South Carolina Corporation (the “Company”), effective April 17, 1995. At the time of the reorganization, each outstanding share of the Bank was exchanged for two shares of Bank of South Carolina Corporation Stock.

 

 

2.SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Our accounting and reporting policies conform, in all material respects, to U.S. generally accepted accounting principles (“GAAP”), and to general practices within the banking industry. The following summarizes the more significant of these policies and practices.

 

Principles of Consolidation: 

The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. In consolidation, all significant intercompany balances and transactions have been eliminated.

 

References to “we,” “us,” “our,” “the Bank,” or “the Company” refer to the parent and its subsidiary that are consolidated for financial reporting purposes.

 

Accounting Estimates and Assumptions: 

The financial statements are prepared in conformity with GAAP, which require management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ significantly from these estimates and assumptions. Material estimates generally susceptible to significant change are related to the determination of the allowance for loan losses, impaired loans, other real estate owned, deferred tax assets, the fair value of financial instruments and other-than-temporary impairment of investment securities.

 

Subsequent Events: 

Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed as of the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist as of the date of the balance sheet but arose after that date. We have reviewed events occurring through the date the financial statements were available to be issued and no subsequent events occurred requiring accrual or disclosure.

 

Cash and Cash Equivalents: 

Cash and cash equivalents include working cash funds, due from banks, interest-bearing deposits at the Federal Reserve, items in process of collection and federal funds sold. All cash equivalents are readily convertible to cash and have maturities of less than 90 days.

 

Depository institutions are required to maintain reserve and clearing balances at the Federal Reserve Bank. Vault cash satisfied our daily reserve requirement for the years ended December 31, 2022 and 2021.

 

Interest-bearing Deposits at the Federal Reserve: 

Interest-bearing deposits at the Federal Reserve mature daily and are carried at cost.

 

Investment Securities: 

We classify investments into three categories: (1) Held to Maturity - debt securities that we have the positive intent and ability to hold to maturity, which are reported at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity; (2) Trading - debt securities that are bought and held principally for the purpose of selling them in the near term, which are reported at fair value, with unrealized gains and losses included in earnings; and (3) Available for Sale - debt securities that may be sold under certain conditions, which are reported at fair value, with unrealized gains and losses excluded from earnings and reported as a separate component of shareholders’ equity, net of income taxes. Unrealized losses on securities due to fluctuations in fair value are recognized when it is determined that an other than temporary decline in value has occurred.

 

Realized gains or losses on the sale of investments are recognized on a specific identification, trade date basis. All securities were classified as available for sale for 2022 and 2021.

 

Mortgage Loans to be Sold: 

We originate fixed and variable rate residential mortgage loans on a service release basis in the secondary market. Loans closed but not yet settled with an investor are carried in our loans to be sold portfolio. Virtually all of these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with our customers. Therefore, these loans present very little market risk. We usually deliver to, and receive funding from, the investor within 30 to 60 days. Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts” basis. We are not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. Because of the short-term nature of these derivative contracts, the fair value of the mortgage loans to be sold in most cases is materially the same as the value of the loan amount at its origination.

 

Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. Net unrealized losses are provided for in a valuation allowance by charges to operations as a component of mortgage banking income. Gains or losses on sales of loans are recognized when control over these assets are surrendered and are included in mortgage banking income in the consolidated statements of income.

 

34

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

Loans and Allowance for Loan Losses: 

Loans are carried at principal amounts outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized over the weighted average life of the loan as an adjustment to yield. Interest income on all loans is recorded on an accrual basis. The accrual of interest and the amortization of net loan fees are generally discontinued on loans that 1) are maintained on a cash basis because of deterioration in the financial condition of the borrower; 2) the payment of full principal is not expected; or 3) the principal or interest has been in default for a period of 90 days or more. We define past due loans based on contractual payment and maturity dates.

 

The accrual of interest is generally discontinued on loans that become 90 days past due as to principal or interest. The accrual of interest on some loans may continue even though they are 90 days past due if the loans are well secured or in the process of collection and management deems it appropriate. If non-accrual loans decrease their past due status to less than 30 days for a period of six to nine months, they are reviewed individually by management to determine if they should be returned to accrual status.

 

When the ultimate collectability of an impaired loan’s principal is in doubt, wholly or partially, all cash receipts are applied to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to interest income, to the extent that any interest has been foregone. Further cash receipts are recorded as recoveries of any amounts previously charged off. When this doubt does not exist, cash receipts are applied under the contractual terms of the loan agreement first to interest income and then to principal.

 

We account for impaired loans by requiring that all loans (greater than $50,000) where it is estimated that we will be unable to collect all amounts due according to the terms of the loan agreement be recorded at the loan’s fair value. Fair value may be determined based upon the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral less cost to sell, if the loan is collateral dependent.

 

Additional accounting guidance allows us to use existing methods for recognizing interest income on an impaired loan. The guidance also requires additional disclosures about how we estimate interest income related to our impaired loans.

 

A loan is also considered impaired if its terms are modified in a troubled debt restructuring (“TDR”). For this type of impaired loan, cash receipts are typically applied to principal and interest receivable in accordance with the terms of the restructured loan agreement. Interest income is recognized on these loans using the accrual method of accounting, provided they are performing in accordance with their restructured terms.

 

The allowance for loan losses (the “allowance”) is our estimate of credit losses inherent in the loan portfolio. The allowance is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when we believe the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance is evaluated on a regular basis and is based upon our periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.

 

We believe that the allowance is adequate to absorb inherent losses in the loan portfolio; however, there can be no assurance that loan losses in future periods will not exceed the current allowance amount or that future increases in the allowance will not be required. No assurance can be given that our ongoing evaluation of the loan portfolio, in light of changing economic conditions and other relevant circumstances, will not require significant future additions to the allowance, thus adversely affecting our operating results.

 

The allowance is also subject to examination by regulatory agencies, which may consider factors such as the methodology used to determine adequacy and the size of the allowance relative to that of peer institutions and other adequacy tests. In addition, such regulatory agencies could require us to adjust our allowance based on information available at the time of the examination.

 

The methodology used to determine the reserve for unfunded lending commitments, which is included in other liabilities, is inherently similar to the methodology used to determine the allowance adjusted for factors specific to binding commitments, including the probability of funding and historical loss ratio.

 

Concentration of Credit Risk: 

Our primary market consists of the counties of Berkeley, Charleston and Dorchester, South Carolina. As of December 31, 2022, the majority of the total loan portfolio, as well as a substantial portion of the commercial and real estate loan portfolios, were to borrowers within this region. No other areas of significant concentration of credit risk have been identified.

 

Premises, Equipment and Leasehold Improvements and Depreciation:

Land is carried at cost. Buildings and equipment are stated at cost less accumulated depreciation. Depreciation is recorded using the straight-line method for financial reporting purposes and accelerated methods for income tax purposes over the estimated useful lives of the assets ranging from 40 years for buildings and 3 to 15 years for equipment. Leasehold improvements are amortized over the shorter of the asset’s useful life or the remaining lease term, including renewal periods when reasonably assured. The cost of maintenance and repairs is charged to operating expense as incurred.

 

Leases: 

In accordance with ASU 2016-02, the Company determines if a contractual arrangement is a lease at inception. Operating leases are included in the operating right of use (“ROU”) assets and current operating lease liabilities on the Company’s consolidated balance sheet. ROU assets represent the Company’s right to use an underlying asset for the lease term and lease liabilities represent the Company’s obligation to make lease payments arising from the lease. Currently, the Company does not have any finance leases.

 

35

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

Operating lease ROU assets and lease liabilities are recognized at the commencement of the lease based on the present value of lease payments over the lease term. The lease payments included in the present value are fixed payments and index-based variable lease payments. The Company estimates the incremental borrowing rate, based on information available at the commencement of the lease, as most of the Company’s leases do not include an implicit rate.

 

Revenue Recognition:

 

In accordance with Topic 606, revenues are recognized when control of promised goods or services is transferred to customers in an amount that reflects the consideration the Company expects to be entitled to in exchange for those goods or services. To determine revenue recognition for arrangements that an entity determines are within the scope of Topic 606, the Company performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify the performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the performance obligations in the contract; and (v) recognize revenue when (or as) the Company satisfies a performance obligation.

 

The Company only applies the five-step model to contracts when it is probable that the entity will collect the consideration it is entitled to in exchange for the goods or services it transfers to the customer. At contract inception, once the contract is determined to be within the scope of Topic 606, the Company assesses the goods or services that are promised within each contract and identifies those that contain performance obligations, and assesses whether each promised good or service is distinct. The Company then recognizes as revenue the amount of the transaction price that is allocated to the respective performance obligation when (or as) the performance obligation is satisfied.

 

Service Fees on Deposit Accounts

 

The Bank earns fees from its deposit customers for account maintenance, transaction-based and overdraft services.  Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts on a monthly basis.  The performance obligation is satisfied and the fees are recognized on a monthly basis as the service period is completed. Transaction-based fees on deposits accounts are charged to deposit customers for specific services provided to the customer, such as non-sufficient funds fees, overdraft fees, and wire fees. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer.

 

ATM and Check Card Fee Income

 

Check card fee income represents fees earned when a debit card issued by the Bank is used.  The Bank earns interchange fees from debit cardholder transactions through the Mastercard payment network.  Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the card.  Certain expenses directly associated with the debit card are recorded on a net basis with the fee income.

 

Income Taxes: 

We account for income taxes under the asset and liability method. Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Net deferred tax assets are included in other assets in the consolidated balance sheet.

 

Accounting standards require the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements. These standards also prescribe a recognition threshold and measurement of a tax position taken or expected to be taken in an enterprise’s tax return. We believe that we had no uncertain tax positions for the years ended December 31, 2022 and 2021.

 

The income tax effects of unrealized gains and losses on investment securities available for sale are released from accumulated other comprehensive income at the time such securities are sold or impaired.

 

Stock-Based Compensation: 

Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Compensation cost is recognized over the expected term of the stock options and is adjusted for forfeitures as they occur.

 

Income Per Common Share: 

Basic income per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the weighted-average number of common shares and potential common shares outstanding. Potential common shares consist of dilutive stock options determined using the treasury stock method and the average market price of common stock. Earnings per share are restated for all stock splits and stock dividends, if any, through the date of issuance of the consolidated financial statements.

 

Segment Information: 

The Company operates and manages itself within one retail banking segment and therefore has not provided segment disclosures.

 

Interest Rate Lock Commitments and Forward Sale Contracts: 

Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free-standing derivatives. The fair value of the interest rate lock is recorded at the time the commitment to fund the mortgage loan is executed and is adjusted for the expected exercise of the commitments before the loan is funded. In order to hedge the change in interest rates resulting from commitments to fund the loans, we enter into forward commitments for the future delivery of mortgage loans when the interest rate is locked. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. Changes in the fair values of these derivatives are included in income when they occur. As a result of the short-term nature of mortgage loans held for sale (derivative contract), our derivative instruments were considered to be immaterial as of December 31, 2022 and 2021.

 

We had no embedded derivative instruments requiring hedge accounting treatment at December 31, 2022 and 2021. We do not currently engage in hedging activities.

 

Recent Accounting Pronouncements: 

The following is a summary of recent authoritative pronouncements that could impact the accounting, reporting and/or disclosure of financial information by the Company.

 

In June 2016, the FASB issued ASU 2016-13, Financial instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, to change the accounting for credit losses and modify the impairment model for certain debt securities. ASU 2016-13 changes the impairment model for most financial assets to a current expected credit loss (“CECL”) model, replacing the incurred loss model that is currently in use. The new guidance requires an entity to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. The CECL model will apply to financial assets measured at amortized cost, such as loans and investments, as well as certain off-balance sheet credit exposures. In May 2019, the FASB issued guidance to provide entities with an option to irrevocably elect the fair value option, applied on an instrument-by-instrument basis for eligible instruments, upon adoption of ASU 2016-13, Measurement of Credit Losses on Financial Instruments. In October 2019, the FASB voted to extend the implementation date for smaller reporting companies, non-SEC public companies, and private companies. This amendment became effective for the Company on January 1, 2023.

 

36

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

In March 2020, the FASB issued guidance that makes narrow-scope improvements to various aspects of the financial instrument guidance, including the current expected credit losses (CECL) guidance issued in 2016. The amendments related to conforming amendments. For public business entities, the amendments are effective upon issuance of this final ASU. For the amendments related to ASU 2016-13, public business entities that meet the definition of an SEC filer, excluding eligible smaller reporting companies (SRCs) as defined by the SEC, should adopt the amendments in ASU 2016-13 during 2020. Early adoption will continue to be permitted. For entities that have not yet adopted the guidance in ASU 2016-13, the effective dates and the transition requirements for these amendments are the same as the effective date and transition requirements in ASU 2016-13.

 

The Company is finalizing its evaluation of the adoption of ASU 2016-13 and plans to adopt as of January 1, 2023. The Company to-date has sourced and tested required data from the Company’s loan systems, tested data feeds to the model, contracted an independent third party for model validation of the CECL model and process, determined appropriate segmentations of its portfolio, selected a preliminary forecast period for reasonable and supportable forecasts, and has performed parallel runs of the model. The Company is currently finalizing its assessment of current and forecasted macroeconomic factors, assumptions, testing, and finalization of internal controls. The Company currently estimates a decrease in the allowance for loan losses between $25,000 and $125,000 upon adoption. The Company is currently evaluating the impact of the reserve for unfunded commitments. The Company will finalize the adoption during the first quarter of 2023.

 

In March 2022, the FASB issued ASU 2022-02, Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures, which eliminates the accounting guidance on troubled debt restructurings (TDRs) for creditors in ASC 310-402 and amends the guidance on “vintage disclosures” to require disclosure of current-period gross write-offs by year of origination. The ASU also updates the requirements related to accounting for credit losses under ASC 326 and adds enhanced disclosures for creditors with respect to loan refinancings and restructurings for borrowers experiencing financial difficulty. The amendments in ASU 2022-02 are effective upon the Company’s adoption of ASU 2016-13.

 

In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. In December 2022, the FASB extended the sunset date of ASC 848 from December 31, 2022 to December 31, 2024. The Company does not expect these amendments to have a material effect on its consolidated financial statements.

 

In November 2021, the FASB added a topic to the Accounting Standards Codification, Government Assistance, to require certain annual disclosures about transactions with a government that are accounted for by applying a grant or contribution accounting model by analogy to other accounting guidance. The guidance is effective for financial statements issued for annual periods beginning after December 15, 2021. The amendment became effective January 1, 2022 and did not have a material effect on the consolidated financial statements.

 

Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on our financial position, results of operations or cash flows.

 

 

 

3.INVESTMENT SECURITIES AVAILABLE FOR SALE

 

The amortized cost and fair value of investment securities available for sale are summarized as follows.

 

                               
   December 31, 2022 
   Amortized Cost   Gross Unrealized Gains   Gross Unrealized Losses   Estimated Fair Value 
U.S. Treasury Notes  $180,298,301   $—   $(12,110,986)  $168,187,315 
Government-Sponsored Enterprises   67,384,808    —    (10,310,084)   57,074,724 
Municipal Securities   49,315,041    2,510    (3,407,364)   45,910,187 
Total  $296,998,150   $2,510   $(25,828,434)  $271,172,226 

 

 

                               
   December 31, 2021 
   Amortized Cost   Gross Unrealized Gains   Gross Unrealized Losses   Estimated Fair Value 
U.S. Treasury Notes  $101,269,851   $68,848   $(1,276,399)  $100,062,300 
Government-Sponsored Enterprises   76,355,720    275,123    (1,909,834)   74,721,009 
Municipal Securities   37,421,880    335,912    (193,612)   37,564,180 
Total  $215,047,451   $679,883   $(3,379,845)  $212,347,489 

  

37

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table.

 

   December 31, 2022   December 31, 2021 
   Amortized
Cost		   Estimated Fair Value   Amortized
Cost		   Estimated Fair Value 
Due in one year or less  $42,722,655   $41,698,011   $12,756,176   $12,859,086 
Due in one year to five years   190,569,869    176,217,530    116,602,790    115,896,465 
Due in five years to ten years   53,995,700    45,386,818    76,531,464    74,575,862 
Due in ten years and over   9,709,926    7,869,867    9,157,021    9,016,076 
Total  $296,998,150   $271,172,226   $215,047,451   $212,347,489 

 

Securities pledged to secure deposits at December 31, 2022 and 2021, had a carrying amount of $30,103,249 and $33,292,124, respectively.

 

The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021. We believe that all unrealized losses have resulted from temporary changes in the interest rate market and not as a result of credit deterioration. We do not intend to sell and it is not likely that we will be required to sell any of the securities referenced in the table below before recovery of their amortized cost.

 

   December 31, 2022 
   Less Than 12 Months   12 Months or Longer   Total 
   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss 
U.S. Treasury Notes   7   $38,181,255   $(1,790,134)   18   $130,006,060   $(10,320,852)   25   $168,187,315   $(12,110,986)
Government-Sponsored Enterprises   2    6,212,285    (84,170)   9    50,862,439    (10,225,914)   11    57,074,724    (10,310,084)
Municipal Securities   46    26,068,218    (932,565)   31    14,859,459    (2,474,799)   77    40,927,677    (3,407,364)
Total   55   $70,461,758   $(2,806,869)   58   $195,727,958   $(23,021,565)   113   $266,189,716   $(25,828,434)

 

 

   December 31, 2021 
   Less Than 12 Months   12 Months or Longer   Total 
   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss 
U.S. Treasury Notes   15   $94,994,915   $(1,276,399)   —   $—   $—    15   $94,994,915   $(1,276,399)
Government-Sponsored Enterprises   3    19,480,595    (519,405)   6    39,909,134    (1,390,429)   9    59,389,729    (1,909,834)
Municipal Securities   19    11,384,462    (193,612)   —    —    —    19    11,384,462    (193,612)
Total   37   $125,859,972   $(1,989,416)   6   $39,909,134   $(1,390,429)   43   $165,769,106   $(3,379,845)

  

The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses.

 

                       
   For the Year Ended December 31, 
   2022   2021   2020 
             
Gross proceeds  $18,525,780   $15,572,500   $11,550,000 
Gross realized gains   64,782    266,944    10,002 

 

The tax provision related to these gains was $13,604, $56,058 and $2,100 for the years ended December 31, 2022, 2021 and 2020, respectively.

 

38

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

4.LOANS AND ALLOWANCE FOR LOAN LOSSES

 

Major classifications of loans (net of deferred loan fees of $159,434 at December 31, 2022, and $488,481 at December 31, 2021) are shown in the table below.

 

   December 31, 2022   December 31, 2021 
Commercial  $45,072,059   $45,804,434 
Commercial real estate:          
Construction   17,524,260    12,054,095 
Other   172,897,387    165,719,078 
Consumer:          
Real estate   91,636,538    71,307,488 
Other   3,851,538    3,768,531 
Paycheck protection program   —    7,978,603 
Loans   330,981,782    306,632,229 
Allowance for loan losses   (4,291,221)   (4,376,987)
Loans, net  $326,690,561   $302,255,242 

 

We had $93.1 million and $94.7 million of loans pledged as collateral to secure funding with the Federal Reserve Bank (“FRB”) Discount Window at December 31, 2022 and 2021, respectively.

 

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) was signed into law, which established the Paycheck Protection Program (“PPP”) and allocated $349.0 billion of loans to be issued by financial institutions. Under the program, the Small Business Administration (“SBA”) forgave loans, in whole or in part, made by approved lenders to eligible borrowers for payroll and other permitted purposes in accordance with the requirements of the program. These loans carried a fixed rate of 1.00% and a term of two years, if not forgiven, in whole or in part. The loans were 100% guaranteed by the SBA and as long as the borrower submitted its loan forgiveness application within ten months of completion of the covered period. The borrower was not required to make any payments until the forgiveness amount was remitted to the lender by the SBA. The Bank received a processing fee from the SBA ranging from 1% to 5% based on the size of the loan. The fees are deferred and amortized over the life of the loans in accordance with ASC 310-20. The Paycheck Protection Program and Health Care Enhancement Act (“PPP/ HCEA Act”) was signed into law on April 24, 2020. The PPP/HCEA Act authorized additional funding under the CARES Act of $310.0 billion for PPP loans to be issued by financial institutions through the SBA. On December 27, 2020, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (“Economic Aid Act”) was enacted, which reauthorized lending under the PPP program through March 31, 2021, with an additional $325 billion. Over the course of the PPP program, the Bank extended 480 loans with a total loan amount of $55.3 million. Because these loans were 100% guaranteed by the SBA and did not undergo the Bank’s typical underwriting process, they were not graded and did not have an associated allowance.

 

Our portfolio grading analysis estimates the capability of the borrower to repay the contractual obligations of the loan agreements as scheduled. Our internal credit risk grading system is based on experience with similarly graded loans, industry best practices, and regulatory guidance. Our portfolio is graded in its entirety, with the exception of the PPP loans.

 

Our internally assigned grades pursuant to the Board-approved lending policy are as follows:

 

●Excellent (1) The borrowing entity has more than adequate cash flow, unquestionable strength, strong earnings and capital, and where applicable, no overdrafts.

 

●Good (2) The borrowing entity has dependable cash flow, better than average financial condition, good capital and usually no overdrafts.

 

●Satisfactory (3) The borrowing entity has adequate cash flow, satisfactory financial condition, and explainable overdrafts (if any).

 

●Watch (4) The borrowing entity has generally adequate, yet inconsistent cash flow, cyclical earnings, weak capital, loan to/from stockholders, and infrequent overdrafts. The borrower has consistent yet sometimes unpredictable sales and growth.

 

●OAEM (5) The borrowing entity has marginal cash flow, occasional past dues, and frequent and unexpected working capital needs.

 

●Substandard (6) The borrowing entity has cash flow barely sufficient to service debt, deteriorated financial condition, and bankruptcy is a possibility. The borrowing entity has declining sales, rising costs, and may need to look for secondary source of repayment.

 

●Doubtful (7) The borrowing entity has negative cash flow. Survival of the business is at risk, full repayment is unlikely, and there are frequent and unexplained overdrafts. The borrowing entity shows declining trends and no operating profits.

 

●Loss (8) The borrowing entity has negative cash flow with no alternatives. Survival of the business is unlikely.

 

39

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory.

 

December 31, 2022 
    Commercial   Commerical
Real Estate Construction		   Commercial
Real Estate
Other		   Consumer
Real Estate		   Consumer
Other		   Paycheck Protection Program   Total 
Pass   $42,724,289   $17,524,260   $167,518,577   $86,183,899   $3,597,886   $—   $317,548,911 
Watch    976,966    —    3,223,532    4,928,437    208,417    —    9,337,352 
OAEM    94,803    —    968,611    274,445    7,345    —    1,345,204 
Substandard    1,276,001    —    1,186,667    249,757    37,890    —    2,750,315 
Doubtful    —    —    —    —    —    —    — 
Loss    —    —    —    —    —    —    — 
Total   $45,072,059   $17,524,260   $172,897,387   $91,636,538   $3,851,538   $—   $330,981,782 

 

 

December 31, 2021 
    Commercial   Commerical
Real Estate Construction		   Commercial
Real Estate
Other		   Consumer
Real Estate		   Consumer
Other		   Paycheck Protection Program   Total 
Pass   $43,853,889   $11,616,118   $159,825,281   $69,920,347   $3,565,716   $7,978,603   $296,759,954 
Watch    450,319    437,977    3,082,408    862,938    133,418    —    4,967,060 
OAEM    36,749    —    1,158,268    274,445    29,244    —    1,498,706 
Substandard    1,463,477    —    1,653,121    249,758    40,153    —    3,406,509 
Doubtful    —    —    —    —    —    —    — 
Loss    —    —    —    —    —    —    — 
Total   $45,804,434   $12,054,095   $165,719,078   $71,307,488   $3,768,531   $7,978,603   $306,632,229 

 

The following tables include an aging analysis of the recorded investment in loans segregated by class.

 

December 31, 2022
     30-59 Days
Past Due		   60-89 Days
Past Due		   Greater than
90 Days		   Total
Past Due		   Current   Total Loans Receivable   Recorded Investment ≥
90 Days and Accruing		 
Commercial    $16,451   $178,975   $—   $195,426   $44,876,633   $45,072,059   $— 
Commercial Real Estate Construction     —    —    —    —    17,524,260    17,524,260    — 
Commercial Real Estate Other     45,425    —    631,453    676,878    172,220,509    172,897,387    — 
Consumer Real Estate     274,445    —    —    274,445    91,362,093    91,636,538    — 
Consumer Other     —    —    —    —    3,851,538    3,851,538    — 
Paycheck Protection Program     —    —    —    —    —    —      
Total    $336,321   $178,975   $631,453   $1,146,749   $329,835,033   $330,981,782   $— 

 

 

December 31, 2021
     30-59 Days Past Due   60-89 Days Past Due   Greater than 90 Days   Total Past Due   Current   Total Loans Receivable   Recorded Investment ≥
90 Days and Accruing		 
Commercial    $88,659   $—   $—   $88,659   $45,715,775   $45,804,434   $— 
Commercial Real Estate Construction     —    —    —    —    12,054,095    12,054,095    — 
Commercial Real Estate Other     59,269    288,464    337,490    685,223    165,033,855    165,719,078    — 
Consumer Real Estate     —    —    —    —    71,307,488    71,307,488    — 
Consumer Other     23,971    —    —    23,971    3,744,560    3,768,531    — 
Paycheck Protection Program     —    —    —    —    7,978,603    7,978,603      
Total    $171,899   $288,464   $337,490   $797,853   $305,834,376   $306,632,229   $— 

  

There were no loans past due 90 days or more and still accruing interest at December 31, 2022 and 2021.

 

The following table summarizes the balances of non-accrual loans.

 

    Loans Receivable on Non-Accrual  
    December 31, 2022    December 31, 2021 
           
Commercial  $—   $178,975 
Commercial Real Estate Construction   —    — 
Commercial Real Estate Other   631,453    625,953 
Consumer Real Estate   —    — 
Consumer Other   —    9,686 
Paycheck Protection Program   —    — 
Total  $631,453   $814,614 

 

40

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.

 

                                                       
December 31, 2022
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $795,689   $175,493   $2,376,306   $924,784   $104,715   $—   $4,376,987 
Charge-offs   (40,600)   —    —    (2,034)   —    (10)   (42,644)
Recoveries   800    —    18,000    —    12,224    854    31,878 
Provisions   (20,130)   55,132    (177,822)   92,027    (23,363)   (844)   (75,000)
Ending Balance  $735,759   $230,625   $2,216,484   $1,014,777   $93,576   $—   $4,291,221 

 

 

                                                       
December 31, 2021
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $1,029,310   $199,266   $1,909,121   $925,077   $122,920   $—   $4,185,694 
Charge-offs   —    —    —    —    (11,440)   (9,550)   (20,990)
Recoveries   21,329    —    —    47,711    22,367    876    92,283 
Provisions   (254,950)   (23,773)   467,185    (48,004)   (29,132)   8,674    120,000 
Ending Balance  $795,689   $175,493   $2,376,306   $924,784   $104,715   $—   $4,376,987 

 

 

                                                       
December 31, 2020
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $1,429,917   $109,235   $1,270,445   $496,221   $697,940   $—   $4,003,758 
Charge-offs   (171,646)   —    —    —    (116,001)   (2,650)   (290,297)
Recoveries   88,811    —    99,801    —    43,599    22    232,233 
Provisions   (317,772)   90,031    538,875    428,856    (502,618)   2,628    240,000 
Ending Balance  $1,029,310   $199,266   $1,909,121   $925,077   $122,920   $—   $4,185,694 

 

The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans.

 

                                                       
   December 31, 2022 
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Individually evaluated for impairment  $179,230   $—   $—   $—   $37,889   $—   $217,119 
Collectively evaluated for impairment   556,529    230,625    2,216,484    1,014,777    55,687    —    4,074,102 
Total Allowance for Loan Losses   735,759    230,625    2,216,484    1,014,777    93,576    —    4,291,221 
Loans Receivable                                   
Individually evaluated for impairment   1,276,001    —    1,202,412    249,758    37,889    —    2,766,060 
Collectively evaluated for impairment   43,796,058    17,524,260    171,694,975    91,386,780    3,813,649    —    328,215,722 
Total Loans Receivable  $45,072,059   $17,524,260   $172,897,387   $91,636,538   $3,851,538   $—   $330,981,782 

  

 

                                                       
   December 31, 2021 
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Individually evaluated for impairment  $179,988   $—   $—   $—   $40,153   $—   $220,141 
Collectively evaluated for impairment   615,701    175,493    2,376,306    924,784    64,562    —    4,156,846 
Total Allowance for Loan Losses   795,689    175,493    2,376,306    924,784    104,715    —    4,376,987 
Loans Receivable                                   
Individually evaluated for impairment   1,463,477    —    1,653,121    249,758    40,153    —    3,406,509 
Collectively evaluated for impairment   44,340,957    12,054,095    164,065,957    71,057,730    3,728,378    7,978,603    303,225,720 
Total Loans Receivable  $45,804,434   $12,054,095   $165,719,078   $71,307,488   $3,768,531   $7,978,603   $306,632,229 

 

41

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table.

 

   Impaired and Restructured Loans As of 
   December 31, 2022   December 31, 2021 
    Unpaid Principal Balance    Recorded Investment    Related Allowance    Unpaid Principal Balance    Recorded Investment    Related Allowance 
With no related allowance recorded:                              
Commercial  $317,553   $317,553   $—   $1,096,407   $1,096,407   $— 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,202,412    1,202,412    —    1,653,121    1,653,121    — 
Consumer Real Estate   249,758    249,758    —    249,758    249,758    — 
Consumer Other   —    —    —    —    —    — 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,769,723    1,769,723    —    2,999,286    2,999,286    — 
                               
With an allowance recorded:                              
Commercial   958,448    958,448    179,230    367,070    367,070    179,988 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   —    —    —    —    —    — 
Consumer Real Estate   —    —    —    —    —    — 
Consumer Other   37,889    37,889    37,889    40,153    40,153    40,153 
Paycheck Protection Program   —    —    —    —    —    — 
Total   996,337    996,337    217,119    407,223    407,223    220,141 
                               
Total                              
Commercial   1,276,001    1,276,001    179,230    1,463,477    1,463,477    179,988 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,202,412    1,202,412    —    1,653,121    1,653,121    — 
Consumer Real Estate   249,758    249,758    —    249,758    249,758    — 
Consumer Other   37,889    37,889    37,889    40,153    40,153    40,153 
Paycheck Protection Program   —    —    —    —    —    — 
Total  $2,766,060   $2,766,060   $217,119   $3,406,509   $3,406,509   $220,141 

  

The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated.

 

   For the year ended December 31, 
   2022   2021   2020 
   Average Recorded Investment   Interest Income Recognized   Average Recorded Investment   Interest Income Recognized   Average Recorded Investment   Interest Income Recognized 
With no related allowance recorded:                              
Commercial  $344,592   $21,445   $1,142,667   $68,602   $1,866,590   $102,636 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,231,015    30,689    1,645,375    68,031    4,849,474    218,372 
Consumer Real Estate   249,758    14,019    249,777    10,615    249,813    11,580 
Consumer Other   —    —    —    —    —    — 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,825,365    66,153    3,037,819    147,248    6,965,877    332,588 
                               
With an allowance recorded:                              
Commercial   981,575    63,267    378,499    22,130    578,399    37,663 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   —    —    —    —    337,304    — 
Consumer Real Estate   —    —    —    —    36,483    (116)
Consumer Other   38,962    2,532    41,133    2,674    42,089    2,743 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,020,537    65,799    419,632    24,804    994,275    40,290 
                               
Total                              
Commercial   1,326,167    84,712    1,521,166    90,732    2,444,989    140,299 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,231,015    30,689    1,645,375    68,031    5,186,778    218,372 
Consumer Real Estate   249,758    14,019    249,777    10,615    286,296    11,464 
Consumer Other   38,962    2,532    41,133    2,674    42,089    2,743 
Paycheck Protection Program   —    —    —    —    —    — 
   $2,845,902   $131,952   $3,457,451   $172,052   $7,960,152   $372,878 

   

In general, the modification or restructuring of a debt is considered a troubled debt restructuring (“TDR”) if we, for economic or legal reasons related to a borrower’s financial difficulties, grant a concession to the borrower that we would not otherwise consider. As of December 31, 2022 and December 31, 2021, there were five TDRs with a balance of $1.0 million. These TDRs were granted extended payment terms with no principal reduction. The structure of two of the loans changed to interest only. One TDR was performing as agreed as of December 31, 2022, while the other TDR is not performing as agreed and we are considering further collection actions, including potential foreclosure proceedings. No other TDRs that were modified within the previous twelve months defaulted during the following year for the years ended December 31, 2022, 2021, and 2020.

 

42

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

Regulatory agencies, as set forth in the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (initially issued on March 22, 2020 and revised on April 7, 2020), have encouraged financial institutions to work prudently with borrowers who are or may be unable to meet their contractual payment obligations because of the effects of COVID-19. In this statement, the regulatory agencies expressed their view of loan modification programs as positive actions that may mitigate adverse effects on borrowers due to COVID- 19 and that the agencies will not criticize institutions for working with borrowers in a safe and sound manner. Moreover, the revised statement provides that eligible loan modifications related to COVID-19 may be accounted for under section 4013 of the CARES Act or in accordance with ASC 310-40. Under Section 4013 of the CARES Act, banks may elect not to categorize loan modifications as TDRs if the modifications are related to COVID-19, executed on a loan that was not more than 30 days past due as of December 31, 2019, and executed between March 1, 2020 and the earlier of December 31, 2020 or 60 days after the date of termination of the National Emergency. All short-term loan modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not considered TDRs. Beginning in March 2020, the Bank provided payment accommodations to customers, consisting of 60-day principal deferral to borrowers negatively impacted by COVID-19. During 2020, the Bank processed approximately $0.7 million in principal deferments to 84 customers, with an aggregate loan balance of $25.9 million. The Bank did not process any principal deferments during the years ended December 31, 2022 and 2021. The principal deferments represented 0.24% of our total loan portfolio as of December 31, 2020. The Bank has examined the payment accommodations granted to borrowers in response to COVID-19 and classified 9 loans, with an aggregate loan balance of $4.0 million, that were granted payment accommodations as TDRs given the continued financial difficulty of the customer, associated industry risk, and multiple deferral requests. All other borrowers were current prior to relief, were not experiencing financial difficulty prior to COVID- 19, and the Bank determined they were not considered TDRs. As of December 31, 2021, 4 of the TDRs were removed from TDR status due to improvement in financial condition and sustained performance under the restructured terms, 2 TDRs were paid off through refinancing into new loans at market terms, and 1 TDR was paid off. Two loans with a balance of $0.5 million remain in TDR status as of December 31, 2021. Additionally, of the 75 customers that received payment accommodations that were not classified as TDRs, 41 customers, with an aggregate loan balance of $9.9 million, have paid their loan in full as of December 31, 2021. An additional loan was removed from TDR status during 2022. The remaining loan with a balance of $0.1 million is paying as agreed as of December 31, 2022. There are no loans that received payment accommodation past due greater than 30 days. The Bank will continue to examine payment accommodations as requested by borrowers.

 

 

5.CONCENTRATIONS OF CREDIT RISK

 

We grant short to intermediate term commercial and consumer loans to customers throughout our primary market area of Charleston, Berkeley and Dorchester counties of South Carolina. Our primary market area is heavily dependent on tourism, medical, and legal services. Although we have a diversified loan portfolio, a substantial portion of our debtors’ ability to honor their contracts is dependent upon the stability of the economic environment in their primary market. The majority of the loan portfolio is located in our immediate market area with a concentration in real estate related activities.

 

Our loans were concentrated in the following categories.

 

   December 31, 2022   December 31, 2021 
Commercial   13.62%   14.94%
Commercial Real Estate Construction   5.29%   3.93%
Commercial Real Estate Other   52.24%   54.04%
Consumer Real Estate   27.69%   23.26%
Consumer Other   1.16%   1.23%
Paycheck Protection Program   —%   2.60%
Total   100.00%   100.00%

  

 

 

6.PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS

 

Premises, equipment and leasehold improvements are summarized in the table below.

 

               
   December 31, 
   2022   2021 
Bank buildings  $1,861,237   $1,861,237 
Land   838,075    838,075 
Leasehold purchases   30,000    30,000 
Leasehold improvements   2,629,441    2,595,825 
Construction in progress   535,434    31,654 
Equipment   4,273,339    4,241,305 
 Premises, equipment and leasehold improvements, gross   10,167,526    9,598,096 
Accumulated depreciation   (6,178,919)   (5,815,160)
Total  $3,988,607   $3,782,936 

 

Depreciation on our bank premises and equipment charged to operating expense totaled $359,251, $412,866, and $421,040, during the year ended December 31, 2022, 2021, and 2020, respectively.

 

43

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

 

7.LEASES

 

As of December 31, 2022 and 2021, the Company had operating right of use (“ROU”) assets of $13.4 million and $14.0 million, respectively, and operating lease liabilities of $13.4 million and $14.0 million, respectively. The Company maintains operating leases on land, branch facilities, and parking. Operating leases generally contain initial fixed payment terms that adjust in future years based on the consumer price index or similar measure. Most of the leases include one or more options to renew, with renewal terms extending up to 20 years. Leases with an initial term of 12 months or less are not recorded on the balance sheet and are recognized in lease expense.

 

As of December 31, 2022, the weighted average remaining lease term is 15.69 years and the weighted average incremental borrowing rate is 4.08%.

 

The exercise of renewal options is based on the sole judgement of management and what they consider to be reasonably certain. Based on the market areas, past practices, and contract terms of all leases, the Bank assumed all renewal options will be exercised. Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below.

 

       
2023   $1,182,746 
2024    1,182,746 
2025    1,182,746 
2026    1,182,746 
2027    1,182,746 
2028 and thereafter    12,309,253 
Total undiscounted lease payments   $18,222,983 
Less: effect of discounting    (4,789,291)
Present value of estimated lease payments   $13,433,692 

 

The table below shows lease expense components for the years ended December 31, 2022 and 2021.

 

               
   December 31, 
Lease Expense Components:  2022   2021 
Operating lease expense  $1,192,292   $1,139,393 
Short-term lease expense   —    — 
Total lease expense  $1,192,292   $1,139,393 

  

Total rental expense was $1,192,292, $1,139,393 and $972,815, during the years ended December 31, 2022, 2021 and 2020, respectively.

 

As of December 31, 2022, we did not maintain any finance leases and we determined that the number and dollar amount of equipment leases was immaterial. As of December 31, 2022, we have no additional operating leases that have not yet commenced.

 

 

8.DEPOSITS

 

As of December 31, 2022 and 2021, time deposits of $250,000 or more totaled approximately $5,303,509 and $7,417,864, respectively. The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below:

 

       
2023   $14,820,344 
2024    581,665 
2025    34,427 
2026    780,208 
2027 and thereafter    352,964 
    $16,569,608 

 

44

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

As of December 31, 2022 and 2021, deposits with a deficit balance of $80,524 and $28,549, respectively, were re-classified as other loans.

 

 

9.SHORT-TERM BORROWINGS

 

At December 31, 2022 and 2021, we had no outstanding federal funds purchased. We have a Borrower-In-Custody arrangement with the Federal Reserve. This arrangement permits the Company to retain possession of loans pledged as collateral to secure advances from the Federal Reserve Discount Window. Under this agreement, we may borrow up to $78.3 million as of December 31, 2022. We established this arrangement as an additional source of liquidity.

 

At December 31, 2022 and 2021, the Bank had unused short-term lines of credit totaling approximately $41.0 million and $41.0 million, respectively (which are withdrawable at the lender’s option).

 

 

10.INCOME TAXES

 

Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Income tax expense  $1,977,372   $2,071,503   $1,965,679 
Unrealized gains (losses) on securities available for sale presented in accumulated other comprehensive income (loss)   (4,856,451)   (1,010,881)   315,546 
Total  $(2,879,079)  $1,060,622   $2,281,225 

 

Income tax expense was as follows:

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Current income taxes               
Federal  $1,837,678   $1,796,283   $1,543,334 
State   311,494    321,971    — 
Total current tax expense   2,149,172    2,118,254    1,543,334 
Deferred income tax (benefit) expense   (171,800)   (46,751)   422,345 
Total income tax expense  $1,977,372   $2,071,503   $1,965,679 

 

 

The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% to pretax income from continuing operations for the periods indicated are reconciled in the table below.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Computed “expected” tax expense  $1,812,828   $1,851,433   $1,769,525 
Increase (reduction) in income taxes resulting from:               
Stock based compensation   24,901    21,637    19,527 
Valuation allowance   (9,111)   7,658    8,083 
Other   22,389    7,477    7,259 
State income tax, net of federal benefit   246,080    248,887    238,729 
Tax exempt interest income   (119,715)   (65,589)   (77,444)
Total income tax expense  $1,977,372   $2,071,503   $1,965,679 

 

45

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below.

 

  

 

  

 

 
   As of December 31, 
   2022   2021 
Deferred tax assets:          
Allowance for loan losses  $901,156   $905,365 
Unrealized loss on securities available for sale   5,423,444    — 
Deferred loan fees   33,481    102,581 
Pass through income   188,401    26,525 
State net operating loss carryforward   88,229    97,655 
Nonaccrual interest   36,879    29,246 
Other   11,421    9,432 
Total gross deferred tax assets   6,683,011    1,170,804 
Valuation allowance   (88,544)   (97,655)
Total gross deferred tax assets, net of valuation allowance   6,594,467    1,073,149 
           
Deferred tax liabilities:          
Fixed assets, principally due to differences in depreciation   (289,935)   (338,716)
Unrealized gain on securities available for sale   —    (1,360,199)
State credit carryforward   —    (5,672)
Prepaid expenses   (567)   (29,869)
Other   (59,337)   (58,619)
Total gross deferred tax liabilities   (349,839)   (1,793,075)
           
Net deferred tax asset (liability)  $6,244,628   $(719,926)

 

There was a $88,544 and $97,655 valuation allowance for deferred tax assets at December 31, 2022 and 2021, respectively, associated with the Company’s state tax credits. In assessing the realization of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred income tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible and prior to their expiration governed by the income tax code. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods during which the deferred income tax assets are expected to be deductible, management believes it is more likely than not the Company will realize the benefits of these deductible differences, net of the existing valuation allowance at December 31, 2022 and 2021. The amount of the deferred income tax asset considered realizable, however, could be reduced in the near term if estimates of future taxable income during the carry forward period are reduced.

 

The Company measures deferred tax assets and liabilities using enacted tax rates that will apply in the years in which the temporary differences are expected to be recovered or paid.

 

The Company has analyzed the tax positions taken or expected to be taken in its tax returns and concluded it has no liability related to uncertain tax positions in accordance with applicable regulations.

 

Tax returns for 2019 and subsequent years are subject to examination by taxing authorities.

 

 

11.COMMITMENTS AND CONTINGENCIES

 

We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit, interest rate, and liquidity risk. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is essentially the same as that involved in extending loan facilities to customers. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments.

 

Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. If deemed necessary, the amount of collateral obtained upon extension of credit is based on our credit evaluation of the borrower. Collateral held varies, but may include accounts receivable, negotiable instruments, inventory, property, plant and equipment, and real estate. Commitments to extend credit, including unused lines of credit, amounted to $145,392,792 and $117,450,893 at December 31, 2022 and 2021, respectively.

 

Standby letters of credit represent our obligation to a third-party contingent upon the failure by our customer to perform under the terms of an underlying contract with the third party or obligates us to guarantee or stand as surety for the benefit of the third party. The underlying contract may entail either financial or nonfinancial obligations and may involve such things as the shipment of goods, performance of a contract, or repayment of an obligation. Under the terms of a standby letter, generally drafts will be drawn only when the underlying event fails to occur as intended. We can seek recovery of the amounts paid from the borrower. Commitments under standby letters of credit are usually for one year or less. At December 31, 2022 and 2021, we have recorded no liability for the current carrying amount of the obligation to perform as a guarantor; as such amounts are not considered material. The maximum potential amount of undiscounted future payments related to standby letters of credit at December 31, 2022 and 2021 was $2,518,771 and $648,717, respectively.

 

46

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

 

12.RELATED PARTY TRANSACTIONS

 

In the opinion of management, loans to our Executive Officers and Directors are made on substantially the same terms, including interest rates and collateral, as those terms prevailing at the time for comparable loans with persons not related to the lender that do not involve more than the normal risk of collectability. There were no past due loans to our Executive Officers and Directors as of December 31, 2022 and 2021.

 

The table below summarizes related party loans.

 

   December 31, 2022   December 31, 2021 
Balance at beginning of the year  $5,513,146   $5,970,014 
New loans or advances   806,053    3,693,836 
Repayments   (2,134,441)   (4,150,704)
Balance at the end of the year  $4,184,758   $5,513,146 

 

At December 31, 2022 and 2021, total deposits held by related parties were $7,426,656 and $11,405,076, respectively.

 

 

 

13.OTHER EXPENSE

 

The table below summarizes the components of other operating expense.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Telephone and postage  $205,296   $233,667   $219,065 
State and FDIC insurance and fees   258,541    212,284    95,353 
Supplies   61,551    63,850    74,472 
Courier service   48,475    44,825    48,048 
Insurance   55,178    56,748    53,000 
Advertising and business development   11,480    8,114    9,045 
Other   690,833    805,966    746,502 
Total other operating expenses  $1,331,354   $1,425,454   $1,245,485 

 

 

 

14.STOCK INCENTIVE PLANS

 

We have two employee Stock Incentive Plans: the first plan, which was approved in 2010, has 300,000 (363,000 adjusted for two 10% stock dividends) shares reserved and the second plan, which was approved in 2020, has 300,000 shares reserved. No new options may be granted under the 2010 plan, as it expired on April 14, 2020. Under the 2020 plan, options are periodically granted to employees at a price not less than the fair market value of the shares at the date of grant. Employees become 20% vested after five years and then vest 20% each year until fully vested. The right to exercise each such 20% of the options is cumulative and will not expire until the tenth anniversary of the date of the grant. All employees are eligible to participate in the 2020 plan if the Executive/Long-Range Planning Committee, in its sole discretion, determines that such person has contributed or can be expected to contribute to our profits or growth. With respect to Executive Officers, the Executive/ Long-Range Planning Committee will obtain approval from the Compensation Committee for any options granted to them.

 

We also have a stock incentive plan to provide equity incentive compensation to the Company’s eligible independent directors. The plan was approved by the shareholders in 2021 and has 150,000 shares reserved. Under the 2021 plan, options may be granted to eligible independent directors at a price not less than the fair market value of the shares at the date of grant. Options granted to independent directors become vested as to 20% of the options per year and will be fully vested after five years. The right to exercise each such 20% of the options is cumulative and will not expire until the tenth anniversary of the date of the grant. Each independent director is eligible to participate in the 2021 plan if the Compensation Committee, in its sole discretion, determines that such person has contributed or can be expected to contribute to our profits or growth.

 

47

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

Option awards are generally granted with an exercise price equal to the market price of the Company’s common stock at the date of grant. The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of our common stock. The expected term of the options granted shall not exceed ten years from the date of grant (the amount of time options granted are expected to be outstanding). The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant.

 

The fair value of options granted was determined using the following weighted-average assumptions as of grant date:

 

   2022   2021   2020 
Risk free interest rate   2.75%   1.46%   0.63%
Expected life (in years)   5.00    5.99    7.50 
Expected stock price volatility   35.30%   34.18%   32.90%
Dividend yield   4.15%   4.00%   4.26%

 

The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31:

 

   2022   2021   2020 
   Shares   Weighted Average Exercise Price   Shares   Weighted Average Exercise Price   Shares   Weighted Average Exercise Price 
Outstanding, January 1   273,747   $17.50    202,344   $14.89    86,097   $12.92 
Granted   5,000    17.10    115,750    20.15    145,750    15.31 
Exercised   (11,085)   14.58    (22,305)   10.64    (19,298)   9.39 
Forfeited   (13,250)   18.68    (22,042)   15.07    (10,205)   15.19 
Outstanding, December 31   254,412   $17.56    273,747   $17.50    202,344   $14.89 
Exercisable at year end   20,626   $17.76    7,804   $12.17    21,113   $9.77 

  

The following table presents information pertaining to options outstanding at December 31, 2022.

 

Exercise Price   Number of Options Outstanding   Weighted Average Remaining Contractual Life   Weighted Average Exercise Price of Options Outstanding   Intrinsic Value of Options Outstanding   Number of Options Exercisable   Weighted Average Exercise Price of Options Exercisable   Intrinsic Value of Options Exercisable 
$12.26    3,508    1.58   $12.26   $43,008    2,806   $12.26   $13,038 
$12.40    969    1.00   $12.40   $12,016    969   $12.40   $4,366 
$13.05    7,260    2.33   $13.05   $94,743    4,356   $13.05   $16,796 
$15.21    106,250    7.33   $15.21   $1,616,063    —   $15.21   $— 
$16.73    10,000    7.33   $16.73   $167,300    —   $16.73   $— 
$17.10    5,000    9.42   $17.10   $85,500    —   $16.73   $— 
$18.23    28,950    7.33   $18.23   $527,759    —   $18.23   $— 
$19.82    7,225    7.33   $19.82   $143,200    495   $19.82   $— 
$20.04    20,250    8.59   $20.04   $405,810    —   $20.04   $— 
$21.10    65,000    8.33   $21.10   $1,371,500    12,000   $21.10   $— 
      254,412    7.48   $17.56   $4,466,899    20,626   $17.76   $34,200 

 

The total intrinsic value of options exercised during the years ended December 31, 2022, 2021 and 2020 was $161,740, $208,259 and $139,837, respectively. Shares issued upon exercise of stock options are obtained from the authorized and unissued pool of common stock. Shares surrendered as payment of the stock option exercise price are included in treasury stock.

 

We recognized compensation cost for the years ended December 31, 2022, 2021 and 2020 in the amount of $121,673, $103,033 and $92,986, respectively, related to the granted options.

 

As of December 31, 2022, there was a total of $593,680 in unrecognized compensation cost related to nonvested share-based compensation arrangements granted under the Plan. The cost is expected to be recognized over a weighted average period of 4.41 years.

 

48

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

15.EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

 

We established an Employee Stock Ownership Plan (“ESOP”) effective January 1, 1989. Any employee of the Bank is eligible to become a participant in the ESOP upon reaching 21 years of age and credited with one-year of service (1,000 hours of service). The employee may enter the Plan on the January 1st that occurs nearest the date on which the employee first satisfies the age and service requirements described above. No contributions by employees are permitted. The amount and time of contributions are at the sole discretion of the Board of Directors of the Bank. The contribution for all participants is based solely on each participant’s respective regular or base salary and wages paid by the Bank including commissions, bonuses and overtime, if any.

 

The Company recognizes expense when the contribution is approved by the Board of Directors. The total expenses amounted to $540,000, $540,000 and $540,000, during the years ended December 31, 2022, 2021 and 2020, respectively. As of December 31, 2022, the plan owned 336,088 shares of common stock of the Company.

 

A participant vests in the ESOP based upon the participant’s credited years of service. The vesting schedule is as follows:

 

●1 Year of Service                                                 0% Vested

●2 Years of Service                                               25% Vested

●3 Years of Service                                               50% Vested

●4 Years of Service                                               75% Vested

●5 Years of Service                                               100% Vested

 

Periodically, the Internal Revenue Service “IRS” requires a restatement of a qualified retirement plan to ensure that the plan document includes provisions required by legislative and regulatory changes made since the last restatement. There have been no substantive changes to the plan. The Board of Directors approved a restated plan, on January 26, 2012 (incorporated as Exhibit 10.5 in the 2011 10-K). The Plan was submitted to the IRS for approval and a determination letter was issued September 26, 2013, stating that the plan satisfies the requirements of Code Section 4975(e)(7). On January 26, 2017, the Board of Directors approved a restated plan (incorporated as Exhibit 10.6 in the 2016 10-K). The Plan was submitted to the IRS for approval and a determination letter was issued November 17, 2017, stating that the plan satisfies the requirements of Code Section 4975(e)(7).

 

 

16.DIVIDENDS

 

The Bank’s ability to pay dividends to the Company is restricted by the laws and regulations of the State of South Carolina. Generally, these restrictions allow the Bank to pay dividends from current earnings without the prior written consent of the South Carolina Commissioner of Banking, if it received a satisfactory rating at its most recent examination. Cash dividends when declared, are paid by the Bank to the Company for distribution to shareholders of the Company. The Bank paid dividends of $3.8 million, $4.3 million and $3.6 million, to the Company during the years ended December 31, 2022, 2021 and 2020, respectively.

 

 

17.INCOME PER COMMON SHARE

 

The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31:

 

   2022   2021   2020 
Net income  $6,655,140   $6,744,865   $6,460,631 
                
Weighted average shares outstanding   5,550,078    5,531,518    5,526,948 
Effect of dilutive shares   94,620    148,964    151,595 
Weighted average shares outstanding - diluted   5,644,698    5,680,482    5,678,543 
                
Earnings per share - basic  $1.20   $1.22   $1.17 
Earnings per share - diluted  $1.18   $1.19   $1.14 

 

 

 

18.REGULATORY CAPITAL REQUIREMENTS

 

The Company and the Bank are subject to various capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgements by the regulators about components, risk weightings, and other factors.

 

On July 2, 2013, the Federal Reserve Board approved the final rules implementing the Basel Committee on Banking Supervision’s (“BCBS”) capital guidelines for U.S. banks (“Basel III”). Following the actions by the Federal Reserve, the FDIC also approved regulatory capital requirements on July 9, 2013. The FDIC’s rule is identical in substance to the final rules issued by the Federal Reserve Bank.

 

49

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

Basel III became effective on January 1, 2015 and its purpose is to improve the quality and increase the quantity of capital for all banking organizations. The rule was phased in over a four-year period, with full implementation occurring on January 1, 2019. The minimum requirements for the quantity and quality of capital were increased. The rule includes a new common equity Tier 1 capital (as defined in the regulation) to risk-weighted assets ratio of 4.50% and a common equity Tier 1 capital conservation buffer of 2.50% of risk-weighted assets. The rule also raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.00% to 6.00% and requires a minimum leverage ratio of 4.00%. In addition, the rule also implements strict eligibility criteria for regulatory capital instruments and improves the methodology for calculating risk-weighted assets to enhance risk sensitivity.

 

On November 4, 2019, the federal banking agencies jointly issued a final rule on an optional, simplified measure of capital adequacy for qualifying community banking organizations called the community bank leverage ratio (“CBLR”) framework effective on January 1, 2020. A qualifying community banking organization is defined as having less than $10 billion in total consolidated assets, a leverage ratio greater than 9%, off-balance sheet exposures of 25% or less of total consolidated assets, and trading assets and liabilities of 5% or less of total consolidated assets. Additionally, the qualifying community banking institution must be a non-advanced approaches FDIC supervised institution. The final rule adopts Tier 1 capital and existing leverage ratio into the CBLR framework. The Bank adopted this rule as of September 30, 2020 and is no longer subject to other capital and leverage requirements. Under the CBLR framework, a qualifying community banking organization is deemed to have met the “well capitalized” ratio requirements and be in compliance with the generally applicable capital rule. As noted in the table below, the leverage ratio was below 9.0% at December 31, 2021 and therefore we did not meet the "well capitalized" ratio requirements and was not in complinance.

 

The following table presents the actual CBLR for the Bank and Company at:    

 

  December 31, 2022   December 31, 2021
Bank 9.03%   8.66%
Company 9.30%   8.59%

 

We believe that the Company and the Bank meet all capital adequacy requirements to which they were subject at December 31, 2022 and 2021.

 

 

19.DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS

 

Fair value measurements apply whenever GAAP requires or permits assets or liabilities to be measured at fair value either on a recurring or nonrecurring basis. Fair value is the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market in an orderly transaction between market participants at the measurement date. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets or liabilities; it is not a forced transaction. GAAP establishes a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs. Observable inputs, which are developed based on market data we have obtained from independent sources, are ones that market participants would use in pricing an asset or liability. Unobservable inputs, which are developed based on the best information available in the circumstances, reflect our estimate of assumptions that market participants would use in pricing an asset or liability.

 

The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurement). The fair value hierarchy is broken down into three levels based on the reliability of inputs as follows:

 

●Level 1: valuation is based upon unadjusted quoted market prices for identical instruments traded in active markets.

●Level 2: valuation is based upon quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by market data.

●Level 3: valuation is derived from other valuation methodologies, including discounted cash flow models and similar techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in determining fair value.

 

Fair value estimates are made at a specific point of time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale our entire holdings of a particular financial instrument. Because no active market exists for a significant portion of our financial instruments, fair value estimates are based on judgements regarding future expected loss experience, current economic conditions, current interest rates and prepayment trends, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgement and therefore cannot be determined with precision. Changes in any of these assumptions used in calculating fair value would also significantly affect the estimates. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates.

 

The following paragraphs describe the valuation methodologies used for assets recorded at fair value on a recurring basis:

 

Investment Securities Available for Sale

 

Investment securities are recorded at fair value on a recurring basis and are based upon quoted prices if available. If quoted prices are not available, fair value is measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange such as the New York Stock Exchange, or by dealers or brokers in active over-the counter markets. Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities. Securities classified as Level 3 include asset-backed and municipal securities in less liquid markets.

 

50

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

Derivative Instruments

 

Derivative instruments include interest rate lock commitments and forward sale commitments. These instruments are valued based on the change in the value of the underlying loan between the commitment date and the end of the period. We classify these instruments as Level 3.

 

We had no embedded derivative instruments requiring separate accounting treatment. We had freestanding derivative instruments consisting of fixed rate conforming loan commitments with interest rate locks and commitments to sell fixed rate conforming loans on a best-efforts basis. We do not currently engage in hedging activities. Based on the short-term nature of mortgage loans to be sold (derivative contract), our derivative instruments were immaterial to our consolidated financial statements as of December 31, 2022 and 2021.

 

The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021.

 

   Balance as of December 31, 2022 
   Level 1   Level 2   Level 3   Total 
U.S. Treasury Notes  $168,187,315   $—   $—   $168,187,315 
Government-Sponsored Enterprises   —    57,074,724    —    57,074,724 
Municipal Securities   —    16,448,375    29,461,812    45,910,187 
Total  $168,187,315   $73,523,099   $29,461,812   $271,172,226 

 

 

   Balance as of December 31, 2021 
   Level 1   Level 2   Level 3   Total 
U.S. Treasury Notes  $100,062,300   $—   $—   $100,062,300 
Government-Sponsored Enterprises   —    74,721,009    —    74,721,009 
Municipal Securities   —    13,080,133    24,484,047    37,564,180 
Total  $100,062,300   $87,801,142   $24,484,047   $212,347,489 

 

There were no liabilities recorded at fair value on a recurring basis as of December 31, 2022 or 2021.

 

The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021.

 

   December 31, 2022   December 31, 2021 
Beginning balance  $24,484,047   $5,683,930 
Total realized/unrealized gains (losses)          
Included in earnings   —    — 
Included in other comprehensive income   (3,714,235)   (79,883)
Purchases, issuances, and settlements net of maturities   8,692,000    18,880,000 
Transfers in and/or out of Level 3   —    — 
Ending balance  $29,461,812   $24,484,047 

 

The following paragraphs describe the valuation methodologies used for assets recorded at fair value on a nonrecurring basis:

 

Impaired Loans

 

Impaired loans are carried at the lower of recorded investment or fair value. The fair value of the collateral less estimated costs to sell is the most frequently used method. Typically, we review the most recent appraisal and, if it is over 12 to 18 months old, we may request a new third party appraisal. Depending on the particular circumstances surrounding the loan, including the location of the collateral, the date of the most recent appraisal and the value of the collateral relative to the recorded investment in the loan, we may order an independent appraisal immediately or, in some instances, may elect to perform an internal analysis. Specifically, as an example, in situations where the collateral on a nonperforming commercial real estate loan is out of our primary market area, we would typically order an independent appraisal immediately, at the earlier of the date the loan becomes nonperforming or immediately following the determination that the loan is impaired.

 

However, as a second example, on a nonperforming commercial real estate loan where we are familiar with the property and surrounding areas and where the original appraisal value far exceeds the recorded investment in the loan, we may perform an internal analysis whereby the previous appraisal value would be reviewed considering recent current conditions, and known recent sales or listings of similar properties in the area, and any other relevant economic trends. This analysis may result in the call for a new appraisal. These valuations are reviewed and updated on a quarterly basis.

 

51

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

In accordance with ASC 820, Fair Value Measurement, impaired loans, where an allowance is established based on the fair value of collateral, require classification in the fair value hierarchy. These impaired loans are classified as Level 3. Impaired loans measured using discounted future cash flows are not deemed to be measured at fair value.

 

Mortgage Loans to be Sold

 

Mortgage loans to be sold are carried at the lower of cost or market value. The fair values of mortgage loans to be sold are based on current market rates from investors within the secondary market for loans with similar characteristics. Carrying value approximates fair value. These loans are classified as Level 2.

 

Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021.

 

   December 31, 2022 
   Level 1   Level 2   Level 3   Total 
Impaired loans  $—   $—   $1,452,170   $1,452,170 
Mortgage loans to be sold   —    866,594    —    866,594 
Total  $—   $866,594   $1,452,170   $2,318,764 

  

   December 31, 2021 
   Level 1   Level 2   Level 3   Total 
Impaired loans  $—   $—   $1,902,879   $1,902,879 
Mortgage loans to be sold   —    2,774,388    —    2,774,388 
Total  $—   $2,774,388   $1,902,879   $4,677,267 

  

There were no liabilities measured at fair value on a nonrecurring basis as of December 31, 2022 or 2021.

 

The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022:

 

        Inputs    
    Valuation Technique   Unobservable Input   General Range of Inputs
Impaired Loans   Appraisal Value/Comparison Sales/Other Estimates   Appraisals and/or Sales of Comparable Properties   Appraisals Discounted 10% to 20% for Sales Commissions and Other Holding Costs

  

52

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

Accounting standards require disclosure of fair value information for all of our assets and liabilities that are considered financial instruments, whether or not recognized on the balance sheet, for which it is practicable to estimate fair value.

 

Under the accounting standard, fair value estimates are based on existing financial instruments without attempting to estimate the value of anticipated future business and the value of the assets and liabilities that are not financial instruments. Accordingly, the aggregate fair value amounts of existing financial instruments do not represent the underlying value of those instruments on our books.

 

The following paragraphs describe the methods and assumptions we use in estimating the fair values of financial instruments:

 

a.Cash and due from banks, interest-bearing deposits at the Federal Reserve Bank

The carrying value approximates fair value. All instruments mature within 90 days and do not present unanticipated credit concerns.

 

b.Investment securities available for sale

Investment securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.

 

c.Loans

The fair value of the Company’s loan portfolio includes a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans and all other loans. The results are then adjusted to account for credit risk as described above. However, under the new guidance, the Company believes a further credit risk discount must be applied through the use of a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. Additionally, in accordance with ASU 2016-01, Recognition and Measurement of Financial Assets and Liabilities, this consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio.

 

For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for impaired loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral.

 

d.Deposits

The estimated fair value of deposits with no stated maturity is equal to the carrying amount. The fair value of time deposits is estimated by discounting contractual cash flows, using interest rates currently being offered on the deposit products. The fair value estimates for deposits do not include the benefit that results from the low-cost funding provided by the deposit liabilities as compared to the cost of alternative forms of funding (deposit base intangibles).

 

e.Accrued interest receivable and payable

Since these financial instruments will typically be received or paid within three months, the carrying amounts of such instruments are deemed a reasonable estimate of fair value.

 

f.Loan commitments

Estimates of the fair value of these off-balance sheet items are not made because of the short-term nature of these arrangements and the credit standing on the counterparties.

 

The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively.

 

    Fair Value Measurements at December 31, 2022  
    Carrying
Amount		     Estimated Fair Value     Level 1     Level 2     Level 3  
Financial Assets:                                        
Cash and due from banks   $ 14,772,564     $ 14,772,564     $ 14,772,564     $ —     $ —  
Interest-bearing deposits at the Federal Reserve     12,999,135       12,999,135       12,999,135       —       —  
Investment securities available for sale     271,172,226       271,172,226       168,187,315       73,523,099       29,461,812  
Mortgage loans to be sold     866,594       866,594       —       866,594       —  
Loans, net     326,690,561       304,249,626       —       —       304,249,626  
Accrued interest receivable     2,145,522       2,145,522       —       2,145,522          
Financial Liabilities:                                        
Demand deposits     582,100,650       582,100,650       —       582,100,650       —  
Time deposits     16,569,608       16,933,818       —       16,933,818       —  
Accrued interest payable     41,007       41,007       —       41,007       —  

 

53

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

    Fair Value Measurements at December 31, 2021  
    Carrying
Amount		     Estimated Fair Value     Level 1     Level 2     Level 3  
Financial Assets:                                        
Cash and due from banks   $ 11,140,559     $ 11,140,559     $ 11,140,559     $ —     $ —  
Interest-bearing deposits at the Federal Reserve     128,971,429       128,971,429       128,971,429       —       —  
Investment securities available for sale     212,347,489       212,347,489       100,062,300       87,801,142       24,484,047  
Mortgage loans to be sold     2,774,388       2,774,388       —       2,774,388       —  
Loans, net     302,255,242       293,731,997       —       —       293,731,997  
Accrued interest receivable     1,404,227       1,404,227       —       1,404,227          
Financial Liabilities:                                        
Demand deposits     587,903,356       587,903,356       —       587,903,356       —  
Time deposits     21,288,220       21,248,310       —       21,428,310       —  
Accrued interest payable     14,914       14,914       —       14,914       —  

  

 

 

20.BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY

 

The Company’s principal source of income is dividends from the Bank. Certain regulatory requirements restrict the amount of dividends which the Bank can pay to the Company. The Company’s principal asset is its investment in its Bank subsidiary. The Company’s condensed statements of financial condition as of December 31, 2022 and 2021, and the related condensed statements of income and cash flows for the years ended December 31, 2022, 2021 and 2020, are as follows:

 

Condensed Statements of Financial Condition

 

           
   December 31, 
   2022   2021 
Assets        
Cash  $1,077,082   $1,233,354 
Investment in wholly-owned bank subsidiary   38,339,882    53,327,296 
Other assets   338,322    298,998 
Total assets  $39,755,286   $54,859,648 
           
Liabilities and shareholders’ equity          
Other liabilities  $943,899   $942,015 
Shareholders’ equity   38,811,387    53,917,633 
Total liabilities and shareholders’ equity  $39,755,286   $54,859,648 

 

 

Condensed Statements of Income

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Interest income  $287   $288   $759 
Net operating expenses   (267,243)   (256,471)   (255,409)
Dividends received fom bank   3,640,000    3,805,000    4,700,000 
Equity in undistributed earnings of subsidiary   3,282,096    3,196,048    2,015,281 
Net income  $6,655,140   $6,744,865   $6,460,631 

 

54

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

Condensed Statements of Cash Flows

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Cash flows from operating activities:               
Net income  $6,655,140   $6,744,865   $6,460,631 
Stock-based compensation expense   121,673    103,033    92,986 
Equity in undistributed earnings of subsidiary   (3,282,096)   (3,196,048)   (2,015,280)
Decrease in other assets   (39,324)   (37,802)   (36,590)
Increase in other liabilities   —    (1)   — 
Net cash provided by operating activities   3,455,393    3,614,047    4,501,747 
                
Cash flows from financing activities:               
Dividends paid   (3,773,396)   (4,312,138)   (3,592,841)
Repurchase of common shares   —    —    (398,868)
Stock options exercised   161,731    207,889    117,044 
Net cash used in financing activities   (3,611,665)   (4,104,249)   (3,874,665)
                
Net (decrease) increase in cash   (156,272)   (490,202)   627,082 
Cash at the beginning of the year   1,233,354    1,723,556    1,096,474 
Cash at the end of the year  $1,077,082   $1,233,354   $1,723,556 
                
Supplemental disclosure for non-cash investing and financing activity               
Change in dividends payable  $1,883   $3,536   $53,680 

  

 

 

21.QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)

 

The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively:

 

                               
   2022 
   Fourth   Third   Second   First 
Total interest and fee income  $5,312,520   $5,047,752   $4,583,251   $4,254,960 
Total interest expense   189,653    37,519    37,824    36,797 
Net interest income   5,122,867    5,010,233    4,545,427    4,218,163 
Provision for loan losses   —    —    —    (75,000)
Net interest income after provision for loan losses   5,122,867    5,010,233    4,545,427    4,293,163 
Total other income   393,270    443,340    593,698    634,554 
Total other expense   3,181,330    3,067,733    3,138,415    3,016,562 
Income before income tax expense   2,334,807    2,385,840    2,000,710    1,911,155 
Income tax expense   527,022    545,573    457,728    447,049 
Net income  $1,807,785   $1,840,267   $1,542,982   $1,464,106 
                     
Basic income per common share  $0.33   $0.33   $0.28   $0.26 
Diluted income per common share  $0.32   $0.33   $0.27   $0.26 

  

55

 

 

BANK OF SOUTH CAROLINA CORPORATION

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

 

                               
   2021 
   Fourth   Third   Second   First 
Total interest and fee income  $4,345,017   $4,201,069   $4,363,910   $4,641,115 
Total interest expense   37,840    39,319    42,317    54,524 
Net interest income   4,307,177    4,161,750    4,321,593    4,586,591 
Provision for loan losses   —    —    —    120,000 
Net interest income after provision for loan losses   4,307,177    4,161,750    4,321,593    4,466,591 
Total other income   842,935    1,138,431    946,951    939,914 
Total other expense   3,146,129    3,047,534    3,084,596    3,030,715 
Income before income tax expense   2,003,983    2,252,647    2,183,948    2,375,790 
Income tax expense   464,814    525,710    515,264    565,715 
Net income  $1,539,169   $1,726,937   $1,668,684   $1,810,075 
                     
Basic income per common share  $0.28   $0.31   $0.30   $0.33 
Diluted income per common share  $0.27   $0.30   $0.29   $0.32 

 

 

56

 

 

Item 9.Changes In and Disagreements With Accountants on Accounting and Financial Disclosure

 

None

 

Item 9A.Controls and Procedures

 

An evaluation of the Company’s disclosure controls and procedures (as defined in Rule 13a-15(e) and Rule 15d-15(e) promulgated under the Securities Exchange Act of 1934, as amended (the “Exchange Act”)) was carried out as of December 31, 2022 under the supervision and with the participation of the Bank of South Carolina Corporation’s management, including its President/Chief Executive Officer and the Chief Financial Officer/Executive Vice President and several other members of the Company’s senior management. Based upon that evaluation, Bank of South Carolina Corporation’s management, including the President/Chief Executive Officer and the Chief Financial Officer/Executive Vice President concluded that, as of December 31, 2022, the Company’s disclosure controls and procedures were effective in ensuring that the information the Company is required to disclose in the reports filed or submitted under the Exchange Act has been (i) accumulated and communicated to management (including the President/Chief Executive Officer and Chief Financial Officer/Executive Vice President) to allow timely decisions regarding required disclosure, and (ii) recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms.

 

Management’s Report on Internal Control Over Financial Reporting

 

The Company’s management is responsible for establishing and maintaining adequate internal controls over financial reporting, as such term is defined in Rule 13a-15(f) of the Exchange Act. The Company’s internal control over financial reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of published financial statements in accordance with generally accepted accounting principles.

 

Under the supervision and with the participation of management, including the President/Chief Executive Officer and the Chief Financial Officer/Executive Vice President, the Company’s management has evaluated the effectiveness of its internal control over financial reporting as of December 31, 2022, based on the 2013 framework established in a report entitled “Internal Control-Integrated Framework” issued by the Committee of Sponsoring Organizations of the Treadway Commission.

 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

 

The Company’s management assessed the effectiveness of the Company’s internal control over financial reporting as of December 31, 2022. Based on this assessment, management believes that as of December 31, 2022, the Company’s internal control over financial reporting was effective. There were no changes in the Company’s internal control over financial reporting that occurred during the year ended December 31, 2022, that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

 

This annual report does not include an attestation report of the Company’s registered public accounting firm regarding internal control over financial reporting. Management’s report is not subject to attestation by the Company’s registered public accounting firm pursuant to the final ruling by the Securities and Exchange Commission that permits the Company to provide only management’s report in its annual report.

 

The Audit and Compliance Committee, composed entirely of independent Directors, meets periodically with management, the Company’s Audit & Compliance Officer, and Elliott Davis, LLC (separately and jointly) to discuss audit, financial and related matters. Elliott Davis, LLC and the Audit & Compliance Officer have direct access to the Audit and Compliance Committee.

 

Item 9B.Other Information

 

There was no information required to be disclosed in a report on Form 8-K during the fourth quarter of 2022 that was not reported.

 

Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

 

Not applicable.

 

57

 

PART III

 

Item 10.Directors, Executive Officers and Corporate Governance

 

The information required by this item contained under the sections captioned “Proposal 1: Election of Directors” and “Meetings and Committees of the Board of Directors and Corporate Governance Matters” included in the Company’s definitive Proxy Statement for its Annual Meeting of Shareholders to be held on April 11, 2023, a copy of which has been filed with the SEC, the “Proxy Statement”, is incorporated in this document by reference.

 

Executive Officers. The information concerning the Company’s executive officers is contained under the section captioned “Proposal 1: Election of Directors” included in the Company’s Proxy Statement, and is incorporated in this document by reference.

 

Audit and Compliance Committee Financial Expert. The Audit and Compliance Committee of the Company is composed of Directors Dr. Josette R. E. Pelzer, PhD, CPA; William L. Hiott, Jr.; Richard W. Hutson, Jr.; Karen J. Phillips, and Sheryl G. Sharry (Chairman). The Board has selected the Audit and Compliance Committee members based on its determination that they are qualified to oversee the accounting and financial reporting processes of the Company and audits of the Company’s financial statements. Each member of the Audit and Compliance Committee is “independent” as defined in the NASDAQ Stock Market listing standards for audit committee members.

 

The Board of Directors has determined that Dr. Josette R. E. Pelzer, CPA, qualifies as a financial expert within the meaning of SEC rules and regulations and has designated Director Pelzer as the Audit and Compliance Committee financial expert. As noted above, Director Pelzer is independent and satisfies the heightened independence standards required by NASDAQ for members of the audit committee.

 

Code of Ethics. The Company has adopted a “Code of Ethics”, applicable to the Chairman of the Board of Directors, the President/Chief Executive Officer, the Chief Financial Officer/Executive Vice President, the Chief Operating Officer/Executive Vice President and the Senior Lender/Executive Vice President and a “Code of Conduct” for Directors, officers and employees. A copy of these policies may be obtained at the Company’s website: http://www.banksc.com.

 

Item 11.Executive Compensation

 

The information required by this item is incorporated by reference to the Section captioned “Directors Compensation” and “Executive Compensation- Compensation Discussion and Analysis” included in the Proxy Statement.

 

Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

 

Security Ownership and Certain Beneficial Owners

 

Information required by this item is incorporated in this document by reference to the Section captioned “Security Ownership of Certain Beneficial Owners and Management” included in the Proxy Statement.

 

Security Ownership of Management

 

Information required by this item is incorporated in this document by reference to the Section captioned “Security Ownership of Certain Beneficial Owners and Management” included in the Proxy Statement.

 

Securities Authorized for Issuance under Equity Compensation Plan

 

Information required by this Item is incorporated in this document by reference to the section captioned “Equity Compensation Plan Information” included in the Proxy Statement. 

 

Changes in Control

 

Management is not aware of any arrangements, including any pledge by any shareholder of the Company, the operation of which may at a subsequent date result in a change of control of the Company.

 

58

 

Item 13.Certain Relationships and Related Transactions, and Director Independence

 

The information required by this item is incorporated in this document by reference to the Section captioned “Meetings and Committees of the Board of Directors and Corporate Governance Matters”, included in the Proxy Statement.

 

Item 14.Principal Accountant Fees and Services

 

The information required by this item is incorporated in this document by reference to “Proposal 2: To ratify the appointment of Elliott Davis, LLC as the Company’s independent registered public accounting firm for the year ended December 31, 2023” and “Auditing and Related Fees”, included in the Proxy Statement.

Greenville, South Carolina, Auditor ID: 149.

 

59

 

PART IV

 

Item 15.Exhibits and Financial Statement Schedules

 

1.The Consolidated Financial Statements and Report of Independent Registered Public Accounting Firm are included in this Form 10-K and listed on pages as indicated.

 

    Page
(1) Report of Independent Registered Public Accounting Firm 29
(2) Consolidated Balance Sheets 30
(3) Consolidated Statements of Income 31
(4) Consolidated Statements of Comprehensive Income 32
(5) Consolidated Statements of Shareholders’ Equity 33
(6) Consolidated Statements of Cash Flows 34
(7) Notes to Consolidated Financial Statements 35 - 57

 

2. Exhibits

 

Exhibit No.   Description of Exhibit
     
3.0   Articles of Incorporation of Registrant (filed herewith)
3.1   Articles of Amendment of Registrant filed April 17, 1998, and February 20, 2009, respectively (incorporated by reference to Exhibit 4.1 to Registrant’s Form S-3 filed on June 23, 2011)
3.2   Amended and Restated By-laws of Registrant (filed herewith)
4.0   Form of Common Stock Certificate (incorporated by reference to Exhibit 4 to Registrant’s Form S-8 filed on April 21, 2021)
4.1   Description of Securities registered under Section 12 of the Exchange Act (filed herewith)
10.0   2010 Omnibus Stock Incentive Plan (incorporated by reference to Exhibit A to the Registrants definitive proxy statement filed on March 8, 2010)
10.1   2020 Stock Incentive Plan (incorporated by reference to Exhibit A to the Registrant’s definitive proxy statement filed on March 6, 2020)
10.2   2021 Stock Incentive Plan for Independent Directors (incorporated by reference to Exhibit A to the Registrant’s definitive proxy statement filed on March 5, 2021)
10.3   Employee Stock Ownership Plan, as restated (incorporated by reference to Exhibit 10.6 to the Registrant’s Form 10-K filed on March 3, 2017)
10.4   Amendment to Lease dated January 31, 2022, for 256 Meeting Street (incorporated by reference to Exhibit 10.17 to the Registrant’s Form 10-K filed on March 4, 2022)
10.5   Amendment to Sublease Agreement dated September 7, 2017, for Parking Facilities at 256 Meeting Street (incorporated by reference to Exhibit 10.14 to the Registrant’s Form 10-Q filed on November 9, 2017)
10.6   Lease Extension Agreement dated March 6, 2017, for 256 Meeting Street (incorporated by reference to Exhibit 10.12 to the Registrant’s Form 10-Q filed on November 8, 2017)
10.7   Lease Agreement dated July 31, 2017, pertaining to the Bank’s North Charleston location (incorporated by reference to Exhibit 10.13 to the Registrant’s Form 10-Q filed August 10, 2017)
10.8   Commercial Lease dated September 16, 2021, for 1730 Maybank Highway, Charleston, SC (incorporated by reference to Exhibit 10.17 to the Registrant’s Form 10-Q filed on November 5, 2021)
21.1   List of subsidiaries of the Registrant (filed herewith)
23.1   Consent of the Independent Registered Public Accounting Firm (filed herewith)
31.1   Certification pursuant to Rule 13a-14(a)/15d-14(a) by the Principal Executive Officer (filed herewith)
31.2   Certification pursuant to Rule 13a-14(a)/15d-14(a) by the Principal Financial Officer (filed herewith)
32.1   Certification pursuant to Section 1350 – Principal Executive Officer (furnished herewith)
32.2   Certification pursuant to Section 1350 – Principal Financial Officer (furnished herewith)
101.SCH   XBRL Taxonomy Extension Schema Document
101.CAL   XBRL Taxonomy Extension Calculation Linkbase Document
101.DEF   XBRL Taxonomy Extension Definition Linkbase Document
101.LAB   XBRL Taxonomy Extension Label Linkbase Document
101.PRE   XBRL Taxonomy Extension Presentation Linkbase Document
104   Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

 

Item 16.Form 10-K Summary

 

Registrants may voluntarily include a summary of information required by Form 10-K under this Item 16. We have elected not to include such summary information.

 

60

 

SIGNATURES

 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

Date: March 2, 2023 BANK OF SOUTH CAROLINA CORPORATION
     
  By: /s/ Fleetwood S. Hassell
    Fleetwood S. Hassell
    President/Chief Executive Officer
     
  By: /s/ Eugene H. Walpole, IV
    Eugene H. Walpole, IV
    Chief Financial Officer/Executive Vice President

 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated:

 

March 2, 2023 /s/ David W. Bunch
  David W. Bunch, Director
   
March 2, 2023 /s/ Graham M. Eubank, Jr.
  Graham M. Eubank, Jr., Director
   
March 2, 2023 /s/ Elizabeth M. Hagood
Elizabeth M. Hagood, Director
   
March 2, 2023 /s/ Fleetwood S. Hassell
  Fleetwood S. Hassell, President/ Chief Executive Officer, Director
   
March 2, 2023 /s/ Glen B. Haynes, DVM
  Glen B. Haynes, DVM, Director
   
March 2, 2023 /s/ William L. Hiott, Jr.
  William L. Hiott, Jr., Director
   
March 2, 2023 /s/ Richard W. Hutson, Jr.
  Richard W. Hutson, Jr., Director
   
March 2, 2023 /s/ Charles G. Lane
  Charles G. Lane, Director
   
March 2, 2023 /s/ Hugh C. Lane, Jr.
  Hugh C. Lane, Jr., Chairman of the Board, Director
   
March 2, 2023 /s/ Alan I. Nussbaum
  Alan I. Nussbaum, MD, Director
   
March 2, 2023 /s/ Josette R. E. Pelzer, PhD, CPA
  Josette R. E. Pelzer, PhD, CPA, Director
   
March 2, 2023 /s/ Karen J. Phillips
  Karen J. Phillips, Director
   
March 2, 2023 /s/ Edmund Rhett, Jr. MD
  Edmund Rhett, Jr. MD, Director
   
March 2, 2023 /s/ Malcolm M. Rhodes
  Malcolm M. Rhodes, MD, Director
   
March 2, 2023 /s/ Douglas H. Sass
  Douglas H. Sass, Executive Vice President, Director
   
March 2, 2023 /s/ Sheryl G. Sharry
  Sheryl G. Sharry, Director
   
March 2, 2023 /s/ Steve D. Swanson
  Steve D. Swanson, Director
   

March 2, 2023

 /s/ Susanne K. Boyd
  Chief Operating Officer/Executive Vice President, Director
   

March 2, 2023

 /s/ Eugene H. Walpole, IV
  Chief Financial Officer/Executive Vice President, Director

 

61

 EX-3.0 2 ex3-0.htm ARTICLES OF INCORPORATION OF REGISTRANT

 

 

Bank of South Carolina Corporation 10-K

 

Exhibit 3.0

 

APPENDIX I TO
EXHIBIT A

STATE OF SOUTH CAROLINA
SECRETARY OF STATE

 

ARTICLES OF INCORPORATION

  

 

1.The name of the proposed corporation is Bank of South Carolina Corporation.

 

2.The initial registered office of the corporation is

 

  256 Meeting Street
  Street       &      Number

 

  Charleston Charleston SC 29401  
  City County State Zip Code  

 

and the initial registered agent at such address is

 

 Nathaniel I. Ball, III

 

3.The corporation is authorized to issue shares of stock as follows: Complete a or b, whichever is applicable:

 

  a. [ xx] If the corporation is authorized to issue a single class of shares, the total number of shares authorized is 3,000,000.
       
  b. [     ] The corporation is authorized to issue more than one class of shares:

 

  Class of Shares   Authorized No. of Each Class
       
       
       

 

The relative rights, preferences, and limitations of the shares of each class, and of each series within a class, are as follows:

 

4.The existence of the corporation shall begin when these articles are filed with the Secretary of State unless a delayed date is indicated (See §33-l-230(b)): __________________

 

5.The optional provisions which the corporation elects to include in the Articles of Incorporation are as follows (See §33-2-102 and the applicable comments thereto; and 35-2-105 and 35-2-221 of the 1976 South Carolina Code):

 

  See attached sheet for additional provisions.

 

 

 

 

6.The name and address and signature of each incorporator is as follows (only one is required):

 

Name Address Signature
     
Hugh C. Lane, Jr. 30 Church Street
Charleston, SC 29401		  
     
Nathaniel I. Ball, III 2630 Bayonne Street
Sullivans Island, SC 29482
     
William L. Hiott, Jr. 1831 Capri Drive
Charleston, SC 29407

 

7.I, John H. Warren, III, an attorney licensed to practice in the State of South Carolina, certify that the corporation, to whose articles of incorporation this certificate is attached, has complied with the requirements Chapter 2, Title 33 of the 1976 South Carolina Code relating to the articles of incorporation.

 

DATED: February 13, 1995________

 

     
  Signature  
     
  John H. Warren, III  
  Type or Print Name  
     
  Post Office Box 1254  
  Address  
     
  Charleston, SC 29402  
  City, State, Zip  

 

FILING INSTRUCTIONS

 

1.Two copies of this form, the original and either a duplicate original or a conformed copy, must be filed.

 

2.If the space in this form is insufficient, please attach additional sheets containing a reference to the appropriate paragraph in this form.

 

3.The fee to be paid at the time of filing this form is $135 which includes the following: $10.00 filing fee for the Articles of Incorporation; $100 for the filing tax; $25 for the minimum license fee. Attach one check in the amount of $135.00 made payable to the Office of the Secretary of State to the Articles when filed.

 

4.THIS FORM MUST BE ACCOMPANIED BY THE FIRST REPORT OF CORPORATIONS (see §12-19-02).

 

RETURN FORMS TO:OFFICE OF SECRETARY OF STATE
  Corporation Division
P.O. Box 11350
Columbia, S.C. 29211

 

 

 

  FORM REVISED 8/94
   

 

 

 

 

ARTICLES OF INCORPORATION
OF
BANK OF SOUTH CAROLINA CORPORATION

 

Additional Provisions:

 

5. (a) Shareholders will not have pre-emptive rights.
     
  (b) Pursuant to Section 33-2-105(a) the following shall be directors of the Corporation:

 

Nathaniel I. Ball, III
2630 Bayonne Street
Sullivans Island, SC 29482

 

Leon Banov, Jr., MD
89 Chadwick Drive
Charleston, SC 29407

 

James E. Brown, DDS
6908 Rivers Avenue 

Charleston Heights, SC 29418

 

William T. Cooper
21 Jamestown Road
Charleston, SC 29407

 

C. Ronald Coward
1996 Ronlin Farm Road
Awendaw, SC 29429

 

Louis Y. Dawson, III
33 Church Street
Charleston, SC 29401

 

Leonard C. Fulghum
311 Middle Street
Mt. Pleasant, SC 29464

 

T. Dean Harton
4620 Lazy Creek Lane
Wadmalaw, SC 29487

 

John F. Hassell, Jr. 

1536 Rifle Range Road
Mt. Pleasant, SC 29464

 

 

 

 

 

William L. Hiott, Jr.
1831 Capri Drive
Charleston, SC 29407

 

James H. Holcombe
16 Church Street
Charleston, SC 29401

 

Katherine M. Huger
72 Murray Boulevard
Charleston, SC 29401

 

John E. Huguley
22 Murray Boulevard
Charleston, SC 29401

 

Charles G. Lane
10 Gillon Street
Charleston, SC 29401

 

Hugh C. Lane, Jr.
30 Church Street
Charleston, SC 29401

 

Louise J. Maybank
8 Meeting Street
Charleston, SC 29401

 

Thomas W. Myers
90 Gaillard Lane
Summerville, SC 29483

 

Thomas C. Stevenson, III
173 Tradd Street
Charleston, SC 29401

 

John M. Tupper
113 Linwood Drive
Summerville, SC 29483

 

 

 

 EX-3.2 3 ex3-2.htm AMENDED AND RESTATED BY-LAWS OF REGISTRANT

 

Bank of South Carolina Corporation 10-K

 

Exhibit 3.2

 

AMENDED AND RESTATED BY-LAWS

 

OF

 

BANK OF SOUTH CAROLINA CORPORATION

 

ARTICLE I - OFFICES

 

The principal office of the Corporation in the State of South Carolina shall be located at 256 Meeting Street in the City of Charleston, in the County of Charleston, South Carolina. The Board of Directors shall have the power to change the location of the principal office to any other place within the limits of the County of Charleston, South Carolina, without the approval of the shareholders. The Corporation may have such other offices, as the Board of Directors may designate or as the business of the Corporation may from time to time require, without the approval of the shareholders.

 

ARTICLE II - SHAREHOLDERS

 

1.            Annual Meeting.

 

The regular annual meeting of the Shareholders shall be held on the second Tuesday of April in each year for the purpose of electing Directors and for the transaction of such other business as may come before the meeting. If the day fixed for the annual meeting shall be a legal or banking holiday in the State of South Carolina, such meeting shall be held on the next succeeding business day. If the election of Directors shall not be held on the day designated herein for any annual meeting of the Shareholders, or at any adjournment thereof, the Board of Directors shall cause the election to be held at a special meeting of the Shareholders as soon thereafter as possible.

 

2.            Special Meetings.

 

Special meetings of the Shareholders, for any purpose or purposes, unless otherwise prescribed by statute, may be called by the President or by a majority of the Board of Directors, and shall be called by the President at the request of the holders of not less than ten (10%) percent of all the outstanding shares of the Corporation entitled to vote at the meeting.

 

3.            Place of Meeting.

 

The Directors may designate any place, either within or without the State, unless otherwise prescribed by statute, as the place of meeting for any annual or for any special meeting called by the Directors. A waiver of notice signed by all Shareholders entitled to vote at a meeting may designate any place, either within or without the State, unless otherwise prescribed by statute, as the place for holding such meeting. If no designation is made or if a special meeting be otherwise called, the place of meeting shall be the principal office of the Corporation.

  

 

 

4.            Notice of Meeting.

 

Written or printed notice, stating the place, day, and hour of the meeting, and, in case of a special meeting, the purpose or purposes for which the meeting is called, shall be delivered not less than ten (10) days nor more than fifty (50) days before the date of the meeting, either personally or by mail, by or at the direction of the President or the Secretary or the officer or persons calling the meeting, to each Shareholder of record entitled to vote at such meeting. If mailed, such notice shall be deemed to be delivered when deposited in the United States mail, addressed to the Shareholder at his address as it appears on the stock transfer books of the Corporation, with postage thereon prepaid.

 

When a meeting is adjourned, for whatever reason, for thirty (30) days or more, notice of the adjourned meeting shall be given as provided by this section. Notice of a meeting adjourned for less than thirty (30) days need not be given if the time and place of the adjourned meeting are announced at the meeting at which the adjournment is taken, and at the adjourned meeting the Corporation may transact any business which might have been transacted at the meeting at which the adjournment was taken.

 

5.            Closing of Transfer Books or Fixing of Record Date.

 

For the purpose of determining Shareholders entitled to notice of or to vote at any meeting of Shareholders or any adjournment thereof, or Shareholders entitled to receive payment of any dividend, or in order to make a determination of Shareholders for any other proper purpose, the Board of Directors of the Corporation may fix in advance a date as the record date for any such determination of Shareholders, such date, in any case, to be not more than fifty (50) days and, in case of a meeting of Shareholders, not less than ten (10) days prior to the date on which the particular action, requiring such determination of Shareholders, is to be taken. If no record date is fixed for the determination of Shareholders entitled to notice of or to vote at a meeting of Shareholders, or Shareholders entitled to receive payment of a dividend, the date on which notice of the meeting is mailed or the date on which the Resolution of the Board of Directors declaring such dividend is adopted, as the case may be, shall be the record date for such determination of Shareholders. When a determination of Shareholders entitled to vote at any meeting of Shareholders has been made, as provided in this Section, such determination shall apply to any adjournment thereof, unless a new record date is fixed in accordance with the provisions of this Section 5.

 

6.            Voting Lists.

 

The officer or agent having charge of the stock transfer books for shares of the Corporation shall, in advance of each meeting of Shareholders, prepare a complete list of the Shareholder entitled to vote at any meeting of Shareholders or adjournment thereof. Such lists shall be arranged in alphabetical order, with the address of and the number of shares held by each Shareholder. The requirement of a list shall be satisfied, and no list need be prepared, if the record of Shareholders readily shows, in alphabetical order or by alphabetical index, and by classes or series, if any, the information required to appear in a list of Shareholders. For a period commencing upon the date when notice of the meeting is given, and, in no event, less than ten (10) days prior to the date of the meeting, such list of Shareholders shall be kept on file at the registered office of the Corporation or at its principal place of business or at the office of its transfer agent or registrar, and shall be subject to inspection by any Shareholder at any time during usual business hours.

 

- 2 -

 

 

7.            Nominations for Director.

 

Nominations for election to the Board of Directors may be made by the Board of Directors or by any stockholder of any outstanding class of capital stock of the Corporation entitled to vote for the election of directors. Nominations other than those made by or on behalf of the existing management of the Corporation, shall be made in writing and shall be delivered or mailed to the President of the Corporation, not less than fourteen (14) days nor more than fifty (50) days prior to any meeting of shareholders called for the election of directors, provided, however, that if less than twenty-one (21) days’ notice of the meeting is given to shareholders, such nomination shall be mailed or delivered to the President of the Corporation not later than the close of business on the seventh (7th) day following the day on which the notice of meeting was mailed. Such notification shall contain the following information to the extent known to the notifying shareholder: (a) the name and address of each proposed nominee; (b) the principal occupation of each proposed nominee; (c) the total number of shares of capital stock of the Corporation that will be voted for each proposed nominee; (d) the name and residence address of the notifying shareholder; and (e) the number of shares of capital stock of the Corporation owned by the notifying shareholder. Nominations not made in accordance herewith may, in his discretion, be disregarded by the President of the meeting, and upon his instructions, the vote tellers may disregard all votes cast for each such nominee.

 

8.            Quorum.

 

At any meeting of Shareholders, fifty (50%) percent of the outstanding shares of the Corporation entitled to vote, represented in person or by proxy, shall constitute a quorum at the meeting of Shareholders. If less than said number of the outstanding shares are presented at a meeting, a majority of the shares so represented may adjourn the meeting from time to time without further notice. At such adjourned meeting at which a quorum shall be present or represented, any business may be transacted which might have been transacted at the meeting as originally notified. The Shareholders present at a duly organized meeting may continue to transact business until adjournment, notwithstanding the withdrawal of enough Shareholders to leave less than a quorum.

 

9.            Proxies.

 

At all meetings of Shareholders, a Shareholder may vote by proxy executed in writing by the shareholder or his duly authorized attorney in fact, but no officer or employee of this Corporation shall act as proxy. Proxies shall be valid only for one meeting, to be specified therein, and any adjournments of such meeting. Such proxy shall be dated and filed with the Secretary of the Corporation before or at the time of the meeting. The Secretary shall file all proxies in the records of the Corporation. No proxy shall be valid after eleven (11) months from the date of its execution.

 

- 3 -

 

 

10.          Voting of Shares.

 

Subject to the provisions of Section 13 of this Article II, each outstanding share entitled to vote shall be entitled to one (1) vote upon each matter submitted to a vote at a meeting of Shareholders.

 

11.          Voting of Shares by Certain Holders.

 

Shares standing in the name of a Shareholder-corporation may be voted by such officer, agent, or proxy, as the by-laws of such Shareholder-corporation may prescribed, or, in the absence of such provision, as the board of directors of such Shareholder-corporation may determine. In the absence of any such designation, the chairman of the board, president, any vice-president, secretary, and treasurer of the Shareholder-corporation shall be presumed to possess, in that order, authority to vote such shares, unless prior to such vote, it appears, by a certified copy of the by-laws or other instrument of the Shareholder-corporation, that such authority does not exist or is vested in some other officer or person. In case of conflicting representation of the Shareholder-corporation, the shares shall be voted by the senior officer, in the order stated.

 

Shares held by an administrator, executor, guardian, or committee may be voted by him, either in person or by proxy, without a transfer of such shares into his name. Any other fiduciary, upon proof satisfactory to the Corporation of his authority to vote, may vote shares which stand of record in the name of the person for whom he is such fiduciary.

 

A minor may vote, in person or by proxy, shares which stand of record in his name, and may not thereafter disaffirm or avoid such vote.

 

Shares held by a person as custodian for a minor under the South Carolina Uniform Gifts to Minors Act (Sections 20-7-140 to 20-7-270, South Carolina Code of Laws, 1976, as amended) may be voted by the custodian, subject to applicable provisions of that act.

 

Shares held by or under the control of a trustee in bankruptcy or receiver or liquidator, may be voted by him without the transfer thereof into his name if authority to do so is conferred by statute or is authorized by the court which appointed such trustee, receiver, or liquidator. An assignee for the benefit of creditors may vote shares standing in the name of the assignor, unless otherwise provided in the instrument of assignment.

 

A shareholder whose shares are pledged shall be entitled to vote such shares until the shares have been transferred on the records of the Corporation into the name of the pledgee or a nominee of the pledgee, and thereafter the pledgee shall be entitled to vote the shares so long as they stand of record in the pledgee’s name.

 

- 4 -

 

 

Shares standing in the name of a partnership may be voted by any partner and shares standing in the name of a limited partnership may be voted by any general partner.

 

Shares standing in the name of a person as life tenant may be voted by him, either in person or by proxy.

 

12.          Informal Action by Shareholders.

 

Any action required to be taken at a meeting of the Shareholders or any other action which may be taken at a meeting of the Shareholders may be taken without a meeting if a consent in writing, setting forth the action so taken, shall be signed by all of the Shareholders entitled to vote with respect to the subject matter thereof, and is filed with the Secretary of the Corporation as part of the corporate records.

 

13.          Cumulative Voting.

 

At each election for Directors, every Shareholder entitled to vote at such election shall have the right to vote, in person or by proxy, the number of shares owned by him for as many persons as there are Directors to be elected and for whose election he has a right to vote, or to cumulate his votes by giving one (1) candidate as many votes as the number of such Directors multiplied by the number of his shares shall equal, or by distributing such votes on the same principal among any number of candidates. A Shareholder who intends to vote his shares as provided in this Section shall either (1) give written notice of such intention to the President or other officer of the Corporation not less than forty-eight (48) hours before the time fixed for the meeting, or (2) announce his intention in such meeting before the voting for Directors shall commence; and all Shareholders entitled to vote at such meeting shall, without further notice, be entitled to cumulate their votes.

 

14.          Order of Business.

 

The order of business at all meetings of the Shareholders shall be as follows:

 

1.       Roll Call 

2.       Proof of Note of Meeting or Waiver or Notice 

3.       Reading of Minutes of Preceding Meeting 

4.       Action on Proxy Items 

5.       Reports of Officers 

6.       Unfinished Business 

7.       New Business

 

- 5 -

 

 

ARTICLE III - BOARD OF DIRECTORS

 

1.            General Powers.

 

The business and affairs of the Corporation shall be managed by its Board of Directors. Except as expressly limited by law, all corporate powers of this Corporation shall be vested in and may be exercised by the Board of Directors. The Directors shall, in all cases, act as a board, and they may adopt such rules and regulations for the conduct of their meetings and the management of the Corporation as they may deem proper, not inconsistent with these By-Laws, and the Laws of this State.

 

2.            Number, Tenure, and Qualifications.

 

The initial number of Directors of the Corporation shall be nineteen (19). Each Director shall hold office until the next annual meeting of Shareholders and until his successor shall have been elected and qualified. The number of directors may be increased or decreased from time to time by a majority vote of the Board of Directors or the shareholders up to a maximum of twenty- five (25) and a minimum of fifteen (15). Each Director, during the full term of his directorship, shall own a minimum of one hundred (100) shares of unencumbered and unpledged shares of stock of this Corporation.

 

3.            Regular Meetings.

 

A regular meeting of the Directors shall be held, without other notice than this By-Law, immediately after and at the same place at the annual meeting of Shareholders. The Directors may provide, by Resolution, the time and place for the holding of additional regular meetings without other notice than such Resolution.

 

4.            Special Meetings.

 

Special meetings of the Directors may be called by or at the request of the President of the Corporation or by a majority of the Directors. The person or persons authorized to call special meetings of the Directors may fix the place for holding any special meeting of the Directors called by them.

 

5.            Notice.

 

Notice of any special meeting shall be given at least ten (10) days previously thereto by written notice delivered personally or by telegram or mailed to each Director at his business address. If mailed, such notice shall be deemed to be delivered when deposited in the United States mail so addressed, with postage thereon prepaid. If notice be given by telegram, such notice shall be deemed to be delivered when the telegram is delivered to the telegraph company. Notice of a meeting of Directors need not be given to a Director who signs a waiver of notice, either before or after the meeting. Attendance of a Director at a meeting shall, of itself, constitute a waiver of notice of such meeting, except where a Director attends a meeting for the express purpose of objecting at the beginning of the meeting to the transaction of any business on the ground that the meeting is not lawfully called or convened.

 

- 6 -

 

 

6.            Quorum.

 

A majority of the number of Directors fixed by Section 2 of this Article III then in office shall constitute a quorum for the transaction of business at any meeting of the Board of Directors.

 

7.            Manner of Acting.

 

The vote of the majority of the Directors present at a meeting at which a quorum is present shall be the act of the Board of Directors.

 

8.            Action Without a Meeting.

 

Action taken without a meeting by a majority of Directors shall be deemed action of the Board of Directors if all Directors execute, either before or after the action is taken, a written consent thereto and the consent is filed with the records of the Corporation.

 

9.            Newly Created Directorships and Vacancies.

 

Newly created Directorships resulting from an increase in the number of Directors and vacancies occurring in the Board of Directors for any reason, except the removal of Directors without cause, may be filled by a vote of a majority of the Directors then in office, although less than a quorum exists. Vacancies occurring by reason of the removal of Directors without cause shall be filled by vote of the Shareholders. A Director elected to fill a vacancy caused by resignation, death, or removal shall be elected to hold office for the unexpired term of his predecessor.

 

10.          Removal of Directors.

 

Any or all of the Directors may be removed for cause by vote of the Shareholders or by action of the Board of Directors. Directors may be removed without cause only by vote of the Shareholders.

 

11.          Resignation.

 

A Director may resign at any time by giving written notice to the Board of Directors, the President, or the Secretary of the Corporation. Unless otherwise specified in the notice, the resignation shall take effect upon receipt thereof by the Board of Directors or such officer and the acceptance of the resignation shall not be necessary to make it effective.

 

12.          Compensation.

 

By Resolution of the Board of Directors a sum may be set as compensation for Directors and/or, a fixed sum and expenses for actual attendance at each regular or special meeting of the Board of Directors may be authorized. All compensation due to Directors as directors shall be in such form as determined by the Board of Directors. Nothing herein contained shall be construed to preclude any Director from serving the Corporation in any other capacity and receiving compensation therefor. The Board of Directors may also authorize compensation for service on committees.

 

- 7 -

 

 

13.          Presumption of Assent.

 

A Director of the Corporation who is present at a meeting of the Directors at which action on any corporate matter is taken shall be presumed to have assented to the action taken unless his dissent shall be entered in the minutes of the meeting or unless he shall file his written dissent to such action with the person acting as the secretary of the meeting before the adjournment thereof or shall forward such dissent by registered mail to the Secretary of the Corporation immediately after the adjournment of the meeting. Such right to dissent shall not apply to a Director who voted in favor of such action.

 

14.          Executive Committee.

 

The President of the Corporation may designate from among members of the Board of Directors an Executive Committee to be composed of seven Directors, and other committees. Such committees and members thereof shall serve at the pleasure of the Board of Directors and exercise such functions as committed to them by a majority of the Board of Directors.

 

15.          Investment Committee.

 

There shall be an Investment Committee composed of five Directors, or such larger number as approved by the Board of Directors, appointed by the Board of Directors annually or more often. The Investment Committee shall have the power to insure adherence to Investment Policy, to recommend amendments thereto, to purchase and sell securities, to exercise authority regarding investments and to exercise, when the Board of Directors is not in session, all other powers of the Board of Directors regarding investment securities that may be lawfully delegated. The Investment Committee shall keep minutes of its meetings, and such minutes shall be submitted at the next regular meeting of the Board of Directors at which a quorum is present, and any action taken by the Board of Directors with respect thereto shall be entered in the minutes of the Board of Directors.

 

16.          Audit Committee.

 

There shall be an Audit Committee composed of not less than five (5) Directors, or such larger number as approved by the Board of Directors annually or more often, whose duty it shall be to make an examination at least once during each calendar year and within fifteen (15) months of the last such examination into the affairs of the Corporation or cause suitable examination to be made by auditors responsible only to the Board of Directors and to report the result of such examination in writing to the Board of Directors at the next regular meeting thereafter. Such report shall state whether the Corporation is in a sound condition, whether adequate internal controls and procedures are being maintained and shall recommend to the Board of Directors such changes in the manner of conducting the affairs of the Corporation as shall be deemed advisable.

 

- 8 -

 

 

17.          Other Committees.

 

The Board of Directors may appoint, from time to time, from its own members, other committees of one or more persons, for such purposes and with such powers as the Board of Directors may determine.

 

ARTICLE IV - OFFICERS

 

1.            General.

 

Except with respect to the offices of Chairman of the Board of Directors and President, any two (2) or more offices may be held by the same person, but no officer may act in more than one (1) capacity when action by two (2) or more officers is required.

 

2.            Election and Term of Office.

 

The officers of the Corporation to be elected by the Directors shall be elected annually at the first meeting of the Directors held after each annual meeting of the Shareholders. If the election of officers shall not be held at such meeting, such election shall be held as soon thereafter as convenient. Each officer shall hold office until his successor shall have been duly elected and shall have qualified or until his death or until he shall resign or shall have been removed in the manner hereinafter provided.

 

3.            Removal.

 

Any officer or agent elected or appointed by the Directors may be removed by the Directors whenever, in their judgment, the best interests of the Corporation would be served thereby, but such removal shall be without prejudice to the contract rights, if any, of the person so removed. Election or appointment of an officer or agent shall not of itself create contract rights.

 

4.            Vacancies.

 

A vacancy in any office because of death, resignation, removal, disqualification, or otherwise, may be filled by the Directors for the unexpired portion of the term; and any vacancy occurring in the Office of President shall be filled promptly by the Board of Directors.

 

5.            President.

 

The Board of Directors shall appoint one of its members to be President of the Corporation. The President shall be the principal executive officer of the Corporation and shall report to the Chairman of the Board of Directors. Subject to the control of the Directors, the President shall, in general, supervise and control all of the business and affairs of the Corporation. He shall, when present, preside at all meetings of the Shareholders and of the Directors. He may sign, with the Secretary or any other proper officer of the Corporation thereunto authorized by the Directors, certificates for shares of the Corporation, any deeds, mortgages, bonds, contracts, or other instruments which the Directors have authorized to be executed, except in cases where the signing and execution thereof shall be expressly delegated by the Directors or by these By-Laws to some other officer or agent of the Corporation or shall be required by Law to be otherwise signed or executed; and, in general, shall perform all duties incident to the office of President and such other duties as may be prescribed by the Directors from time to time.

 

- 9 -

 

 

6.            Vice-President.

 

The Board of Directors may appoint one or more Vice-Presidents. One Vice-President shall be designated by the Board of Directors, in the absence of the President or in the event of his death or inability or refusal to act, to perform the duties of the President and, when so acting, shall have all the powers of and be subject to all the restrictions upon the President. Each Vice-President shall have such powers and duties as from time to time may be assigned to him by the President or by the Directors.

 

7.            Secretary.

 

The Board of Directors shall appoint a Secretary or other designated officer who shall be the Secretary of the Board of Directors and of the Corporation. The Secretary shall (a) keep the minutes of the Shareholders’ and of the Directors’ meetings in one (1) or more books provided for that purpose, (b) see that all notices are duly given in accordance with the provisions of these By-Laws or as required by Law, (c) be custodian of the corporate records and of the Seal of the Corporation and see that the Seal of the Corporation is affixed to all documents, the execution of which, on behalf of the Corporation under its Seal, is duly authorized, (d) keep a register of the post office address of each Shareholder which shall be furnished to the Secretary by Shareholder, (e) sign, with the President, certificates for shares of the Corporation, the issuance of which shall have been authorized by Resolution of the Board of Directors, and (f) in general, perform all duties incident to the office of Secretary and such other duties as from time to time may be assigned to him by the President or by the Board of Directors.

 

8.            Other Officers.

 

The Board of Directors will appoint a Chairman and may appoint a Vice Chairman of the Board of Directors and one or more Assistant Vice Presidents, one or more Executive Vice Presidents, one or more Senior Vice Presidents, one or more Assistant Secretaries, one or more Assistant Cashiers, and such other officers and attorneys-in-fact as from time to time may appear to the Board of Directors to be required or desirable to transact the business of the Corporation. Such officers shall respectively exercise such powers and perform such duties as pertain to their several offices, or as may be conferred upon, or assigned to, them by the Board of Directors, or the President.

 

- 10 -

 

 

9.            Salaries

 

The salaries of the President, all vice presidents and above shall be fixed from time to time by the Directors; the salaries of all other officers shall be fixed from time to time by the President (or his designee) within guidelines established by the Board of Directors; and no officer shall be prevented from receiving such salary by reason of the fact that he is also a Director of the Corporation.

 

ARTICLE V - EXECUTION OF INSTRUMENTS

 

1.            Execution of Instruments.

 

All agreements, indentures, mortgages, deeds, conveyances, transfers, certificates, declarations, receipts, discharges, releases, satisfactions, settlements, petitions, schedules, accounts, affidavits, bonds, undertakings, proxies and other instruments or documents that have been duly authorized to be executed on behalf of the Corporation by action of the Board of Directors may be signed, executed, acknowledged, verified, delivered or accepted on behalf of the Corporation by the President, or any Vice President, or the Secretary, or, if in connection with exercise of fiduciary powers of the Corporation, by any of said officers, by their manual or facsimile signatures. Any such instruments may also be executed in such other manner and by such other officers as the Board of Directors may from time to time direct. The provisions of this Article V are supplementary to any other provision of these ByLaws.

 

ARTICLE VI - CERTIFICATES FOR SHARES AND THEIR TRANSFER

 

1.           Certificates for Shares.

 

Certificates representing shares of the Corporation shall be in such form as shall be determined by the Board of Directors. Such certificates shall be signed by the President and by the Secretary, Assistant Secretary, or by such other officers authorized by Law and by the Board of Directors so to do and sealed with the corporate Seal. Each certificate representing shares shall state upon the face thereof:

 

a.       That the Corporation is organized under the Laws of the State of South Carolina;

 

b.       The name of the person to whom issued;

 

c.       The number and class of shares and the designation of the series, if any, which such certificate represents; and

 

d.       The par value of each share represented by such certificate or a statement that the shares are without par value.

 

- 11 -

 

 

All certificates for shares shall be consecutively numbered or otherwise identified. The name and address of the person to whom the shares represented thereby are issued, with the number of shares and date of issue, shall be entered on the stock transfer books of the Corporation. All certificates surrendered to the Corporation for transfer shall be cancelled and no new certificate shall be issued until the former certificate for a like number of shares shall have been surrendered and canceled, except that, in case of a lost, destroyed, or mutilated certificate, a new one may be issued therefor upon such terms and indemnity to the Corporation as the Board of Directors may prescribe.

 

2.            Transfer of Shares.

 

Transfer of shares of the Corporation shall be made only on the stock transfer books of the Corporation. Title to a certificate and to the shares in a Corporation represented thereby can be transferred only (a) by delivery of the certificate endorsed either in blank or to a specified person by the person appearing by the certificate to be the owner of the shares represented thereby; or (b) by delivery of the certificate and a separate document containing a written assignment of the certificate or a power of attorney to sell, assign, or transfer the same or the shares represented thereby, signed by the person appearing by the certificate to be the owner of the shares represented thereby. Such assignment or power of attorney may be either in blank or to a specified person. The person in whose name shares stand on the books of the Corporation shall be deemed by the Corporation to be the owner thereof for all purposes.

 

ARTICLE VIII - FISCAL YEAR

 

The fiscal year of the Corporation shall begin on the first day of January in each year.

 

ARTICLE VIII - DIVIDENDS

 

The Board of Directors may from time to time declare, and the Corporation may pay, dividends on its outstanding shares in the manner and upon the terms and conditions provided by Law and, its Articles of Incorporation.

 

ARTICLE IX - SEAL

 

The Board of Directors shall provide a corporate Seal which shall be circular in form and shall have inscribed thereon the name of the Corporation, the State of incorporation, year of incorporation, and the words “Corporate Seal”.

 

ARTICLE X - WAIVER OF NOTICE

 

Unless otherwise provided by Law, whenever any notice is required to be given to any Shareholder or Director of the Corporation under the provisions of these By-Laws or under the provisions of the Articles of Incorporation, a waiver thereof in writing, signed by the person or persons entitled to such notice, whether before or after the time stated therein, shall be deemed equivalent to the giving of such notice.

 

- 12 -

 

 

ARTICLE XI - INDEMNIFICATION

 

The Corporation shall indemnify any person who is or was a Director, officer, employee, or agent of the Corporation who is made a party to any suit, action, or proceeding, whether civil, criminal, administrative, or investigative, including any action by or in the right of the Corporation by reason of the fact that he is or was a Director, officer, employee, or agent of the Corporation, including attorney fees actually or reasonably incurred by him in connection with such action, suit, or proceeding, if he acted in good faith and in a manner he reasonably believed to be in, or not opposed to, the best interests of the Corporation, including any claim, judgments, amounts paid in settlement, and attorney fees except that no indemnification shall be made in respect for a criminal proceeding or as to such person guilty of a violation of a criminal law, or as to which such person shall have been adjudged to be liable for willful or gross negligence or willful misconduct in the performance of his duty to the Corporation.

 

ARTICLE XIII - BY-LAWS

 

1.            Amendments.

 

The holders of a majority of shares entitled to vote to elect Directors may alter, amend, or repeal these By-Laws or adopt new By-Laws, provided that the Board of Directors may alter, amend, or repeal these By-Laws or adopt new By-Laws, subject always to the right of the Shareholders as above to alter, amend, or repeal these By-Laws or adopt new By-Laws.

 

2.            Inspection.

 

A copy of the By-Laws, with all amendments thereto, shall at all times be kept in a convenient place at the Main Office of the Corporation, and shall be open for inspection to all Shareholders, during banking hours.

 

- 13 -

 

 EX-4.1 4 ex4-1.htm DESCRIPTION OF SECURITIES

 

Bank of South Carolina Corporation 10-K

 

Exhibit 4.1

 

DESCRIPTION OF THE REGISTRANT’S SECURITIES 

REGISTERED PURSUANT TO SECTION 12 OF THE 

SECURITIES EXCHANGE ACT OF 1934

 

The following description sets forth certain material terms and provisions of the securities of Bank of South Carolina Corporation (the “Company,” “we,” “us,” or “our”) that are registered under Section 12 of the Securities Exchange Act of 1934. The following summary does not purport to be complete and is subject to, and is qualified in its entirety by reference to, the applicable provisions of our articles of incorporation, as amended, and our amended and restated bylaws, copies of which are filed with or incorporated by reference as exhibits to the Annual Report on Form 10-K of which this Exhibit 4.1 is a part. We encourage you to read our articles of incorporation, as amended, and our amended and restated bylaws for additional information.

 

Description of Common Stock, No Par Value per Share

 

General. Holders of our common stock are entitled to one vote per share, to receive dividends when and if declared by our Board of Directors and to share ratably in the assets of the Company legally available for distribution to our shareholders in the event of liquidation. Holders of our common stock have no preemptive, subscription, redemption or conversion rights. All outstanding shares of our common stock are, upon issuance and payment therefor, duly authorized, fully paid and nonassessable. The holders of our common stock have cumulative voting rights with respect to the election of directors, subject to certain advance notice requirements set forth in the bylaws and applicable provisions of the South Carolina Business Corporation Act. Directors are elected by a plurality of the votes cast by the shares entitled to vote in the election at a meeting at which a quorum is present. On all other matters, assuming a quorum is present and unless otherwise provided by law, action on a matter is approved if the votes cast favoring the action exceed the votes cast opposing the action.

 

The issuance of additional shares of our common stock may have the effect of delaying, deferring or preventing a change of control of the Company.

 

Dividends. As a South Carolina corporation, we are not directly subject to the restrictions on the payment of cash dividends applicable to our subsidiary bank. The Board of Governors of the Federal Reserve System (the “Federal Reserve”) has issued a policy statement on the payment of cash dividends by bank holding companies, which expresses the Federal Reserve’s view that a bank holding company should pay cash dividends only to the extent that the holding company’s net income for the past year is sufficient to cover both the cash dividends and a rate of earning retention that is consistent with the holding company’s capital needs, asset quality and overall financial condition.

 

Holders of shares of our common stock are entitled to receive such cash dividends as the board of directors may declare out of legally available funds. However, our payment of cash dividends will be subject to the restrictions of South Carolina law applicable to the declaration of distributions to shareholders by a business corporation. Under such provisions, distributions, including cash dividends, may not be paid if, after giving effect to such cash dividend or other distribution, a corporation would not be able to pay its debts as they become due in the usual course of business or the corporation’s total assets would be less than the sum of its total liabilities plus the amount that would be needed to satisfy certain preferential liquidation rights. Our ability to pay cash dividends to the holders of shares of our common stock is, at the present time and for the foreseeable future, largely dependent upon the amount of cash dividends that our subsidiary bank pays to us.

 

1 

 

Regulatory Restrictions on Ownership. The Bank Holding Company Act of 1956, as amended (the “BHCA”), requires any “bank holding company,” as defined in the BHCA, to obtain the approval of the Federal Reserve before acquiring 5% or more of our common stock. Any person, other than a bank holding company, is required to obtain the approval of the Federal Reserve before acquiring 10% or more of our common stock under the Change in Bank Control Act. Generally, any company (as defined under the BHCA) that owns or controls 25% or more of our common stock, or a company that owns or controls 5% or more if such company otherwise exercises a “controlling influence” over us, is subject to regulation as a bank holding company under the BHCA.

 

Charter and Bylaw Provisions Having Potential Anti-Takeover Effects

 

The following paragraphs summarize certain provisions of our articles of incorporation, as amended, and amended and restated bylaws that may have the effect, or be used as a means, of delaying or preventing attempts to acquire or take control of the Company, or to remove or replace incumbent directors, that are not first approved by our board of directors, even if those proposed actions are favored by our shareholders. All references to our articles of incorporation reference such articles as amended to date.

 

Authorized Shares. Our Board of Directors is authorized to approve the issuance of shares of our common stock from time to time. Our Board of Directors has considerable flexibility to effect, among other transactions, financings, acquisitions, stock dividends, stock splits, and grants of stock options. However, the board’s authority also could be used, consistent with the board’s fiduciary duty, to deter future attempts to gain control of the Company by issuing additional common stock to persons friendly to management in order to attempt to block a tender offer, merger, or other transaction by which a third party seeks to gain control.

 

Advance Notice of Director Nominations. Our bylaws provide that in order to be eligible for consideration at a meeting of shareholders, all nominations for election to the Board of Directors, other than those made by our nominating committee, must be made in writing and delivered or mailed to the President/Chief Executive Officer of the Company not less than 14 days or no more than 50 days prior to any meeting of shareholders calling for election of directors; provided however, that if less than 21 days’ notice of the meeting is given to shareholders, such nomination shall be mailed or delivered to the President/Chief Executive Officer of the Company not later than the close of business on the 7th day following the day on which the notice of meeting was mailed. Only shareholders entitled to vote in the election for directors may make nominations to our Board of Directors.

 

2 

 

Special Meetings of Shareholders. Our bylaws provide that, unless otherwise prescribed by law, special meetings of our shareholders (1) may be called only by (a) a majority of our Board of Directors, or (b) the president of the Company, and (2) shall be called by the president of the Company at the request of holders of not less than ten percent (10%) of all the outstanding shares of the Company entitled to vote at such a meeting.

 

Removal of Directors; Filling Vacancies. Our bylaws provide that any or all of our directors may be removed for cause by vote of the shareholders or by action of the Board of Directors. Directors may be removed without cause only by vote of the shareholders. Newly created directorships resulting from an increase in the number of directors and vacancies occurring in the Board of Directors for any reason, except the removal of directors without cause, may be filled by a vote of a majority of the directors then in office. Vacancies occurring by reason of the removal of directors without cause must be filled by vote of the shareholders. A director elected to fill a vacancy caused by resignation, death, or removal shall be elected to hold office for the unexpired term of his or her predecessor.

 

Amendment of Bylaws. Our bylaws provide that the holders of a majority of shares entitled to elect directors may alter, amend, or repeal the bylaws or adopt new bylaws, provided that the Board of Directors may alter, amend, or repeal the bylaws or adopt new bylaws, subject to the right of the shareholders as stated above to alter, amend, or repeal the bylaws or adopt new bylaws.

 

3 

 EX-21.1 5 ex21-1.htm LIST OF SUBSIDIARIES OF THE REGISTRANT

 

Bank of South Carolina Corporation 10-K

 

Exhibit 21.1

 

Bank of South Carolina Corporation

 

List of Subsidiaries of the Registrant

 

Name   State of Incorporation or Organization
The Bank of South Carolina   South Carolina
     

 

 EX-23.1 6 ex23-1.htm CONSENT OF ELLIOTT DAVIS, LLC
 

Bank of South Carolina Corporation 10-K

 

EXHIBIT 23.1

 

 

Consent of Independent Registered Public Accounting Firm

 

We consent to the incorporation by reference in the Registration Statement No. 333-255203 and the Registration Statement No. 333-237676 on Form S-8 of Bank of South Carolina Corporation of our report dated March 2, 2023, relating to the consolidated financial statements of Bank of South Carolina Corporation and subsidiary, which appear in this Annual Report on Form 10-K of Bank of South Carolina Corporation for the year ended December 31, 2022.

 

/s/ Elliott Davis, LLC

 

Charleston, South Carolina

March 2, 2023

 

 

 EX-31.1 7 ex31-1.htm CERTIFICATION OF THE PRINCIPAL EXECUTIVE OFFICER
 

Bank of South Carolina Corporation 10-K

 

EXHIBIT 31.1

 

CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER PURSUANT TO

RULE 13A-14(A)/15D-14(A) 

UNDER THE SECURITIES EXCHANGE ACT OF 1934

 

CERTIFICATION

 

I, Fleetwood S. Hassell, certify that:

 

1.I have reviewed this Annual Report on Form 10-K of the Bank of South Carolina Corporation;

 

2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3.Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for the periods presented in this report.

 

4.The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal controls over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)), for the registrant and have:

 

a)Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiary, is made known to us by others within the entity, particularly during the period in which this report is being prepared;

 

b)Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

c)Evaluated the effectiveness of registrant’s disclosure controls and procedures within 90 days prior to the filing date of the report and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

d)Disclosed in this report any changes in registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting.

 

5.The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the Audit and Compliance Committee of the registrant’s Board of Directors (or persons performing the equivalent functions):

 

a)All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

b)Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

Date: March 2, 2023

 

/s/ Fleetwood S. Hassell  
Fleetwood S. Hassell  
President/Chief Executive Officer  

 

 

 EX-31.2 8 ex31-2.htm CERTIFICATION OF THE PRINCIPAL FINANCIAL OFFICER
 

Bank of South Carolina Corporation 10-K

 

EXHIBIT 31.2

 

CERTIFICATION OF THE CHIEF FINANCIAL OFFICER PURSUANT TO

RULE 13A-14(A)/15D-14(A)

UNDER THE SECURITIES EXCHANGE ACT OF 1934

 

CERTIFICATION

 

I, Eugene H. Walpole, IV, certify that:

 

1.I have reviewed this Annual Report on Form 10-K of the Bank of South Carolina Corporation;

 

2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3.Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for the periods presented in this report.

 

4.The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)), for the registrant and have:

 

a)Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiary, is made known to us by others within the entity, particularly during the period in which this report is being prepared;

 

b)Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

c)Evaluated the effectiveness of the registrant’s disclosure controls and procedures within 90 days prior to the filing date of the report and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

d)Disclosed in this report any changes in the registrant’s internal control over financial reporting that occurred during registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonable likely to materially affect, registrant’s internal control over financial reporting.

 

5.The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the Audit and Compliance Committee of the registrant’s Board of Directors (or persons performing the equivalent functions):

 

a)All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

b)Any fraud, whether or not material, that involves management or other employees who have a significant role in registrant’s internal control over financial reporting.

 

Date: March 2, 2023

 

/s/ Eugene H. Walpole, IV  
Eugene H. Walpole, IV  

Chief Financial Officer/Executive Vice President

  

 

 

 

 EX-32.1 9 ex32-1.htm SECTION 906 CERTIFICATION OF THE PRINCIPAL EXECUTIVE OFFICER
 

Bank of South Carolina Corporation 10-K

 

EXHIBIT 32.1

 

 

CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. 1350,
AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

 

I, Fleetwood S. Hassell, President/Chief Executive Officer of Bank of South Carolina Corporation (the “Company”), certify, that to the best of my knowledge, based upon a review of the annual report on Form 10-K for the period ended December 31, 2022 of the Company (the “Report”):

 

1.the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, (U.S.C. 78m or 78o(d)); and

 

2.the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

Date: March 2, 2023

 

  By: /s/ Fleetwood S. Hassell
    Fleetwood S. Hassell
    President/Chief Executive Officer

 

 

 EX-32.2 10 ex32-2.htm SECTION 906 CERTIFICATION OF THE PRINCIPAL FINANCIAL OFFICER
 

Bank of South Carolina Corporation 10-K

 

EXHIBIT 32.2

 

 

CERTIFICATION OF THE CHIEF FINANCIAL OFFICER PURSUANT TO 18 U.S.C. 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

 

I, Eugene H. Walpole, IV, Chief Financial Officer/Executive Vice President of Bank of South Carolina Corporation (the “Company”), certify that to the best of my knowledge, based upon a review of the annual report on Form 10-K for the period ended December 31, 2022 of the Company (the “Report”):

 

1.the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, (U.S.C. 78m or 78o(d)); and

 

2.the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

Date: March 2, 2023

 

  By: /s/ Eugene H. Walpole, IV
    Eugene H. Walpole, IV
    Chief Financial Officer/Executive Vice President

 

 

 EX-101.SCH 11 bksc-20221231.xsd XBRL SCHEMA FILE 00000001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink 00000002 - Statement - CONSOLIDATED BALANCE SHEETS link:presentationLink link:calculationLink link:definitionLink 00000003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 00000004 - Statement - CONSOLIDATED STATEMENTS OF INCOME link:presentationLink link:calculationLink link:definitionLink 00000005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 00000006 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY link:presentationLink link:calculationLink link:definitionLink 00000007 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 00000008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS link:presentationLink link:calculationLink link:definitionLink 00000009 - Disclosure - ORGANIZATION link:presentationLink link:calculationLink link:definitionLink 00000010 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES link:presentationLink link:calculationLink link:definitionLink 00000011 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE link:presentationLink link:calculationLink link:definitionLink 00000012 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES link:presentationLink link:calculationLink link:definitionLink 00000013 - Disclosure - CONCENTRATIONS OF CREDIT RISK link:presentationLink link:calculationLink link:definitionLink 00000014 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS link:presentationLink link:calculationLink link:definitionLink 00000015 - Disclosure - LEASES link:presentationLink link:calculationLink link:definitionLink 00000016 - Disclosure - DEPOSITS link:presentationLink link:calculationLink link:definitionLink 00000017 - Disclosure - SHORT-TERM BORROWINGS link:presentationLink link:calculationLink link:definitionLink 00000018 - Disclosure - INCOME TAXES link:presentationLink link:calculationLink link:definitionLink 00000019 - Disclosure - COMMITMENTS AND CONTINGENCIES link:presentationLink link:calculationLink link:definitionLink 00000020 - Disclosure - RELATED PARTY TRANSACTIONS link:presentationLink link:calculationLink link:definitionLink 00000021 - Disclosure - OTHER EXPENSE link:presentationLink link:calculationLink link:definitionLink 00000022 - Disclosure - STOCK INCENTIVE PLANS link:presentationLink link:calculationLink link:definitionLink 00000023 - Disclosure - EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST link:presentationLink link:calculationLink link:definitionLink 00000024 - Disclosure - DIVIDENDS link:presentationLink link:calculationLink link:definitionLink 00000025 - Disclosure - INCOME PER COMMON SHARE link:presentationLink link:calculationLink link:definitionLink 00000026 - Disclosure - REGULATORY CAPITAL REQUIREMENTS link:presentationLink link:calculationLink link:definitionLink 00000027 - Disclosure - DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS link:presentationLink link:calculationLink link:definitionLink 00000028 - Disclosure - BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY link:presentationLink link:calculationLink link:definitionLink 00000029 - Disclosure - QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) link:presentationLink link:calculationLink link:definitionLink 00000030 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies) link:presentationLink link:calculationLink link:definitionLink 00000031 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE (Tables) link:presentationLink link:calculationLink link:definitionLink 00000032 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) link:presentationLink link:calculationLink link:definitionLink 00000033 - Disclosure - CONCENTRATIONS OF CREDIT RISK (Tables) link:presentationLink link:calculationLink link:definitionLink 00000034 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 00000035 - Disclosure - LEASES (Tables) link:presentationLink link:calculationLink link:definitionLink 00000036 - Disclosure - DEPOSITS (Tables) link:presentationLink link:calculationLink link:definitionLink 00000037 - Disclosure - INCOME TAXES (Tables) link:presentationLink link:calculationLink link:definitionLink 00000038 - Disclosure - RELATED PARTY TRANSACTIONS (Tables) link:presentationLink link:calculationLink link:definitionLink 00000039 - Disclosure - OTHER EXPENSE (Tables) link:presentationLink link:calculationLink link:definitionLink 00000040 - Disclosure - STOCK INCENTIVE PLANS (Tables) link:presentationLink link:calculationLink link:definitionLink 00000041 - Disclosure - INCOME PER COMMON SHARE (Tables) link:presentationLink link:calculationLink link:definitionLink 00000042 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 00000043 - Disclosure - DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables) link:presentationLink link:calculationLink link:definitionLink 00000044 - Disclosure - BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY (Tables) link:presentationLink link:calculationLink link:definitionLink 00000045 - Disclosure - QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) (Tables) link:presentationLink link:calculationLink link:definitionLink 00000046 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000047 - Disclosure - The amortized cost and fair value of investment securities available for sale are summarized as follows. (Details) link:presentationLink link:calculationLink link:definitionLink 00000048 - Disclosure - The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table. (Details) link:presentationLink link:calculationLink link:definitionLink 00000049 - Disclosure - The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss posi (Details) link:presentationLink link:calculationLink link:definitionLink 00000050 - Disclosure - The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses. (Details) link:presentationLink link:calculationLink link:definitionLink 00000051 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000052 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000053 - Disclosure - Major classifications of loans (Details) link:presentationLink link:calculationLink link:definitionLink 00000054 - Disclosure - The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory. (Details) link:presentationLink link:calculationLink link:definitionLink 00000055 - Disclosure - The following tables include an aging analysis of the recorded investment in loans segregated by class. (Details) link:presentationLink link:calculationLink link:definitionLink 00000056 - Disclosure - The following table summarizes the balances of non-accrual loans. (Details) link:presentationLink link:calculationLink link:definitionLink 00000057 - Disclosure - The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. (Details) link:presentationLink link:calculationLink link:definitionLink 00000058 - Disclosure - The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. (Details) link:presentationLink link:calculationLink link:definitionLink 00000059 - Disclosure - As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table. (Details) link:presentationLink link:calculationLink link:definitionLink 00000060 - Disclosure - The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated. (Details) link:presentationLink link:calculationLink link:definitionLink 00000061 - Disclosure - Our loans were concentrated in the following categories. (Details) link:presentationLink link:calculationLink link:definitionLink 00000062 - Disclosure - Premises, equipment and leasehold improvements are summarized in the table below. (Details) link:presentationLink link:calculationLink link:definitionLink 00000063 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000064 - Disclosure - LEASES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000065 - Disclosure - Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below. (Details) link:presentationLink link:calculationLink link:definitionLink 00000066 - Disclosure - The table below shows lease expense components for the years ended December 31, 2022 and 2021. (Details) link:presentationLink link:calculationLink link:definitionLink 00000067 - Disclosure - The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below: (Details) link:presentationLink link:calculationLink link:definitionLink 00000068 - Disclosure - DEPOSITS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000069 - Disclosure - SHORT-TERM BORROWINGS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000070 - Disclosure - Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below. (Details) link:presentationLink link:calculationLink link:definitionLink 00000071 - Disclosure - Income tax expense was as follows: (Details) link:presentationLink link:calculationLink link:definitionLink 00000072 - Disclosure - The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% (Details) link:presentationLink link:calculationLink link:definitionLink 00000073 - Disclosure - The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below. (Details) link:presentationLink link:calculationLink link:definitionLink 00000074 - Disclosure - INCOME TAXES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000075 - Disclosure - COMMITMENTS AND CONTINGENCIES (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000076 - Disclosure - The table below summarizes related party loans. (Details) link:presentationLink link:calculationLink link:definitionLink 00000077 - Disclosure - RELATED PARTY TRANSACTIONS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000078 - Disclosure - The table below summarizes the components of other operating expense. (Details) link:presentationLink link:calculationLink link:definitionLink 00000079 - Disclosure - The fair value of options granted was determined using the following weighted-average assumptions as of grant date: (Details) link:presentationLink link:calculationLink link:definitionLink 00000080 - Disclosure - The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31: (Details) link:presentationLink link:calculationLink link:definitionLink 00000081 - Disclosure - The following table presents information pertaining to options outstanding at December 31, 2022. (Details) link:presentationLink link:calculationLink link:definitionLink 00000082 - Disclosure - STOCK INCENTIVE PLANS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000083 - Disclosure - EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000084 - Disclosure - DIVIDENDS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000085 - Disclosure - The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31: (Details) link:presentationLink link:calculationLink link:definitionLink 00000086 - Disclosure - The following table presents the actual CBLR for the Bank and Company at: (Details) link:presentationLink link:calculationLink link:definitionLink 00000087 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000088 - Disclosure - The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021. (Details) link:presentationLink link:calculationLink link:definitionLink 00000089 - Disclosure - The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021. (Details) link:presentationLink link:calculationLink link:definitionLink 00000090 - Disclosure - The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021. (Details) link:presentationLink link:calculationLink link:definitionLink 00000091 - Disclosure - The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022: (Details) link:presentationLink link:calculationLink link:definitionLink 00000092 - Disclosure - The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively. (Details) link:presentationLink link:calculationLink link:definitionLink 00000093 - Disclosure - Condensed Statements of Financial Condition (Details) link:presentationLink link:calculationLink link:definitionLink 00000094 - Disclosure - Condensed Statements of Income (Details) link:presentationLink link:calculationLink link:definitionLink 00000095 - Disclosure - Condensed Statements of Cash Flows (Details) link:presentationLink link:calculationLink link:definitionLink 00000096 - Disclosure - The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively: (Details) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 12 bksc-20221231_cal.xml XBRL CALCULATION FILE EX-101.DEF 13 bksc-20221231_def.xml XBRL DEFINITION FILE EX-101.LAB 14 bksc-20221231_lab.xml XBRL LABEL FILE Equity Components [Axis] Common Stock [Member] Additional Paid-in Capital [Member] Retained Earnings [Member] Treasury Stock [Member] AOCI Attributable to Parent [Member] Long-Lived Tangible Asset [Axis] Building [Member] Equipment [Member] Statistical Measurement [Axis] Minimum [Member] Maximum [Member] Scenario [Axis] Pro Forma [Member] Cumulative Effect, Period of Adoption [Axis] Cumulative Effect, Period of Adoption, Adjustment [Member] Financial Instrument [Axis] US Treasury Securities [Member] US Government-sponsored Enterprises Debt Securities [Member] US States and Political Subdivisions Debt Securities [Member] Pledged Status [Axis] Asset Pledged as Collateral [Member] Class of Financing Receivable [Axis] Paycheck Protection Program [Member] Loan Restructuring Modification [Axis] Interest Only Loans [Member] Loan Restructuring Modification Name [Axis] CARES Act [Member] Commercial Loan [Member] Commercial Real Estate Portfolio Segment [Member] Commercial Portfolio Segment [Member] Residential Mortgage [Member] Consumer Portfolio Segment [Member] Internal Credit Assessment [Axis] Pass [Member] Commercial Real Estate Construction [Member] Commercial Real Estate Other [Member] Consumer Other [Member] Watch [Member] Special Mention [Member] Substandard [Member] Financial Asset, Aging [Axis] Financial Asset, 30 to 59 Days Past Due [Member] Financial Asset, 60 to 89 Days Past Due [Member] Financial Asset, Past Due [Member] Financial Asset, Not Past Due [Member] Financial Asset, Equal to or Greater than 90 Days Past Due [Member] Concentration Risk Type [Axis] Credit Concentration Risk [Member] Concentration Risk Benchmark [Axis] Loans Receivable [Member] Land [Member] Leaseholds and Leasehold Improvements [Member] Leasehold Improvements [Member] Construction in Progress [Member] Credit Facility [Axis] Federal Reserve Bank Advances [Member] Commitments to Extend Credit [Member] Standby Letters of Credit [Member] Plan Name [Axis] 2010 Stock Incentive Plan [Member] Dividends [Axis] Adjusted for Stock Dividends [Member] 2020 Stock Incentive Plan [Member] Vesting [Axis] Vesting after Five Years [Member] Vesting Each Year Thereafter [Member] Stock Incentive Plan 2021 [Member] Vesting Each Year [Member] Exercise Price Range [Axis] Exercise Price 1 [Member] Exercise Price 2 [Member] Exercise Price 3 [Member] Exercise Price 4 [Member] Exercise Price 5 [Member] Exercise Price 6 [Member] Exercise Price 7 [Member] Exercise Price 8 [Member] Exercise Price 9 [Member] Exercise Price 10 [Member] Employee Stock Ownership Plan (ESOP) Name [Axis] Employee Stock Ownership ESOP Plan [Member] Share-Based Payment Arrangement, Tranche One [Member] Share-Based Payment Arrangement, Tranche Two [Member] Share-Based Payment Arrangement, Tranche Three [Member] Share-based Payment Arrangement, Tranche Four [Member] Share-based Payment Arrangement, Tranche Five [Member] Regulatory Agency [Axis] Basel III [Member] Pre-Basel III [Member] Community Bank Leverage Ratio [Member] Consolidated Entities [Axis] Subsidiaries [Member] Measurement Frequency [Axis] Fair Value, Recurring [Member] Fair Value Hierarchy and NAV [Axis] Fair Value, Inputs, Level 1 [Member] Fair Value, Inputs, Level 2 [Member] Fair Value, Inputs, Level 3 [Member] Fair Value, Nonrecurring [Member] Valuation Approach and Technique [Axis] Valuation, Market Approach [Member] Measurement Input Type [Axis] Measurement Input, Discount Rate [Member] Measurement Basis [Axis] Reported Value Measurement [Member] Estimate of Fair Value Measurement [Member] Parent Company [Member] Cover [Abstract] Document Type Amendment Flag Amendment Description Document Registration Statement Document Annual Report Document Quarterly Report Document Transition Report Document Shell Company Report Document Shell Company Event Date Document Period Start Date Document Period End Date Document Fiscal Period Focus Document Fiscal Year Focus Current Fiscal Year End Date Entity File Number Entity Registrant Name Entity Central Index Key Entity Primary SIC Number Entity Tax Identification Number Entity Incorporation, State or Country Code Entity Address, Address Line One Entity Address, Address Line Two Entity Address, Address Line Three Entity Address, City or Town Entity Address, State or Province Entity Address, Country Entity Address, Postal Zip Code Country Region City Area Code Local Phone Number Extension Written Communications Soliciting Material Pre-commencement Tender Offer Pre-commencement Issuer Tender Offer Title of 12(b) Security No Trading Symbol Flag Trading Symbol Security Exchange Name Title of 12(g) Security Security Reporting Obligation Annual Information Form Audited Annual Financial Statements Entity Well-known Seasoned Issuer Entity Voluntary Filers Entity Current Reporting Status Entity Interactive Data Current Entity Filer Category Entity Small Business Entity Emerging Growth Company Elected Not To Use the Extended Transition Period Document Accounting Standard Other Reporting Standard Item Number Entity Shell Company Entity Public Float Entity Bankruptcy Proceedings, Reporting Current Entity Common Stock, Shares Outstanding Documents Incorporated by Reference [Text Block] Auditor Name Auditor Location Auditor Firm ID Statement of Financial Position [Abstract] ASSETS Cash and due from banks Interest-bearing deposits at the Federal Reserve Investment securities available for sale (amortized cost of $296,998,150 and $215,047,451 in  2021 and 2020, respectively) Mortgage loans to be sold Loans   Less: Allowance for loan losses Net loans Premises, equipment and leasehold improvements, net Right of use asset Accrued interest receivable Other assets Total assets LIABILITIES AND SHAREHOLDERS’ EQUITY Liabilities   Deposits:      Non-interest bearing demand      Interest bearing demand      Money market accounts      Time deposits $250,000 and over      Other time deposits      Other savings deposits Total deposits Accrued interest payable and other liabilities Lease liability Total liabilities Shareholders’ equity Common stock - no par 12,000,000 shares authorized; Issued 5,852,325 and 5,841,240 shares at December 31, 2022 and December 31, 2021, respectively. Shares outstanding 5,552,351 and 5,541,266 at December 31, 2022 and December 31, 2021, respectively. Additional paid in capital Retained earnings Treasury stock: 299,974 shares as of December 31, 2022 and 2021 Accumulated other comprehensive loss, net of income taxes Total shareholders’ equity Total liabilities and shareholders’ equity Amortized cost of investment securities available for sale Common stock, no par value (in dollars per share) Common stock, authorized Common stock, issued Common stock, outstanding Treasury stock, shares Income Statement [Abstract] Interest and fee income Loans, including fees Taxable securities Tax-exempt securities Other Total interest and fee income Interest expense Deposits Total interest expense Net interest income Provision for loan losses Net interest income after provision for loan losses Other income Service charges and fees Mortgage banking income Gain on sales of securities, net Other non-interest income Total other income Other expense Salaries and employee benefits Net occupancy expense Data processing fees Professional expenses Other operating expenses Total other expense Income before income tax expense Income tax expense Net income Weighted average shares outstanding Basic Diluted Basic income per common share Diluted income per common share Net income Other comprehensive (loss) income Unrealized (loss) gain on securities arising during the period Reclassification adjustment for securities gains realized in net income Other comprehensive (loss) income before tax Income tax effect related to items of other comprehensive (loss) income before tax Other comprehensive (loss) income after tax Total comprehensive (loss) income Statement [Table] Statement [Line Items] Beginning balance, value Beginning balance (in shares) Other comprehensive gain (loss) Stock option exercises, net of surrenders Stock option exercises, net of surrenders (in shares) Stock-based compensation expense Repurchase of common shares (in shares) Repurchase of common shares Cash dividends Ending balance, value Ending balance (in shares) Statement of Stockholders' Equity [Abstract] Cash dividends (per share) Statement of Cash Flows [Abstract] Cash flows from operating activities: Adjustments to reconcile net income to net cash provided by operating activities: Depreciation expense Gain on sale of investment securities Stock-based compensation expense Deferred income taxes Net amortization of unearned discounts on investment securities available for sale Origination of mortgage loans held for sale Proceeds from sale of mortgage loans held for sale (Increase) decrease in accrued interest receivable and other assets Increase (decrease) in accrued interest payable and other liabilities Net cash provided by operating activities Cash flows from investing activities: Proceeds from calls and maturities of investment securities available for sale Proceeds from sale of investment securities available for sale Purchase of investment securities available for sale Net (increase) decrease in loans Purchase of premises, equipment, and leasehold improvements, net Net cash used in investing activities Cash flows from financing activities: Net (decrease) increase in deposit accounts Dividends paid Repurchase of common shares Stock options exercised Net cash (used in) provided by financing activities Net (decrease) increase in cash and cash equivalents Cash and cash equivalents at the beginning of the period Cash and cash equivalents at the end of the period Cash paid during the period for: Interest Income taxes Supplemental disclosures for non-cash investing and financing activity: Change in unrealized (loss) gain on securities available for sale, net of income taxes Change in dividends payable Right of use assets obtained in exchange for lease obligation Change in right of use assets and lease liabilities Accounting Policies [Abstract] ORGANIZATION SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Investments, Debt and Equity Securities [Abstract] INVESTMENT SECURITIES AVAILABLE FOR SALE Receivables [Abstract] LOANS AND ALLOWANCE FOR LOAN LOSSES Risks and Uncertainties [Abstract] CONCENTRATIONS OF CREDIT RISK Property, Plant and Equipment [Abstract] PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS Leases LEASES Deposits [Abstract] DEPOSITS Debt Disclosure [Abstract] SHORT-TERM BORROWINGS Income Tax Disclosure [Abstract] INCOME TAXES Commitments and Contingencies Disclosure [Abstract] COMMITMENTS AND CONTINGENCIES Related Party Transactions [Abstract] RELATED PARTY TRANSACTIONS Other Income and Expenses [Abstract] OTHER EXPENSE Share-Based Payment Arrangement [Abstract] STOCK INCENTIVE PLANS Employee Stock Ownership Plan And Trust EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST Dividends DIVIDENDS Earnings Per Share [Abstract] INCOME PER COMMON SHARE Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract] REGULATORY CAPITAL REQUIREMENTS Fair Value Disclosures [Abstract] DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS Condensed Financial Information Disclosure [Abstract] BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY Quarterly Financial Information Disclosure [Abstract] QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) Principles of Consolidation Accounting Estimates and Assumptions Subsequent Events Cash and Cash Equivalents Interest-bearing Deposits at the Federal Reserve Investment Securities Mortgage Loans to be Sold Loans and Allowance for Loan Losses Concentration of Credit Risk Premises, Equipment and Leasehold Improvements and Depreciation Leases Revenue Recognition: Income Taxes Stock-Based Compensation Income Per Common Share Segment Information Interest Rate Lock Commitments and Forward Sale Contracts Recent Accounting Pronouncements The amortized cost and fair value of investment securities available for sale are summarized as follows. The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table. The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021. The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses. Major classifications of loans The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory. The following tables include an aging analysis of the recorded investment in loans segregated by class. The following table summarizes the balances of non-accrual loans. The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table. The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated. Our loans were concentrated in the following categories. Premises, equipment and leasehold improvements are summarized in the table below. Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below. The table below shows lease expense components for the years ended December 31, 2022 and 2021. The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below: Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below. Income tax expense was as follows: The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below. The table below summarizes related party loans. The table below summarizes the components of other operating expense. The fair value of options granted was determined using the following weighted-average assumptions as of grant date: The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31: The following table presents information pertaining to options outstanding at December 31, 2022. The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31: The following table presents the actual CBLR for the Bank and Company at: The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021. The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021. The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021. The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022: The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively. Condensed Statements of Financial Condition Condensed Statements of Income Condensed Statements of Cash Flows The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively: Impaired loan minimum amount recorded at fair value Useful life (in years) Number of segments Adopt ASU 2016-13 ASU 2016-13 adoption date Allowance for loan losses Marketable Securities [Table] Marketable Securities [Line Items] Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Due in one year or less, amortized cost Due in one year or less, estimated fair value Due in one year to five years, amortized cost Due in one year to five years, estimated fair value Due in one year to five years, amortized cost Due in five years to ten years, estimated fair value Due in ten years and over, amortized cost Due in ten years and over, estimated fair value Total, amortized cost Total, estimated fair value Number of positions, less than 12 months Fair Value, less than 12 months Gross Unrealized Losses, less than 12 months Number of positions, 12 months or longer Fair Value, 12 months or longer Gross Unrealized Losses, 12 months or longer Number of positions Fair value Gross Unrealized Losses Gross proceeds Gross realized gains Schedule of Variable Interest Entities [Table] Variable Interest Entity [Line Items] Investment securities available for sale Gains on sale of investments, tax Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Accounts, Notes, Loans and Financing Receivable [Line Items] Deferred loan fees Loans to be issued under CARES Act Loans fixed rate Loans term Guarantee of loan by SBA (percent) Processing fee of SBA loans percentage Additional funding of loans to be issued under CARES Act Additional funding of loans to be issued under Economic Aid Act Bank funding number of customers Bank funding amount Restructured loans number Restructured loans amount Restructured loans performing as agreed number Principal deferments amount Principal deferments number of customers Loan balance of principal deferred loans Principal deferments percentage of portfolio Principal deferments number classified as TDRs Loan balance of principal deferred loans classified as TDRs Number of loans removed from TDR status Number of loans refinanced Number of loans paid off Principal deferments number of customers not classified as troubled debt restructuring Principal deferments number of customers not classified as troubled debt restructuring paid in full Principal deferment loans not classified as troubled debt restructuring paid in full Loans, net Financing Receivable, Credit Quality Indicator [Table] Financing Receivable, Credit Quality Indicator [Line Items] Financing Receivable, Past Due [Table] Financing Receivable, Past Due [Line Items] Non-accrual loans receivable Allowance for Loan Losses Beginning Balance Charge-offs Recoveries Provisions Ending Balance Allowance for Loan Losses Individually evaluated for impairment Collectively evaluated for impairment Total Allowance for Loan Losses Loans Receivable Individually evaluated for impairment Collectively evaluated for impairment Total Loans Receivable With no related allowance recorded: Unpaid Principal Balance with no related allowance recorded Recorded Investment with no related allowance recorded With an allowance recorded: Unpaid Principal Balance with an allowance recorded Recorded Investment with an allowance recorded Related Allowance Total Impaired Financing Receivable, Unpaid Principal Balance Impaired Financing Receivable, Recorded Investment Related Allowance Average Recorded Investment with no related allowance recorded Interest Income Recognized with no related allowance recorded Average Recorded Investment with an allowance recorded Interest Income Recognized with an allowance recorded Interest Income Recognized with an allowance recorded Average Recorded Investment Interest Income Recognized Concentration Risk [Table] Concentration Risk [Line Items] Concentration of credit risk Property, Plant and Equipment [Table] Property, Plant and Equipment [Line Items]  Premises, equipment and leasehold improvements, gross Accumulated depreciation Total Depreciation Leases [Abstract] Operating Lease, Right-of-Use Asset Operating Lease, Liability Renewal terms Weighted average remaining lease term Weighted average incremental borrowing rate Rent expense Minimum Rental Commitments For These Leases As Of December 31 2022 Are Presented In Table Below. 2023 2024 2025 2026 2027 2028 and thereafter Total undiscounted lease payments Less: effect of discounting Present value of estimated lease payments Table Below Shows Lease Expense Components For Years Ended December 31 2022 And 2021. Operating lease expense Short-term lease expense Total lease expense 2023 2024 2025 2026 2027 and thereafter Total Certificates of deposit over $250,000 Deposits with deficit balance reclassified as other loans Line of Credit Facility [Table] Line of Credit Facility [Line Items] Line of credit maximum borrowing capacity Unused balance of line of credit Unrealized gains (losses) on securities available for sale presented in accumulated other comprehensive income (loss) Total Current income taxes Federal State Total current tax expense Deferred income tax (benefit) expense Total income tax expense Computed “expected” tax expense Increase (reduction) in income taxes resulting from: Stock based compensation Valuation allowance Other State income tax, net of federal benefit Tax exempt interest income Deferred tax assets: Allowance for loan losses Unrealized loss on securities available for sale Deferred loan fees Pass through income State net operating loss carryforward Nonaccrual interest Other Total gross deferred tax assets Valuation allowance Total gross deferred tax assets, net of valuation allowance Deferred tax liabilities: Fixed assets, principally due to differences in depreciation Unrealized gain on securities available for sale State credit carryforward Prepaid expenses Other Total gross deferred tax liabilities Net deferred tax asset Net deferred tax (liability) U.S. federal income tax rate Deferred tax asset, valuation allowance Other Commitments [Table] Other Commitments [Line Items] Commitments to extend credit Undiscounted future payments related to standby letters of credit Balance at beginning of the year New loans or advances Repayments Balance at the end of the year Deposits held by related parties Telephone and postage State and FDIC insurance and fees Supplies Courier service Insurance Advertising and business development Other Total other operating expenses Risk free interest rate Expected life (in years) Expected stock price volatility Dividend yield Outstanding, beginning Outstanding, beginning Granted Granted Exercised Exercised Forfeited Forfeited Outstanding, ending Outstanding, ending Exercisable at year end Exercisable at year end Share-Based Payment Arrangement, Option, Exercise Price Range [Table] Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items] Exercise Price Number of Options Outstanding Weighted Average Remaining Contractual Life Weighted Average Exercise Price of Options Outstanding Intrinsic Value of Options Outstanding Number of Options Exercisable Weighted Average Exercise Price of Options Exercisable Intrinsic Value of Options Exercisable Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table] Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items] Number of stock incentive plans Number of shares authorized under stock incentive plan Number of stock dividends affecting stock plans Stock dividends for share adjustment of plans (percent) Percentage of options vesting Intrinsic value of options exercised Stock-based compensation expense Unrecognized compensation cost Period for unrecognized compensation cost to be recognized Schedule of Employee Stock Ownership Plan (ESOP) Disclosures [Table] Employee Stock Ownership Plan (ESOP) Disclosures [Line Items] Minimum age requirement Hours of service Stock-based compensation expense Number of common shares the plan currently owns Service period Vested percentage Dividends paid to parent by subsidiaries Weighted average shares outstanding Effect of dilutive shares Weighted average shares outstanding - diluted Earnings per share - basic Earnings per share - diluted Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] CBLR Tier 1 capital to risk-weighted assets ratio Common equity Tier 1 capital conservation buffer, percentage of risk-weighted assets Minimum ratio of Tier 1 capital to risk-weighted assets Minimum leverage ratio Assets Off-balance sheet exposure percentage Trading assets and liabilities percentage Fair Value, Recurring and Nonrecurring [Table] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Beginning balance Total realized/unrealized gains (losses) Included in earnings Included in other comprehensive income Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Asset, Gain (Loss), Statement of Other Comprehensive Income or Comprehensive Income [Extensible Enumeration] Purchases, issuances, and settlements net of maturities Transfers in and/or out of Level 3 Ending balance Impaired loans Mortgage loans to be sold Total Fair Value Measurement Inputs and Valuation Techniques [Table] Fair Value Measurement Inputs and Valuation Techniques [Line Items] Impaired loans Fair Value, by Balance Sheet Grouping [Table] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Cash and due from banks Interest-bearing deposits at the Federal Reserve Mortgage loans to be sold Loans, net Accrued interest receivable Demand deposits Time deposits Accrued interest payable Condensed Financial Statements [Table] Condensed Financial Statements, Captions [Line Items] Assets Cash Investment in wholly-owned bank subsidiary Liabilities and shareholders’ equity Other liabilities Shareholders’ equity Interest income Net operating expenses Dividends received fom bank Equity in undistributed earnings of subsidiary Equity in undistributed earnings of subsidiary Decrease in other assets Increase in other liabilities Dividends paid Net cash used in financing activities Net (decrease) increase in cash Cash at the beginning of the year Cash at the end of the year Supplemental disclosure for non-cash investing and financing activity Total interest and fee income Total interest expense Net interest income Net interest income after provision for loan losses Total other income Total other expense Income before income tax expense Tabular disclosure of the allocation of the allowance for loan losses and gross investment in loans. Tabular disclosure of average impaired loans and interest income recognized on impaired loans. Member stands for paycheck protection program. Member represent commercial real estate construction financing receivables. Member represent commercial real estate other. Member represent consumer other. A category of financing receivables that are considered under the category of watch. Fair value portion of impaired loans receivable. Fair value portion of interest-bearing deposits at Federal Reserve. Fair value portion of accrued interest receivable. Fair value portion of deposit liabilities held by the entity of demand deposits. Fair value portion of deposit liabilities held by the entity, time deposits. Fair value portion of accrued interest payable. Value of input used to measure impaired loans. Amount of allowance for credit losses related to recorded investment. The Coronavirus Aid, Relief, and Economic Security Act was signed into law, which established the Paycheck Protection Program and the allocated amount of loans to be issued by financial institutions. Number of restructured loans as of the balance sheet date. The amount of principal deferments. The number of customers that received principal deferments during the period. The aggregate loan balance of loans that received principal deferments during the period. It represents the principal deferments percentage of portfolio. The PPP/HCEA Act authorized additional funding under the CARES Act amount. The amount of funding provided to customers as of the balance sheet date. The number of customers that received funding as of the balance sheet date. The amount of change in right of use assets and lease liability. Interest only loans. The aggregate amount of certificates of deposits liabilities of $250,000 or more. Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (9) issuing stop payment orders; (10) certifying checks; (11) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department; and (12) penalties assessed on the early withdrawal of time deposits. Excludes amounts charged depositors for use of automated teller machines or remote service units. The noninterest income derived from mortgage banking activities. Includes fees earned from servicing held in portfolio loans as well as loans sold in the secondary market, gains and losses on the sale of mortgage loans to investors, activities related to mortgage servicing rights, and gains and losses resulting from mortgage-related derivative financial instruments. The increase (decrease) during the reporting period in interest payable and increase (decrease) in operating liabilities classified as other. Represents the change in unrealized gain on securities available for sale, net of income taxes. The amount of change in dividends payable in a noncash financing activity. Guarantee of loan by sba percentage. Percentage of processing fee of SBA loans. The aggregate amount of domestic or foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) that total to less than $250,000. Tabular disclosure of the combined aggregate amount of maturities for all deposit liabilities for each of the five years following the date of the latest balance sheet date presented. The entire disclosure of the employee stock ownership plan and trust. The entire disclosure of dividends. The minimum amount of impaired loans recorded at fair value. Amount of current income tax expense (benefit) and amount of tax expense (benefit) allocated to other comprehensive income (loss). Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as pass through income. Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as nonaccrual interest. Amount of deferred tax liability attributable to deductible temporary differences from unrealized gains (losses) on available-for-sale securities. Reflects the unfunded portion of contractual agreements to lend funds to borrowers including unused lines of credit. Represents unfunded maximum potential amount of undiscounted future payments related to standby letters of credit. Amount of expense associated with telephone and postage. Amount of expense associated with state and FDIC insurance and associated fees. Amount of expense associated with courier service. Amount of expense associated with insurance. Omnibus Stock Incentive Plan 2010. Distributions of earnings to shareholders of capital stock. Vesting after five years. Vesting each year thereafter. Percent of stock dividends that affect authorized shares under the stock plan. Exercise Price 1 [Member]. Exercise Price 2 [Member]. Exercise Price 3 [Member]. Exercise Price 4 [Member]. Exercise Price 5 [Member]. Exercise Price 6 [Member]. Exercise Price 7 [Member]. Exercise Price 8 [Member]. Exercise Price 9 [Member]. Exercise Price 10 [Member]. The number of hours of service to participate in the ESOP. Employee Stock Ownership Plan ESOP Plan The minimum age requirement to participate in the ESOP. Fourth portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period. Fifth portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period. The community bank leverage ratio as defined by regulatory framework. Community Bank Leverage Ratio framework. Off-balance sheet exposures as a percentage of total consolidated assets for qualifying community banking organizations. Trading assets and liabilities as a percentage of total consolidated assets for qualifying community banking organizations. Basel III regulatory framework. Pre-Basel III regulatory framework. Aggregate dividends declared to parent from bank during the period. Represents equity in undistributed income of subsidiaries. The increase (decrease) during the reporting period in interest receivable and other assets. Amount of interest income net, recognized on accrual basis, on financing receivables, for which there is a related allowance for credit losses and are recognized as impaired. Tabular disclosure of the income tax expense (benefit). Number of financing receivables that have been removed from troubled debt restructuring status. Number of financing receivables that have been paid off from troubled debt restructuring status. Number of financing receivables that have been refinanced from troubled debt restructuring status. The number of customers that received principal deferments during the period that were not classified as troubled debt restructurings. The number of customers that received principal deferments not classified as troubled debt restructurings whose loans have been paid in full. The amount of loans that received principal deferments not classified as troubled debt restructurings paid in full. CARES Act. The number of stock incentive plans. The number of stock dividends that affect authorized shares under the stock plan. Omnibus Stock Incentive Plan 2020. Stock Incentive Plan 2021. Vesting Each Year [Member] Amount of deferred tax liability attributable to state credit carryforward. Amount of additional funding of loans under Economic Aid Act. Number of restructured loans performing as agreed as of the balance sheet date. Loans and Leases Receivable, Allowance Deposits [Default Label] Liabilities [Default Label] Treasury Stock, Value Stockholders' Equity Attributable to Parent Liabilities and Equity Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent Comprehensive Income (Loss), Net of Tax, Attributable to Parent Treasury Stock, Shares, Acquired Treasury Stock, Value, Acquired, Cost Method Dividends, Common Stock, Cash Share-Based Payment Arrangement, Noncash Expense Accretion (Amortization) of Discounts and Premiums, Investments Payments for Origination of Mortgage Loans Held-for-sale Increase (Decrease) in Accrued Interest Receivable and Other Assets Net Cash Provided by (Used in) Operating Activities Payments to Acquire Debt Securities, Available-for-Sale Payments for (Proceeds from) Loans and Leases Payments to Acquire Property, Plant, and Equipment Net Cash Provided by (Used in) Investing Activities Payments of Ordinary Dividends, Common Stock Payments for Repurchase of Common Stock Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents Lessee, Leases [Policy Text Block] Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss Financing Receivable, Allowance for Credit Loss Financing Receivable, Allowance for Credit Loss, Writeoff Financing Receivable, Individually Evaluated for Impairment Financing Receivable, Collectively Evaluated for Impairment Impaired Financing Receivable, Unpaid Principal Balance Impaired Financing Receivable, Recorded Investment Related Allowance [Default Label] Impaired Financing Receivable with Related Allowance Interest Income Net Accrual Method Impaired Financing Receivable, Average Recorded Investment Impaired Financing Receivable, Interest Income, Accrual Method Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment Lessee, Operating Lease, Liability, to be Paid Lessee, Operating Lease, Liability, Undiscounted Excess Amount Lease, Cost Time Deposit Maturities, Year One Time Deposit Maturities, Year Two Time Deposit Maturities, Year Three Time Deposit Maturities, Year Four Time Deposits TotalIncomeTaxes Current Income Tax Expense (Benefit) Effective Income Tax Rate Reconciliation, Other Adjustments, Amount Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount Deferred Tax Assets, Deferred Income Deferred Tax Assets, Other Deferred Tax Assets, Gross Deferred Tax Assets, Net of Valuation Allowance Deferred Tax Liabilities, Property, Plant and Equipment DeferredTaxLiabilitiesUnrealizedGainLossOnAvailableforSaleSecurities Deferred Tax Liabilities State Credit Carryforward Deferred Tax Liabilities, Prepaid Expenses Deferred Tax Liabilities, Other Deferred Tax Liabilities, Gross Deferred Tax Assets, Net Deferred Tax Liabilities, Net Loans and Leases Receivable, Related Parties Loans and Leases Receivable, Related Parties, Proceeds Other Cost and Expense, Operating Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Grants in Period, Weighted Average Exercise Price Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price Stock or Unit Option Plan Expense Employee Stock Ownership Plan (ESOP), Compensation Expense Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value Loans Held-for-sale, Fair Value Disclosure Assets, Fair Value Disclosure Impaired loans [Default Label] Cash and Cash Equivalents, Fair Value Disclosure Interest-bearing deposits at the Federal Reserve [Default Label] Mortgages Held-for-sale, Fair Value Disclosure Loans Receivable, Fair Value Disclosure Accrued interest receivable [Default Label] Operating Expenses EquityInUndistributedEarningsOfSubsidiary Increase (Decrease) in Other Current Assets Payments of Ordinary Dividends EX-101.PRE 15 bksc-20221231_pre.xml XBRL PRESENTATION FILE GRAPHIC 16 bksc10kb001.jpg GRAPHIC begin 644 bksc10kb001.jpg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end GRAPHIC 17 bksc10kb002.jpg GRAPHIC begin 644 bksc10kb002.jpg M_]C_X 02D9)1@ ! 0$ 8 !@ #_VP!# @&!@<&!0@'!P<)"0@*#!0-# L+ M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#W^BBD)Q0 MIZ4W/!Q3'E$:EG*J@Y+$X KSK7?B@9;\Z1X-L?[9U,':[C/E1'W- '>:AJ5E MI=JUU?W,5M H^9Y3BLG0O''AWQ)=R6FE:C'-,@R4Z$CU'K7(:;\+KC5[Q=8\ M;:A-J-VYW&Q1R((_;'>CP=X1NW\?:AXFOM/BTZVA!M+&VB4+E!_$<4 >H\?E M32V.O!I2>_ZUP?COQQ)H\\.@Z%"+SQ#><1P]HE/\;?2@"]XL^(VA^$;E+*Z: M6>]9/,%M;IO95]6QTJ_H_BW2=:\,CQ!%,8K *6=I1MV8ZYKR;7?#ZZ%IL'AJ M"X^U^*M?;S+^^E.6BAZMS_"HZ"J(9](TQ9F,:EA,RX#CIQZ5W2]*\>^#&C!IM7\6O:K:07S^5: MIC"^2O0CTZ5ZY%<13+F&2.1>S(V1^E $QI.](6YKS;QK\4X]"\2:?H&E01WN MH2W"1W"'.(E)[8[T >DXP:J:EJEEI-DU[J%S%;VJ\-)*V!S4EY=06-I+!T'XBO/\ X':HUUX.FTN;B73+AH O?&:Z?QAXR3PQ M<:3:I;FYN]1N1#'".N.YKB? L8T/XT>*M,<^5%=JLUO&>YX)_K0![#VHI,\4 MM !1110 44F:;OYP* 'T4F:6@ HHI"<8P* %HI-U(7QVH =13=WZ=:4G% "T M4F:,^U "U3U/4+32K&6^OITM[:%=SRN< "K9Z5Y%\8;F;^UM#M=128>&"^^^ MDC4D9SP&]J ()G\1_%O4C%;M/H_A2(D&=3A[L9XQ[5Z7X?\ #6E>&+!;32[1 M(E ^>0#YY#ZD]S7%ZU\7_!WA?28(=/=;S:@6&VMN JCH">U<:GCCQ]XTUNS3 MP^IM+-V#.8XSLC7T9^A_"@#WW'(^6C;WIMNLB6\:2L&E"@.P& 3W-)=3Q6MK M+<3,$BB4N[$] * .8\?>,[;P7H#7;8EO9F\NTMQR9'/3CVKB?#MO#X#\/7?C M?Q>_FZ[?$NBN3R=&T:49+,>DC#VZB@"KG6_$WB![10RZ_KG-PX/_ !X6 MG9?Q&.:U;O3D\3:I9?#OPQE="T\AM4O(Q@2N.N3W-16UOJ'AFTC\/Z4S7/C? M7U$EW<][2)N<>QQ7=^'+KP_\.M2T[P=;AKK5;SYKJ9!D[_5O:@#NUTFTCT3^ MR(D\JU$'DJ(_E(7&./>N=5]!^%/A%5N+B?[(KD*2"[NQYQ6QXC\2Z9X4TQK_ M %28I%NVJJC+2-Z 5%I>N:%XMT9=0@,4]JAW,)D_U3#U!Z&@#S_6/C]H$.GS M?8;._P#M90B(S0[%W=LFO,/ C^)8=?F\4Q^%;G7)Y\M$[YVAB?O9KJ]7)^,' MQ&CTG3DBCT'2FS+*J@;QGD\>N,"O<6:Q\-^'Y#$B06=C"2%'RC"CI^- 'S?\ M1_B+XQU&(^'=5TY=,,NUG@4Y@W/Q'\>WGB_686DT^*4F-9.CD?=7W KZ*3N,8QT^E '%:7\*_#&G3Q MSRVLE]<1\^;=N9.?7!KLU58T"KM55'88 %2GI7%?$_Q"?#O@B[>";R[VZ'D6 MN.I=N* .6T$_\)W\7-0UB7#:?H7[BTVG*L_=A4?Q+!\._$;PKXGBPOG3?8I0 M/XL]S^==E\./#2>&?!EE:F+9=3)YMR3U+GDYK'^-6CG4O ,MW&#]IT^19XL= MCGG]* /1L@C(/%.R*YGP+K8U_P %Z7J!/+Q!6]V'!_E6DFO:3+J!LH]2M&O! MP85E&[/IB@#4S29'K3>I]Z3.3C'(/% "G[W2N:T.W\3IXGUB?6)X&TIR!811 M_>4=R:Z;KDCMZ5#/7CCG"KT!H ]-T^=KO3[:X=-CRQAROH2*YB/QL7^)4GA+[&"H@ M\XSJV<'T(KJV9+>$N<+%&N23T KR[X5J=>\0^)/%TR_\?%R;>WW=51>X- ' MJ@R/J>F*\]\4_%?3-!U^UT2SB.HW\TH25(CD1D]OK5CXE>*I](L;?1=)8_VW MJK"*V*'F,'@O^%8&B?"MK'Q=IMS*_BJ@?4'.B^ M&Y"#]C9?WTH]3Z5Q^@^(](T'Q7=ZI\0-/OY_$"R$))Y1>-%[;5Z5W[_'?P>N M6"ZD3[6IH WM.^%W@[2T58=&@=E'+R?,6]ZZJUM;>R@6"UMXX8EX"1J M>72 M?'*SG&W2?#VJ7C=OW144U]3^(WCK;;V6G#P[IC_+--*Y7T- 'K6[ KRW MXW>)CIOA'^RK.Y0W]_*L1B1ANV'KD=LU#JE]\3+;6Y/#^A64;621JD.HW(SD M8Y8GUJ"]^"4=]HLMQ<:E)/XHD<3->N?E##G:!Z4 5_!OPRN;J&PU7QF\26=I M$!:Z:3M2(=F?L37+^+]:OO%/Q@BM .8D;^^?I76CX;^.?$A M2U\6>)%73H\#RK0X,J^C5G2?"KQ;X3\1W=SX$N;:&QN(P@%S)EU'?DCU[T 6 M+N[TSX1:-/>WMRNJ>,K\$O)NRV3Z^BBJWPMDTK3](U#Q_P");^%M1G=\-)(" MZ+Z >]=+X0^$-KI[S:IXFF;5-8N%*NTC;E0$Z2(^6B#)SC@XKD_A#X:N="\+S7 MNH KJ&JR_:)P>JGL/;K0!Z( /_K5D^*$BE\)ZLMQ@(;20MGM\IK59@@+$@*. M23Q7C/Q,\<_\)!)_PA/A1FNKZYD$=U,@RB+W&?YT 8'ACQA>:#\(--TK2E,V ML:E<20VZ#DHI/WQ56T\$I8?$?0-!M;AY]=@;[;J=\')4@\[/PIK6&L_#7QC$ M(M%EU$1V8@LY%R4CE;JP_&DT70OB;HOB;4(+:R0ZEJBAI+^0;DC4\G#=C0!V M_C_Q?>ZWXFL?!'A:YQ>/*'N;I&R$ YQ_C6;\8?B%)HT%AX;L;]OM@V->W$1Y M &./J>M)/A]XTU:"TTB;5-5D01VUT%)16;EF/KUKU'P5\+K:SM+B^\ M606^HZO>R>=,9%W+$?04 <7I7C;7/'OQ+T6RT^2YLM-M$$KK(,&50/F8^N:Z M?Q3K$_COQ4_A/2IFBT>Q/F:Q= _(RC^ &F>-/ ?BA_&BZOX0FMK5)[+[$^?E M\M<<[?>N,TK3O%T&GR^ =)TAK.>>9O[1U1F+"53U(/84 =K\$[..*7Q)/IZ- M%I+7FRU!Z.%R-P->N7NH^&--O-1C\N\G@629-N-K$-G() W8'3ZFO. M?A=:M=_VEX[UN58KG5'*P^>=GEP@\#FNF^)7AN_\5^"+O2-.:,7,SHRF0[5P M#G&:X?3_ (0:[K-I;Q>+_$$K6L""-+*U;$8 Z@P^&?#-EI<*@>5&/,/]Y^Y-*;W]X--G^Q64;=(L=2*]7QR20:\N3X<>)?#VIZA<^$O$,=M;WTQG>WGBW M ,:T--\)>-7UJSO]8\6^9#;ON:V@B"K(/0T >AX&*.*,4?A0!5FLK6X;?-:P MRL.,N@/ZFF#2=.Z_8+7CI^Z7_"KU% $"6T$8_=P1+_NH!4O/3%.HH ;['I0O M'';M3J* "DI:* 4444 %%%% "$X%-(W'FG-TZXIHX;IF@!5"@ 8'I0>>M< M]XD\:Z!X4AWZMJ,43G.V('+L?3 KSMOB+XW\9^9%X.\/&VM"VU;^YZK[X/% M'K]Q/#:PM/<21Q1J/F=S@ 5P6L_&+PII4SVEI-)J-[T2&UC+;V[ 'I6#;_!K M4M7?[3XK\4WMQ*YS)! Y$9]C7H.@^#/#WAVW6'3=+MX]ISO9 SY];W M%K\1OB0$BN8UT#0I&RRAL2E/0]Z[_P '^ M$\%VS)IT):=Q^\N9>9'/UKJ@. M.>:6@"(QJV,JI(Y!89Q3AGG^M/HH B" '<%&[UQS3AT[T^B@!OT&13=@SGY0 M3U(')J2B@#G/$WA#3O%1L1J)EV64PFCC1OE8CU'>N@084*!@#@4^B@!!12T4 M )VI:** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH :W0YX'K7C M?B;XAZWXFU^;PMX$C21E^2YU$KZW'++HE['"2)6A8*1USBO(/@ M)?V"QZOI*VC1ZI"[2W$[#EANP!0!O^&?@UI>G77]I:]M> MDV]O#;0K#!"D4:C 1%P!4HZ4HH 3;^5&W XI:* $ Q2T44 %%%% !1110 44 M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111 M0 R3[M<]X4444 %%%% !1110 4444 %%%% !1110 4444 ?_9 end GRAPHIC 18 ex30001.jpg GRAPHIC begin 644 ex30001.jpg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end GRAPHIC 19 ex30002.jpg GRAPHIC begin 644 ex30002.jpg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end GRAPHIC 20 ex30003.jpg GRAPHIC begin 644 ex30003.jpg M_]C_X 02D9)1@ ! @ 9 !D #_[ 11'5C:WD 0 $ / _^X #D%D M;V)E &3 ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! , M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8 M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\? M'Q\?'Q\?'Q\?_\ $0@ )P!D P$1 (1 0,1 ?_$ '4 , P$! M $!0$"!@,( 0$ $ " 0,"! ,$!P@# M ! @, $002!2$Q$P9!42)A<3(5D:%2TB,S4X'10F*"0Q0T8R24$0$ M _]H # ,! (1 Q$ /P#ZIH"@UDECC%W8*/,T$O>^X/E6 MU96Z-AS38N%&\^3ITJPAB76[JK$%K*"0O,T'AO/=&+B['B[E"LL\>XR8L6$L M*@R.0-9.7#M$,6Q[#B()D47"^F#%B:]YYB>? M'CIOJ<_30-[)MP@B:0ZB\C:Y)I>,LS@:>L_V;@>E!P44%>@*!'-W3$QR4F69 MBH#6BAFEO^V-&H)3YG3YID>IXNBU\;7\ M<^07"KJO]H^H^=!S_W?B!9F=R/QL@:B_D#Q M/*@[D2X6U;'!%MQ62("/&P""9%=Y++&687+7)NS>\T&-MV?&V@3YLE\K7B9,>U9!Z,4D?3ZF8SJ#I@)E3IH+ MV9WM?P\Z"[C;K%FI_B;0NB"*,*V8H7HQ$'28H[$AG7CR](MS\*!K!P<98.G" MM\1B699 S,\A:Y=F?B>7#]U!0% 4!0'CRH-61&%F6X\J"7+MN\&*;&@SS DT MCO\ Y857GC1S?IQ!P8_2."EE/N- _BX4.+'HB!))N[NQ=V/FS$DF@].C%I9. MFNEKZEL+'5SN/;0);E'%#M[118DDH:R1PXNE&4L;!E)*!-/.]^%!'P>V)L64 MY6\;WG9V-"=46'D2IT5)M"T&^X8V;W!)'CE9\/;=!,I&F* M0E@5T2!UG@/3\/LX MFX4GVR!S?J3CV+/,H^@-08^5X_ZN1_Z)OOT!\K@M;J9'G_L3??H,?* GRAPHIC 21 ex30004.jpg GRAPHIC begin 644 ex30004.jpg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end GRAPHIC 22 ex30005.jpg GRAPHIC begin 644 ex30005.jpg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end GRAPHIC 23 ex30006.jpg GRAPHIC begin 644 ex30006.jpg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end GRAPHIC 24 ex30007.jpg GRAPHIC begin 644 ex30007.jpg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end XML 25 R1.htm IDEA: XBRL DOCUMENT v3.22.4
Cover - USD ($)
 12 Months Ended
Dec. 31, 2022
Feb. 24, 2023
Jun. 30, 2022
Cover [Abstract]      
Document Type 10-K    
Amendment Flag false    
Document Annual Report true    
Document Transition Report false    
Document Period End Date Dec. 31, 2022    
Document Fiscal Period Focus FY    
Document Fiscal Year Focus 2022    
Current Fiscal Year End Date --12-31    
Entity File Number 000-27702    
Entity Registrant Name BANK OF SOUTH CAROLINA CORPORATION    
Entity Central Index Key 0001007273    
Entity Tax Identification Number 57-1021355    
Entity Incorporation, State or Country Code SC    
Entity Address, Address Line One 256 Meeting Street    
Entity Address, City or Town Charleston    
Entity Address, State or Province SC    
Entity Address, Postal Zip Code 29401    
City Area Code (843)    
Local Phone Number 724-1500    
Title of 12(b) Security Common stock    
Trading Symbol BKSC    
Security Exchange Name NASDAQ    
Entity Well-known Seasoned Issuer No    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Interactive Data Current Yes    
Entity Filer Category Non-accelerated Filer    
Entity Small Business true    
Entity Emerging Growth Company false    
Entity Shell Company false    
Entity Public Float     $ 70,780,472
Entity Common Stock, Shares Outstanding   5,552,351  
Auditor Name Elliott Davis, LLC    
Auditor Location Greenville, South Carolina    
Auditor Firm ID 149    
XML 26 R2.htm IDEA: XBRL DOCUMENT v3.22.4
CONSOLIDATED BALANCE SHEETS - USD ($)
Dec. 31, 2022
Dec. 31, 2021
ASSETS    
Cash and due from banks $ 14,772,564 $ 11,140,559
Interest-bearing deposits at the Federal Reserve 12,999,135 128,971,429
Investment securities available for sale (amortized cost of $296,998,150 and $215,047,451 in  2021 and 2020, respectively) 271,172,226 212,347,489
Mortgage loans to be sold 866,594 2,774,388
Loans 330,981,782 306,632,229
  Less: Allowance for loan losses (4,291,221) (4,376,987)
Net loans 326,690,561 302,255,242
Premises, equipment and leasehold improvements, net 3,988,607 3,782,936
Right of use asset 13,433,692 14,041,843
Accrued interest receivable 2,145,522 1,404,227
Other assets 7,276,708 2,502,533
Total assets 653,345,609 679,220,646
  Deposits:    
     Non-interest bearing demand 223,117,903 255,783,644
     Interest bearing demand 195,143,514 165,335,038
     Money market accounts 100,014,125 98,113,942
     Time deposits $250,000 and over 5,303,509 7,417,864
     Other time deposits 11,266,099 13,870,356
     Other savings deposits 63,825,108 68,670,732
Total deposits 598,670,258 609,191,576
Accrued interest payable and other liabilities 2,430,272 2,069,594
Lease liability 13,433,692 14,041,843
Total liabilities 614,534,222 625,303,013
Shareholders’ equity    
Additional paid in capital 48,028,689 47,745,285
Retained earnings 14,002,571 11,122,710
Treasury stock: 299,974 shares as of December 31, 2022 and 2021 (2,817,392) (2,817,392)
Accumulated other comprehensive loss, net of income taxes (20,402,481) (2,132,970)
Total shareholders’ equity 38,811,387 53,917,633
Total liabilities and shareholders’ equity $ 653,345,609 $ 679,220,646
XML 27 R3.htm IDEA: XBRL DOCUMENT v3.22.4
CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Statement of Financial Position [Abstract]    
Amortized cost of investment securities available for sale $ 296,998,150 $ 215,047,451
Common stock, no par value (in dollars per share) $ 0 $ 0
Common stock, authorized 12,000,000 12,000,000
Common stock, issued 5,852,325 5,841,240
Common stock, outstanding 5,552,351 5,541,266
Treasury stock, shares 299,974 299,974
XML 28 R4.htm IDEA: XBRL DOCUMENT v3.22.4
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Interest and fee income      
Loans, including fees $ 15,677,601 $ 15,285,012 $ 15,055,981
Taxable securities 2,531,951 1,849,347 1,628,753
Tax-exempt securities 584,907 313,443 370,998
Other 404,024 103,309 184,024
Total interest and fee income 19,198,483 17,551,111 17,239,756
Interest expense      
Deposits 301,793 174,000 305,414
Total interest expense 301,793 174,000 305,414
Net interest income 18,896,690 17,377,111 16,934,342
Provision for loan losses (75,000) 120,000 240,000
Net interest income after provision for loan losses 18,971,690 17,257,111 16,694,342
Other income      
Service charges and fees 1,290,665 1,254,699 1,094,985
Mortgage banking income 667,257 2,314,106 2,267,406
Gain on sales of securities, net 64,782 266,944 10,002
Other non-interest income 42,158 32,482 32,508
Total other income 2,064,862 3,868,231 3,404,901
Other expense      
Salaries and employee benefits 7,547,306 7,437,787 7,219,005
Net occupancy expense 2,514,904 2,428,082 2,216,727
Data processing fees 562,228 622,536 646,590
Professional expenses 448,248 395,115 345,126
Other operating expenses 1,331,354 1,425,454 1,245,485
Total other expense 12,404,040 12,308,974 11,672,933
Income before income tax expense 8,632,512 8,816,368 8,426,310
Income tax expense 1,977,372 2,071,503 1,965,679
Net income $ 6,655,140 $ 6,744,865 $ 6,460,631
Weighted average shares outstanding      
Basic 5,550,078 5,531,518 5,526,948
Diluted 5,644,698 5,680,482 5,678,543
Basic income per common share $ 1.20 $ 1.22 $ 1.17
Diluted income per common share $ 1.18 $ 1.19 $ 1.14
XML 29 R5.htm IDEA: XBRL DOCUMENT v3.22.4
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Income Statement [Abstract]      
Net income $ 6,655,140 $ 6,744,865 $ 6,460,631
Other comprehensive (loss) income      
Unrealized (loss) gain on securities arising during the period (23,061,180) (4,546,773) 1,512,600
Reclassification adjustment for securities gains realized in net income (64,782) (266,944) (10,002)
Other comprehensive (loss) income before tax (23,125,962) (4,813,717) 1,502,598
Income tax effect related to items of other comprehensive (loss) income before tax 4,856,451 1,010,881 (315,546)
Other comprehensive (loss) income after tax (18,269,511) (3,802,836) 1,187,052
Total comprehensive (loss) income $ (11,614,371) $ 2,942,029 $ 7,647,683
XML 30 R6.htm IDEA: XBRL DOCUMENT v3.22.4
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY - USD ($)
Common Stock [Member]
Additional Paid-in Capital [Member]
Retained Earnings [Member]
Treasury Stock [Member]
AOCI Attributable to Parent [Member]
Total
Beginning balance, value at Dec. 31, 2019   $ 47,131,034 $ 5,879,409 $ (2,325,225) $ 482,814 $ 51,168,032
Beginning balance (in shares) at Dec. 31, 2019 5,530,001          
Net income   6,460,631 6,460,631
Other comprehensive gain (loss)   1,187,052 1,187,052
Stock option exercises, net of surrenders   180,849 (63,805) $ 117,044
Stock option exercises, net of surrenders (in shares) 15,535         19,298
Stock-based compensation expense   92,986 $ 92,986
Repurchase of common shares (in shares) (25,067)          
Repurchase of common shares   (398,868)   (398,868)
Cash dividends   (3,646,521) (3,646,521)
Ending balance, value at Dec. 31, 2020   47,404,869 8,693,519 (2,787,898) 1,669,866 54,980,356
Ending balance (in shares) at Dec. 31, 2020 5,520,469          
Net income   6,744,865 6,744,865
Other comprehensive gain (loss)   (3,802,836) (3,802,836)
Stock option exercises, net of surrenders   237,383 (29,494) $ 207,889
Stock option exercises, net of surrenders (in shares) 20,797         22,305
Stock-based compensation expense   103,033 $ 103,033
Cash dividends   (4,315,674) (4,315,674)
Ending balance, value at Dec. 31, 2021   47,745,285 11,122,710 (2,817,392) (2,132,970) $ 53,917,633
Ending balance (in shares) at Dec. 31, 2021 5,541,266         5,541,266
Net income   6,655,140 $ 6,655,140
Other comprehensive gain (loss)   (18,269,511) (18,269,511)
Stock option exercises, net of surrenders   161,731 $ 161,731
Stock option exercises, net of surrenders (in shares) 11,085         11,085
Stock-based compensation expense   121,673 $ 121,673
Cash dividends   (3,775,279) (3,775,279)
Ending balance, value at Dec. 31, 2022   $ 48,028,689 $ 14,002,571 $ (2,817,392) $ (20,402,481) $ 38,811,387
Ending balance (in shares) at Dec. 31, 2022 5,552,351         5,552,351
XML 31 R7.htm IDEA: XBRL DOCUMENT v3.22.4
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Statement of Stockholders' Equity [Abstract]      
Cash dividends (per share) $ 0.68 $ 0.78 $ 0.66
XML 32 R8.htm IDEA: XBRL DOCUMENT v3.22.4
CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities:      
Net income $ 6,655,140 $ 6,744,865 $ 6,460,631
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation expense 359,251 412,866 421,040
Gain on sale of investment securities (64,782) (266,944) (10,002)
Provision for loan losses (75,000) 120,000 240,000
Stock-based compensation expense 121,673 103,033 92,986
Deferred income taxes (171,800) (46,751) (422,345)
Net amortization of unearned discounts on investment securities available for sale 869,690 592,357 362,159
Origination of mortgage loans held for sale (60,017,637) (163,176,146) (181,781,058)
Proceeds from sale of mortgage loans held for sale 61,925,431 173,367,491 173,877,723
(Increase) decrease in accrued interest receivable and other assets (487,217) 133,276 (38,312)
Increase (decrease) in accrued interest payable and other liabilities 358,795 (520,403) 1,089,165
Net cash provided by operating activities 9,473,544 17,463,644 291,987
Cash flows from investing activities:      
Proceeds from calls and maturities of investment securities available for sale 3,539,000 36,967,000 23,491,000
Proceeds from sale of investment securities available for sale 18,525,780 15,572,500 11,550,000
Purchase of investment securities available for sale (104,820,389) (135,206,301) (68,260,421)
Net (increase) decrease in loans (24,360,319) 14,241,737 (46,788,177)
Purchase of premises, equipment, and leasehold improvements, net (564,922) (142,269) (184,138)
Net cash used in investing activities (107,680,850) (68,567,333) (80,191,736)
Cash flows from financing activities:      
Net (decrease) increase in deposit accounts (10,521,318) 146,993,945 83,005,976
Dividends paid (3,773,396) (4,312,138) (3,592,841)
Repurchase of common shares (398,868)
Stock options exercised 161,731 207,889 117,044
Net cash (used in) provided by financing activities (14,132,983) 142,889,696 79,131,311
Net (decrease) increase in cash and cash equivalents (112,340,289) 91,786,007 (768,438)
Cash and cash equivalents at the beginning of the period 140,111,988 48,325,981 49,094,419
Cash and cash equivalents at the end of the period 27,771,699 140,111,988 48,325,981
Cash paid during the period for:      
Interest 275,700 179,793 323,455
Income taxes 1,582,810 2,845,420 814,052
Supplemental disclosures for non-cash investing and financing activity:      
Change in unrealized (loss) gain on securities available for sale, net of income taxes (18,269,511) (3,082,836) 1,187,052
Change in dividends payable 1,883 3,536 53,680
Right of use assets obtained in exchange for lease obligation 1,825,793
Change in right of use assets and lease liabilities $ 608,151 $ 514,101 $ 479,066
XML 33 R9.htm IDEA: XBRL DOCUMENT v3.22.4
ORGANIZATION
 12 Months Ended
Dec. 31, 2022
Accounting Policies [Abstract]  
ORGANIZATION

 

1.ORGANIZATION

 

The Bank of South Carolina (the “Bank”) was organized on October 22, 1986 and opened for business as a state-chartered financial institution on February 26, 1987, in Charleston, South Carolina. The Bank was reorganized into a wholly-owned subsidiary of Bank of South Carolina Corporation (the “Company”), effective April 17, 1995. At the time of the reorganization, each outstanding share of the Bank was exchanged for two shares of Bank of South Carolina Corporation Stock.
XML 34 R10.htm IDEA: XBRL DOCUMENT v3.22.4
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
 12 Months Ended
Dec. 31, 2022
Accounting Policies [Abstract]  
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

2.SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Our accounting and reporting policies conform, in all material respects, to U.S. generally accepted accounting principles (“GAAP”), and to general practices within the banking industry. The following summarizes the more significant of these policies and practices.

 

Principles of Consolidation: 

The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. In consolidation, all significant intercompany balances and transactions have been eliminated.

 

References to “we,” “us,” “our,” “the Bank,” or “the Company” refer to the parent and its subsidiary that are consolidated for financial reporting purposes.

 

Accounting Estimates and Assumptions: 

The financial statements are prepared in conformity with GAAP, which require management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ significantly from these estimates and assumptions. Material estimates generally susceptible to significant change are related to the determination of the allowance for loan losses, impaired loans, other real estate owned, deferred tax assets, the fair value of financial instruments and other-than-temporary impairment of investment securities.

 

Subsequent Events: 

Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed as of the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist as of the date of the balance sheet but arose after that date. We have reviewed events occurring through the date the financial statements were available to be issued and no subsequent events occurred requiring accrual or disclosure.

 

Cash and Cash Equivalents: 

Cash and cash equivalents include working cash funds, due from banks, interest-bearing deposits at the Federal Reserve, items in process of collection and federal funds sold. All cash equivalents are readily convertible to cash and have maturities of less than 90 days.

 

Depository institutions are required to maintain reserve and clearing balances at the Federal Reserve Bank. Vault cash satisfied our daily reserve requirement for the years ended December 31, 2022 and 2021.

 

Interest-bearing Deposits at the Federal Reserve: 

Interest-bearing deposits at the Federal Reserve mature daily and are carried at cost.

 

Investment Securities: 

We classify investments into three categories: (1) Held to Maturity - debt securities that we have the positive intent and ability to hold to maturity, which are reported at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity; (2) Trading - debt securities that are bought and held principally for the purpose of selling them in the near term, which are reported at fair value, with unrealized gains and losses included in earnings; and (3) Available for Sale - debt securities that may be sold under certain conditions, which are reported at fair value, with unrealized gains and losses excluded from earnings and reported as a separate component of shareholders’ equity, net of income taxes. Unrealized losses on securities due to fluctuations in fair value are recognized when it is determined that an other than temporary decline in value has occurred.

 

Realized gains or losses on the sale of investments are recognized on a specific identification, trade date basis. All securities were classified as available for sale for 2022 and 2021.

 

Mortgage Loans to be Sold: 

We originate fixed and variable rate residential mortgage loans on a service release basis in the secondary market. Loans closed but not yet settled with an investor are carried in our loans to be sold portfolio. Virtually all of these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with our customers. Therefore, these loans present very little market risk. We usually deliver to, and receive funding from, the investor within 30 to 60 days. Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts” basis. We are not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. Because of the short-term nature of these derivative contracts, the fair value of the mortgage loans to be sold in most cases is materially the same as the value of the loan amount at its origination.

 

Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. Net unrealized losses are provided for in a valuation allowance by charges to operations as a component of mortgage banking income. Gains or losses on sales of loans are recognized when control over these assets are surrendered and are included in mortgage banking income in the consolidated statements of income.

 

 

Loans and Allowance for Loan Losses: 

Loans are carried at principal amounts outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized over the weighted average life of the loan as an adjustment to yield. Interest income on all loans is recorded on an accrual basis. The accrual of interest and the amortization of net loan fees are generally discontinued on loans that 1) are maintained on a cash basis because of deterioration in the financial condition of the borrower; 2) the payment of full principal is not expected; or 3) the principal or interest has been in default for a period of 90 days or more. We define past due loans based on contractual payment and maturity dates.

 

The accrual of interest is generally discontinued on loans that become 90 days past due as to principal or interest. The accrual of interest on some loans may continue even though they are 90 days past due if the loans are well secured or in the process of collection and management deems it appropriate. If non-accrual loans decrease their past due status to less than 30 days for a period of six to nine months, they are reviewed individually by management to determine if they should be returned to accrual status.

 

When the ultimate collectability of an impaired loan’s principal is in doubt, wholly or partially, all cash receipts are applied to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to interest income, to the extent that any interest has been foregone. Further cash receipts are recorded as recoveries of any amounts previously charged off. When this doubt does not exist, cash receipts are applied under the contractual terms of the loan agreement first to interest income and then to principal.

 

We account for impaired loans by requiring that all loans (greater than $50,000) where it is estimated that we will be unable to collect all amounts due according to the terms of the loan agreement be recorded at the loan’s fair value. Fair value may be determined based upon the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral less cost to sell, if the loan is collateral dependent.

 

Additional accounting guidance allows us to use existing methods for recognizing interest income on an impaired loan. The guidance also requires additional disclosures about how we estimate interest income related to our impaired loans.

 

A loan is also considered impaired if its terms are modified in a troubled debt restructuring (“TDR”). For this type of impaired loan, cash receipts are typically applied to principal and interest receivable in accordance with the terms of the restructured loan agreement. Interest income is recognized on these loans using the accrual method of accounting, provided they are performing in accordance with their restructured terms.

 

The allowance for loan losses (the “allowance”) is our estimate of credit losses inherent in the loan portfolio. The allowance is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when we believe the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance is evaluated on a regular basis and is based upon our periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.

 

We believe that the allowance is adequate to absorb inherent losses in the loan portfolio; however, there can be no assurance that loan losses in future periods will not exceed the current allowance amount or that future increases in the allowance will not be required. No assurance can be given that our ongoing evaluation of the loan portfolio, in light of changing economic conditions and other relevant circumstances, will not require significant future additions to the allowance, thus adversely affecting our operating results.

 

The allowance is also subject to examination by regulatory agencies, which may consider factors such as the methodology used to determine adequacy and the size of the allowance relative to that of peer institutions and other adequacy tests. In addition, such regulatory agencies could require us to adjust our allowance based on information available at the time of the examination.

 

The methodology used to determine the reserve for unfunded lending commitments, which is included in other liabilities, is inherently similar to the methodology used to determine the allowance adjusted for factors specific to binding commitments, including the probability of funding and historical loss ratio.

 

Concentration of Credit Risk: 

Our primary market consists of the counties of Berkeley, Charleston and Dorchester, South Carolina. As of December 31, 2022, the majority of the total loan portfolio, as well as a substantial portion of the commercial and real estate loan portfolios, were to borrowers within this region. No other areas of significant concentration of credit risk have been identified.

 

Premises, Equipment and Leasehold Improvements and Depreciation:

Land is carried at cost. Buildings and equipment are stated at cost less accumulated depreciation. Depreciation is recorded using the straight-line method for financial reporting purposes and accelerated methods for income tax purposes over the estimated useful lives of the assets ranging from 40 years for buildings and 3 to 15 years for equipment. Leasehold improvements are amortized over the shorter of the asset’s useful life or the remaining lease term, including renewal periods when reasonably assured. The cost of maintenance and repairs is charged to operating expense as incurred.

 

Leases: 

In accordance with ASU 2016-02, the Company determines if a contractual arrangement is a lease at inception. Operating leases are included in the operating right of use (“ROU”) assets and current operating lease liabilities on the Company’s consolidated balance sheet. ROU assets represent the Company’s right to use an underlying asset for the lease term and lease liabilities represent the Company’s obligation to make lease payments arising from the lease. Currently, the Company does not have any finance leases.

 

 

Operating lease ROU assets and lease liabilities are recognized at the commencement of the lease based on the present value of lease payments over the lease term. The lease payments included in the present value are fixed payments and index-based variable lease payments. The Company estimates the incremental borrowing rate, based on information available at the commencement of the lease, as most of the Company’s leases do not include an implicit rate.

 

Revenue Recognition:

 

In accordance with Topic 606, revenues are recognized when control of promised goods or services is transferred to customers in an amount that reflects the consideration the Company expects to be entitled to in exchange for those goods or services. To determine revenue recognition for arrangements that an entity determines are within the scope of Topic 606, the Company performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify the performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the performance obligations in the contract; and (v) recognize revenue when (or as) the Company satisfies a performance obligation.

 

The Company only applies the five-step model to contracts when it is probable that the entity will collect the consideration it is entitled to in exchange for the goods or services it transfers to the customer. At contract inception, once the contract is determined to be within the scope of Topic 606, the Company assesses the goods or services that are promised within each contract and identifies those that contain performance obligations, and assesses whether each promised good or service is distinct. The Company then recognizes as revenue the amount of the transaction price that is allocated to the respective performance obligation when (or as) the performance obligation is satisfied.

 

Service Fees on Deposit Accounts

 

The Bank earns fees from its deposit customers for account maintenance, transaction-based and overdraft services.  Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts on a monthly basis.  The performance obligation is satisfied and the fees are recognized on a monthly basis as the service period is completed. Transaction-based fees on deposits accounts are charged to deposit customers for specific services provided to the customer, such as non-sufficient funds fees, overdraft fees, and wire fees. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer.

 

ATM and Check Card Fee Income

 

Check card fee income represents fees earned when a debit card issued by the Bank is used.  The Bank earns interchange fees from debit cardholder transactions through the Mastercard payment network.  Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the card.  Certain expenses directly associated with the debit card are recorded on a net basis with the fee income.

 

Income Taxes: 

We account for income taxes under the asset and liability method. Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Net deferred tax assets are included in other assets in the consolidated balance sheet.

 

Accounting standards require the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements. These standards also prescribe a recognition threshold and measurement of a tax position taken or expected to be taken in an enterprise’s tax return. We believe that we had no uncertain tax positions for the years ended December 31, 2022 and 2021.

 

The income tax effects of unrealized gains and losses on investment securities available for sale are released from accumulated other comprehensive income at the time such securities are sold or impaired.

 

Stock-Based Compensation: 

Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Compensation cost is recognized over the expected term of the stock options and is adjusted for forfeitures as they occur.

 

Income Per Common Share: 

Basic income per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the weighted-average number of common shares and potential common shares outstanding. Potential common shares consist of dilutive stock options determined using the treasury stock method and the average market price of common stock. Earnings per share are restated for all stock splits and stock dividends, if any, through the date of issuance of the consolidated financial statements.

 

Segment Information: 

The Company operates and manages itself within one retail banking segment and therefore has not provided segment disclosures.

 

Interest Rate Lock Commitments and Forward Sale Contracts: 

Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free-standing derivatives. The fair value of the interest rate lock is recorded at the time the commitment to fund the mortgage loan is executed and is adjusted for the expected exercise of the commitments before the loan is funded. In order to hedge the change in interest rates resulting from commitments to fund the loans, we enter into forward commitments for the future delivery of mortgage loans when the interest rate is locked. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. Changes in the fair values of these derivatives are included in income when they occur. As a result of the short-term nature of mortgage loans held for sale (derivative contract), our derivative instruments were considered to be immaterial as of December 31, 2022 and 2021.

 

We had no embedded derivative instruments requiring hedge accounting treatment at December 31, 2022 and 2021. We do not currently engage in hedging activities.

 

Recent Accounting Pronouncements: 

The following is a summary of recent authoritative pronouncements that could impact the accounting, reporting and/or disclosure of financial information by the Company.

 

In June 2016, the FASB issued ASU 2016-13, Financial instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, to change the accounting for credit losses and modify the impairment model for certain debt securities. ASU 2016-13 changes the impairment model for most financial assets to a current expected credit loss (“CECL”) model, replacing the incurred loss model that is currently in use. The new guidance requires an entity to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. The CECL model will apply to financial assets measured at amortized cost, such as loans and investments, as well as certain off-balance sheet credit exposures. In May 2019, the FASB issued guidance to provide entities with an option to irrevocably elect the fair value option, applied on an instrument-by-instrument basis for eligible instruments, upon adoption of ASU 2016-13, Measurement of Credit Losses on Financial Instruments. In October 2019, the FASB voted to extend the implementation date for smaller reporting companies, non-SEC public companies, and private companies. This amendment became effective for the Company on January 1, 2023.

 

 

 

In March 2020, the FASB issued guidance that makes narrow-scope improvements to various aspects of the financial instrument guidance, including the current expected credit losses (CECL) guidance issued in 2016. The amendments related to conforming amendments. For public business entities, the amendments are effective upon issuance of this final ASU. For the amendments related to ASU 2016-13, public business entities that meet the definition of an SEC filer, excluding eligible smaller reporting companies (SRCs) as defined by the SEC, should adopt the amendments in ASU 2016-13 during 2020. Early adoption will continue to be permitted. For entities that have not yet adopted the guidance in ASU 2016-13, the effective dates and the transition requirements for these amendments are the same as the effective date and transition requirements in ASU 2016-13.

 

The Company is finalizing its evaluation of the adoption of ASU 2016-13 and plans to adopt as of January 1, 2023. The Company to-date has sourced and tested required data from the Company’s loan systems, tested data feeds to the model, contracted an independent third party for model validation of the CECL model and process, determined appropriate segmentations of its portfolio, selected a preliminary forecast period for reasonable and supportable forecasts, and has performed parallel runs of the model. The Company is currently finalizing its assessment of current and forecasted macroeconomic factors, assumptions, testing, and finalization of internal controls. The Company currently estimates a decrease in the allowance for loan losses between $25,000 and $125,000 upon adoption. The Company is currently evaluating the impact of the reserve for unfunded commitments. The Company will finalize the adoption during the first quarter of 2023.

 

In March 2022, the FASB issued ASU 2022-02, Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures, which eliminates the accounting guidance on troubled debt restructurings (TDRs) for creditors in ASC 310-402 and amends the guidance on “vintage disclosures” to require disclosure of current-period gross write-offs by year of origination. The ASU also updates the requirements related to accounting for credit losses under ASC 326 and adds enhanced disclosures for creditors with respect to loan refinancings and restructurings for borrowers experiencing financial difficulty. The amendments in ASU 2022-02 are effective upon the Company’s adoption of ASU 2016-13.

 

In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. In December 2022, the FASB extended the sunset date of ASC 848 from December 31, 2022 to December 31, 2024. The Company does not expect these amendments to have a material effect on its consolidated financial statements.

 

In November 2021, the FASB added a topic to the Accounting Standards Codification, Government Assistance, to require certain annual disclosures about transactions with a government that are accounted for by applying a grant or contribution accounting model by analogy to other accounting guidance. The guidance is effective for financial statements issued for annual periods beginning after December 15, 2021. The amendment became effective January 1, 2022 and did not have a material effect on the consolidated financial statements.

 

Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on our financial position, results of operations or cash flows.

 
XML 35 R11.htm IDEA: XBRL DOCUMENT v3.22.4
INVESTMENT SECURITIES AVAILABLE FOR SALE
 12 Months Ended
Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]  
INVESTMENT SECURITIES AVAILABLE FOR SALE

 

3.INVESTMENT SECURITIES AVAILABLE FOR SALE

 

The amortized cost and fair value of investment securities available for sale are summarized as follows.

 

                               
   December 31, 2022 
   Amortized Cost   Gross Unrealized Gains   Gross Unrealized Losses   Estimated Fair Value 
U.S. Treasury Notes  $180,298,301   $—   $(12,110,986)  $168,187,315 
Government-Sponsored Enterprises   67,384,808    —    (10,310,084)   57,074,724 
Municipal Securities   49,315,041    2,510    (3,407,364)   45,910,187 
Total  $296,998,150   $2,510   $(25,828,434)  $271,172,226 

 

 

                               
   December 31, 2021 
   Amortized Cost   Gross Unrealized Gains   Gross Unrealized Losses   Estimated Fair Value 
U.S. Treasury Notes  $101,269,851   $68,848   $(1,276,399)  $100,062,300 
Government-Sponsored Enterprises   76,355,720    275,123    (1,909,834)   74,721,009 
Municipal Securities   37,421,880    335,912    (193,612)   37,564,180 
Total  $215,047,451   $679,883   $(3,379,845)  $212,347,489 

  

 

The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table.

 

   December 31, 2022   December 31, 2021 
   Amortized
Cost		   Estimated Fair Value   Amortized
Cost		   Estimated Fair Value 
Due in one year or less  $42,722,655   $41,698,011   $12,756,176   $12,859,086 
Due in one year to five years   190,569,869    176,217,530    116,602,790    115,896,465 
Due in five years to ten years   53,995,700    45,386,818    76,531,464    74,575,862 
Due in ten years and over   9,709,926    7,869,867    9,157,021    9,016,076 
Total  $296,998,150   $271,172,226   $215,047,451   $212,347,489 

 

Securities pledged to secure deposits at December 31, 2022 and 2021, had a carrying amount of $30,103,249 and $33,292,124, respectively.

 

The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021. We believe that all unrealized losses have resulted from temporary changes in the interest rate market and not as a result of credit deterioration. We do not intend to sell and it is not likely that we will be required to sell any of the securities referenced in the table below before recovery of their amortized cost.

 

   December 31, 2022 
   Less Than 12 Months   12 Months or Longer   Total 
   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss 
U.S. Treasury Notes   7   $38,181,255   $(1,790,134)   18   $130,006,060   $(10,320,852)   25   $168,187,315   $(12,110,986)
Government-Sponsored Enterprises   2    6,212,285    (84,170)   9    50,862,439    (10,225,914)   11    57,074,724    (10,310,084)
Municipal Securities   46    26,068,218    (932,565)   31    14,859,459    (2,474,799)   77    40,927,677    (3,407,364)
Total   55   $70,461,758   $(2,806,869)   58   $195,727,958   $(23,021,565)   113   $266,189,716   $(25,828,434)

 

 

   December 31, 2021 
   Less Than 12 Months   12 Months or Longer   Total 
   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss 
U.S. Treasury Notes   15   $94,994,915   $(1,276,399)   —   $—   $—    15   $94,994,915   $(1,276,399)
Government-Sponsored Enterprises   3    19,480,595    (519,405)   6    39,909,134    (1,390,429)   9    59,389,729    (1,909,834)
Municipal Securities   19    11,384,462    (193,612)   —    —    —    19    11,384,462    (193,612)
Total   37   $125,859,972   $(1,989,416)   6   $39,909,134   $(1,390,429)   43   $165,769,106   $(3,379,845)

  

The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses.

 

                       
   For the Year Ended December 31, 
   2022   2021   2020 
             
Gross proceeds  $18,525,780   $15,572,500   $11,550,000 
Gross realized gains   64,782    266,944    10,002 

 

The tax provision related to these gains was $13,604, $56,058 and $2,100 for the years ended December 31, 2022, 2021 and 2020, respectively.
XML 36 R12.htm IDEA: XBRL DOCUMENT v3.22.4
LOANS AND ALLOWANCE FOR LOAN LOSSES
 12 Months Ended
Dec. 31, 2022
Receivables [Abstract]  
LOANS AND ALLOWANCE FOR LOAN LOSSES

 

4.LOANS AND ALLOWANCE FOR LOAN LOSSES

 

Major classifications of loans (net of deferred loan fees of $159,434 at December 31, 2022, and $488,481 at December 31, 2021) are shown in the table below.

 

   December 31, 2022   December 31, 2021 
Commercial  $45,072,059   $45,804,434 
Commercial real estate:          
Construction   17,524,260    12,054,095 
Other   172,897,387    165,719,078 
Consumer:          
Real estate   91,636,538    71,307,488 
Other   3,851,538    3,768,531 
Paycheck protection program   —    7,978,603 
Loans   330,981,782    306,632,229 
Allowance for loan losses   (4,291,221)   (4,376,987)
Loans, net  $326,690,561   $302,255,242 

 

We had $93.1 million and $94.7 million of loans pledged as collateral to secure funding with the Federal Reserve Bank (“FRB”) Discount Window at December 31, 2022 and 2021, respectively.

 

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) was signed into law, which established the Paycheck Protection Program (“PPP”) and allocated $349.0 billion of loans to be issued by financial institutions. Under the program, the Small Business Administration (“SBA”) forgave loans, in whole or in part, made by approved lenders to eligible borrowers for payroll and other permitted purposes in accordance with the requirements of the program. These loans carried a fixed rate of 1.00% and a term of two years, if not forgiven, in whole or in part. The loans were 100% guaranteed by the SBA and as long as the borrower submitted its loan forgiveness application within ten months of completion of the covered period. The borrower was not required to make any payments until the forgiveness amount was remitted to the lender by the SBA. The Bank received a processing fee from the SBA ranging from 1% to 5% based on the size of the loan. The fees are deferred and amortized over the life of the loans in accordance with ASC 310-20. The Paycheck Protection Program and Health Care Enhancement Act (“PPP/ HCEA Act”) was signed into law on April 24, 2020. The PPP/HCEA Act authorized additional funding under the CARES Act of $310.0 billion for PPP loans to be issued by financial institutions through the SBA. On December 27, 2020, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (“Economic Aid Act”) was enacted, which reauthorized lending under the PPP program through March 31, 2021, with an additional $325 billion. Over the course of the PPP program, the Bank extended 480 loans with a total loan amount of $55.3 million. Because these loans were 100% guaranteed by the SBA and did not undergo the Bank’s typical underwriting process, they were not graded and did not have an associated allowance.

 

Our portfolio grading analysis estimates the capability of the borrower to repay the contractual obligations of the loan agreements as scheduled. Our internal credit risk grading system is based on experience with similarly graded loans, industry best practices, and regulatory guidance. Our portfolio is graded in its entirety, with the exception of the PPP loans.

 

Our internally assigned grades pursuant to the Board-approved lending policy are as follows:

 

●Excellent (1) The borrowing entity has more than adequate cash flow, unquestionable strength, strong earnings and capital, and where applicable, no overdrafts.

 

●Good (2) The borrowing entity has dependable cash flow, better than average financial condition, good capital and usually no overdrafts.

 

●Satisfactory (3) The borrowing entity has adequate cash flow, satisfactory financial condition, and explainable overdrafts (if any).

 

●Watch (4) The borrowing entity has generally adequate, yet inconsistent cash flow, cyclical earnings, weak capital, loan to/from stockholders, and infrequent overdrafts. The borrower has consistent yet sometimes unpredictable sales and growth.

 

●OAEM (5) The borrowing entity has marginal cash flow, occasional past dues, and frequent and unexpected working capital needs.

 

●Substandard (6) The borrowing entity has cash flow barely sufficient to service debt, deteriorated financial condition, and bankruptcy is a possibility. The borrowing entity has declining sales, rising costs, and may need to look for secondary source of repayment.

 

●Doubtful (7) The borrowing entity has negative cash flow. Survival of the business is at risk, full repayment is unlikely, and there are frequent and unexplained overdrafts. The borrowing entity shows declining trends and no operating profits.

 

●Loss (8) The borrowing entity has negative cash flow with no alternatives. Survival of the business is unlikely.

 

 

The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory.

 

December 31, 2022 
    Commercial   Commerical
Real Estate Construction		   Commercial
Real Estate
Other		   Consumer
Real Estate		   Consumer
Other		   Paycheck Protection Program   Total 
Pass   $42,724,289   $17,524,260   $167,518,577   $86,183,899   $3,597,886   $—   $317,548,911 
Watch    976,966    —    3,223,532    4,928,437    208,417    —    9,337,352 
OAEM    94,803    —    968,611    274,445    7,345    —    1,345,204 
Substandard    1,276,001    —    1,186,667    249,757    37,890    —    2,750,315 
Doubtful    —    —    —    —    —    —    — 
Loss    —    —    —    —    —    —    — 
Total   $45,072,059   $17,524,260   $172,897,387   $91,636,538   $3,851,538   $—   $330,981,782 

 

 

December 31, 2021 
    Commercial   Commerical
Real Estate Construction		   Commercial
Real Estate
Other		   Consumer
Real Estate		   Consumer
Other		   Paycheck Protection Program   Total 
Pass   $43,853,889   $11,616,118   $159,825,281   $69,920,347   $3,565,716   $7,978,603   $296,759,954 
Watch    450,319    437,977    3,082,408    862,938    133,418    —    4,967,060 
OAEM    36,749    —    1,158,268    274,445    29,244    —    1,498,706 
Substandard    1,463,477    —    1,653,121    249,758    40,153    —    3,406,509 
Doubtful    —    —    —    —    —    —    — 
Loss    —    —    —    —    —    —    — 
Total   $45,804,434   $12,054,095   $165,719,078   $71,307,488   $3,768,531   $7,978,603   $306,632,229 

 

The following tables include an aging analysis of the recorded investment in loans segregated by class.

 

December 31, 2022
     30-59 Days
Past Due		   60-89 Days
Past Due		   Greater than
90 Days		   Total
Past Due		   Current   Total Loans Receivable   Recorded Investment ≥
90 Days and Accruing		 
Commercial    $16,451   $178,975   $—   $195,426   $44,876,633   $45,072,059   $— 
Commercial Real Estate Construction     —    —    —    —    17,524,260    17,524,260    — 
Commercial Real Estate Other     45,425    —    631,453    676,878    172,220,509    172,897,387    — 
Consumer Real Estate     274,445    —    —    274,445    91,362,093    91,636,538    — 
Consumer Other     —    —    —    —    3,851,538    3,851,538    — 
Paycheck Protection Program     —    —    —    —    —    —      
Total    $336,321   $178,975   $631,453   $1,146,749   $329,835,033   $330,981,782   $— 

 

 

December 31, 2021
     30-59 Days Past Due   60-89 Days Past Due   Greater than 90 Days   Total Past Due   Current   Total Loans Receivable   Recorded Investment ≥
90 Days and Accruing		 
Commercial    $88,659   $—   $—   $88,659   $45,715,775   $45,804,434   $— 
Commercial Real Estate Construction     —    —    —    —    12,054,095    12,054,095    — 
Commercial Real Estate Other     59,269    288,464    337,490    685,223    165,033,855    165,719,078    — 
Consumer Real Estate     —    —    —    —    71,307,488    71,307,488    — 
Consumer Other     23,971    —    —    23,971    3,744,560    3,768,531    — 
Paycheck Protection Program     —    —    —    —    7,978,603    7,978,603      
Total    $171,899   $288,464   $337,490   $797,853   $305,834,376   $306,632,229   $— 

  

There were no loans past due 90 days or more and still accruing interest at December 31, 2022 and 2021.

 

The following table summarizes the balances of non-accrual loans.

 

    Loans Receivable on Non-Accrual  
    December 31, 2022    December 31, 2021 
           
Commercial  $—   $178,975 
Commercial Real Estate Construction   —    — 
Commercial Real Estate Other   631,453    625,953 
Consumer Real Estate   —    — 
Consumer Other   —    9,686 
Paycheck Protection Program   —    — 
Total  $631,453   $814,614 

 

 

The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.

 

                                                       
December 31, 2022
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $795,689   $175,493   $2,376,306   $924,784   $104,715   $—   $4,376,987 
Charge-offs   (40,600)   —    —    (2,034)   —    (10)   (42,644)
Recoveries   800    —    18,000    —    12,224    854    31,878 
Provisions   (20,130)   55,132    (177,822)   92,027    (23,363)   (844)   (75,000)
Ending Balance  $735,759   $230,625   $2,216,484   $1,014,777   $93,576   $—   $4,291,221 

 

 

                                                       
December 31, 2021
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $1,029,310   $199,266   $1,909,121   $925,077   $122,920   $—   $4,185,694 
Charge-offs   —    —    —    —    (11,440)   (9,550)   (20,990)
Recoveries   21,329    —    —    47,711    22,367    876    92,283 
Provisions   (254,950)   (23,773)   467,185    (48,004)   (29,132)   8,674    120,000 
Ending Balance  $795,689   $175,493   $2,376,306   $924,784   $104,715   $—   $4,376,987 

 

 

                                                       
December 31, 2020
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $1,429,917   $109,235   $1,270,445   $496,221   $697,940   $—   $4,003,758 
Charge-offs   (171,646)   —    —    —    (116,001)   (2,650)   (290,297)
Recoveries   88,811    —    99,801    —    43,599    22    232,233 
Provisions   (317,772)   90,031    538,875    428,856    (502,618)   2,628    240,000 
Ending Balance  $1,029,310   $199,266   $1,909,121   $925,077   $122,920   $—   $4,185,694 

 

The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans.

 

                                                       
   December 31, 2022 
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Individually evaluated for impairment  $179,230   $—   $—   $—   $37,889   $—   $217,119 
Collectively evaluated for impairment   556,529    230,625    2,216,484    1,014,777    55,687    —    4,074,102 
Total Allowance for Loan Losses   735,759    230,625    2,216,484    1,014,777    93,576    —    4,291,221 
Loans Receivable                                   
Individually evaluated for impairment   1,276,001    —    1,202,412    249,758    37,889    —    2,766,060 
Collectively evaluated for impairment   43,796,058    17,524,260    171,694,975    91,386,780    3,813,649    —    328,215,722 
Total Loans Receivable  $45,072,059   $17,524,260   $172,897,387   $91,636,538   $3,851,538   $—   $330,981,782 

  

 

                                                       
   December 31, 2021 
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Individually evaluated for impairment  $179,988   $—   $—   $—   $40,153   $—   $220,141 
Collectively evaluated for impairment   615,701    175,493    2,376,306    924,784    64,562    —    4,156,846 
Total Allowance for Loan Losses   795,689    175,493    2,376,306    924,784    104,715    —    4,376,987 
Loans Receivable                                   
Individually evaluated for impairment   1,463,477    —    1,653,121    249,758    40,153    —    3,406,509 
Collectively evaluated for impairment   44,340,957    12,054,095    164,065,957    71,057,730    3,728,378    7,978,603    303,225,720 
Total Loans Receivable  $45,804,434   $12,054,095   $165,719,078   $71,307,488   $3,768,531   $7,978,603   $306,632,229 

 

 

As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table.

 

   Impaired and Restructured Loans As of 
   December 31, 2022   December 31, 2021 
    Unpaid Principal Balance    Recorded Investment    Related Allowance    Unpaid Principal Balance    Recorded Investment    Related Allowance 
With no related allowance recorded:                              
Commercial  $317,553   $317,553   $—   $1,096,407   $1,096,407   $— 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,202,412    1,202,412    —    1,653,121    1,653,121    — 
Consumer Real Estate   249,758    249,758    —    249,758    249,758    — 
Consumer Other   —    —    —    —    —    — 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,769,723    1,769,723    —    2,999,286    2,999,286    — 
                               
With an allowance recorded:                              
Commercial   958,448    958,448    179,230    367,070    367,070    179,988 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   —    —    —    —    —    — 
Consumer Real Estate   —    —    —    —    —    — 
Consumer Other   37,889    37,889    37,889    40,153    40,153    40,153 
Paycheck Protection Program   —    —    —    —    —    — 
Total   996,337    996,337    217,119    407,223    407,223    220,141 
                               
Total                              
Commercial   1,276,001    1,276,001    179,230    1,463,477    1,463,477    179,988 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,202,412    1,202,412    —    1,653,121    1,653,121    — 
Consumer Real Estate   249,758    249,758    —    249,758    249,758    — 
Consumer Other   37,889    37,889    37,889    40,153    40,153    40,153 
Paycheck Protection Program   —    —    —    —    —    — 
Total  $2,766,060   $2,766,060   $217,119   $3,406,509   $3,406,509   $220,141 

  

The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated.

 

   For the year ended December 31, 
   2022   2021   2020 
   Average Recorded Investment   Interest Income Recognized   Average Recorded Investment   Interest Income Recognized   Average Recorded Investment   Interest Income Recognized 
With no related allowance recorded:                              
Commercial  $344,592   $21,445   $1,142,667   $68,602   $1,866,590   $102,636 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,231,015    30,689    1,645,375    68,031    4,849,474    218,372 
Consumer Real Estate   249,758    14,019    249,777    10,615    249,813    11,580 
Consumer Other   —    —    —    —    —    — 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,825,365    66,153    3,037,819    147,248    6,965,877    332,588 
                               
With an allowance recorded:                              
Commercial   981,575    63,267    378,499    22,130    578,399    37,663 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   —    —    —    —    337,304    — 
Consumer Real Estate   —    —    —    —    36,483    (116)
Consumer Other   38,962    2,532    41,133    2,674    42,089    2,743 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,020,537    65,799    419,632    24,804    994,275    40,290 
                               
Total                              
Commercial   1,326,167    84,712    1,521,166    90,732    2,444,989    140,299 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,231,015    30,689    1,645,375    68,031    5,186,778    218,372 
Consumer Real Estate   249,758    14,019    249,777    10,615    286,296    11,464 
Consumer Other   38,962    2,532    41,133    2,674    42,089    2,743 
Paycheck Protection Program   —    —    —    —    —    — 
   $2,845,902   $131,952   $3,457,451   $172,052   $7,960,152   $372,878 

   

In general, the modification or restructuring of a debt is considered a troubled debt restructuring (“TDR”) if we, for economic or legal reasons related to a borrower’s financial difficulties, grant a concession to the borrower that we would not otherwise consider. As of December 31, 2022 and December 31, 2021, there were five TDRs with a balance of $1.0 million. These TDRs were granted extended payment terms with no principal reduction. The structure of two of the loans changed to interest only. One TDR was performing as agreed as of December 31, 2022, while the other TDR is not performing as agreed and we are considering further collection actions, including potential foreclosure proceedings. No other TDRs that were modified within the previous twelve months defaulted during the following year for the years ended December 31, 2022, 2021, and 2020.

 

 

Regulatory agencies, as set forth in the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (initially issued on March 22, 2020 and revised on April 7, 2020), have encouraged financial institutions to work prudently with borrowers who are or may be unable to meet their contractual payment obligations because of the effects of COVID-19. In this statement, the regulatory agencies expressed their view of loan modification programs as positive actions that may mitigate adverse effects on borrowers due to COVID- 19 and that the agencies will not criticize institutions for working with borrowers in a safe and sound manner. Moreover, the revised statement provides that eligible loan modifications related to COVID-19 may be accounted for under section 4013 of the CARES Act or in accordance with ASC 310-40. Under Section 4013 of the CARES Act, banks may elect not to categorize loan modifications as TDRs if the modifications are related to COVID-19, executed on a loan that was not more than 30 days past due as of December 31, 2019, and executed between March 1, 2020 and the earlier of December 31, 2020 or 60 days after the date of termination of the National Emergency. All short-term loan modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not considered TDRs. Beginning in March 2020, the Bank provided payment accommodations to customers, consisting of 60-day principal deferral to borrowers negatively impacted by COVID-19. During 2020, the Bank processed approximately $0.7 million in principal deferments to 84 customers, with an aggregate loan balance of $25.9 million. The Bank did not process any principal deferments during the years ended December 31, 2022 and 2021. The principal deferments represented 0.24% of our total loan portfolio as of December 31, 2020. The Bank has examined the payment accommodations granted to borrowers in response to COVID-19 and classified 9 loans, with an aggregate loan balance of $4.0 million, that were granted payment accommodations as TDRs given the continued financial difficulty of the customer, associated industry risk, and multiple deferral requests. All other borrowers were current prior to relief, were not experiencing financial difficulty prior to COVID- 19, and the Bank determined they were not considered TDRs. As of December 31, 2021, 4 of the TDRs were removed from TDR status due to improvement in financial condition and sustained performance under the restructured terms, 2 TDRs were paid off through refinancing into new loans at market terms, and 1 TDR was paid off. Two loans with a balance of $0.5 million remain in TDR status as of December 31, 2021. Additionally, of the 75 customers that received payment accommodations that were not classified as TDRs, 41 customers, with an aggregate loan balance of $9.9 million, have paid their loan in full as of December 31, 2021. An additional loan was removed from TDR status during 2022. The remaining loan with a balance of $0.1 million is paying as agreed as of December 31, 2022. There are no loans that received payment accommodation past due greater than 30 days. The Bank will continue to examine payment accommodations as requested by borrowers.
XML 37 R13.htm IDEA: XBRL DOCUMENT v3.22.4
CONCENTRATIONS OF CREDIT RISK
 12 Months Ended
Dec. 31, 2022
Risks and Uncertainties [Abstract]  
CONCENTRATIONS OF CREDIT RISK

 

5.CONCENTRATIONS OF CREDIT RISK

 

We grant short to intermediate term commercial and consumer loans to customers throughout our primary market area of Charleston, Berkeley and Dorchester counties of South Carolina. Our primary market area is heavily dependent on tourism, medical, and legal services. Although we have a diversified loan portfolio, a substantial portion of our debtors’ ability to honor their contracts is dependent upon the stability of the economic environment in their primary market. The majority of the loan portfolio is located in our immediate market area with a concentration in real estate related activities.

 

Our loans were concentrated in the following categories.

 

   December 31, 2022   December 31, 2021 
Commercial   13.62%   14.94%
Commercial Real Estate Construction   5.29%   3.93%
Commercial Real Estate Other   52.24%   54.04%
Consumer Real Estate   27.69%   23.26%
Consumer Other   1.16%   1.23%
Paycheck Protection Program   —%   2.60%
Total   100.00%   100.00%

  
XML 38 R14.htm IDEA: XBRL DOCUMENT v3.22.4
PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS
 12 Months Ended
Dec. 31, 2022
Property, Plant and Equipment [Abstract]  
PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS

 

6.PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS

 

Premises, equipment and leasehold improvements are summarized in the table below.

 

               
   December 31, 
   2022   2021 
Bank buildings  $1,861,237   $1,861,237 
Land   838,075    838,075 
Leasehold purchases   30,000    30,000 
Leasehold improvements   2,629,441    2,595,825 
Construction in progress   535,434    31,654 
Equipment   4,273,339    4,241,305 
 Premises, equipment and leasehold improvements, gross   10,167,526    9,598,096 
Accumulated depreciation   (6,178,919)   (5,815,160)
Total  $3,988,607   $3,782,936 

 

Depreciation on our bank premises and equipment charged to operating expense totaled $359,251, $412,866, and $421,040, during the year ended December 31, 2022, 2021, and 2020, respectively.
XML 39 R15.htm IDEA: XBRL DOCUMENT v3.22.4
LEASES
 12 Months Ended
Dec. 31, 2022
Leases  
LEASES

 

7.LEASES

 

As of December 31, 2022 and 2021, the Company had operating right of use (“ROU”) assets of $13.4 million and $14.0 million, respectively, and operating lease liabilities of $13.4 million and $14.0 million, respectively. The Company maintains operating leases on land, branch facilities, and parking. Operating leases generally contain initial fixed payment terms that adjust in future years based on the consumer price index or similar measure. Most of the leases include one or more options to renew, with renewal terms extending up to 20 years. Leases with an initial term of 12 months or less are not recorded on the balance sheet and are recognized in lease expense.

 

As of December 31, 2022, the weighted average remaining lease term is 15.69 years and the weighted average incremental borrowing rate is 4.08%.

 

The exercise of renewal options is based on the sole judgement of management and what they consider to be reasonably certain. Based on the market areas, past practices, and contract terms of all leases, the Bank assumed all renewal options will be exercised. Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below.

 

       
2023   $1,182,746 
2024    1,182,746 
2025    1,182,746 
2026    1,182,746 
2027    1,182,746 
2028 and thereafter    12,309,253 
Total undiscounted lease payments   $18,222,983 
Less: effect of discounting    (4,789,291)
Present value of estimated lease payments   $13,433,692 

 

The table below shows lease expense components for the years ended December 31, 2022 and 2021.

 

               
   December 31, 
Lease Expense Components:  2022   2021 
Operating lease expense  $1,192,292   $1,139,393 
Short-term lease expense   —    — 
Total lease expense  $1,192,292   $1,139,393 

  

Total rental expense was $1,192,292, $1,139,393 and $972,815, during the years ended December 31, 2022, 2021 and 2020, respectively.

 

As of December 31, 2022, we did not maintain any finance leases and we determined that the number and dollar amount of equipment leases was immaterial. As of December 31, 2022, we have no additional operating leases that have not yet commenced.
XML 40 R16.htm IDEA: XBRL DOCUMENT v3.22.4
DEPOSITS
 12 Months Ended
Dec. 31, 2022
  Deposits:  
DEPOSITS

 

8.DEPOSITS

 

As of December 31, 2022 and 2021, time deposits of $250,000 or more totaled approximately $5,303,509 and $7,417,864, respectively. The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below:

 

       
2023   $14,820,344 
2024    581,665 
2025    34,427 
2026    780,208 
2027 and thereafter    352,964 
    $16,569,608 

 

 

As of December 31, 2022 and 2021, deposits with a deficit balance of $80,524 and $28,549, respectively, were re-classified as other loans.
XML 41 R17.htm IDEA: XBRL DOCUMENT v3.22.4
SHORT-TERM BORROWINGS
 12 Months Ended
Dec. 31, 2022
Debt Disclosure [Abstract]  
SHORT-TERM BORROWINGS

 

9.SHORT-TERM BORROWINGS

 

At December 31, 2022 and 2021, we had no outstanding federal funds purchased. We have a Borrower-In-Custody arrangement with the Federal Reserve. This arrangement permits the Company to retain possession of loans pledged as collateral to secure advances from the Federal Reserve Discount Window. Under this agreement, we may borrow up to $78.3 million as of December 31, 2022. We established this arrangement as an additional source of liquidity.

 

At December 31, 2022 and 2021, the Bank had unused short-term lines of credit totaling approximately $41.0 million and $41.0 million, respectively (which are withdrawable at the lender’s option).
XML 42 R18.htm IDEA: XBRL DOCUMENT v3.22.4
INCOME TAXES
 12 Months Ended
Dec. 31, 2022
Income Tax Disclosure [Abstract]  
INCOME TAXES

 

10.INCOME TAXES

 

Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Income tax expense  $1,977,372   $2,071,503   $1,965,679 
Unrealized gains (losses) on securities available for sale presented in accumulated other comprehensive income (loss)   (4,856,451)   (1,010,881)   315,546 
Total  $(2,879,079)  $1,060,622   $2,281,225 

 

Income tax expense was as follows:

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Current income taxes               
Federal  $1,837,678   $1,796,283   $1,543,334 
State   311,494    321,971    — 
Total current tax expense   2,149,172    2,118,254    1,543,334 
Deferred income tax (benefit) expense   (171,800)   (46,751)   422,345 
Total income tax expense  $1,977,372   $2,071,503   $1,965,679 

 

 

The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% to pretax income from continuing operations for the periods indicated are reconciled in the table below.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Computed “expected” tax expense  $1,812,828   $1,851,433   $1,769,525 
Increase (reduction) in income taxes resulting from:               
Stock based compensation   24,901    21,637    19,527 
Valuation allowance   (9,111)   7,658    8,083 
Other   22,389    7,477    7,259 
State income tax, net of federal benefit   246,080    248,887    238,729 
Tax exempt interest income   (119,715)   (65,589)   (77,444)
Total income tax expense  $1,977,372   $2,071,503   $1,965,679 

 

 

 

The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below.

 

  

 

  

 

 
   As of December 31, 
   2022   2021 
Deferred tax assets:          
Allowance for loan losses  $901,156   $905,365 
Unrealized loss on securities available for sale   5,423,444    — 
Deferred loan fees   33,481    102,581 
Pass through income   188,401    26,525 
State net operating loss carryforward   88,229    97,655 
Nonaccrual interest   36,879    29,246 
Other   11,421    9,432 
Total gross deferred tax assets   6,683,011    1,170,804 
Valuation allowance   (88,544)   (97,655)
Total gross deferred tax assets, net of valuation allowance   6,594,467    1,073,149 
           
Deferred tax liabilities:          
Fixed assets, principally due to differences in depreciation   (289,935)   (338,716)
Unrealized gain on securities available for sale   —    (1,360,199)
State credit carryforward   —    (5,672)
Prepaid expenses   (567)   (29,869)
Other   (59,337)   (58,619)
Total gross deferred tax liabilities   (349,839)   (1,793,075)
           
Net deferred tax asset (liability)  $6,244,628   $(719,926)

 

There was a $88,544 and $97,655 valuation allowance for deferred tax assets at December 31, 2022 and 2021, respectively, associated with the Company’s state tax credits. In assessing the realization of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred income tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible and prior to their expiration governed by the income tax code. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods during which the deferred income tax assets are expected to be deductible, management believes it is more likely than not the Company will realize the benefits of these deductible differences, net of the existing valuation allowance at December 31, 2022 and 2021. The amount of the deferred income tax asset considered realizable, however, could be reduced in the near term if estimates of future taxable income during the carry forward period are reduced.

 

The Company measures deferred tax assets and liabilities using enacted tax rates that will apply in the years in which the temporary differences are expected to be recovered or paid.

 

The Company has analyzed the tax positions taken or expected to be taken in its tax returns and concluded it has no liability related to uncertain tax positions in accordance with applicable regulations.

 

Tax returns for 2019 and subsequent years are subject to examination by taxing authorities.
XML 43 R19.htm IDEA: XBRL DOCUMENT v3.22.4
COMMITMENTS AND CONTINGENCIES
 12 Months Ended
Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]  
COMMITMENTS AND CONTINGENCIES

 

11.COMMITMENTS AND CONTINGENCIES

 

We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit, interest rate, and liquidity risk. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is essentially the same as that involved in extending loan facilities to customers. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments.

 

Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. If deemed necessary, the amount of collateral obtained upon extension of credit is based on our credit evaluation of the borrower. Collateral held varies, but may include accounts receivable, negotiable instruments, inventory, property, plant and equipment, and real estate. Commitments to extend credit, including unused lines of credit, amounted to $145,392,792 and $117,450,893 at December 31, 2022 and 2021, respectively.

 

Standby letters of credit represent our obligation to a third-party contingent upon the failure by our customer to perform under the terms of an underlying contract with the third party or obligates us to guarantee or stand as surety for the benefit of the third party. The underlying contract may entail either financial or nonfinancial obligations and may involve such things as the shipment of goods, performance of a contract, or repayment of an obligation. Under the terms of a standby letter, generally drafts will be drawn only when the underlying event fails to occur as intended. We can seek recovery of the amounts paid from the borrower. Commitments under standby letters of credit are usually for one year or less. At December 31, 2022 and 2021, we have recorded no liability for the current carrying amount of the obligation to perform as a guarantor; as such amounts are not considered material. The maximum potential amount of undiscounted future payments related to standby letters of credit at December 31, 2022 and 2021 was $2,518,771 and $648,717, respectively.
XML 44 R20.htm IDEA: XBRL DOCUMENT v3.22.4
RELATED PARTY TRANSACTIONS
 12 Months Ended
Dec. 31, 2022
Related Party Transactions [Abstract]  
RELATED PARTY TRANSACTIONS

 

12.RELATED PARTY TRANSACTIONS

 

In the opinion of management, loans to our Executive Officers and Directors are made on substantially the same terms, including interest rates and collateral, as those terms prevailing at the time for comparable loans with persons not related to the lender that do not involve more than the normal risk of collectability. There were no past due loans to our Executive Officers and Directors as of December 31, 2022 and 2021.

 

The table below summarizes related party loans.

 

   December 31, 2022   December 31, 2021 
Balance at beginning of the year  $5,513,146   $5,970,014 
New loans or advances   806,053    3,693,836 
Repayments   (2,134,441)   (4,150,704)
Balance at the end of the year  $4,184,758   $5,513,146 

 

At December 31, 2022 and 2021, total deposits held by related parties were $7,426,656 and $11,405,076, respectively.

 
XML 45 R21.htm IDEA: XBRL DOCUMENT v3.22.4
OTHER EXPENSE
 12 Months Ended
Dec. 31, 2022
Other Income and Expenses [Abstract]  
OTHER EXPENSE

 

13.OTHER EXPENSE

 

The table below summarizes the components of other operating expense.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Telephone and postage  $205,296   $233,667   $219,065 
State and FDIC insurance and fees   258,541    212,284    95,353 
Supplies   61,551    63,850    74,472 
Courier service   48,475    44,825    48,048 
Insurance   55,178    56,748    53,000 
Advertising and business development   11,480    8,114    9,045 
Other   690,833    805,966    746,502 
Total other operating expenses  $1,331,354   $1,425,454   $1,245,485 

 
XML 46 R22.htm IDEA: XBRL DOCUMENT v3.22.4
STOCK INCENTIVE PLANS
 12 Months Ended
Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]  
STOCK INCENTIVE PLANS

 

14.STOCK INCENTIVE PLANS

 

We have two employee Stock Incentive Plans: the first plan, which was approved in 2010, has 300,000 (363,000 adjusted for two 10% stock dividends) shares reserved and the second plan, which was approved in 2020, has 300,000 shares reserved. No new options may be granted under the 2010 plan, as it expired on April 14, 2020. Under the 2020 plan, options are periodically granted to employees at a price not less than the fair market value of the shares at the date of grant. Employees become 20% vested after five years and then vest 20% each year until fully vested. The right to exercise each such 20% of the options is cumulative and will not expire until the tenth anniversary of the date of the grant. All employees are eligible to participate in the 2020 plan if the Executive/Long-Range Planning Committee, in its sole discretion, determines that such person has contributed or can be expected to contribute to our profits or growth. With respect to Executive Officers, the Executive/ Long-Range Planning Committee will obtain approval from the Compensation Committee for any options granted to them.

 

We also have a stock incentive plan to provide equity incentive compensation to the Company’s eligible independent directors. The plan was approved by the shareholders in 2021 and has 150,000 shares reserved. Under the 2021 plan, options may be granted to eligible independent directors at a price not less than the fair market value of the shares at the date of grant. Options granted to independent directors become vested as to 20% of the options per year and will be fully vested after five years. The right to exercise each such 20% of the options is cumulative and will not expire until the tenth anniversary of the date of the grant. Each independent director is eligible to participate in the 2021 plan if the Compensation Committee, in its sole discretion, determines that such person has contributed or can be expected to contribute to our profits or growth.

 

 

 

Option awards are generally granted with an exercise price equal to the market price of the Company’s common stock at the date of grant. The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of our common stock. The expected term of the options granted shall not exceed ten years from the date of grant (the amount of time options granted are expected to be outstanding). The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant.

 

The fair value of options granted was determined using the following weighted-average assumptions as of grant date:

 

   2022   2021   2020 
Risk free interest rate   2.75%   1.46%   0.63%
Expected life (in years)   5.00    5.99    7.50 
Expected stock price volatility   35.30%   34.18%   32.90%
Dividend yield   4.15%   4.00%   4.26%

 

The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31:

 

   2022   2021   2020 
   Shares   Weighted Average Exercise Price   Shares   Weighted Average Exercise Price   Shares   Weighted Average Exercise Price 
Outstanding, January 1   273,747   $17.50    202,344   $14.89    86,097   $12.92 
Granted   5,000    17.10    115,750    20.15    145,750    15.31 
Exercised   (11,085)   14.58    (22,305)   10.64    (19,298)   9.39 
Forfeited   (13,250)   18.68    (22,042)   15.07    (10,205)   15.19 
Outstanding, December 31   254,412   $17.56    273,747   $17.50    202,344   $14.89 
Exercisable at year end   20,626   $17.76    7,804   $12.17    21,113   $9.77 

  

The following table presents information pertaining to options outstanding at December 31, 2022.

 

Exercise Price   Number of Options Outstanding   Weighted Average Remaining Contractual Life   Weighted Average Exercise Price of Options Outstanding   Intrinsic Value of Options Outstanding   Number of Options Exercisable   Weighted Average Exercise Price of Options Exercisable   Intrinsic Value of Options Exercisable 
$12.26    3,508    1.58   $12.26   $43,008    2,806   $12.26   $13,038 
$12.40    969    1.00   $12.40   $12,016    969   $12.40   $4,366 
$13.05    7,260    2.33   $13.05   $94,743    4,356   $13.05   $16,796 
$15.21    106,250    7.33   $15.21   $1,616,063    —   $15.21   $— 
$16.73    10,000    7.33   $16.73   $167,300    —   $16.73   $— 
$17.10    5,000    9.42   $17.10   $85,500    —   $16.73   $— 
$18.23    28,950    7.33   $18.23   $527,759    —   $18.23   $— 
$19.82    7,225    7.33   $19.82   $143,200    495   $19.82   $— 
$20.04    20,250    8.59   $20.04   $405,810    —   $20.04   $— 
$21.10    65,000    8.33   $21.10   $1,371,500    12,000   $21.10   $— 
      254,412    7.48   $17.56   $4,466,899    20,626   $17.76   $34,200 

 

The total intrinsic value of options exercised during the years ended December 31, 2022, 2021 and 2020 was $161,740, $208,259 and $139,837, respectively. Shares issued upon exercise of stock options are obtained from the authorized and unissued pool of common stock. Shares surrendered as payment of the stock option exercise price are included in treasury stock.

 

We recognized compensation cost for the years ended December 31, 2022, 2021 and 2020 in the amount of $121,673, $103,033 and $92,986, respectively, related to the granted options.

 

As of December 31, 2022, there was a total of $593,680 in unrecognized compensation cost related to nonvested share-based compensation arrangements granted under the Plan. The cost is expected to be recognized over a weighted average period of 4.41 years.
XML 47 R23.htm IDEA: XBRL DOCUMENT v3.22.4
EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST
 12 Months Ended
Dec. 31, 2022
Employee Stock Ownership Plan And Trust  
EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

 

15.EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

 

We established an Employee Stock Ownership Plan (“ESOP”) effective January 1, 1989. Any employee of the Bank is eligible to become a participant in the ESOP upon reaching 21 years of age and credited with one-year of service (1,000 hours of service). The employee may enter the Plan on the January 1st that occurs nearest the date on which the employee first satisfies the age and service requirements described above. No contributions by employees are permitted. The amount and time of contributions are at the sole discretion of the Board of Directors of the Bank. The contribution for all participants is based solely on each participant’s respective regular or base salary and wages paid by the Bank including commissions, bonuses and overtime, if any.

 

The Company recognizes expense when the contribution is approved by the Board of Directors. The total expenses amounted to $540,000, $540,000 and $540,000, during the years ended December 31, 2022, 2021 and 2020, respectively. As of December 31, 2022, the plan owned 336,088 shares of common stock of the Company.

 

A participant vests in the ESOP based upon the participant’s credited years of service. The vesting schedule is as follows:

 

●1 Year of Service                                                 0% Vested

●2 Years of Service                                               25% Vested

●3 Years of Service                                               50% Vested

●4 Years of Service                                               75% Vested

●5 Years of Service                                               100% Vested

 

Periodically, the Internal Revenue Service “IRS” requires a restatement of a qualified retirement plan to ensure that the plan document includes provisions required by legislative and regulatory changes made since the last restatement. There have been no substantive changes to the plan. The Board of Directors approved a restated plan, on January 26, 2012 (incorporated as Exhibit 10.5 in the 2011 10-K). The Plan was submitted to the IRS for approval and a determination letter was issued September 26, 2013, stating that the plan satisfies the requirements of Code Section 4975(e)(7). On January 26, 2017, the Board of Directors approved a restated plan (incorporated as Exhibit 10.6 in the 2016 10-K). The Plan was submitted to the IRS for approval and a determination letter was issued November 17, 2017, stating that the plan satisfies the requirements of Code Section 4975(e)(7).
XML 48 R24.htm IDEA: XBRL DOCUMENT v3.22.4
DIVIDENDS
 12 Months Ended
Dec. 31, 2022
Dividends  
DIVIDENDS

 

16.DIVIDENDS

 

The Bank’s ability to pay dividends to the Company is restricted by the laws and regulations of the State of South Carolina. Generally, these restrictions allow the Bank to pay dividends from current earnings without the prior written consent of the South Carolina Commissioner of Banking, if it received a satisfactory rating at its most recent examination. Cash dividends when declared, are paid by the Bank to the Company for distribution to shareholders of the Company. The Bank paid dividends of $3.8 million, $4.3 million and $3.6 million, to the Company during the years ended December 31, 2022, 2021 and 2020, respectively.
XML 49 R25.htm IDEA: XBRL DOCUMENT v3.22.4
INCOME PER COMMON SHARE
 12 Months Ended
Dec. 31, 2022
Earnings Per Share [Abstract]  
INCOME PER COMMON SHARE

 

17.INCOME PER COMMON SHARE

 

The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31:

 

   2022   2021   2020 
Net income  $6,655,140   $6,744,865   $6,460,631 
                
Weighted average shares outstanding   5,550,078    5,531,518    5,526,948 
Effect of dilutive shares   94,620    148,964    151,595 
Weighted average shares outstanding - diluted   5,644,698    5,680,482    5,678,543 
                
Earnings per share - basic  $1.20   $1.22   $1.17 
Earnings per share - diluted  $1.18   $1.19   $1.14 

 
XML 50 R26.htm IDEA: XBRL DOCUMENT v3.22.4
REGULATORY CAPITAL REQUIREMENTS
 12 Months Ended
Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
REGULATORY CAPITAL REQUIREMENTS

 

18.REGULATORY CAPITAL REQUIREMENTS

 

The Company and the Bank are subject to various capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgements by the regulators about components, risk weightings, and other factors.

 

On July 2, 2013, the Federal Reserve Board approved the final rules implementing the Basel Committee on Banking Supervision’s (“BCBS”) capital guidelines for U.S. banks (“Basel III”). Following the actions by the Federal Reserve, the FDIC also approved regulatory capital requirements on July 9, 2013. The FDIC’s rule is identical in substance to the final rules issued by the Federal Reserve Bank.

 

 

 

Basel III became effective on January 1, 2015 and its purpose is to improve the quality and increase the quantity of capital for all banking organizations. The rule was phased in over a four-year period, with full implementation occurring on January 1, 2019. The minimum requirements for the quantity and quality of capital were increased. The rule includes a new common equity Tier 1 capital (as defined in the regulation) to risk-weighted assets ratio of 4.50% and a common equity Tier 1 capital conservation buffer of 2.50% of risk-weighted assets. The rule also raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.00% to 6.00% and requires a minimum leverage ratio of 4.00%. In addition, the rule also implements strict eligibility criteria for regulatory capital instruments and improves the methodology for calculating risk-weighted assets to enhance risk sensitivity.

 

On November 4, 2019, the federal banking agencies jointly issued a final rule on an optional, simplified measure of capital adequacy for qualifying community banking organizations called the community bank leverage ratio (“CBLR”) framework effective on January 1, 2020. A qualifying community banking organization is defined as having less than $10 billion in total consolidated assets, a leverage ratio greater than 9%, off-balance sheet exposures of 25% or less of total consolidated assets, and trading assets and liabilities of 5% or less of total consolidated assets. Additionally, the qualifying community banking institution must be a non-advanced approaches FDIC supervised institution. The final rule adopts Tier 1 capital and existing leverage ratio into the CBLR framework. The Bank adopted this rule as of September 30, 2020 and is no longer subject to other capital and leverage requirements. Under the CBLR framework, a qualifying community banking organization is deemed to have met the “well capitalized” ratio requirements and be in compliance with the generally applicable capital rule. As noted in the table below, the leverage ratio was below 9.0% at December 31, 2021 and therefore we did not meet the "well capitalized" ratio requirements and was not in complinance.

 

The following table presents the actual CBLR for the Bank and Company at:    

 

  December 31, 2022   December 31, 2021
Bank 9.03%   8.66%
Company 9.30%   8.59%

 

We believe that the Company and the Bank meet all capital adequacy requirements to which they were subject at December 31, 2022 and 2021.
XML 51 R27.htm IDEA: XBRL DOCUMENT v3.22.4
DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS
 12 Months Ended
Dec. 31, 2022
Fair Value Disclosures [Abstract]  
DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS

 

19.DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS

 

Fair value measurements apply whenever GAAP requires or permits assets or liabilities to be measured at fair value either on a recurring or nonrecurring basis. Fair value is the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market in an orderly transaction between market participants at the measurement date. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets or liabilities; it is not a forced transaction. GAAP establishes a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs. Observable inputs, which are developed based on market data we have obtained from independent sources, are ones that market participants would use in pricing an asset or liability. Unobservable inputs, which are developed based on the best information available in the circumstances, reflect our estimate of assumptions that market participants would use in pricing an asset or liability.

 

The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurement). The fair value hierarchy is broken down into three levels based on the reliability of inputs as follows:

 

●Level 1: valuation is based upon unadjusted quoted market prices for identical instruments traded in active markets.

●Level 2: valuation is based upon quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by market data.

●Level 3: valuation is derived from other valuation methodologies, including discounted cash flow models and similar techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in determining fair value.

 

Fair value estimates are made at a specific point of time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale our entire holdings of a particular financial instrument. Because no active market exists for a significant portion of our financial instruments, fair value estimates are based on judgements regarding future expected loss experience, current economic conditions, current interest rates and prepayment trends, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgement and therefore cannot be determined with precision. Changes in any of these assumptions used in calculating fair value would also significantly affect the estimates. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates.

 

The following paragraphs describe the valuation methodologies used for assets recorded at fair value on a recurring basis:

 

Investment Securities Available for Sale

 

Investment securities are recorded at fair value on a recurring basis and are based upon quoted prices if available. If quoted prices are not available, fair value is measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange such as the New York Stock Exchange, or by dealers or brokers in active over-the counter markets. Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities. Securities classified as Level 3 include asset-backed and municipal securities in less liquid markets.

 

 

 

Derivative Instruments

 

Derivative instruments include interest rate lock commitments and forward sale commitments. These instruments are valued based on the change in the value of the underlying loan between the commitment date and the end of the period. We classify these instruments as Level 3.

 

We had no embedded derivative instruments requiring separate accounting treatment. We had freestanding derivative instruments consisting of fixed rate conforming loan commitments with interest rate locks and commitments to sell fixed rate conforming loans on a best-efforts basis. We do not currently engage in hedging activities. Based on the short-term nature of mortgage loans to be sold (derivative contract), our derivative instruments were immaterial to our consolidated financial statements as of December 31, 2022 and 2021.

 

The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021.

 

   Balance as of December 31, 2022 
   Level 1   Level 2   Level 3   Total 
U.S. Treasury Notes  $168,187,315   $—   $—   $168,187,315 
Government-Sponsored Enterprises   —    57,074,724    —    57,074,724 
Municipal Securities   —    16,448,375    29,461,812    45,910,187 
Total  $168,187,315   $73,523,099   $29,461,812   $271,172,226 

 

 

   Balance as of December 31, 2021 
   Level 1   Level 2   Level 3   Total 
U.S. Treasury Notes  $100,062,300   $—   $—   $100,062,300 
Government-Sponsored Enterprises   —    74,721,009    —    74,721,009 
Municipal Securities   —    13,080,133    24,484,047    37,564,180 
Total  $100,062,300   $87,801,142   $24,484,047   $212,347,489 

 

There were no liabilities recorded at fair value on a recurring basis as of December 31, 2022 or 2021.

 

The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021.

 

   December 31, 2022   December 31, 2021 
Beginning balance  $24,484,047   $5,683,930 
Total realized/unrealized gains (losses)          
Included in earnings   —    — 
Included in other comprehensive income   (3,714,235)   (79,883)
Purchases, issuances, and settlements net of maturities   8,692,000    18,880,000 
Transfers in and/or out of Level 3   —    — 
Ending balance  $29,461,812   $24,484,047 

 

The following paragraphs describe the valuation methodologies used for assets recorded at fair value on a nonrecurring basis:

 

Impaired Loans

 

Impaired loans are carried at the lower of recorded investment or fair value. The fair value of the collateral less estimated costs to sell is the most frequently used method. Typically, we review the most recent appraisal and, if it is over 12 to 18 months old, we may request a new third party appraisal. Depending on the particular circumstances surrounding the loan, including the location of the collateral, the date of the most recent appraisal and the value of the collateral relative to the recorded investment in the loan, we may order an independent appraisal immediately or, in some instances, may elect to perform an internal analysis. Specifically, as an example, in situations where the collateral on a nonperforming commercial real estate loan is out of our primary market area, we would typically order an independent appraisal immediately, at the earlier of the date the loan becomes nonperforming or immediately following the determination that the loan is impaired.

 

However, as a second example, on a nonperforming commercial real estate loan where we are familiar with the property and surrounding areas and where the original appraisal value far exceeds the recorded investment in the loan, we may perform an internal analysis whereby the previous appraisal value would be reviewed considering recent current conditions, and known recent sales or listings of similar properties in the area, and any other relevant economic trends. This analysis may result in the call for a new appraisal. These valuations are reviewed and updated on a quarterly basis.

 

 

 

In accordance with ASC 820, Fair Value Measurement, impaired loans, where an allowance is established based on the fair value of collateral, require classification in the fair value hierarchy. These impaired loans are classified as Level 3. Impaired loans measured using discounted future cash flows are not deemed to be measured at fair value.

 

Mortgage Loans to be Sold

 

Mortgage loans to be sold are carried at the lower of cost or market value. The fair values of mortgage loans to be sold are based on current market rates from investors within the secondary market for loans with similar characteristics. Carrying value approximates fair value. These loans are classified as Level 2.

 

Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021.

 

   December 31, 2022 
   Level 1   Level 2   Level 3   Total 
Impaired loans  $—   $—   $1,452,170   $1,452,170 
Mortgage loans to be sold   —    866,594    —    866,594 
Total  $—   $866,594   $1,452,170   $2,318,764 

  

   December 31, 2021 
   Level 1   Level 2   Level 3   Total 
Impaired loans  $—   $—   $1,902,879   $1,902,879 
Mortgage loans to be sold   —    2,774,388    —    2,774,388 
Total  $—   $2,774,388   $1,902,879   $4,677,267 

  

There were no liabilities measured at fair value on a nonrecurring basis as of December 31, 2022 or 2021.

 

The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022:

 

        Inputs    
    Valuation Technique   Unobservable Input   General Range of Inputs
Impaired Loans   Appraisal Value/Comparison Sales/Other Estimates   Appraisals and/or Sales of Comparable Properties   Appraisals Discounted 10% to 20% for Sales Commissions and Other Holding Costs

  

 

 

Accounting standards require disclosure of fair value information for all of our assets and liabilities that are considered financial instruments, whether or not recognized on the balance sheet, for which it is practicable to estimate fair value.

 

Under the accounting standard, fair value estimates are based on existing financial instruments without attempting to estimate the value of anticipated future business and the value of the assets and liabilities that are not financial instruments. Accordingly, the aggregate fair value amounts of existing financial instruments do not represent the underlying value of those instruments on our books.

 

The following paragraphs describe the methods and assumptions we use in estimating the fair values of financial instruments:

 

a.Cash and due from banks, interest-bearing deposits at the Federal Reserve Bank

The carrying value approximates fair value. All instruments mature within 90 days and do not present unanticipated credit concerns.

 

b.Investment securities available for sale

Investment securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.

 

c.Loans

The fair value of the Company’s loan portfolio includes a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans and all other loans. The results are then adjusted to account for credit risk as described above. However, under the new guidance, the Company believes a further credit risk discount must be applied through the use of a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. Additionally, in accordance with ASU 2016-01, Recognition and Measurement of Financial Assets and Liabilities, this consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio.

 

For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for impaired loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral.

 

d.Deposits

The estimated fair value of deposits with no stated maturity is equal to the carrying amount. The fair value of time deposits is estimated by discounting contractual cash flows, using interest rates currently being offered on the deposit products. The fair value estimates for deposits do not include the benefit that results from the low-cost funding provided by the deposit liabilities as compared to the cost of alternative forms of funding (deposit base intangibles).

 

e.Accrued interest receivable and payable

Since these financial instruments will typically be received or paid within three months, the carrying amounts of such instruments are deemed a reasonable estimate of fair value.

 

f.Loan commitments

Estimates of the fair value of these off-balance sheet items are not made because of the short-term nature of these arrangements and the credit standing on the counterparties.

 

The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively.

 

    Fair Value Measurements at December 31, 2022  
    Carrying
Amount		     Estimated Fair Value     Level 1     Level 2     Level 3  
Financial Assets:                                        
Cash and due from banks   $ 14,772,564     $ 14,772,564     $ 14,772,564     $ —     $ —  
Interest-bearing deposits at the Federal Reserve     12,999,135       12,999,135       12,999,135       —       —  
Investment securities available for sale     271,172,226       271,172,226       168,187,315       73,523,099       29,461,812  
Mortgage loans to be sold     866,594       866,594       —       866,594       —  
Loans, net     326,690,561       304,249,626       —       —       304,249,626  
Accrued interest receivable     2,145,522       2,145,522       —       2,145,522          
Financial Liabilities:                                        
Demand deposits     582,100,650       582,100,650       —       582,100,650       —  
Time deposits     16,569,608       16,933,818       —       16,933,818       —  
Accrued interest payable     41,007       41,007       —       41,007       —  

 

 

 

    Fair Value Measurements at December 31, 2021  
    Carrying
Amount		     Estimated Fair Value     Level 1     Level 2     Level 3  
Financial Assets:                                        
Cash and due from banks   $ 11,140,559     $ 11,140,559     $ 11,140,559     $ —     $ —  
Interest-bearing deposits at the Federal Reserve     128,971,429       128,971,429       128,971,429       —       —  
Investment securities available for sale     212,347,489       212,347,489       100,062,300       87,801,142       24,484,047  
Mortgage loans to be sold     2,774,388       2,774,388       —       2,774,388       —  
Loans, net     302,255,242       293,731,997       —       —       293,731,997  
Accrued interest receivable     1,404,227       1,404,227       —       1,404,227          
Financial Liabilities:                                        
Demand deposits     587,903,356       587,903,356       —       587,903,356       —  
Time deposits     21,288,220       21,248,310       —       21,428,310       —  
Accrued interest payable     14,914       14,914       —       14,914       —  

  
XML 52 R28.htm IDEA: XBRL DOCUMENT v3.22.4
BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY
 12 Months Ended
Dec. 31, 2022
Condensed Financial Information Disclosure [Abstract]  
BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY

 

20.BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY

 

The Company’s principal source of income is dividends from the Bank. Certain regulatory requirements restrict the amount of dividends which the Bank can pay to the Company. The Company’s principal asset is its investment in its Bank subsidiary. The Company’s condensed statements of financial condition as of December 31, 2022 and 2021, and the related condensed statements of income and cash flows for the years ended December 31, 2022, 2021 and 2020, are as follows:

 

Condensed Statements of Financial Condition

 

           
   December 31, 
   2022   2021 
Assets        
Cash  $1,077,082   $1,233,354 
Investment in wholly-owned bank subsidiary   38,339,882    53,327,296 
Other assets   338,322    298,998 
Total assets  $39,755,286   $54,859,648 
           
Liabilities and shareholders’ equity          
Other liabilities  $943,899   $942,015 
Shareholders’ equity   38,811,387    53,917,633 
Total liabilities and shareholders’ equity  $39,755,286   $54,859,648 

 

 

Condensed Statements of Income

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Interest income  $287   $288   $759 
Net operating expenses   (267,243)   (256,471)   (255,409)
Dividends received fom bank   3,640,000    3,805,000    4,700,000 
Equity in undistributed earnings of subsidiary   3,282,096    3,196,048    2,015,281 
Net income  $6,655,140   $6,744,865   $6,460,631 

 

 

 

Condensed Statements of Cash Flows

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Cash flows from operating activities:               
Net income  $6,655,140   $6,744,865   $6,460,631 
Stock-based compensation expense   121,673    103,033    92,986 
Equity in undistributed earnings of subsidiary   (3,282,096)   (3,196,048)   (2,015,280)
Decrease in other assets   (39,324)   (37,802)   (36,590)
Increase in other liabilities   —    (1)   — 
Net cash provided by operating activities   3,455,393    3,614,047    4,501,747 
                
Cash flows from financing activities:               
Dividends paid   (3,773,396)   (4,312,138)   (3,592,841)
Repurchase of common shares   —    —    (398,868)
Stock options exercised   161,731    207,889    117,044 
Net cash used in financing activities   (3,611,665)   (4,104,249)   (3,874,665)
                
Net (decrease) increase in cash   (156,272)   (490,202)   627,082 
Cash at the beginning of the year   1,233,354    1,723,556    1,096,474 
Cash at the end of the year  $1,077,082   $1,233,354   $1,723,556 
                
Supplemental disclosure for non-cash investing and financing activity               
Change in dividends payable  $1,883   $3,536   $53,680 

  
XML 53 R29.htm IDEA: XBRL DOCUMENT v3.22.4
QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)
 12 Months Ended
Dec. 31, 2022
Quarterly Financial Information Disclosure [Abstract]  
QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)

 

21.QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)

 

The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively:

 

                               
   2022 
   Fourth   Third   Second   First 
Total interest and fee income  $5,312,520   $5,047,752   $4,583,251   $4,254,960 
Total interest expense   189,653    37,519    37,824    36,797 
Net interest income   5,122,867    5,010,233    4,545,427    4,218,163 
Provision for loan losses   —    —    —    (75,000)
Net interest income after provision for loan losses   5,122,867    5,010,233    4,545,427    4,293,163 
Total other income   393,270    443,340    593,698    634,554 
Total other expense   3,181,330    3,067,733    3,138,415    3,016,562 
Income before income tax expense   2,334,807    2,385,840    2,000,710    1,911,155 
Income tax expense   527,022    545,573    457,728    447,049 
Net income  $1,807,785   $1,840,267   $1,542,982   $1,464,106 
                     
Basic income per common share  $0.33   $0.33   $0.28   $0.26 
Diluted income per common share  $0.32   $0.33   $0.27   $0.26 

  

 

 

                               
   2021 
   Fourth   Third   Second   First 
Total interest and fee income  $4,345,017   $4,201,069   $4,363,910   $4,641,115 
Total interest expense   37,840    39,319    42,317    54,524 
Net interest income   4,307,177    4,161,750    4,321,593    4,586,591 
Provision for loan losses   —    —    —    120,000 
Net interest income after provision for loan losses   4,307,177    4,161,750    4,321,593    4,466,591 
Total other income   842,935    1,138,431    946,951    939,914 
Total other expense   3,146,129    3,047,534    3,084,596    3,030,715 
Income before income tax expense   2,003,983    2,252,647    2,183,948    2,375,790 
Income tax expense   464,814    525,710    515,264    565,715 
Net income  $1,539,169   $1,726,937   $1,668,684   $1,810,075 
                     
Basic income per common share  $0.28   $0.31   $0.30   $0.33 
Diluted income per common share  $0.27   $0.30   $0.29   $0.32 

 
XML 54 R30.htm IDEA: XBRL DOCUMENT v3.22.4
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)
 12 Months Ended
Dec. 31, 2022
Accounting Policies [Abstract]  
Principles of Consolidation

Principles of Consolidation: 

The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. In consolidation, all significant intercompany balances and transactions have been eliminated.

 

References to “we,” “us,” “our,” “the Bank,” or “the Company” refer to the parent and its subsidiary that are consolidated for financial reporting purposes.
Accounting Estimates and Assumptions

Accounting Estimates and Assumptions: 

The financial statements are prepared in conformity with GAAP, which require management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ significantly from these estimates and assumptions. Material estimates generally susceptible to significant change are related to the determination of the allowance for loan losses, impaired loans, other real estate owned, deferred tax assets, the fair value of financial instruments and other-than-temporary impairment of investment securities.
Subsequent Events

Subsequent Events: 

Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed as of the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist as of the date of the balance sheet but arose after that date. We have reviewed events occurring through the date the financial statements were available to be issued and no subsequent events occurred requiring accrual or disclosure.
Cash and Cash Equivalents

Cash and Cash Equivalents: 

Cash and cash equivalents include working cash funds, due from banks, interest-bearing deposits at the Federal Reserve, items in process of collection and federal funds sold. All cash equivalents are readily convertible to cash and have maturities of less than 90 days.

 

Depository institutions are required to maintain reserve and clearing balances at the Federal Reserve Bank. Vault cash satisfied our daily reserve requirement for the years ended December 31, 2022 and 2021.
Interest-bearing Deposits at the Federal Reserve

Interest-bearing Deposits at the Federal Reserve: 

Interest-bearing deposits at the Federal Reserve mature daily and are carried at cost.
Investment Securities

Investment Securities: 

We classify investments into three categories: (1) Held to Maturity - debt securities that we have the positive intent and ability to hold to maturity, which are reported at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity; (2) Trading - debt securities that are bought and held principally for the purpose of selling them in the near term, which are reported at fair value, with unrealized gains and losses included in earnings; and (3) Available for Sale - debt securities that may be sold under certain conditions, which are reported at fair value, with unrealized gains and losses excluded from earnings and reported as a separate component of shareholders’ equity, net of income taxes. Unrealized losses on securities due to fluctuations in fair value are recognized when it is determined that an other than temporary decline in value has occurred.

 

Realized gains or losses on the sale of investments are recognized on a specific identification, trade date basis. All securities were classified as available for sale for 2022 and 2021.
Mortgage Loans to be Sold

Mortgage Loans to be Sold: 

We originate fixed and variable rate residential mortgage loans on a service release basis in the secondary market. Loans closed but not yet settled with an investor are carried in our loans to be sold portfolio. Virtually all of these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with our customers. Therefore, these loans present very little market risk. We usually deliver to, and receive funding from, the investor within 30 to 60 days. Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts” basis. We are not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. Because of the short-term nature of these derivative contracts, the fair value of the mortgage loans to be sold in most cases is materially the same as the value of the loan amount at its origination.

 

Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. Net unrealized losses are provided for in a valuation allowance by charges to operations as a component of mortgage banking income. Gains or losses on sales of loans are recognized when control over these assets are surrendered and are included in mortgage banking income in the consolidated statements of income.
Loans and Allowance for Loan Losses

Loans and Allowance for Loan Losses: 

Loans are carried at principal amounts outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized over the weighted average life of the loan as an adjustment to yield. Interest income on all loans is recorded on an accrual basis. The accrual of interest and the amortization of net loan fees are generally discontinued on loans that 1) are maintained on a cash basis because of deterioration in the financial condition of the borrower; 2) the payment of full principal is not expected; or 3) the principal or interest has been in default for a period of 90 days or more. We define past due loans based on contractual payment and maturity dates.

 

The accrual of interest is generally discontinued on loans that become 90 days past due as to principal or interest. The accrual of interest on some loans may continue even though they are 90 days past due if the loans are well secured or in the process of collection and management deems it appropriate. If non-accrual loans decrease their past due status to less than 30 days for a period of six to nine months, they are reviewed individually by management to determine if they should be returned to accrual status.

 

When the ultimate collectability of an impaired loan’s principal is in doubt, wholly or partially, all cash receipts are applied to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to interest income, to the extent that any interest has been foregone. Further cash receipts are recorded as recoveries of any amounts previously charged off. When this doubt does not exist, cash receipts are applied under the contractual terms of the loan agreement first to interest income and then to principal.

 

We account for impaired loans by requiring that all loans (greater than $50,000) where it is estimated that we will be unable to collect all amounts due according to the terms of the loan agreement be recorded at the loan’s fair value. Fair value may be determined based upon the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral less cost to sell, if the loan is collateral dependent.

 

Additional accounting guidance allows us to use existing methods for recognizing interest income on an impaired loan. The guidance also requires additional disclosures about how we estimate interest income related to our impaired loans.

 

A loan is also considered impaired if its terms are modified in a troubled debt restructuring (“TDR”). For this type of impaired loan, cash receipts are typically applied to principal and interest receivable in accordance with the terms of the restructured loan agreement. Interest income is recognized on these loans using the accrual method of accounting, provided they are performing in accordance with their restructured terms.

 

The allowance for loan losses (the “allowance”) is our estimate of credit losses inherent in the loan portfolio. The allowance is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when we believe the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance is evaluated on a regular basis and is based upon our periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.

 

We believe that the allowance is adequate to absorb inherent losses in the loan portfolio; however, there can be no assurance that loan losses in future periods will not exceed the current allowance amount or that future increases in the allowance will not be required. No assurance can be given that our ongoing evaluation of the loan portfolio, in light of changing economic conditions and other relevant circumstances, will not require significant future additions to the allowance, thus adversely affecting our operating results.

 

The allowance is also subject to examination by regulatory agencies, which may consider factors such as the methodology used to determine adequacy and the size of the allowance relative to that of peer institutions and other adequacy tests. In addition, such regulatory agencies could require us to adjust our allowance based on information available at the time of the examination.

 

The methodology used to determine the reserve for unfunded lending commitments, which is included in other liabilities, is inherently similar to the methodology used to determine the allowance adjusted for factors specific to binding commitments, including the probability of funding and historical loss ratio.
Concentration of Credit Risk

Concentration of Credit Risk: 

Our primary market consists of the counties of Berkeley, Charleston and Dorchester, South Carolina. As of December 31, 2022, the majority of the total loan portfolio, as well as a substantial portion of the commercial and real estate loan portfolios, were to borrowers within this region. No other areas of significant concentration of credit risk have been identified.
Premises, Equipment and Leasehold Improvements and Depreciation

Premises, Equipment and Leasehold Improvements and Depreciation:

Land is carried at cost. Buildings and equipment are stated at cost less accumulated depreciation. Depreciation is recorded using the straight-line method for financial reporting purposes and accelerated methods for income tax purposes over the estimated useful lives of the assets ranging from 40 years for buildings and 3 to 15 years for equipment. Leasehold improvements are amortized over the shorter of the asset’s useful life or the remaining lease term, including renewal periods when reasonably assured. The cost of maintenance and repairs is charged to operating expense as incurred.
Leases

Leases: 

In accordance with ASU 2016-02, the Company determines if a contractual arrangement is a lease at inception. Operating leases are included in the operating right of use (“ROU”) assets and current operating lease liabilities on the Company’s consolidated balance sheet. ROU assets represent the Company’s right to use an underlying asset for the lease term and lease liabilities represent the Company’s obligation to make lease payments arising from the lease. Currently, the Company does not have any finance leases.

 

 

Operating lease ROU assets and lease liabilities are recognized at the commencement of the lease based on the present value of lease payments over the lease term. The lease payments included in the present value are fixed payments and index-based variable lease payments. The Company estimates the incremental borrowing rate, based on information available at the commencement of the lease, as most of the Company’s leases do not include an implicit rate.
Revenue Recognition:

Revenue Recognition:

 

In accordance with Topic 606, revenues are recognized when control of promised goods or services is transferred to customers in an amount that reflects the consideration the Company expects to be entitled to in exchange for those goods or services. To determine revenue recognition for arrangements that an entity determines are within the scope of Topic 606, the Company performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify the performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the performance obligations in the contract; and (v) recognize revenue when (or as) the Company satisfies a performance obligation.

 

The Company only applies the five-step model to contracts when it is probable that the entity will collect the consideration it is entitled to in exchange for the goods or services it transfers to the customer. At contract inception, once the contract is determined to be within the scope of Topic 606, the Company assesses the goods or services that are promised within each contract and identifies those that contain performance obligations, and assesses whether each promised good or service is distinct. The Company then recognizes as revenue the amount of the transaction price that is allocated to the respective performance obligation when (or as) the performance obligation is satisfied.

 

Service Fees on Deposit Accounts

 

The Bank earns fees from its deposit customers for account maintenance, transaction-based and overdraft services.  Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts on a monthly basis.  The performance obligation is satisfied and the fees are recognized on a monthly basis as the service period is completed. Transaction-based fees on deposits accounts are charged to deposit customers for specific services provided to the customer, such as non-sufficient funds fees, overdraft fees, and wire fees. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer.

 

ATM and Check Card Fee Income

 

Check card fee income represents fees earned when a debit card issued by the Bank is used.  The Bank earns interchange fees from debit cardholder transactions through the Mastercard payment network.  Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the card.  Certain expenses directly associated with the debit card are recorded on a net basis with the fee income.
Income Taxes

Income Taxes: 

We account for income taxes under the asset and liability method. Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Net deferred tax assets are included in other assets in the consolidated balance sheet.

 

Accounting standards require the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements. These standards also prescribe a recognition threshold and measurement of a tax position taken or expected to be taken in an enterprise’s tax return. We believe that we had no uncertain tax positions for the years ended December 31, 2022 and 2021.

 

The income tax effects of unrealized gains and losses on investment securities available for sale are released from accumulated other comprehensive income at the time such securities are sold or impaired.
Stock-Based Compensation

Stock-Based Compensation: 

Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Compensation cost is recognized over the expected term of the stock options and is adjusted for forfeitures as they occur.
Income Per Common Share

Income Per Common Share: 

Basic income per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the weighted-average number of common shares and potential common shares outstanding. Potential common shares consist of dilutive stock options determined using the treasury stock method and the average market price of common stock. Earnings per share are restated for all stock splits and stock dividends, if any, through the date of issuance of the consolidated financial statements.
Segment Information

Segment Information: 

The Company operates and manages itself within one retail banking segment and therefore has not provided segment disclosures.
Interest Rate Lock Commitments and Forward Sale Contracts

Interest Rate Lock Commitments and Forward Sale Contracts: 

Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free-standing derivatives. The fair value of the interest rate lock is recorded at the time the commitment to fund the mortgage loan is executed and is adjusted for the expected exercise of the commitments before the loan is funded. In order to hedge the change in interest rates resulting from commitments to fund the loans, we enter into forward commitments for the future delivery of mortgage loans when the interest rate is locked. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. Changes in the fair values of these derivatives are included in income when they occur. As a result of the short-term nature of mortgage loans held for sale (derivative contract), our derivative instruments were considered to be immaterial as of December 31, 2022 and 2021.

 

We had no embedded derivative instruments requiring hedge accounting treatment at December 31, 2022 and 2021. We do not currently engage in hedging activities.
Recent Accounting Pronouncements

Recent Accounting Pronouncements: 

The following is a summary of recent authoritative pronouncements that could impact the accounting, reporting and/or disclosure of financial information by the Company.

 

In June 2016, the FASB issued ASU 2016-13, Financial instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, to change the accounting for credit losses and modify the impairment model for certain debt securities. ASU 2016-13 changes the impairment model for most financial assets to a current expected credit loss (“CECL”) model, replacing the incurred loss model that is currently in use. The new guidance requires an entity to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. The CECL model will apply to financial assets measured at amortized cost, such as loans and investments, as well as certain off-balance sheet credit exposures. In May 2019, the FASB issued guidance to provide entities with an option to irrevocably elect the fair value option, applied on an instrument-by-instrument basis for eligible instruments, upon adoption of ASU 2016-13, Measurement of Credit Losses on Financial Instruments. In October 2019, the FASB voted to extend the implementation date for smaller reporting companies, non-SEC public companies, and private companies. This amendment became effective for the Company on January 1, 2023.

 

 

 

In March 2020, the FASB issued guidance that makes narrow-scope improvements to various aspects of the financial instrument guidance, including the current expected credit losses (CECL) guidance issued in 2016. The amendments related to conforming amendments. For public business entities, the amendments are effective upon issuance of this final ASU. For the amendments related to ASU 2016-13, public business entities that meet the definition of an SEC filer, excluding eligible smaller reporting companies (SRCs) as defined by the SEC, should adopt the amendments in ASU 2016-13 during 2020. Early adoption will continue to be permitted. For entities that have not yet adopted the guidance in ASU 2016-13, the effective dates and the transition requirements for these amendments are the same as the effective date and transition requirements in ASU 2016-13.

 

The Company is finalizing its evaluation of the adoption of ASU 2016-13 and plans to adopt as of January 1, 2023. The Company to-date has sourced and tested required data from the Company’s loan systems, tested data feeds to the model, contracted an independent third party for model validation of the CECL model and process, determined appropriate segmentations of its portfolio, selected a preliminary forecast period for reasonable and supportable forecasts, and has performed parallel runs of the model. The Company is currently finalizing its assessment of current and forecasted macroeconomic factors, assumptions, testing, and finalization of internal controls. The Company currently estimates a decrease in the allowance for loan losses between $25,000 and $125,000 upon adoption. The Company is currently evaluating the impact of the reserve for unfunded commitments. The Company will finalize the adoption during the first quarter of 2023.

 

In March 2022, the FASB issued ASU 2022-02, Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures, which eliminates the accounting guidance on troubled debt restructurings (TDRs) for creditors in ASC 310-402 and amends the guidance on “vintage disclosures” to require disclosure of current-period gross write-offs by year of origination. The ASU also updates the requirements related to accounting for credit losses under ASC 326 and adds enhanced disclosures for creditors with respect to loan refinancings and restructurings for borrowers experiencing financial difficulty. The amendments in ASU 2022-02 are effective upon the Company’s adoption of ASU 2016-13.

 

In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. In December 2022, the FASB extended the sunset date of ASC 848 from December 31, 2022 to December 31, 2024. The Company does not expect these amendments to have a material effect on its consolidated financial statements.

 

In November 2021, the FASB added a topic to the Accounting Standards Codification, Government Assistance, to require certain annual disclosures about transactions with a government that are accounted for by applying a grant or contribution accounting model by analogy to other accounting guidance. The guidance is effective for financial statements issued for annual periods beginning after December 15, 2021. The amendment became effective January 1, 2022 and did not have a material effect on the consolidated financial statements.

 

Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on our financial position, results of operations or cash flows.
XML 55 R31.htm IDEA: XBRL DOCUMENT v3.22.4
INVESTMENT SECURITIES AVAILABLE FOR SALE (Tables)
 12 Months Ended
Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]  
The amortized cost and fair value of investment securities available for sale are summarized as follows.

The amortized cost and fair value of investment securities available for sale are summarized as follows.

 

                               
   December 31, 2022 
   Amortized Cost   Gross Unrealized Gains   Gross Unrealized Losses   Estimated Fair Value 
U.S. Treasury Notes  $180,298,301   $—   $(12,110,986)  $168,187,315 
Government-Sponsored Enterprises   67,384,808    —    (10,310,084)   57,074,724 
Municipal Securities   49,315,041    2,510    (3,407,364)   45,910,187 
Total  $296,998,150   $2,510   $(25,828,434)  $271,172,226 

 

 

                               
   December 31, 2021 
   Amortized Cost   Gross Unrealized Gains   Gross Unrealized Losses   Estimated Fair Value 
U.S. Treasury Notes  $101,269,851   $68,848   $(1,276,399)  $100,062,300 
Government-Sponsored Enterprises   76,355,720    275,123    (1,909,834)   74,721,009 
Municipal Securities   37,421,880    335,912    (193,612)   37,564,180 
Total  $215,047,451   $679,883   $(3,379,845)  $212,347,489 
The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table.

The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table.

 

   December 31, 2022   December 31, 2021 
   Amortized
Cost		   Estimated Fair Value   Amortized
Cost		   Estimated Fair Value 
Due in one year or less  $42,722,655   $41,698,011   $12,756,176   $12,859,086 
Due in one year to five years   190,569,869    176,217,530    116,602,790    115,896,465 
Due in five years to ten years   53,995,700    45,386,818    76,531,464    74,575,862 
Due in ten years and over   9,709,926    7,869,867    9,157,021    9,016,076 
Total  $296,998,150   $271,172,226   $215,047,451   $212,347,489 
The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021.

The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021. We believe that all unrealized losses have resulted from temporary changes in the interest rate market and not as a result of credit deterioration. We do not intend to sell and it is not likely that we will be required to sell any of the securities referenced in the table below before recovery of their amortized cost.

 

   December 31, 2022 
   Less Than 12 Months   12 Months or Longer   Total 
   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss 
U.S. Treasury Notes   7   $38,181,255   $(1,790,134)   18   $130,006,060   $(10,320,852)   25   $168,187,315   $(12,110,986)
Government-Sponsored Enterprises   2    6,212,285    (84,170)   9    50,862,439    (10,225,914)   11    57,074,724    (10,310,084)
Municipal Securities   46    26,068,218    (932,565)   31    14,859,459    (2,474,799)   77    40,927,677    (3,407,364)
Total   55   $70,461,758   $(2,806,869)   58   $195,727,958   $(23,021,565)   113   $266,189,716   $(25,828,434)

 

 

   December 31, 2021 
   Less Than 12 Months   12 Months or Longer   Total 
   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss   #   Fair Value   Gross Unrealized Loss 
U.S. Treasury Notes   15   $94,994,915   $(1,276,399)   —   $—   $—    15   $94,994,915   $(1,276,399)
Government-Sponsored Enterprises   3    19,480,595    (519,405)   6    39,909,134    (1,390,429)   9    59,389,729    (1,909,834)
Municipal Securities   19    11,384,462    (193,612)   —    —    —    19    11,384,462    (193,612)
Total   37   $125,859,972   $(1,989,416)   6   $39,909,134   $(1,390,429)   43   $165,769,106   $(3,379,845)
The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses.

The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses.

 

                       
   For the Year Ended December 31, 
   2022   2021   2020 
             
Gross proceeds  $18,525,780   $15,572,500   $11,550,000 
Gross realized gains   64,782    266,944    10,002 
XML 56 R32.htm IDEA: XBRL DOCUMENT v3.22.4
LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)
 12 Months Ended
Dec. 31, 2022
Receivables [Abstract]  
Major classifications of loans

 

Major classifications of loans (net of deferred loan fees of $159,434 at December 31, 2022, and $488,481 at December 31, 2021) are shown in the table below.

 

   December 31, 2022   December 31, 2021 
Commercial  $45,072,059   $45,804,434 
Commercial real estate:          
Construction   17,524,260    12,054,095 
Other   172,897,387    165,719,078 
Consumer:          
Real estate   91,636,538    71,307,488 
Other   3,851,538    3,768,531 
Paycheck protection program   —    7,978,603 
Loans   330,981,782    306,632,229 
Allowance for loan losses   (4,291,221)   (4,376,987)
Loans, net  $326,690,561   $302,255,242 
The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory.

The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory.

 

December 31, 2022 
    Commercial   Commerical
Real Estate Construction		   Commercial
Real Estate
Other		   Consumer
Real Estate		   Consumer
Other		   Paycheck Protection Program   Total 
Pass   $42,724,289   $17,524,260   $167,518,577   $86,183,899   $3,597,886   $—   $317,548,911 
Watch    976,966    —    3,223,532    4,928,437    208,417    —    9,337,352 
OAEM    94,803    —    968,611    274,445    7,345    —    1,345,204 
Substandard    1,276,001    —    1,186,667    249,757    37,890    —    2,750,315 
Doubtful    —    —    —    —    —    —    — 
Loss    —    —    —    —    —    —    — 
Total   $45,072,059   $17,524,260   $172,897,387   $91,636,538   $3,851,538   $—   $330,981,782 

 

 

December 31, 2021 
    Commercial   Commerical
Real Estate Construction		   Commercial
Real Estate
Other		   Consumer
Real Estate		   Consumer
Other		   Paycheck Protection Program   Total 
Pass   $43,853,889   $11,616,118   $159,825,281   $69,920,347   $3,565,716   $7,978,603   $296,759,954 
Watch    450,319    437,977    3,082,408    862,938    133,418    —    4,967,060 
OAEM    36,749    —    1,158,268    274,445    29,244    —    1,498,706 
Substandard    1,463,477    —    1,653,121    249,758    40,153    —    3,406,509 
Doubtful    —    —    —    —    —    —    — 
Loss    —    —    —    —    —    —    — 
Total   $45,804,434   $12,054,095   $165,719,078   $71,307,488   $3,768,531   $7,978,603   $306,632,229 
The following tables include an aging analysis of the recorded investment in loans segregated by class.

The following tables include an aging analysis of the recorded investment in loans segregated by class.

 

December 31, 2022
     30-59 Days
Past Due		   60-89 Days
Past Due		   Greater than
90 Days		   Total
Past Due		   Current   Total Loans Receivable   Recorded Investment ≥
90 Days and Accruing		 
Commercial    $16,451   $178,975   $—   $195,426   $44,876,633   $45,072,059   $— 
Commercial Real Estate Construction     —    —    —    —    17,524,260    17,524,260    — 
Commercial Real Estate Other     45,425    —    631,453    676,878    172,220,509    172,897,387    — 
Consumer Real Estate     274,445    —    —    274,445    91,362,093    91,636,538    — 
Consumer Other     —    —    —    —    3,851,538    3,851,538    — 
Paycheck Protection Program     —    —    —    —    —    —      
Total    $336,321   $178,975   $631,453   $1,146,749   $329,835,033   $330,981,782   $— 

 

 

December 31, 2021
     30-59 Days Past Due   60-89 Days Past Due   Greater than 90 Days   Total Past Due   Current   Total Loans Receivable   Recorded Investment ≥
90 Days and Accruing		 
Commercial    $88,659   $—   $—   $88,659   $45,715,775   $45,804,434   $— 
Commercial Real Estate Construction     —    —    —    —    12,054,095    12,054,095    — 
Commercial Real Estate Other     59,269    288,464    337,490    685,223    165,033,855    165,719,078    — 
Consumer Real Estate     —    —    —    —    71,307,488    71,307,488    — 
Consumer Other     23,971    —    —    23,971    3,744,560    3,768,531    — 
Paycheck Protection Program     —    —    —    —    7,978,603    7,978,603      
Total    $171,899   $288,464   $337,490   $797,853   $305,834,376   $306,632,229   $— 
The following table summarizes the balances of non-accrual loans.

The following table summarizes the balances of non-accrual loans.

 

    Loans Receivable on Non-Accrual  
    December 31, 2022    December 31, 2021 
           
Commercial  $—   $178,975 
Commercial Real Estate Construction   —    — 
Commercial Real Estate Other   631,453    625,953 
Consumer Real Estate   —    — 
Consumer Other   —    9,686 
Paycheck Protection Program   —    — 
Total  $631,453   $814,614 
The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020.

The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.

 

                                                       
December 31, 2022
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $795,689   $175,493   $2,376,306   $924,784   $104,715   $—   $4,376,987 
Charge-offs   (40,600)   —    —    (2,034)   —    (10)   (42,644)
Recoveries   800    —    18,000    —    12,224    854    31,878 
Provisions   (20,130)   55,132    (177,822)   92,027    (23,363)   (844)   (75,000)
Ending Balance  $735,759   $230,625   $2,216,484   $1,014,777   $93,576   $—   $4,291,221 

 

 

                                                       
December 31, 2021
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $1,029,310   $199,266   $1,909,121   $925,077   $122,920   $—   $4,185,694 
Charge-offs   —    —    —    —    (11,440)   (9,550)   (20,990)
Recoveries   21,329    —    —    47,711    22,367    876    92,283 
Provisions   (254,950)   (23,773)   467,185    (48,004)   (29,132)   8,674    120,000 
Ending Balance  $795,689   $175,493   $2,376,306   $924,784   $104,715   $—   $4,376,987 

 

 

                                                       
December 31, 2020
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Beginning Balance  $1,429,917   $109,235   $1,270,445   $496,221   $697,940   $—   $4,003,758 
Charge-offs   (171,646)   —    —    —    (116,001)   (2,650)   (290,297)
Recoveries   88,811    —    99,801    —    43,599    22    232,233 
Provisions   (317,772)   90,031    538,875    428,856    (502,618)   2,628    240,000 
Ending Balance  $1,029,310   $199,266   $1,909,121   $925,077   $122,920   $—   $4,185,694 
The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans.

The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans.

 

                                                       
   December 31, 2022 
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Individually evaluated for impairment  $179,230   $—   $—   $—   $37,889   $—   $217,119 
Collectively evaluated for impairment   556,529    230,625    2,216,484    1,014,777    55,687    —    4,074,102 
Total Allowance for Loan Losses   735,759    230,625    2,216,484    1,014,777    93,576    —    4,291,221 
Loans Receivable                                   
Individually evaluated for impairment   1,276,001    —    1,202,412    249,758    37,889    —    2,766,060 
Collectively evaluated for impairment   43,796,058    17,524,260    171,694,975    91,386,780    3,813,649    —    328,215,722 
Total Loans Receivable  $45,072,059   $17,524,260   $172,897,387   $91,636,538   $3,851,538   $—   $330,981,782 

  

 

                                                       
   December 31, 2021 
   Commercial   Commercial Real Estate Construction   Commercial Real Estate Other   Consumer Real Estate   Consumer Other   Paycheck Protection Program   Total 
Allowance for Loan Losses                                   
Individually evaluated for impairment  $179,988   $—   $—   $—   $40,153   $—   $220,141 
Collectively evaluated for impairment   615,701    175,493    2,376,306    924,784    64,562    —    4,156,846 
Total Allowance for Loan Losses   795,689    175,493    2,376,306    924,784    104,715    —    4,376,987 
Loans Receivable                                   
Individually evaluated for impairment   1,463,477    —    1,653,121    249,758    40,153    —    3,406,509 
Collectively evaluated for impairment   44,340,957    12,054,095    164,065,957    71,057,730    3,728,378    7,978,603    303,225,720 
Total Loans Receivable  $45,804,434   $12,054,095   $165,719,078   $71,307,488   $3,768,531   $7,978,603   $306,632,229 
As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table.

As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table.

 

   Impaired and Restructured Loans As of 
   December 31, 2022   December 31, 2021 
    Unpaid Principal Balance    Recorded Investment    Related Allowance    Unpaid Principal Balance    Recorded Investment    Related Allowance 
With no related allowance recorded:                              
Commercial  $317,553   $317,553   $—   $1,096,407   $1,096,407   $— 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,202,412    1,202,412    —    1,653,121    1,653,121    — 
Consumer Real Estate   249,758    249,758    —    249,758    249,758    — 
Consumer Other   —    —    —    —    —    — 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,769,723    1,769,723    —    2,999,286    2,999,286    — 
                               
With an allowance recorded:                              
Commercial   958,448    958,448    179,230    367,070    367,070    179,988 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   —    —    —    —    —    — 
Consumer Real Estate   —    —    —    —    —    — 
Consumer Other   37,889    37,889    37,889    40,153    40,153    40,153 
Paycheck Protection Program   —    —    —    —    —    — 
Total   996,337    996,337    217,119    407,223    407,223    220,141 
                               
Total                              
Commercial   1,276,001    1,276,001    179,230    1,463,477    1,463,477    179,988 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,202,412    1,202,412    —    1,653,121    1,653,121    — 
Consumer Real Estate   249,758    249,758    —    249,758    249,758    — 
Consumer Other   37,889    37,889    37,889    40,153    40,153    40,153 
Paycheck Protection Program   —    —    —    —    —    — 
Total  $2,766,060   $2,766,060   $217,119   $3,406,509   $3,406,509   $220,141 
The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated.

The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated.

 

   For the year ended December 31, 
   2022   2021   2020 
   Average Recorded Investment   Interest Income Recognized   Average Recorded Investment   Interest Income Recognized   Average Recorded Investment   Interest Income Recognized 
With no related allowance recorded:                              
Commercial  $344,592   $21,445   $1,142,667   $68,602   $1,866,590   $102,636 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,231,015    30,689    1,645,375    68,031    4,849,474    218,372 
Consumer Real Estate   249,758    14,019    249,777    10,615    249,813    11,580 
Consumer Other   —    —    —    —    —    — 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,825,365    66,153    3,037,819    147,248    6,965,877    332,588 
                               
With an allowance recorded:                              
Commercial   981,575    63,267    378,499    22,130    578,399    37,663 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   —    —    —    —    337,304    — 
Consumer Real Estate   —    —    —    —    36,483    (116)
Consumer Other   38,962    2,532    41,133    2,674    42,089    2,743 
Paycheck Protection Program   —    —    —    —    —    — 
Total   1,020,537    65,799    419,632    24,804    994,275    40,290 
                               
Total                              
Commercial   1,326,167    84,712    1,521,166    90,732    2,444,989    140,299 
Commercial Real Estate Construction   —    —    —    —    —    — 
Commercial Real Estate Other   1,231,015    30,689    1,645,375    68,031    5,186,778    218,372 
Consumer Real Estate   249,758    14,019    249,777    10,615    286,296    11,464 
Consumer Other   38,962    2,532    41,133    2,674    42,089    2,743 
Paycheck Protection Program   —    —    —    —    —    — 
   $2,845,902   $131,952   $3,457,451   $172,052   $7,960,152   $372,878 
XML 57 R33.htm IDEA: XBRL DOCUMENT v3.22.4
CONCENTRATIONS OF CREDIT RISK (Tables)
 12 Months Ended
Dec. 31, 2022
Risks and Uncertainties [Abstract]  
Our loans were concentrated in the following categories.

Our loans were concentrated in the following categories.

 

   December 31, 2022   December 31, 2021 
Commercial   13.62%   14.94%
Commercial Real Estate Construction   5.29%   3.93%
Commercial Real Estate Other   52.24%   54.04%
Consumer Real Estate   27.69%   23.26%
Consumer Other   1.16%   1.23%
Paycheck Protection Program   —%   2.60%
Total   100.00%   100.00%
XML 58 R34.htm IDEA: XBRL DOCUMENT v3.22.4
PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Tables)
 12 Months Ended
Dec. 31, 2022
Property, Plant and Equipment [Abstract]  
Premises, equipment and leasehold improvements are summarized in the table below.

Premises, equipment and leasehold improvements are summarized in the table below.

 

               
   December 31, 
   2022   2021 
Bank buildings  $1,861,237   $1,861,237 
Land   838,075    838,075 
Leasehold purchases   30,000    30,000 
Leasehold improvements   2,629,441    2,595,825 
Construction in progress   535,434    31,654 
Equipment   4,273,339    4,241,305 
 Premises, equipment and leasehold improvements, gross   10,167,526    9,598,096 
Accumulated depreciation   (6,178,919)   (5,815,160)
Total  $3,988,607   $3,782,936 
XML 59 R35.htm IDEA: XBRL DOCUMENT v3.22.4
LEASES (Tables)
 12 Months Ended
Dec. 31, 2022
Leases  
Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below.

The exercise of renewal options is based on the sole judgement of management and what they consider to be reasonably certain. Based on the market areas, past practices, and contract terms of all leases, the Bank assumed all renewal options will be exercised. Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below.

 

       
2023   $1,182,746 
2024    1,182,746 
2025    1,182,746 
2026    1,182,746 
2027    1,182,746 
2028 and thereafter    12,309,253 
Total undiscounted lease payments   $18,222,983 
Less: effect of discounting    (4,789,291)
Present value of estimated lease payments   $13,433,692 
The table below shows lease expense components for the years ended December 31, 2022 and 2021.

The table below shows lease expense components for the years ended December 31, 2022 and 2021.

 

               
   December 31, 
Lease Expense Components:  2022   2021 
Operating lease expense  $1,192,292   $1,139,393 
Short-term lease expense   —    — 
Total lease expense  $1,192,292   $1,139,393 
XML 60 R36.htm IDEA: XBRL DOCUMENT v3.22.4
DEPOSITS (Tables)
 12 Months Ended
Dec. 31, 2022
  Deposits:  
The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below:

 

As of December 31, 2022 and 2021, time deposits of $250,000 or more totaled approximately $5,303,509 and $7,417,864, respectively. The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below:

 

       
2023   $14,820,344 
2024    581,665 
2025    34,427 
2026    780,208 
2027 and thereafter    352,964 
    $16,569,608 
XML 61 R37.htm IDEA: XBRL DOCUMENT v3.22.4
INCOME TAXES (Tables)
 12 Months Ended
Dec. 31, 2022
Income Tax Disclosure [Abstract]  
Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below.

Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Income tax expense  $1,977,372   $2,071,503   $1,965,679 
Unrealized gains (losses) on securities available for sale presented in accumulated other comprehensive income (loss)   (4,856,451)   (1,010,881)   315,546 
Total  $(2,879,079)  $1,060,622   $2,281,225 
Income tax expense was as follows:

Income tax expense was as follows:

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Current income taxes               
Federal  $1,837,678   $1,796,283   $1,543,334 
State   311,494    321,971    — 
Total current tax expense   2,149,172    2,118,254    1,543,334 
Deferred income tax (benefit) expense   (171,800)   (46,751)   422,345 
Total income tax expense  $1,977,372   $2,071,503   $1,965,679 
The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21%

 

The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% to pretax income from continuing operations for the periods indicated are reconciled in the table below.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Computed “expected” tax expense  $1,812,828   $1,851,433   $1,769,525 
Increase (reduction) in income taxes resulting from:               
Stock based compensation   24,901    21,637    19,527 
Valuation allowance   (9,111)   7,658    8,083 
Other   22,389    7,477    7,259 
State income tax, net of federal benefit   246,080    248,887    238,729 
Tax exempt interest income   (119,715)   (65,589)   (77,444)
Total income tax expense  $1,977,372   $2,071,503   $1,965,679 
The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below.

The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below.

 

  

 

  

 

 
   As of December 31, 
   2022   2021 
Deferred tax assets:          
Allowance for loan losses  $901,156   $905,365 
Unrealized loss on securities available for sale   5,423,444    — 
Deferred loan fees   33,481    102,581 
Pass through income   188,401    26,525 
State net operating loss carryforward   88,229    97,655 
Nonaccrual interest   36,879    29,246 
Other   11,421    9,432 
Total gross deferred tax assets   6,683,011    1,170,804 
Valuation allowance   (88,544)   (97,655)
Total gross deferred tax assets, net of valuation allowance   6,594,467    1,073,149 
           
Deferred tax liabilities:          
Fixed assets, principally due to differences in depreciation   (289,935)   (338,716)
Unrealized gain on securities available for sale   —    (1,360,199)
State credit carryforward   —    (5,672)
Prepaid expenses   (567)   (29,869)
Other   (59,337)   (58,619)
Total gross deferred tax liabilities   (349,839)   (1,793,075)
           
Net deferred tax asset (liability)  $6,244,628   $(719,926)
XML 62 R38.htm IDEA: XBRL DOCUMENT v3.22.4
RELATED PARTY TRANSACTIONS (Tables)
 12 Months Ended
Dec. 31, 2022
Related Party Transactions [Abstract]  
The table below summarizes related party loans.

The table below summarizes related party loans.

 

   December 31, 2022   December 31, 2021 
Balance at beginning of the year  $5,513,146   $5,970,014 
New loans or advances   806,053    3,693,836 
Repayments   (2,134,441)   (4,150,704)
Balance at the end of the year  $4,184,758   $5,513,146 
XML 63 R39.htm IDEA: XBRL DOCUMENT v3.22.4
OTHER EXPENSE (Tables)
 12 Months Ended
Dec. 31, 2022
Other Income and Expenses [Abstract]  
The table below summarizes the components of other operating expense.

The table below summarizes the components of other operating expense.

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Telephone and postage  $205,296   $233,667   $219,065 
State and FDIC insurance and fees   258,541    212,284    95,353 
Supplies   61,551    63,850    74,472 
Courier service   48,475    44,825    48,048 
Insurance   55,178    56,748    53,000 
Advertising and business development   11,480    8,114    9,045 
Other   690,833    805,966    746,502 
Total other operating expenses  $1,331,354   $1,425,454   $1,245,485 
XML 64 R40.htm IDEA: XBRL DOCUMENT v3.22.4
STOCK INCENTIVE PLANS (Tables)
 12 Months Ended
Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]  
The fair value of options granted was determined using the following weighted-average assumptions as of grant date:

The fair value of options granted was determined using the following weighted-average assumptions as of grant date:

 

   2022   2021   2020 
Risk free interest rate   2.75%   1.46%   0.63%
Expected life (in years)   5.00    5.99    7.50 
Expected stock price volatility   35.30%   34.18%   32.90%
Dividend yield   4.15%   4.00%   4.26%
The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31:

The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31:

 

   2022   2021   2020 
   Shares   Weighted Average Exercise Price   Shares   Weighted Average Exercise Price   Shares   Weighted Average Exercise Price 
Outstanding, January 1   273,747   $17.50    202,344   $14.89    86,097   $12.92 
Granted   5,000    17.10    115,750    20.15    145,750    15.31 
Exercised   (11,085)   14.58    (22,305)   10.64    (19,298)   9.39 
Forfeited   (13,250)   18.68    (22,042)   15.07    (10,205)   15.19 
Outstanding, December 31   254,412   $17.56    273,747   $17.50    202,344   $14.89 
Exercisable at year end   20,626   $17.76    7,804   $12.17    21,113   $9.77 
The following table presents information pertaining to options outstanding at December 31, 2022.

The following table presents information pertaining to options outstanding at December 31, 2022.

 

Exercise Price   Number of Options Outstanding   Weighted Average Remaining Contractual Life   Weighted Average Exercise Price of Options Outstanding   Intrinsic Value of Options Outstanding   Number of Options Exercisable   Weighted Average Exercise Price of Options Exercisable   Intrinsic Value of Options Exercisable 
$12.26    3,508    1.58   $12.26   $43,008    2,806   $12.26   $13,038 
$12.40    969    1.00   $12.40   $12,016    969   $12.40   $4,366 
$13.05    7,260    2.33   $13.05   $94,743    4,356   $13.05   $16,796 
$15.21    106,250    7.33   $15.21   $1,616,063    —   $15.21   $— 
$16.73    10,000    7.33   $16.73   $167,300    —   $16.73   $— 
$17.10    5,000    9.42   $17.10   $85,500    —   $16.73   $— 
$18.23    28,950    7.33   $18.23   $527,759    —   $18.23   $— 
$19.82    7,225    7.33   $19.82   $143,200    495   $19.82   $— 
$20.04    20,250    8.59   $20.04   $405,810    —   $20.04   $— 
$21.10    65,000    8.33   $21.10   $1,371,500    12,000   $21.10   $— 
      254,412    7.48   $17.56   $4,466,899    20,626   $17.76   $34,200 
XML 65 R41.htm IDEA: XBRL DOCUMENT v3.22.4
INCOME PER COMMON SHARE (Tables)
 12 Months Ended
Dec. 31, 2022
Earnings Per Share [Abstract]  
The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31:

The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31:

 

   2022   2021   2020 
Net income  $6,655,140   $6,744,865   $6,460,631 
                
Weighted average shares outstanding   5,550,078    5,531,518    5,526,948 
Effect of dilutive shares   94,620    148,964    151,595 
Weighted average shares outstanding - diluted   5,644,698    5,680,482    5,678,543 
                
Earnings per share - basic  $1.20   $1.22   $1.17 
Earnings per share - diluted  $1.18   $1.19   $1.14 
XML 66 R42.htm IDEA: XBRL DOCUMENT v3.22.4
REGULATORY CAPITAL REQUIREMENTS (Tables)
 12 Months Ended
Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
The following table presents the actual CBLR for the Bank and Company at:

The following table presents the actual CBLR for the Bank and Company at:    

 

  December 31, 2022   December 31, 2021
Bank 9.03%   8.66%
Company 9.30%   8.59%
XML 67 R43.htm IDEA: XBRL DOCUMENT v3.22.4
DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)
 12 Months Ended
Dec. 31, 2022
Fair Value Disclosures [Abstract]  
The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021.

The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021.

 

   Balance as of December 31, 2022 
   Level 1   Level 2   Level 3   Total 
U.S. Treasury Notes  $168,187,315   $—   $—   $168,187,315 
Government-Sponsored Enterprises   —    57,074,724    —    57,074,724 
Municipal Securities   —    16,448,375    29,461,812    45,910,187 
Total  $168,187,315   $73,523,099   $29,461,812   $271,172,226 

 

 

   Balance as of December 31, 2021 
   Level 1   Level 2   Level 3   Total 
U.S. Treasury Notes  $100,062,300   $—   $—   $100,062,300 
Government-Sponsored Enterprises   —    74,721,009    —    74,721,009 
Municipal Securities   —    13,080,133    24,484,047    37,564,180 
Total  $100,062,300   $87,801,142   $24,484,047   $212,347,489 
The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021.

The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021.

 

   December 31, 2022   December 31, 2021 
Beginning balance  $24,484,047   $5,683,930 
Total realized/unrealized gains (losses)          
Included in earnings   —    — 
Included in other comprehensive income   (3,714,235)   (79,883)
Purchases, issuances, and settlements net of maturities   8,692,000    18,880,000 
Transfers in and/or out of Level 3   —    — 
Ending balance  $29,461,812   $24,484,047 
The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021.

Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021.

 

   December 31, 2022 
   Level 1   Level 2   Level 3   Total 
Impaired loans  $—   $—   $1,452,170   $1,452,170 
Mortgage loans to be sold   —    866,594    —    866,594 
Total  $—   $866,594   $1,452,170   $2,318,764 

  

   December 31, 2021 
   Level 1   Level 2   Level 3   Total 
Impaired loans  $—   $—   $1,902,879   $1,902,879 
Mortgage loans to be sold   —    2,774,388    —    2,774,388 
Total  $—   $2,774,388   $1,902,879   $4,677,267 
The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022:

The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022:

 

        Inputs    
    Valuation Technique   Unobservable Input   General Range of Inputs
Impaired Loans   Appraisal Value/Comparison Sales/Other Estimates   Appraisals and/or Sales of Comparable Properties   Appraisals Discounted 10% to 20% for Sales Commissions and Other Holding Costs
The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively.

The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively.

 

    Fair Value Measurements at December 31, 2022  
    Carrying
Amount		     Estimated Fair Value     Level 1     Level 2     Level 3  
Financial Assets:                                        
Cash and due from banks   $ 14,772,564     $ 14,772,564     $ 14,772,564     $ —     $ —  
Interest-bearing deposits at the Federal Reserve     12,999,135       12,999,135       12,999,135       —       —  
Investment securities available for sale     271,172,226       271,172,226       168,187,315       73,523,099       29,461,812  
Mortgage loans to be sold     866,594       866,594       —       866,594       —  
Loans, net     326,690,561       304,249,626       —       —       304,249,626  
Accrued interest receivable     2,145,522       2,145,522       —       2,145,522          
Financial Liabilities:                                        
Demand deposits     582,100,650       582,100,650       —       582,100,650       —  
Time deposits     16,569,608       16,933,818       —       16,933,818       —  
Accrued interest payable     41,007       41,007       —       41,007       —  

 

 

 

    Fair Value Measurements at December 31, 2021  
    Carrying
Amount		     Estimated Fair Value     Level 1     Level 2     Level 3  
Financial Assets:                                        
Cash and due from banks   $ 11,140,559     $ 11,140,559     $ 11,140,559     $ —     $ —  
Interest-bearing deposits at the Federal Reserve     128,971,429       128,971,429       128,971,429       —       —  
Investment securities available for sale     212,347,489       212,347,489       100,062,300       87,801,142       24,484,047  
Mortgage loans to be sold     2,774,388       2,774,388       —       2,774,388       —  
Loans, net     302,255,242       293,731,997       —       —       293,731,997  
Accrued interest receivable     1,404,227       1,404,227       —       1,404,227          
Financial Liabilities:                                        
Demand deposits     587,903,356       587,903,356       —       587,903,356       —  
Time deposits     21,288,220       21,248,310       —       21,428,310       —  
Accrued interest payable     14,914       14,914       —       14,914       —  
XML 68 R44.htm IDEA: XBRL DOCUMENT v3.22.4
BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY (Tables)
 12 Months Ended
Dec. 31, 2022
Condensed Financial Information Disclosure [Abstract]  
Condensed Statements of Financial Condition

 

Condensed Statements of Financial Condition

 

           
   December 31, 
   2022   2021 
Assets        
Cash  $1,077,082   $1,233,354 
Investment in wholly-owned bank subsidiary   38,339,882    53,327,296 
Other assets   338,322    298,998 
Total assets  $39,755,286   $54,859,648 
           
Liabilities and shareholders’ equity          
Other liabilities  $943,899   $942,015 
Shareholders’ equity   38,811,387    53,917,633 
Total liabilities and shareholders’ equity  $39,755,286   $54,859,648 
Condensed Statements of Income

 

Condensed Statements of Income

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Interest income  $287   $288   $759 
Net operating expenses   (267,243)   (256,471)   (255,409)
Dividends received fom bank   3,640,000    3,805,000    4,700,000 
Equity in undistributed earnings of subsidiary   3,282,096    3,196,048    2,015,281 
Net income  $6,655,140   $6,744,865   $6,460,631 
Condensed Statements of Cash Flows

 

Condensed Statements of Cash Flows

 

                       
   For the year ended December 31, 
   2022   2021   2020 
Cash flows from operating activities:               
Net income  $6,655,140   $6,744,865   $6,460,631 
Stock-based compensation expense   121,673    103,033    92,986 
Equity in undistributed earnings of subsidiary   (3,282,096)   (3,196,048)   (2,015,280)
Decrease in other assets   (39,324)   (37,802)   (36,590)
Increase in other liabilities   —    (1)   — 
Net cash provided by operating activities   3,455,393    3,614,047    4,501,747 
                
Cash flows from financing activities:               
Dividends paid   (3,773,396)   (4,312,138)   (3,592,841)
Repurchase of common shares   —    —    (398,868)
Stock options exercised   161,731    207,889    117,044 
Net cash used in financing activities   (3,611,665)   (4,104,249)   (3,874,665)
                
Net (decrease) increase in cash   (156,272)   (490,202)   627,082 
Cash at the beginning of the year   1,233,354    1,723,556    1,096,474 
Cash at the end of the year  $1,077,082   $1,233,354   $1,723,556 
                
Supplemental disclosure for non-cash investing and financing activity               
Change in dividends payable  $1,883   $3,536   $53,680 
XML 69 R45.htm IDEA: XBRL DOCUMENT v3.22.4
QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) (Tables)
 12 Months Ended
Dec. 31, 2022
Quarterly Financial Information Disclosure [Abstract]  
The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively:

The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively:

 

                               
   2022 
   Fourth   Third   Second   First 
Total interest and fee income  $5,312,520   $5,047,752   $4,583,251   $4,254,960 
Total interest expense   189,653    37,519    37,824    36,797 
Net interest income   5,122,867    5,010,233    4,545,427    4,218,163 
Provision for loan losses   —    —    —    (75,000)
Net interest income after provision for loan losses   5,122,867    5,010,233    4,545,427    4,293,163 
Total other income   393,270    443,340    593,698    634,554 
Total other expense   3,181,330    3,067,733    3,138,415    3,016,562 
Income before income tax expense   2,334,807    2,385,840    2,000,710    1,911,155 
Income tax expense   527,022    545,573    457,728    447,049 
Net income  $1,807,785   $1,840,267   $1,542,982   $1,464,106 
                     
Basic income per common share  $0.33   $0.33   $0.28   $0.26 
Diluted income per common share  $0.32   $0.33   $0.27   $0.26 

  

 

 

                               
   2021 
   Fourth   Third   Second   First 
Total interest and fee income  $4,345,017   $4,201,069   $4,363,910   $4,641,115 
Total interest expense   37,840    39,319    42,317    54,524 
Net interest income   4,307,177    4,161,750    4,321,593    4,586,591 
Provision for loan losses   —    —    —    120,000 
Net interest income after provision for loan losses   4,307,177    4,161,750    4,321,593    4,466,591 
Total other income   842,935    1,138,431    946,951    939,914 
Total other expense   3,146,129    3,047,534    3,084,596    3,030,715 
Income before income tax expense   2,003,983    2,252,647    2,183,948    2,375,790 
Income tax expense   464,814    525,710    515,264    565,715 
Net income  $1,539,169   $1,726,937   $1,668,684   $1,810,075 
                     
Basic income per common share  $0.28   $0.31   $0.30   $0.33 
Diluted income per common share  $0.27   $0.30   $0.29   $0.32 
XML 70 R46.htm IDEA: XBRL DOCUMENT v3.22.4
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative)
 12 Months Ended
Dec. 31, 2022
USD ($)
Number
Dec. 31, 2021
USD ($)
Impaired loan minimum amount recorded at fair value $ 50,000  
Number of segments | Number 1  
Adopt ASU 2016-13 us-gaap:AccountingStandardsUpdate201613Member  
Allowance for loan losses $ (4,291,221) $ (4,376,987)
Pro Forma [Member]    
ASU 2016-13 adoption date Jan. 01, 2023  
Minimum [Member] | Pro Forma [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance for loan losses $ 25,000  
Maximum [Member] | Pro Forma [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance for loan losses $ 125,000  
Building [Member]    
Useful life (in years) 40 years  
Equipment [Member] | Minimum [Member]    
Useful life (in years) 3 years  
Equipment [Member] | Maximum [Member]    
Useful life (in years) 15 years  
XML 71 R47.htm IDEA: XBRL DOCUMENT v3.22.4
The amortized cost and fair value of investment securities available for sale are summarized as follows. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Marketable Securities [Line Items]    
Amortized Cost $ 296,998,150 $ 215,047,451
Gross Unrealized Gains 2,510 679,883
Gross Unrealized Losses (25,828,434) (3,379,845)
Estimated Fair Value 271,172,226 212,347,489
US Treasury Securities [Member]    
Marketable Securities [Line Items]    
Amortized Cost 180,298,301 101,269,851
Gross Unrealized Gains 68,848
Gross Unrealized Losses (12,110,986) (1,276,399)
Estimated Fair Value 168,187,315 100,062,300
US Government-sponsored Enterprises Debt Securities [Member]    
Marketable Securities [Line Items]    
Amortized Cost 67,384,808 76,355,720
Gross Unrealized Gains 275,123
Gross Unrealized Losses (10,310,084) (1,909,834)
Estimated Fair Value 57,074,724 74,721,009
US States and Political Subdivisions Debt Securities [Member]    
Marketable Securities [Line Items]    
Amortized Cost 49,315,041 37,421,880
Gross Unrealized Gains 2,510 335,912
Gross Unrealized Losses (3,407,364) (193,612)
Estimated Fair Value $ 45,910,187 $ 37,564,180
XML 72 R48.htm IDEA: XBRL DOCUMENT v3.22.4
The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]    
Due in one year or less, amortized cost $ 42,722,655 $ 12,756,176
Due in one year or less, estimated fair value 41,698,011 12,859,086
Due in one year to five years, amortized cost 190,569,869 116,602,790
Due in one year to five years, estimated fair value 176,217,530 115,896,465
Due in one year to five years, amortized cost 53,995,700 76,531,464
Due in five years to ten years, estimated fair value 45,386,818 74,575,862
Due in ten years and over, amortized cost 9,709,926 9,157,021
Due in ten years and over, estimated fair value 7,869,867 9,016,076
Total, amortized cost 296,998,150 215,047,451
Total, estimated fair value $ 271,172,226 $ 212,347,489
XML 73 R49.htm IDEA: XBRL DOCUMENT v3.22.4
The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss posi (Details)
Dec. 31, 2022
USD ($)
Number
Dec. 31, 2021
USD ($)
Number
Marketable Securities [Line Items]    
Number of positions, less than 12 months | Number 55 37
Fair Value, less than 12 months $ 70,461,758 $ 125,859,972
Gross Unrealized Losses, less than 12 months $ (2,806,869) $ (1,989,416)
Number of positions, 12 months or longer | Number 58 6
Fair Value, 12 months or longer $ 195,727,958 $ 39,909,134
Gross Unrealized Losses, 12 months or longer $ (23,021,565) $ (1,390,429)
Number of positions | Number 113 43
Fair value $ 266,189,716 $ 165,769,106
Gross Unrealized Losses $ (25,828,434) $ (3,379,845)
US Treasury Securities [Member]    
Marketable Securities [Line Items]    
Number of positions, less than 12 months | Number 7 15
Fair Value, less than 12 months $ 38,181,255 $ 94,994,915
Gross Unrealized Losses, less than 12 months $ (1,790,134) $ (1,276,399)
Number of positions, 12 months or longer | Number 18
Fair Value, 12 months or longer $ 130,006,060
Gross Unrealized Losses, 12 months or longer $ (10,320,852)
Number of positions | Number 25 15
Fair value $ 168,187,315 $ 94,994,915
Gross Unrealized Losses $ (12,110,986) $ (1,276,399)
US Government-sponsored Enterprises Debt Securities [Member]    
Marketable Securities [Line Items]    
Number of positions, less than 12 months | Number 2 3
Fair Value, less than 12 months $ 6,212,285 $ 19,480,595
Gross Unrealized Losses, less than 12 months $ (84,170) $ (519,405)
Number of positions, 12 months or longer | Number 9 6
Fair Value, 12 months or longer $ 50,862,439 $ 39,909,134
Gross Unrealized Losses, 12 months or longer $ (10,225,914) $ (1,390,429)
Number of positions | Number 11 9
Fair value $ 57,074,724 $ 59,389,729
Gross Unrealized Losses $ (10,310,084) $ (1,909,834)
US States and Political Subdivisions Debt Securities [Member]    
Marketable Securities [Line Items]    
Number of positions, less than 12 months | Number 46 19
Fair Value, less than 12 months $ 26,068,218 $ 11,384,462
Gross Unrealized Losses, less than 12 months $ (932,565) $ (193,612)
Number of positions, 12 months or longer | Number 31
Fair Value, 12 months or longer $ 14,859,459
Gross Unrealized Losses, 12 months or longer $ (2,474,799)
Number of positions | Number 77 19
Fair value $ 40,927,677 $ 11,384,462
Gross Unrealized Losses $ (3,407,364) $ (193,612)
XML 74 R50.htm IDEA: XBRL DOCUMENT v3.22.4
The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses. (Details) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Investments, Debt and Equity Securities [Abstract]      
Gross proceeds $ 18,525,780 $ 15,572,500 $ 11,550,000
Gross realized gains $ 64,782 $ 266,944 $ 10,002
XML 75 R51.htm IDEA: XBRL DOCUMENT v3.22.4
INVESTMENT SECURITIES AVAILABLE FOR SALE (Details Narrative) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Variable Interest Entity [Line Items]      
Investment securities available for sale $ 271,172,226 $ 212,347,489  
Gains on sale of investments, tax 13,604 56,058 $ 2,100
Asset Pledged as Collateral [Member]      
Variable Interest Entity [Line Items]      
Investment securities available for sale $ 30,103,249 $ 33,292,124  
XML 76 R52.htm IDEA: XBRL DOCUMENT v3.22.4
LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative)
 12 Months Ended
Mar. 27, 2020
USD ($)
Dec. 31, 2022
USD ($)
Number
Dec. 31, 2021
USD ($)
Number
Dec. 31, 2020
USD ($)
Number
Dec. 27, 2020
USD ($)
Apr. 24, 2020
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Deferred loan fees   $ 159,434 $ 488,481      
Loans   $ 330,981,782 $ 306,632,229      
Restructured loans number | Number   5 5      
Restructured loans amount   $ 1,000,000 $ 1,000,000      
CARES Act [Member]            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Restructured loans number | Number   1 2      
Restructured loans amount   $ 100,000 $ 500,000      
Principal deferments amount       $ 700,000    
Principal deferments number of customers | Number       84    
Loan balance of principal deferred loans       $ 25,900,000    
Principal deferments percentage of portfolio       0.24%    
Principal deferments number classified as TDRs | Number       9    
Loan balance of principal deferred loans classified as TDRs       $ 4,000,000    
Number of loans removed from TDR status | Number     4      
Number of loans refinanced | Number     2      
Number of loans paid off | Number     1      
Principal deferments number of customers not classified as troubled debt restructuring | Number     75      
Principal deferments number of customers not classified as troubled debt restructuring paid in full | Number     41      
Principal deferment loans not classified as troubled debt restructuring paid in full     $ 9,900,000      
Interest Only Loans [Member]            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Restructured loans number | Number   2        
Restructured loans performing as agreed number | Number   1        
Paycheck Protection Program [Member]            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans   7,978,603      
Loans to be issued under CARES Act $ 349,000,000,000          
Loans fixed rate 1.00%          
Loans term 2 years          
Guarantee of loan by SBA (percent) 100.00% 100.00%        
Additional funding of loans to be issued under CARES Act           $ 310,000,000,000
Additional funding of loans to be issued under Economic Aid Act         $ 325,000,000,000  
Bank funding number of customers | Number   480        
Bank funding amount   $ 55,300,000        
Paycheck Protection Program [Member] | Minimum [Member]            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Processing fee of SBA loans percentage 1.00%          
Paycheck Protection Program [Member] | Maximum [Member]            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Processing fee of SBA loans percentage 5.00%          
Asset Pledged as Collateral [Member]            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans   $ 93,100,000 $ 94,700,000      
XML 77 R53.htm IDEA: XBRL DOCUMENT v3.22.4
Major classifications of loans (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans $ 330,981,782 $ 306,632,229
Allowance for loan losses (4,291,221) (4,376,987)
Loans, net 326,690,561 302,255,242
Commercial Loan [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans 45,072,059 45,804,434
Commercial Real Estate Portfolio Segment [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans 17,524,260 12,054,095
Commercial Portfolio Segment [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans 172,897,387 165,719,078
Residential Mortgage [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans 91,636,538 71,307,488
Consumer Portfolio Segment [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans 3,851,538 3,768,531
Paycheck Protection Program [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loans $ 7,978,603
XML 78 R54.htm IDEA: XBRL DOCUMENT v3.22.4
The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans $ 330,981,782 $ 306,632,229
Pass [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 317,548,911 296,759,954
Watch [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 9,337,352 4,967,060
Special Mention [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 1,345,204 1,498,706
Substandard [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 2,750,315 3,406,509
Commercial Loan [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 45,072,059 45,804,434
Commercial Loan [Member] | Pass [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 42,724,289 43,853,889
Commercial Loan [Member] | Watch [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 976,966 450,319
Commercial Loan [Member] | Special Mention [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 94,803 36,749
Commercial Loan [Member] | Substandard [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 1,276,001 1,463,477
Commercial Real Estate Construction [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 17,524,260 12,054,095
Commercial Real Estate Construction [Member] | Pass [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 17,524,260 11,616,118
Commercial Real Estate Construction [Member] | Watch [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans   437,977
Commercial Real Estate Other [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 172,897,387 165,719,078
Commercial Real Estate Other [Member] | Pass [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 167,518,577 159,825,281
Commercial Real Estate Other [Member] | Watch [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 3,223,532 3,082,408
Commercial Real Estate Other [Member] | Special Mention [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 968,611 1,158,268
Commercial Real Estate Other [Member] | Substandard [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 1,186,667 1,653,121
Residential Mortgage [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 91,636,538 71,307,488
Residential Mortgage [Member] | Pass [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 86,183,899 69,920,347
Residential Mortgage [Member] | Watch [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 4,928,437 862,938
Residential Mortgage [Member] | Special Mention [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 274,445 274,445
Residential Mortgage [Member] | Substandard [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 249,757 249,758
Consumer Other [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 3,851,538 3,768,531
Consumer Other [Member] | Pass [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 3,597,886 3,565,716
Consumer Other [Member] | Watch [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 208,417 133,418
Consumer Other [Member] | Special Mention [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 7,345 29,244
Consumer Other [Member] | Substandard [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 37,890 40,153
Paycheck Protection Program [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans 7,978,603
Paycheck Protection Program [Member] | Pass [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans   $ 7,978,603
XML 79 R55.htm IDEA: XBRL DOCUMENT v3.22.4
The following tables include an aging analysis of the recorded investment in loans segregated by class. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable, Past Due [Line Items]    
Loans $ 330,981,782 $ 306,632,229
Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 336,321 171,899
Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 178,975 288,464
Financial Asset, Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 1,146,749 797,853
Financial Asset, Not Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 329,835,033 305,834,376
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 631,453 337,490
Commercial Loan [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 45,072,059 45,804,434
Commercial Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 16,451 88,659
Commercial Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 178,975  
Commercial Loan [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 195,426 88,659
Commercial Loan [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 44,876,633 45,715,775
Commercial Real Estate Portfolio Segment [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 17,524,260 12,054,095
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 17,524,260 12,054,095
Commercial Portfolio Segment [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 172,897,387 165,719,078
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 45,425 59,269
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans   288,464
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 676,878 685,223
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 172,220,509 165,033,855
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 631,453 337,490
Residential Mortgage [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 91,636,538 71,307,488
Residential Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 274,445  
Residential Mortgage [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 274,445  
Residential Mortgage [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 91,362,093 71,307,488
Consumer Portfolio Segment [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 3,851,538 3,768,531
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans   23,971
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans   23,971
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 3,851,538 3,744,560
Paycheck Protection Program [Member]    
Financing Receivable, Past Due [Line Items]    
Loans 7,978,603
Paycheck Protection Program [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, Past Due [Line Items]    
Loans   $ 7,978,603
XML 80 R56.htm IDEA: XBRL DOCUMENT v3.22.4
The following table summarizes the balances of non-accrual loans. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable, Past Due [Line Items]    
Non-accrual loans receivable $ 631,453 $ 814,614
Commercial Loan [Member]    
Financing Receivable, Past Due [Line Items]    
Non-accrual loans receivable   178,975
Commercial Real Estate Other [Member]    
Financing Receivable, Past Due [Line Items]    
Non-accrual loans receivable $ 631,453 625,953
Consumer Portfolio Segment [Member]    
Financing Receivable, Past Due [Line Items]    
Non-accrual loans receivable   $ 9,686
XML 81 R57.htm IDEA: XBRL DOCUMENT v3.22.4
The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. (Details) - USD ($)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Allowance for Loan Losses                      
Beginning Balance       $ 4,376,987       $ 4,185,694 $ 4,376,987 $ 4,185,694 $ 4,003,758
Charge-offs                 (42,644) (20,990) (290,297)
Recoveries                 31,878 92,283 232,233
Provisions (75,000) 120,000 (75,000) 120,000 240,000
Ending Balance 4,291,221       4,376,987       4,291,221 4,376,987 4,185,694
Commercial Loan [Member]                      
Allowance for Loan Losses                      
Beginning Balance       795,689       1,029,310 795,689 1,029,310 1,429,917
Charge-offs                 (40,600) (171,646)
Recoveries                 800 21,329 88,811
Provisions                 (20,130) (254,950) (317,772)
Ending Balance 735,759       795,689       735,759 795,689 1,029,310
Commercial Real Estate Portfolio Segment [Member]                      
Allowance for Loan Losses                      
Beginning Balance       175,493       199,266 175,493 199,266 109,235
Charge-offs                
Recoveries                
Provisions                 55,132 (23,773) 90,031
Ending Balance 230,625       175,493       230,625 175,493 199,266
Commercial Portfolio Segment [Member]                      
Allowance for Loan Losses                      
Beginning Balance       2,376,306       1,909,121 2,376,306 1,909,121 1,270,445
Charge-offs                
Recoveries                 18,000 99,801
Provisions                 (177,822) 467,185 538,875
Ending Balance 2,216,484       2,376,306       2,216,484 2,376,306 1,909,121
Residential Mortgage [Member]                      
Allowance for Loan Losses                      
Beginning Balance       924,784       925,077 924,784 925,077 496,221
Charge-offs                 (2,034)
Recoveries                 47,711
Provisions                 92,027 (48,004) 428,856
Ending Balance 1,014,777       924,784       1,014,777 924,784 925,077
Consumer Portfolio Segment [Member]                      
Allowance for Loan Losses                      
Beginning Balance       104,715       122,920 104,715 122,920 697,940
Charge-offs                 (11,440) (116,001)
Recoveries                 12,224 22,367 43,599
Provisions                 (23,363) (29,132) (502,618)
Ending Balance 93,576       104,715       93,576 104,715 122,920
Paycheck Protection Program [Member]                      
Allowance for Loan Losses                      
Beginning Balance            
Charge-offs                 (10) (9,550) (2,650)
Recoveries                 854 876 22
Provisions                 (844) 8,674 2,628
Ending Balance            
XML 82 R58.htm IDEA: XBRL DOCUMENT v3.22.4
The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Allowance for Loan Losses        
Individually evaluated for impairment $ 217,119 $ 220,141    
Collectively evaluated for impairment 4,074,102 4,156,846    
Total Allowance for Loan Losses 4,291,221 4,376,987 $ 4,185,694 $ 4,003,758
Loans Receivable        
Individually evaluated for impairment 2,766,060 3,406,509    
Collectively evaluated for impairment 328,215,722 303,225,720    
Total Loans Receivable 330,981,782 306,632,229    
Commercial Loan [Member]        
Allowance for Loan Losses        
Individually evaluated for impairment 179,230 179,988    
Collectively evaluated for impairment 556,529 615,701    
Total Allowance for Loan Losses 735,759 795,689 1,029,310 1,429,917
Loans Receivable        
Individually evaluated for impairment 1,276,001 1,463,477    
Collectively evaluated for impairment 43,796,058 44,340,957    
Total Loans Receivable 45,072,059 45,804,434    
Commercial Real Estate Portfolio Segment [Member]        
Allowance for Loan Losses        
Individually evaluated for impairment    
Collectively evaluated for impairment 230,625 175,493    
Total Allowance for Loan Losses 230,625 175,493 199,266 109,235
Loans Receivable        
Individually evaluated for impairment    
Collectively evaluated for impairment 17,524,260 12,054,095    
Total Loans Receivable 17,524,260 12,054,095    
Commercial Portfolio Segment [Member]        
Allowance for Loan Losses        
Individually evaluated for impairment    
Collectively evaluated for impairment 2,216,484 2,376,306    
Total Allowance for Loan Losses 2,216,484 2,376,306 1,909,121 1,270,445
Loans Receivable        
Individually evaluated for impairment 1,202,412 1,653,121    
Collectively evaluated for impairment 171,694,975 164,065,957    
Total Loans Receivable 172,897,387 165,719,078    
Residential Mortgage [Member]        
Allowance for Loan Losses        
Individually evaluated for impairment    
Collectively evaluated for impairment 1,014,777 924,784    
Total Allowance for Loan Losses 1,014,777 924,784 925,077 496,221
Loans Receivable        
Individually evaluated for impairment 249,758 249,758    
Collectively evaluated for impairment 91,386,780 71,057,730    
Total Loans Receivable 91,636,538 71,307,488    
Consumer Portfolio Segment [Member]        
Allowance for Loan Losses        
Individually evaluated for impairment 37,889 40,153    
Collectively evaluated for impairment 55,687 64,562    
Total Allowance for Loan Losses 93,576 104,715 122,920 697,940
Loans Receivable        
Individually evaluated for impairment 37,889 40,153    
Collectively evaluated for impairment 3,813,649 3,728,378    
Total Loans Receivable 3,851,538 3,768,531    
Paycheck Protection Program [Member]        
Allowance for Loan Losses        
Individually evaluated for impairment    
Collectively evaluated for impairment    
Total Allowance for Loan Losses
Loans Receivable        
Individually evaluated for impairment    
Collectively evaluated for impairment 7,978,603    
Total Loans Receivable $ 7,978,603    
XML 83 R59.htm IDEA: XBRL DOCUMENT v3.22.4
As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
With no related allowance recorded:    
Unpaid Principal Balance with no related allowance recorded $ 1,769,723 $ 2,999,286
Recorded Investment with no related allowance recorded 1,769,723 2,999,286
With an allowance recorded:    
Unpaid Principal Balance with an allowance recorded 996,337 407,223
Recorded Investment with an allowance recorded 996,337 407,223
Related Allowance 217,119 220,141
Total    
Impaired Financing Receivable, Unpaid Principal Balance 2,766,060 3,406,509
Impaired Financing Receivable, Recorded Investment 2,766,060 3,406,509
Related Allowance 217,119 220,141
Commercial Loan [Member]    
With no related allowance recorded:    
Unpaid Principal Balance with no related allowance recorded 317,553 1,096,407
Recorded Investment with no related allowance recorded 317,553 1,096,407
With an allowance recorded:    
Unpaid Principal Balance with an allowance recorded 958,448 367,070
Recorded Investment with an allowance recorded 958,448 367,070
Related Allowance 179,230 179,988
Total    
Impaired Financing Receivable, Unpaid Principal Balance 1,276,001 1,463,477
Impaired Financing Receivable, Recorded Investment 1,276,001 1,463,477
Related Allowance 179,230 179,988
Commercial Portfolio Segment [Member]    
With no related allowance recorded:    
Unpaid Principal Balance with no related allowance recorded 1,202,412 1,653,121
Recorded Investment with no related allowance recorded 1,202,412 1,653,121
Total    
Impaired Financing Receivable, Unpaid Principal Balance 1,202,412 1,653,121
Impaired Financing Receivable, Recorded Investment 1,202,412 1,653,121
Residential Mortgage [Member]    
With no related allowance recorded:    
Unpaid Principal Balance with no related allowance recorded 249,758 249,758
Recorded Investment with no related allowance recorded 249,758 249,758
Total    
Impaired Financing Receivable, Unpaid Principal Balance 249,758 249,758
Impaired Financing Receivable, Recorded Investment 249,758 249,758
Consumer Portfolio Segment [Member]    
With an allowance recorded:    
Unpaid Principal Balance with an allowance recorded 37,889 40,153
Recorded Investment with an allowance recorded 37,889 40,153
Related Allowance 37,889 40,153
Total    
Impaired Financing Receivable, Unpaid Principal Balance 37,889 40,153
Impaired Financing Receivable, Recorded Investment 37,889 40,153
Related Allowance $ 37,889 $ 40,153
XML 84 R60.htm IDEA: XBRL DOCUMENT v3.22.4
The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated. (Details) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
With no related allowance recorded:      
Average Recorded Investment with no related allowance recorded $ 1,825,365 $ 3,037,819 $ 6,965,877
Interest Income Recognized with no related allowance recorded 66,153 147,248 332,588
With an allowance recorded:      
Average Recorded Investment with an allowance recorded 1,020,537 419,632 994,275
Interest Income Recognized with an allowance recorded 65,799 24,804 40,290
Total      
Average Recorded Investment 2,845,902 3,457,451 7,960,152
Interest Income Recognized 131,952 172,052 372,878
Commercial Loan [Member]      
With no related allowance recorded:      
Average Recorded Investment with no related allowance recorded 344,592 1,142,667 1,866,590
Interest Income Recognized with no related allowance recorded 21,445 68,602 102,636
With an allowance recorded:      
Average Recorded Investment with an allowance recorded 981,575 378,499 578,399
Interest Income Recognized with an allowance recorded 63,267 22,130 37,663
Total      
Average Recorded Investment 1,326,167 1,521,166 2,444,989
Interest Income Recognized 84,712 90,732 140,299
Commercial Portfolio Segment [Member]      
With no related allowance recorded:      
Average Recorded Investment with no related allowance recorded 1,231,015 1,645,375 4,849,474
Interest Income Recognized with no related allowance recorded 30,689 68,031 218,372
With an allowance recorded:      
Average Recorded Investment with an allowance recorded     337,304
Total      
Average Recorded Investment 1,231,015 1,645,375 5,186,778
Interest Income Recognized 30,689 68,031 218,372
Residential Mortgage [Member]      
With no related allowance recorded:      
Average Recorded Investment with no related allowance recorded 249,758 249,777 249,813
Interest Income Recognized with no related allowance recorded 14,019 10,615 11,580
With an allowance recorded:      
Average Recorded Investment with an allowance recorded     36,483
Interest Income Recognized with an allowance recorded     (116)
Total      
Average Recorded Investment 249,758 249,777 286,296
Interest Income Recognized 14,019 10,615 11,464
Consumer Portfolio Segment [Member]      
With an allowance recorded:      
Average Recorded Investment with an allowance recorded 38,962 41,133 42,089
Interest Income Recognized with an allowance recorded 2,532 2,674 2,743
Total      
Average Recorded Investment 38,962 41,133 42,089
Interest Income Recognized $ 2,532 $ 2,674 $ 2,743
XML 85 R61.htm IDEA: XBRL DOCUMENT v3.22.4
Our loans were concentrated in the following categories. (Details) - Credit Concentration Risk [Member] - Loans Receivable [Member]
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Concentration Risk [Line Items]    
Concentration of credit risk 100.00% 100.00%
Commercial Loan [Member]    
Concentration Risk [Line Items]    
Concentration of credit risk 13.62% 14.94%
Commercial Real Estate Portfolio Segment [Member]    
Concentration Risk [Line Items]    
Concentration of credit risk 5.29% 3.93%
Commercial Portfolio Segment [Member]    
Concentration Risk [Line Items]    
Concentration of credit risk 52.24% 54.04%
Residential Mortgage [Member]    
Concentration Risk [Line Items]    
Concentration of credit risk 27.69% 23.26%
Consumer Portfolio Segment [Member]    
Concentration Risk [Line Items]    
Concentration of credit risk 1.16% 1.23%
Paycheck Protection Program [Member]    
Concentration Risk [Line Items]    
Concentration of credit risk 2.60%
XML 86 R62.htm IDEA: XBRL DOCUMENT v3.22.4
Premises, equipment and leasehold improvements are summarized in the table below. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Property, Plant and Equipment [Line Items]    
 Premises, equipment and leasehold improvements, gross $ 10,167,526 $ 9,598,096
Accumulated depreciation (6,178,919) (5,815,160)
Total 3,988,607 3,782,936
Building [Member]    
Property, Plant and Equipment [Line Items]    
 Premises, equipment and leasehold improvements, gross 1,861,237 1,861,237
Land [Member]    
Property, Plant and Equipment [Line Items]    
 Premises, equipment and leasehold improvements, gross 838,075 838,075
Leaseholds and Leasehold Improvements [Member]    
Property, Plant and Equipment [Line Items]    
 Premises, equipment and leasehold improvements, gross 30,000 30,000
Leasehold Improvements [Member]    
Property, Plant and Equipment [Line Items]    
 Premises, equipment and leasehold improvements, gross 2,629,441 2,595,825
Construction in Progress [Member]    
Property, Plant and Equipment [Line Items]    
 Premises, equipment and leasehold improvements, gross 535,434 31,654
Equipment [Member]    
Property, Plant and Equipment [Line Items]    
 Premises, equipment and leasehold improvements, gross $ 4,273,339 $ 4,241,305
XML 87 R63.htm IDEA: XBRL DOCUMENT v3.22.4
PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Details Narrative) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Property, Plant and Equipment [Abstract]      
Depreciation $ 359,251 $ 412,866 $ 421,040
XML 88 R64.htm IDEA: XBRL DOCUMENT v3.22.4
LEASES (Details Narrative) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Leases [Abstract]      
Operating Lease, Right-of-Use Asset $ 13,433,692 $ 14,041,843  
Operating Lease, Liability $ 13,433,692 14,041,843  
Renewal terms 20 years    
Weighted average remaining lease term 15 years 8 months 8 days    
Weighted average incremental borrowing rate 4.08%    
Rent expense $ 1,192,292 $ 1,139,393 $ 972,815
XML 89 R65.htm IDEA: XBRL DOCUMENT v3.22.4
Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Leases    
2023 $ 1,182,746  
2024 1,182,746  
2025 1,182,746  
2026 1,182,746  
2027 1,182,746  
2028 and thereafter 12,309,253  
Total undiscounted lease payments 18,222,983  
Less: effect of discounting (4,789,291)  
Present value of estimated lease payments $ 13,433,692 $ 14,041,843
XML 90 R66.htm IDEA: XBRL DOCUMENT v3.22.4
The table below shows lease expense components for the years ended December 31, 2022 and 2021. (Details) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Leases      
Operating lease expense $ 1,192,292 $ 1,139,393 $ 972,815
Short-term lease expense  
Total lease expense $ 1,192,292 $ 1,139,393  
XML 91 R67.htm IDEA: XBRL DOCUMENT v3.22.4
The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below: (Details)
Dec. 31, 2022
USD ($)
  Deposits:  
2023 $ 14,820,344
2024 581,665
2025 34,427
2026 780,208
2027 and thereafter 352,964
Total $ 16,569,608
XML 92 R68.htm IDEA: XBRL DOCUMENT v3.22.4
DEPOSITS (Details Narrative) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
  Deposits:    
Certificates of deposit over $250,000 $ 5,303,509 $ 7,417,864
Deposits with deficit balance reclassified as other loans $ 80,524 $ 28,549
XML 93 R69.htm IDEA: XBRL DOCUMENT v3.22.4
SHORT-TERM BORROWINGS (Details Narrative) - USD ($)
$ in Millions
Dec. 31, 2022
Dec. 31, 2021
Line of Credit Facility [Line Items]    
Unused balance of line of credit $ 41.0 $ 41.0
Federal Reserve Bank Advances [Member]    
Line of Credit Facility [Line Items]    
Line of credit maximum borrowing capacity $ 78.3  
XML 94 R70.htm IDEA: XBRL DOCUMENT v3.22.4
Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below. (Details) - USD ($)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Income Tax Disclosure [Abstract]                      
Income tax expense $ 527,022 $ 545,573 $ 457,728 $ 447,049 $ 464,814 $ 525,710 $ 515,264 $ 565,715 $ 1,977,372 $ 2,071,503 $ 1,965,679
Unrealized gains (losses) on securities available for sale presented in accumulated other comprehensive income (loss)                 (4,856,451) (1,010,881) 315,546
Total                 $ (2,879,079) $ 1,060,622 $ 2,281,225
XML 95 R71.htm IDEA: XBRL DOCUMENT v3.22.4
Income tax expense was as follows: (Details) - USD ($)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Current income taxes                      
Federal                 $ 1,837,678 $ 1,796,283 $ 1,543,334
State                 311,494 321,971
Total current tax expense                 2,149,172 2,118,254 1,543,334
Deferred income tax (benefit) expense                 (171,800) (46,751) 422,345
Total income tax expense $ 527,022 $ 545,573 $ 457,728 $ 447,049 $ 464,814 $ 525,710 $ 515,264 $ 565,715 $ 1,977,372 $ 2,071,503 $ 1,965,679
XML 96 R72.htm IDEA: XBRL DOCUMENT v3.22.4
The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% (Details) - USD ($)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Income Tax Disclosure [Abstract]                      
Computed “expected” tax expense                 $ 1,812,828 $ 1,851,433 $ 1,769,525
Increase (reduction) in income taxes resulting from:                      
Stock based compensation                 24,901 21,637 19,527
Valuation allowance                 (9,111) 7,658 8,083
Other                 22,389 7,477 7,259
State income tax, net of federal benefit                 246,080 248,887 238,729
Tax exempt interest income                 (119,715) (65,589) (77,444)
Total income tax expense $ 527,022 $ 545,573 $ 457,728 $ 447,049 $ 464,814 $ 525,710 $ 515,264 $ 565,715 $ 1,977,372 $ 2,071,503 $ 1,965,679
XML 97 R73.htm IDEA: XBRL DOCUMENT v3.22.4
The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Deferred tax assets:    
Allowance for loan losses $ 901,156 $ 905,365
Unrealized loss on securities available for sale 5,423,444
Deferred loan fees 33,481 102,581
Pass through income 188,401 26,525
State net operating loss carryforward 88,229 97,655
Nonaccrual interest 36,879 29,246
Other 11,421 9,432
Total gross deferred tax assets 6,683,011 1,170,804
Valuation allowance (88,544) (97,655)
Total gross deferred tax assets, net of valuation allowance 6,594,467 1,073,149
Deferred tax liabilities:    
Fixed assets, principally due to differences in depreciation (289,935) (338,716)
Unrealized gain on securities available for sale (1,360,199)
State credit carryforward (5,672)
Prepaid expenses (567) (29,869)
Other (59,337) (58,619)
Total gross deferred tax liabilities (349,839) (1,793,075)
Net deferred tax asset $ 6,244,628  
Net deferred tax (liability)   $ (719,926)
XML 98 R74.htm IDEA: XBRL DOCUMENT v3.22.4
INCOME TAXES (Details Narrative) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Income Tax Disclosure [Abstract]    
U.S. federal income tax rate 21.00%  
Deferred tax asset, valuation allowance $ 88,544 $ 97,655
XML 99 R75.htm IDEA: XBRL DOCUMENT v3.22.4
COMMITMENTS AND CONTINGENCIES (Details Narrative) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Commitments to Extend Credit [Member]    
Other Commitments [Line Items]    
Commitments to extend credit $ 145,392,792 $ 117,450,893
Standby Letters of Credit [Member]    
Other Commitments [Line Items]    
Undiscounted future payments related to standby letters of credit $ 2,518,771 $ 648,717
XML 100 R76.htm IDEA: XBRL DOCUMENT v3.22.4
The table below summarizes related party loans. (Details) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Related Party Transactions [Abstract]    
Balance at beginning of the year $ 5,513,146 $ 5,970,014
New loans or advances 806,053 3,693,836
Repayments (2,134,441) (4,150,704)
Balance at the end of the year $ 4,184,758 $ 5,513,146
XML 101 R77.htm IDEA: XBRL DOCUMENT v3.22.4
RELATED PARTY TRANSACTIONS (Details Narrative) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Related Party Transactions [Abstract]    
Deposits held by related parties $ 7,426,656 $ 11,405,076
XML 102 R78.htm IDEA: XBRL DOCUMENT v3.22.4
The table below summarizes the components of other operating expense. (Details) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Other Income and Expenses [Abstract]      
Telephone and postage $ 205,296 $ 233,667 $ 219,065
State and FDIC insurance and fees 258,541 212,284 95,353
Supplies 61,551 63,850 74,472
Courier service 48,475 44,825 48,048
Insurance 55,178 56,748 53,000
Advertising and business development 11,480 8,114 9,045
Other 690,833 805,966 746,502
Total other operating expenses $ 1,331,354 $ 1,425,454 $ 1,245,485
XML 103 R79.htm IDEA: XBRL DOCUMENT v3.22.4
The fair value of options granted was determined using the following weighted-average assumptions as of grant date: (Details)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Share-Based Payment Arrangement [Abstract]      
Risk free interest rate 2.75% 1.46% 0.63%
Expected life (in years) 5 years 5 years 11 months 26 days 7 years 6 months
Expected stock price volatility 35.30% 34.18% 32.90%
Dividend yield 4.15% 4.00% 4.26%
XML 104 R80.htm IDEA: XBRL DOCUMENT v3.22.4
The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31: (Details) - $ / shares
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Share-Based Payment Arrangement [Abstract]      
Outstanding, beginning 273,747 202,344 86,097
Outstanding, beginning $ 17.50 $ 14.89 $ 12.92
Granted 5,000 115,750 145,750
Granted $ 17.10 $ 20.15 $ 15.31
Exercised (11,085) (22,305) (19,298)
Exercised $ 14.58 $ 10.64 $ 9.39
Forfeited (13,250) (22,042) (10,205)
Forfeited $ 18.68 $ 15.07 $ 15.19
Outstanding, ending 254,412 273,747 202,344
Outstanding, ending $ 17.56 $ 17.50 $ 14.89
Exercisable at year end 20,626 7,804 21,113
Exercisable at year end $ 17.76 $ 12.17 $ 9.77
XML 105 R81.htm IDEA: XBRL DOCUMENT v3.22.4
The following table presents information pertaining to options outstanding at December 31, 2022. (Details) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 17.56 $ 17.50 $ 14.89 $ 12.92
Number of Options Outstanding 254,412      
Weighted Average Remaining Contractual Life 7 years 5 months 23 days      
Weighted Average Exercise Price of Options Outstanding $ 17.56      
Intrinsic Value of Options Outstanding $ 4,466,899      
Number of Options Exercisable 20,626      
Weighted Average Exercise Price of Options Exercisable $ 17.76      
Intrinsic Value of Options Exercisable $ 34,200      
Exercise Price 1 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 12.26      
Number of Options Outstanding 3,508      
Weighted Average Remaining Contractual Life 1 year 6 months 29 days      
Weighted Average Exercise Price of Options Outstanding $ 12.26      
Intrinsic Value of Options Outstanding $ 43,008      
Number of Options Exercisable 2,806      
Weighted Average Exercise Price of Options Exercisable $ 12.26      
Intrinsic Value of Options Exercisable $ 13,038      
Exercise Price 2 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 12.40      
Number of Options Outstanding 969      
Weighted Average Remaining Contractual Life 1 year      
Weighted Average Exercise Price of Options Outstanding $ 12.40      
Intrinsic Value of Options Outstanding $ 12,016      
Number of Options Exercisable 969      
Weighted Average Exercise Price of Options Exercisable $ 12.40      
Intrinsic Value of Options Exercisable $ 4,366      
Exercise Price 3 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 13.05      
Number of Options Outstanding 7,260      
Weighted Average Remaining Contractual Life 2 years 3 months 29 days      
Weighted Average Exercise Price of Options Outstanding $ 13.05      
Intrinsic Value of Options Outstanding $ 94,743      
Number of Options Exercisable 4,356      
Weighted Average Exercise Price of Options Exercisable $ 13.05      
Intrinsic Value of Options Exercisable $ 16,796      
Exercise Price 4 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 15.21      
Number of Options Outstanding 106,250      
Weighted Average Remaining Contractual Life 7 years 3 months 29 days      
Weighted Average Exercise Price of Options Outstanding $ 15.21      
Intrinsic Value of Options Outstanding $ 1,616,063      
Weighted Average Exercise Price of Options Exercisable $ 15.21      
Exercise Price 5 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 16.73      
Number of Options Outstanding 10,000      
Weighted Average Remaining Contractual Life 7 years 3 months 29 days      
Weighted Average Exercise Price of Options Outstanding $ 16.73      
Intrinsic Value of Options Outstanding $ 167,300      
Weighted Average Exercise Price of Options Exercisable $ 16.73      
Exercise Price 6 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 17.10      
Number of Options Outstanding 5,000      
Weighted Average Remaining Contractual Life 9 years 5 months 1 day      
Weighted Average Exercise Price of Options Outstanding $ 17.10      
Intrinsic Value of Options Outstanding $ 85,500      
Weighted Average Exercise Price of Options Exercisable $ 16.73      
Exercise Price 7 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 18.23      
Number of Options Outstanding 28,950      
Weighted Average Remaining Contractual Life 7 years 3 months 29 days      
Weighted Average Exercise Price of Options Outstanding $ 18.23      
Intrinsic Value of Options Outstanding $ 527,759      
Weighted Average Exercise Price of Options Exercisable $ 18.23      
Exercise Price 8 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 19.82      
Number of Options Outstanding 7,225      
Weighted Average Remaining Contractual Life 7 years 3 months 29 days      
Weighted Average Exercise Price of Options Outstanding $ 19.82      
Intrinsic Value of Options Outstanding $ 143,200      
Number of Options Exercisable 495      
Weighted Average Exercise Price of Options Exercisable $ 19.82      
Exercise Price 9 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 20.04      
Number of Options Outstanding 20,250      
Weighted Average Remaining Contractual Life 8 years 7 months 2 days      
Weighted Average Exercise Price of Options Outstanding $ 20.04      
Intrinsic Value of Options Outstanding $ 405,810      
Weighted Average Exercise Price of Options Exercisable $ 20.04      
Exercise Price 10 [Member]        
Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]        
Exercise Price $ 21.10      
Number of Options Outstanding 65,000      
Weighted Average Remaining Contractual Life 8 years 3 months 29 days      
Weighted Average Exercise Price of Options Outstanding $ 21.10      
Intrinsic Value of Options Outstanding $ 1,371,500      
Number of Options Exercisable 12,000      
Weighted Average Exercise Price of Options Exercisable $ 21.10      
XML 106 R82.htm IDEA: XBRL DOCUMENT v3.22.4
STOCK INCENTIVE PLANS (Details Narrative)
 12 Months Ended
Dec. 31, 2022
USD ($)
Number
shares
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]      
Number of stock incentive plans | Number 2    
Intrinsic value of options exercised | $ $ 161,740 $ 208,259 $ 139,837
Stock-based compensation expense | $ 121,673 $ 103,033 $ 92,986
Unrecognized compensation cost | $ $ 593,680    
Period for unrecognized compensation cost to be recognized 4 years 4 months 28 days    
2010 Stock Incentive Plan [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]      
Number of shares authorized under stock incentive plan 300,000    
2010 Stock Incentive Plan [Member] | Adjusted for Stock Dividends [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]      
Number of shares authorized under stock incentive plan 363,000    
Number of stock dividends affecting stock plans | Number 2    
Stock dividends for share adjustment of plans (percent) 10.00%    
2020 Stock Incentive Plan [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]      
Number of shares authorized under stock incentive plan 300,000    
2020 Stock Incentive Plan [Member] | Vesting after Five Years [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]      
Percentage of options vesting 20.00%    
2020 Stock Incentive Plan [Member] | Vesting Each Year Thereafter [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]      
Percentage of options vesting 20.00%    
Stock Incentive Plan 2021 [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]      
Number of shares authorized under stock incentive plan 150,000    
Stock Incentive Plan 2021 [Member] | Vesting Each Year [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]      
Percentage of options vesting 20.00%    
XML 107 R83.htm IDEA: XBRL DOCUMENT v3.22.4
EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST (Details Narrative)
 12 Months Ended
Dec. 31, 2022
USD ($)
Number
shares
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Share-Based Payment Arrangement, Tranche One [Member]      
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]      
Service period 1 year    
Vested percentage 0.00%    
Share-Based Payment Arrangement, Tranche Two [Member]      
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]      
Service period 2 years    
Vested percentage 25.00%    
Share-Based Payment Arrangement, Tranche Three [Member]      
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]      
Service period 3 years    
Vested percentage 50.00%    
Share-based Payment Arrangement, Tranche Four [Member]      
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]      
Service period 4 years    
Vested percentage 75.00%    
Share-based Payment Arrangement, Tranche Five [Member]      
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]      
Service period 5 years    
Vested percentage 100.00%    
Employee Stock Ownership ESOP Plan [Member]      
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]      
Minimum age requirement 21    
Hours of service 1,000    
Stock-based compensation expense | $ $ 540,000 $ 540,000 $ 540,000
Number of common shares the plan currently owns | shares 336,088    
XML 108 R84.htm IDEA: XBRL DOCUMENT v3.22.4
DIVIDENDS (Details Narrative) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dividends      
Dividends paid to parent by subsidiaries $ 3.8 $ 4.3 $ 3.6
XML 109 R85.htm IDEA: XBRL DOCUMENT v3.22.4
The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31: (Details) - USD ($)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Earnings Per Share [Abstract]                      
Net income $ 1,807,785 $ 1,840,267 $ 1,542,982 $ 1,464,106 $ 1,539,169 $ 1,726,937 $ 1,668,684 $ 1,810,075 $ 6,655,140 $ 6,744,865 $ 6,460,631
Weighted average shares outstanding                 5,550,078 5,531,518 5,526,948
Effect of dilutive shares                 94,620 148,964 151,595
Weighted average shares outstanding - diluted                 5,644,698 5,680,482 5,678,543
Earnings per share - basic $ 0.33 $ 0.33 $ 0.28 $ 0.26 $ 0.28 $ 0.31 $ 0.30 $ 0.33 $ 1.20 $ 1.22 $ 1.17
Earnings per share - diluted $ 0.32 $ 0.33 $ 0.27 $ 0.26 $ 0.27 $ 0.30 $ 0.29 $ 0.32 $ 1.18 $ 1.19 $ 1.14
XML 110 R86.htm IDEA: XBRL DOCUMENT v3.22.4
The following table presents the actual CBLR for the Bank and Company at: (Details)
Dec. 31, 2022
Dec. 31, 2021
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
CBLR 0.0930 0.0859
Subsidiaries [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
CBLR 0.0903 0.0866
XML 111 R87.htm IDEA: XBRL DOCUMENT v3.22.4
REGULATORY CAPITAL REQUIREMENTS (Details Narrative)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Assets $ 653,345,609 $ 679,220,646
Basel III [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 capital to risk-weighted assets ratio 0.0450  
Common equity Tier 1 capital conservation buffer, percentage of risk-weighted assets 0.0250  
Minimum ratio of Tier 1 capital to risk-weighted assets 0.0600  
Minimum leverage ratio 0.0400  
Pre-Basel III [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Minimum ratio of Tier 1 capital to risk-weighted assets 0.0400  
Community Bank Leverage Ratio [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Minimum leverage ratio 0.09 0.09
Community Bank Leverage Ratio [Member] | Maximum [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Assets $ 10,000,000,000  
Off-balance sheet exposure percentage 25.00%  
Trading assets and liabilities percentage 5.00%  
XML 112 R88.htm IDEA: XBRL DOCUMENT v3.22.4
The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale $ 271,172,226 $ 212,347,489
Fair Value, Inputs, Level 1 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 168,187,315 100,062,300
Fair Value, Inputs, Level 2 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 73,523,099 87,801,142
Fair Value, Inputs, Level 3 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 29,461,812 24,484,047
US Treasury Securities [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 168,187,315 100,062,300
US Government-sponsored Enterprises Debt Securities [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 57,074,724 74,721,009
US States and Political Subdivisions Debt Securities [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 45,910,187 37,564,180
Fair Value, Recurring [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 271,172,226 212,347,489
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 168,187,315 100,062,300
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 73,523,099 87,801,142
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 29,461,812 24,484,047
Fair Value, Recurring [Member] | US Treasury Securities [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 168,187,315 100,062,300
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 168,187,315 100,062,300
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 57,074,724 74,721,009
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 57,074,724 74,721,009
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 45,910,187 37,564,180
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale 16,448,375 13,080,133
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Investment securities available for sale $ 29,461,812 $ 24,484,047
XML 113 R89.htm IDEA: XBRL DOCUMENT v3.22.4
The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021. (Details) - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Fair Value Disclosures [Abstract]    
Beginning balance $ 24,484,047 $ 5,683,930
Total realized/unrealized gains (losses)    
Included in earnings
Included in other comprehensive income $ (3,714,235) (79,883)
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Asset, Gain (Loss), Statement of Other Comprehensive Income or Comprehensive Income [Extensible Enumeration] Unrealized (loss) gain on securities arising during the period  
Purchases, issuances, and settlements net of maturities $ 8,692,000 18,880,000
Transfers in and/or out of Level 3
Ending balance $ 29,461,812 $ 24,484,047
XML 114 R90.htm IDEA: XBRL DOCUMENT v3.22.4
The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021. (Details) - Fair Value, Nonrecurring [Member] - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans $ 1,452,170 $ 1,902,879
Mortgage loans to be sold 866,594 2,774,388
Total 2,318,764 4,677,267
Fair Value, Inputs, Level 3 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans 1,452,170 1,902,879
Total 1,452,170 1,902,879
Fair Value, Inputs, Level 2 [Member]    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Mortgage loans to be sold 866,594 2,774,388
Total $ 866,594 $ 2,774,388
XML 115 R91.htm IDEA: XBRL DOCUMENT v3.22.4
The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022: (Details) - Valuation, Market Approach [Member] - Measurement Input, Discount Rate [Member]
Dec. 31, 2022
Minimum [Member]  
Fair Value Measurement Inputs and Valuation Techniques [Line Items]  
Impaired loans 0.10
Maximum [Member]  
Fair Value Measurement Inputs and Valuation Techniques [Line Items]  
Impaired loans 0.20
XML 116 R92.htm IDEA: XBRL DOCUMENT v3.22.4
The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively. (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Investment securities available for sale $ 271,172,226 $ 212,347,489
Fair Value, Inputs, Level 1 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Cash and due from banks 14,772,564 11,140,559
Interest-bearing deposits at the Federal Reserve 12,999,135 128,971,429
Investment securities available for sale 168,187,315 100,062,300
Fair Value, Inputs, Level 2 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Investment securities available for sale 73,523,099 87,801,142
Mortgage loans to be sold 866,594 2,774,388
Accrued interest receivable 2,145,522 1,404,227
Demand deposits 582,100,650 587,903,356
Time deposits 16,933,818 21,428,310
Accrued interest payable 41,007 14,914
Fair Value, Inputs, Level 3 [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Investment securities available for sale 29,461,812 24,484,047
Loans, net 304,249,626 293,731,997
Reported Value Measurement [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Cash and due from banks 14,772,564 11,140,559
Interest-bearing deposits at the Federal Reserve 12,999,135 128,971,429
Investment securities available for sale 271,172,226 212,347,489
Mortgage loans to be sold 866,594 2,774,388
Loans, net 326,690,561 302,255,242
Accrued interest receivable 2,145,522 1,404,227
Demand deposits 582,100,650 587,903,356
Time deposits 16,569,608 21,288,220
Accrued interest payable 41,007 14,914
Estimate of Fair Value Measurement [Member]    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Cash and due from banks 14,772,564 11,140,559
Interest-bearing deposits at the Federal Reserve 12,999,135 128,971,429
Investment securities available for sale 271,172,226 212,347,489
Mortgage loans to be sold 866,594 2,774,388
Loans, net 304,249,626 293,731,997
Accrued interest receivable 2,145,522 1,404,227
Demand deposits 582,100,650 587,903,356
Time deposits 16,933,818 21,248,310
Accrued interest payable $ 41,007 $ 14,914
XML 117 R93.htm IDEA: XBRL DOCUMENT v3.22.4
Condensed Statements of Financial Condition (Details) - USD ($)
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Assets        
Other assets $ 7,276,708 $ 2,502,533    
Total assets 653,345,609 679,220,646    
Liabilities and shareholders’ equity        
Shareholders’ equity 38,811,387 53,917,633 $ 54,980,356 $ 51,168,032
Total liabilities and shareholders’ equity 653,345,609 679,220,646    
Parent Company [Member]        
Assets        
Cash 1,077,082 1,233,354 $ 1,723,556 $ 1,096,474
Investment in wholly-owned bank subsidiary 38,339,882 53,327,296    
Other assets 338,322 298,998    
Total assets 39,755,286 54,859,648    
Liabilities and shareholders’ equity        
Other liabilities 943,899 942,015    
Shareholders’ equity 38,811,387 53,917,633    
Total liabilities and shareholders’ equity $ 39,755,286 $ 54,859,648    
XML 118 R94.htm IDEA: XBRL DOCUMENT v3.22.4
Condensed Statements of Income (Details) - USD ($)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Condensed Financial Statements, Captions [Line Items]                      
Interest income $ 5,122,867 $ 5,010,233 $ 4,545,427 $ 4,218,163 $ 4,307,177 $ 4,161,750 $ 4,321,593 $ 4,586,591 $ 18,896,690 $ 17,377,111 $ 16,934,342
Net income $ 1,807,785 $ 1,840,267 $ 1,542,982 $ 1,464,106 $ 1,539,169 $ 1,726,937 $ 1,668,684 $ 1,810,075 6,655,140 6,744,865 6,460,631
Parent Company [Member]                      
Condensed Financial Statements, Captions [Line Items]                      
Interest income                 287 288 759
Net operating expenses                 (267,243) (256,471) (255,409)
Dividends received fom bank                 3,640,000 3,805,000 4,700,000
Equity in undistributed earnings of subsidiary                 3,282,096 3,196,048 2,015,281
Net income                 $ 6,655,140 $ 6,744,865 $ 6,460,631
XML 119 R95.htm IDEA: XBRL DOCUMENT v3.22.4
Condensed Statements of Cash Flows (Details) - USD ($)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Cash flows from operating activities:                      
Net income $ 1,807,785 $ 1,840,267 $ 1,542,982 $ 1,464,106 $ 1,539,169 $ 1,726,937 $ 1,668,684 $ 1,810,075 $ 6,655,140 $ 6,744,865 $ 6,460,631
Stock-based compensation expense                 121,673 103,033 92,986
Net cash provided by operating activities                 9,473,544 17,463,644 291,987
Cash flows from financing activities:                      
Repurchase of common shares                 (398,868)
Stock options exercised                 161,731 207,889 117,044
Net cash used in financing activities                 (14,132,983) 142,889,696 79,131,311
Net (decrease) increase in cash                 (112,340,289) 91,786,007 (768,438)
Supplemental disclosure for non-cash investing and financing activity                      
Change in dividends payable                 1,883 3,536 53,680
Parent Company [Member]                      
Cash flows from operating activities:                      
Net income                 6,655,140 6,744,865 6,460,631
Stock-based compensation expense                 121,673 103,033 92,986
Equity in undistributed earnings of subsidiary                 (3,282,096) (3,196,048) (2,015,280)
Decrease in other assets                 (39,324) (37,802) (36,590)
Increase in other liabilities                 (1)
Net cash provided by operating activities                 3,455,393 3,614,047 4,501,747
Cash flows from financing activities:                      
Dividends paid                 (3,773,396) (4,312,138) (3,592,841)
Repurchase of common shares                 (398,868)
Stock options exercised                 161,731 207,889 117,044
Net cash used in financing activities                 (3,611,665) (4,104,249) (3,874,665)
Net (decrease) increase in cash                 (156,272) (490,202) 627,082
Cash at the beginning of the year       $ 1,233,354       $ 1,723,556 1,233,354 1,723,556 1,096,474
Cash at the end of the year $ 1,077,082       $ 1,233,354       1,077,082 1,233,354 1,723,556
Supplemental disclosure for non-cash investing and financing activity                      
Change in dividends payable                 $ 1,883 $ 3,536 $ 53,680
XML 120 R96.htm IDEA: XBRL DOCUMENT v3.22.4
The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively: (Details) - USD ($)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Quarterly Financial Information Disclosure [Abstract]                      
Total interest and fee income $ 5,312,520 $ 5,047,752 $ 4,583,251 $ 4,254,960 $ 4,345,017 $ 4,201,069 $ 4,363,910 $ 4,641,115 $ 19,198,483 $ 17,551,111 $ 17,239,756
Total interest expense 189,653 37,519 37,824 36,797 37,840 39,319 42,317 54,524 301,793 174,000 305,414
Net interest income 5,122,867 5,010,233 4,545,427 4,218,163 4,307,177 4,161,750 4,321,593 4,586,591 18,896,690 17,377,111 16,934,342
Provision for loan losses (75,000) 120,000 (75,000) 120,000 240,000
Net interest income after provision for loan losses 5,122,867 5,010,233 4,545,427 4,293,163 4,307,177 4,161,750 4,321,593 4,466,591 18,971,690 17,257,111 16,694,342
Total other income 393,270 443,340 593,698 634,554 842,935 1,138,431 946,951 939,914 2,064,862 3,868,231 3,404,901
Total other expense 3,181,330 3,067,733 3,138,415 3,016,562 3,146,129 3,047,534 3,084,596 3,030,715 12,404,040 12,308,974 11,672,933
Income before income tax expense 2,334,807 2,385,840 2,000,710 1,911,155 2,003,983 2,252,647 2,183,948 2,375,790 8,632,512 8,816,368 8,426,310
Income tax expense 527,022 545,573 457,728 447,049 464,814 525,710 515,264 565,715 1,977,372 2,071,503 1,965,679
Net income $ 1,807,785 $ 1,840,267 $ 1,542,982 $ 1,464,106 $ 1,539,169 $ 1,726,937 $ 1,668,684 $ 1,810,075 $ 6,655,140 $ 6,744,865 $ 6,460,631
Basic income per common share $ 0.33 $ 0.33 $ 0.28 $ 0.26 $ 0.28 $ 0.31 $ 0.30 $ 0.33 $ 1.20 $ 1.22 $ 1.17
Diluted income per common share $ 0.32 $ 0.33 $ 0.27 $ 0.26 $ 0.27 $ 0.30 $ 0.29 $ 0.32 $ 1.18 $ 1.19 $ 1.14
XML 121 bksc-10k_123122_htm.xml IDEA: XBRL DOCUMENT 0001007273 2022-01-01 2022-12-31 0001007273 2022-06-30 0001007273 2023-02-24 0001007273 2022-12-31 0001007273 2021-12-31 0001007273 2021-01-01 2021-12-31 0001007273 2020-01-01 2020-12-31 0001007273 us-gaap:CommonStockMember 2019-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2019-12-31 0001007273 us-gaap:RetainedEarningsMember 2019-12-31 0001007273 us-gaap:TreasuryStockMember 2019-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0001007273 2019-12-31 0001007273 us-gaap:CommonStockMember 2020-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2020-12-31 0001007273 us-gaap:RetainedEarningsMember 2020-12-31 0001007273 us-gaap:TreasuryStockMember 2020-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-12-31 0001007273 2020-12-31 0001007273 us-gaap:CommonStockMember 2021-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2021-12-31 0001007273 us-gaap:RetainedEarningsMember 2021-12-31 0001007273 us-gaap:TreasuryStockMember 2021-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-12-31 0001007273 us-gaap:CommonStockMember 2020-01-01 2020-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2020-01-01 2020-12-31 0001007273 us-gaap:RetainedEarningsMember 2020-01-01 2020-12-31 0001007273 us-gaap:TreasuryStockMember 2020-01-01 2020-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-01-01 2020-12-31 0001007273 us-gaap:CommonStockMember 2021-01-01 2021-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2021-01-01 2021-12-31 0001007273 us-gaap:RetainedEarningsMember 2021-01-01 2021-12-31 0001007273 us-gaap:TreasuryStockMember 2021-01-01 2021-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommonStockMember 2022-01-01 2022-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2022-01-01 2022-12-31 0001007273 us-gaap:RetainedEarningsMember 2022-01-01 2022-12-31 0001007273 us-gaap:TreasuryStockMember 2022-01-01 2022-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommonStockMember 2022-12-31 0001007273 us-gaap:AdditionalPaidInCapitalMember 2022-12-31 0001007273 us-gaap:RetainedEarningsMember 2022-12-31 0001007273 us-gaap:TreasuryStockMember 2022-12-31 0001007273 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-12-31 0001007273 us-gaap:BuildingMember 2022-01-01 2022-12-31 0001007273 srt:MinimumMember us-gaap:EquipmentMember 2022-01-01 2022-12-31 0001007273 srt:MaximumMember us-gaap:EquipmentMember 2022-01-01 2022-12-31 0001007273 srt:ProFormaMember 2022-12-31 0001007273 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember srt:MinimumMember srt:ProFormaMember 2022-12-31 0001007273 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember srt:MaximumMember srt:ProFormaMember 2022-12-31 0001007273 us-gaap:USTreasurySecuritiesMember 2022-12-31 0001007273 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-12-31 0001007273 us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-12-31 0001007273 us-gaap:USTreasurySecuritiesMember 2021-12-31 0001007273 us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0001007273 us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0001007273 us-gaap:AssetPledgedAsCollateralMember 2022-12-31 0001007273 us-gaap:AssetPledgedAsCollateralMember 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2020-03-27 0001007273 bksc:PaycheckProtectionProgramMember 2020-03-26 2020-03-27 0001007273 srt:MinimumMember bksc:PaycheckProtectionProgramMember 2020-03-26 2020-03-27 0001007273 srt:MaximumMember bksc:PaycheckProtectionProgramMember 2020-03-26 2020-03-27 0001007273 bksc:PaycheckProtectionProgramMember 2020-04-24 0001007273 bksc:PaycheckProtectionProgramMember 2020-12-27 0001007273 bksc:PaycheckProtectionProgramMember 2022-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2022-01-01 2022-12-31 0001007273 bksc:InterestOnlyLoansMember 2022-12-31 0001007273 bksc:CARESActMember 2020-01-01 2020-12-31 0001007273 bksc:CARESActMember 2021-01-01 2021-12-31 0001007273 bksc:CARESActMember 2021-12-31 0001007273 bksc:CARESActMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember 2021-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2022-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:PassMember 2022-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:PassMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:PassMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:PassMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:PassMember 2022-12-31 0001007273 us-gaap:PassMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember bksc:WatchMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember bksc:WatchMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember bksc:WatchMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember bksc:WatchMember 2022-12-31 0001007273 bksc:WatchMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:SpecialMentionMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:SpecialMentionMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:SpecialMentionMember 2022-12-31 0001007273 us-gaap:SpecialMentionMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:SubstandardMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:SubstandardMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:SubstandardMember 2022-12-31 0001007273 us-gaap:SubstandardMember 2022-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember 2022-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember 2022-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:PassMember 2021-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:PassMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:PassMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:PassMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:PassMember 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember us-gaap:PassMember 2021-12-31 0001007273 us-gaap:PassMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember bksc:WatchMember 2021-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember bksc:WatchMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember bksc:WatchMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember bksc:WatchMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember bksc:WatchMember 2021-12-31 0001007273 bksc:WatchMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:SpecialMentionMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:SpecialMentionMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:SpecialMentionMember 2021-12-31 0001007273 us-gaap:SpecialMentionMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember us-gaap:SubstandardMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:SubstandardMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember us-gaap:SubstandardMember 2021-12-31 0001007273 us-gaap:SubstandardMember 2021-12-31 0001007273 bksc:CommercialRealEstateConstructionFinancingReceivableMember 2021-12-31 0001007273 bksc:CommercialRealEstateOtherReceivableMember 2021-12-31 0001007273 bksc:ConsumerOtherFinancingReceivableMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancialAssetPastDueMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:FinancialAssetPastDueMember 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:FinancingReceivables30To59DaysPastDueMember 2022-12-31 0001007273 us-gaap:FinancingReceivables60To89DaysPastDueMember 2022-12-31 0001007273 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2022-12-31 0001007273 us-gaap:FinancialAssetPastDueMember 2022-12-31 0001007273 us-gaap:FinancialAssetNotPastDueMember 2022-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:FinancingReceivables30To59DaysPastDueMember 2021-12-31 0001007273 us-gaap:FinancingReceivables60To89DaysPastDueMember 2021-12-31 0001007273 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2021-12-31 0001007273 us-gaap:FinancialAssetPastDueMember 2021-12-31 0001007273 us-gaap:FinancialAssetNotPastDueMember 2021-12-31 0001007273 us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:ResidentialMortgageMember 2022-01-01 2022-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:CommercialLoanMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 us-gaap:ResidentialMortgageMember 2021-01-01 2021-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2021-01-01 2021-12-31 0001007273 us-gaap:CommercialLoanMember 2020-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2020-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2020-12-31 0001007273 us-gaap:ResidentialMortgageMember 2020-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2020-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2020-12-31 0001007273 us-gaap:CommercialLoanMember 2020-01-01 2020-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2020-01-01 2020-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2020-01-01 2020-12-31 0001007273 us-gaap:ResidentialMortgageMember 2020-01-01 2020-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2020-01-01 2020-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2020-01-01 2020-12-31 0001007273 us-gaap:CommercialLoanMember 2019-12-31 0001007273 us-gaap:CommercialRealEstatePortfolioSegmentMember 2019-12-31 0001007273 us-gaap:CommercialPortfolioSegmentMember 2019-12-31 0001007273 us-gaap:ResidentialMortgageMember 2019-12-31 0001007273 us-gaap:ConsumerPortfolioSegmentMember 2019-12-31 0001007273 bksc:PaycheckProtectionProgramMember 2019-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:CommercialLoanMember 2021-01-01 2021-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:CommercialPortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:CommercialPortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:ResidentialMortgageMember 2022-01-01 2022-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:ResidentialMortgageMember 2021-01-01 2021-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:ConsumerPortfolioSegmentMember 2022-01-01 2022-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember us-gaap:ConsumerPortfolioSegmentMember 2021-01-01 2021-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember bksc:PaycheckProtectionProgramMember 2022-01-01 2022-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember bksc:PaycheckProtectionProgramMember 2021-01-01 2021-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember 2022-01-01 2022-12-31 0001007273 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember 2021-01-01 2021-12-31 0001007273 us-gaap:BuildingMember 2022-12-31 0001007273 us-gaap:BuildingMember 2021-12-31 0001007273 us-gaap:LandMember 2022-12-31 0001007273 us-gaap:LandMember 2021-12-31 0001007273 us-gaap:LeaseholdsAndLeaseholdImprovementsMember 2022-12-31 0001007273 us-gaap:LeaseholdsAndLeaseholdImprovementsMember 2021-12-31 0001007273 us-gaap:LeaseholdImprovementsMember 2022-12-31 0001007273 us-gaap:LeaseholdImprovementsMember 2021-12-31 0001007273 us-gaap:ConstructionInProgressMember 2022-12-31 0001007273 us-gaap:ConstructionInProgressMember 2021-12-31 0001007273 us-gaap:EquipmentMember 2022-12-31 0001007273 us-gaap:EquipmentMember 2021-12-31 0001007273 us-gaap:FederalReserveBankAdvancesMember 2022-12-31 0001007273 us-gaap:CommitmentsToExtendCreditMember 2022-12-31 0001007273 us-gaap:CommitmentsToExtendCreditMember 2021-12-31 0001007273 us-gaap:StandbyLettersOfCreditMember 2022-12-31 0001007273 us-gaap:StandbyLettersOfCreditMember 2021-12-31 0001007273 bksc:OmnibusStockIncentivePlan2010Member 2022-12-31 0001007273 bksc:AdjustedForDividendMember bksc:OmnibusStockIncentivePlan2010Member 2022-12-31 0001007273 bksc:OmnibusStockIncentivePlan2020Member 2022-12-31 0001007273 bksc:OmnibusStockIncentivePlan2020Member bksc:VestingAfterFiveYearsMember 2022-01-01 2022-12-31 0001007273 bksc:OmnibusStockIncentivePlan2020Member bksc:VestingEachYearThereafterMember 2022-01-01 2022-12-31 0001007273 bksc:StockIncentivePlan2021Member 2022-12-31 0001007273 bksc:StockIncentivePlan2021Member bksc:VestingEachYearMember 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice1Member 2022-12-31 0001007273 bksc:ExercisePrice1Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice2Member 2022-12-31 0001007273 bksc:ExercisePrice2Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice3Member 2022-12-31 0001007273 bksc:ExercisePrice3Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice4Member 2022-12-31 0001007273 bksc:ExercisePrice4Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice5Member 2022-12-31 0001007273 bksc:ExercisePrice5Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice6Member 2022-12-31 0001007273 bksc:ExercisePrice6Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice7Member 2022-12-31 0001007273 bksc:ExercisePrice7Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice8Member 2022-12-31 0001007273 bksc:ExercisePrice8Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice9Member 2022-12-31 0001007273 bksc:ExercisePrice9Member 2022-01-01 2022-12-31 0001007273 bksc:ExercisePrice10Member 2022-12-31 0001007273 bksc:ExercisePrice10Member 2022-01-01 2022-12-31 0001007273 bksc:EmployeeStockOwnershipPlanESOPPlanMember 2022-12-31 0001007273 bksc:EmployeeStockOwnershipPlanESOPPlanMember 2022-01-01 2022-12-31 0001007273 bksc:EmployeeStockOwnershipPlanESOPPlanMember 2021-01-01 2021-12-31 0001007273 bksc:EmployeeStockOwnershipPlanESOPPlanMember 2020-01-01 2020-12-31 0001007273 us-gaap:ShareBasedCompensationAwardTrancheOneMember 2022-01-01 2022-12-31 0001007273 us-gaap:ShareBasedCompensationAwardTrancheTwoMember 2022-01-01 2022-12-31 0001007273 us-gaap:ShareBasedCompensationAwardTrancheThreeMember 2022-01-01 2022-12-31 0001007273 bksc:ShareBasedCompensationAwardTrancheFourMember 2022-01-01 2022-12-31 0001007273 bksc:ShareBasedCompensationAwardTrancheFiveMember 2022-01-01 2022-12-31 0001007273 bksc:BaselIIIMember 2022-12-31 0001007273 bksc:PreBaselIIIMember 2022-12-31 0001007273 srt:MaximumMember bksc:CommunityBankLeverageRatioMember 2022-12-31 0001007273 bksc:CommunityBankLeverageRatioMember 2022-12-31 0001007273 bksc:CommunityBankLeverageRatioMember 2021-12-31 0001007273 srt:SubsidiariesMember 2022-12-31 0001007273 srt:SubsidiariesMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasurySecuritiesMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsRecurringMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001007273 us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2021-12-31 0001007273 us-gaap:FairValueMeasurementsNonrecurringMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2021-12-31 0001007273 srt:MinimumMember us-gaap:MeasurementInputDiscountRateMember us-gaap:MarketApproachValuationTechniqueMember 2022-12-31 0001007273 srt:MaximumMember us-gaap:MeasurementInputDiscountRateMember us-gaap:MarketApproachValuationTechniqueMember 2022-12-31 0001007273 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2022-12-31 0001007273 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2022-12-31 0001007273 us-gaap:FairValueInputsLevel1Member 2022-12-31 0001007273 us-gaap:FairValueInputsLevel2Member 2022-12-31 0001007273 us-gaap:FairValueInputsLevel3Member 2022-12-31 0001007273 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2021-12-31 0001007273 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2021-12-31 0001007273 us-gaap:FairValueInputsLevel1Member 2021-12-31 0001007273 us-gaap:FairValueInputsLevel2Member 2021-12-31 0001007273 us-gaap:FairValueInputsLevel3Member 2021-12-31 0001007273 srt:ParentCompanyMember 2022-12-31 0001007273 srt:ParentCompanyMember 2021-12-31 0001007273 srt:ParentCompanyMember 2022-01-01 2022-12-31 0001007273 srt:ParentCompanyMember 2021-01-01 2021-12-31 0001007273 srt:ParentCompanyMember 2020-01-01 2020-12-31 0001007273 srt:ParentCompanyMember 2020-12-31 0001007273 srt:ParentCompanyMember 2019-12-31 0001007273 2022-10-01 2022-12-31 0001007273 2022-07-01 2022-09-30 0001007273 2022-04-01 2022-06-30 0001007273 2022-01-01 2022-03-31 0001007273 2021-10-01 2021-12-31 0001007273 2021-07-01 2021-09-30 0001007273 2021-04-01 2021-06-30 0001007273 2021-01-01 2021-03-31 iso4217:USD shares iso4217:USD shares pure bksc:Number 0001007273 false --12-31 FY 2022 http://fasb.org/us-gaap/2022#AccountingStandardsUpdate201613Member 1 13433692 14041843 13433692 14041843 http://fasb.org/us-gaap/2022#OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax 10-K true 2022-12-31 false 000-27702 BANK OF SOUTH CAROLINA CORPORATION SC 57-1021355 256 Meeting Street Charleston SC 29401 (843) 724-1500 Common stock BKSC NASDAQ No No Yes Yes Non-accelerated Filer true false false 70780472 5552351 14772564 11140559 12999135 128971429 296998150 215047451 271172226 212347489 866594 2774388 330981782 306632229 4291221 4376987 326690561 302255242 3988607 3782936 13433692 14041843 2145522 1404227 7276708 2502533 653345609 679220646 223117903 255783644 195143514 165335038 100014125 98113942 5303509 7417864 11266099 13870356 63825108 68670732 598670258 609191576 2430272 2069594 13433692 14041843 614534222 625303013 0 0 12000000 12000000 5852325 5841240 5552351 5541266 48028689 47745285 14002571 11122710 299974 299974 2817392 2817392 -20402481 -2132970 38811387 53917633 653345609 679220646 15677601 15285012 15055981 2531951 1849347 1628753 584907 313443 370998 404024 103309 184024 19198483 17551111 17239756 301793 174000 305414 301793 174000 305414 18896690 17377111 16934342 -75000 120000 240000 18971690 17257111 16694342 1290665 1254699 1094985 667257 2314106 2267406 64782 266944 10002 42158 32482 32508 2064862 3868231 3404901 7547306 7437787 7219005 2514904 2428082 2216727 562228 622536 646590 448248 395115 345126 1331354 1425454 1245485 12404040 12308974 11672933 8632512 8816368 8426310 1977372 2071503 1965679 6655140 6744865 6460631 5550078 5531518 5526948 5644698 5680482 5678543 1.20 1.22 1.17 1.18 1.19 1.14 6655140 6744865 6460631 -23061180 -4546773 1512600 64782 266944 10002 -23125962 -4813717 1502598 -4856451 -1010881 315546 -18269511 -3802836 1187052 -11614371 2942029 7647683 5530001 47131034 5879409 -2325225 482814 51168032 6460631 6460631 1187052 1187052 15535 180849 -63805 117044 92986 92986 25067 398868 398868 0.66 3646521 3646521 5520469 47404869 8693519 -2787898 1669866 54980356 6744865 6744865 -3802836 -3802836 20797 237383 -29494 207889 103033 103033 0.78 4315674 4315674 5541266 47745285 11122710 -2817392 -2132970 53917633 6655140 6655140 -18269511 -18269511 -18269511 11085 161731 161731 121673 121673 0.68 3775279 3775279 3775279 5552351 48028689 14002571 -2817392 -20402481 38811387 6655140 6744865 6460631 359251 412866 421040 64782 266944 10002 -75000 120000 240000 121673 103033 92986 -171800 -46751 -422345 -869690 -592357 -362159 60017637 163176146 181781058 61925431 173367491 173877723 487217 -133276 38312 358795 -520403 1089165 9473544 17463644 291987 3539000 36967000 23491000 18525780 15572500 11550000 104820389 135206301 68260421 24360319 -14241737 46788177 564922 142269 184138 -107680850 -68567333 -80191736 -10521318 146993945 83005976 3773396 4312138 3592841 398868 161731 207889 117044 -14132983 142889696 79131311 -112340289 91786007 -768438 140111988 48325981 49094419 27771699 140111988 48325981 275700 179793 323455 1582810 2845420 814052 -18269511 -3082836 1187052 1883 3536 53680 1825793 608151 514101 479066 <p id="xdx_808_eus-gaap--BusinessDescriptionAndBasisOfPresentationTextBlock_z1JroYJgzSeg" style="margin-top: 0; margin-bottom: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in">1.</td><td style="text-align: left"><span style="text-decoration: underline"><span id="xdx_827_zkCQQdkjBzId">ORGANIZATION</span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The Bank of South Carolina (the “Bank”) was organized on October 22, 1986 and opened for business as a state-chartered financial institution on February 26, 1987, in Charleston, South Carolina. The Bank was reorganized into a wholly-owned subsidiary of Bank of South Carolina Corporation (the “Company”), effective April 17, 1995. At the time of the reorganization, each outstanding share of the Bank was exchanged for two shares of Bank of South Carolina Corporation Stock.</p> <p id="xdx_807_eus-gaap--BusinessDescriptionAndAccountingPoliciesTextBlock_zjFxhC1O1Vl4" style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in">2.</td><td style="text-align: left"><span style="text-decoration: underline"><span id="xdx_82B_zoEVE9IyIbQc">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Our accounting and reporting policies conform, in all material respects, to U.S. generally accepted accounting principles (“GAAP”), and to general practices within the banking industry. The following summarizes the more significant of these policies and practices.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_840_eus-gaap--ConsolidationPolicyTextBlock_zwbtPsyUBh78" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_863_z9rpcNmaOw9b">Principles of Consolidation</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. In consolidation, all significant intercompany balances and transactions have been eliminated.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">References to “we,” “us,” “our,” “the Bank,” or “the Company” refer to the parent and its subsidiary that are consolidated for financial reporting purposes.</p> <p id="xdx_856_zQBusR4Oh2Z3" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_842_eus-gaap--UseOfEstimates_zTTHwvYvCYRb" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_860_zZ3m9uU7cfw9">Accounting Estimates and Assumptions</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The financial statements are prepared in conformity with GAAP, which require management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ significantly from these estimates and assumptions. Material estimates generally susceptible to significant change are related to the determination of the allowance for loan losses, impaired loans, other real estate owned, deferred tax assets, the fair value of financial instruments and other-than-temporary impairment of investment securities.</p> <p id="xdx_858_z4PUzwAF5xcd" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_840_eus-gaap--SubsequentEventsPolicyPolicyTextBlock_z7BcIVP6C57h" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_865_zL9hopAbsyk7">Subsequent Events</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed as of the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist as of the date of the balance sheet but arose after that date. We have reviewed events occurring through the date the financial statements were available to be issued and no subsequent events occurred requiring accrual or disclosure.</p> <p id="xdx_858_zxPKX47T41Rj" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_845_eus-gaap--CashAndCashEquivalentsPolicyTextBlock_zBDfMtc5SZr2" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86F_zugX5VHkmFYg">Cash and Cash Equivalents</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0">Cash and cash equivalents include working cash funds, due from banks, interest-bearing deposits at the Federal Reserve, items in process of collection and federal funds sold. All cash equivalents are readily convertible to cash and have maturities of less than 90 days.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Depository institutions are required to maintain reserve and clearing balances at the Federal Reserve Bank. Vault cash satisfied our daily reserve requirement for the years ended December 31, 2022 and 2021.</p> <p id="xdx_85F_zPm6tN5SS5Q8" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0"> </p> <p id="xdx_840_eus-gaap--DepositContractsPolicy_zRN16dIN0nXh" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86F_zFxo8PyuYSTe">Interest-bearing Deposits at the Federal Reserve</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0">Interest-bearing deposits at the Federal Reserve mature daily and are carried at cost.</p> <p id="xdx_853_zXtZANZOP6Ah" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0"> </p> <p id="xdx_84D_eus-gaap--InvestmentPolicyTextBlock_zC85hd3QE7P3" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86E_zwba42D7no2g">Investment Securities</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We classify investments into three categories: (1) Held to Maturity - debt securities that we have the positive intent and ability to hold to maturity, which are reported at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity; (2) Trading - debt securities that are bought and held principally for the purpose of selling them in the near term, which are reported at fair value, with unrealized gains and losses included in earnings; and (3) Available for Sale - debt securities that may be sold under certain conditions, which are reported at fair value, with unrealized gains and losses excluded from earnings and reported as a separate component of shareholders’ equity, net of income taxes. Unrealized losses on securities due to fluctuations in fair value are recognized when it is determined that an other than temporary decline in value has occurred.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Realized gains or losses on the sale of investments are recognized on a specific identification, trade date basis. All securities were classified as available for sale for 2022 and 2021.</p> <p id="xdx_85E_zeE0OvnhEdP3" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_84F_eus-gaap--FinanceLoanAndLeaseReceivablesHeldForSalePolicy_zfzItYVIODnc" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_865_zxWv1YrXvMjj">Mortgage Loans to be Sold</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We originate fixed and variable rate residential mortgage loans on a service release basis in the secondary market. Loans closed but not yet settled with an investor are carried in our loans to be sold portfolio. Virtually all of these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with our customers. Therefore, these loans present very little market risk. We usually deliver to, and receive funding from, the investor within 30 to 60 days. Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts” basis. We are not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. Because of the short-term nature of these derivative contracts, the fair value of the mortgage loans to be sold in most cases is materially the same as the value of the loan amount at its origination<i>.</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. Net unrealized losses are provided for in a valuation allowance by charges to operations as a component of mortgage banking income. Gains or losses on sales of loans are recognized when control over these assets are surrendered and are included in mortgage banking income in the consolidated statements of income.</p> <p id="xdx_859_zqLdrvF86es1" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"/> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_849_eus-gaap--LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_zy6tQfAPhAO" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_867_zBtMbUkgyn37">Loans and Allowance for Loan Losses</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Loans are carried at principal amounts outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized over the weighted average life of the loan as an adjustment to yield. Interest income on all loans is recorded on an accrual basis. The accrual of interest and the amortization of net loan fees are generally discontinued on loans that 1) are maintained on a cash basis because of deterioration in the financial condition of the borrower; 2) the payment of full principal is not expected; or 3) the principal or interest has been in default for a period of 90 days or more. We define past due loans based on contractual payment and maturity dates.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The accrual of interest is generally discontinued on loans that become 90 days past due as to principal or interest. The accrual of interest on some loans may continue even though they are 90 days past due if the loans are well secured or in the process of collection and management deems it appropriate. If non-accrual loans decrease their past due status to less than 30 days for a period of six to nine months, they are reviewed individually by management to determine if they should be returned to accrual status.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">When the ultimate collectability of an impaired loan’s principal is in doubt, wholly or partially, all cash receipts are applied to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to interest income, to the extent that any interest has been foregone. Further cash receipts are recorded as recoveries of any amounts previously charged off. When this doubt does not exist, cash receipts are applied under the contractual terms of the loan agreement first to interest income and then to principal.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We account for impaired loans by requiring that all loans (greater than $<span id="xdx_902_ecustom--ImpairedLoanMinimumAmountRecordedAtFairValue_iI_pp0p0_c20221231_z26l5ZVjts23" title="Impaired loan minimum amount recorded at fair value">50,000</span>) where it is estimated that we will be unable to collect all amounts due according to the terms of the loan agreement be recorded at the loan’s fair value. Fair value may be determined based upon the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral less cost to sell, if the loan is collateral dependent.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Additional accounting guidance allows us to use existing methods for recognizing interest income on an impaired loan. The guidance also requires additional disclosures about how we estimate interest income related to our impaired loans.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">A loan is also considered impaired if its terms are modified in a troubled debt restructuring (“TDR”). For this type of impaired loan, cash receipts are typically applied to principal and interest receivable in accordance with the terms of the restructured loan agreement. Interest income is recognized on these loans using the accrual method of accounting, provided they are performing in accordance with their restructured terms.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The allowance for loan losses (the “allowance”) is our estimate of credit losses inherent in the loan portfolio. The allowance is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when we believe the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance is evaluated on a regular basis and is based upon our periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We believe that the allowance is adequate to absorb inherent losses in the loan portfolio; however, there can be no assurance that loan losses in future periods will not exceed the current allowance amount or that future increases in the allowance will not be required. No assurance can be given that our ongoing evaluation of the loan portfolio, in light of changing economic conditions and other relevant circumstances, will not require significant future additions to the allowance, thus adversely affecting our operating results.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The allowance is also subject to examination by regulatory agencies, which may consider factors such as the methodology used to determine adequacy and the size of the allowance relative to that of peer institutions and other adequacy tests. In addition, such regulatory agencies could require us to adjust our allowance based on information available at the time of the examination.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The methodology used to determine the reserve for unfunded lending commitments, which is included in other liabilities, is inherently similar to the methodology used to determine the allowance adjusted for factors specific to binding commitments, including the probability of funding and historical loss ratio.</p> <p id="xdx_853_ziGickzycN6e" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_841_eus-gaap--ConcentrationRiskCreditRisk_zl2oXiiEh53" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86D_zkaqL65cWPL2">Concentration of Credit Risk</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Our primary market consists of the counties of Berkeley, Charleston and Dorchester, South Carolina. As of December 31, 2022, the majority of the total loan portfolio, as well as a substantial portion of the commercial and real estate loan portfolios, were to borrowers within this region. No other areas of significant concentration of credit risk have been identified.</p> <p id="xdx_856_z6O7mIBDvXZj" style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <p id="xdx_84A_eus-gaap--PropertyPlantAndEquipmentPolicyTextBlock_zo2FoKX5rWP7" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><b><span style="text-decoration: underline"><span id="xdx_866_zRa4BcP91Ki8">Premises, Equipment and Leasehold Improvements and Depreciation</span></span>:</b></p> <p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"/> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Land is carried at cost. Buildings and equipment are stated at cost less accumulated depreciation. Depreciation is recorded using the straight-line method for financial reporting purposes and accelerated methods for income tax purposes over the estimated useful lives of the assets ranging from <span id="xdx_907_eus-gaap--PropertyPlantAndEquipmentUsefulLife_dtY_c20220101__20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--BuildingMember_zDzvrn6pALk9" title="Useful life (in years)">40</span> years for buildings and <span id="xdx_903_eus-gaap--PropertyPlantAndEquipmentUsefulLife_dtY_c20220101__20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--EquipmentMember__srt--RangeAxis__srt--MinimumMember_z2L9Fbxzrvi3" title="Useful life (in years)">3</span> to <span id="xdx_901_eus-gaap--PropertyPlantAndEquipmentUsefulLife_dtY_c20220101__20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--EquipmentMember__srt--RangeAxis__srt--MaximumMember_zPMtwNut1e39" title="Useful life (in years)">15</span> years for equipment. Leasehold improvements are amortized over the shorter of the asset’s useful life or the remaining lease term, including renewal periods when reasonably assured. The cost of maintenance and repairs is charged to operating expense as incurred.</p> <p id="xdx_85C_zSrCQxnHAFr2" style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <p id="xdx_846_eus-gaap--LesseeLeasesPolicyTextBlock_zIMtHCYhFvn9" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><b><span style="text-decoration: underline"><span id="xdx_86D_zn3piFzCTLu">Leases</span></span>:</b> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">In accordance with ASU 2016-02, the Company determines if a contractual arrangement is a lease at inception. Operating leases are included in the operating right of use (“ROU”) assets and current operating lease liabilities on the Company’s consolidated balance sheet. ROU assets represent the Company’s right to use an underlying asset for the lease term and lease liabilities represent the Company’s obligation to make lease payments arising from the lease. Currently, the Company does not have any finance leases.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"/> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Operating lease ROU assets and lease liabilities are recognized at the commencement of the lease based on the present value of lease payments over the lease term. The lease payments included in the present value are fixed payments and index-based variable lease payments. The Company estimates the incremental borrowing rate, based on information available at the commencement of the lease, as most of the Company’s leases do not include an implicit rate.</p> <p id="xdx_85F_zIXpinyah0w8" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_844_eus-gaap--RevenueRecognitionPolicyTextBlock_zOK5huNVo1k7" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><b>Revenue Recognition</b></span><b>:</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><b> </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">In accordance with Topic 606, revenues are recognized when control of promised goods or services is transferred to customers in an amount that reflects the consideration the Company expects to be entitled to in exchange for those goods or services. To determine revenue recognition for arrangements that an entity determines are within the scope of Topic 606, the Company performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify the performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the performance obligations in the contract; and (v) recognize revenue when (or as) the Company satisfies a performance obligation.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The Company only applies the five-step model to contracts when it is probable that the entity will collect the consideration it is entitled to in exchange for the goods or services it transfers to the customer. At contract inception, once the contract is determined to be within the scope of Topic 606, the Company assesses the goods or services that are promised within each contract and identifies those that contain performance obligations, and assesses whether each promised good or service is distinct. The Company then recognizes as revenue the amount of the transaction price that is allocated to the respective performance obligation when (or as) the performance obligation is satisfied.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><i>Service Fees on Deposit Accounts</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><i> </i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The Bank earns fees from its deposit customers for account maintenance, transaction-based and overdraft services.  Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts on a monthly basis.  The performance obligation is satisfied and the fees are recognized on a monthly basis as the service period is completed. Transaction-based fees on deposits accounts are charged to deposit customers for specific services provided to the customer, such as non-sufficient funds fees, overdraft fees, and wire fees. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><i>ATM and Check Card Fee Income</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><i> </i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Check card fee income represents fees earned when a debit card issued by the Bank is used.  The Bank earns interchange fees from debit cardholder transactions through the Mastercard payment network.  Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the card.  Certain expenses directly associated with the debit card are recorded on a net basis with the fee income.</p> <p id="xdx_850_zz9EJaIALqCc" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_845_eus-gaap--IncomeTaxPolicyTextBlock_zZfqYZwiAPU6" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_861_zHQBD83X0clc">Income Taxes</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We account for income taxes under the asset and liability method. Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Net deferred tax assets are included in other assets in the consolidated balance sheet.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Accounting standards require the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements. These standards also prescribe a recognition threshold and measurement of a tax position taken or expected to be taken in an enterprise’s tax return. We believe that we had no uncertain tax positions for the years ended December 31, 2022 and 2021.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The income tax effects of unrealized gains and losses on investment securities available for sale are released from accumulated other comprehensive income at the time such securities are sold or impaired.</p> <p id="xdx_857_zf7ogi8FbNYj" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_845_eus-gaap--ShareBasedCompensationOptionAndIncentivePlansPolicy_z00n90tP4Z61" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86F_zulWnbJ8v7e8">Stock-Based Compensation</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Compensation cost is recognized over the expected term of the stock options and is adjusted for forfeitures as they occur.</p> <p id="xdx_854_z7TVgcxrNFZk" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_848_eus-gaap--EarningsPerSharePolicyTextBlock_zCexeCpVDmQc" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_869_zOEt2Lz3fB4i">Income Per Common Share</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Basic income per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the weighted-average number of common shares and potential common shares outstanding. Potential common shares consist of dilutive stock options determined using the treasury stock method and the average market price of common stock. Earnings per share are restated for all stock splits and stock dividends, if any, through the date of issuance of the consolidated financial statements.</p> <p id="xdx_851_zgVcE39AIAeb" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_84C_eus-gaap--SegmentReportingPolicyPolicyTextBlock_zKIJInc8qxp" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_867_zPSggfF5YGLl">Segment Information</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The Company operates and manages itself within <span id="xdx_908_eus-gaap--NumberOfOperatingSegments_dc_uNumber_c20220101__20221231_ztJV6KNa16c2" title="Number of segments">one</span> retail banking segment and therefore has not provided segment disclosures.</p> <p id="xdx_854_z1k3ev8Llisi" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_84E_eus-gaap--DerivativesPolicyTextBlock_zjmVf22sPu53" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86D_zY7oelT8Kbd6">Interest Rate Lock Commitments and Forward Sale Contracts</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free-standing derivatives. The fair value of the interest rate lock is recorded at the time the commitment to fund the mortgage loan is executed and is adjusted for the expected exercise of the commitments before the loan is funded. In order to hedge the change in interest rates resulting from commitments to fund the loans, we enter into forward commitments for the future delivery of mortgage loans when the interest rate is locked. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. Changes in the fair values of these derivatives are included in income when they occur. As a result of the short-term nature of mortgage loans held for sale (derivative contract), our derivative instruments were considered to be immaterial as of December 31, 2022 and 2021.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We had no embedded derivative instruments requiring hedge accounting treatment at December 31, 2022 and 2021. We do not currently engage in hedging activities.</p> <p id="xdx_85B_zFtxPcW1DQIl" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p id="xdx_845_eus-gaap--NewAccountingPronouncementsPolicyPolicyTextBlock_zNDrEh4R8med" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_863_zmfTQaDLJ17g">Recent Accounting Pronouncements</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The following is a summary of recent authoritative pronouncements that could impact the accounting, reporting and/or disclosure of financial information by the Company.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">In June 2016, the FASB issued ASU 2016-13, <i>Financial instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</i>, to change the accounting for credit losses and modify the impairment model for certain debt securities. ASU 2016-13 changes the impairment model for most financial assets to a current expected credit loss (“CECL”) model, replacing the incurred loss model that is currently in use. The new guidance requires an entity to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. The CECL model will apply to financial assets measured at amortized cost, such as loans and investments, as well as certain off-balance sheet credit exposures. In May 2019, the FASB issued guidance to provide entities with an option to irrevocably elect the fair value option, applied on an instrument-by-instrument basis for eligible instruments, upon adoption of ASU 2016-13, Measurement of Credit Losses on Financial Instruments. In October 2019, the FASB voted to extend the implementation date for smaller reporting companies, non-SEC public companies, and private companies. This amendment became effective for the Company on January 1, 2023.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"/> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In March 2020, the FASB issued guidance that makes narrow-scope improvements to various aspects of the financial instrument guidance, including the current expected credit losses (CECL) guidance issued in 2016. The amendments related to conforming amendments. For public business entities, the amendments are effective upon issuance of this final ASU. For the amendments related to ASU 2016-13, public business entities that meet the definition of an SEC filer, excluding eligible smaller reporting companies (SRCs) as defined by the SEC, should adopt the amendments in ASU 2016-13 during 2020. Early adoption will continue to be permitted. For entities that have not yet adopted the guidance in ASU 2016-13, the effective dates and the transition requirements for these amendments are the same as the effective date and transition requirements in ASU 2016-13.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in">The Company is finalizing its evaluation of the adoption of <span id="xdx_900_eus-gaap--AccountingStandardsUpdateExtensibleList_dxL_c20220101__20221231_zvUaDgL6QKo9" title="Adopt ASU 2016-13::XDX::http%3A%2F%2Ffasb.org%2Fus-gaap%2F2022%23AccountingStandardsUpdate201613Member"><span style="-sec-ix-hidden: xdx2ixbrl0698">ASU 2016-13</span></span> and plans to adopt as of <span id="xdx_90A_eus-gaap--ChangeInAccountingPrincipleAccountingStandardsUpdateAdoptionDate_iI_c20221231__srt--StatementScenarioAxis__srt--ProFormaMember_ze7KdbsuagDh" title="ASU 2016-13 adoption date">January 1, 2023</span>. The Company to-date has sourced and tested required data from the Company’s loan systems, tested data feeds to the model, contracted an independent third party for model validation of the CECL model and process, determined appropriate segmentations of its portfolio, selected a preliminary forecast period for reasonable and supportable forecasts, and has performed parallel runs of the model. The Company is currently finalizing its assessment of current and forecasted macroeconomic factors, assumptions, testing, and finalization of internal controls. The Company currently estimates a decrease in the allowance for loan losses between $<span id="xdx_90C_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_pp0p0_di_c20221231__srt--StatementScenarioAxis__srt--ProFormaMember__srt--CumulativeEffectPeriodOfAdoptionAxis__srt--CumulativeEffectPeriodOfAdoptionAdjustmentMember__srt--RangeAxis__srt--MinimumMember_zADRw5zDkX3" title="Allowance for loan losses">25,000</span> and $<span id="xdx_906_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_pp0p0_di_c20221231__srt--StatementScenarioAxis__srt--ProFormaMember__srt--CumulativeEffectPeriodOfAdoptionAxis__srt--CumulativeEffectPeriodOfAdoptionAdjustmentMember__srt--RangeAxis__srt--MaximumMember_z9GZMlvIbn4a" title="Allowance for loan losses">125,000</span> upon adoption. The Company is currently evaluating the impact of the reserve for unfunded commitments. The Company will finalize the adoption during the first quarter of 2023.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In March 2022, the FASB issued ASU 2022-02, <i>Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures,</i> which eliminates the accounting guidance on troubled debt restructurings (TDRs) for creditors in ASC 310-402 and amends the guidance on “vintage disclosures” to require disclosure of current-period gross write-offs by year of origination. The ASU also updates the requirements related to accounting for credit losses under ASC 326 and adds enhanced disclosures for creditors with respect to loan refinancings and restructurings for borrowers experiencing financial difficulty. The amendments in ASU 2022-02 are effective upon the Company’s adoption of ASU 2016-13.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In March 2020, the FASB issued ASU 2020-04, <i>Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting</i>, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. In December 2022, the FASB extended the sunset date of ASC 848 from December 31, 2022 to December 31, 2024. The Company does not expect these amendments to have a material effect on its consolidated financial statements.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In November 2021, the FASB added a topic to the Accounting Standards Codification, Government Assistance, to require certain annual disclosures about transactions with a government that are accounted for by applying a grant or contribution accounting model by analogy to other accounting guidance. The guidance is effective for financial statements issued for annual periods beginning after December 15, 2021. The amendment became effective January 1, 2022 and did not have a material effect on the consolidated financial statements.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on our financial position, results of operations or cash flows.</span></p> <p id="xdx_851_z8CGrNM1vCpf" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_840_eus-gaap--ConsolidationPolicyTextBlock_zwbtPsyUBh78" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_863_z9rpcNmaOw9b">Principles of Consolidation</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The accompanying consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. In consolidation, all significant intercompany balances and transactions have been eliminated.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">References to “we,” “us,” “our,” “the Bank,” or “the Company” refer to the parent and its subsidiary that are consolidated for financial reporting purposes.</p> <p id="xdx_842_eus-gaap--UseOfEstimates_zTTHwvYvCYRb" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_860_zZ3m9uU7cfw9">Accounting Estimates and Assumptions</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The financial statements are prepared in conformity with GAAP, which require management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ significantly from these estimates and assumptions. Material estimates generally susceptible to significant change are related to the determination of the allowance for loan losses, impaired loans, other real estate owned, deferred tax assets, the fair value of financial instruments and other-than-temporary impairment of investment securities.</p> <p id="xdx_840_eus-gaap--SubsequentEventsPolicyPolicyTextBlock_z7BcIVP6C57h" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_865_zL9hopAbsyk7">Subsequent Events</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed as of the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist as of the date of the balance sheet but arose after that date. We have reviewed events occurring through the date the financial statements were available to be issued and no subsequent events occurred requiring accrual or disclosure.</p> <p id="xdx_845_eus-gaap--CashAndCashEquivalentsPolicyTextBlock_zBDfMtc5SZr2" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86F_zugX5VHkmFYg">Cash and Cash Equivalents</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0">Cash and cash equivalents include working cash funds, due from banks, interest-bearing deposits at the Federal Reserve, items in process of collection and federal funds sold. All cash equivalents are readily convertible to cash and have maturities of less than 90 days.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Depository institutions are required to maintain reserve and clearing balances at the Federal Reserve Bank. Vault cash satisfied our daily reserve requirement for the years ended December 31, 2022 and 2021.</p> <p id="xdx_840_eus-gaap--DepositContractsPolicy_zRN16dIN0nXh" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86F_zFxo8PyuYSTe">Interest-bearing Deposits at the Federal Reserve</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-indent: 0">Interest-bearing deposits at the Federal Reserve mature daily and are carried at cost.</p> <p id="xdx_84D_eus-gaap--InvestmentPolicyTextBlock_zC85hd3QE7P3" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86E_zwba42D7no2g">Investment Securities</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We classify investments into three categories: (1) Held to Maturity - debt securities that we have the positive intent and ability to hold to maturity, which are reported at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity; (2) Trading - debt securities that are bought and held principally for the purpose of selling them in the near term, which are reported at fair value, with unrealized gains and losses included in earnings; and (3) Available for Sale - debt securities that may be sold under certain conditions, which are reported at fair value, with unrealized gains and losses excluded from earnings and reported as a separate component of shareholders’ equity, net of income taxes. Unrealized losses on securities due to fluctuations in fair value are recognized when it is determined that an other than temporary decline in value has occurred.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Realized gains or losses on the sale of investments are recognized on a specific identification, trade date basis. All securities were classified as available for sale for 2022 and 2021.</p> <p id="xdx_84F_eus-gaap--FinanceLoanAndLeaseReceivablesHeldForSalePolicy_zfzItYVIODnc" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_865_zxWv1YrXvMjj">Mortgage Loans to be Sold</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We originate fixed and variable rate residential mortgage loans on a service release basis in the secondary market. Loans closed but not yet settled with an investor are carried in our loans to be sold portfolio. Virtually all of these loans have commitments to be purchased by investors and the majority of these loans were locked in by price with the investors on the same day or shortly thereafter that the loan was locked in with our customers. Therefore, these loans present very little market risk. We usually deliver to, and receive funding from, the investor within 30 to 60 days. Commitments to sell these loans to the investor are considered derivative contracts and are sold to investors on a “best efforts” basis. We are not obligated to deliver a loan or pay a penalty if a loan is not delivered to the investor. Because of the short-term nature of these derivative contracts, the fair value of the mortgage loans to be sold in most cases is materially the same as the value of the loan amount at its origination<i>.</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. Net unrealized losses are provided for in a valuation allowance by charges to operations as a component of mortgage banking income. Gains or losses on sales of loans are recognized when control over these assets are surrendered and are included in mortgage banking income in the consolidated statements of income.</p> <p id="xdx_849_eus-gaap--LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_zy6tQfAPhAO" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_867_zBtMbUkgyn37">Loans and Allowance for Loan Losses</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Loans are carried at principal amounts outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized over the weighted average life of the loan as an adjustment to yield. Interest income on all loans is recorded on an accrual basis. The accrual of interest and the amortization of net loan fees are generally discontinued on loans that 1) are maintained on a cash basis because of deterioration in the financial condition of the borrower; 2) the payment of full principal is not expected; or 3) the principal or interest has been in default for a period of 90 days or more. We define past due loans based on contractual payment and maturity dates.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The accrual of interest is generally discontinued on loans that become 90 days past due as to principal or interest. The accrual of interest on some loans may continue even though they are 90 days past due if the loans are well secured or in the process of collection and management deems it appropriate. If non-accrual loans decrease their past due status to less than 30 days for a period of six to nine months, they are reviewed individually by management to determine if they should be returned to accrual status.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">When the ultimate collectability of an impaired loan’s principal is in doubt, wholly or partially, all cash receipts are applied to principal. Once the recorded principal balance has been reduced to zero, future cash receipts are applied to interest income, to the extent that any interest has been foregone. Further cash receipts are recorded as recoveries of any amounts previously charged off. When this doubt does not exist, cash receipts are applied under the contractual terms of the loan agreement first to interest income and then to principal.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We account for impaired loans by requiring that all loans (greater than $<span id="xdx_902_ecustom--ImpairedLoanMinimumAmountRecordedAtFairValue_iI_pp0p0_c20221231_z26l5ZVjts23" title="Impaired loan minimum amount recorded at fair value">50,000</span>) where it is estimated that we will be unable to collect all amounts due according to the terms of the loan agreement be recorded at the loan’s fair value. Fair value may be determined based upon the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral less cost to sell, if the loan is collateral dependent.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Additional accounting guidance allows us to use existing methods for recognizing interest income on an impaired loan. The guidance also requires additional disclosures about how we estimate interest income related to our impaired loans.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">A loan is also considered impaired if its terms are modified in a troubled debt restructuring (“TDR”). For this type of impaired loan, cash receipts are typically applied to principal and interest receivable in accordance with the terms of the restructured loan agreement. Interest income is recognized on these loans using the accrual method of accounting, provided they are performing in accordance with their restructured terms.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The allowance for loan losses (the “allowance”) is our estimate of credit losses inherent in the loan portfolio. The allowance is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when we believe the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance is evaluated on a regular basis and is based upon our periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We believe that the allowance is adequate to absorb inherent losses in the loan portfolio; however, there can be no assurance that loan losses in future periods will not exceed the current allowance amount or that future increases in the allowance will not be required. No assurance can be given that our ongoing evaluation of the loan portfolio, in light of changing economic conditions and other relevant circumstances, will not require significant future additions to the allowance, thus adversely affecting our operating results.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The allowance is also subject to examination by regulatory agencies, which may consider factors such as the methodology used to determine adequacy and the size of the allowance relative to that of peer institutions and other adequacy tests. In addition, such regulatory agencies could require us to adjust our allowance based on information available at the time of the examination.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The methodology used to determine the reserve for unfunded lending commitments, which is included in other liabilities, is inherently similar to the methodology used to determine the allowance adjusted for factors specific to binding commitments, including the probability of funding and historical loss ratio.</p> 50000 <p id="xdx_841_eus-gaap--ConcentrationRiskCreditRisk_zl2oXiiEh53" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86D_zkaqL65cWPL2">Concentration of Credit Risk</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Our primary market consists of the counties of Berkeley, Charleston and Dorchester, South Carolina. As of December 31, 2022, the majority of the total loan portfolio, as well as a substantial portion of the commercial and real estate loan portfolios, were to borrowers within this region. No other areas of significant concentration of credit risk have been identified.</p> <p id="xdx_84A_eus-gaap--PropertyPlantAndEquipmentPolicyTextBlock_zo2FoKX5rWP7" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><b><span style="text-decoration: underline"><span id="xdx_866_zRa4BcP91Ki8">Premises, Equipment and Leasehold Improvements and Depreciation</span></span>:</b></p> <p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"/> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Land is carried at cost. Buildings and equipment are stated at cost less accumulated depreciation. Depreciation is recorded using the straight-line method for financial reporting purposes and accelerated methods for income tax purposes over the estimated useful lives of the assets ranging from <span id="xdx_907_eus-gaap--PropertyPlantAndEquipmentUsefulLife_dtY_c20220101__20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--BuildingMember_zDzvrn6pALk9" title="Useful life (in years)">40</span> years for buildings and <span id="xdx_903_eus-gaap--PropertyPlantAndEquipmentUsefulLife_dtY_c20220101__20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--EquipmentMember__srt--RangeAxis__srt--MinimumMember_z2L9Fbxzrvi3" title="Useful life (in years)">3</span> to <span id="xdx_901_eus-gaap--PropertyPlantAndEquipmentUsefulLife_dtY_c20220101__20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--EquipmentMember__srt--RangeAxis__srt--MaximumMember_zPMtwNut1e39" title="Useful life (in years)">15</span> years for equipment. Leasehold improvements are amortized over the shorter of the asset’s useful life or the remaining lease term, including renewal periods when reasonably assured. The cost of maintenance and repairs is charged to operating expense as incurred.</p> P40Y P3Y P15Y <p id="xdx_846_eus-gaap--LesseeLeasesPolicyTextBlock_zIMtHCYhFvn9" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><b><span style="text-decoration: underline"><span id="xdx_86D_zn3piFzCTLu">Leases</span></span>:</b> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">In accordance with ASU 2016-02, the Company determines if a contractual arrangement is a lease at inception. Operating leases are included in the operating right of use (“ROU”) assets and current operating lease liabilities on the Company’s consolidated balance sheet. ROU assets represent the Company’s right to use an underlying asset for the lease term and lease liabilities represent the Company’s obligation to make lease payments arising from the lease. Currently, the Company does not have any finance leases.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"/> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Operating lease ROU assets and lease liabilities are recognized at the commencement of the lease based on the present value of lease payments over the lease term. The lease payments included in the present value are fixed payments and index-based variable lease payments. The Company estimates the incremental borrowing rate, based on information available at the commencement of the lease, as most of the Company’s leases do not include an implicit rate.</p> <p id="xdx_844_eus-gaap--RevenueRecognitionPolicyTextBlock_zOK5huNVo1k7" style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><b>Revenue Recognition</b></span><b>:</b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><b> </b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">In accordance with Topic 606, revenues are recognized when control of promised goods or services is transferred to customers in an amount that reflects the consideration the Company expects to be entitled to in exchange for those goods or services. To determine revenue recognition for arrangements that an entity determines are within the scope of Topic 606, the Company performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify the performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the performance obligations in the contract; and (v) recognize revenue when (or as) the Company satisfies a performance obligation.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The Company only applies the five-step model to contracts when it is probable that the entity will collect the consideration it is entitled to in exchange for the goods or services it transfers to the customer. At contract inception, once the contract is determined to be within the scope of Topic 606, the Company assesses the goods or services that are promised within each contract and identifies those that contain performance obligations, and assesses whether each promised good or service is distinct. The Company then recognizes as revenue the amount of the transaction price that is allocated to the respective performance obligation when (or as) the performance obligation is satisfied.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><i>Service Fees on Deposit Accounts</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><i> </i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The Bank earns fees from its deposit customers for account maintenance, transaction-based and overdraft services.  Account maintenance fees consist primarily of account fees and analyzed account fees charged on deposit accounts on a monthly basis.  The performance obligation is satisfied and the fees are recognized on a monthly basis as the service period is completed. Transaction-based fees on deposits accounts are charged to deposit customers for specific services provided to the customer, such as non-sufficient funds fees, overdraft fees, and wire fees. The performance obligation is completed as the transaction occurs and the fees are recognized at the time each specific service is provided to the customer.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><i>ATM and Check Card Fee Income</i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><i> </i></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Check card fee income represents fees earned when a debit card issued by the Bank is used.  The Bank earns interchange fees from debit cardholder transactions through the Mastercard payment network.  Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the card.  Certain expenses directly associated with the debit card are recorded on a net basis with the fee income.</p> <p id="xdx_845_eus-gaap--IncomeTaxPolicyTextBlock_zZfqYZwiAPU6" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_861_zHQBD83X0clc">Income Taxes</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We account for income taxes under the asset and liability method. Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Net deferred tax assets are included in other assets in the consolidated balance sheet.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Accounting standards require the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements. These standards also prescribe a recognition threshold and measurement of a tax position taken or expected to be taken in an enterprise’s tax return. We believe that we had no uncertain tax positions for the years ended December 31, 2022 and 2021.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The income tax effects of unrealized gains and losses on investment securities available for sale are released from accumulated other comprehensive income at the time such securities are sold or impaired.</p> <p id="xdx_845_eus-gaap--ShareBasedCompensationOptionAndIncentivePlansPolicy_z00n90tP4Z61" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86F_zulWnbJ8v7e8">Stock-Based Compensation</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Compensation cost is recognized for stock options issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Compensation cost is recognized over the expected term of the stock options and is adjusted for forfeitures as they occur.</p> <p id="xdx_848_eus-gaap--EarningsPerSharePolicyTextBlock_zCexeCpVDmQc" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_869_zOEt2Lz3fB4i">Income Per Common Share</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Basic income per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the weighted-average number of common shares and potential common shares outstanding. Potential common shares consist of dilutive stock options determined using the treasury stock method and the average market price of common stock. Earnings per share are restated for all stock splits and stock dividends, if any, through the date of issuance of the consolidated financial statements.</p> <p id="xdx_84C_eus-gaap--SegmentReportingPolicyPolicyTextBlock_zKIJInc8qxp" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_867_zPSggfF5YGLl">Segment Information</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The Company operates and manages itself within <span id="xdx_908_eus-gaap--NumberOfOperatingSegments_dc_uNumber_c20220101__20221231_ztJV6KNa16c2" title="Number of segments">one</span> retail banking segment and therefore has not provided segment disclosures.</p> 1 <p id="xdx_84E_eus-gaap--DerivativesPolicyTextBlock_zjmVf22sPu53" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_86D_zY7oelT8Kbd6">Interest Rate Lock Commitments and Forward Sale Contracts</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free-standing derivatives. The fair value of the interest rate lock is recorded at the time the commitment to fund the mortgage loan is executed and is adjusted for the expected exercise of the commitments before the loan is funded. In order to hedge the change in interest rates resulting from commitments to fund the loans, we enter into forward commitments for the future delivery of mortgage loans when the interest rate is locked. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. Changes in the fair values of these derivatives are included in income when they occur. As a result of the short-term nature of mortgage loans held for sale (derivative contract), our derivative instruments were considered to be immaterial as of December 31, 2022 and 2021.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">We had no embedded derivative instruments requiring hedge accounting treatment at December 31, 2022 and 2021. We do not currently engage in hedging activities.</p> <p id="xdx_845_eus-gaap--NewAccountingPronouncementsPolicyPolicyTextBlock_zNDrEh4R8med" style="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"><span style="text-decoration: underline"><span id="xdx_863_zmfTQaDLJ17g">Recent Accounting Pronouncements</span></span>: </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">The following is a summary of recent authoritative pronouncements that could impact the accounting, reporting and/or disclosure of financial information by the Company.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0">In June 2016, the FASB issued ASU 2016-13, <i>Financial instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</i>, to change the accounting for credit losses and modify the impairment model for certain debt securities. ASU 2016-13 changes the impairment model for most financial assets to a current expected credit loss (“CECL”) model, replacing the incurred loss model that is currently in use. The new guidance requires an entity to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. The CECL model will apply to financial assets measured at amortized cost, such as loans and investments, as well as certain off-balance sheet credit exposures. In May 2019, the FASB issued guidance to provide entities with an option to irrevocably elect the fair value option, applied on an instrument-by-instrument basis for eligible instruments, upon adoption of ASU 2016-13, Measurement of Credit Losses on Financial Instruments. In October 2019, the FASB voted to extend the implementation date for smaller reporting companies, non-SEC public companies, and private companies. This amendment became effective for the Company on January 1, 2023.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"/> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In March 2020, the FASB issued guidance that makes narrow-scope improvements to various aspects of the financial instrument guidance, including the current expected credit losses (CECL) guidance issued in 2016. The amendments related to conforming amendments. For public business entities, the amendments are effective upon issuance of this final ASU. For the amendments related to ASU 2016-13, public business entities that meet the definition of an SEC filer, excluding eligible smaller reporting companies (SRCs) as defined by the SEC, should adopt the amendments in ASU 2016-13 during 2020. Early adoption will continue to be permitted. For entities that have not yet adopted the guidance in ASU 2016-13, the effective dates and the transition requirements for these amendments are the same as the effective date and transition requirements in ASU 2016-13.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in">The Company is finalizing its evaluation of the adoption of <span id="xdx_900_eus-gaap--AccountingStandardsUpdateExtensibleList_dxL_c20220101__20221231_zvUaDgL6QKo9" title="Adopt ASU 2016-13::XDX::http%3A%2F%2Ffasb.org%2Fus-gaap%2F2022%23AccountingStandardsUpdate201613Member"><span style="-sec-ix-hidden: xdx2ixbrl0698">ASU 2016-13</span></span> and plans to adopt as of <span id="xdx_90A_eus-gaap--ChangeInAccountingPrincipleAccountingStandardsUpdateAdoptionDate_iI_c20221231__srt--StatementScenarioAxis__srt--ProFormaMember_ze7KdbsuagDh" title="ASU 2016-13 adoption date">January 1, 2023</span>. The Company to-date has sourced and tested required data from the Company’s loan systems, tested data feeds to the model, contracted an independent third party for model validation of the CECL model and process, determined appropriate segmentations of its portfolio, selected a preliminary forecast period for reasonable and supportable forecasts, and has performed parallel runs of the model. The Company is currently finalizing its assessment of current and forecasted macroeconomic factors, assumptions, testing, and finalization of internal controls. The Company currently estimates a decrease in the allowance for loan losses between $<span id="xdx_90C_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_pp0p0_di_c20221231__srt--StatementScenarioAxis__srt--ProFormaMember__srt--CumulativeEffectPeriodOfAdoptionAxis__srt--CumulativeEffectPeriodOfAdoptionAdjustmentMember__srt--RangeAxis__srt--MinimumMember_zADRw5zDkX3" title="Allowance for loan losses">25,000</span> and $<span id="xdx_906_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_pp0p0_di_c20221231__srt--StatementScenarioAxis__srt--ProFormaMember__srt--CumulativeEffectPeriodOfAdoptionAxis__srt--CumulativeEffectPeriodOfAdoptionAdjustmentMember__srt--RangeAxis__srt--MaximumMember_z9GZMlvIbn4a" title="Allowance for loan losses">125,000</span> upon adoption. The Company is currently evaluating the impact of the reserve for unfunded commitments. The Company will finalize the adoption during the first quarter of 2023.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In March 2022, the FASB issued ASU 2022-02, <i>Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures,</i> which eliminates the accounting guidance on troubled debt restructurings (TDRs) for creditors in ASC 310-402 and amends the guidance on “vintage disclosures” to require disclosure of current-period gross write-offs by year of origination. The ASU also updates the requirements related to accounting for credit losses under ASC 326 and adds enhanced disclosures for creditors with respect to loan refinancings and restructurings for borrowers experiencing financial difficulty. The amendments in ASU 2022-02 are effective upon the Company’s adoption of ASU 2016-13.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In March 2020, the FASB issued ASU 2020-04, <i>Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting</i>, which provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. In December 2022, the FASB extended the sunset date of ASC 848 from December 31, 2022 to December 31, 2024. The Company does not expect these amendments to have a material effect on its consolidated financial statements.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In November 2021, the FASB added a topic to the Accounting Standards Codification, Government Assistance, to require certain annual disclosures about transactions with a government that are accounted for by applying a grant or contribution accounting model by analogy to other accounting guidance. The guidance is effective for financial statements issued for annual periods beginning after December 15, 2021. The amendment became effective January 1, 2022 and did not have a material effect on the consolidated financial statements.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on our financial position, results of operations or cash flows.</span></p> 2023-01-01 -25000 -125000 <p id="xdx_80C_eus-gaap--InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_zUExaUjGXiy1" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_821_z7jkcDUhuf8i">INVESTMENT SECURITIES AVAILABLE FOR SALE</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89B_eus-gaap--DebtSecuritiesAvailableForSaleTableTextBlock_zJ5E6eOHi4fk" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BD_z60n0tHJnfva">The amortized cost and fair value of investment securities available for sale are summarized as follows.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_486_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_ztSnjXTVdbE6" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_48C_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_zQp107wqPqAc" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_481_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iNI_di_zsEbNPifsVC" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_48D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_zdFB1rIHr8aa" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortized Cost</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross Unrealized Gains</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross Unrealized Losses</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_416_20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zi0qGqwh41vd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">180,298,301</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl0710">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(12,110,986</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41B_20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zK6dPwcNz4L4" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">67,384,808</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl0714">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(10,310,084</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">57,074,724</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41E_20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zpW8AzeN81X6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">49,315,041</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,510</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,407,364</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">45,910,187</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41C_20221231_z1ljFsDh5ISc" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">296,998,150</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,510</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(25,828,434</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_48C_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_zAsukb4oKq0h" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_483_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_zMFUmgR0EaY3" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_48D_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iNI_di_zRV4EKIRt7a9" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_488_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_zdZ5hgtAWDGe" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortized Cost</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross Unrealized Gains</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross Unrealized Losses</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_414_20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zoXba1DFXaH3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">101,269,851</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68,848</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1,276,399</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41B_20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zSsHRh7BNeT5" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">76,355,720</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">275,123</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1,909,834</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74,721,009</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41E_20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zn46nGCnfcva" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,421,880</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">335,912</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(193,612</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,564,180</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_410_20211231_zJLYUGvmxRq7" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_c20211231_zKYrhbHexC37" style="border-bottom: Black 2.5pt double; text-align: right" title="Amortized Cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">215,047,451</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_c20211231_z2SDltNC7137" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Gains"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">679,883</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iNI_di_c20211231_z6dvep3wyKpb" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,379,845</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_c20211231_zhgd1OwTia8b" style="border-bottom: Black 2.5pt double; text-align: right" title="Estimated Fair Value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p id="xdx_8A8_zpDpWIrqVfNb" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"> </p> <p id="xdx_89A_eus-gaap--InvestmentsClassifiedByContractualMaturityDateTableTextBlock_zzpXqqZHfhW9" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BD_zuQMMhQiywv4">The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortized <br/> Cost</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortized <br/> Cost</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Due in one year or less</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_iI_maAC_c20221231_z47tk3DQlZee" style="width: 12%; text-align: right" title="Due in one year or less, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">42,722,655</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_iI_maFV_c20221231_z3wR37OlPEue" style="width: 12%; text-align: right" title="Due in one year or less, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,698,011</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_iI_c20211231_zWoeMSv28Kyh" style="width: 12%; text-align: right" title="Due in one year or less, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,756,176</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_iI_c20211231_zHWxoajzn9a8" style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,859,086</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Due in one year to five years</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_iI_maAC_c20221231_zrMAqYxwVpJ5" style="text-align: right" title="Due in one year to five years, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">190,569,869</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_iI_maFV_c20221231_zm9MUUVzaYIg" style="text-align: right" title="Due in one year to five years, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">176,217,530</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_iI_c20211231_z1FKmI9vMsO9" style="text-align: right" title="Due in one year to five years, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">116,602,790</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_iI_c20211231_z0YX74Zg2THe" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">115,896,465</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Due in five years to ten years</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_iI_maAC_c20221231_zsRlFU0EvXxl" style="text-align: right" title="Due in five years to ten years, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">53,995,700</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_iI_maFV_c20221231_zLuzu9jcxvFg" style="text-align: right" title="Due in five years to ten years, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">45,386,818</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_iI_c20211231_z8p5KNxxYcVc" style="text-align: right" title="Due in one year to five years, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">76,531,464</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_iI_c20211231_zLXw7fCGq4Kb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74,575,862</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Due in ten years and over</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_iI_maAC_c20221231_zy0vmpeQIXS8" style="border-bottom: Black 1pt solid; text-align: right" title="Due in ten years and over, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,709,926</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_iI_maFV_c20221231_ztnoln9FDgN3" style="border-bottom: Black 1pt solid; text-align: right" title="Due in ten years and over, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">7,869,867</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_iI_c20211231_zDcUV2DTBS6b" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,157,021</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_iI_c20211231_zvQvEimsovpb" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,016,076</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iTI_mtAC_c20221231_ziyABuWeQ02d" style="border-bottom: Black 2.5pt double; text-align: right" title="Total, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">296,998,150</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iTI_mtFV_c20221231_zVTsnuW1zH4" style="border-bottom: Black 2.5pt double; text-align: right" title="Total, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iTI_c20211231_zwsDB07JR2Y2" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">215,047,451</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iTI_c20211231_zA0MR2XMTxQc" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"/> <p id="xdx_8AA_zcl2MjU5dnHj" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Securities pledged to secure deposits at December 31, 2022 and 2021, had a carrying amount of $<span id="xdx_90B_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_c20221231__us-gaap--PledgedStatusAxis__us-gaap--AssetPledgedAsCollateralMember_zTSGuU1nAmxb" title="Investment securities available for sale">30,103,249</span> and $<span id="xdx_90C_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_c20211231__us-gaap--PledgedStatusAxis__us-gaap--AssetPledgedAsCollateralMember_zvN6Xcd5Y6l4">33,292,124</span>, respectively.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_895_eus-gaap--ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_z4JZC7stDlYj" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B6_z1c9IyCvjxza">The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021.</span> We believe that all unrealized losses have resulted from temporary changes in the interest rate market and not as a result of credit deterioration. We do not intend to sell and it is not likely that we will be required to sell any of the securities referenced in the table below before recovery of their amortized cost.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red; margin-left: 0.5in"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="34" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Less Than 12 Months</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">12 Months or Longer</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 10%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zzzv4i1EVvjh" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">7</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zKov66NCxZFf" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">38,181,255</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zVjJV4f5l2wj" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,790,134</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zS5tPAmyfUnf" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">18</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_ze6HdlBNoRuk" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">130,006,060</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zkPgg3xC0Fe4" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(10,320,852</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zvgvMKI9N29j" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">25</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zJbrZHR3h0Vd" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">168,187,315</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z6wyq7saTPI9" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(12,110,986</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zjDFZubOq5kj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">2</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zGkEi1MWzVdj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,212,285</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zpzvMNdXSZyk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(84,170</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zODEdSjKfWc6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">9</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zgL7y2LCbIU6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">50,862,439</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_ztglgMzVwHzj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(10,225,914</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zKVG6vPEjh4e" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">11</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zzjv09eoCTI6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">57,074,724</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zLc2Nq9CaKB2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(10,310,084</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_znqITXyPRXye" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">46</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z1vakr1hjiyl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">26,068,218</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zyjQUmbW9Gue" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(932,565</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zzKlEnME72Fh" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">31</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zItvUMETsN3f" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">14,859,459</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zjvaU93W3yTh" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,474,799</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zIt6bpvxsWjh" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">77</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zE9y4pY4Htjk" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">40,927,677</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z5MUgFyglYMe" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3,407,364</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20221231_zEufZ1qG2mkj" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of positions, less than 12 months"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">55</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20221231_z4al77chXPY1" style="border-bottom: Black 2.5pt double; text-align: right" title="Fair Value, less than 12 months"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">70,461,758</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20221231_zdUkuT4NLMI7" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses, less than 12 months"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,806,869</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20221231_zi5sMI4Sbiba" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of positions, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">58</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20221231_zaMvoFCJ1bY2" style="border-bottom: Black 2.5pt double; text-align: right" title="Fair Value, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">195,727,958</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20221231_zAweNvCEFlG" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(23,021,565</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20221231_z4vNb7N853D7" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of positions"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">113</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20221231_zeYYqgticwdk" style="border-bottom: Black 2.5pt double; text-align: right" title="Fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">266,189,716</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20221231_zIQdELEOmy28" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(25,828,434</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="34" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Less Than 12 Months</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">12 Months or Longer</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 10%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zkogvqa0pUX7" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">15</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z6qFdaHKEO93" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">94,994,915</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zvewSP5P64Wc" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,276,399</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zU4zIbPVFVP7" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0856">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zEut3g1IG8R5" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0857">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zFwVLSJ3sBI9" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0858">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z4y5PWtt5UDl" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">15</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zTMrmw7CBAug" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">94,994,915</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zp6sYz7FZCJj" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,276,399</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zWmv6NRLznqf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">3</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zJ43AlTdktab" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">19,480,595</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zbfaNRaXKgP" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(519,405</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zz4tnXJkSE4h" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">6</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zyPd068zFlkd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">39,909,134</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zbWiAIA6cZSj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,390,429</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_z6K7M0ugtTK2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">9</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zCKK3JpdYtDf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">59,389,729</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zb4Q83CCCGr6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,909,834</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z0hg2HsV5pQ6" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">19</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zWY3NLq7joe9" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,384,462</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zPvS88ME2lx8" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(193,612</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z31isSE48Hsb" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0874">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z5aqBN2JJ5tg" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0875">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z4MSVVQNE72" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0876">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zu5kpCUJsDb6" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">19</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zPVGbhWQC7Z6" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,384,462</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zTcoF5Qwqqv5" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(193,612</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20211231_zAHM1oXr7ey5" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">37</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_984_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20211231_zRBbHKH6JRB6" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">125,859,972</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20211231_zeuKS9iTRszd" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,989,416</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20211231_zkLRaclgWXi6" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of positions, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">6</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20211231_zu3HTqIRcq54" style="border-bottom: Black 2.5pt double; text-align: right" title="Fair Value, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">39,909,134</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20211231_z4wZm5EgQcrd" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,390,429</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20211231_z2ShbBgkXHX4" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">43</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20211231_zGnATYcNu6Tk" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">165,769,106</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20211231_z1bdh6UCB19h" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3,379,845</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> </table> <p id="xdx_8AB_zqRMhziLILS6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p id="xdx_894_eus-gaap--ScheduleOfRealizedGainLossTableTextBlock_zYsj8JFqa7q" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B3_z0fK8PcB81hf">The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red; margin-left: 0.5in"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49B_20220101__20221231_zFnyfROzAvDi" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_494_20210101__20211231_zJgZuUIoyHZ8" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20200101__20201231_z74yFKwP2Oqh" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For the Year Ended December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_z4AVdc7ypJL8" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 41%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross proceeds</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">18,525,780</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15,572,500</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,550,000</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--DebtSecuritiesAvailableForSaleRealizedGain_zs59MhVwXyF7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross realized gains</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">64,782</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">266,944</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10,002</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p id="xdx_8A5_zJDYLjXjw9X6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The tax provision related to these gains was $<span id="xdx_900_eus-gaap--OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_pp0p0_c20220101__20221231_zgdeGCs0nESl" title="Gains on sale of investments, tax">13,604</span>, $<span id="xdx_908_eus-gaap--OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_pp0p0_c20210101__20211231_zEyIJhpNdLRk">56,058</span> and $<span id="xdx_901_eus-gaap--OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_pp0p0_c20200101__20201231_zBRfGz2mToa">2,100</span> for the years ended December 31, 2022, 2021 and 2020, respectively.</span></p> <p id="xdx_89B_eus-gaap--DebtSecuritiesAvailableForSaleTableTextBlock_zJ5E6eOHi4fk" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BD_z60n0tHJnfva">The amortized cost and fair value of investment securities available for sale are summarized as follows.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_486_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_ztSnjXTVdbE6" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_48C_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_zQp107wqPqAc" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_481_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iNI_di_zsEbNPifsVC" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_48D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_zdFB1rIHr8aa" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortized Cost</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross Unrealized Gains</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross Unrealized Losses</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_416_20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zi0qGqwh41vd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">180,298,301</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl0710">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(12,110,986</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41B_20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zK6dPwcNz4L4" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">67,384,808</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl0714">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(10,310,084</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">57,074,724</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41E_20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zpW8AzeN81X6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">49,315,041</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,510</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,407,364</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">45,910,187</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41C_20221231_z1ljFsDh5ISc" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">296,998,150</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,510</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(25,828,434</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_48C_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_zAsukb4oKq0h" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_483_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_zMFUmgR0EaY3" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_48D_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iNI_di_zRV4EKIRt7a9" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_488_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_zdZ5hgtAWDGe" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortized Cost</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross Unrealized Gains</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross Unrealized Losses</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_414_20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zoXba1DFXaH3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">101,269,851</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68,848</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1,276,399</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41B_20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zSsHRh7BNeT5" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">76,355,720</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">275,123</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1,909,834</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74,721,009</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_41E_20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zn46nGCnfcva" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,421,880</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">335,912</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(193,612</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,564,180</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_410_20211231_zJLYUGvmxRq7" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_c20211231_zKYrhbHexC37" style="border-bottom: Black 2.5pt double; text-align: right" title="Amortized Cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">215,047,451</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_c20211231_z2SDltNC7137" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Gains"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">679,883</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iNI_di_c20211231_z6dvep3wyKpb" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,379,845</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_c20211231_zhgd1OwTia8b" style="border-bottom: Black 2.5pt double; text-align: right" title="Estimated Fair Value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> 180298301 12110986 168187315 67384808 10310084 57074724 49315041 2510 3407364 45910187 296998150 2510 25828434 271172226 101269851 101269851 68848 68848 1276399 1276399 100062300 100062300 76355720 76355720 275123 275123 1909834 1909834 74721009 74721009 37421880 37421880 335912 335912 193612 193612 37564180 37564180 215047451 215047451 215047451 679883 679883 679883 3379845 3379845 3379845 212347489 212347489 212347489 <p id="xdx_89A_eus-gaap--InvestmentsClassifiedByContractualMaturityDateTableTextBlock_zzpXqqZHfhW9" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BD_zuQMMhQiywv4">The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortized <br/> Cost</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amortized <br/> Cost</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 40%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Due in one year or less</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_iI_maAC_c20221231_z47tk3DQlZee" style="width: 12%; text-align: right" title="Due in one year or less, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">42,722,655</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_iI_maFV_c20221231_z3wR37OlPEue" style="width: 12%; text-align: right" title="Due in one year or less, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,698,011</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_iI_c20211231_zWoeMSv28Kyh" style="width: 12%; text-align: right" title="Due in one year or less, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,756,176</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_iI_c20211231_zHWxoajzn9a8" style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,859,086</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Due in one year to five years</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_iI_maAC_c20221231_zrMAqYxwVpJ5" style="text-align: right" title="Due in one year to five years, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">190,569,869</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_iI_maFV_c20221231_zm9MUUVzaYIg" style="text-align: right" title="Due in one year to five years, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">176,217,530</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_iI_c20211231_z1FKmI9vMsO9" style="text-align: right" title="Due in one year to five years, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">116,602,790</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_iI_c20211231_z0YX74Zg2THe" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">115,896,465</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Due in five years to ten years</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_iI_maAC_c20221231_zsRlFU0EvXxl" style="text-align: right" title="Due in five years to ten years, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">53,995,700</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_iI_maFV_c20221231_zLuzu9jcxvFg" style="text-align: right" title="Due in five years to ten years, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">45,386,818</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_iI_c20211231_z8p5KNxxYcVc" style="text-align: right" title="Due in one year to five years, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">76,531,464</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_iI_c20211231_zLXw7fCGq4Kb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74,575,862</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Due in ten years and over</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_iI_maAC_c20221231_zy0vmpeQIXS8" style="border-bottom: Black 1pt solid; text-align: right" title="Due in ten years and over, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,709,926</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_iI_maFV_c20221231_ztnoln9FDgN3" style="border-bottom: Black 1pt solid; text-align: right" title="Due in ten years and over, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">7,869,867</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_iI_c20211231_zDcUV2DTBS6b" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,157,021</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_iI_c20211231_zvQvEimsovpb" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,016,076</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iTI_mtAC_c20221231_ziyABuWeQ02d" style="border-bottom: Black 2.5pt double; text-align: right" title="Total, amortized cost"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">296,998,150</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iTI_mtFV_c20221231_zVTsnuW1zH4" style="border-bottom: Black 2.5pt double; text-align: right" title="Total, estimated fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iTI_c20211231_zwsDB07JR2Y2" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">215,047,451</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iTI_c20211231_zA0MR2XMTxQc" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"/> 42722655 41698011 12756176 12859086 190569869 176217530 116602790 115896465 53995700 45386818 76531464 74575862 9709926 7869867 9157021 9016076 296998150 271172226 215047451 212347489 30103249 33292124 <p id="xdx_895_eus-gaap--ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_z4JZC7stDlYj" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B6_z1c9IyCvjxza">The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021.</span> We believe that all unrealized losses have resulted from temporary changes in the interest rate market and not as a result of credit deterioration. We do not intend to sell and it is not likely that we will be required to sell any of the securities referenced in the table below before recovery of their amortized cost.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red; margin-left: 0.5in"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="34" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Less Than 12 Months</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">12 Months or Longer</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 10%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zzzv4i1EVvjh" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">7</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zKov66NCxZFf" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">38,181,255</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zVjJV4f5l2wj" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,790,134</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zS5tPAmyfUnf" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">18</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_ze6HdlBNoRuk" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">130,006,060</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zkPgg3xC0Fe4" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(10,320,852</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zvgvMKI9N29j" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">25</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zJbrZHR3h0Vd" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">168,187,315</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z6wyq7saTPI9" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(12,110,986</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zjDFZubOq5kj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">2</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zGkEi1MWzVdj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,212,285</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zpzvMNdXSZyk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(84,170</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zODEdSjKfWc6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">9</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zgL7y2LCbIU6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">50,862,439</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_ztglgMzVwHzj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(10,225,914</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zKVG6vPEjh4e" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">11</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zzjv09eoCTI6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">57,074,724</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zLc2Nq9CaKB2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(10,310,084</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_znqITXyPRXye" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">46</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z1vakr1hjiyl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">26,068,218</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zyjQUmbW9Gue" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(932,565</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zzKlEnME72Fh" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">31</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zItvUMETsN3f" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">14,859,459</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zjvaU93W3yTh" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,474,799</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zIt6bpvxsWjh" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">77</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zE9y4pY4Htjk" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">40,927,677</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z5MUgFyglYMe" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3,407,364</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20221231_zEufZ1qG2mkj" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of positions, less than 12 months"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">55</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20221231_z4al77chXPY1" style="border-bottom: Black 2.5pt double; text-align: right" title="Fair Value, less than 12 months"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">70,461,758</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20221231_zdUkuT4NLMI7" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses, less than 12 months"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,806,869</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20221231_zi5sMI4Sbiba" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of positions, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">58</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20221231_zaMvoFCJ1bY2" style="border-bottom: Black 2.5pt double; text-align: right" title="Fair Value, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">195,727,958</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20221231_zAweNvCEFlG" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(23,021,565</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20221231_z4vNb7N853D7" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of positions"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">113</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20221231_zeYYqgticwdk" style="border-bottom: Black 2.5pt double; text-align: right" title="Fair value"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">266,189,716</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20221231_zIQdELEOmy28" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(25,828,434</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="34" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Less Than 12 Months</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">12 Months or Longer</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">#</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fair Value</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gross Unrealized Loss</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 10%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zkogvqa0pUX7" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">15</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z6qFdaHKEO93" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">94,994,915</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zvewSP5P64Wc" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,276,399</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zU4zIbPVFVP7" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0856">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zEut3g1IG8R5" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0857">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zFwVLSJ3sBI9" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0858">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z4y5PWtt5UDl" style="width: 5%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">15</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zTMrmw7CBAug" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">94,994,915</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zp6sYz7FZCJj" style="width: 7%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,276,399</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zWmv6NRLznqf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">3</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zJ43AlTdktab" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">19,480,595</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zbfaNRaXKgP" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(519,405</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zz4tnXJkSE4h" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">6</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zyPd068zFlkd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">39,909,134</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zbWiAIA6cZSj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,390,429</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_z6K7M0ugtTK2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">9</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zCKK3JpdYtDf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">59,389,729</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zb4Q83CCCGr6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,909,834</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z0hg2HsV5pQ6" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">19</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zWY3NLq7joe9" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,384,462</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zPvS88ME2lx8" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(193,612</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z31isSE48Hsb" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0874">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z5aqBN2JJ5tg" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0875">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z4MSVVQNE72" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"><span style="-sec-ix-hidden: xdx2ixbrl0876">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zu5kpCUJsDb6" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">19</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zPVGbhWQC7Z6" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,384,462</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zTcoF5Qwqqv5" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(193,612</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_iI_uNumber_c20211231_zAHM1oXr7ey5" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">37</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_984_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_c20211231_zRBbHKH6JRB6" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">125,859,972</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iNI_di_c20211231_zeuKS9iTRszd" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,989,416</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_iI_uNumber_c20211231_zkLRaclgWXi6" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of positions, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">6</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_c20211231_zu3HTqIRcq54" style="border-bottom: Black 2.5pt double; text-align: right" title="Fair Value, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">39,909,134</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iNI_di_c20211231_z4wZm5EgQcrd" style="border-bottom: Black 2.5pt double; text-align: right" title="Gross Unrealized Losses, 12 months or longer"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,390,429</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_iI_uNumber_c20211231_z2ShbBgkXHX4" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">43</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_c20211231_zGnATYcNu6Tk" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">165,769,106</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">$</span></td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iNI_di_c20211231_z1bdh6UCB19h" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3,379,845</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 8pt">)</span></td></tr> </table> 7 38181255 1790134 18 130006060 10320852 25 168187315 12110986 2 6212285 84170 9 50862439 10225914 11 57074724 10310084 46 26068218 932565 31 14859459 2474799 77 40927677 3407364 55 70461758 2806869 58 195727958 23021565 113 266189716 25828434 15 94994915 1276399 15 94994915 1276399 3 19480595 519405 6 39909134 1390429 9 59389729 1909834 19 11384462 193612 19 11384462 193612 37 125859972 1989416 6 39909134 1390429 43 165769106 3379845 <p id="xdx_894_eus-gaap--ScheduleOfRealizedGainLossTableTextBlock_zYsj8JFqa7q" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B3_z0fK8PcB81hf">The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red; margin-left: 0.5in"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49B_20220101__20221231_zFnyfROzAvDi" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_494_20210101__20211231_zJgZuUIoyHZ8" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20200101__20201231_z74yFKwP2Oqh" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For the Year Ended December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_z4AVdc7ypJL8" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 41%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross proceeds</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">18,525,780</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15,572,500</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,550,000</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--DebtSecuritiesAvailableForSaleRealizedGain_zs59MhVwXyF7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Gross realized gains</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">64,782</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">266,944</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10,002</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> 18525780 15572500 11550000 64782 266944 10002 13604 56058 2100 <p id="xdx_806_eus-gaap--FinancingReceivablesTextBlock_z8CYg9MAZJD5" style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82A_zuh8bNLPwSFd">LOANS AND ALLOWANCE FOR LOAN LOSSES</span></span></span></td></tr></table> <p id="xdx_893_eus-gaap--ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_zrl3cRmrjpR8" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B6_zqWXZrSLf0Z3">Major classifications of loans</span> (net of deferred loan fees of $<span id="xdx_902_eus-gaap--LoansAndLeasesReceivableDeferredIncome_iI_c20221231_zfJj6r64IrUf" title="Deferred loan fees">159,434</span> at December 31, 2022, and $<span id="xdx_906_eus-gaap--LoansAndLeasesReceivableDeferredIncome_iI_c20211231_z6jGIwWV48Ef">488,481</span> at December 31, 2021) are shown in the table below.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 85%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_496_20221231_z10iIUznZ5Hg" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_494_20211231_zrd3ZIwkZXCd" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_405_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zQyCROeCUOG1" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 70%; padding-left: 0.125in; text-indent: -0.125in">Commercial</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">45,072,059</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">45,804,434</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Commercial real estate:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zwHOAqWW0unb" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">17,524,260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">12,054,095</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zQKEtoodOjsb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">172,897,387</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">165,719,078</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in">Consumer:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z7DjWJ1Vh05j" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Real estate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">91,636,538</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">71,307,488</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_z2TaDtueYcV3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,851,538</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,768,531</td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zQRFfgEWyvyi" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Paycheck protection program</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0929">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,978,603</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_zkZ3zS8aRckg" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-style: normal; font-weight: normal; padding-left: 0.125in; text-indent: -0.125in"><span style="display: none">Loans</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">330,981,782</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">306,632,229</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_di_z5TxwmrdHrna" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Allowance for loan losses</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,291,221</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,376,987</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_400_eus-gaap--LoansAndLeasesReceivableNetReportedAmount_iI_zaLFyEuwqS0j" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in">Loans, net</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">326,690,561</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">302,255,242</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <p id="xdx_8AF_zihZinSLd8ob" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We had $<span id="xdx_90A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pn5n6_c20221231__us-gaap--PledgedStatusAxis__us-gaap--AssetPledgedAsCollateralMember_zMy1pRTYtZa8" title="Loans">93.1</span> million and $<span id="xdx_90C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pn5n6_c20211231__us-gaap--PledgedStatusAxis__us-gaap--AssetPledgedAsCollateralMember_zYR64njDN6N2">94.7</span> million of loans pledged as collateral to secure funding with the Federal Reserve Bank (“FRB”) Discount Window at December 31, 2022 and 2021, respectively.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) was signed into law, which established the Paycheck Protection Program (“PPP”) and allocated $<span id="xdx_90E_ecustom--LoansToBeIssuedUnderCaresAct_iI_pn8n9_c20200327__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zmmcBqPgy75f">349</span>.0 billion of loans to be issued by financial institutions. Under the program, the Small Business Administration (“SBA”) forgave loans, in whole or in part, made by approved lenders to eligible borrowers for payroll and other permitted purposes in accordance with the requirements of the program. These loans carried a fixed rate of <span id="xdx_903_eus-gaap--DebtInstrumentInterestRateStatedPercentage_iI_dp_uPure_c20200327__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zEnH5MkPjSa6" title="Loans fixed rate">1.00</span>% and a term of <span id="xdx_90A_eus-gaap--DebtInstrumentTerm_dt_c20200326__20200327__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zFwOvjLmL7g5" title="Loans term">two years</span>, if not forgiven, in whole or in part. The loans were <span id="xdx_90A_ecustom--GuaranteeOfLoanBySbaPercentage_dp_uPure_c20200326__20200327__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zcHpnLhTAdoc" title="Guarantee of loan by SBA (percent)">100</span>% guaranteed by the SBA and as long as the borrower submitted its loan forgiveness application within ten months of completion of the covered period. The borrower was not required to make any payments until the forgiveness amount was remitted to the lender by the SBA. The Bank received a processing fee from the SBA ranging from <span id="xdx_90E_ecustom--ProcessingFeeOfSbaLoansPercentage_dp_c20200326__20200327__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__srt--RangeAxis__srt--MinimumMember_zqXfIJVsQuB3">1</span>% to <span id="xdx_902_ecustom--ProcessingFeeOfSbaLoansPercentage_dp_c20200326__20200327__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__srt--RangeAxis__srt--MaximumMember_zCucPdTRYZof">5</span>% based on the size of the loan. The fees are deferred and amortized over the life of the loans in accordance with ASC 310-20. The Paycheck Protection Program and Health Care Enhancement Act (“PPP/ HCEA Act”) was signed into law on April 24, 2020. The PPP/HCEA Act authorized additional funding under the CARES Act of $<span id="xdx_90E_ecustom--AdditionalFundingOfLoansToBeIssuedUnderCaresAct_iI_pn8n9_c20200424__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zbrXyY8q67jc">310</span>.0 billion for PPP loans to be issued by financial institutions through the SBA. On December 27, 2020, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (“Economic Aid Act”) was enacted, which reauthorized lending under the PPP program through March 31, 2021, with an additional $<span id="xdx_90C_ecustom--AdditionalFundingOfLoansToBeIssuedUnderEconomicAidAct_iI_pn9n9_c20201227__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zr1pq0DX5Jg">325</span> billion. Over the course of the PPP program, the Bank extended <span id="xdx_901_ecustom--BankFundingNumberOfCustomers_iI_uNumber_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zB8zur8yS3Hi" title="Bank funding number of customers">480</span> loans with a total loan amount of $<span id="xdx_905_ecustom--BankFunding_iI_pn5n6_uUSD_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zK9u2TirKDn6" title="Bank funding amount">55.3</span> million. Because these loans were <span id="xdx_90D_ecustom--GuaranteeOfLoanBySbaPercentage_dp_uPure_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_z9A7q1TrayTl" title="Guarantee of loan by SBA (percent)">100</span>% guaranteed by the SBA and did not undergo the Bank’s typical underwriting process, they were not graded and did not have an associated allowance.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Our portfolio grading analysis estimates the capability of the borrower to repay the contractual obligations of the loan agreements as scheduled. Our internal credit risk grading system is based on experience with similarly graded loans, industry best practices, and regulatory guidance. Our portfolio is graded in its entirety, with the exception of the PPP loans.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Our internally assigned grades pursuant to the Board-approved lending policy are as follows:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 56.15pt"/><td style="width: 32.4pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td style="text-align: justify; padding-right: 6.3pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Excellent </b>(1) The borrowing entity has more than adequate cash flow, unquestionable strength, strong earnings and capital, and where applicable, no overdrafts.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 56.15pt"/><td style="width: 32.4pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Good </b>(2) The borrowing entity has dependable cash flow, better than average financial condition, good capital and usually no overdrafts.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 56.15pt"/><td style="width: 32.4pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Satisfactory </b>(3) The borrowing entity has adequate cash flow, satisfactory financial condition, and explainable overdrafts (if any).</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 56.15pt"/><td style="width: 32.4pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td style="text-align: justify; padding-right: 7.15pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Watch </b>(4) The borrowing entity has generally adequate, yet inconsistent cash flow, cyclical earnings, weak capital, loan to/from stockholders, and infrequent overdrafts. The borrower has consistent yet sometimes unpredictable sales and growth.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 56.15pt"/><td style="width: 32.4pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>OAEM </b>(5) The borrowing entity has marginal cash flow, occasional past dues, and frequent and unexpected working capital needs.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 56.15pt"/><td style="width: 32.4pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td style="text-align: justify; padding-right: 6.8pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Substandard </b>(6) The borrowing entity has cash flow barely sufficient to service debt, deteriorated financial condition, and bankruptcy is a possibility. The borrowing entity has declining sales, rising costs, and may need to look for secondary source of repayment.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 56.15pt"/><td style="width: 32.4pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td style="text-align: justify; padding-right: 7.35pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Doubtful </b>(7) The borrowing entity has negative cash flow. Survival of the business is at risk, full repayment is unlikely, and there are frequent and unexplained overdrafts. The borrowing entity shows declining trends and no operating profits.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 56.15pt"/><td style="width: 32.4pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Loss </b>(8) The borrowing entity has negative cash flow with no alternatives. Survival of the business is unlikely.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p id="xdx_89A_eus-gaap--FinancingReceivableCreditQualityIndicatorsTableTextBlock_zxV50p245jFf" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BA_ziEghC3llR84">The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commerical <br/> Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial <br/> Real Estate <br/> Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer <br/> Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer<br/> Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 16%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Pass</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pp0p0_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zd8MNi9wq8Mb" style="width: 8%; text-align: right" title="Loans"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">42,724,289</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zbD4dp1UcOP9" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFWPAPu3ET96" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">167,518,577</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMhkGVS9irGh" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">86,183,899</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_989_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z02yC8qsnZi4" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,597,886</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zsiy1mFfsK42" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">317,548,911</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Watch</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z9NKNIXEUzT6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">976,966</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z0pJXWeI49D9" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,223,532</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJP2ei214S1k" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,928,437</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zN48HigAnkec" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">208,417</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zERwIGroQP5i" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">9,337,352</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">OAEM</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zt07C92tZ6R9" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">94,803</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zrDZjaEaVza4" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">968,611</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z5OWWy5eYMud" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">274,445</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z74vu1Kw3tY2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,345</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zGR1szimHVdj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,345,204</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Substandard</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_989_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zl77jMZeONn5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,276,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zle7jLlDVEll" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,186,667</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ztKeoPCSZ3K1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">249,757</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zEVpaCrWvyTa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">37,890</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z3e4RpPb2NCi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,750,315</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Doubtful</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Loss</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zYJ7IBE5Qqji" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,072,059</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember_zeQoa53Coz05" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_983_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember_zatOJKm3MtN3" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">172,897,387</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zQh1Eroy4B1a" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,636,538</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember_z3E36lNxF4ib" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,851,538</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231_zdVYrQr4EUdk" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">330,981,782</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commerical <br/> Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial <br/> Real Estate <br/> Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer <br/> Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer<br/> Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 16%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Pass</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJLPudI2FGTf" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">43,853,889</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z988jsRIHNya" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">11,616,118</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zi79VdiRYhB4" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">159,825,281</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z891m4GGxneg" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">69,920,347</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z3Sd5yfq6KA6" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,565,716</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zvFxHiNhsuP7" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zWRIPo9UArVh" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">296,759,954</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Watch</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zernch2Bgsnj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">450,319</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zZRPoeFHwz2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">437,977</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zUQcFJDpS5mj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,082,408</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zazytq7crTO4" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">862,938</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zGC9469OG5jk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">133,418</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zBuafzIoVT4l" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,967,060</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">OAEM</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zipHoqyxuBEc" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">36,749</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_znGmmgjBDjI8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,158,268</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zwgZvIyUoVL7" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">274,445</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zjetag71FiB1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">29,244</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zizMCKa3R3l2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,498,706</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Substandard</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zIpxfV6D1wq1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,463,477</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zKgfUiuttkdg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ziKt1jHpwL81" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zoeZGFtIF3i2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zM4QAvcBeVwf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,406,509</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Doubtful</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Loss</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zO6E0474DbG1" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,804,434</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember_zZKAncI2mRX4" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember_z7DfPK4WDB18" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">165,719,078</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zWajthP5XWzb" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,307,488</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember_zUYXZsO9gWq8" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,768,531</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zTI4DJYtORpi" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231_z0VdwSNlKOd8" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">306,632,229</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A7_zVieogCV9Y54" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_896_eus-gaap--PastDueFinancingReceivablesTableTextBlock_zfa1JUdSrwx2" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B1_zOTlDjUm4fq4">The following tables include an aging analysis of the recorded investment in loans segregated by class.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="30" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2022</span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">30-59 Days<br/> Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">60-89 Days<br/> Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Greater than<br/> 90 Days</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total <br/> Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Current</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Loans Receivable</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recorded Investment ≥<br/> 90 Days and Accruing</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 16%; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zCSY7R26Uewb" style="width: 8%; text-align: right" title="Loans"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">16,451</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_zFZg1o59GByi" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">178,975</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zhlrtipaRh5a" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">195,426</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_989_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_z7Ry8vf23P96" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">44,876,633</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zCmXssRdxGA" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,072,059</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_z6FM5r2u4l2i" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_ztNZzDBIV0g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_znDJFmc9zL24" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,425</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_zxNWPjBrzJA8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">631,453</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_z5jWiVdFdaGl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">676,878</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zxvVXm6JtaSd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">172,220,509</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zp1VucCRhCH5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">172,897,387</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zXAB1HMbCRFa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">274,445</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_z1d2NWwmReO3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">274,445</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_z5xh1P1CIKR3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,362,093</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zrHQG4KgwgEg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,636,538</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zJl7jPw5vLx5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,851,538</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zlAddhYDMev8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,851,538</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_z99V5so1YvW8" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">336,321</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_zqsxcbBcWkX3" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">178,975</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_zmjFSFZKoj35" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">631,453</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zVZ4QtsNPkje" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,146,749</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zJjhxwXY8jJh" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">329,835,033</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231_z5QMse6sRLXk" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">330,981,782</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="30" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2021</span></td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">30-59 Days Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">60-89 Days Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Greater than 90 Days</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Current</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Loans Receivable</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recorded Investment ≥<br/> 90 Days and Accruing</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 16%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zyU5s0nWzysa" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">88,659</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zT1LE3KLe5ff" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">88,659</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zUZIlr1r68P3" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,715,775</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zqyme7lJbdsi" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,804,434</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zrkav374Ha7c" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zRIVG7eLT6Kl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_989_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zrij5CNIDztd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">59,269</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_zBKfdILBSPj4" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">288,464</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_z6G72DTcz1ib" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">337,490</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zLibJxAY058d" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">685,223</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zkX9wadMSTUa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">165,033,855</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_ztjNw1NrXDRj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">165,719,078</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zrvnFxW7Oqf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,307,488</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_983_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zu6o21e8VlU1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,307,488</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zjSMTs3zKzWa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">23,971</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zyvylnO3EFf5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">23,971</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_z1IAC3gfHO8g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,744,560</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zC7nVyl87zo1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,768,531</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zC0A8XDIntn4" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zDtLuXlmpPRl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zaMmBXKzNc6a" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">171,899</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_zEwIR7cADFQb" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">288,464</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_z2dZtJ8tbBz5" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">337,490</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zWM7ckwHhQxi" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">797,853</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zJhwPzOny6Hl" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">305,834,376</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231_zbDjzHEIR2Ib" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">306,632,229</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p id="xdx_8A6_zCGDXAnvusWi" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">There were no loans past due 90 days or more and still accruing interest at December 31, 2022 and 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_894_eus-gaap--ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_z6x8z83sZJfi" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B7_z8hGw8QQcbIi">The following table summarizes the balances of non-accrual loans.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 75%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td colspan="5" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Loans Receivable on Non-Accrual </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2022</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 45%">Commercial</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_989_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zp68ylccGEm6" style="width: 12%; text-align: right" title="Loans Receivable on Non-Accrual">178,975</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Commercial Real Estate Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Commercial Real Estate Other</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember_zaxHGTvnmPv9" style="text-align: right">631,453</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember_zwHsKqyxefWe" style="text-align: right">625,953</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Consumer Real Estate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Consumer Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zouudRumD5Lb" style="text-align: right">9,686</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Paycheck Protection Program</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt">Total</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_987_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_pp0p0_c20221231_zbrt4hDUjOfd" style="border-bottom: Black 2.5pt double; text-align: right" title="Non-accrual loans receivable">631,453</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_985_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_pp0p0_c20211231_zBXEQG8V2j1d" style="border-bottom: Black 2.5pt double; text-align: right" title="Non-accrual loans receivable">814,614</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A9_zONsArGePaM" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p id="xdx_89C_eus-gaap--AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_zPUQjSrrI6Ja" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B7_zvU3RoHqRzz5">The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. </span>The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_497_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z3y0WPQLOJQb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zbRDuKq2O128" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zehkTax3652" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49C_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z78TuhTRKcu7" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_497_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zrzt1rXRTIWi" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_499_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zcBByIlf2zDa" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20220101__20221231_zG9uVfGMpfA2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2022</span></td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--FinancingReceivableAllowanceForCreditLossesRollForward_iB_zNdOrqSifJG1" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01S_z8qllilPOKx2" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Beginning Balance</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">795,689</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">175,493</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,376,306</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">924,784</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">104,715</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1106">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,376,987</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--FinancingReceivableAllowanceForCreditLossesWriteOffs_i01N_di_zlIH9WQv6WJ5" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Charge-offs</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(40,600</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1110">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1111">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(2,034</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1113">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(10</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(42,644</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td></tr> <tr id="xdx_405_eus-gaap--FinancingReceivableAllowanceForCreditLossesRecovery_i01_zhtWphup7xyh" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recoveries</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">800</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1118">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">18,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1120">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,224</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">854</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">31,878</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_402_eus-gaap--ProvisionForLoanAndLeaseLosses_i01_zOkAuyao0yr7" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Provisions</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(20,130</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">55,132</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(177,822</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">92,027</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(23,363</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(844</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(75,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td></tr> <tr id="xdx_40C_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01E_zfxWdjS8bfV5" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Ending Balance</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">735,759</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">230,625</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,216,484</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,014,777</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">93,576</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1138">—</span></span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,291,221</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_497_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zFkiS9LKtkyc" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_498_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_znfv2XwIZX22" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_497_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_ztm3RTapIkG2" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_494_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z7KB92HZPerb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_499_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zikf9RsIJaEa" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zBakMwegYJml" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20210101__20211231_zwF8VCWdniGe" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2021</span></td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--FinancingReceivableAllowanceForCreditLossesRollForward_iB_zZN912GnnhMk" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01S_z6AQyr2vLapd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Beginning Balance</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,029,310</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">199,266</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,909,121</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">925,077</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">122,920</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1154">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,185,694</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--FinancingReceivableAllowanceForCreditLossesWriteOffs_i01N_di_zsJcXpuTEi4k" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Charge-offs</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1157">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1158">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1159">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1160">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(11,440</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(9,550</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(20,990</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesRecovery_i01_zP2OCd7qcnZ5" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recoveries</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">21,329</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1166">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1167">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">47,711</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">22,367</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">876</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">92,283</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--ProvisionForLoanAndLeaseLosses_i01_zT3me1LUU7zh" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Provisions</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(254,950</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(23,773</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">467,185</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(48,004</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(29,132</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">8,674</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">120,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01E_z6htdlKxzNP1" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Ending Balance</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">795,689</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">175,493</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,376,306</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">924,784</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">104,715</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1186">—</span></span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,376,987</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zsouFBTV9cT4" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_494_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zhKPscm7tUPh" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_490_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_z0K3q9aiKTwl" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zt0Ta26jJjp6" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zMakv31ZpNN6" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_498_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zT4XFjheAChd" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20200101__20201231_zHmNi1ys3bPk" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2020</span></td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableAllowanceForCreditLossesRollForward_iB_zzxpjq6yWhhg" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01S_zm6QkeuYXabl" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Beginning Balance</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,429,917</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">109,235</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,270,445</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">496,221</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">697,940</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1202">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,003,758</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesWriteOffs_i01N_di_ze3bp36egaW8" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Charge-offs</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(171,646</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1206">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1207">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1208">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(116,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(2,650</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(290,297</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesRecovery_i01_zvZCfpE9SnC3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recoveries</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">88,811</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1214">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">99,801</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1216">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">43,599</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">22</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">232,233</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--ProvisionForLoanAndLeaseLosses_i01_zNkcXgL7Wbal" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Provisions</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(317,772</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">90,031</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">538,875</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">428,856</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(502,618</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,628</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">240,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01E_zlQKxClAsMH4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Ending Balance</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,029,310</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">199,266</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,909,121</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">925,077</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">122,920</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1234">—</span></span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,185,694</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p id="xdx_8AF_ziWhEnHl2a3c" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p id="xdx_893_ecustom--ScheduleOfAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoansTableTextblock_znt0Flh8KvBc" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BE_zxfSAgl0rlDf">The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zyUWlAbDg1Fb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49B_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zef8oue5JdXh" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_z117EwkPahba" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49C_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zz6j3zDHjZof" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zpsYhwEKr6v3" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zk0CXbZuPouj" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20221231_z3uf4LopS4uh" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="26" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_iB_zuI3WwvqXuy8" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_i01I_maCzlKD_zssJG1oF3DT4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Individually evaluated for impairment</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">179,230</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1248">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1249">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1250">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">37,889</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1252">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">217,119</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_i01I_maCzlKD_zaz2NJBImeBf" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Collectively evaluated for impairment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">556,529</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">230,625</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,216,484</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,014,777</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">55,687</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1260">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,074,102</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01TI_mtCzlKD_zmfthyOQdzfj" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">735,759</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">230,625</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,216,484</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,014,777</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">93,576</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1268">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,291,221</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_ecustom--LoansReceivablesAbstract_iB_zpiYQ2Z3X51f" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Loans Receivable</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--FinancingReceivableIndividuallyEvaluatedForImpairment_i01I_maCzDsp_zuBNNcvu6GT3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Individually evaluated for impairment</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,276,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1280">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1284">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,766,060</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--FinancingReceivableCollectivelyEvaluatedForImpairment_i01I_maCzDsp_zsVcWf5YUPE3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Collectively evaluated for impairment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">43,796,058</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">171,694,975</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,386,780</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,813,649</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1292">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">328,215,722</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_i01TI_mtCzDsp_zMMg9OdbFI73" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Loans Receivable</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,072,059</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">172,897,387</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,636,538</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,851,538</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1300">—</span></span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">330,981,782</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zSb6Z70lxnya" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_znOcZsagGCpi" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49A_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zDgTrtJQbbx4" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_494_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zHTnK35SFjk2" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zuWZ6vLgEpd3" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_496_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zvGhzuExX8Vb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49B_20211231_zLLguTWWJrul" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="26" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_iB_zfUpZ21arW27" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_i01I_maCzMSM_zCQCoC7kAJZf" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Individually evaluated for impairment</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">179,988</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1312">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1313">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1314">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">40,153</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1316">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">220,141</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_i01I_maCzMSM_zQs1ePjpGSpd" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Collectively evaluated for impairment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">615,701</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">175,493</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,376,306</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">924,784</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">64,562</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1324">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,156,846</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01TI_mtCzMSM_zNbyL48npQ0i" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">795,689</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">175,493</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,376,306</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">924,784</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">104,715</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1332">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,376,987</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_408_ecustom--LoansReceivablesAbstract_iB_zCK6IExUO9L8" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Loans Receivable</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableIndividuallyEvaluatedForImpairment_i01I_ze4mlff0q5W9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Individually evaluated for impairment</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,463,477</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1344">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1348">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,406,509</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableCollectivelyEvaluatedForImpairment_i01I_zNSvI81FgGM2" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Collectively evaluated for impairment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">44,340,957</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">164,065,957</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,057,730</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,728,378</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">303,225,720</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_i01TI_mtCz8zj_zsbBnuRlH0cb" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Loans Receivable</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,804,434</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">165,719,078</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,307,488</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,768,531</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">306,632,229</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p id="xdx_8A7_zp9RZhtdxTs1" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p id="xdx_891_eus-gaap--ImpairedFinancingReceivablesTableTextBlock_zhfmdtrVdo82" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B2_zBb7aiQ2Xuec">As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="22" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Impaired and Restructured Loans As of</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: center; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unpaid Principal Balance</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Related Allowance</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unpaid Principal Balance</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Related Allowance</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_ecustom--ImpairedFinancingReceivableithWithNoRelatedAllowanceRecordedAbstract_iB_zUXeYg48F0W" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">With no related allowance recorded:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 22%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zqpZ5z0nX8Al" style="width: 9%; text-align: right" title="Unpaid Principal Balance with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">317,553</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zxFCZUukTGr9" style="width: 9%; text-align: right" title="Recorded Investment with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">317,553</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zN9ZSpqbGNv5" style="width: 9%; text-align: right" title="Unpaid Principal Balance with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,096,407</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zzPhBsGzVlb3" style="width: 9%; text-align: right" title="Recorded Investment with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,096,407</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zFHKxaMT11Wi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zGJBjdyTOfv5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zOA4CQOCiWvk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zM4YbYw0DSL3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zg9rBp1Csy25" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_ztPMZZrxSUig" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z0MHfIMasE97" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zk7I7WPimEI" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_maUPD_c20221231_z8XYt0zMKijd" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,769,723</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_maRecInv_c20221231_zlmms7OKtgs9" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,769,723</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231_zPo1VInj1qEl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,999,286</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20211231_z7Daz3Qrjmy2" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,999,286</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_ecustom--ImpairedFinancingReceivableithWithRelatedAllowanceRecordedAbstract_iB_zPp5U04TGSqc" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">With an allowance recorded:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z1IJnvrEZyMd" style="text-align: right" title="Unpaid Principal Balance with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">958,448</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zVThZEaWa5F5" style="text-align: right" title="Recorded Investment with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">958,448</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zqtih66FYd24" style="text-align: right" title="Related Allowance"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">179,230</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zkhlgrAufuZd" style="text-align: right" title="Unpaid Principal Balance with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">367,070</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zuSRFfbtp1id" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">367,070</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zZ7lSQLB5Iwc" style="text-align: right" title="Related Allowance"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">179,988</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zybicjh7Kqla" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zlJkahkvsegg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zw1Y1wArlnwb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zfcHjvcM4ON2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zVIZgbwXtZOi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zzXrIqRliEf5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_maUPD_c20221231_zGXPx9nI2To8" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">996,337</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_maRecInv_c20221231_zzLwALoGCofl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">996,337</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20221231_zuqjA7igzpni" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">217,119</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231_z4zfQ95ivWGk" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">407,223</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20211231_zZB9OXy0TKf6" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">407,223</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20211231_zvQXAvF4vqJl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">220,141</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_ecustom--ImpairedFinancingReceivableithWithOrWithNoRelatedAllowanceRecordedAbstract_iB_z378tzD30O5g" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zv1MrSV9zYY3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,276,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zWpWIk33yC1b" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,276,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zhLoOECLtT98" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">179,230</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zbCihSY16YCk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,463,477</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zfCL1zJ2AC4e" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,463,477</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zEa8Ay8xctjj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">179,988</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zbbfE6mqPL5h" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zPZwwEzvXG2g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zDxA06LYKOvb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_znnzM3HuIVji" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z2KmAt2Anqgf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zUyvMR6xYn2j" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zdG7Khzmk05g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zwjIHAsnOfXb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zzkj5uZX6AD2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zjH58E2DOsG9" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zvMMBU8wJii8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_z3Qhy4yGFrxh" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_ztrRQMAllL1k" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zrP1x2yi8zf8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_mtUPD_c20221231_zCSnJh70nVR8" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,766,060</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_mtRecInv_c20221231_z8br41KssNP3" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,766,060</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20221231_z46Vy2M4dht2" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">217,119</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231_ztPKuV2li0n4" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,406,509</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231_znVLtNoyXKbi" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,406,509</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_981_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20211231_ztVv7SJpqNEd" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">220,141</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p id="xdx_8AD_z2QO6oEp7uhe" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p id="xdx_89B_ecustom--ScheduleOfAverageImpairedLoansAndInterestIncomeRecognizedOnImpairedLoansTableTextblock_zmfYWzQi3TZc" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B0_zQrEi7ZWsb4l">The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; font-weight: bold; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="22" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For the year ended December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: center; padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Average Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest Income Recognized</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Average Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest Income Recognized</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Average Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest Income Recognized</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_ecustom--ImpairedFinancingReceivableithWithNoRelatedAllowanceRecordedAbstract_iB_zEpns4XZyEr2" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">With no related allowance recorded:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 22%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zPcW0zdOTPqd" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">344,592</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z8J5UJIUnW6i" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,445</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z30ql35nNnVg" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,142,667</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zIK0GTiaPz79" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68,602</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zevrhv8q81dj" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,866,590</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zxCVlyoLOok5" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">102,636</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zNjhbwXzWhni" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,231,015</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zSgxqpkjOR0f" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">30,689</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zqb49ySX22tl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,645,375</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_z1v1Tz0BXvGl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68,031</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zKSghz2WfjSg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,849,474</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zM8o12edKve2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">218,372</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zs8AqM1YUlP6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z9UkNU3SuRl5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,019</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zMN1Ect48pzc" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,777</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zxs9zAnZBqib" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10,615</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zpaiJnA6MJsg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,813</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zVzx0CpPib9k" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,580</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_maARI_c20220101__20221231_z42K6KdoPSsc" style="text-align: right" title="Average Recorded Investment with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,825,365</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_maIIR_c20220101__20221231_z78ZTwuoxlng" style="text-align: right" title="Interest Income Recognized with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">66,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20210101__20211231_zG1FTzT90w1j" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,037,819</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231_zOpek10Z5vi5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">147,248</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20200101__20201231_zuW5ms7mj6Dd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,965,877</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231_z5zdzB0KLH4c" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">332,588</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40C_ecustom--ImpairedFinancingReceivableithWithRelatedAllowanceRecordedAbstract_iB_zZ0tCyEqkipg" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">With an allowance recorded:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zARZuqZ81ZEi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">981,575</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z9dPJYcz6Gdj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">63,267</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zYRFusRIhUKi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">378,499</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zhN3d8eEYIE9" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">22,130</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zvEkrPo4NAUg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">578,399</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zRbWTz9jRdFd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,663</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zBjXcTMA6lb8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">337,304</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zZt0qwU7O6Kd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">36,483</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_ecustom--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeNetAccrualMethod_maIIR_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zTdIVLBUWEtk" style="text-align: right" title="Interest Income Recognized with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(116</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zcq8ExP7xxTk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">38,962</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zXgj7GyRjUvi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,532</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zPZQp1Y1uxzf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,133</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zjohBYrdLA71" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,674</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_z5pd5z1Jfkv1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">42,089</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zybtcnZOut15" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,743</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_maARI_c20220101__20221231_zQkIHILd7m5h" style="text-align: right" title="Average Recorded Investment with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,020,537</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_maIIR_c20220101__20221231_zMJDFBZzT2fk" style="text-align: right" title="Interest Income Recognized with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">65,799</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20210101__20211231_zlYjYYGZdf33" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">419,632</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231_zTUF22YAguVi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">24,804</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231_zGIsfqXaJI82" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">994,275</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231_zD2Cdqa8MlJl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,290</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_ecustom--ImpairedFinancingReceivableithWithOrWithNoRelatedAllowanceRecordedAbstract_iB_zpZwVBGTMFV1" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z8ZDgGBq9kec" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,326,167</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zCspnCl50gC5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">84,712</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zoNFk11LVRz8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,521,166</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zv0LA2knm1qj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">90,732</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_ztTLhW4eK8Zj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,444,989</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zq7yKBsuhxi3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">140,299</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zmfNV5l0sipb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,231,015</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zqhHpJG89b6g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">30,689</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zDWEgXtztrVf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,645,375</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zsU7sxC0i1t" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68,031</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zBQbZg0EYaoa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,186,778</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zrirSk70g6G5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">218,372</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zWJKegXpH3a3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zWZzcSAJ9Yfb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,019</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zHot2AUhIVY4" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,777</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z7axXHf4sOp6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10,615</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zawLRbnuTs75" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">286,296</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z8O2TS0HQOF" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,464</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zD7XzMiP43sg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">38,962</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zIrZPtr5w8u6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,532</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zK7K4PLaygU1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,133</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zuKHHdsG7l5h" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,674</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_z1OD3N34N0x6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">42,089</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zke2jX7gVwUi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,743</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_mtARI_c20220101__20221231_zb9pTXCKW3g2" style="border-bottom: Black 2.5pt double; text-align: right" title="Average Recorded Investment"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,845,902</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_mtIIR_c20220101__20221231_zhcxR9qkOGV5" style="border-bottom: Black 2.5pt double; text-align: right" title="Interest Income Recognized"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">131,952</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231_z96U68pl6imi" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,457,451</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231_zSTqkGKLTNc2" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">172,052</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231_z4Mmh1CInD48" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">7,960,152</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231_ztYaBKslvs4h" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">372,878</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A9_z9tDglPfS0Xe" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red">   </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In general, the modification or restructuring of a debt is considered a troubled debt restructuring (“TDR”) if we, for economic or legal reasons related to a borrower’s financial difficulties, grant a concession to the borrower that we would not otherwise consider. As of December 31, 2022 and December 31, 2021, there were <span id="xdx_902_ecustom--RestructuredLoansNumber_iI_dc_c20221231_zI7wyEmx4hUl"><span id="xdx_90E_ecustom--RestructuredLoansNumber_iI_dc_c20211231_zeGZXGU9IIu2">five</span></span></span><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> TDRs with a balance of $<span id="xdx_90D_eus-gaap--FinancingReceivableModificationsRecordedInvestment_iI_pn5n6_c20221231_zs1i9VY3GW5k" title="Restructured loans amount"><span id="xdx_905_eus-gaap--FinancingReceivableModificationsRecordedInvestment_iI_pn5n6_c20211231_z2FN2GY6HCNa">1</span></span>.0 </span><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">million. These TDRs were granted extended payment terms with no principal reduction. The structure of <span id="xdx_903_ecustom--RestructuredLoansNumber_iI_dc_uNumber_c20221231__us-gaap--LoanRestructuringModificationAxis__custom--InterestOnlyLoansMember_zHyGKed7BtLj">two </span></span><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">of the loans changed to interest only. <span id="xdx_907_ecustom--RestructuredLoansPerformingAsAgreedNumber_iI_dc_uNumber_c20221231__us-gaap--LoanRestructuringModificationAxis__custom--InterestOnlyLoansMember_znpCgw62GwP8">One</span> TDR was performing as agreed as of December 31, 2022, while the other TDR is not performing as agreed and we are considering further collection actions, including potential foreclosure proceedings. No other TDRs that were modified within the previous twelve months defaulted during the following year for the years ended December 31, 2022, 2021, and 2020.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Regulatory agencies, as set forth in the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (initially issued on March 22, 2020 and revised on April 7, 2020), have encouraged financial institutions to work prudently with borrowers who are or may be unable to meet their contractual payment obligations because of the effects of COVID-19. In this statement, the regulatory agencies expressed their view of loan modification programs as positive actions that may mitigate adverse effects on borrowers due to COVID- 19 and that the agencies will not criticize institutions for working with borrowers in a safe and sound manner. Moreover, the revised statement provides that eligible loan modifications related to COVID-19 may be accounted for under section 4013 of the CARES Act or in accordance with ASC 310-40. Under Section 4013 of the CARES Act, banks may elect not to categorize loan modifications as TDRs if the modifications are related to COVID-19, executed on a loan that was not more than 30 days past due as of December 31, 2019, and executed between March 1, 2020 and the earlier of December 31, 2020 or 60 days after the date of termination of the National Emergency. All short-term loan modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not considered TDRs. Beginning in March 2020, the Bank provided payment accommodations to customers, consisting of 60-day principal deferral to borrowers negatively impacted by COVID-19. During 2020, the Bank processed approximately $<span id="xdx_909_ecustom--PrincipalDeferments_pn5n6_c20200101__20201231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zrJUp1AwIZh4">0.7</span> million in principal deferments to <span id="xdx_906_ecustom--PrincipalDefermentsNumberOfCustomers_pip0_c20200101__20201231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zUj2eP9k119i">84</span> customers, with an aggregate loan balance of $<span id="xdx_90A_ecustom--LoanBalanceOfPrincipalDeferredLoans_pn5n6_c20200101__20201231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zRh3r09sXAhc">25.9</span> million. The Bank did not process any principal deferments during the years ended December 31, 2022 and 2021. The principal deferments represented <span id="xdx_90C_ecustom--PrincipalDefermentsPercentageOfPortfolio_pip0_dp_c20200101__20201231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zxToG001htRh">0.24</span>% of our total loan portfolio as of December 31, 2020. The Bank has examined the payment accommodations granted to borrowers in response to COVID-19 and classified <span id="xdx_902_eus-gaap--FinancingReceivableModificationsNumberOfContracts2_uNumber_c20200101__20201231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zDdVBonkeL77" title="Principal deferments number classified as TDRs">9</span> loans, with an aggregate loan balance of $<span id="xdx_900_eus-gaap--FinancingReceivableModificationsPostModificationRecordedInvestment2_pn5n6_c20200101__20201231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zPnfscpywQ3b" title="Loan balance of principal deferred loans classified as TDRs">4</span>.0 million, that were granted payment accommodations as TDRs given the continued financial difficulty of the customer, associated industry risk, and multiple deferral requests. All other borrowers were current prior to relief, were not experiencing financial difficulty prior to COVID- 19, and the Bank determined they were not considered TDRs. As of December 31, 2021, <span id="xdx_906_ecustom--FinancingReceivableModificationsNumberOfContractsRemoved_uNumber_c20210101__20211231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_z0O7xlTicKkk" title="Number of loans removed from TDR status">4 </span>of the TDRs were removed from TDR status due to improvement in financial condition and sustained performance under the restructured terms, <span id="xdx_90B_ecustom--FinancingReceivableModificationsNumberOfContractsRefinanced_uNumber_c20210101__20211231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zcjOAsLaYxCe" title="Number of loans refinanced">2</span> TDRs were paid off through refinancing into new loans at market terms, and <span id="xdx_904_ecustom--FinancingReceivableModificationsNumberOfContractsPaidOff_uNumber_c20210101__20211231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_za1q6zJTMjo5" title="Number of loans paid off">1</span> TDR was paid off. <span id="xdx_90B_ecustom--RestructuredLoansNumber_iI_dc_uNumber_c20211231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zdhlXJ9Mjjs2">Two</span> loans with a balance of $<span id="xdx_900_eus-gaap--FinancingReceivableModificationsRecordedInvestment_iI_pn5n6_uUSD_c20211231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zjg7sXEPDdEh">0.5</span> million remain in TDR status as of December 31, 2021. Additionally, of the <span id="xdx_908_ecustom--PrincipalDefermentsNumberOfCustomersNotClassifiedAsTroubledDebtRestructuring_pip0_c20210101__20211231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zeaBnX6z0K93">75</span> customers that received payment accommodations that were not classified as TDRs, <span id="xdx_90D_ecustom--PrincipalDefermentsNumberOfCustomersNotClassifiedAsTroubledDebtRestructuringPaidInFull_pip0_c20210101__20211231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zlnxprnYBp08">41</span> customers, with an aggregate loan balance of $<span id="xdx_902_ecustom--PrincipalDefermentLoansNotClassifiedAsTroubledDebtRestructuringPaidInFull_pn5n6_c20210101__20211231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zuwYdU6GKDS4">9.9</span> million, have paid their loan in full as of December 31, 2021. An additional loan was removed from TDR status during 2022. <span id="xdx_90C_ecustom--RestructuredLoansNumber_iI_dcxL_uNumber_c20221231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zTSKca4bFUtf" title="::XDX::1"><span style="-sec-ix-hidden: xdx2ixbrl1559">The</span></span> remaining loan with a balance of $<span id="xdx_90B_eus-gaap--FinancingReceivableModificationsRecordedInvestment_iI_pn5n6_c20221231__us-gaap--LoanRestructuringModificationNameAxis__custom--CARESActMember_zrgacTkKbM8a">0.1</span> million is paying as agreed as of December 31, 2022. There are no loans that received payment accommodation past due greater than 30 days. The Bank will continue to examine payment accommodations as requested by borrowers.</span></p> <p id="xdx_893_eus-gaap--ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_zrl3cRmrjpR8" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B6_zqWXZrSLf0Z3">Major classifications of loans</span> (net of deferred loan fees of $<span id="xdx_902_eus-gaap--LoansAndLeasesReceivableDeferredIncome_iI_c20221231_zfJj6r64IrUf" title="Deferred loan fees">159,434</span> at December 31, 2022, and $<span id="xdx_906_eus-gaap--LoansAndLeasesReceivableDeferredIncome_iI_c20211231_z6jGIwWV48Ef">488,481</span> at December 31, 2021) are shown in the table below.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 85%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_496_20221231_z10iIUznZ5Hg" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_494_20211231_zrd3ZIwkZXCd" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_405_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zQyCROeCUOG1" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 70%; padding-left: 0.125in; text-indent: -0.125in">Commercial</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">45,072,059</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">45,804,434</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Commercial real estate:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zwHOAqWW0unb" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">17,524,260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">12,054,095</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zQKEtoodOjsb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">172,897,387</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">165,719,078</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in">Consumer:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z7DjWJ1Vh05j" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Real estate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">91,636,538</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">71,307,488</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_z2TaDtueYcV3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,851,538</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,768,531</td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_hus-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zQRFfgEWyvyi" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Paycheck protection program</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl0929">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,978,603</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_zkZ3zS8aRckg" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-style: normal; font-weight: normal; padding-left: 0.125in; text-indent: -0.125in"><span style="display: none">Loans</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">330,981,782</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">306,632,229</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_di_z5TxwmrdHrna" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Allowance for loan losses</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,291,221</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,376,987</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_400_eus-gaap--LoansAndLeasesReceivableNetReportedAmount_iI_zaLFyEuwqS0j" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in">Loans, net</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">326,690,561</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">302,255,242</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> 159434 488481 45072059 45804434 17524260 12054095 172897387 165719078 91636538 71307488 3851538 3768531 7978603 330981782 306632229 4291221 4376987 326690561 302255242 93100000 94700000 349000000000 0.0100 P2Y 1 0.01 0.05 310000000000 325000000000 480 55300000 1 <p id="xdx_89A_eus-gaap--FinancingReceivableCreditQualityIndicatorsTableTextBlock_zxV50p245jFf" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BA_ziEghC3llR84">The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. “Pass” includes loans internally graded as excellent, good and satisfactory.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commerical <br/> Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial <br/> Real Estate <br/> Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer <br/> Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer<br/> Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 16%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Pass</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pp0p0_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zd8MNi9wq8Mb" style="width: 8%; text-align: right" title="Loans"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">42,724,289</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zbD4dp1UcOP9" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFWPAPu3ET96" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">167,518,577</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMhkGVS9irGh" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">86,183,899</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_989_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z02yC8qsnZi4" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,597,886</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zsiy1mFfsK42" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">317,548,911</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Watch</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z9NKNIXEUzT6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">976,966</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z0pJXWeI49D9" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,223,532</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJP2ei214S1k" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,928,437</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zN48HigAnkec" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">208,417</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zERwIGroQP5i" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">9,337,352</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">OAEM</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zt07C92tZ6R9" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">94,803</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zrDZjaEaVza4" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">968,611</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z5OWWy5eYMud" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">274,445</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z74vu1Kw3tY2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,345</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zGR1szimHVdj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,345,204</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Substandard</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_989_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zl77jMZeONn5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,276,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zle7jLlDVEll" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,186,667</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ztKeoPCSZ3K1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">249,757</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zEVpaCrWvyTa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">37,890</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z3e4RpPb2NCi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,750,315</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Doubtful</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Loss</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zYJ7IBE5Qqji" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,072,059</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember_zeQoa53Coz05" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_983_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember_zatOJKm3MtN3" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">172,897,387</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zQh1Eroy4B1a" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,636,538</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember_z3E36lNxF4ib" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,851,538</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231_zdVYrQr4EUdk" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">330,981,782</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commerical <br/> Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial <br/> Real Estate <br/> Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer <br/> Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer<br/> Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 16%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Pass</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJLPudI2FGTf" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">43,853,889</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z988jsRIHNya" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">11,616,118</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zi79VdiRYhB4" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">159,825,281</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z891m4GGxneg" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">69,920,347</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z3Sd5yfq6KA6" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,565,716</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zvFxHiNhsuP7" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zWRIPo9UArVh" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">296,759,954</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Watch</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zernch2Bgsnj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">450,319</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zZRPoeFHwz2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">437,977</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zUQcFJDpS5mj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,082,408</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zazytq7crTO4" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">862,938</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zGC9469OG5jk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">133,418</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zBuafzIoVT4l" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,967,060</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">OAEM</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zipHoqyxuBEc" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">36,749</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_znGmmgjBDjI8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,158,268</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zwgZvIyUoVL7" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">274,445</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zjetag71FiB1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">29,244</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zizMCKa3R3l2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,498,706</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Substandard</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zIpxfV6D1wq1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,463,477</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zKgfUiuttkdg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ziKt1jHpwL81" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zoeZGFtIF3i2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zM4QAvcBeVwf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,406,509</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Doubtful</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Loss</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zO6E0474DbG1" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,804,434</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateConstructionFinancingReceivableMember_zZKAncI2mRX4" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember_z7DfPK4WDB18" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">165,719,078</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zWajthP5XWzb" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,307,488</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--ConsumerOtherFinancingReceivableMember_zUYXZsO9gWq8" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,768,531</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zTI4DJYtORpi" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231_z0VdwSNlKOd8" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">306,632,229</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 42724289 17524260 167518577 86183899 3597886 317548911 976966 3223532 4928437 208417 9337352 94803 968611 274445 7345 1345204 1276001 1186667 249757 37890 2750315 45072059 17524260 172897387 91636538 3851538 330981782 43853889 11616118 159825281 69920347 3565716 7978603 296759954 450319 437977 3082408 862938 133418 4967060 36749 1158268 274445 29244 1498706 1463477 1653121 249758 40153 3406509 45804434 12054095 165719078 71307488 3768531 7978603 306632229 <p id="xdx_896_eus-gaap--PastDueFinancingReceivablesTableTextBlock_zfa1JUdSrwx2" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B1_zOTlDjUm4fq4">The following tables include an aging analysis of the recorded investment in loans segregated by class.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="30" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2022</span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">30-59 Days<br/> Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">60-89 Days<br/> Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Greater than<br/> 90 Days</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total <br/> Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Current</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Loans Receivable</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recorded Investment ≥<br/> 90 Days and Accruing</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 16%; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zCSY7R26Uewb" style="width: 8%; text-align: right" title="Loans"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">16,451</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_zFZg1o59GByi" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">178,975</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zhlrtipaRh5a" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">195,426</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_989_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_z7Ry8vf23P96" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">44,876,633</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zCmXssRdxGA" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,072,059</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_z6FM5r2u4l2i" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_ztNZzDBIV0g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_znDJFmc9zL24" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,425</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_zxNWPjBrzJA8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">631,453</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_z5jWiVdFdaGl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">676,878</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zxvVXm6JtaSd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">172,220,509</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98C_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zp1VucCRhCH5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">172,897,387</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zXAB1HMbCRFa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">274,445</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_z1d2NWwmReO3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">274,445</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_z5xh1P1CIKR3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,362,093</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zrHQG4KgwgEg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,636,538</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zJl7jPw5vLx5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,851,538</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zlAddhYDMev8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,851,538</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_z99V5so1YvW8" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">336,321</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_zqsxcbBcWkX3" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">178,975</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_zmjFSFZKoj35" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">631,453</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zVZ4QtsNPkje" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,146,749</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zJjhxwXY8jJh" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">329,835,033</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20221231_z5QMse6sRLXk" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">330,981,782</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="30" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2021</span></td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">30-59 Days Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">60-89 Days Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Greater than 90 Days</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Past Due</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Current</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Loans Receivable</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recorded Investment ≥<br/> 90 Days and Accruing</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 16%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zyU5s0nWzysa" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">88,659</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zT1LE3KLe5ff" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">88,659</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zUZIlr1r68P3" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,715,775</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zqyme7lJbdsi" style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,804,434</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zrkav374Ha7c" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zRIVG7eLT6Kl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_989_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zrij5CNIDztd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">59,269</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_zBKfdILBSPj4" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">288,464</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_z6G72DTcz1ib" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">337,490</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zLibJxAY058d" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">685,223</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zkX9wadMSTUa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">165,033,855</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_ztjNw1NrXDRj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">165,719,078</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_985_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zrvnFxW7Oqf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,307,488</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_983_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zu6o21e8VlU1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,307,488</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_980_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zjSMTs3zKzWa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">23,971</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zyvylnO3EFf5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">23,971</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_984_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_z1IAC3gfHO8g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,744,560</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98F_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zC7nVyl87zo1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,768,531</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_98D_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zC0A8XDIntn4" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zDtLuXlmpPRl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables30To59DaysPastDueMember_zaMmBXKzNc6a" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">171,899</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_988_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivables60To89DaysPastDueMember_zEwIR7cADFQb" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">288,464</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_z2dZtJ8tbBz5" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">337,490</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_981_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetPastDueMember_zWM7ckwHhQxi" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">797,853</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231__us-gaap--FinancingReceivablesPeriodPastDueAxis__us-gaap--FinancialAssetNotPastDueMember_zJhwPzOny6Hl" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">305,834,376</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td id="xdx_986_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_c20211231_zbDjzHEIR2Ib" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">306,632,229</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">—</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> 16451 178975 195426 44876633 45072059 17524260 17524260 45425 631453 676878 172220509 172897387 274445 274445 91362093 91636538 3851538 3851538 336321 178975 631453 1146749 329835033 330981782 88659 88659 45715775 45804434 12054095 12054095 59269 288464 337490 685223 165033855 165719078 71307488 71307488 23971 23971 3744560 3768531 7978603 7978603 171899 288464 337490 797853 305834376 306632229 <p id="xdx_894_eus-gaap--ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_z6x8z83sZJfi" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B7_z8hGw8QQcbIi">The following table summarizes the balances of non-accrual loans.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 75%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td colspan="5" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Loans Receivable on Non-Accrual </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2022</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 45%">Commercial</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_989_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zp68ylccGEm6" style="width: 12%; text-align: right" title="Loans Receivable on Non-Accrual">178,975</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Commercial Real Estate Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Commercial Real Estate Other</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember_zaxHGTvnmPv9" style="text-align: right">631,453</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--CommercialRealEstateOtherReceivableMember_zwHsKqyxefWe" style="text-align: right">625,953</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Consumer Real Estate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Consumer Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zouudRumD5Lb" style="text-align: right">9,686</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Paycheck Protection Program</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt">Total</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_987_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_pp0p0_c20221231_zbrt4hDUjOfd" style="border-bottom: Black 2.5pt double; text-align: right" title="Non-accrual loans receivable">631,453</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_985_eus-gaap--FinancingReceivableRecordedInvestmentNonaccrualStatus_pp0p0_c20211231_zBXEQG8V2j1d" style="border-bottom: Black 2.5pt double; text-align: right" title="Non-accrual loans receivable">814,614</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 178975 631453 625953 9686 631453 814614 <p id="xdx_89C_eus-gaap--AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_zPUQjSrrI6Ja" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B7_zvU3RoHqRzz5">The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. </span>The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current economic factors.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_497_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z3y0WPQLOJQb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zbRDuKq2O128" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zehkTax3652" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49C_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z78TuhTRKcu7" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_497_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zrzt1rXRTIWi" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_499_20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zcBByIlf2zDa" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20220101__20221231_zG9uVfGMpfA2" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2022</span></td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--FinancingReceivableAllowanceForCreditLossesRollForward_iB_zNdOrqSifJG1" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01S_z8qllilPOKx2" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Beginning Balance</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">795,689</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">175,493</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,376,306</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">924,784</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">104,715</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1106">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,376,987</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--FinancingReceivableAllowanceForCreditLossesWriteOffs_i01N_di_zlIH9WQv6WJ5" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Charge-offs</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(40,600</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1110">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1111">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(2,034</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1113">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(10</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(42,644</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td></tr> <tr id="xdx_405_eus-gaap--FinancingReceivableAllowanceForCreditLossesRecovery_i01_zhtWphup7xyh" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recoveries</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">800</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1118">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">18,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1120">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,224</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">854</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">31,878</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_402_eus-gaap--ProvisionForLoanAndLeaseLosses_i01_zOkAuyao0yr7" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Provisions</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(20,130</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">55,132</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(177,822</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">92,027</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(23,363</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(844</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(75,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td></tr> <tr id="xdx_40C_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01E_zfxWdjS8bfV5" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Ending Balance</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">735,759</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">230,625</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,216,484</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,014,777</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">93,576</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1138">—</span></span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,291,221</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_497_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zFkiS9LKtkyc" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_498_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_znfv2XwIZX22" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_497_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_ztm3RTapIkG2" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_494_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z7KB92HZPerb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_499_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zikf9RsIJaEa" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zBakMwegYJml" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20210101__20211231_zwF8VCWdniGe" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2021</span></td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--FinancingReceivableAllowanceForCreditLossesRollForward_iB_zZN912GnnhMk" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01S_z6AQyr2vLapd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Beginning Balance</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,029,310</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">199,266</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,909,121</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">925,077</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">122,920</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1154">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,185,694</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--FinancingReceivableAllowanceForCreditLossesWriteOffs_i01N_di_zsJcXpuTEi4k" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Charge-offs</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1157">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1158">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1159">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1160">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(11,440</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(9,550</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(20,990</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesRecovery_i01_zP2OCd7qcnZ5" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recoveries</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">21,329</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1166">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1167">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">47,711</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">22,367</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">876</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">92,283</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--ProvisionForLoanAndLeaseLosses_i01_zT3me1LUU7zh" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Provisions</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(254,950</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(23,773</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">467,185</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(48,004</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(29,132</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">8,674</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">120,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01E_z6htdlKxzNP1" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Ending Balance</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">795,689</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">175,493</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,376,306</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">924,784</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">104,715</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1186">—</span></span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,376,987</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zsouFBTV9cT4" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_494_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zhKPscm7tUPh" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_490_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_z0K3q9aiKTwl" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zt0Ta26jJjp6" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zMakv31ZpNN6" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_498_20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zT4XFjheAChd" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20200101__20201231_zHmNi1ys3bPk" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td colspan="29" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2020</span></td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableAllowanceForCreditLossesRollForward_iB_zzxpjq6yWhhg" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01S_zm6QkeuYXabl" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Beginning Balance</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,429,917</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">109,235</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,270,445</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">496,221</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">697,940</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1202">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,003,758</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesWriteOffs_i01N_di_ze3bp36egaW8" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Charge-offs</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(171,646</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1206">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1207">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1208">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(116,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(2,650</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(290,297</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesRecovery_i01_zvZCfpE9SnC3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Recoveries</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">88,811</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1214">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">99,801</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1216">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">43,599</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">22</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">232,233</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--ProvisionForLoanAndLeaseLosses_i01_zNkcXgL7Wbal" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Provisions</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(317,772</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">90,031</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">538,875</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">428,856</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">(502,618</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,628</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">240,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01E_zlQKxClAsMH4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Ending Balance</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,029,310</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">199,266</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,909,121</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">925,077</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">122,920</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1234">—</span></span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,185,694</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> 795689 175493 2376306 924784 104715 4376987 40600 2034 10 42644 800 18000 12224 854 31878 -20130 55132 -177822 92027 -23363 -844 -75000 735759 230625 2216484 1014777 93576 4291221 1029310 199266 1909121 925077 122920 4185694 11440 9550 20990 21329 47711 22367 876 92283 -254950 -23773 467185 -48004 -29132 8674 120000 795689 175493 2376306 924784 104715 4376987 1429917 109235 1270445 496221 697940 4003758 171646 116001 2650 290297 88811 99801 43599 22 232233 -317772 90031 538875 428856 -502618 2628 240000 1029310 199266 1909121 925077 122920 4185694 <p id="xdx_893_ecustom--ScheduleOfAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoansTableTextblock_znt0Flh8KvBc" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BE_zxfSAgl0rlDf">The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zyUWlAbDg1Fb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49B_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_zef8oue5JdXh" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_z117EwkPahba" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49C_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zz6j3zDHjZof" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zpsYhwEKr6v3" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zk0CXbZuPouj" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20221231_z3uf4LopS4uh" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="26" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_iB_zuI3WwvqXuy8" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_i01I_maCzlKD_zssJG1oF3DT4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Individually evaluated for impairment</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">179,230</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1248">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1249">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1250">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">37,889</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1252">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">217,119</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_i01I_maCzlKD_zaz2NJBImeBf" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Collectively evaluated for impairment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">556,529</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">230,625</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,216,484</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,014,777</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">55,687</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1260">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,074,102</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01TI_mtCzlKD_zmfthyOQdzfj" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">735,759</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">230,625</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,216,484</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,014,777</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">93,576</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1268">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,291,221</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_ecustom--LoansReceivablesAbstract_iB_zpiYQ2Z3X51f" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Loans Receivable</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--FinancingReceivableIndividuallyEvaluatedForImpairment_i01I_maCzDsp_zuBNNcvu6GT3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Individually evaluated for impairment</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,276,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1280">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1284">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,766,060</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--FinancingReceivableCollectivelyEvaluatedForImpairment_i01I_maCzDsp_zsVcWf5YUPE3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Collectively evaluated for impairment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">43,796,058</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">171,694,975</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,386,780</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,813,649</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1292">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">328,215,722</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_i01TI_mtCzDsp_zMMg9OdbFI73" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Loans Receivable</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,072,059</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">17,524,260</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">172,897,387</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">91,636,538</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,851,538</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1300">—</span></span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">330,981,782</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zSb6Z70lxnya" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember_znOcZsagGCpi" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49A_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zDgTrtJQbbx4" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_494_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zHTnK35SFjk2" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zuWZ6vLgEpd3" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_496_20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember_zvGhzuExX8Vb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49B_20211231_zLLguTWWJrul" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="26" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Construction</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial Real Estate Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Real Estate</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer Other</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract_iB_zfUpZ21arW27" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_i01I_maCzMSM_zCQCoC7kAJZf" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 17%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Individually evaluated for impairment</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">179,988</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1312">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1313">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1314">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">40,153</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1316">—</span></span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="width: 8%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">220,141</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_i01I_maCzMSM_zQs1ePjpGSpd" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Collectively evaluated for impairment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">615,701</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">175,493</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,376,306</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">924,784</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">64,562</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1324">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,156,846</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--FinancingReceivableAllowanceForCreditLosses_i01TI_mtCzMSM_zNbyL48npQ0i" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Allowance for Loan Losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">795,689</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">175,493</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">2,376,306</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">924,784</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">104,715</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1332">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">4,376,987</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_408_ecustom--LoansReceivablesAbstract_iB_zCK6IExUO9L8" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Loans Receivable</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableIndividuallyEvaluatedForImpairment_i01I_ze4mlff0q5W9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Individually evaluated for impairment</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,463,477</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1344">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"><span style="-sec-ix-hidden: xdx2ixbrl1348">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,406,509</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableCollectivelyEvaluatedForImpairment_i01I_zNSvI81FgGM2" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Collectively evaluated for impairment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">44,340,957</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">164,065,957</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,057,730</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,728,378</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">303,225,720</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_i01TI_mtCz8zj_zsbBnuRlH0cb" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">Total Loans Receivable</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">45,804,434</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">12,054,095</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">165,719,078</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">71,307,488</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">3,768,531</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">7,978,603</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt">306,632,229</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 9pt"> </span></td></tr> </table> 179230 37889 217119 556529 230625 2216484 1014777 55687 4074102 735759 230625 2216484 1014777 93576 4291221 1276001 1202412 249758 37889 2766060 43796058 17524260 171694975 91386780 3813649 328215722 45072059 17524260 172897387 91636538 3851538 330981782 179988 40153 220141 615701 175493 2376306 924784 64562 4156846 795689 175493 2376306 924784 104715 4376987 1463477 1653121 249758 40153 3406509 44340957 12054095 164065957 71057730 3728378 7978603 303225720 45804434 12054095 165719078 71307488 3768531 7978603 306632229 <p id="xdx_891_eus-gaap--ImpairedFinancingReceivablesTableTextBlock_zhfmdtrVdo82" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B2_zBb7aiQ2Xuec">As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="22" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Impaired and Restructured Loans As of</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-align: center; padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: center; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unpaid Principal Balance</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Related Allowance</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unpaid Principal Balance</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Related Allowance</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_ecustom--ImpairedFinancingReceivableithWithNoRelatedAllowanceRecordedAbstract_iB_zUXeYg48F0W" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">With no related allowance recorded:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 22%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zqpZ5z0nX8Al" style="width: 9%; text-align: right" title="Unpaid Principal Balance with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">317,553</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zxFCZUukTGr9" style="width: 9%; text-align: right" title="Recorded Investment with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">317,553</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zN9ZSpqbGNv5" style="width: 9%; text-align: right" title="Unpaid Principal Balance with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,096,407</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zzPhBsGzVlb3" style="width: 9%; text-align: right" title="Recorded Investment with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,096,407</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zFHKxaMT11Wi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zGJBjdyTOfv5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zOA4CQOCiWvk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zM4YbYw0DSL3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zg9rBp1Csy25" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_ztPMZZrxSUig" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z0MHfIMasE97" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zk7I7WPimEI" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_maUPD_c20221231_z8XYt0zMKijd" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,769,723</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_maRecInv_c20221231_zlmms7OKtgs9" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,769,723</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231_zPo1VInj1qEl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,999,286</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_iI_c20211231_z7Daz3Qrjmy2" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,999,286</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_ecustom--ImpairedFinancingReceivableithWithRelatedAllowanceRecordedAbstract_iB_zPp5U04TGSqc" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">With an allowance recorded:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z1IJnvrEZyMd" style="text-align: right" title="Unpaid Principal Balance with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">958,448</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zVThZEaWa5F5" style="text-align: right" title="Recorded Investment with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">958,448</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zqtih66FYd24" style="text-align: right" title="Related Allowance"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">179,230</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zkhlgrAufuZd" style="text-align: right" title="Unpaid Principal Balance with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">367,070</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zuSRFfbtp1id" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">367,070</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zZ7lSQLB5Iwc" style="text-align: right" title="Related Allowance"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">179,988</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zybicjh7Kqla" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zlJkahkvsegg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zw1Y1wArlnwb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zfcHjvcM4ON2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zVIZgbwXtZOi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zzXrIqRliEf5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_maUPD_c20221231_zGXPx9nI2To8" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">996,337</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_maRecInv_c20221231_zzLwALoGCofl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">996,337</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20221231_zuqjA7igzpni" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">217,119</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_iI_c20211231_z4zfQ95ivWGk" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">407,223</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_iI_c20211231_zZB9OXy0TKf6" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">407,223</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableRelatedAllowance_iI_c20211231_zvQXAvF4vqJl" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">220,141</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_ecustom--ImpairedFinancingReceivableithWithOrWithNoRelatedAllowanceRecordedAbstract_iB_z378tzD30O5g" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zv1MrSV9zYY3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,276,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zWpWIk33yC1b" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,276,001</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zhLoOECLtT98" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">179,230</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zbCihSY16YCk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,463,477</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zfCL1zJ2AC4e" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,463,477</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zEa8Ay8xctjj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">179,988</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zbbfE6mqPL5h" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zPZwwEzvXG2g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,202,412</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zDxA06LYKOvb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_znnzM3HuIVji" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,653,121</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z2KmAt2Anqgf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zUyvMR6xYn2j" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zdG7Khzmk05g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zwjIHAsnOfXb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zzkj5uZX6AD2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zjH58E2DOsG9" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zvMMBU8wJii8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,889</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_z3Qhy4yGFrxh" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_ztrRQMAllL1k" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zrP1x2yi8zf8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_mtUPD_c20221231_zCSnJh70nVR8" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,766,060</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_mtRecInv_c20221231_z8br41KssNP3" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,766,060</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20221231_z46Vy2M4dht2" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">217,119</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableUnpaidPrincipalBalance_iTI_c20211231_ztPKuV2li0n4" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,406,509</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableRecordedInvestment_iTI_c20211231_znVLtNoyXKbi" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,406,509</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_981_ecustom--ImpairedFinancingReceivableRelatedAllowanceOne_iI_c20211231_ztVv7SJpqNEd" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">220,141</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> 317553 317553 1096407 1096407 1202412 1202412 1653121 1653121 249758 249758 249758 249758 1769723 1769723 2999286 2999286 958448 958448 179230 367070 367070 179988 37889 37889 37889 40153 40153 40153 996337 996337 217119 407223 407223 220141 1276001 1276001 179230 1463477 1463477 179988 1202412 1202412 1653121 1653121 249758 249758 249758 249758 37889 37889 37889 40153 40153 40153 2766060 2766060 217119 3406509 3406509 220141 <p id="xdx_89B_ecustom--ScheduleOfAverageImpairedLoansAndInterestIncomeRecognizedOnImpairedLoansTableTextblock_zmfYWzQi3TZc" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B0_zQrEi7ZWsb4l">The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; font-weight: bold; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="22" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For the year ended December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="font-weight: bold; text-align: center; padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Average Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest Income Recognized</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Average Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest Income Recognized</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Average Recorded Investment</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest Income Recognized</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_ecustom--ImpairedFinancingReceivableithWithNoRelatedAllowanceRecordedAbstract_iB_zEpns4XZyEr2" style="vertical-align: bottom"> <td style="font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">With no related allowance recorded:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 22%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zPcW0zdOTPqd" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">344,592</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z8J5UJIUnW6i" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,445</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z30ql35nNnVg" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,142,667</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zIK0GTiaPz79" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68,602</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_987_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zevrhv8q81dj" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,866,590</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zxCVlyoLOok5" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">102,636</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zNjhbwXzWhni" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,231,015</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zSgxqpkjOR0f" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">30,689</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zqb49ySX22tl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,645,375</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_z1v1Tz0BXvGl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68,031</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zKSghz2WfjSg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,849,474</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zM8o12edKve2" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">218,372</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zs8AqM1YUlP6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z9UkNU3SuRl5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,019</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zMN1Ect48pzc" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,777</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zxs9zAnZBqib" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10,615</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zpaiJnA6MJsg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,813</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zVzx0CpPib9k" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,580</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_maARI_c20220101__20221231_z42K6KdoPSsc" style="text-align: right" title="Average Recorded Investment with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,825,365</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_maIIR_c20220101__20221231_z78ZTwuoxlng" style="text-align: right" title="Interest Income Recognized with no related allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">66,153</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20210101__20211231_zG1FTzT90w1j" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,037,819</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231_zOpek10Z5vi5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">147,248</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_c20200101__20201231_zuW5ms7mj6Dd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,965,877</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231_z5zdzB0KLH4c" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">332,588</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40C_ecustom--ImpairedFinancingReceivableithWithRelatedAllowanceRecordedAbstract_iB_zZ0tCyEqkipg" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">With an allowance recorded:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zARZuqZ81ZEi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">981,575</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z9dPJYcz6Gdj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">63,267</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zYRFusRIhUKi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">378,499</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zhN3d8eEYIE9" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">22,130</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zvEkrPo4NAUg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">578,399</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zRbWTz9jRdFd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,663</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zBjXcTMA6lb8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">337,304</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zZt0qwU7O6Kd" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">36,483</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_ecustom--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeNetAccrualMethod_maIIR_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zTdIVLBUWEtk" style="text-align: right" title="Interest Income Recognized with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(116</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zcq8ExP7xxTk" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">38,962</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zXgj7GyRjUvi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,532</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zPZQp1Y1uxzf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,133</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zjohBYrdLA71" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,674</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_z5pd5z1Jfkv1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">42,089</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zybtcnZOut15" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,743</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_maARI_c20220101__20221231_zQkIHILd7m5h" style="text-align: right" title="Average Recorded Investment with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,020,537</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_maIIR_c20220101__20221231_zMJDFBZzT2fk" style="text-align: right" title="Interest Income Recognized with an allowance recorded"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">65,799</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20210101__20211231_zlYjYYGZdf33" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">419,632</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20210101__20211231_zTUF22YAguVi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">24,804</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_c20200101__20201231_zGIsfqXaJI82" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">994,275</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod_c20200101__20201231_zD2Cdqa8MlJl" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">40,290</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_ecustom--ImpairedFinancingReceivableithWithOrWithNoRelatedAllowanceRecordedAbstract_iB_zpZwVBGTMFV1" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_z8ZDgGBq9kec" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,326,167</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zCspnCl50gC5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">84,712</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zoNFk11LVRz8" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,521,166</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zv0LA2knm1qj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">90,732</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_ztTLhW4eK8Zj" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,444,989</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember_zq7yKBsuhxi3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">140,299</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zmfNV5l0sipb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,231,015</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zqhHpJG89b6g" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">30,689</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zDWEgXtztrVf" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,645,375</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zsU7sxC0i1t" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">68,031</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zBQbZg0EYaoa" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,186,778</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember_zrirSk70g6G5" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">218,372</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zWJKegXpH3a3" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zWZzcSAJ9Yfb" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,019</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zHot2AUhIVY4" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">249,777</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z7axXHf4sOp6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10,615</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_zawLRbnuTs75" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">286,296</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember_z8O2TS0HQOF" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,464</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zD7XzMiP43sg" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">38,962</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zIrZPtr5w8u6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,532</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zK7K4PLaygU1" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,133</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zuKHHdsG7l5h" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,674</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_z1OD3N34N0x6" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">42,089</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember_zke2jX7gVwUi" style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,743</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_mtARI_c20220101__20221231_zb9pTXCKW3g2" style="border-bottom: Black 2.5pt double; text-align: right" title="Average Recorded Investment"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,845,902</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_985_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_mtIIR_c20220101__20221231_zhcxR9qkOGV5" style="border-bottom: Black 2.5pt double; text-align: right" title="Interest Income Recognized"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">131,952</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_986_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20210101__20211231_z96U68pl6imi" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,457,451</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_982_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20210101__20211231_zSTqkGKLTNc2" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">172,052</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_980_eus-gaap--ImpairedFinancingReceivableAverageRecordedInvestment_iT_c20200101__20201231_z4Mmh1CInD48" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">7,960,152</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--ImpairedFinancingReceivableInterestIncomeAccrualMethod_iT_c20200101__20201231_ztYaBKslvs4h" style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">372,878</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 344592 21445 1142667 68602 1866590 102636 1231015 30689 1645375 68031 4849474 218372 249758 14019 249777 10615 249813 11580 1825365 66153 3037819 147248 6965877 332588 981575 63267 378499 22130 578399 37663 337304 36483 -116 38962 2532 41133 2674 42089 2743 1020537 65799 419632 24804 994275 40290 1326167 84712 1521166 90732 2444989 140299 1231015 30689 1645375 68031 5186778 218372 249758 14019 249777 10615 286296 11464 38962 2532 41133 2674 42089 2743 2845902 131952 3457451 172052 7960152 372878 5 5 1000000 1000000 2 1 700000 84 25900000 0.0024 9 4000000 4 2 1 2 500000 75 41 9900000 100000 <p id="xdx_809_eus-gaap--ConcentrationRiskDisclosureTextBlock_zsK5NXFBRIG2" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82D_zDsklZ6juack">CONCENTRATIONS OF CREDIT RISK</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We grant short to intermediate term commercial and consumer loans to customers throughout our primary market area of Charleston, Berkeley and Dorchester counties of South Carolina. Our primary market area is heavily dependent on tourism, medical, and legal services. Although we have a diversified loan portfolio, a substantial portion of our debtors’ ability to honor their contracts is dependent upon the stability of the economic environment in their primary market. The majority of the loan portfolio is located in our immediate market area with a concentration in real estate related activities.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89A_eus-gaap--SchedulesOfConcentrationOfRiskByRiskFactorTextBlock_z08z1h2nf0c1" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B7_zt0wJQ497Eeg">Our loans were concentrated in the following categories.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 54%; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zcdGy2AdIjF2" style="width: 10%; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">13.62</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zg8Ox1wd1tM5" style="width: 10%; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.94</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zz0GvwGPBrzi" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.29</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_z3poVmJx64ed" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.93</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zl3TwPIiS6Q2" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">52.24</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zG4utaS6MvJ5" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">54.04</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zufd6TdIfpo" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">27.69</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_z3qkeR14Nvsd" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">23.26</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_ziB66lL40gSb" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.16</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zjOwS4LgD8Hb" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.23</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: left; padding-top: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zjox2cFwWd78" style="border-bottom: Black 1pt solid; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl1586">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zoLTgzAQxqx" style="border-bottom: Black 1pt solid; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.60</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: left; padding-top: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zmTfqOZamACk" style="border-bottom: Black 2.5pt double; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100.00</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zCfOIz5b17fj" style="border-bottom: Black 2.5pt double; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100.00</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> </table> <p id="xdx_8AB_zgdbeC4yATGg" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> <span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89A_eus-gaap--SchedulesOfConcentrationOfRiskByRiskFactorTextBlock_z08z1h2nf0c1" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B7_zt0wJQ497Eeg">Our loans were concentrated in the following categories.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: right; padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 54%; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zcdGy2AdIjF2" style="width: 10%; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">13.62</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialLoanMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zg8Ox1wd1tM5" style="width: 10%; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.94</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Construction</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zz0GvwGPBrzi" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.29</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialRealEstatePortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_z3poVmJx64ed" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.93</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commercial Real Estate Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zl3TwPIiS6Q2" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">52.24</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--CommercialPortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zG4utaS6MvJ5" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">54.04</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Real Estate</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zufd6TdIfpo" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">27.69</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ResidentialMortgageMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_z3qkeR14Nvsd" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">23.26</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consumer Other</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-top: 0; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_988_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_ziB66lL40gSb" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.16</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left; padding-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConsumerPortfolioSegmentMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zjOwS4LgD8Hb" style="text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.23</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paycheck Protection Program</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: left; padding-top: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zjox2cFwWd78" style="border-bottom: Black 1pt solid; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl1586">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--PaycheckProtectionProgramMember__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zoLTgzAQxqx" style="border-bottom: Black 1pt solid; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.60</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: left; padding-top: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--ConcentrationRiskPercentage1_dp_c20220101__20221231__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zmTfqOZamACk" style="border-bottom: Black 2.5pt double; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100.00</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ConcentrationRiskPercentage1_dp_c20210101__20211231__us-gaap--ConcentrationRiskByTypeAxis__us-gaap--CreditConcentrationRiskMember__us-gaap--ConcentrationRiskByBenchmarkAxis__us-gaap--LoansReceivableMember_zCfOIz5b17fj" style="border-bottom: Black 2.5pt double; text-align: right" title="Concentration of credit risk"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100.00</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">%</span></td></tr> </table> 0.1362 0.1494 0.0529 0.0393 0.5224 0.5404 0.2769 0.2326 0.0116 0.0123 0.0260 1.0000 1.0000 <p id="xdx_809_eus-gaap--PropertyPlantAndEquipmentDisclosureTextBlock_zJTmdGw8Lre7" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82F_zI09YMdcNta1">PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89C_eus-gaap--PropertyPlantAndEquipmentTextBlock_ze024dFwvei6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BC_zy6jNfW5yKSj">Premises, equipment and leasehold improvements are summarized in the table below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td id="xdx_490_20221231_z5zZ2qDZzoOh" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td id="xdx_496_20211231_z5rRILD2n6Wa" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--BuildingMember_z8tO5ymNQVZd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 54%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bank buildings</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,861,237</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,861,237</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LandMember_zKg3t9fz1ao8" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Land</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">838,075</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">838,075</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdsAndLeaseholdImprovementsMember_zzSfAkZdear9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Leasehold purchases</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">30,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">30,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember_z8aqfS5PzeAk" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Leasehold improvements</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,629,441</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,595,825</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--ConstructionInProgressMember_zxx2y8tDG3O7" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Construction in progress</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">535,434</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">31,654</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--EquipmentMember_zDVdv0NFBYE9" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Equipment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,273,339</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,241,305</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--PropertyPlantAndEquipmentGross_iI_maPPAENzoTO_z513yCv0WNpk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="display: none; font-family: Times New Roman, Times, Serif; font-size: 10pt; visibility: hidden"> Premises, equipment and leasehold improvements, gross</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10,167,526</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,598,096</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_iNI_di_msPPAENzoTO_z5ET4aq6L935" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accumulated depreciation</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(6,178,919</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(5,815,160</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_409_eus-gaap--PropertyPlantAndEquipmentNet_iTI_mtPPAENzoTO_zhQRxM1thA05" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,988,607</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,782,936</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A7_znnbsHczkQc2" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Depreciation on our bank premises and equipment charged to operating expense totaled $<span id="xdx_904_eus-gaap--DepreciationAmortizationAndAccretionNet_pp0p0_c20220101__20221231_zrj2p441Oinl" title="Depreciation">359,251</span>, $<span id="xdx_90D_eus-gaap--DepreciationAmortizationAndAccretionNet_pp0p0_c20210101__20211231_zKQysQw0sMqc" title="Depreciation">412,866</span>, and $<span id="xdx_903_eus-gaap--DepreciationAmortizationAndAccretionNet_pp0p0_c20200101__20201231_zVsmfQ1hrb38" title="Depreciation">421,040</span>, during the year ended December 31, 2022, 2021, and 2020, respectively.</span></p> <p id="xdx_89C_eus-gaap--PropertyPlantAndEquipmentTextBlock_ze024dFwvei6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BC_zy6jNfW5yKSj">Premises, equipment and leasehold improvements are summarized in the table below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td id="xdx_490_20221231_z5zZ2qDZzoOh" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td> <td id="xdx_496_20211231_z5rRILD2n6Wa" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--BuildingMember_z8tO5ymNQVZd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 54%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bank buildings</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,861,237</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,861,237</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LandMember_zKg3t9fz1ao8" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Land</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">838,075</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">838,075</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdsAndLeaseholdImprovementsMember_zzSfAkZdear9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Leasehold purchases</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">30,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">30,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember_z8aqfS5PzeAk" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Leasehold improvements</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,629,441</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,595,825</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--ConstructionInProgressMember_zxx2y8tDG3O7" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Construction in progress</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">535,434</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">31,654</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--PropertyPlantAndEquipmentGross_iI_hus-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--EquipmentMember_zDVdv0NFBYE9" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Equipment</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,273,339</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,241,305</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--PropertyPlantAndEquipmentGross_iI_maPPAENzoTO_z513yCv0WNpk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="display: none; font-family: Times New Roman, Times, Serif; font-size: 10pt; visibility: hidden"> Premises, equipment and leasehold improvements, gross</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10,167,526</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,598,096</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_iNI_di_msPPAENzoTO_z5ET4aq6L935" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accumulated depreciation</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(6,178,919</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(5,815,160</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_409_eus-gaap--PropertyPlantAndEquipmentNet_iTI_mtPPAENzoTO_zhQRxM1thA05" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,988,607</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,782,936</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 1861237 1861237 838075 838075 30000 30000 2629441 2595825 535434 31654 4273339 4241305 10167526 9598096 6178919 5815160 3988607 3782936 359251 412866 421040 <p id="xdx_805_eus-gaap--LesseeOperatingLeasesTextBlock_zhnuqSZKAvnf" style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82D_zi9XXO9Gy468">LEASES</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31, 2022 and 2021, the Company had operating right of use (“ROU”) assets of $<span id="xdx_900_eus-gaap--OperatingLeaseRightOfUseAsset_iI_pp0p0_dxL_c20221231_zeoZZ09lESU" title="::XDX::13433692"><span style="-sec-ix-hidden: xdx2ixbrl1632">13.4</span></span> million and $<span id="xdx_90F_eus-gaap--OperatingLeaseRightOfUseAsset_iI_pp0p0_dxL_c20211231_zGWnAbpJj46c" title="::XDX::14041843"><span style="-sec-ix-hidden: xdx2ixbrl1633">14</span></span>.0 million, respectively, and operating lease liabilities of $<span id="xdx_904_eus-gaap--OperatingLeaseLiability_iI_pp0p0_dxL_c20221231_zrNLOgKXjKua" title="::XDX::13433692"><span style="-sec-ix-hidden: xdx2ixbrl1634">13.4</span></span> million and $<span id="xdx_908_eus-gaap--OperatingLeaseLiability_iI_pp0p0_dxL_c20211231_z6OTA9ShOLT3" title="::XDX::14041843"><span style="-sec-ix-hidden: xdx2ixbrl1635">14</span></span>.0 million, respectively. The Company maintains operating leases on land, branch facilities, and parking. Operating leases generally contain initial fixed payment terms that adjust in future years based on the consumer price index or similar measure. Most of the leases include one or more options to renew, with renewal terms extending up to <span id="xdx_905_eus-gaap--LesseeOperatingLeaseRenewalTerm_iI_dtY_c20221231_zMSBSgdcFjL8" title="Renewal terms">20</span> years. Leases with an initial term of 12 months or less are not recorded on the balance sheet and are recognized in lease expense.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31, 2022, the weighted average remaining lease term is <span id="xdx_901_eus-gaap--LesseeOperatingLeaseRemainingLeaseTerm_iI_dtY_c20221231_zWvY9jqcwpdh" title="Weighted average remaining lease term">15.69</span> years and the weighted average incremental borrowing rate is <span id="xdx_908_eus-gaap--OperatingLeaseWeightedAverageDiscountRatePercent_iI_dp_uPure_c20221231_znP2KF2cIJFf" title="Weighted average incremental borrowing rate">4.08</span>%.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_896_eus-gaap--LesseeOperatingLeaseLiabilityMaturityTableTextBlock_zgcrJyHUQL96" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The exercise of renewal options is based on the sole judgement of management and what they consider to be reasonably certain. Based on the market areas, past practices, and contract terms of all leases, the Bank assumed all renewal options will be exercised. <span id="xdx_8B5_zttkvZr2Lonk">Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="display: none; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_49A_20221231_zp0uHOqs3nA6" style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_iI_maCzXUc_za5KNQvNFbNf" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 66%; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2023</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_iI_maCzXUc_zj464ltGnJ2c" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2024</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearThree_iI_maCzXUc_zyaaBwvMqVf9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2025</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearFour_iI_maCzXUc_z69Y8SYD4VSa" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2026</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearFive_iI_maCzXUc_zMCp9t0QI9we" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2027</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_iI_maCzXUc_zgXNpoEavq2e" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2028 and thereafter</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,309,253</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDue_iTI_mtCzXUc_z28fd7U9RE53" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total undiscounted lease payments</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">18,222,983</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_iNI_di_zesTzGtiqANi" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Less: effect of discounting</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4,789,291</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40C_eus-gaap--OperatingLeaseLiability_iI_zZ1o7TpTXbxa" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Present value of estimated lease payments</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">13,433,692</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A9_zHiGwey0twK2" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_899_eus-gaap--LeaseCostTableTextBlock_zc56ieucmRv2" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BE_zz4RDWdBRfdl">The table below shows lease expense components for the years ended December 31, 2022 and 2021.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 50%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20220101__20221231_zt9flUjLunmc" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20210101__20211231_zlkF9BTFuLVc" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Lease Expense Components:</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_401_eus-gaap--OperatingLeaseCost_maLCzzh3_maLCz43i_maLCzRm1_zUDz1rO7Hid7" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 24%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Operating lease expense</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,192,292</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,139,393</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--ShortTermLeaseCost_maLCzzh3_maLCzMNU_zttvPSBrWQUc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Short-term lease expense</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl1668">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl1669">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--LeaseCost_iT_mtLCzzh3_mtLCzMNU_zTN0HgzVWWFk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in">Total lease expense</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,192,292</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,139,393</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A0_zbF5sQFQw5bk" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total rental expense was $<span id="xdx_905_eus-gaap--OperatingLeaseCost_pp0p0_c20220101__20221231_zuAU5FVm7dMk" title="Rent expense">1,192,292</span>, $<span id="xdx_901_eus-gaap--OperatingLeaseCost_pp0p0_c20210101__20211231_zJLBfZjDI1q1" title="Rent expense">1,139,393</span> and $<span id="xdx_907_eus-gaap--OperatingLeaseCost_pp0p0_c20200101__20201231_zhzRPeCyLO6" title="Rent expense">972,815</span>, during the years ended December 31, 2022, 2021 and 2020, respectively.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31, 2022, we did not maintain any finance leases and we determined that the number and dollar amount of equipment leases was immaterial. As of December 31, 2022, we have no additional operating leases that have not yet commenced.</span></p> P20Y P15Y8M8D 0.0408 <p id="xdx_896_eus-gaap--LesseeOperatingLeaseLiabilityMaturityTableTextBlock_zgcrJyHUQL96" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The exercise of renewal options is based on the sole judgement of management and what they consider to be reasonably certain. Based on the market areas, past practices, and contract terms of all leases, the Bank assumed all renewal options will be exercised. <span id="xdx_8B5_zttkvZr2Lonk">Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="display: none; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_49A_20221231_zp0uHOqs3nA6" style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_iI_maCzXUc_za5KNQvNFbNf" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 66%; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2023</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_iI_maCzXUc_zj464ltGnJ2c" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2024</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearThree_iI_maCzXUc_zyaaBwvMqVf9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2025</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearFour_iI_maCzXUc_z69Y8SYD4VSa" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2026</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearFive_iI_maCzXUc_zMCp9t0QI9we" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2027</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,182,746</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_iI_maCzXUc_zgXNpoEavq2e" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2028 and thereafter</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,309,253</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDue_iTI_mtCzXUc_z28fd7U9RE53" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total undiscounted lease payments</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">18,222,983</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_404_eus-gaap--LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_iNI_di_zesTzGtiqANi" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Less: effect of discounting</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4,789,291</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40C_eus-gaap--OperatingLeaseLiability_iI_zZ1o7TpTXbxa" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; text-align: left; padding-left: 0.25in; text-indent: -0.25in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Present value of estimated lease payments</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">13,433,692</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 1182746 1182746 1182746 1182746 1182746 12309253 18222983 4789291 13433692 <p id="xdx_899_eus-gaap--LeaseCostTableTextBlock_zc56ieucmRv2" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8BE_zz4RDWdBRfdl">The table below shows lease expense components for the years ended December 31, 2022 and 2021.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 50%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20220101__20221231_zt9flUjLunmc" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20210101__20211231_zlkF9BTFuLVc" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Lease Expense Components:</td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_401_eus-gaap--OperatingLeaseCost_maLCzzh3_maLCz43i_maLCzRm1_zUDz1rO7Hid7" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 24%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Operating lease expense</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,192,292</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,139,393</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--ShortTermLeaseCost_maLCzzh3_maLCzMNU_zttvPSBrWQUc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Short-term lease expense</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl1668">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl1669">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--LeaseCost_iT_mtLCzzh3_mtLCzMNU_zTN0HgzVWWFk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in">Total lease expense</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,192,292</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,139,393</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 1192292 1139393 1192292 1139393 1192292 1139393 972815 <p id="xdx_806_eus-gaap--DepositLiabilitiesDisclosuresTextBlock_zT6VxMtjmESk" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_821_zHMcbLzgg2jb">DEPOSITS</span></span></span></td></tr></table> <p id="xdx_899_ecustom--ScheduleOfMaturitiesOfDepositLiabilitiesTableTextBlock_zxSAvm3axJ48" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31, 2022 and 2021, time deposits of $250,000 or more totaled approximately $<span id="xdx_909_ecustom--TimeDepositsOver250000_iI_pp0p0_c20221231_zlCivh3iUV18" title="Certificates of deposit over $250,000">5,303,509</span> and $<span id="xdx_90F_ecustom--TimeDepositsOver250000_iI_pp0p0_c20211231_zdRxZOcMoqO3">7,417,864</span>, respectively. <span id="xdx_8B5_z4q2HehvBRTc">The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below:</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 55%; margin-left: 0.5in"> <tr style="display: none; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: 0"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_49D_20221231_zACSJhxyDbM9" style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--TimeDepositMaturitiesYearOne_iI_maTDz4G2_z6p1Mhl1LD5j" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 39%; text-align: left; padding-left: 0.125in; text-indent: 0">2023</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">14,820,344</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--TimeDepositMaturitiesYearTwo_iI_maTDz4G2_zPmtqmahIWLk" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: 0">2024</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">581,665</td><td style="text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--TimeDepositMaturitiesYearThree_iI_maTDz4G2_z76GbJA5Z4gh" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: 0">2025</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">34,427</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--TimeDepositMaturitiesYearFour_iI_maTDz4G2_zLqiKNu5dYBf" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: 0">2026</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">780,208</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--TimeDepositMaturitiesAfterYearFive_iI_maTDz4G2_zGzFh6I2GPyk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.125in; text-indent: 0">2027 and thereafter</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">352,964</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; text-align: left; padding-left: 0.125in; text-indent: 0"> </td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--TimeDeposits_iTI_mtTDz4G2_c20221231_z5NfwgJVAaKc" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">16,569,608</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A7_zrMkWbMNHIG8" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31, 2022 and 2021, deposits with a deficit balance of $<span id="xdx_90A_eus-gaap--DepositLiabilitiesReclassifiedAsLoansReceivable1_pp0p0_c20221231_zKxc1958QTr5" title="Deposits with deficit balance reclassified as other loans">80,524</span> and $<span id="xdx_903_eus-gaap--DepositLiabilitiesReclassifiedAsLoansReceivable1_pp0p0_c20211231_zA0WEb6P2mv7" title="Deposits with deficit balance reclassified as other loans">28,549</span>, respectively, were re-classified as other loans.</span></p> <p id="xdx_899_ecustom--ScheduleOfMaturitiesOfDepositLiabilitiesTableTextBlock_zxSAvm3axJ48" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31, 2022 and 2021, time deposits of $250,000 or more totaled approximately $<span id="xdx_909_ecustom--TimeDepositsOver250000_iI_pp0p0_c20221231_zlCivh3iUV18" title="Certificates of deposit over $250,000">5,303,509</span> and $<span id="xdx_90F_ecustom--TimeDepositsOver250000_iI_pp0p0_c20211231_zdRxZOcMoqO3">7,417,864</span>, respectively. <span id="xdx_8B5_z4q2HehvBRTc">The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below:</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 55%; margin-left: 0.5in"> <tr style="display: none; vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: 0"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_49D_20221231_zACSJhxyDbM9" style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--TimeDepositMaturitiesYearOne_iI_maTDz4G2_z6p1Mhl1LD5j" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 39%; text-align: left; padding-left: 0.125in; text-indent: 0">2023</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">14,820,344</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--TimeDepositMaturitiesYearTwo_iI_maTDz4G2_zPmtqmahIWLk" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: 0">2024</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">581,665</td><td style="text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--TimeDepositMaturitiesYearThree_iI_maTDz4G2_z76GbJA5Z4gh" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: 0">2025</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">34,427</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--TimeDepositMaturitiesYearFour_iI_maTDz4G2_zLqiKNu5dYBf" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: 0">2026</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">780,208</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--TimeDepositMaturitiesAfterYearFive_iI_maTDz4G2_zGzFh6I2GPyk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; text-align: left; padding-left: 0.125in; text-indent: 0">2027 and thereafter</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">352,964</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; text-align: left; padding-left: 0.125in; text-indent: 0"> </td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98A_eus-gaap--TimeDeposits_iTI_mtTDz4G2_c20221231_z5NfwgJVAaKc" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">16,569,608</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 5303509 7417864 14820344 581665 34427 780208 352964 16569608 80524 28549 <p id="xdx_80A_eus-gaap--ShortTermDebtTextBlock_zURmhmXFgX34" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_824_zjQr127PR4F3">SHORT-TERM BORROWINGS</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">At December 31, 2022 and 2021, we had no outstanding federal funds purchased. We have a Borrower-In-Custody arrangement with the Federal Reserve. This arrangement permits the Company to retain possession of loans pledged as collateral to secure advances from the Federal Reserve Discount Window. Under this agreement, we may borrow up to $<span id="xdx_90C_eus-gaap--LineOfCreditFacilityMaximumBorrowingCapacity_iI_pn5n6_c20221231__us-gaap--CreditFacilityAxis__us-gaap--FederalReserveBankAdvancesMember_zfX2cTfOofh7" title="Line of credit maximum borrowing capacity">78.3</span> million as of December 31, 2022. We established this arrangement as an additional source of liquidity.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">At December 31, 2022 and 2021, the Bank had unused short-term lines of credit totaling approximately $<span id="xdx_906_eus-gaap--LineOfCreditFacilityRemainingBorrowingCapacity_iI_pn5n6_c20221231_zZacabLR2AD6" title="Unused balance of line of credit">41.0</span> million and $<span id="xdx_90C_eus-gaap--LineOfCreditFacilityRemainingBorrowingCapacity_iI_pn5n6_c20211231_zumJ95QVILXf" title="Unused balance of line of credit">41.0</span> million, respectively (which are withdrawable at the lender’s option).</span></p> 78300000 41000000.0 41000000.0 <p id="xdx_802_eus-gaap--IncomeTaxDisclosureTextBlock_zsRzI5NnEKe3" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_823_zxYZHTxf1PU7">INCOME TAXES</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89C_ecustom--ScheduleOfIncomeTaxExpenseBenefitTableTextBlock_zYARHVOMq44g" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B2_zlkKBoLj3ZH2">Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20220101__20221231_zAM5zY28KiBi" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20210101__20211231_z9peXhGgGmHb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_491_20200101__20201231_zPgaAp9FGD85" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">For the year ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_402_eus-gaap--IncomeTaxExpenseBenefit_maTITzC4x_zi61obYLqkll" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Income tax expense</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,977,372</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,071,503</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,965,679</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--OtherComprehensiveIncomeLossTax_maTITzC4x_zD3kEKv0Utgc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Unrealized gains (losses) on securities available for sale presented in accumulated other comprehensive income (loss)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,856,451</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,010,881</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">315,546</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40C_ecustom--TotalIncomeTaxes_iT_pp0p0_mtTITzC4x_zTHHfLVGBZW8" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in">Total</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(2,879,079</td><td style="padding-bottom: 2pt; text-align: left">)</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,060,622</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,281,225</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8AB_zxlQlKux0nK6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_892_eus-gaap--ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_z4B8O4gilxq1" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B4_zEa7O3vDG9I5">Income tax expense was as follows:</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20220101__20221231_z0UBSZ2hyARa" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20210101__20211231_zSX2J0DoqBMh" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_498_20200101__20201231_zSDT5axhLwuk" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">For the year ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_400_eus-gaap--CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_iB" style="vertical-align: bottom"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Current income taxes</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--CurrentFederalTaxExpenseBenefit_i01_pp0p0_maCITEBzRaY_z71TQ6KwyK5" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; text-align: left; padding-left: 0.25in; text-indent: -0.125in">Federal</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,837,678</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,796,283</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,543,334</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--CurrentStateAndLocalTaxExpenseBenefit_i01_pp0p0_maCITEBzRaY_z0FKqik9ts5k" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in; text-indent: -0.125in">State</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">311,494</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">321,971</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl1742">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--CurrentIncomeTaxExpenseBenefit_i01T_pp0p0_mtCITEBzRaY_maITEBzMBv_zrzIDoJjk6X3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Total current tax expense</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,149,172</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,118,254</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,543,334</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--DeferredIncomeTaxExpenseBenefit_maITEBzMBv_zFpw4ZfnWO5h" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Deferred income tax (benefit) expense</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(171,800</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(46,751</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">422,345</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--IncomeTaxExpenseBenefit_iT_pp0p0_mtITEBzMBv_zXPFsi0y3Ll6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in">Total income tax expense</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,977,372</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,071,503</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,965,679</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A1_zAEPr240by02" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_893_eus-gaap--ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_zjocgXFUjrL6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B4_z7vnZbzySk35">The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of <span id="xdx_90C_eus-gaap--EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_c20220101__20221231_zmrJwULdahcg" title="U.S. federal income tax rate">21%</span> to pretax income from continuing operations for the periods indicated are reconciled in the table below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20220101__20221231_zZzZeP5eqwgc" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_491_20210101__20211231_z4e1RwabS7J9" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49C_20200101__20201231_zoo6qCsSQp5f" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">For the year ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_402_eus-gaap--IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_maITEBzANa_zN3SmEgVacAh" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Computed “expected” tax expense</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,812,828</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,851,433</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,769,525</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_iB_zXMm4gr7HFmb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Increase (reduction) in income taxes resulting from:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost_i01_maITEBzANa_zKQ1wsTVyZ4k" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Stock based compensation</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">24,901</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">21,637</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">19,527</td><td style="text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_i01_maITEBzANa_zhH7lkHTJgW" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Valuation allowance</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(9,111</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,658</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,083</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--IncomeTaxReconciliationOtherAdjustments_i01_maITEBzANa_zjpcgeTJcrm6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">22,389</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,477</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,259</td><td style="text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--IncomeTaxReconciliationStateAndLocalIncomeTaxes_i01_maITEBzANa_zt0RXx5luiw9" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">State income tax, net of federal benefit</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">246,080</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">248,887</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">238,729</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--IncomeTaxReconciliationTaxExemptIncome_i01N_di_msITEBzANa_zd49XXXU1XOk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in; text-indent: -0.125in">Tax exempt interest income</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(119,715</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(65,589</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(77,444</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_405_eus-gaap--IncomeTaxExpenseBenefit_iT_pp0p0_mtITEBzANa_z2rkhhoa5wI9" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="display: none">Total income tax expense</span></td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,977,372</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,071,503</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,965,679</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A0_zOUFIXrTAVK2" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_894_eus-gaap--ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_zsFXP8uJGns" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B5_zkGTl10wjr27">The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 85%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center; vertical-align: bottom; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center; vertical-align: bottom"> </td> <td colspan="2" id="xdx_493_20221231_zE03bouUupZ6" style="font-weight: bold; text-align: center; vertical-align: bottom"><p style="margin-top: 0; margin-bottom: 0"/> <p style="margin-top: 0; margin-bottom: 0"> </p></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left; vertical-align: bottom"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: left; vertical-align: bottom"> </td> <td colspan="2" id="xdx_495_20211231_z5CGpbnTDvqh" style="font-weight: bold; text-align: center; vertical-align: bottom"><p style="margin-top: 0; margin-bottom: 0"/> <p style="margin-top: 0; margin-bottom: 0"> </p></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center; vertical-align: bottom"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--DeferredTaxAssetsNetAbstract_iB_zOTXzvOPDYQi" style="vertical-align: bottom"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deferred tax assets:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_i01I_maCzXQw_zdKRk4RISX4l" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 59%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Allowance for loan losses</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">901,156</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">905,365</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_i01I_maCzXQw_zUZVb9NEbhz8" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unrealized loss on securities available for sale</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,423,444</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl1803">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--DeferredTaxAssetsDeferredIncome_i01I_maCzXQw_zkhrlar5hwi4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deferred loan fees</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">33,481</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">102,581</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_ecustom--DeferredTaxAssetsPassThroughIncome_i01I_maCzXQw_zGZU7PjIou9a" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pass through income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">188,401</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">26,525</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal_i01I_maCzXQw_zctWhqlHQUmk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">State net operating loss carryforward</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">88,229</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">97,655</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_ecustom--DeferredTaxAssetsNonaccrualInterest_i01I_maCzXQw_zGmra7tPU934" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Nonaccrual interest</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">36,879</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">29,246</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--DeferredTaxAssetsOther_i01I_maCzXQw_zowrU4Cw0Tnj" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,421</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,432</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--DeferredTaxAssetsGross_i01TI_mtCzXQw_maCzKIL_z2Xh38JZbww7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total gross deferred tax assets</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,683,011</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,170,804</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--DeferredTaxAssetsValuationAllowance_i01NI_di_msCzKIL_zsAKhHGn3E41" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Valuation allowance</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(88,544</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(97,655</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_407_eus-gaap--DeferredTaxAssetsNet_i01TI_mtCzKIL_maDTALNzVel_msDTL_zXRT3pRvITM" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total gross deferred tax assets, net of valuation allowance</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,594,467</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,073,149</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--DeferredTaxLiabilitiesNetAbstract_iB_zBiinl542SE5" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deferred tax liabilities:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--DeferredTaxLiabilitiesPropertyPlantAndEquipment_i01NI_di_maDITLzlhZ_zAsSm3Q3NX2k" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fixed assets, principally due to differences in depreciation</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(289,935</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(338,716</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40D_ecustom--DeferredTaxLiabilitiesUnrealizedGainLossOnAvailableforSaleSecurities_i01NI_di_maDITLzlhZ_z6iVrL7LV4k" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unrealized gain on securities available for sale</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl1835">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1,360,199</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40E_ecustom--DeferredTaxLiabilitiesStateCreditCarryforward_i01NI_di_maDITLzlhZ_zamKieSQGy6g" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">State credit carryforward</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl1838">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(5,672</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_404_eus-gaap--DeferredTaxLiabilitiesPrepaidExpenses_i01NI_di_maDITLzlhZ_zAVbvl5AmGki" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Prepaid expenses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(567</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(29,869</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_405_eus-gaap--DeferredTaxLiabilitiesOther_i01NI_di_maDITLzlhZ_zdNgeBEUO6v6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(59,337</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(58,619</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_402_eus-gaap--DeferredIncomeTaxLiabilities_i01NTI_di_mtDITLzlhZ_msDTALNzVel_maDTL_z8yPlh6ClPdi" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total gross deferred tax liabilities</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(349,839</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1,793,075</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net deferred tax asset (liability)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_985_eus-gaap--DeferredTaxAssetsLiabilitiesNet_iTI_mtDTALNzVel_c20221231_zyrjNmXyLwfj" style="border-bottom: Black 2.5pt double; text-align: right" title="Net deferred tax asset"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,244,628</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98B_eus-gaap--DeferredTaxLiabilities_iNTI_di_mtDTL_c20211231_zJ5vQG1fggX1" style="border-bottom: Black 2.5pt double; text-align: right" title="Net deferred tax (liability)"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(719,926</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A9_zsm8wb9m1rsg" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">There was a $<span id="xdx_90D_eus-gaap--DeferredTaxAssetsValuationAllowance_iI_c20221231_zmnXvFD6fUy2" title="Deferred tax asset, valuation allowance">88,544</span> and $<span id="xdx_90A_eus-gaap--DeferredTaxAssetsValuationAllowance_iI_pp0p0_c20211231_zhn4FZFMIVtc" title="Deferred tax asset, valuation allowance">97,655</span> valuation allowance for deferred tax assets at December 31, 2022 and 2021, respectively, associated with the Company’s state tax credits. In assessing the realization of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred income tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible and prior to their expiration governed by the income tax code. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods during which the deferred income tax assets are expected to be deductible, management believes it is more likely than not the Company will realize the benefits of these deductible differences, net of the existing valuation allowance at December 31, 2022 and 2021. The amount of the deferred income tax asset considered realizable, however, could be reduced in the near term if estimates of future taxable income during the carry forward period are reduced.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Company measures deferred tax assets and liabilities using enacted tax rates that will apply in the years in which the temporary differences are expected to be recovered or paid.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Company has analyzed the tax positions taken or expected to be taken in its tax returns and concluded it has no liability related to uncertain tax positions in accordance with applicable regulations.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Tax returns for 2019 and subsequent years are subject to examination by taxing authorities.</span></p> <p id="xdx_89C_ecustom--ScheduleOfIncomeTaxExpenseBenefitTableTextBlock_zYARHVOMq44g" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B2_zlkKBoLj3ZH2">Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20220101__20221231_zAM5zY28KiBi" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20210101__20211231_z9peXhGgGmHb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_491_20200101__20201231_zPgaAp9FGD85" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">For the year ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_402_eus-gaap--IncomeTaxExpenseBenefit_maTITzC4x_zi61obYLqkll" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Income tax expense</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,977,372</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,071,503</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,965,679</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--OtherComprehensiveIncomeLossTax_maTITzC4x_zD3kEKv0Utgc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Unrealized gains (losses) on securities available for sale presented in accumulated other comprehensive income (loss)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(4,856,451</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(1,010,881</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">315,546</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40C_ecustom--TotalIncomeTaxes_iT_pp0p0_mtTITzC4x_zTHHfLVGBZW8" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in">Total</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">(2,879,079</td><td style="padding-bottom: 2pt; text-align: left">)</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,060,622</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,281,225</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 1977372 2071503 1965679 -4856451 -1010881 315546 -2879079 1060622 2281225 <p id="xdx_892_eus-gaap--ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_z4B8O4gilxq1" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B4_zEa7O3vDG9I5">Income tax expense was as follows:</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20220101__20221231_z0UBSZ2hyARa" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20210101__20211231_zSX2J0DoqBMh" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_498_20200101__20201231_zSDT5axhLwuk" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">For the year ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_400_eus-gaap--CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_iB" style="vertical-align: bottom"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Current income taxes</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--CurrentFederalTaxExpenseBenefit_i01_pp0p0_maCITEBzRaY_z71TQ6KwyK5" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; text-align: left; padding-left: 0.25in; text-indent: -0.125in">Federal</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,837,678</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,796,283</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,543,334</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--CurrentStateAndLocalTaxExpenseBenefit_i01_pp0p0_maCITEBzRaY_z0FKqik9ts5k" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in; text-indent: -0.125in">State</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">311,494</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">321,971</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl1742">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--CurrentIncomeTaxExpenseBenefit_i01T_pp0p0_mtCITEBzRaY_maITEBzMBv_zrzIDoJjk6X3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Total current tax expense</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,149,172</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,118,254</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,543,334</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--DeferredIncomeTaxExpenseBenefit_maITEBzMBv_zFpw4ZfnWO5h" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Deferred income tax (benefit) expense</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(171,800</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(46,751</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">422,345</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--IncomeTaxExpenseBenefit_iT_pp0p0_mtITEBzMBv_zXPFsi0y3Ll6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in">Total income tax expense</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,977,372</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,071,503</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,965,679</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 1837678 1796283 1543334 311494 321971 2149172 2118254 1543334 -171800 -46751 422345 1977372 2071503 1965679 <p id="xdx_893_eus-gaap--ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_zjocgXFUjrL6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B4_z7vnZbzySk35">The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of <span id="xdx_90C_eus-gaap--EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_c20220101__20221231_zmrJwULdahcg" title="U.S. federal income tax rate">21%</span> to pretax income from continuing operations for the periods indicated are reconciled in the table below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49E_20220101__20221231_zZzZeP5eqwgc" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_491_20210101__20211231_z4e1RwabS7J9" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49C_20200101__20201231_zoo6qCsSQp5f" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">For the year ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_402_eus-gaap--IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_maITEBzANa_zN3SmEgVacAh" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Computed “expected” tax expense</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,812,828</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,851,433</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,769,525</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_iB_zXMm4gr7HFmb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in">Increase (reduction) in income taxes resulting from:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost_i01_maITEBzANa_zKQ1wsTVyZ4k" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Stock based compensation</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">24,901</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">21,637</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">19,527</td><td style="text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_i01_maITEBzANa_zhH7lkHTJgW" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Valuation allowance</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(9,111</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,658</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,083</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--IncomeTaxReconciliationOtherAdjustments_i01_maITEBzANa_zjpcgeTJcrm6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">22,389</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,477</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,259</td><td style="text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--IncomeTaxReconciliationStateAndLocalIncomeTaxes_i01_maITEBzANa_zt0RXx5luiw9" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in">State income tax, net of federal benefit</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">246,080</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">248,887</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">238,729</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--IncomeTaxReconciliationTaxExemptIncome_i01N_di_msITEBzANa_zd49XXXU1XOk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in; text-indent: -0.125in">Tax exempt interest income</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(119,715</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(65,589</td><td style="padding-bottom: 1pt; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(77,444</td><td style="padding-bottom: 1pt; text-align: left">)</td></tr> <tr id="xdx_405_eus-gaap--IncomeTaxExpenseBenefit_iT_pp0p0_mtITEBzANa_z2rkhhoa5wI9" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="display: none">Total income tax expense</span></td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,977,372</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,071,503</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,965,679</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 0.21 1812828 1851433 1769525 24901 21637 19527 -9111 7658 8083 22389 7477 7259 246080 248887 238729 119715 65589 77444 1977372 2071503 1965679 <p id="xdx_894_eus-gaap--ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_zsFXP8uJGns" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B5_zkGTl10wjr27">The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 85%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center; vertical-align: bottom; padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center; vertical-align: bottom"> </td> <td colspan="2" id="xdx_493_20221231_zE03bouUupZ6" style="font-weight: bold; text-align: center; vertical-align: bottom"><p style="margin-top: 0; margin-bottom: 0"/> <p style="margin-top: 0; margin-bottom: 0"> </p></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: left; vertical-align: bottom"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: left; vertical-align: bottom"> </td> <td colspan="2" id="xdx_495_20211231_z5CGpbnTDvqh" style="font-weight: bold; text-align: center; vertical-align: bottom"><p style="margin-top: 0; margin-bottom: 0"/> <p style="margin-top: 0; margin-bottom: 0"> </p></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center; vertical-align: bottom"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--DeferredTaxAssetsNetAbstract_iB_zOTXzvOPDYQi" style="vertical-align: bottom"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deferred tax assets:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_i01I_maCzXQw_zdKRk4RISX4l" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 59%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Allowance for loan losses</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">901,156</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">905,365</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_i01I_maCzXQw_zUZVb9NEbhz8" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unrealized loss on securities available for sale</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,423,444</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl1803">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--DeferredTaxAssetsDeferredIncome_i01I_maCzXQw_zkhrlar5hwi4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deferred loan fees</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">33,481</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">102,581</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_ecustom--DeferredTaxAssetsPassThroughIncome_i01I_maCzXQw_zGZU7PjIou9a" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pass through income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">188,401</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">26,525</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal_i01I_maCzXQw_zctWhqlHQUmk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">State net operating loss carryforward</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">88,229</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">97,655</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_ecustom--DeferredTaxAssetsNonaccrualInterest_i01I_maCzXQw_zGmra7tPU934" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Nonaccrual interest</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">36,879</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">29,246</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--DeferredTaxAssetsOther_i01I_maCzXQw_zowrU4Cw0Tnj" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,421</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9,432</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--DeferredTaxAssetsGross_i01TI_mtCzXQw_maCzKIL_z2Xh38JZbww7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total gross deferred tax assets</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,683,011</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,170,804</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--DeferredTaxAssetsValuationAllowance_i01NI_di_msCzKIL_zsAKhHGn3E41" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Valuation allowance</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(88,544</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(97,655</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_407_eus-gaap--DeferredTaxAssetsNet_i01TI_mtCzKIL_maDTALNzVel_msDTL_zXRT3pRvITM" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total gross deferred tax assets, net of valuation allowance</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,594,467</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,073,149</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--DeferredTaxLiabilitiesNetAbstract_iB_zBiinl542SE5" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deferred tax liabilities:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--DeferredTaxLiabilitiesPropertyPlantAndEquipment_i01NI_di_maDITLzlhZ_zAsSm3Q3NX2k" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fixed assets, principally due to differences in depreciation</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(289,935</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(338,716</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40D_ecustom--DeferredTaxLiabilitiesUnrealizedGainLossOnAvailableforSaleSecurities_i01NI_di_maDITLzlhZ_z6iVrL7LV4k" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unrealized gain on securities available for sale</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl1835">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1,360,199</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40E_ecustom--DeferredTaxLiabilitiesStateCreditCarryforward_i01NI_di_maDITLzlhZ_zamKieSQGy6g" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">State credit carryforward</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl1838">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(5,672</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_404_eus-gaap--DeferredTaxLiabilitiesPrepaidExpenses_i01NI_di_maDITLzlhZ_zAVbvl5AmGki" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Prepaid expenses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(567</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(29,869</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_405_eus-gaap--DeferredTaxLiabilitiesOther_i01NI_di_maDITLzlhZ_zdNgeBEUO6v6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(59,337</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(58,619</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_402_eus-gaap--DeferredIncomeTaxLiabilities_i01NTI_di_mtDITLzlhZ_msDTALNzVel_maDTL_z8yPlh6ClPdi" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total gross deferred tax liabilities</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(349,839</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1,793,075</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net deferred tax asset (liability)</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_985_eus-gaap--DeferredTaxAssetsLiabilitiesNet_iTI_mtDTALNzVel_c20221231_zyrjNmXyLwfj" style="border-bottom: Black 2.5pt double; text-align: right" title="Net deferred tax asset"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,244,628</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98B_eus-gaap--DeferredTaxLiabilities_iNTI_di_mtDTL_c20211231_zJ5vQG1fggX1" style="border-bottom: Black 2.5pt double; text-align: right" title="Net deferred tax (liability)"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(719,926</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 901156 905365 5423444 33481 102581 188401 26525 88229 97655 36879 29246 11421 9432 6683011 1170804 88544 97655 6594467 1073149 289935 338716 1360199 5672 567 29869 59337 58619 349839 1793075 6244628 719926 88544 97655 <p id="xdx_80B_eus-gaap--CommitmentsContingenciesAndGuaranteesTextBlock_zda7vzTTHb5b" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_820_znGtaPHxcrqh">COMMITMENTS AND CONTINGENCIES</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit, interest rate, and liquidity risk. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is essentially the same as that involved in extending loan facilities to customers. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. If deemed necessary, the amount of collateral obtained upon extension of credit is based on our credit evaluation of the borrower. Collateral held varies, but may include accounts receivable, negotiable instruments, inventory, property, plant and equipment, and real estate. Commitments to extend credit, including unused lines of credit, amounted to $<span id="xdx_90F_ecustom--CommitmentsToExtendCredit_pp0p0_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommitmentsToExtendCreditMember_zuSNB3lHCJO4" title="Commitments to extend credit">145,392,792</span> and $<span id="xdx_906_ecustom--CommitmentsToExtendCredit_pp0p0_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommitmentsToExtendCreditMember_zmYucvu6nXqc" title="Commitments to extend credit">117,450,893</span> at December 31, 2022 and 2021, respectively.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Standby letters of credit represent our obligation to a third-party contingent upon the failure by our customer to perform under the terms of an underlying contract with the third party or obligates us to guarantee or stand as surety for the benefit of the third party. The underlying contract may entail either financial or nonfinancial obligations and may involve such things as the shipment of goods, performance of a contract, or repayment of an obligation. Under the terms of a standby letter, generally drafts will be drawn only when the underlying event fails to occur as intended. We can seek recovery of the amounts paid from the borrower. Commitments under standby letters of credit are usually for one year or less. At December 31, 2022 and 2021, we have recorded no liability for the current carrying amount of the obligation to perform as a guarantor; as such amounts are not considered material. The maximum potential amount of undiscounted future payments related to standby letters of credit at December 31, 2022 and 2021 was $<span id="xdx_90E_ecustom--UndiscountedFuturePayments_pp0p0_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--StandbyLettersOfCreditMember_zDew8ei7ucC1" title="Undiscounted future payments related to standby letters of credit">2,518,771</span> and $<span id="xdx_903_ecustom--UndiscountedFuturePayments_pp0p0_c20211231__us-gaap--FinancialInstrumentAxis__us-gaap--StandbyLettersOfCreditMember_z2iyN4KiU9Mk" title="Undiscounted future payments related to standby letters of credit">648,717</span>, respectively.</span></p> 145392792 117450893 2518771 648717 <p id="xdx_80D_eus-gaap--RelatedPartyTransactionsDisclosureTextBlock_zYAquM1Ropcc" style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82C_zv87sDfsIlFk">RELATED PARTY TRANSACTIONS</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In the opinion of management, loans to our Executive Officers and Directors are made on substantially the same terms, including interest rates and collateral, as those terms prevailing at the time for comparable loans with persons not related to the lender that do not involve more than the normal risk of collectability. There were no past due loans to our Executive Officers and Directors as of December 31, 2022 and 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_892_eus-gaap--ScheduleOfRelatedPartyTransactionsTableTextBlock_zDwbTjKa0iU" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B9_zUDzz1llCBJa">The table below summarizes related party loans.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 90%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_498_20220101__20221231_zc8Ka7gZAAsh" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_49C_20210101__20211231_zcC0MbfMcBKh" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_402_eus-gaap--LoansAndLeasesReceivableRelatedParties_iS_pp0p0" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance at beginning of the year</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,513,146</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,970,014</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--LoansAndLeasesReceivableRelatedPartiesAdditions_i_pp0p0" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">New loans or advances</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">806,053</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,693,836</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--LoansAndLeasesReceivableRelatedPartiesProceeds_iN_di_za62beqkdMjb" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Repayments</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2,134,441</span></td><td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4,150,704</span></td><td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableRelatedParties_iE_pp0p0" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance at the end of the year</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,184,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,513,146</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8AD_zTtev2YScBki" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">At December 31, 2022 and 2021, total deposits held by related parties were $<span id="xdx_907_eus-gaap--RelatedPartyDepositLiabilities_pp0p0_c20221231_z2lDqeYkihA3" title="Deposits held by related parties">7,426,656</span> and $<span id="xdx_90C_eus-gaap--RelatedPartyDepositLiabilities_pp0p0_c20211231_zyjS3KHAKpFh" title="Deposits held by related parties">11,405,076</span>, respectively.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_892_eus-gaap--ScheduleOfRelatedPartyTransactionsTableTextBlock_zDwbTjKa0iU" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B9_zUDzz1llCBJa">The table below summarizes related party loans.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 90%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_498_20220101__20221231_zc8Ka7gZAAsh" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2022</span></td><td style="font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_49C_20210101__20211231_zcC0MbfMcBKh" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31, 2021</span></td><td style="font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_402_eus-gaap--LoansAndLeasesReceivableRelatedParties_iS_pp0p0" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 64%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance at beginning of the year</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,513,146</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,970,014</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--LoansAndLeasesReceivableRelatedPartiesAdditions_i_pp0p0" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">New loans or advances</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">806,053</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,693,836</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--LoansAndLeasesReceivableRelatedPartiesProceeds_iN_di_za62beqkdMjb" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Repayments</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2,134,441</span></td><td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4,150,704</span></td><td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40B_eus-gaap--LoansAndLeasesReceivableRelatedParties_iE_pp0p0" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance at the end of the year</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,184,758</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,513,146</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 5513146 5970014 806053 3693836 2134441 4150704 4184758 5513146 7426656 11405076 <p id="xdx_804_eus-gaap--OtherIncomeAndOtherExpenseDisclosureTextBlock_zmtj7Iqhkoe4" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">13.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82B_zt5cV9KNbt05">OTHER EXPENSE</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_894_eus-gaap--ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_zVwLMj0ud1e3" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B7_zTawBmxgebR1">The table below summarizes the components of other operating expense.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 85%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20220101__20221231_zx0ujSy3FsZ1" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_499_20210101__20211231_zqHj4gL56iE8" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49A_20200101__20201231_zG0qTkgsrXql" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">For the year ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_40D_ecustom--TelephoneAndPostageExpense_maCzd95_zy9765M6HINc" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 46%; text-align: left">Telephone and postage</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">205,296</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">233,667</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">219,065</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_407_ecustom--RegulatoryInsuranceExpense_maCzd95_zeO955rLfXYb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">State and FDIC insurance and fees</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">258,541</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">212,284</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">95,353</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--SuppliesExpense_maCzd95_zQ0rtakpqTTa" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Supplies</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">61,551</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">63,850</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">74,472</td><td style="text-align: left"> </td></tr> <tr id="xdx_403_ecustom--CourierServiceExpense_maCzd95_zhNtKRNcFXv5" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Courier service</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">48,475</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">44,825</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">48,048</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--InsuranceExpense_maCzd95_zecfIGy0TSrk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Insurance</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">55,178</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">56,748</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">53,000</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--MarketingAndAdvertisingExpense_maCzd95_zNHeOkBh5qSb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Advertising and business development</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">11,480</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,114</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">9,045</td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--OtherCostAndExpenseOperating_maCzd95_zmS975k6zWYd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">690,833</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">805,966</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">746,502</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--OtherNoninterestExpense_iT_mtCzd95_zHZjbD93BNVc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt">Total other operating expenses</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,331,354</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,425,454</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,245,485</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8AA_zUmQj5mpzOn" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_894_eus-gaap--ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock_zVwLMj0ud1e3" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B7_zTawBmxgebR1">The table below summarizes the components of other operating expense.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 85%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20220101__20221231_zx0ujSy3FsZ1" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_499_20210101__20211231_zqHj4gL56iE8" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49A_20200101__20201231_zG0qTkgsrXql" style="font-weight: bold; text-align: center"> </td><td style="font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">For the year ended December 31,</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_40D_ecustom--TelephoneAndPostageExpense_maCzd95_zy9765M6HINc" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 46%; text-align: left">Telephone and postage</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">205,296</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">233,667</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">219,065</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_407_ecustom--RegulatoryInsuranceExpense_maCzd95_zeO955rLfXYb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">State and FDIC insurance and fees</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">258,541</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">212,284</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">95,353</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--SuppliesExpense_maCzd95_zQ0rtakpqTTa" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Supplies</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">61,551</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">63,850</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">74,472</td><td style="text-align: left"> </td></tr> <tr id="xdx_403_ecustom--CourierServiceExpense_maCzd95_zhNtKRNcFXv5" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Courier service</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">48,475</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">44,825</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">48,048</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--InsuranceExpense_maCzd95_zecfIGy0TSrk" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Insurance</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">55,178</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">56,748</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">53,000</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--MarketingAndAdvertisingExpense_maCzd95_zNHeOkBh5qSb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Advertising and business development</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">11,480</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,114</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">9,045</td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--OtherCostAndExpenseOperating_maCzd95_zmS975k6zWYd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">690,833</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">805,966</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">746,502</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--OtherNoninterestExpense_iT_mtCzd95_zHZjbD93BNVc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt">Total other operating expenses</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,331,354</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,425,454</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,245,485</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 205296 233667 219065 258541 212284 95353 61551 63850 74472 48475 44825 48048 55178 56748 53000 11480 8114 9045 690833 805966 746502 1331354 1425454 1245485 <p id="xdx_800_eus-gaap--DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_zwOXjwKpfuT6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82D_zElUxlPTuyGi">STOCK INCENTIVE PLANS</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We have <span id="xdx_90C_ecustom--NumberOfStockIncentivePlans_iI_dc_c20221231_zuOxgNU7qumf" title="Number of stock incentive plans">two</span> employee Stock Incentive Plans: the first plan, which was approved in 2010, has <span id="xdx_90F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_iI_c20221231__us-gaap--PlanNameAxis__custom--OmnibusStockIncentivePlan2010Member_zQK9o7TwnO4h" title="Number of shares authorized under stock incentive plan">300,000</span> (<span id="xdx_905_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_iI_pid_c20221231__us-gaap--PlanNameAxis__custom--OmnibusStockIncentivePlan2010Member__us-gaap--DividendsAxis__custom--AdjustedForDividendMember_zxVjeROdc6z6" title="Number of shares authorized under stock incentive plan">363,000</span> adjusted for <span id="xdx_907_ecustom--NumberOfStockDividendsAffectingStockPlans_iI_dc_c20221231__us-gaap--PlanNameAxis__custom--OmnibusStockIncentivePlan2010Member__us-gaap--DividendsAxis__custom--AdjustedForDividendMember_zbKQ5QuEFvzb">two</span> <span id="xdx_905_ecustom--StockDividendsForShareAdjustmentOfPlansPercent_iI_dp_c20221231__us-gaap--PlanNameAxis__custom--OmnibusStockIncentivePlan2010Member__us-gaap--DividendsAxis__custom--AdjustedForDividendMember_zwINtcDySwz6" title="Stock dividends for share adjustment of plans (percent)">10</span>% stock dividends) shares reserved and the second plan, which was approved in 2020, has <span id="xdx_90F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_iI_c20221231__us-gaap--PlanNameAxis__custom--OmnibusStockIncentivePlan2020Member_zzASzzfsbJKk" title="Number of shares authorized under stock incentive plan">300,000</span> shares reserved. No new options may be granted under the 2010 plan, as it expired on April 14, 2020. Under the 2020 plan, options are periodically granted to employees at a price not less than the fair market value of the shares at the date of grant. Employees become <span id="xdx_90A_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_c20220101__20221231__us-gaap--VestingAxis__custom--VestingAfterFiveYearsMember__us-gaap--PlanNameAxis__custom--OmnibusStockIncentivePlan2020Member_zWvOwOv3Rsl3" title="Percentage of options vesting">20</span>% vested after five years and then vest <span id="xdx_901_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_c20220101__20221231__us-gaap--VestingAxis__custom--VestingEachYearThereafterMember__us-gaap--PlanNameAxis__custom--OmnibusStockIncentivePlan2020Member_zJX3w0kMmyD5" title="Percentage of options vesting">20</span>% each year until fully vested. The right to exercise each such <span id="xdx_90C_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_c20220101__20221231__us-gaap--VestingAxis__custom--VestingAfterFiveYearsMember__us-gaap--PlanNameAxis__custom--OmnibusStockIncentivePlan2020Member_zU4797QSVhSe">20</span>% of the options is cumulative and will not expire until the tenth anniversary of the date of the grant. All employees are eligible to participate in the 2020 plan if the Executive/Long-Range Planning Committee, in its sole discretion, determines that such person has contributed or can be expected to contribute to our profits or growth. With respect to Executive Officers, the Executive/ Long-Range Planning Committee will obtain approval from the Compensation Committee for any options granted to them.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We also have a stock incentive plan to provide equity incentive compensation to the Company’s eligible independent directors. The plan was approved by the shareholders in 2021 and has <span id="xdx_90D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_iI_c20221231__us-gaap--PlanNameAxis__custom--StockIncentivePlan2021Member_zpT17mCdZRg1">150,000</span> shares reserved. Under the 2021 plan, options may be granted to eligible independent directors at a price not less than the fair market value of the shares at the date of grant. Options granted to independent directors become vested as to <span id="xdx_90C_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_uPure_c20220101__20221231__us-gaap--VestingAxis__custom--VestingEachYearMember__us-gaap--PlanNameAxis__custom--StockIncentivePlan2021Member_zh9oU6RhKMN">20</span>% of the options per year and will be fully vested after five years. The right to exercise each such <span id="xdx_90E_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_uPure_c20220101__20221231__us-gaap--VestingAxis__custom--VestingEachYearMember__us-gaap--PlanNameAxis__custom--StockIncentivePlan2021Member_zJmiacnTPTUb">20</span>% of the options is cumulative and will not expire until the tenth anniversary of the date of the grant. Each independent director is eligible to participate in the 2021 plan if the Compensation Committee, in its sole discretion, determines that such person has contributed or can be expected to contribute to our profits or growth.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Option awards are generally granted with an exercise price equal to the market price of the Company’s common stock at the date of grant. The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of our common stock. The expected term of the options granted shall not exceed ten years from the date of grant (the amount of time options granted are expected to be outstanding). The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89E_eus-gaap--ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_zOO1sa35Qyf6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The fair value of options granted was determined using the following weighted-average assumptions as of grant date:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" id="xdx_499_20220101__20221231_zMDRI6rqXknk" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" id="xdx_49E_20210101__20211231_zEN3i5MnOa88" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" id="xdx_495_20200101__20201231_ztFzY7pJ9NPa" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_405_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_dp_z6hdFZvvl6L" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left">Risk free interest rate</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">2.75</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">1.46</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">0.63</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Expected life (in years)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_905_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_dtY_c20220101__20221231_z65wTP9VMOa5" title="Expected life (in years)">5</span>.00</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_903_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_dtY_c20210101__20211231_zjE6aH4lx8zj" title="Expected life (in years)">5.99</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_90D_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_dtY_c20200101__20201231_ze7vhjKzkTu1" title="Expected life (in years)">7.50</span></td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_dp_zFZ6Uuh1HUZ1" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Expected stock price volatility</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">35.30</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">34.18</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">32.90</td><td style="text-align: left">%</td></tr> <tr id="xdx_40D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_dp_ziUvBtRRfWE9" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Dividend yield</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4.15</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4.26</td><td style="text-align: left">%</td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8AA_zBTW55hcZh64" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_897_eus-gaap--ScheduleOfStockOptionsRollForwardTableTextBlock_zQ2YFiea1ml8" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shares</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted Average Exercise Price</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shares</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted Average Exercise Price</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shares</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted Average Exercise Price</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 22%; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Outstanding, January 1</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pid_c20220101__20221231_z77wQJn8KYd6" style="width: 9%; text-align: right" title="Outstanding, beginning"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">273,747</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_uUSDPShares_c20220101__20221231_zS0Q2tuepz8g" style="width: 9%; text-align: right" title="Outstanding, beginning"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.50</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pid_c20210101__20211231_zjgMv22Ezkh" style="width: 9%; text-align: right" title="Outstanding, beginning"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">202,344</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_uUSDPShares_c20210101__20211231_ziZ6XAkjlYz4" style="width: 9%; text-align: right" title="Outstanding, beginning"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.89</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pid_c20200101__20201231_zRj7zdYgg0V9" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">86,097</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_uUSDPShares_c20200101__20201231_zkVUnnJbo7nf" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.92</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Granted</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pid_c20220101__20221231_zg6ZglviwOBl" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20220101__20221231_z0HOjSYKDGRb" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.10</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pid_c20210101__20211231_z1hrWoNQXtfl" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">115,750</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20210101__20211231_zmKcODAy5AS3" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">20.15</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pid_c20200101__20201231_zvwDKAF8Bffk" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">145,750</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20200101__20201231_zLlHUbVJwLc" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15.31</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exercised</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pid_di_c20220101__20221231_zLVpdKoNavtc" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(11,085</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20220101__20221231_z3NM6JHo4ZOg" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.58</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pid_di_c20210101__20211231_zWTtCsypTHRb" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(22,305</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20210101__20211231_zz7TsUAVnR8h" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.64</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pid_di_c20200101__20201231_z8EhirdqwwHb" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(19,298</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20200101__20201231_z4GWfrn7kFm9" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.39</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Forfeited</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pid_di_c20220101__20221231_zhophk72nOzd" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(13,250</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20220101__20221231_ziUM5vSBLpEa" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">18.68</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pid_di_c20210101__20211231_zY2St9QgIVBe" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(22,042</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20210101__20211231_z66N99o4OEtj" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15.07</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pid_di_c20200101__20201231_zeTUtOIdlRC7" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(10,205</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20200101__20201231_zxigVU0Nukne" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15.19</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Outstanding, December 31</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pid_c20220101__20221231_zy5xcA9gRLki" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">254,412</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_uUSDPShares_c20220101__20221231_zf8CFizraVyi" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.56</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pid_c20210101__20211231_zvTttswzijkj" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">273,747</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_uUSDPShares_c20210101__20211231_zQKfNuw215Wa" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.50</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pid_c20200101__20201231_z60WhwU7IP68" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">202,344</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_uUSDPShares_c20200101__20201231_zkwDGoJQ7xfa" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.89</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exercisable at year end</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pid_c20221231_ze7v1BZFrEa3" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">20,626</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231_ziDD5fEgEnA2" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.76</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pid_c20211231_zca3ZvNU3gJ9" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end">7,804</td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20211231_zuACEUkTsNHa" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.17</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pid_c20201231_zi2JU4FKWDff" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,113</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20201231_z1I9vpGRqoz" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.77</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p id="xdx_8A2_zr0OcCHeqXLe" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p id="xdx_89D_eus-gaap--ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock_zwvLYXsvCj11" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table presents information pertaining to options outstanding at December 31, 2022.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercise Price</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Number of Options Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Weighted Average Remaining Contractual Life</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Weighted Average Exercise Price of Options Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Intrinsic Value of Options Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Number of Options Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Weighted Average Exercise Price of Options Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Intrinsic Value of Options Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_zcwq91ajN3rg" style="width: 8%; text-align: right" title="Exercise Price">12.26</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_z91prNcUWO6i" style="width: 9%; text-align: right" title="Number of Options Outstanding">3,508</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right"><span id="xdx_908_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_zgHmWW1goTzk" title="Weighted Average Remaining Contractual Life">1.58</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_zZwBt69ypJeg" style="width: 9%; text-align: right" title="Weighted Average Exercise Price of Options Outstanding">12.26</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_z8gpQaZx0uZ7" style="width: 9%; text-align: right" title="Intrinsic Value of Options Outstanding">43,008</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_zmkgffRRabzf" style="width: 9%; text-align: right" title="Number of Options Exercisable">2,806</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_z5TGyRuMYQGl" style="width: 9%; text-align: right" title="Weighted Average Exercise Price of Options Exercisable">12.26</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_z9BupJ6o8K2g" style="width: 9%; text-align: right" title="Intrinsic Value of Options Exercisable">13,038</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$</td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_z0Vrb2fn5vrj" style="text-align: right" title="Exercise Price">12.40</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zvTPZKcn22wb" style="text-align: right" title="Number of Options Outstanding">969</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zY3p4O1oa8Ie" style="text-align: right" title="Weighted Average Remaining Contractual Life">1.00</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_ztupTOdj0sQ3" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">12.40</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zeum7SbpjaPf" style="text-align: right" title="Intrinsic Value of Options Outstanding">12,016</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zhC8hoj7D9Ki" style="text-align: right" title="Number of Options Exercisable">969</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zjiusaWXJmj4" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">12.40</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zPOQvu917Hz3" style="text-align: right" title="Intrinsic Value of Options Exercisable">4,366</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">$</td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zvc6AVCScAh1" style="text-align: right" title="Exercise Price">13.05</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zs6TQ0gFZMK" style="text-align: right" title="Number of Options Outstanding">7,260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zFkAOsCdM7h6" style="text-align: right" title="Weighted Average Remaining Contractual Life">2.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_986_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zEHPLCsEIuaa" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">13.05</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_z2eTWFkrcF91" style="text-align: right" title="Intrinsic Value of Options Outstanding">94,743</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zrc01vUS4Ae3" style="text-align: right" title="Number of Options Exercisable">4,356</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_z0umIocGRcM8" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">13.05</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zEjVurr8Wy0d" style="text-align: right" title="Intrinsic Value of Options Exercisable">16,796</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_zr4l15YjxP5i" style="text-align: right" title="Exercise Price">15.21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_zSQb7ocnWMWe" style="text-align: right" title="Number of Options Outstanding">106,250</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_za61Ty634xeb" style="text-align: right" title="Weighted Average Remaining Contractual Life">7.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_zh6YdueRWRdj" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">15.21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_z56T3SRYJsta" style="text-align: right" title="Intrinsic Value of Options Outstanding">1,616,063</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98E_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_z65ffYPjzIU6" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">15.21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">$</td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_zaIS3xF5lUIf" style="text-align: right" title="Exercise Price">16.73</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_z6uxof66S95l" style="text-align: right" title="Number of Options Outstanding">10,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_z15INbWf6D0c" style="text-align: right" title="Weighted Average Remaining Contractual Life">7.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_zSxQmdw6myae" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">16.73</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_zqDFk4odlTae" style="text-align: right" title="Intrinsic Value of Options Outstanding">167,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_zYvJNCcFrCOc" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">16.73</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$</td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_z1J2KI8GQYCc" style="text-align: right" title="Exercise Price">17.10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_z9Uvm2rJDx57" style="text-align: right" title="Number of Options Outstanding">5,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_z45OMievnLda" style="text-align: right" title="Weighted Average Remaining Contractual Life">9.42</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_zrZPjzFHN5J9" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">17.10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_zCMlGvn439Vd" style="text-align: right" title="Intrinsic Value of Options Outstanding">85,500</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98E_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_zGOWlY7w79qd" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">16.73</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zts8etTYOG77" style="text-align: right" title="Exercise Price">18.23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zmEoQPGvAQVi" style="text-align: right" title="Number of Options Outstanding">28,950</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_znsZ7Fepsctg" style="text-align: right" title="Weighted Average Remaining Contractual Life">7.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zyyvvoRmeW09" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">18.23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zvl80dH1V0ik" style="text-align: right" title="Intrinsic Value of Options Outstanding">527,759</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zGwT8HOOWnEl" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">18.23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$</td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zyAdNnpGRSh8" style="text-align: right" title="Exercise Price">19.82</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zcjy3wWU9fa7" style="text-align: right" title="Number of Options Outstanding">7,225</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zYr4WickcS7i" style="text-align: right" title="Weighted Average Remaining Contractual Life">7.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98C_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zoivEmkFiLeb" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">19.82</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zVhXsjQpyKd2" style="text-align: right" title="Intrinsic Value of Options Outstanding">143,200</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_z5ebDFI8ztSd" style="text-align: right" title="Number of Options Exercisable">495</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_980_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_z75AVNaRoaJ7" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">19.82</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">$</td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zmduRJhZxkKh" style="text-align: right" title="Exercise Price">20.04</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zG4Xv6QD4PMl" style="text-align: right" title="Number of Options Outstanding">20,250</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zTMksPURYXb7" style="text-align: right" title="Weighted Average Remaining Contractual Life">8.59</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zfXks4r8SS69" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">20.04</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zQbIeVn5jGRl" style="text-align: right" title="Intrinsic Value of Options Outstanding">405,810</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_z11JPGfqcVsd" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">20.04</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left">$</td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zVJBdchpa8ad" style="padding-bottom: 1pt; text-align: right" title="Exercise Price">21.10</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zuM7AoRJ2gVc" style="border-bottom: Black 1pt solid; text-align: right" title="Number of Options Outstanding">65,000</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zmo4g0mUtNoa" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Remaining Contractual Life">8.33</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zs2gsYfER0uf" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Exercise Price of Options Outstanding">21.10</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zrVmaVlLudH5" style="border-bottom: Black 1pt solid; text-align: right" title="Intrinsic Value of Options Outstanding">1,371,500</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zfSGgfwzmpAd" style="border-bottom: Black 1pt solid; text-align: right" title="Number of Options Exercisable">12,000</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_z35Rs9ZlXYf6" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Exercise Price of Options Exercisable">21.10</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt; text-align: right"> </td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231_zSZYH1anAxe2" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of Options Outstanding">254,412</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231_zAQ1zn1mI7C1" style="border-bottom: Black 2.5pt double; text-align: right" title="Weighted Average Remaining Contractual Life">7.48</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231_zOESTmnh0wUe" style="border-bottom: Black 2.5pt double; text-align: right" title="Weighted Average Exercise Price of Options Outstanding">17.56</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231_zUb7Rr0Veqvf" style="border-bottom: Black 2.5pt double; text-align: right" title="Intrinsic Value of Options Outstanding">4,466,899</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231_zjlOjuOQe8Zi" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of Options Exercisable">20,626</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231_zxwB7ImGZIy1" style="border-bottom: Black 2.5pt double; text-align: right" title="Weighted Average Exercise Price of Options Exercisable">17.76</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pp0p0_c20221231_znvppRQrAYr6" style="border-bottom: Black 2.5pt double; text-align: right" title="Intrinsic Value of Options Exercisable">34,200</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8AD_zr0QdwJeODP8" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The total intrinsic value of options exercised during the years ended December 31, 2022, 2021 and 2020 was $<span id="xdx_900_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_pp0p0_c20220101__20221231_zPAIRs7ItWe8" title="Intrinsic value of options exercised">161,740</span>, $<span id="xdx_905_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_c20210101__20211231_pp0p0" title="Intrinsic value of options exercised">208,259</span> and $<span id="xdx_902_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_pp0p0_c20200101__20201231_zTTCj5VLrrhg" title="Intrinsic value of options exercised">139,837</span>, respectively. Shares issued upon exercise of stock options are obtained from the authorized and unissued pool of common stock. Shares surrendered as payment of the stock option exercise price are included in treasury stock.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We recognized compensation cost for the years ended December 31, 2022, 2021 and 2020 in the amount of $<span id="xdx_905_eus-gaap--StockOptionPlanExpense_pp0p0_c20220101__20221231_zrWp9qNCfaVa" title="Stock-based compensation expense">121,673</span>, $<span id="xdx_902_eus-gaap--StockOptionPlanExpense_c20210101__20211231_pp0p0" title="Stock-based compensation expense">103,033</span> and $<span id="xdx_90A_eus-gaap--StockOptionPlanExpense_pp0p0_c20200101__20201231_zUKZ00KVvH1g" title="Stock-based compensation expense">92,986</span>, respectively, related to the granted options.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">As of December 31, 2022, there was a total of $<span id="xdx_909_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_iI_pp0p0_c20221231_z0jtBhkquq84" title="Unrecognized compensation cost">593,680</span> in unrecognized compensation cost related to nonvested share-based compensation arrangements granted under the Plan. The cost is expected to be recognized over a weighted average period of <span id="xdx_901_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_dtY_c20220101__20221231_zzDtAzZzSsNi" title="Period for unrecognized compensation cost to be recognized">4.41</span> years.</span></p> 2 300000 363000 2 0.10 300000 0.20 0.20 0.20 150000 0.20 0.20 <p id="xdx_89E_eus-gaap--ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_zOO1sa35Qyf6" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The fair value of options granted was determined using the following weighted-average assumptions as of grant date:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" id="xdx_499_20220101__20221231_zMDRI6rqXknk" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2022</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" id="xdx_49E_20210101__20211231_zEN3i5MnOa88" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2021</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" id="xdx_495_20200101__20201231_ztFzY7pJ9NPa" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">2020</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr id="xdx_405_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_dp_z6hdFZvvl6L" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left">Risk free interest rate</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">2.75</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">1.46</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">0.63</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Expected life (in years)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_905_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_dtY_c20220101__20221231_z65wTP9VMOa5" title="Expected life (in years)">5</span>.00</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_903_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_dtY_c20210101__20211231_zjE6aH4lx8zj" title="Expected life (in years)">5.99</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_90D_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_dtY_c20200101__20201231_ze7vhjKzkTu1" title="Expected life (in years)">7.50</span></td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_dp_zFZ6Uuh1HUZ1" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">Expected stock price volatility</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">35.30</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">34.18</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">32.90</td><td style="text-align: left">%</td></tr> <tr id="xdx_40D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_dp_ziUvBtRRfWE9" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Dividend yield</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4.15</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4.26</td><td style="text-align: left">%</td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 0.0275 0.0146 0.0063 P5Y P5Y11M26D P7Y6M 0.3530 0.3418 0.3290 0.0415 0.0400 0.0426 <p id="xdx_897_eus-gaap--ScheduleOfStockOptionsRollForwardTableTextBlock_zQ2YFiea1ml8" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shares</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted Average Exercise Price</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shares</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted Average Exercise Price</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shares</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted Average Exercise Price</span></td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 22%; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Outstanding, January 1</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pid_c20220101__20221231_z77wQJn8KYd6" style="width: 9%; text-align: right" title="Outstanding, beginning"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">273,747</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_uUSDPShares_c20220101__20221231_zS0Q2tuepz8g" style="width: 9%; text-align: right" title="Outstanding, beginning"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.50</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pid_c20210101__20211231_zjgMv22Ezkh" style="width: 9%; text-align: right" title="Outstanding, beginning"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">202,344</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_uUSDPShares_c20210101__20211231_ziZ6XAkjlYz4" style="width: 9%; text-align: right" title="Outstanding, beginning"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.89</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pid_c20200101__20201231_zRj7zdYgg0V9" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">86,097</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pid_uUSDPShares_c20200101__20201231_zkVUnnJbo7nf" style="width: 9%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.92</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Granted</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pid_c20220101__20221231_zg6ZglviwOBl" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20220101__20221231_z0HOjSYKDGRb" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.10</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pid_c20210101__20211231_z1hrWoNQXtfl" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">115,750</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20210101__20211231_zmKcODAy5AS3" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">20.15</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_pid_c20200101__20201231_zvwDKAF8Bffk" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">145,750</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20200101__20201231_zLlHUbVJwLc" style="text-align: right" title="Granted"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15.31</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exercised</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pid_di_c20220101__20221231_zLVpdKoNavtc" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(11,085</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20220101__20221231_z3NM6JHo4ZOg" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.58</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pid_di_c20210101__20211231_zWTtCsypTHRb" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(22,305</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20210101__20211231_zz7TsUAVnR8h" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.64</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--StockIssuedDuringPeriodSharesStockOptionsExercised_iN_pid_di_c20200101__20201231_z8EhirdqwwHb" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(19,298</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20200101__20201231_z4GWfrn7kFm9" style="text-align: right" title="Exercised"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.39</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Forfeited</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pid_di_c20220101__20221231_zhophk72nOzd" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(13,250</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20220101__20221231_ziUM5vSBLpEa" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">18.68</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pid_di_c20210101__20211231_zY2St9QgIVBe" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(22,042</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20210101__20211231_z66N99o4OEtj" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15.07</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_iN_pid_di_c20200101__20201231_zeTUtOIdlRC7" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(10,205</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_pid_uUSDPShares_c20200101__20201231_zxigVU0Nukne" style="border-bottom: Black 1pt solid; text-align: right" title="Forfeited"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15.19</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Outstanding, December 31</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pid_c20220101__20221231_zy5xcA9gRLki" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">254,412</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_uUSDPShares_c20220101__20221231_zf8CFizraVyi" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.56</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pid_c20210101__20211231_zvTttswzijkj" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">273,747</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_uUSDPShares_c20210101__20211231_zQKfNuw215Wa" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.50</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pid_c20200101__20201231_z60WhwU7IP68" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">202,344</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pid_uUSDPShares_c20200101__20201231_zkwDGoJQ7xfa" style="padding-bottom: 1pt; text-align: right" title="Outstanding, ending"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.89</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exercisable at year end</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pid_c20221231_ze7v1BZFrEa3" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">20,626</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231_ziDD5fEgEnA2" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.76</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pid_c20211231_zca3ZvNU3gJ9" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end">7,804</td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20211231_zuACEUkTsNHa" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12.17</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pid_c20201231_zi2JU4FKWDff" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,113</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20201231_z1I9vpGRqoz" style="border-bottom: Black 2.5pt double; text-align: right" title="Exercisable at year end"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.77</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> 273747 17.50 202344 14.89 86097 12.92 5000 17.10 115750 20.15 145750 15.31 11085 14.58 22305 10.64 19298 9.39 13250 18.68 22042 15.07 10205 15.19 254412 17.56 273747 17.50 202344 14.89 20626 17.76 7804 12.17 21113 9.77 <p id="xdx_89D_eus-gaap--ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock_zwvLYXsvCj11" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table presents information pertaining to options outstanding at December 31, 2022.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Exercise Price</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Number of Options Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Weighted Average Remaining Contractual Life</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Weighted Average Exercise Price of Options Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Intrinsic Value of Options Outstanding</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Number of Options Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Weighted Average Exercise Price of Options Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Intrinsic Value of Options Exercisable</td><td style="padding-bottom: 1pt; font-weight: bold; text-align: center"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_zcwq91ajN3rg" style="width: 8%; text-align: right" title="Exercise Price">12.26</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_z91prNcUWO6i" style="width: 9%; text-align: right" title="Number of Options Outstanding">3,508</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right"><span id="xdx_908_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_zgHmWW1goTzk" title="Weighted Average Remaining Contractual Life">1.58</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_zZwBt69ypJeg" style="width: 9%; text-align: right" title="Weighted Average Exercise Price of Options Outstanding">12.26</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_z8gpQaZx0uZ7" style="width: 9%; text-align: right" title="Intrinsic Value of Options Outstanding">43,008</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_zmkgffRRabzf" style="width: 9%; text-align: right" title="Number of Options Exercisable">2,806</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_z5TGyRuMYQGl" style="width: 9%; text-align: right" title="Weighted Average Exercise Price of Options Exercisable">12.26</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice1Member_z9BupJ6o8K2g" style="width: 9%; text-align: right" title="Intrinsic Value of Options Exercisable">13,038</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$</td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_z0Vrb2fn5vrj" style="text-align: right" title="Exercise Price">12.40</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zvTPZKcn22wb" style="text-align: right" title="Number of Options Outstanding">969</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zY3p4O1oa8Ie" style="text-align: right" title="Weighted Average Remaining Contractual Life">1.00</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_ztupTOdj0sQ3" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">12.40</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zeum7SbpjaPf" style="text-align: right" title="Intrinsic Value of Options Outstanding">12,016</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zhC8hoj7D9Ki" style="text-align: right" title="Number of Options Exercisable">969</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zjiusaWXJmj4" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">12.40</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice2Member_zPOQvu917Hz3" style="text-align: right" title="Intrinsic Value of Options Exercisable">4,366</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">$</td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zvc6AVCScAh1" style="text-align: right" title="Exercise Price">13.05</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zs6TQ0gFZMK" style="text-align: right" title="Number of Options Outstanding">7,260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zFkAOsCdM7h6" style="text-align: right" title="Weighted Average Remaining Contractual Life">2.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_986_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zEHPLCsEIuaa" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">13.05</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_z2eTWFkrcF91" style="text-align: right" title="Intrinsic Value of Options Outstanding">94,743</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zrc01vUS4Ae3" style="text-align: right" title="Number of Options Exercisable">4,356</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_z0umIocGRcM8" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">13.05</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice3Member_zEjVurr8Wy0d" style="text-align: right" title="Intrinsic Value of Options Exercisable">16,796</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_zr4l15YjxP5i" style="text-align: right" title="Exercise Price">15.21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_zSQb7ocnWMWe" style="text-align: right" title="Number of Options Outstanding">106,250</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_za61Ty634xeb" style="text-align: right" title="Weighted Average Remaining Contractual Life">7.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_zh6YdueRWRdj" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">15.21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_z56T3SRYJsta" style="text-align: right" title="Intrinsic Value of Options Outstanding">1,616,063</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98E_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice4Member_z65ffYPjzIU6" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">15.21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">$</td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_zaIS3xF5lUIf" style="text-align: right" title="Exercise Price">16.73</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_z6uxof66S95l" style="text-align: right" title="Number of Options Outstanding">10,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_z15INbWf6D0c" style="text-align: right" title="Weighted Average Remaining Contractual Life">7.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_zSxQmdw6myae" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">16.73</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_zqDFk4odlTae" style="text-align: right" title="Intrinsic Value of Options Outstanding">167,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice5Member_zYvJNCcFrCOc" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">16.73</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$</td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_z1J2KI8GQYCc" style="text-align: right" title="Exercise Price">17.10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_z9Uvm2rJDx57" style="text-align: right" title="Number of Options Outstanding">5,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_z45OMievnLda" style="text-align: right" title="Weighted Average Remaining Contractual Life">9.42</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_zrZPjzFHN5J9" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">17.10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_zCMlGvn439Vd" style="text-align: right" title="Intrinsic Value of Options Outstanding">85,500</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98E_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice6Member_zGOWlY7w79qd" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">16.73</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">$</td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zts8etTYOG77" style="text-align: right" title="Exercise Price">18.23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zmEoQPGvAQVi" style="text-align: right" title="Number of Options Outstanding">28,950</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_znsZ7Fepsctg" style="text-align: right" title="Weighted Average Remaining Contractual Life">7.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zyyvvoRmeW09" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">18.23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zvl80dH1V0ik" style="text-align: right" title="Intrinsic Value of Options Outstanding">527,759</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice7Member_zGwT8HOOWnEl" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">18.23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">$</td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zyAdNnpGRSh8" style="text-align: right" title="Exercise Price">19.82</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zcjy3wWU9fa7" style="text-align: right" title="Number of Options Outstanding">7,225</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zYr4WickcS7i" style="text-align: right" title="Weighted Average Remaining Contractual Life">7.33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98C_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zoivEmkFiLeb" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">19.82</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_zVhXsjQpyKd2" style="text-align: right" title="Intrinsic Value of Options Outstanding">143,200</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_z5ebDFI8ztSd" style="text-align: right" title="Number of Options Exercisable">495</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_980_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice8Member_z75AVNaRoaJ7" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">19.82</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left">$</td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zmduRJhZxkKh" style="text-align: right" title="Exercise Price">20.04</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zG4Xv6QD4PMl" style="text-align: right" title="Number of Options Outstanding">20,250</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zTMksPURYXb7" style="text-align: right" title="Weighted Average Remaining Contractual Life">8.59</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zfXks4r8SS69" style="text-align: right" title="Weighted Average Exercise Price of Options Outstanding">20.04</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_zQbIeVn5jGRl" style="text-align: right" title="Intrinsic Value of Options Outstanding">405,810</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">—</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice9Member_z11JPGfqcVsd" style="text-align: right" title="Weighted Average Exercise Price of Options Exercisable">20.04</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">—</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-align: left">$</td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zVJBdchpa8ad" style="padding-bottom: 1pt; text-align: right" title="Exercise Price">21.10</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zuM7AoRJ2gVc" style="border-bottom: Black 1pt solid; text-align: right" title="Number of Options Outstanding">65,000</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zmo4g0mUtNoa" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Remaining Contractual Life">8.33</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zs2gsYfER0uf" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Exercise Price of Options Outstanding">21.10</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zrVmaVlLudH5" style="border-bottom: Black 1pt solid; text-align: right" title="Intrinsic Value of Options Outstanding">1,371,500</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_zfSGgfwzmpAd" style="border-bottom: Black 1pt solid; text-align: right" title="Number of Options Exercisable">12,000</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231__us-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis__custom--ExercisePrice10Member_z35Rs9ZlXYf6" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Exercise Price of Options Exercisable">21.10</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt; text-align: right"> </td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions_iI_pid_uShares_c20221231_zSZYH1anAxe2" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of Options Outstanding">254,412</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_981_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231_zAQ1zn1mI7C1" style="border-bottom: Black 2.5pt double; text-align: right" title="Weighted Average Remaining Contractual Life">7.48</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98B_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1_iI_pid_uUSDPShares_c20221231_zOESTmnh0wUe" style="border-bottom: Black 2.5pt double; text-align: right" title="Weighted Average Exercise Price of Options Outstanding">17.56</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pp0p0_c20221231_zUb7Rr0Veqvf" style="border-bottom: Black 2.5pt double; text-align: right" title="Intrinsic Value of Options Outstanding">4,466,899</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions_iI_c20221231_zjlOjuOQe8Zi" style="border-bottom: Black 2.5pt double; text-align: right" title="Number of Options Exercisable">20,626</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1_iI_pid_uUSDPShares_c20221231_zxwB7ImGZIy1" style="border-bottom: Black 2.5pt double; text-align: right" title="Weighted Average Exercise Price of Options Exercisable">17.76</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98F_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pp0p0_c20221231_znvppRQrAYr6" style="border-bottom: Black 2.5pt double; text-align: right" title="Intrinsic Value of Options Exercisable">34,200</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 12.26 3508 P1Y6M29D 12.26 43008 2806 12.26 13038 12.40 969 P1Y 12.40 12016 969 12.40 4366 13.05 7260 P2Y3M29D 13.05 94743 4356 13.05 16796 15.21 106250 P7Y3M29D 15.21 1616063 15.21 16.73 10000 P7Y3M29D 16.73 167300 16.73 17.10 5000 P9Y5M1D 17.10 85500 16.73 18.23 28950 P7Y3M29D 18.23 527759 18.23 19.82 7225 P7Y3M29D 19.82 143200 495 19.82 20.04 20250 P8Y7M2D 20.04 405810 20.04 21.10 65000 P8Y3M29D 21.10 1371500 12000 21.10 254412 P7Y5M23D 17.56 4466899 20626 17.76 34200 161740 208259 139837 121673 103033 92986 593680 P4Y4M28D <p id="xdx_807_ecustom--EmployeeStockOwnershipPlanAndTrustTextBlock_zYSugMxh5ul4" style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">15.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82E_znxpgX73HzR3">EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We established an Employee Stock Ownership Plan (“ESOP”) effective January 1, 1989. Any employee of the Bank is eligible to become a participant in the ESOP upon reaching <span id="xdx_901_ecustom--MinimumAgeRequirement_iI_uNumber_c20221231__us-gaap--EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis__custom--EmployeeStockOwnershipPlanESOPPlanMember_zEiW6OMbI6e9" title="Minimum age requirement">21</span> years of age and credited with one-year of service (<span id="xdx_902_ecustom--HoursOfService_c20220101__20221231__us-gaap--EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis__custom--EmployeeStockOwnershipPlanESOPPlanMember_zr8Y5nJfFYu2" title="Hours of service">1,000 </span>hours of service). The employee may enter the Plan on the January 1st that occurs nearest the date on which the employee first satisfies the age and service requirements described above. No contributions by employees are permitted. The amount and time of contributions are at the sole discretion of the Board of Directors of the Bank. The contribution for all participants is based solely on each participant’s respective regular or base salary and wages paid by the Bank including commissions, bonuses and overtime, if any.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Company recognizes expense when the contribution is approved by the Board of Directors. The total expenses amounted to $<span id="xdx_900_eus-gaap--EmployeeStockOwnershipPlanESOPCompensationExpense_pp0p0_c20220101__20221231__us-gaap--EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis__custom--EmployeeStockOwnershipPlanESOPPlanMember_zcTVygWsXpua" title="Stock-based compensation expense">540,000</span>, $<span id="xdx_908_eus-gaap--EmployeeStockOwnershipPlanESOPCompensationExpense_pp0p0_c20210101__20211231__us-gaap--EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis__custom--EmployeeStockOwnershipPlanESOPPlanMember_zdIswvQgFX07" title="Stock-based compensation expense">540,000</span> and $<span id="xdx_90B_eus-gaap--EmployeeStockOwnershipPlanESOPCompensationExpense_pp0p0_c20200101__20201231__us-gaap--EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis__custom--EmployeeStockOwnershipPlanESOPPlanMember_zoPjT7FeLcO8" title="Stock-based compensation expense">540,000</span>, during the years ended December 31, 2022, 2021 and 2020, respectively. As of December 31, 2022, the plan owned <span id="xdx_90F_eus-gaap--EmployeeStockOwnershipPlanESOPSharesInESOP_c20221231__us-gaap--EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis__custom--EmployeeStockOwnershipPlanESOPPlanMember_zqOGgqIU0HXc" title="Number of common shares the plan currently owns">336,088</span> shares of common stock of the Company.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">A participant vests in the ESOP based upon the participant’s credited years of service. The vesting schedule is as follows:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 59.45pt"/><td style="width: 17.6pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_90C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_dtY_c20220101__20221231__us-gaap--VestingAxis__us-gaap--ShareBasedCompensationAwardTrancheOneMember_zzszHHkYUXVk" title="Service period">1</span> Year of Service                                                 <span id="xdx_900_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_uPure_c20220101__20221231__us-gaap--VestingAxis__us-gaap--ShareBasedCompensationAwardTrancheOneMember_zezQZwkGPpEj" title="Vested percentage">0</span>% Vested</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 59.45pt"/><td style="width: 17.6pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_90A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_dtY_c20220101__20221231__us-gaap--VestingAxis__us-gaap--ShareBasedCompensationAwardTrancheTwoMember_zsp2jDe5vT5i">2</span> Years of Service                                               <span id="xdx_90F_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_uPure_c20220101__20221231__us-gaap--VestingAxis__us-gaap--ShareBasedCompensationAwardTrancheTwoMember_zrNg6ClW6yT2">25</span>% Vested</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 59.45pt"/><td style="width: 17.6pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_90C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_dtY_c20220101__20221231__us-gaap--VestingAxis__us-gaap--ShareBasedCompensationAwardTrancheThreeMember_zPKfG4VNDpH6">3</span> Years of Service                                               <span id="xdx_901_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_uPure_c20220101__20221231__us-gaap--VestingAxis__us-gaap--ShareBasedCompensationAwardTrancheThreeMember_z0b9wY51zAE5">50</span>% Vested</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 59.45pt"/><td style="width: 17.6pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_90F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_dtY_c20220101__20221231__us-gaap--VestingAxis__custom--ShareBasedCompensationAwardTrancheFourMember_zszyrLcITc7l">4</span> Years of Service                                               <span id="xdx_90C_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_uPure_c20220101__20221231__us-gaap--VestingAxis__custom--ShareBasedCompensationAwardTrancheFourMember_zNr14F0CASp4">75</span>% Vested</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 59.45pt"/><td style="width: 17.6pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_906_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_dtY_c20220101__20221231__us-gaap--VestingAxis__custom--ShareBasedCompensationAwardTrancheFiveMember_zrhcze7dr524">5</span> Years of Service                                               <span id="xdx_90A_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_dp_uPure_c20220101__20221231__us-gaap--VestingAxis__custom--ShareBasedCompensationAwardTrancheFiveMember_zuzHJvU4OHLf">100</span>% Vested</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Periodically, the Internal Revenue Service “IRS” requires a restatement of a qualified retirement plan to ensure that the plan document includes provisions required by legislative and regulatory changes made since the last restatement. There have been no substantive changes to the plan. The Board of Directors approved a restated plan, on January 26, 2012 (incorporated as Exhibit 10.5 in the 2011 10-K). The Plan was submitted to the IRS for approval and a determination letter was issued September 26, 2013, stating that the plan satisfies the requirements of Code Section 4975(e)(7). On January 26, 2017, the Board of Directors approved a restated plan (incorporated as Exhibit 10.6 in the 2016 10-K). The Plan was submitted to the IRS for approval and a determination letter was issued November 17, 2017, stating that the plan satisfies the requirements of Code Section 4975(e)(7).</span></p> 21 1000 540000 540000 540000 336088 P1Y 0 P2Y 0.25 P3Y 0.50 P4Y 0.75 P5Y 1 <p id="xdx_809_ecustom--DividendsDisclosureTextBlock_zP5K4bpBItqg" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82C_zXq9MWpsF0d">DIVIDENDS</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Bank’s ability to pay dividends to the Company is restricted by the laws and regulations of the State of South Carolina. Generally, these restrictions allow the Bank to pay dividends from current earnings without the prior written consent of the South Carolina Commissioner of Banking, if it received a satisfactory rating at its most recent examination. Cash dividends when declared, are paid by the Bank to the Company for distribution to shareholders of the Company. The Bank paid dividends of $<span id="xdx_90A_eus-gaap--CashDividendsPaidToParentCompany_pn5n6_c20220101__20221231_zmUwcoe4jLK1" title="Dividends paid to parent by subsidiaries">3.8</span> million, $<span id="xdx_90C_eus-gaap--CashDividendsPaidToParentCompany_pn5n6_c20210101__20211231_zaGoSELyhDbc" title="Dividends paid to parent by subsidiaries">4.3 </span>million and $<span id="xdx_90F_eus-gaap--CashDividendsPaidToParentCompany_pn5n6_c20200101__20201231_ztRRMhCs9qNc" title="Dividends paid to parent by subsidiaries">3.6 </span>million, to the Company during the years ended December 31, 2022, 2021 and 2020, respectively.</span></p> 3800000 4300000 3600000 <p id="xdx_801_eus-gaap--EarningsPerShareTextBlock_zyxYAAyAMEi9" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">17.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_821_zwtZCSjWBoy7">INCOME PER COMMON SHARE</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89F_eus-gaap--ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_zpoMMTvKZNck" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B2_zWBLlTyFVt11">The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31:</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_492_20220101__20221231_zWfwF44D4PGi" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_49D_20210101__20211231_znDQTNOx2GWe" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_49F_20200101__20201231_zKiIFcpiWOi1" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--NetIncomeLoss_z7jdAOewxbag" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="width: 1%; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,655,140</span></td><td style="width: 1%; padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,744,865</span></td><td style="width: 1%; padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,460,631</span></td><td style="width: 1%; padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--WeightedAverageNumberOfSharesOutstandingBasic_pid_maCzqrh_zAULumG3o9Se" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted average shares outstanding</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,550,078</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,531,518</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,526,948</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--WeightedAverageNumberDilutedSharesOutstandingAdjustment_pid_maCzqrh_zBqUJ3jlgafg" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Effect of dilutive shares</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">94,620</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">148,964</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">151,595</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--WeightedAverageNumberOfDilutedSharesOutstanding_iT_pid_mtCzqrh_zB3kUcp7boE4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted average shares outstanding - diluted</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,644,698</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,680,482</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,678,543</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--EarningsPerShareBasic_pid_uUSDPShares_z9x9r0JXGwh5" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Earnings per share - basic</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.20</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.22</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.17</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--EarningsPerShareDiluted_pid_uUSDPShares_zRsHNRu8zz22" style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Earnings per share - diluted</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.18</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.19</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.14</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8AF_ziG5JWqtKujg" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89F_eus-gaap--ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_zpoMMTvKZNck" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B2_zWBLlTyFVt11">The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31:</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_492_20220101__20221231_zWfwF44D4PGi" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_49D_20210101__20211231_znDQTNOx2GWe" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" id="xdx_49F_20200101__20201231_zKiIFcpiWOi1" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--NetIncomeLoss_z7jdAOewxbag" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 61%; text-align: left; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="width: 1%; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,655,140</span></td><td style="width: 1%; padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,744,865</span></td><td style="width: 1%; padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,460,631</span></td><td style="width: 1%; padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--WeightedAverageNumberOfSharesOutstandingBasic_pid_maCzqrh_zAULumG3o9Se" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted average shares outstanding</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,550,078</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,531,518</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,526,948</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--WeightedAverageNumberDilutedSharesOutstandingAdjustment_pid_maCzqrh_zBqUJ3jlgafg" style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Effect of dilutive shares</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">94,620</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">148,964</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">151,595</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--WeightedAverageNumberOfDilutedSharesOutstanding_iT_pid_mtCzqrh_zB3kUcp7boE4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Weighted average shares outstanding - diluted</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,644,698</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,680,482</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,678,543</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--EarningsPerShareBasic_pid_uUSDPShares_z9x9r0JXGwh5" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Earnings per share - basic</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.20</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.22</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.17</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--EarningsPerShareDiluted_pid_uUSDPShares_zRsHNRu8zz22" style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Earnings per share - diluted</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.18</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.19</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.14</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 6655140 6744865 6460631 5550078 5531518 5526948 94620 148964 151595 5644698 5680482 5678543 1.20 1.22 1.17 1.18 1.19 1.14 <p id="xdx_803_eus-gaap--RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_z8kg9NjAlUF" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">18.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_824_z494DNn0UQWf">REGULATORY CAPITAL REQUIREMENTS</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Company and the Bank are subject to various capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgements by the regulators about components, risk weightings, and other factors.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">On July 2, 2013, the Federal Reserve Board approved the final rules implementing the Basel Committee on Banking Supervision’s (“BCBS”) capital guidelines for U.S. banks (“Basel III”). Following the actions by the Federal Reserve, the FDIC also approved regulatory capital requirements on July 9, 2013. The FDIC’s rule is identical in substance to the final rules issued by the Federal Reserve Bank.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Basel III became effective on January 1, 2015 and its purpose is to improve the quality and increase the quantity of capital for all banking organizations. The rule was phased in over a four-year period, with full implementation occurring on January 1, 2019. The minimum requirements for the quantity and quality of capital were increased. The rule includes a new common equity Tier 1 capital (as defined in the regulation) to risk-weighted assets ratio of <span id="xdx_902_eus-gaap--BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum_iI_dp_c20221231__us-gaap--RegulatoryAgencyAxis__custom--BaselIIIMember_zKjy8Md8Zaek" title="Tier 1 capital to risk-weighted assets ratio">4.50</span>% and a common equity Tier 1 capital conservation buffer of <span id="xdx_90F_eus-gaap--BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual_iI_dp_c20221231__us-gaap--RegulatoryAgencyAxis__custom--BaselIIIMember_zUzLf7Cg1Oqa" title="Common equity Tier 1 capital conservation buffer, percentage of risk-weighted assets">2.50</span>% of risk-weighted assets. The rule also raises the minimum ratio of Tier 1 capital to risk-weighted assets from <span id="xdx_90A_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_iI_dp_c20221231__us-gaap--RegulatoryAgencyAxis__custom--PreBaselIIIMember_zHwtJRt8nob4" title="Minimum ratio of Tier 1 capital to risk-weighted assets">4.00</span>% to <span id="xdx_90A_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_iI_dp_c20221231__us-gaap--RegulatoryAgencyAxis__custom--BaselIIIMember_zBV6gtLrCBR9" title="Minimum ratio of Tier 1 capital to risk-weighted assets">6.00</span>% and requires a minimum leverage ratio of <span id="xdx_908_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_iI_dp_c20221231__us-gaap--RegulatoryAgencyAxis__custom--BaselIIIMember_zsLvaQXMd6Vd" title="Minimum leverage ratio">4.00</span>%. In addition, the rule also implements strict eligibility criteria for regulatory capital instruments and improves the methodology for calculating risk-weighted assets to enhance risk sensitivity.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">On November 4, 2019, the federal banking agencies jointly issued a final rule on an optional, simplified measure of capital adequacy for qualifying community banking organizations called the community bank leverage ratio (“CBLR”) framework effective on January 1, 2020. A qualifying community banking organization is defined as having less than $<span id="xdx_903_eus-gaap--Assets_iI_pp0n9_c20221231__us-gaap--RegulatoryAgencyAxis__custom--CommunityBankLeverageRatioMember__srt--RangeAxis__srt--MaximumMember_zgUxNAoaEXu6" title="Assets">10</span> billion in total consolidated assets, a leverage ratio greater than <span id="xdx_909_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_iI_dp_uPure_c20221231__us-gaap--RegulatoryAgencyAxis__custom--CommunityBankLeverageRatioMember_zKqQITyepr72">9</span>%, off-balance sheet exposures of <span id="xdx_901_ecustom--OffBalanceSheetExposurePercentageForCommunityBankingOrganization_iI_dp_uPure_c20221231__us-gaap--RegulatoryAgencyAxis__custom--CommunityBankLeverageRatioMember__srt--RangeAxis__srt--MaximumMember_zhBPGLxqLyLf" title="Off-balance sheet exposure percentage">25</span>% or less of total consolidated assets, and trading assets and liabilities of <span id="xdx_901_ecustom--TradingAssetsAndLiabilitiesPercentageForCommunityBankingOrganization_iI_dp_uPure_c20221231__us-gaap--RegulatoryAgencyAxis__custom--CommunityBankLeverageRatioMember__srt--RangeAxis__srt--MaximumMember_zCw7tERHZbZ1" title="Trading assets and liabilities percentage">5</span>% or less of total consolidated assets. Additionally, the qualifying community banking institution must be a non-advanced approaches FDIC supervised institution. The final rule adopts Tier 1 capital and existing leverage ratio into the CBLR framework. The Bank adopted this rule as of September 30, 2020 and is no longer subject to other capital and leverage requirements. Under the CBLR framework, a qualifying community banking organization is deemed to have met the “well capitalized” ratio requirements and be in compliance with the generally applicable capital rule. As noted in the table below, the leverage ratio was below <span id="xdx_90D_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_iI_dp_uPure_c20211231__us-gaap--RegulatoryAgencyAxis__custom--CommunityBankLeverageRatioMember_zkKTyfgeF2ii">9</span>.0% at December 31, 2021 and therefore we did not meet the "well capitalized" ratio requirements and was not in complinance.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89F_eus-gaap--ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_z3mZ0QrYkru8" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif">The following table presents the actual CBLR for the Bank and Company at:</span> <span style="font: 10pt Times New Roman, Times, Serif"> </span> <span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 0.5in"> <tr style="vertical-align: top"> <td style="padding: 0; width: 48%; text-indent: 0; text-align: center; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: black 1pt solid; padding: 0; width: 20%; text-align: center; text-indent: 0; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>December 31, 2022</b></span></td> <td style="width: 2%; text-align: center; vertical-align: bottom"> </td> <td style="border-bottom: black 1pt solid; padding: 0; width: 20%; text-align: center; text-indent: 0; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>December 31, 2021</b></span></td></tr> <tr style="vertical-align: top; background-color: #CCEDFF"> <td style="padding: 0; text-indent: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bank</span></td> <td id="xdx_981_ecustom--CommunityBankLeverageRatio_iI_dp_uPure_c20221231__srt--ConsolidatedEntitiesAxis__srt--SubsidiariesMember_zyqmhWJnksPk" style="padding: 0; text-align: center; text-indent: 0" title="CBLR"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.03%</span></td> <td> </td> <td id="xdx_983_ecustom--CommunityBankLeverageRatio_iI_dp_uPure_c20211231__srt--ConsolidatedEntitiesAxis__srt--SubsidiariesMember_zzOWFagQbaXe" style="padding: 0; text-align: center; text-indent: 0" title="CBLR"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.66%</span></td></tr> <tr style="vertical-align: top"> <td style="padding: 0; text-indent: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Company</span></td> <td id="xdx_983_ecustom--CommunityBankLeverageRatio_iI_pid_dp_uPure_c20221231_zbx3jaOy6dQe" style="padding: 0; text-align: center; text-indent: 0" title="CBLR"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.30%</span></td> <td> </td> <td id="xdx_98A_ecustom--CommunityBankLeverageRatio_iI_pid_dp_uPure_c20211231_zZUkZx4JkOa5" style="padding: 0; text-align: center; text-indent: 0" title="CBLR"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.59%</span></td></tr> </table> <p id="xdx_8A6_zATbUsIFuLJi" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We believe that the Company and the Bank meet all capital adequacy requirements to which they were subject at December 31, 2022 and 2021.</span></p> 0.0450 0.0250 0.0400 0.0600 0.0400 10000000000 0.09 0.25 0.05 0.09 <p id="xdx_89F_eus-gaap--ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_z3mZ0QrYkru8" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif">The following table presents the actual CBLR for the Bank and Company at:</span> <span style="font: 10pt Times New Roman, Times, Serif"> </span> <span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="margin: 0"> </p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 0.5in"> <tr style="vertical-align: top"> <td style="padding: 0; width: 48%; text-indent: 0; text-align: center; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: black 1pt solid; padding: 0; width: 20%; text-align: center; text-indent: 0; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>December 31, 2022</b></span></td> <td style="width: 2%; text-align: center; vertical-align: bottom"> </td> <td style="border-bottom: black 1pt solid; padding: 0; width: 20%; text-align: center; text-indent: 0; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>December 31, 2021</b></span></td></tr> <tr style="vertical-align: top; background-color: #CCEDFF"> <td style="padding: 0; text-indent: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bank</span></td> <td id="xdx_981_ecustom--CommunityBankLeverageRatio_iI_dp_uPure_c20221231__srt--ConsolidatedEntitiesAxis__srt--SubsidiariesMember_zyqmhWJnksPk" style="padding: 0; text-align: center; text-indent: 0" title="CBLR"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.03%</span></td> <td> </td> <td id="xdx_983_ecustom--CommunityBankLeverageRatio_iI_dp_uPure_c20211231__srt--ConsolidatedEntitiesAxis__srt--SubsidiariesMember_zzOWFagQbaXe" style="padding: 0; text-align: center; text-indent: 0" title="CBLR"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.66%</span></td></tr> <tr style="vertical-align: top"> <td style="padding: 0; text-indent: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Company</span></td> <td id="xdx_983_ecustom--CommunityBankLeverageRatio_iI_pid_dp_uPure_c20221231_zbx3jaOy6dQe" style="padding: 0; text-align: center; text-indent: 0" title="CBLR"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.30%</span></td> <td> </td> <td id="xdx_98A_ecustom--CommunityBankLeverageRatio_iI_pid_dp_uPure_c20211231_zZUkZx4JkOa5" style="padding: 0; text-align: center; text-indent: 0" title="CBLR"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.59%</span></td></tr> </table> 0.0903 0.0866 0.0930 0.0859 <p id="xdx_80E_eus-gaap--FairValueDisclosuresTextBlock_zeeQFbAppXVe" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">19.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_82C_z84yo45VzGE9">DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fair value measurements apply whenever GAAP requires or permits assets or liabilities to be measured at fair value either on a recurring or nonrecurring basis. Fair value is the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market in an orderly transaction between market participants at the measurement date. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets or liabilities; it is not a forced transaction. GAAP establishes a hierarchy for inputs used in measuring fair value that maximizes the use of observable inputs and minimizes the use of unobservable inputs. Observable inputs, which are developed based on market data we have obtained from independent sources, are ones that market participants would use in pricing an asset or liability. Unobservable inputs, which are developed based on the best information available in the circumstances, reflect our estimate of assumptions that market participants would use in pricing an asset or liability.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The fair value hierarchy gives the highest priority to unadjusted quoted market prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurement). The fair value hierarchy is broken down into three levels based on the reliability of inputs as follows:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 72.35pt"/><td style="width: 16.2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 1: valuation is based upon unadjusted quoted market prices for identical instruments traded in active markets.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 72.35pt"/><td style="width: 16.2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td style="text-align: justify; padding-right: 6.2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 2: valuation is based upon quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by market data.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 72.35pt"/><td style="width: 16.2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">●</span></td><td style="text-align: justify; padding-right: 6pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 3: valuation is derived from other valuation methodologies, including discounted cash flow models and similar techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in determining fair value.</span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fair value estimates are made at a specific point of time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale our entire holdings of a particular financial instrument. Because no active market exists for a significant portion of our financial instruments, fair value estimates are based on judgements regarding future expected loss experience, current economic conditions, current interest rates and prepayment trends, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgement and therefore cannot be determined with precision. Changes in any of these assumptions used in calculating fair value would also significantly affect the estimates. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following paragraphs describe the valuation methodologies used for assets recorded at fair value on a recurring basis:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"><span style="text-decoration: underline">Investment Securities Available for Sale</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment securities are recorded at fair value on a recurring basis and are based upon quoted prices if available. If quoted prices are not available, fair value is measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange such as the New York Stock Exchange, or by dealers or brokers in active over-the counter markets. Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities. Securities classified as Level 3 include asset-backed and municipal securities in less liquid markets.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Derivative Instruments</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Derivative instruments include interest rate lock commitments and forward sale commitments. These instruments are valued based on the change in the value of the underlying loan between the commitment date and the end of the period. We classify these instruments as Level 3.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">We had no embedded derivative instruments requiring separate accounting treatment. We had freestanding derivative instruments consisting of fixed rate conforming loan commitments with interest rate locks and commitments to sell fixed rate conforming loans on a best-efforts basis. We do not currently engage in hedging activities. Based on the short-term nature of mortgage loans to be sold (derivative contract), our derivative instruments were immaterial to our consolidated financial statements as of December 31, 2022 and 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_895_eus-gaap--ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_zSbqtc7q0KSl" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance as of December 31, 2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 1</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 2</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 3</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zuqgGetCdcu5" style="width: 10%; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_985_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zOqRD8cW1jRk" style="width: 10%; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z2w0XXBaWzR8" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">57,074,724</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zXY7RKGKOook" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">57,074,724</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z2NmYE4JqWGd" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,448,375</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_z0i3VQBiFQt5" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">29,461,812</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z8PYB1eRNu5g" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">45,910,187</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_znmxwvBImKXh" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zsE37oGVsU46" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">73,523,099</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zHe99HVQIyl8" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">29,461,812</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zcU7GptZA846" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance as of December 31, 2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 1</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 2</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 3</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z6nizh7TTmV7" style="width: 10%; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zgK1Dhvn4Y7c" style="width: 10%; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zH7OZJw68SOi" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74,721,009</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zRi6DK8T8sO4" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74,721,009</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zieqRX2DVjw9" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">13,080,133</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zMbbhFxQXbc3" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">24,484,047</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zZysaMetXG41" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,564,180</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_ztoSESY21Q9" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zh0kIgTD4ab8" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">87,801,142</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_984_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zRk24dDlrvK8" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">24,484,047</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_985_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_z8HWLezNLNy9" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8AE_zkxKPVKYaJxc" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">There were no liabilities recorded at fair value on a recurring basis as of December 31, 2022 or 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_891_eus-gaap--FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_zdcJm8xvlADi" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49C_20220101__20221231_zbLGvg3HL9Df" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49C_20210101__20211231_zDxP6m3o6Z7d" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_40F_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_iS_pp0p0" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 50%; text-align: left">Beginning balance</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">24,484,047</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,683,930</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_ecustom--TotalGainsOrLossesRealizedUnrealizedAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Total realized/unrealized gains (losses)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_i01_zwerDUKKyEs4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in">Included in earnings</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2359">—</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2360">—</span></td><td style="text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_i01_pp0p0" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in">Included in <span id="xdx_906_eus-gaap--FairValueRecurringBasisUnobservableInputReconciliationAssetGainLossStatementOfOtherComprehensiveIncomeExtensibleList_dxL_c20220101__20221231_zwFs5ytDt2bl" title="::XDX::http%3A%2F%2Ffasb.org%2Fus-gaap%2F2022%23OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"><span style="-sec-ix-hidden: xdx2ixbrl2364">other comprehensive income</span></span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(3,714,235</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(79,883</td><td style="text-align: left">)</td></tr> <tr id="xdx_40F_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements_i01_pp0p0" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in">Purchases, issuances, and settlements net of maturities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,692,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,880,000</td><td style="text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet_i01_pp0p0_z0g65fw4QAJ8" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in">Transfers in and/or out of Level 3</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2369">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2370">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_iE_pp0p0" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt">Ending balance</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">29,461,812</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">24,484,047</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A7_zWVUPnRBo5Be" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following paragraphs describe the valuation methodologies used for assets recorded at fair value on a nonrecurring basis:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"><span style="text-decoration: underline">Impaired Loans</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Impaired loans are carried at the lower of recorded investment or fair value. The fair value of the collateral less estimated costs to sell is the most frequently used method. Typically, we review the most recent appraisal and, if it is over 12 to 18 months old, we may request a new third party appraisal. Depending on the particular circumstances surrounding the loan, including the location of the collateral, the date of the most recent appraisal and the value of the collateral relative to the recorded investment in the loan, we may order an independent appraisal immediately or, in some instances, may elect to perform an internal analysis. Specifically, as an example, in situations where the collateral on a nonperforming commercial real estate loan is out of our primary market area, we would typically order an independent appraisal immediately, at the earlier of the date the loan becomes nonperforming or immediately following the determination that the loan is impaired.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">However, as a second example, on a nonperforming commercial real estate loan where we are familiar with the property and surrounding areas and where the original appraisal value far exceeds the recorded investment in the loan, we may perform an internal analysis whereby the previous appraisal value would be reviewed considering recent current conditions, and known recent sales or listings of similar properties in the area, and any other relevant economic trends. This analysis may result in the call for a new appraisal. These valuations are reviewed and updated on a quarterly basis.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">In accordance with ASC 820, <i>Fair Value Measurement,</i> impaired loans, where an allowance is established based on the fair value of collateral, require classification in the fair value hierarchy. These impaired loans are classified as Level 3. Impaired loans measured using discounted future cash flows are not deemed to be measured at fair value.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Mortgage Loans to be Sold</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mortgage loans to be sold are carried at the lower of cost or market value. The fair values of mortgage loans to be sold are based on current market rates from investors within the secondary market for loans with similar characteristics. Carrying value approximates fair value. These loans are classified as Level 2.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89A_eus-gaap--FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_zwPLrDSS6s13" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). <span id="xdx_8B6_zN1UY7j3uNPg">The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 42%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Impaired loans</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left; padding-bottom: 0">$</td><td style="width: 10%; text-align: right; padding-bottom: 0">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_ecustom--ImpairedLoansFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zvKOZWp42Tp9" style="width: 10%; text-align: right" title="Impaired loans">1,452,170</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_ecustom--ImpairedLoansFairValueDisclosure_iI_pp0p0_maTFV_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zDMBOyCafImb" style="width: 10%; text-align: right" title="Impaired loans">1,452,170</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Mortgage loans to be sold</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left; padding-bottom: 0"> </td><td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--LoansHeldForSaleFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zue4Vm0jnY86" style="border-bottom: Black 1pt solid; text-align: right" title="Mortgage loans to be sold">866,594</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--LoansHeldForSaleFairValueDisclosure_iI_pp0p0_maTFV_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_znDc263z2Wme" style="border-bottom: Black 1pt solid; text-align: right" title="Mortgage loans to be sold">866,594</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in">Total</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left; padding-bottom: 0">$</td><td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: right">—</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z8hbaNj0o6ql" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">866,594</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_986_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zWmEqSM6O5Sj" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">1,452,170</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_989_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_mtTFV_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zzzTKAvcQDIc" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">2,318,764</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red">  </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 42%; text-align: left">Impaired loans</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left; padding-bottom: 0">$</td><td style="width: 10%; text-align: right; padding-bottom: 0">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_ecustom--ImpairedLoansFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pp0p0" style="width: 10%; text-align: right" title="Impaired loans">1,902,879</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_ecustom--ImpairedLoansFairValueDisclosure_pp0p0_maTFV_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zSqB4HtHEvG8" style="width: 10%; text-align: right" title="Impaired loans">1,902,879</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Mortgage loans to be sold</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left; padding-bottom: 0"> </td><td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--LoansHeldForSaleFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="border-bottom: Black 1pt solid; text-align: right" title="Mortgage loans to be sold">2,774,388</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--LoansHeldForSaleFairValueDisclosure_pp0p0_maTFV_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_z21OlrnI7DSg" style="border-bottom: Black 1pt solid; text-align: right" title="Mortgage loans to be sold">2,774,388</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt">Total</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left; padding-bottom: 0">$</td><td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: right">—</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zsGxRVANJ9Hj" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">2,774,388</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_ziX3TLvvnTvk" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">1,902,879</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_983_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_mtTFV_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zJZRZrI0ZC2h" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">4,677,267</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p id="xdx_8A9_zOw5eccpYqLh" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> <span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">There were no liabilities measured at fair value on a nonrecurring basis as of December 31, 2022 or 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_897_eus-gaap--FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock_zY7MKQ13DNm9" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 94%; border-collapse: collapse; margin-left: 0.5in"> <tr style="vertical-align: top"> <td style="text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Inputs</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: top"> <td style="width: 22%; text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b> </b></span></td> <td style="width: 2%; text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b> </b></span></td> <td style="border-bottom: Black 1pt solid; width: 22%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Valuation Technique</b></span></td> <td style="width: 2%; text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b> </b></span></td> <td style="border-bottom: Black 1pt solid; width: 22%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Unobservable Input</b></span></td> <td style="width: 2%; text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b> </b></span></td> <td style="border-bottom: Black 1pt solid; width: 22%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>General Range of Inputs</b></span></td></tr> <tr style="vertical-align: top"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Impaired Loans</span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Appraisal Value/Comparison Sales/Other Estimates</span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Appraisals and/or Sales of Comparable Properties</span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Appraisals Discounted <span id="xdx_907_ecustom--ImpairedLoansMeasurementInput_iI_pid_dp_uPure_c20221231__us-gaap--ValuationTechniqueAxis__us-gaap--MarketApproachValuationTechniqueMember__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MinimumMember_ziDPT25Veskf" title="Impaired loans">10</span>% to <span id="xdx_90E_ecustom--ImpairedLoansMeasurementInput_iI_pid_dp_uPure_c20221231__us-gaap--ValuationTechniqueAxis__us-gaap--MarketApproachValuationTechniqueMember__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MaximumMember_zcIdqfLQOaqc" title="Impaired loans">20</span>% for Sales Commissions and Other Holding Costs</span></td></tr> </table> <p id="xdx_8A9_z18CxFMQLDcc" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accounting standards require disclosure of fair value information for all of our assets and liabilities that are considered financial instruments, whether or not recognized on the balance sheet, for which it is practicable to estimate fair value.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Under the accounting standard, fair value estimates are based on existing financial instruments without attempting to estimate the value of anticipated future business and the value of the assets and liabilities that are not financial instruments. Accordingly, the aggregate fair value amounts of existing financial instruments do not represent the underlying value of those instruments on our books.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following paragraphs describe the methods and assumptions we use in estimating the fair values of financial instruments:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"/><td style="width: 10pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">a.</span></td><td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Cash and due from banks, interest-bearing deposits at the Federal Reserve Bank</span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"/></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The carrying value approximates fair value. All instruments mature within 90 days and do not present unanticipated credit concerns.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"/><td style="width: 10pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">b.</span></td><td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Investment securities available for sale</span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"/><td style="width: 10pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">c.</span></td><td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Loans</span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The fair value of the Company’s loan portfolio includes a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans and all other loans. The results are then adjusted to account for credit risk as described above. However, under the new guidance, the Company believes a further credit risk discount must be applied through the use of a discounted cash flow model to compensate for illiquidity risk, based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. Additionally, in accordance with ASU 2016-01, <i>Recognition and Measurement of Financial Assets and Liabilities</i>, this consideration of enhanced credit risk provides an estimated exit price for the Company’s loan portfolio.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For variable-rate loans that reprice frequently and have no significant change in credit risk, fair values approximate carrying values. Fair values for impaired loans are estimated using discounted cash flow models or based on the fair value of the underlying collateral.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"/><td style="width: 10pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">d.</span></td><td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Deposits</span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The estimated fair value of deposits with no stated maturity is equal to the carrying amount. The fair value of time deposits is estimated by discounting contractual cash flows, using interest rates currently being offered on the deposit products. The fair value estimates for deposits do not include the benefit that results from the low-cost funding provided by the deposit liabilities as compared to the cost of alternative forms of funding (deposit base intangibles).</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"/><td style="width: 10pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">e.</span></td><td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Accrued interest receivable and payable</span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Since these financial instruments will typically be received or paid within three months, the carrying amounts of such instruments are deemed a reasonable estimate of fair value.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"/><td style="width: 10pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">f.</span></td><td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Loan commitments</span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimates of the fair value of these off-balance sheet items are not made because of the short-term nature of these arrangements and the credit standing on the counterparties.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_894_eus-gaap--FairValueByBalanceSheetGroupingTextBlock_zG5QhNWRJ4O9" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 94%; border-collapse: collapse; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="18" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Fair Value Measurements at December 31, 2022</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Carrying <br/> Amount</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Estimated Fair Value</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 1</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 2</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 3</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Assets:</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 23%; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash and due from banks</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_984_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zaL6n7r6yOI1" style="width: 12%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,772,564</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_985_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zLtBoweqn1J5" style="width: 12%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,772,564</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_98E_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zulwDiWLl2c6" style="width: 14%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,772,564</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest-bearing deposits at the Federal Reserve</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zpZjTi3wNJ85" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,999,135</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_989_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zdjoE4zUHo0e" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,999,135</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_983_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z8aQRVsQNqW5" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,999,135</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment securities available for sale</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_z7CDytXgt7Wb" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zZYK4hezsoU8" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zUvQgh3GkrCh" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zXbHpbAprK7h" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">73,523,099</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zQKPL4zys2nf" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">29,461,812</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mortgage loans to be sold</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98F_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zNzn6fPuW9R8" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">866,594</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_984_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zYN6sWAEg535" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">866,594</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_983_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zQTykvl8pPS7" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">866,594</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loans, net</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_eus-gaap--LoansReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zTRJ7GlAfpoj" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">326,690,561</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_eus-gaap--LoansReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zEiD7o1qt93a" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">304,249,626</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_eus-gaap--LoansReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zouVGeJQqgVh" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">304,249,626</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accrued interest receivable</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_985_ecustom--AccruedInterestReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zCrP7UfBxBql" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,145,522</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_ecustom--AccruedInterestReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zD4PF2Udyxc9" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,145,522</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98C_ecustom--AccruedInterestReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zD8QSTs58ZAc" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,145,522</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Liabilities:</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Demand deposits</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_981_ecustom--DemandDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zoOo4780uvub" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">582,100,650</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_985_ecustom--DemandDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zuZX3I4Y2Pje" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">582,100,650</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98B_ecustom--DemandDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zQEIM6zMa9S9" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">582,100,650</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Time deposits</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_989_ecustom--TimeDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zvUcCuXkHxh7" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,569,608</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98C_ecustom--TimeDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zSQ3R6uzD8r9" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,933,818</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98F_ecustom--TimeDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zCK0SnsP9jue" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,933,818</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accrued interest payable</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_988_ecustom--AccruedInterestPayableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zcUBc6bzrg2f" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,007</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_ecustom--AccruedInterestPayableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zZWoc6lGOHPl" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,007</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98F_ecustom--AccruedInterestPayableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zgtevqjVqB0j" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,007</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 94%; border-collapse: collapse; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="18" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Fair Value Measurements at December 31, 2021</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Carrying <br/> Amount</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Estimated Fair Value</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 1</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 2</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 3</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Assets:</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 23%; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash and due from banks</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_981_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="width: 12%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,140,559</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_980_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="width: 12%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,140,559</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_98A_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pp0p0" style="width: 14%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,140,559</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest-bearing deposits at the Federal Reserve</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">128,971,429</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_981_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">128,971,429</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pp0p0" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">128,971,429</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment securities available for sale</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_z2LtnOWTe7C3" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zxvh7ujGOx11" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zwTS6rUTKLJi" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zI87zxMUFGak" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">87,801,142</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zJUosZIZo125" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">24,484,047</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mortgage loans to be sold</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_983_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,774,388</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98B_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,774,388</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_984_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,774,388</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loans, net</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_988_eus-gaap--LoansReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">302,255,242</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98B_eus-gaap--LoansReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">293,731,997</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_982_eus-gaap--LoansReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pp0p0" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">293,731,997</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accrued interest receivable</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98D_ecustom--AccruedInterestReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,404,227</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98F_ecustom--AccruedInterestReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,404,227</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_ecustom--AccruedInterestReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,404,227</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Liabilities:</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Demand deposits</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_980_ecustom--DemandDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">587,903,356</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_980_ecustom--DemandDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">587,903,356</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98B_ecustom--DemandDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">587,903,356</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Time deposits</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98D_ecustom--TimeDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,288,220</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98C_ecustom--TimeDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,248,310</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_ecustom--TimeDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,428,310</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accrued interest payable</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_ecustom--AccruedInterestPayableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,914</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_ecustom--AccruedInterestPayableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,914</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_983_ecustom--AccruedInterestPayableFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,914</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p id="xdx_8A6_zQOKUT6lQNa5" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">  </span></p> <p id="xdx_895_eus-gaap--ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_zSbqtc7q0KSl" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance as of December 31, 2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 1</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 2</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 3</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zuqgGetCdcu5" style="width: 10%; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_985_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zOqRD8cW1jRk" style="width: 10%; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z2w0XXBaWzR8" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">57,074,724</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zXY7RKGKOook" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">57,074,724</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z2NmYE4JqWGd" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,448,375</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98F_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_z0i3VQBiFQt5" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">29,461,812</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z8PYB1eRNu5g" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">45,910,187</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_znmxwvBImKXh" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zsE37oGVsU46" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">73,523,099</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zHe99HVQIyl8" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">29,461,812</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zcU7GptZA846" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance as of December 31, 2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 1</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 2</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Level 3</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 48%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">U.S. Treasury Notes</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z6nizh7TTmV7" style="width: 10%; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 10%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zgK1Dhvn4Y7c" style="width: 10%; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Government-Sponsored Enterprises</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zH7OZJw68SOi" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74,721,009</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USGovernmentSponsoredEnterprisesDebtSecuritiesMember_zRi6DK8T8sO4" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">74,721,009</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Municipal Securities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zieqRX2DVjw9" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">13,080,133</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zMbbhFxQXbc3" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">24,484,047</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zZysaMetXG41" style="border-bottom: Black 1pt solid; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,564,180</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total</span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_ztoSESY21Q9" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zh0kIgTD4ab8" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">87,801,142</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_984_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zRk24dDlrvK8" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">24,484,047</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2.5pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td id="xdx_985_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_z8HWLezNLNy9" style="border-bottom: Black 2.5pt double; text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td><td style="padding-bottom: 2.5pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 168187315 168187315 57074724 57074724 16448375 29461812 45910187 168187315 73523099 29461812 271172226 100062300 100062300 74721009 74721009 13080133 24484047 37564180 100062300 87801142 24484047 212347489 <p id="xdx_891_eus-gaap--FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_zdcJm8xvlADi" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 80%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49C_20220101__20221231_zbLGvg3HL9Df" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" id="xdx_49C_20210101__20211231_zDxP6m3o6Z7d" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr id="xdx_40F_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_iS_pp0p0" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 50%; text-align: left">Beginning balance</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">24,484,047</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,683,930</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_ecustom--TotalGainsOrLossesRealizedUnrealizedAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Total realized/unrealized gains (losses)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_i01_zwerDUKKyEs4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in">Included in earnings</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2359">—</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2360">—</span></td><td style="text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_i01_pp0p0" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in">Included in <span id="xdx_906_eus-gaap--FairValueRecurringBasisUnobservableInputReconciliationAssetGainLossStatementOfOtherComprehensiveIncomeExtensibleList_dxL_c20220101__20221231_zwFs5ytDt2bl" title="::XDX::http%3A%2F%2Ffasb.org%2Fus-gaap%2F2022%23OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"><span style="-sec-ix-hidden: xdx2ixbrl2364">other comprehensive income</span></span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(3,714,235</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(79,883</td><td style="text-align: left">)</td></tr> <tr id="xdx_40F_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements_i01_pp0p0" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in">Purchases, issuances, and settlements net of maturities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,692,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,880,000</td><td style="text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet_i01_pp0p0_z0g65fw4QAJ8" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in">Transfers in and/or out of Level 3</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2369">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2370">—</span></td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_iE_pp0p0" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2pt">Ending balance</td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">29,461,812</td><td style="padding-bottom: 2pt; text-align: left"> </td><td style="padding-bottom: 2pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">24,484,047</td><td style="padding-bottom: 2pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 24484047 5683930 -3714235 -79883 8692000 18880000 29461812 24484047 <p id="xdx_89A_eus-gaap--FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_zwPLrDSS6s13" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). <span id="xdx_8B6_zN1UY7j3uNPg">The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021.</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2022</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in; padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 42%; text-align: left; padding-left: 0.125in; text-indent: -0.125in">Impaired loans</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left; padding-bottom: 0">$</td><td style="width: 10%; text-align: right; padding-bottom: 0">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_ecustom--ImpairedLoansFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zvKOZWp42Tp9" style="width: 10%; text-align: right" title="Impaired loans">1,452,170</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_ecustom--ImpairedLoansFairValueDisclosure_iI_pp0p0_maTFV_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zDMBOyCafImb" style="width: 10%; text-align: right" title="Impaired loans">1,452,170</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in">Mortgage loans to be sold</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left; padding-bottom: 0"> </td><td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--LoansHeldForSaleFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zue4Vm0jnY86" style="border-bottom: Black 1pt solid; text-align: right" title="Mortgage loans to be sold">866,594</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--LoansHeldForSaleFairValueDisclosure_iI_pp0p0_maTFV_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_znDc263z2Wme" style="border-bottom: Black 1pt solid; text-align: right" title="Mortgage loans to be sold">866,594</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt; padding-left: 0.125in; text-indent: -0.125in">Total</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left; padding-bottom: 0">$</td><td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: right">—</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_98E_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z8hbaNj0o6ql" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">866,594</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_986_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zWmEqSM6O5Sj" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">1,452,170</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_989_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_mtTFV_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zzzTKAvcQDIc" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">2,318,764</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red">  </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">December 31, 2021</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 1</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 2</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Level 3</td><td style="padding-bottom: 1pt; font-weight: bold"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center">Total</td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 42%; text-align: left">Impaired loans</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left; padding-bottom: 0">$</td><td style="width: 10%; text-align: right; padding-bottom: 0">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">—</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_ecustom--ImpairedLoansFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pp0p0" style="width: 10%; text-align: right" title="Impaired loans">1,902,879</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98C_ecustom--ImpairedLoansFairValueDisclosure_pp0p0_maTFV_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zSqB4HtHEvG8" style="width: 10%; text-align: right" title="Impaired loans">1,902,879</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt">Mortgage loans to be sold</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left; padding-bottom: 0"> </td><td style="border-bottom: Black 1pt solid; padding-bottom: 0; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--LoansHeldForSaleFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="border-bottom: Black 1pt solid; text-align: right" title="Mortgage loans to be sold">2,774,388</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">—</td><td style="padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--LoansHeldForSaleFairValueDisclosure_pp0p0_maTFV_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_z21OlrnI7DSg" style="border-bottom: Black 1pt solid; text-align: right" title="Mortgage loans to be sold">2,774,388</td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-bottom: 2.5pt">Total</td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left; padding-bottom: 0">$</td><td style="border-bottom: Black 2.5pt double; padding-bottom: 0; text-align: right">—</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zsGxRVANJ9Hj" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">2,774,388</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_980_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_ziX3TLvvnTvk" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">1,902,879</td><td style="padding-bottom: 2.5pt; text-align: left"> </td><td style="padding-bottom: 2.5pt"> </td> <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td id="xdx_983_eus-gaap--AssetsFairValueDisclosure_iTI_pp0p0_mtTFV_c20211231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zJZRZrI0ZC2h" style="border-bottom: Black 2.5pt double; text-align: right" title="Total">4,677,267</td><td style="padding-bottom: 2.5pt; text-align: left"> </td></tr> </table> 1452170 1452170 866594 866594 866594 1452170 2318764 1902879 1902879 2774388 2774388 2774388 1902879 4677267 <p id="xdx_897_eus-gaap--FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock_zY7MKQ13DNm9" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022:</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 94%; border-collapse: collapse; margin-left: 0.5in"> <tr style="vertical-align: top"> <td style="text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Inputs</b></span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: top"> <td style="width: 22%; text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b> </b></span></td> <td style="width: 2%; text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b> </b></span></td> <td style="border-bottom: Black 1pt solid; width: 22%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Valuation Technique</b></span></td> <td style="width: 2%; text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b> </b></span></td> <td style="border-bottom: Black 1pt solid; width: 22%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Unobservable Input</b></span></td> <td style="width: 2%; text-align: center; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b> </b></span></td> <td style="border-bottom: Black 1pt solid; width: 22%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>General Range of Inputs</b></span></td></tr> <tr style="vertical-align: top"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Impaired Loans</span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Appraisal Value/Comparison Sales/Other Estimates</span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Appraisals and/or Sales of Comparable Properties</span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Appraisals Discounted <span id="xdx_907_ecustom--ImpairedLoansMeasurementInput_iI_pid_dp_uPure_c20221231__us-gaap--ValuationTechniqueAxis__us-gaap--MarketApproachValuationTechniqueMember__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MinimumMember_ziDPT25Veskf" title="Impaired loans">10</span>% to <span id="xdx_90E_ecustom--ImpairedLoansMeasurementInput_iI_pid_dp_uPure_c20221231__us-gaap--ValuationTechniqueAxis__us-gaap--MarketApproachValuationTechniqueMember__us-gaap--MeasurementInputTypeAxis__us-gaap--MeasurementInputDiscountRateMember__srt--RangeAxis__srt--MaximumMember_zcIdqfLQOaqc" title="Impaired loans">20</span>% for Sales Commissions and Other Holding Costs</span></td></tr> </table> 0.10 0.20 <p id="xdx_894_eus-gaap--FairValueByBalanceSheetGroupingTextBlock_zG5QhNWRJ4O9" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively.</span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 94%; border-collapse: collapse; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="18" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Fair Value Measurements at December 31, 2022</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Carrying <br/> Amount</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Estimated Fair Value</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 1</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 2</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 3</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Assets:</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 23%; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash and due from banks</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_984_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zaL6n7r6yOI1" style="width: 12%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,772,564</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_985_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zLtBoweqn1J5" style="width: 12%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,772,564</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_98E_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zulwDiWLl2c6" style="width: 14%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,772,564</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest-bearing deposits at the Federal Reserve</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zpZjTi3wNJ85" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,999,135</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_989_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zdjoE4zUHo0e" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,999,135</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_983_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z8aQRVsQNqW5" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">12,999,135</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment securities available for sale</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_z7CDytXgt7Wb" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zZYK4hezsoU8" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">271,172,226</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zUvQgh3GkrCh" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">168,187,315</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zXbHpbAprK7h" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">73,523,099</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zQKPL4zys2nf" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">29,461,812</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mortgage loans to be sold</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98F_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zNzn6fPuW9R8" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">866,594</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_984_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zYN6sWAEg535" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">866,594</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_983_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zQTykvl8pPS7" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">866,594</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loans, net</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_eus-gaap--LoansReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zTRJ7GlAfpoj" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">326,690,561</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_eus-gaap--LoansReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zEiD7o1qt93a" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">304,249,626</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_eus-gaap--LoansReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zouVGeJQqgVh" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">304,249,626</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accrued interest receivable</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_985_ecustom--AccruedInterestReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zCrP7UfBxBql" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,145,522</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_ecustom--AccruedInterestReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zD4PF2Udyxc9" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,145,522</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98C_ecustom--AccruedInterestReceivableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zD8QSTs58ZAc" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,145,522</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Liabilities:</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Demand deposits</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_981_ecustom--DemandDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zoOo4780uvub" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">582,100,650</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_985_ecustom--DemandDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zuZX3I4Y2Pje" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">582,100,650</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98B_ecustom--DemandDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zQEIM6zMa9S9" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">582,100,650</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Time deposits</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_989_ecustom--TimeDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zvUcCuXkHxh7" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,569,608</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98C_ecustom--TimeDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zSQ3R6uzD8r9" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,933,818</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98F_ecustom--TimeDepositsFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zCK0SnsP9jue" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">16,933,818</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accrued interest payable</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_988_ecustom--AccruedInterestPayableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_zcUBc6bzrg2f" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,007</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_ecustom--AccruedInterestPayableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zZWoc6lGOHPl" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,007</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98F_ecustom--AccruedInterestPayableFairValueDisclosure_iI_pp0p0_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zgtevqjVqB0j" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">41,007</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"/> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font: 10pt Times New Roman, Times, Serif"/></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 94%; border-collapse: collapse; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="18" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Fair Value Measurements at December 31, 2021</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Carrying <br/> Amount</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Estimated Fair Value</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 1</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 2</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: black 1pt solid; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Level 3</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Assets:</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 23%; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash and due from banks</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_981_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="width: 12%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,140,559</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_980_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="width: 12%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,140,559</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td id="xdx_98A_eus-gaap--CashAndCashEquivalentsFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pp0p0" style="width: 14%; text-align: right" title="Cash and due from banks"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">11,140,559</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td> <td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest-bearing deposits at the Federal Reserve</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">128,971,429</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_981_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">128,971,429</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_ecustom--InterestBearingDepositsAtFederalReserveFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_pp0p0" style="text-align: right" title="Interest-bearing deposits at the Federal Reserve"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">128,971,429</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment securities available for sale</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_z2LtnOWTe7C3" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_zxvh7ujGOx11" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">212,347,489</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zwTS6rUTKLJi" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">100,062,300</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zI87zxMUFGak" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">87,801,142</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pp0p0_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zJUosZIZo125" style="text-align: right" title="Investment securities available for sale"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">24,484,047</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Mortgage loans to be sold</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_983_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,774,388</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98B_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,774,388</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_984_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Mortgage loans to be sold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,774,388</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loans, net</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_988_eus-gaap--LoansReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">302,255,242</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98B_eus-gaap--LoansReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">293,731,997</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_982_eus-gaap--LoansReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_pp0p0" style="text-align: right" title="Loans, net"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">293,731,997</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accrued interest receivable</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98D_ecustom--AccruedInterestReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,404,227</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98F_ecustom--AccruedInterestReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,404,227</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_ecustom--AccruedInterestReceivableFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Accrued interest receivable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,404,227</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>Financial Liabilities:</b></span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Demand deposits</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_980_ecustom--DemandDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">587,903,356</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_980_ecustom--DemandDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">587,903,356</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98B_ecustom--DemandDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Demand deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">587,903,356</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Time deposits</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98D_ecustom--TimeDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,288,220</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98C_ecustom--TimeDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,248,310</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98A_ecustom--TimeDepositsFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Time deposits"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21,428,310</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accrued interest payable</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_ecustom--AccruedInterestPayableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--CarryingReportedAmountFairValueDisclosureMember_pp0p0" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,914</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_98E_ecustom--AccruedInterestPayableFairValueDisclosure_c20211231__us-gaap--FairValueByMeasurementBasisAxis__us-gaap--EstimateOfFairValueFairValueDisclosureMember_pp0p0" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,914</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td id="xdx_983_ecustom--AccruedInterestPayableFairValueDisclosure_c20211231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_pp0p0" style="text-align: right" title="Accrued interest payable"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">14,914</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">—</span></td> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> 14772564 14772564 14772564 12999135 12999135 12999135 271172226 271172226 168187315 73523099 29461812 866594 866594 866594 326690561 304249626 304249626 2145522 2145522 2145522 582100650 582100650 582100650 16569608 16933818 16933818 41007 41007 41007 11140559 11140559 11140559 128971429 128971429 128971429 212347489 212347489 100062300 87801142 24484047 2774388 2774388 2774388 302255242 293731997 293731997 1404227 1404227 1404227 587903356 587903356 587903356 21288220 21248310 21428310 14914 14914 14914 <p id="xdx_804_eus-gaap--CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_zVNdbPYBbOGa" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">20.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span id="xdx_826_z11OIQDwtxRk">BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY</span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Company’s principal source of income is dividends from the Bank. Certain regulatory requirements restrict the amount of dividends which the Bank can pay to the Company. The Company’s principal asset is its investment in its Bank subsidiary. The Company’s condensed statements of financial condition as of December 31, 2022 and 2021, and the related condensed statements of income and cash flows for the years ended December 31, 2022, 2021 and 2020, are as follows:</span></p> <p id="xdx_89A_esrt--ScheduleOfCondensedBalanceSheetTableTextBlock_zNoPSiZU0k7k" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B0_zjQQFJCtKY94">Condensed Statements of Financial Condition</span></span></p> <p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 85%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_49F_20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zDdDKDEyBpoi" style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_491_20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_z7ZTvPwVXnzl" style="text-align: center"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--AssetsAbstract_iB_zkRQA6fZdHC" style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assets</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--Cash_i01I_maCzcXm_zL2KVU06iESa" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 70%; text-align: left; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,077,082</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,233,354</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--EquityMethodInvestments_i01I_maCzcXm_ze2BtZf7Dfsj" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment in wholly-owned bank subsidiary</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">38,339,882</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">53,327,296</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--PrepaidExpenseAndOtherAssets_i01I_maCzcXm_zr22ebWec8h" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other assets</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">338,322</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">298,998</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--Assets_i01TI_mtCzcXm_znKp89phGca" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total assets</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">39,755,286</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">54,859,648</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--LiabilitiesAndStockholdersEquityAbstract_iB_hsrt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zRxen8bNv2b4" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Liabilities and shareholders’ equity</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--OtherLiabilities_i01I_maLASEzsab_zFIN05Vut3sa" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other liabilities</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">943,899</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">942,015</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--StockholdersEquity_i01I_pp0p0_hsrt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_maLASEzsab_zwUJeTDTcRD7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shareholders’ equity</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">38,811,387</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">53,917,633</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--LiabilitiesAndStockholdersEquity_i01TI_pp0p0_hsrt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_mtLASEzsab_zS1qJtM6ewH4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total liabilities and shareholders’ equity</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">39,755,286</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">54,859,648</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A4_zUQmCwCNXXbc" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_89F_esrt--ScheduleOfCondensedIncomeStatementTableTextBlock_zInhrflonAo" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span id="xdx_8BE_zbKlVl2Bks34">Condensed Statements of Income</span></b></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 90%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20220101__20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zF50yCWL5Qqg" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20210101__20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_z6aiCk6JVXV" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20200101__20201231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zqbU8iQ1F7j8" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For the year ended December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--InterestIncomeExpenseNet_maCzS97_zkfdQDmRWPu2" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest income</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">287</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">288</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">759</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--OperatingExpenses_iN_di_msCzS97_z74y6rWT5JE8" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net operating expenses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(267,243</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(256,471</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(255,409</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40A_ecustom--DividendsFromBank_maCzS97_zWdfKsMGioL6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dividends received fom bank</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,640,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,805,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,700,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--IncomeLossFromSubsidiariesNetOfTax_maCzS97_z6SZKdXNOyO6" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Equity in undistributed earnings of subsidiary</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,282,096</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,196,048</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,015,281</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--NetIncomeLoss_iT_mtCzS97_zyMd1GDOOtU3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,655,140</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,744,865</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,460,631</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"/> <p id="xdx_8AF_zAN9AhfaGdP1" style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="margin-top: 0; margin-bottom: 0"> </p> <p id="xdx_89E_esrt--ScheduleOfCondensedCashFlowStatementTableTextBlock_zSv11P9rsN5j" style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span id="xdx_8B5_zb2wxqtCKKl3">Condensed Statements of Cash Flows</span></b></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20220101__20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zEFC38gVGfz8" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20210101__20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_z0YGX21T9r13" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20200101__20201231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zeYH8NT4LBee" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For the year ended December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--NetCashProvidedByUsedInOperatingActivitiesAbstract_iB_ziaY6bELqma6" style="vertical-align: bottom"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash flows from operating activities:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--NetIncomeLoss_i01_maCzMoj_z89C2iuH8hkb" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 49%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,655,140</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,744,865</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,460,631</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--ShareBasedCompensation_i01_maCzMoj_zmuZ7jUxiRIh" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Stock-based compensation expense</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">121,673</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">103,033</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">92,986</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_ecustom--EquityInUndistributedEarningsOfSubsidiary_i01N_di_msCzMoj_zK5zHbSx0LB9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Equity in undistributed earnings of subsidiary</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,282,096</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,196,048</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2,015,280</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_403_eus-gaap--IncreaseDecreaseInOtherCurrentAssets_i01N_di_msCzMoj_zaG1uB6adtwe" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Decrease in other assets</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(39,324</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(37,802</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(36,590</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_406_eus-gaap--IncreaseDecreaseInOtherCurrentLiabilities_i01_maCzMoj_zvOMCWkvrvEl" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Increase in other liabilities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2612">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2614">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--NetCashProvidedByUsedInOperatingActivities_i01T_mtCzMoj_zsQNS04e8jB9" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net cash provided by operating activities</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,455,393</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,614,047</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,501,747</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--NetCashProvidedByUsedInFinancingActivitiesAbstract_iB_zet0R1tCLpS7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash flows from financing activities:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--PaymentsOfOrdinaryDividends_i01N_di_msCzsrR_z0ZjbNw99KDd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dividends paid</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,773,396</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4,312,138</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,592,841</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_409_eus-gaap--PaymentsForRepurchaseOfCommonStock_i01N_di_msCzsrR_z6ZyNz7kaCka" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Repurchase of common shares</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2628">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2629">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(398,868</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40C_eus-gaap--ProceedsFromStockOptionsExercised_i01_maCzsrR_zw5L6FdNxPL2" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Stock options exercised</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">161,731</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">207,889</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">117,044</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--NetCashProvidedByUsedInFinancingActivities_i01_zqCeRUn77al9" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net cash used in financing activities</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,611,665</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4,104,249</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,874,665</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_zRjL0WN4Rat3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net (decrease) increase in cash</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(156,272</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(490,202</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">627,082</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--Cash_iS_z83j9iWr8JYe" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash at the beginning of the year</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,233,354</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,723,556</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,096,474</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--Cash_iE_z8VJJPNt2kre" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash at the end of the year</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,077,082</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,233,354</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,723,556</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_iB_zhm2qo8Im4zk" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Supplemental disclosure for non-cash investing and financing activity</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_ecustom--ChangeInDividendsPayable_i01_zdx2vn3IZLKi" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Change in dividends payable</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,883</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,536</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">53,680</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p id="xdx_8A7_zTc8YtWqBqWf" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red">  </p> <p id="xdx_89A_esrt--ScheduleOfCondensedBalanceSheetTableTextBlock_zNoPSiZU0k7k" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B0_zjQQFJCtKY94">Condensed Statements of Financial Condition</span></span></p> <p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 85%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_49F_20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zDdDKDEyBpoi" style="text-align: center"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_491_20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_z7ZTvPwVXnzl" style="text-align: center"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--AssetsAbstract_iB_zkRQA6fZdHC" style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assets</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--Cash_i01I_maCzcXm_zL2KVU06iESa" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 70%; text-align: left; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,077,082</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,233,354</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--EquityMethodInvestments_i01I_maCzcXm_ze2BtZf7Dfsj" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment in wholly-owned bank subsidiary</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">38,339,882</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">53,327,296</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--PrepaidExpenseAndOtherAssets_i01I_maCzcXm_zr22ebWec8h" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other assets</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">338,322</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">298,998</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--Assets_i01TI_mtCzcXm_znKp89phGca" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total assets</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">39,755,286</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">54,859,648</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--LiabilitiesAndStockholdersEquityAbstract_iB_hsrt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zRxen8bNv2b4" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Liabilities and shareholders’ equity</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--OtherLiabilities_i01I_maLASEzsab_zFIN05Vut3sa" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other liabilities</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">943,899</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">942,015</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--StockholdersEquity_i01I_pp0p0_hsrt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_maLASEzsab_zwUJeTDTcRD7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shareholders’ equity</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">38,811,387</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">53,917,633</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--LiabilitiesAndStockholdersEquity_i01TI_pp0p0_hsrt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_mtLASEzsab_zS1qJtM6ewH4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total liabilities and shareholders’ equity</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">39,755,286</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">54,859,648</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 1077082 1233354 38339882 53327296 338322 298998 39755286 54859648 943899 942015 38811387 53917633 39755286 54859648 <p id="xdx_89F_esrt--ScheduleOfCondensedIncomeStatementTableTextBlock_zInhrflonAo" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span id="xdx_8BE_zbKlVl2Bks34">Condensed Statements of Income</span></b></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 90%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20220101__20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zF50yCWL5Qqg" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20210101__20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_z6aiCk6JVXV" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20200101__20201231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zqbU8iQ1F7j8" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For the year ended December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--InterestIncomeExpenseNet_maCzS97_zkfdQDmRWPu2" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 55%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interest income</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">287</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">288</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">759</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--OperatingExpenses_iN_di_msCzS97_z74y6rWT5JE8" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net operating expenses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(267,243</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(256,471</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(255,409</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40A_ecustom--DividendsFromBank_maCzS97_zWdfKsMGioL6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dividends received fom bank</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,640,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,805,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,700,000</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--IncomeLossFromSubsidiariesNetOfTax_maCzS97_z6SZKdXNOyO6" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Equity in undistributed earnings of subsidiary</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,282,096</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,196,048</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,015,281</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_400_eus-gaap--NetIncomeLoss_iT_mtCzS97_zyMd1GDOOtU3" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,655,140</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,744,865</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,460,631</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: Red"/> 287 288 759 267243 256471 255409 3640000 3805000 4700000 3282096 3196048 2015281 6655140 6744865 6460631 <p id="xdx_89E_esrt--ScheduleOfCondensedCashFlowStatementTableTextBlock_zSv11P9rsN5j" style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span id="xdx_8B5_zb2wxqtCKKl3">Condensed Statements of Cash Flows</span></b></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49F_20220101__20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zEFC38gVGfz8" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20210101__20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_z0YGX21T9r13" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49D_20200101__20201231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zeYH8NT4LBee" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">For the year ended December 31,</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2020</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--NetCashProvidedByUsedInOperatingActivitiesAbstract_iB_ziaY6bELqma6" style="vertical-align: bottom"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash flows from operating activities:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--NetIncomeLoss_i01_maCzMoj_z89C2iuH8hkb" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 49%; text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,655,140</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,744,865</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,460,631</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--ShareBasedCompensation_i01_maCzMoj_zmuZ7jUxiRIh" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Stock-based compensation expense</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">121,673</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">103,033</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">92,986</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_ecustom--EquityInUndistributedEarningsOfSubsidiary_i01N_di_msCzMoj_zK5zHbSx0LB9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Equity in undistributed earnings of subsidiary</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,282,096</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,196,048</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2,015,280</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_403_eus-gaap--IncreaseDecreaseInOtherCurrentAssets_i01N_di_msCzMoj_zaG1uB6adtwe" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Decrease in other assets</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(39,324</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(37,802</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(36,590</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_406_eus-gaap--IncreaseDecreaseInOtherCurrentLiabilities_i01_maCzMoj_zvOMCWkvrvEl" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Increase in other liabilities</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2612">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(1</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2614">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--NetCashProvidedByUsedInOperatingActivities_i01T_mtCzMoj_zsQNS04e8jB9" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net cash provided by operating activities</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,455,393</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,614,047</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,501,747</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--NetCashProvidedByUsedInFinancingActivitiesAbstract_iB_zet0R1tCLpS7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash flows from financing activities:</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--PaymentsOfOrdinaryDividends_i01N_di_msCzsrR_z0ZjbNw99KDd" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dividends paid</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,773,396</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4,312,138</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,592,841</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_409_eus-gaap--PaymentsForRepurchaseOfCommonStock_i01N_di_msCzsrR_z6ZyNz7kaCka" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Repurchase of common shares</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2628">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2629">—</span></span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(398,868</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_40C_eus-gaap--ProceedsFromStockOptionsExercised_i01_maCzsrR_zw5L6FdNxPL2" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Stock options exercised</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">161,731</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">207,889</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">117,044</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--NetCashProvidedByUsedInFinancingActivities_i01_zqCeRUn77al9" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net cash used in financing activities</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,611,665</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(4,104,249</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(3,874,665</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_zRjL0WN4Rat3" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net (decrease) increase in cash</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(156,272</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(490,202</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">627,082</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40C_eus-gaap--Cash_iS_z83j9iWr8JYe" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash at the beginning of the year</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,233,354</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,723,556</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,096,474</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--Cash_iE_z8VJJPNt2kre" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash at the end of the year</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,077,082</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,233,354</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,723,556</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_iB_zhm2qo8Im4zk" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-left: 0.125in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Supplemental disclosure for non-cash investing and financing activity</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_ecustom--ChangeInDividendsPayable_i01_zdx2vn3IZLKi" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-left: 0.25in; text-indent: -0.125in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Change in dividends payable</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,883</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,536</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">53,680</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> 6655140 6744865 6460631 121673 103033 92986 3282096 3196048 2015280 39324 37802 36590 -1 3455393 3614047 4501747 3773396 4312138 3592841 398868 161731 207889 117044 -3611665 -4104249 -3874665 -156272 -490202 627082 1233354 1723556 1096474 1077082 1233354 1723556 1883 3536 53680 <p id="xdx_80E_eus-gaap--QuarterlyFinancialInformationTextBlock_zHszEo5oAijl" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: bold 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top"> <td style="width: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">21.</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline"><span><span id="xdx_824_zhrC36XkBoQb">QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)</span></span></span></span></td></tr></table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p id="xdx_898_eus-gaap--ScheduleOfQuarterlyFinancialInformationTableTextBlock_zXmpHdWx6Gu7" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B3_z7qnul3AhV2a">The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively:</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_499_20221001__20221231_zRNAVtwgsSNb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20220701__20220930_zLsUZVemGCZb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_498_20220401__20220630_z1gvPMt2QEWj" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_491_20220101__20220331_zfzJ7Roc05a4" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fourth</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Third</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Second</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">First</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--InterestAndDividendIncomeOperating_zwN9a1voci4e" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total interest and fee income</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,312,520</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,047,752</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,583,251</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,254,960</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--InterestExpense_zohNC16ttM62" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total interest expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">189,653</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,519</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,824</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">36,797</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_402_eus-gaap--InterestIncomeExpenseNet_zbjWE2I6Kzye" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net interest income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,122,867</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,010,233</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,545,427</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,218,163</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--ProvisionForLoanAndLeaseLosses_zmKRp6x1cxNa" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Provision for loan losses</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2679">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2680">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2681">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(75,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_402_eus-gaap--InterestIncomeExpenseAfterProvisionForLoanLoss_zLp9J9m2w3xg" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net interest income after provision for loan losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,122,867</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,010,233</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,545,427</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,293,163</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--NoninterestIncome_zaasBkqJNdE4" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total other income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">393,270</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">443,340</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">593,698</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">634,554</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--NoninterestExpense_zuSx9pikXbWl" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total other expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,181,330</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,067,733</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,138,415</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,016,562</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_zONwZZwbPYHc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Income before income tax expense</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,334,807</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,385,840</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,000,710</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,911,155</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--IncomeTaxExpenseBenefit_z37oNkKFJrd6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Income tax expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">527,022</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">545,573</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">457,728</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">447,049</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--NetIncomeLoss_z3FAb6lJt5E7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,807,785</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,840,267</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,542,982</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,464,106</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--EarningsPerShareBasic_zctvGd59AoWi" style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Basic income per common share</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.33</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.33</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.28</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.26</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--EarningsPerShareDiluted_zlxAcazgj6kc" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Diluted income per common share</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.32</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.33</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.27</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.26</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red">  </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49C_20211001__20211231_znJ7RNZttTnd" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20210701__20210930_zQKBSKAjerDh" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49A_20210401__20210630_zmARkTXp0lc5" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20210101__20210331_zSundw4S7JHf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fourth</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Third</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Second</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">First</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--InterestAndDividendIncomeOperating_zrjCuoZ4AnJe" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total interest and fee income</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,345,017</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,201,069</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,363,910</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,641,115</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--InterestExpense_zqzeke62M8A8" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total interest expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,840</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">39,319</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">42,317</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">54,524</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--InterestIncomeExpenseNet_zK4QQrnuPjGj" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net interest income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,307,177</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,161,750</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,321,593</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,586,591</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--ProvisionForLoanAndLeaseLosses_zDciC2niVyTb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Provision for loan losses</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2741">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2742">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2743">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">120,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--InterestIncomeExpenseAfterProvisionForLoanLoss_zjuKCZLs5zh6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net interest income after provision for loan losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,307,177</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,161,750</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,321,593</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,466,591</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--NoninterestIncome_zTQ1dXblB9X7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total other income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">842,935</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,138,431</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">946,951</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">939,914</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--NoninterestExpense_zYH7ejLIWzdi" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total other expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,146,129</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,047,534</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,084,596</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,030,715</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_zKe4v8IIAWfc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Income before income tax expense</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,003,983</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,252,647</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,183,948</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,375,790</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--IncomeTaxExpenseBenefit_zL4JwtKL21D4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Income tax expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">464,814</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">525,710</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">515,264</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">565,715</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--NetIncomeLoss_zXpp2IvZTvch" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,539,169</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,726,937</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,668,684</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,810,075</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--EarningsPerShareBasic_pid_uUSDPShares_z2YzdHlvXbQh" style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Basic income per common share</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.28</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.31</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.30</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.33</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--EarningsPerShareDiluted_pid_uUSDPShares_zXsAIz3qaLm9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Diluted income per common share</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.27</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.30</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.29</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.32</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p id="xdx_8A5_zgvL6hOHgDll" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: Red"> </p> <p id="xdx_898_eus-gaap--ScheduleOfQuarterlyFinancialInformationTableTextBlock_zXmpHdWx6Gu7" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_8B3_z7qnul3AhV2a">The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively:</span></span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_499_20221001__20221231_zRNAVtwgsSNb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20220701__20220930_zLsUZVemGCZb" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_498_20220401__20220630_z1gvPMt2QEWj" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_491_20220101__20220331_zfzJ7Roc05a4" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2022</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fourth</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Third</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Second</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">First</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--InterestAndDividendIncomeOperating_zwN9a1voci4e" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total interest and fee income</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,312,520</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,047,752</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,583,251</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,254,960</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--InterestExpense_zohNC16ttM62" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total interest expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">189,653</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,519</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,824</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">36,797</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_402_eus-gaap--InterestIncomeExpenseNet_zbjWE2I6Kzye" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net interest income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,122,867</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,010,233</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,545,427</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,218,163</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--ProvisionForLoanAndLeaseLosses_zmKRp6x1cxNa" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Provision for loan losses</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2679">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2680">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2681">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(75,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">)</span></td></tr> <tr id="xdx_402_eus-gaap--InterestIncomeExpenseAfterProvisionForLoanLoss_zLp9J9m2w3xg" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net interest income after provision for loan losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,122,867</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,010,233</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,545,427</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,293,163</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--NoninterestIncome_zaasBkqJNdE4" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total other income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">393,270</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">443,340</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">593,698</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">634,554</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_408_eus-gaap--NoninterestExpense_zuSx9pikXbWl" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total other expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,181,330</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,067,733</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,138,415</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,016,562</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_zONwZZwbPYHc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Income before income tax expense</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,334,807</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,385,840</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,000,710</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,911,155</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--IncomeTaxExpenseBenefit_z37oNkKFJrd6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Income tax expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">527,022</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">545,573</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">457,728</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">447,049</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--NetIncomeLoss_z3FAb6lJt5E7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,807,785</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,840,267</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,542,982</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,464,106</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--EarningsPerShareBasic_zctvGd59AoWi" style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Basic income per common share</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.33</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.33</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.28</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.26</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--EarningsPerShareDiluted_zlxAcazgj6kc" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Diluted income per common share</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.32</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.33</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.27</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.26</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red">  </p> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> <p style="margin-top: 0; margin-bottom: 0"> </p> <p style="margin-top: 0; margin-bottom: 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></p> <table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; border-collapse: collapse; width: 94%; margin-left: 0.5in"> <tr style="vertical-align: bottom"> <td> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49C_20211001__20211231_znJ7RNZttTnd" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_492_20210701__20210930_zQKBSKAjerDh" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_49A_20210401__20210630_zmARkTXp0lc5" style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td style="font-weight: bold; text-align: center"> </td> <td id="xdx_493_20210101__20210331_zSundw4S7JHf" style="font-weight: bold; text-align: center"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2021</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fourth</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Third</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Second</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">First</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--InterestAndDividendIncomeOperating_zrjCuoZ4AnJe" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="width: 34%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total interest and fee income</span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,345,017</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,201,069</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,363,910</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="width: 1%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="width: 12%; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,641,115</span></td><td style="width: 1%; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--InterestExpense_zqzeke62M8A8" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total interest expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">37,840</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">39,319</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">42,317</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">54,524</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--InterestIncomeExpenseNet_zK4QQrnuPjGj" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net interest income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,307,177</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,161,750</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,321,593</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,586,591</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40D_eus-gaap--ProvisionForLoanAndLeaseLosses_zDciC2niVyTb" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Provision for loan losses</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2741">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2742">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="-sec-ix-hidden: xdx2ixbrl2743">—</span></span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">120,000</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--InterestIncomeExpenseAfterProvisionForLoanLoss_zjuKCZLs5zh6" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net interest income after provision for loan losses</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,307,177</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,161,750</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,321,593</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,466,591</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--NoninterestIncome_zTQ1dXblB9X7" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total other income</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">842,935</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,138,431</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">946,951</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">939,914</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40E_eus-gaap--NoninterestExpense_zYH7ejLIWzdi" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Total other expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,146,129</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,047,534</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,084,596</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,030,715</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_406_eus-gaap--IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_zKe4v8IIAWfc" style="vertical-align: bottom; background-color: White"> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Income before income tax expense</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,003,983</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,252,647</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,183,948</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,375,790</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_40B_eus-gaap--IncomeTaxExpenseBenefit_zL4JwtKL21D4" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td style="text-align: left; padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Income tax expense</span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">464,814</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">525,710</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">515,264</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">565,715</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_403_eus-gaap--NetIncomeLoss_zXpp2IvZTvch" style="vertical-align: bottom; background-color: White"> <td style="text-align: left; padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Net income</span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,539,169</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,726,937</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,668,684</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="padding-bottom: 2pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="border-bottom: Black 2.5pt double; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="border-bottom: Black 2.5pt double; text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,810,075</span></td><td style="padding-bottom: 2pt; text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_405_eus-gaap--EarningsPerShareBasic_pid_uUSDPShares_z2YzdHlvXbQh" style="vertical-align: bottom; background-color: White"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Basic income per common share</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.28</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.31</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.30</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.33</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> <tr id="xdx_407_eus-gaap--EarningsPerShareDiluted_pid_uUSDPShares_zXsAIz3qaLm9" style="vertical-align: bottom; background-color: rgb(204,238,255)"> <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Diluted income per common share</span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.27</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.30</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.29</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td><td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td> <td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">$</span></td><td style="text-align: right"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">0.32</span></td><td style="text-align: left"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"> </span></td></tr> </table> <p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify; color: red"/> 5312520 5047752 4583251 4254960 189653 37519 37824 36797 5122867 5010233 4545427 4218163 -75000 5122867 5010233 4545427 4293163 393270 443340 593698 634554 3181330 3067733 3138415 3016562 2334807 2385840 2000710 1911155 527022 545573 457728 447049 1807785 1840267 1542982 1464106 0.33 0.33 0.28 0.26 0.32 0.33 0.27 0.26 4345017 4201069 4363910 4641115 37840 39319 42317 54524 4307177 4161750 4321593 4586591 120000 4307177 4161750 4321593 4466591 842935 1138431 946951 939914 3146129 3047534 3084596 3030715 2003983 2252647 2183948 2375790 464814 525710 515264 565715 1539169 1726937 1668684 1810075 0.28 0.31 0.30 0.33 0.27 0.30 0.29 0.32 Elliott Davis, LLC Greenville, South Carolina 149 EXCEL 122 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx M4$L#!!0 ( 'Q$8E8'04UB@0 +$ 0 9&]C4')O<',O87!P+GAM M;$V./0L",1!$_\IQO;=!P4)B0-!2L+(/>QLOD&1#LD)^OCG!CVX>;QA&WPIG M*N*I#BV&5(_C(I(/ !47BK9.7:=N')=HI6-Y #OGDK7A.YNJQ<&4GPZ4A!0W_J=0U[R;UEA_6\#MI7E!+ P04 M " !\1&)6/3\UP>T K @ $0 &1O8U!R;W!S+V-O&ULS9+! M2L0P$(9?17)OIVU0(71S43PI""XHWD(RNQMLTI",M/OVIG&WB^@#"+EDYL\W MWT!Z'80>(S[',6 DB^EJ=H-/0H<-.Q % 9#T 9U*=4[XW-R-T2G*U[B'H/2' MVB-T37,##DD910H68!56(I.]T4)'5#3&$][H%1\^XU!@1@,.Z-!3@K9N@ &W:>_,KO[K&PO=&AE M;64O=&AE;64Q+GAM;.U:6W/:.!1^[Z_0>&?V;0O&-H&VM!-S:7;;M)F$[4X? MA1%8C6QY9)&$?[]'-A#+E@WMDDVZFSP$+.G[SD5'Y^@X>?/N+F+HAHB4\GA@ MV2_;UKNW+][@5S(D$4$P&:>O\, *I4Q>M5II ,,X?+&A T%116F]?(+3E'S/X%/F7/Z3H=,H%N,!M8('_.;Z?D3EJ(X53"Q,!J9S]6:\?1 MTDB @LE]E 6Z2?:CTQ4(,@T[.IU8SG9\]L3MGXS*VG0T;1K@X_%X.+;+THMP M' 3@4;N>PIWT;+^D00FTHVG09-CVVJZ1IJJ-4T_3]WW?ZYMHG J-6T_3:W?= MTXZ)QJW0> V^\4^'PZZ)QJO0=.MI)B?]KFNDZ19H0D;CZWH2%;7E0-,@ %AP M=M;,T@.67BGZ=90:V1V[W4%<\%CN.8D1_L;%!-9ITAF6-$9RG9 %#@ WQ-%, M4'RO0;:*X,*2TER0UL\IM5 :")K(@?5'@B'%W*_]]9>[R:0S>IU].LYKE']I MJP&G[;N;SY/\<^CDGZ>3UTU"SG"\+ GQ^R-;88C'(CN]WV6'WV3T=N(]>IP+,BUY1&)$6?R"VZ MY!$XM4D-,A,_")V&F&I0' *D"3&6H8;XM,:L$> 3?;>^",C?C8CWJV^:/5>A M6$G:A/@01AKBG'/F<]%L^P>E1M'V5;SC MFED)O816:I^JAS0^J!XR"@7QN1X^Y7IX"C>6QKQ0KH)[ ?_1VC?"J_B"P#E_ M+GW/I>^Y]#VATK\>WZV22$KYI9+2,6D$N!LT$DN/R+RO JQ GH9%LE" M0AMNZ5/U2I77Y:^Y*+@\6^3IKZ%T/BS/^3Q?Y[3-"S-#MW)+ZK:4OK4F.$KT ML@'37[]EUVY".E,%.70[@:0KX#;;J=W#HXGIB1N0K3 M4I!OP_GIQ7@:XCG9!+E]F%=MY]C1T?OGP5&PH^\\EAW'B/*B(>ZAAIC/PT.' M>7M?F&>5QE T%&ULK"0L1K=@N-?Q+!3@9& MH >#KU$"\E)58#%;Q@,KD*)\ M3(Q%Z'#GEUQ?X]&2X]NF9;5NKREW&6TB4CG":9@39ZO*WF6QP54=SU5;\K"^ M:CVT%4[/_EFMR)\,$4X6"Q)(8Y07IDJB\QE3ON>;G*YZ(G;ZEW?! M8/+]<,E'#^4[YU_T74.N?O;=X_INDSM(3)QYQ1$!=$4"(Y4U#VT%SU&\Z.9X!ZSAW.;>KC"1:S_6-8>^3+?.7#;.MX#7N83 M+$.D?L%]BHJ $:MBOKJO3_DEG#NT>_&!()O\UMND]MW@#'S4JUJE9"L1/TL' M?!^2!F.,6_0T7X\48JVFL:W&VC$,>8!8\PRA9CC?AT6:&C/5BZPYC0IO0=5 MY3_;U UH]@TT')$%7C&9MC:CY$X*/-S^[PVPPL2.X>V+OP%02P,$% @ M?$1B5NJ8.@%'!P 92\ !@ !X;"]W;W)KG' MO]\#(:%4YB1(3B]:OLX+?FK#^X)/GX5\3!:<*_(2A7%RUEHHM?S4Z23>@D!R$CIF!5SCO)4G+FYT51V*&6==2)6!"W!J?YMELY.!6I"H.8WTJ2 MI%'$Y.LY#\7S6(SQ]8&JH[\?R%%PWJ M97J>")/\-WE>'=OMMHB7)DI$13%<013$J[_LI0#QIL#IU130HH"^*[#KSN 4 M!#.*2M,FWZ8A\^.WC:4>!:+:KXQ4"YRL!6B-@4_)5Q&J1D(O8YWY5H -7L[DD MNKZDWFY8ZF?(27_YG&<'9+=_9*:YP- M8"?7. MCDFQD2&Q"KGNAEP74Q^,A)?"'4:1^]%JY5VZW0LJ:T#(E5:!UO M:!WO1NN6RT#XV8./P,-7>X_:HK1^U-4^Z]#ZIM ,B56@G6R@G>P&;1PD'HS% M@MT8-BAM8UQ&5*KXBK=O(U:WC6N.SX/,D,/_>V:1?K^ MA0N=#Z\O?[D9D^G-M_LOQ!W>W5Q-KH?$O;F[O;D;WD]NKK4LC;I[4VI5EJ6_ MMW&'7K!T8=1*&+$3R(\OY)*_:FGB4M !; @\ECLV9/CBDKU^V[:H[?1Z6GI&\X IM2J],A'8N)4OZ$UB M3TCPMSFX S)5\) @0A)7I- 9H4\*7S^H84JL"+)."C=O[ N#0 M]T$].5@OD"LXCMS$>FJX).T=_4+@YROG*HCG\-^0L*0E:31#F%*KDBQ3A(V; M__(ZU%'$Y=\%DR!,E=,4N7MR8W#Z2A%U&"1MW_^_);8;OK11/ M0>SI.R&N63-TC48*4VK5UZIEIJ!X#'B/[58D"IZ[?P?+VOO=%D5ZTK6T%AFO M:\K-E%J56YDLZ)9DD5.3G-5CP@4^''<=W:MU%Z]KC&D?28*628+B(>!*Y+E^ M(6(L26P1Z=-NV^Y9EI:6T2!A2JU*JPP2%/?_]X&"Q"4>B$T_S#Z2*?=2"?U, MBPQ7,C_W":_13(1:8KC ^:7^ M;H^7-::TCYQ RYQ <5._[E'DXL5;L'C.:Y/J%J'KX70T_$O+RV@R,*56Y54F M [I3,OC!P[#]&(,'@S')$KB9^622)&G-W0S7O!9:;$;S@"FU*K8R#]"=\L!W M$4)R8G+U)DEJWU)N4:J!9=3RFU*KPBHM/]W)\J]?5:X^L:PB#U/Z5[M;%']R M796+5S6FM@^[3TN[3W>R^Y-8<;F:)Y*]U&5KC%IJN&(=-:-NWY1:==I!Z?:= MG=Q^/AR)"P%I+J367FS1N19QFWD>!QD0\5>"VHD'1CV_*;4JO=+S.[AE+^A- M(Q:&Y#Q-8'>B'9];=.H^'>-EC6'MP_D[I?-W=OJ&=)1ZPU3_;51$L-E_@L.8^?@C#DT#E%FCTBF!1P%-/2,^K\3:E5Z97.W\%] M^IK>.) 1F8RT\' %NWNBI634Z9M26U'JO)F7G'F#?'YW0KSL(]MJBO)FZV8. M^3"?.=TI#U]-0/_*,FN1D) _0*EUV(?;AUS-Z5ZM*+',9SG/8%B**%]<<.9S MF1T ^Q^$4.N5[ 2;F?6#_P%02P,$% @ ?$1B5L1@-! M+O%,FK33SJ0O4^?N/BM8B9D :4^U\ALRE+6#Z]5H>]/)V3R^,.7_'9EW0^S M^3,W)\SJAS:"S^SM6].3A'#LJU MUG?NXOWR=()=1*I0F75#2/BW5>>J*-Q($,?7W:"3_3.=X^'YX^AO&_ YEH: M=:Z+?_*E79U.D@E:JANY*>P7??].[0!%;KQ,%Z8YHON=+9Z@;&.L+G?.$$&9 M5^U_^6V7B ,'P@<(D2FBF-* ^_F/NY.G[C, N$=)]RAI M,QX;&.]LL0! (1BM'P_[N3UT;-8R4Z<3V"1&U5LUF?_V@L3XSQ"H7S38$XAL M#Y&-C3X_EV:%9+5$RXU"-[4N8757=R:$N1TH:@9RVWP[)UP(&L7\9+8]Q!,P M)(3C*$KWAD]BY?M8^6BL[RNK( /VZ%K).J]N8=^MMC0G"6).%0Q3Y4 M,1KJI8LP%);PGL<83A,B$MJ++&")XYA!P@?2F.QC2YY;+-KCI3+F&)T5P,.R MRMK5YE(.!V-4$%;B!7L$FX!05V*?H H9,A&GB0B#2O>@TM&$?P194@PE/?53 M2>,XQ5'<#R]@"2P31933<'P$=VR(1R/\7*LRA_1-D?JZR=?-YG;[KU @%5:P MBE%>KFN]5>X.6%7*!LD1^R&F21)CT8,2,H15EK)X ,D!KY-1)(T@IJ(C3C+*G-]/A7_\J*NC_:[IQ%0))2N8K@"1 M4@8"(<6L/^E%FF-]7 WO4)FF","2>TKWX#IB!D"$L' MN;(C)67JA/[+Z'432'NAF&!4^L@5I_M(X9ABKPJY1L*#I(M'EBO MM!,%=%04/ =H2Q#V$&ZP^_3IGQ!0/3CMHPM9LD1 (@9*,.V4 AU5"L^'9^06 MMJ(91^C+AI@E-"(>%88L$Z!,P096*CWH_L<%1LN%HV'Z4B%*W=-IY,7IF\)\ MD91$8F@J.EU!QW6%IX36\J'I)9L=TB2]R.5U7C2]9A!(0%!PD,>B+XY"ACA. M#YNOIR ZY4''E<>ET\K[.!^"40::\K#L#%F.RD[:20\ZWK^WJ^)[^?0;Y1C$ M)@,5Z84:,*6N5F$R%&NG#6@\^@)KL9)UTW^HVOSV(J%$_-ET* /I?;;0"+[5 M^D6C/87>J04ZWJ6?+9>Y>^,+<[66N=L;*)/K'.8N"-VG=)Y@FL2)5U$#ED+P MB";1P&QUW$]'N7_^15D)/RT1B)7*E#+0/KH.\@':LO(;:\_A"]_&5% GB M\GGXB"9$,']O_X#ETW>A'66S\3X>"NFFW!32JL>ZF6EHW-7*?8#8JN8E2=.] M.WQY!3<5LO);N 8PGWN/*.:8\J0_54%3PF@J!J:*=33-QAOZMER9GRH$S.=4 MECCYE_1?1 0L(Y82$0]UHJQC7_8C['M09YOE\Y- J/JA;#9D.=*NS@^\F M[J/5!UG?YI5!A;H!7_Q*P"!U^QVHO;!ZW7Q*N=;6ZK(Y72D)$)P!W+_1VCY> MN*\S^Z]Q\_\ 4$L#!!0 ( 'Q$8E;*&PO=V]R M:W-H965T&ULK99M;]HP$,>_BI5-4R=M#0E)@ XB46C52GM MH]M>3'MAPD&L.G9F.[#MT^_LT C:T+72>$'LY!Y^_\LEE^%6JEN= QCRJ^!" MC[SF]-K)*%E+=V<[T<>1T+!!PR8R-0/&Q@ IS; M0(CQ3?V-+D(Z_OD26L:,7-9[F]@IV>V,;+ M)-?NGVQKVWC@D:S21A8[9R0HF*B/]->N#GL.073$(=PYA$]UZ.X9D M3:FAZ5#)+5'6&J/9A:N-\T8U3-B[.#<*KS+T,^GDT\?YI_?7T_'-Q928V@;PLUV:\SI->"3- M%+)3T@W>D+ 3ABWNDZ>[!X?N/@IN5(>-ZM#%ZQZ)-S?4 /:B(7)%+IF@(F.4 MDYG4S#77]_%"&X4M]J--:AT[:H]M'[LS7=(,1AX^5QK4!KSTU8L@Z;QK$_Z? M@AV4H=N4H?M8]'1<2&78'UB23&I7"R8VH(VKC(:L4E@.T(1N*.-TP8'@:X-H MRJ&M+'6NV.6R+X]-&@Z2P: ?Q)VAO]G7W&*)1E$OBH/&\D!0U B*'A4TD46! MMP^?FNSV#1&2E%21#>45D!,FR%)R3I4F):"*')N[M9.C!W3W^1^S..".&^[X M&=RT,KE4]KZTX=61DKWD ;ZR[>\>Y1,,#V"3!C9Y!BS3NFH'31[DC_MQV WC M>YQM=E$01D

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̳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end XML 123 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 124 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 125 FilingSummary.xml IDEA: XBRL DOCUMENT 3.22.4 html 327 429 1 false 81 0 false 5 false false R1.htm 00000001 - Document - Cover Sheet http://banksc.com/role/Cover Cover Cover 1 false false R2.htm 00000002 - Statement - CONSOLIDATED BALANCE SHEETS Sheet http://banksc.com/role/ConsolidatedBalanceSheets CONSOLIDATED BALANCE SHEETS Statements 2 false false R3.htm 00000003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical) Sheet http://banksc.com/role/ConsolidatedBalanceSheetsParenthetical CONSOLIDATED BALANCE SHEETS (Parenthetical) Statements 3 false false R4.htm 00000004 - Statement - CONSOLIDATED STATEMENTS OF INCOME Sheet http://banksc.com/role/ConsolidatedStatementsOfIncome CONSOLIDATED STATEMENTS OF INCOME Statements 4 false false R5.htm 00000005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Sheet http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Statements 5 false false R6.htm 00000006 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY Sheet http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY Statements 6 false false R7.htm 00000007 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) Sheet http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquityParenthetical CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) Statements 7 false false R8.htm 00000008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS Sheet http://banksc.com/role/ConsolidatedStatementsOfCashFlows CONSOLIDATED STATEMENTS OF CASH FLOWS Statements 8 false false R9.htm 00000009 - Disclosure - ORGANIZATION Sheet http://banksc.com/role/Organization ORGANIZATION Notes 9 false false R10.htm 00000010 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Sheet http://banksc.com/role/SummaryOfSignificantAccountingPolicies SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Notes 10 false false R11.htm 00000011 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE Sheet http://banksc.com/role/InvestmentSecuritiesAvailableForSale INVESTMENT SECURITIES AVAILABLE FOR SALE Notes 11 false false R12.htm 00000012 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES Sheet http://banksc.com/role/LoansAndAllowanceForLoanLosses LOANS AND ALLOWANCE FOR LOAN LOSSES Notes 12 false false R13.htm 00000013 - Disclosure - CONCENTRATIONS OF CREDIT RISK Sheet http://banksc.com/role/ConcentrationsOfCreditRisk CONCENTRATIONS OF CREDIT RISK Notes 13 false false R14.htm 00000014 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS Sheet http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovements PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS Notes 14 false false R15.htm 00000015 - Disclosure - LEASES Sheet http://banksc.com/role/Leases LEASES Notes 15 false false R16.htm 00000016 - Disclosure - DEPOSITS Sheet http://banksc.com/role/Deposits DEPOSITS Notes 16 false false R17.htm 00000017 - Disclosure - SHORT-TERM BORROWINGS Sheet http://banksc.com/role/Short-termBorrowings SHORT-TERM BORROWINGS Notes 17 false false R18.htm 00000018 - Disclosure - INCOME TAXES Sheet http://banksc.com/role/IncomeTaxes INCOME TAXES Notes 18 false false R19.htm 00000019 - Disclosure - COMMITMENTS AND CONTINGENCIES Sheet http://banksc.com/role/CommitmentsAndContingencies COMMITMENTS AND CONTINGENCIES Notes 19 false false R20.htm 00000020 - Disclosure - RELATED PARTY TRANSACTIONS Sheet http://banksc.com/role/RelatedPartyTransactions RELATED PARTY TRANSACTIONS Notes 20 false false R21.htm 00000021 - Disclosure - OTHER EXPENSE Sheet http://banksc.com/role/OtherExpense OTHER EXPENSE Notes 21 false false R22.htm 00000022 - Disclosure - STOCK INCENTIVE PLANS Sheet http://banksc.com/role/StockIncentivePlans STOCK INCENTIVE PLANS Notes 22 false false R23.htm 00000023 - Disclosure - EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST Sheet http://banksc.com/role/EmployeeStockOwnershipPlanAndTrust EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST Notes 23 false false R24.htm 00000024 - Disclosure - DIVIDENDS Sheet http://banksc.com/role/Dividends DIVIDENDS Notes 24 false false R25.htm 00000025 - Disclosure - INCOME PER COMMON SHARE Sheet http://banksc.com/role/IncomePerCommonShare INCOME PER COMMON SHARE Notes 25 false false R26.htm 00000026 - Disclosure - REGULATORY CAPITAL REQUIREMENTS Sheet http://banksc.com/role/RegulatoryCapitalRequirements REGULATORY CAPITAL REQUIREMENTS Notes 26 false false R27.htm 00000027 - Disclosure - DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS Sheet http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstruments DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS Notes 27 false false R28.htm 00000028 - Disclosure - BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY Sheet http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompany BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY Notes 28 false false R29.htm 00000029 - Disclosure - QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) Sheet http://banksc.com/role/QuarterlyResultsOfOperations QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) Notes 29 false false R30.htm 00000030 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies) Sheet http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies) Policies 30 false false R31.htm 00000031 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE (Tables) Sheet http://banksc.com/role/InvestmentSecuritiesAvailableForSaleTables INVESTMENT SECURITIES AVAILABLE FOR SALE (Tables) Tables http://banksc.com/role/InvestmentSecuritiesAvailableForSale 31 false false R32.htm 00000032 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) Sheet http://banksc.com/role/LoansAndAllowanceForLoanLossesTables LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) Tables http://banksc.com/role/LoansAndAllowanceForLoanLosses 32 false false R33.htm 00000033 - Disclosure - CONCENTRATIONS OF CREDIT RISK (Tables) Sheet http://banksc.com/role/ConcentrationsOfCreditRiskTables CONCENTRATIONS OF CREDIT RISK (Tables) Tables http://banksc.com/role/ConcentrationsOfCreditRisk 33 false false R34.htm 00000034 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Tables) Sheet http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsTables PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Tables) Tables http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovements 34 false false R35.htm 00000035 - Disclosure - LEASES (Tables) Sheet http://banksc.com/role/LeasesTables LEASES (Tables) Tables http://banksc.com/role/Leases 35 false false R36.htm 00000036 - Disclosure - DEPOSITS (Tables) Sheet http://banksc.com/role/DepositsTables DEPOSITS (Tables) Tables http://banksc.com/role/Deposits 36 false false R37.htm 00000037 - Disclosure - INCOME TAXES (Tables) Sheet http://banksc.com/role/IncomeTaxesTables INCOME TAXES (Tables) Tables http://banksc.com/role/IncomeTaxes 37 false false R38.htm 00000038 - Disclosure - RELATED PARTY TRANSACTIONS (Tables) Sheet http://banksc.com/role/RelatedPartyTransactionsTables RELATED PARTY TRANSACTIONS (Tables) Tables http://banksc.com/role/RelatedPartyTransactions 38 false false R39.htm 00000039 - Disclosure - OTHER EXPENSE (Tables) Sheet http://banksc.com/role/OtherExpenseTables OTHER EXPENSE (Tables) Tables http://banksc.com/role/OtherExpense 39 false false R40.htm 00000040 - Disclosure - STOCK INCENTIVE PLANS (Tables) Sheet http://banksc.com/role/StockIncentivePlansTables STOCK INCENTIVE PLANS (Tables) Tables http://banksc.com/role/StockIncentivePlans 40 false false R41.htm 00000041 - Disclosure - INCOME PER COMMON SHARE (Tables) Sheet http://banksc.com/role/IncomePerCommonShareTables INCOME PER COMMON SHARE (Tables) Tables http://banksc.com/role/IncomePerCommonShare 41 false false R42.htm 00000042 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Tables) Sheet http://banksc.com/role/RegulatoryCapitalRequirementsTables REGULATORY CAPITAL REQUIREMENTS (Tables) Tables http://banksc.com/role/RegulatoryCapitalRequirements 42 false false R43.htm 00000043 - Disclosure - DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables) Sheet http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstrumentsTables DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables) Tables http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstruments 43 false false R44.htm 00000044 - Disclosure - BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY (Tables) Sheet http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompanyTables BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY (Tables) Tables http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompany 44 false false R45.htm 00000045 - Disclosure - QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) (Tables) Sheet http://banksc.com/role/QuarterlyResultsOfOperationsTables QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) (Tables) Tables http://banksc.com/role/QuarterlyResultsOfOperations 45 false false R46.htm 00000046 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) Sheet http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) Details http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies 46 false false R47.htm 00000047 - Disclosure - The amortized cost and fair value of investment securities available for sale are summarized as follows. (Details) Sheet http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details The amortized cost and fair value of investment securities available for sale are summarized as follows. (Details) Details 47 false false R48.htm 00000048 - Disclosure - The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table. (Details) Sheet http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table. (Details) Details 48 false false R49.htm 00000049 - Disclosure - The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss posi (Details) Sheet http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss posi (Details) Details 49 false false R50.htm 00000050 - Disclosure - The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses. (Details) Sheet http://banksc.com/role/TableBelowShowsProceedsReceivedFromSalesOfSecuritiesAvailableForSaleAndGrossRealizedGainsAndLosses.Details The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses. (Details) Details 50 false false R51.htm 00000051 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE (Details Narrative) Sheet http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative INVESTMENT SECURITIES AVAILABLE FOR SALE (Details Narrative) Details http://banksc.com/role/InvestmentSecuritiesAvailableForSaleTables 51 false false R52.htm 00000052 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative) Sheet http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative) Details http://banksc.com/role/LoansAndAllowanceForLoanLossesTables 52 false false R53.htm 00000053 - Disclosure - Major classifications of loans (Details) Sheet http://banksc.com/role/MajorClassificationsOfLoansDetails Major classifications of loans (Details) Details 53 false false R54.htm 00000054 - Disclosure - The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. ???Pass??? includes loans internally graded as excellent, good and satisfactory. (Details) Sheet http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. ???Pass??? includes loans internally graded as excellent, good and satisfactory. (Details) Details 54 false false R55.htm 00000055 - Disclosure - The following tables include an aging analysis of the recorded investment in loans segregated by class. (Details) Sheet http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details The following tables include an aging analysis of the recorded investment in loans segregated by class. (Details) Details 55 false false R56.htm 00000056 - Disclosure - The following table summarizes the balances of non-accrual loans. (Details) Sheet http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details The following table summarizes the balances of non-accrual loans. (Details) Details 56 false false R57.htm 00000057 - Disclosure - The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. (Details) Sheet http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. (Details) Details 57 false false R58.htm 00000058 - Disclosure - The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. (Details) Sheet http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. (Details) Details 58 false false R59.htm 00000059 - Disclosure - As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table. (Details) Sheet http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table. (Details) Details 59 false false R60.htm 00000060 - Disclosure - The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated. (Details) Sheet http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated. (Details) Details 60 false false R61.htm 00000061 - Disclosure - Our loans were concentrated in the following categories. (Details) Sheet http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details Our loans were concentrated in the following categories. (Details) Details 61 false false R62.htm 00000062 - Disclosure - Premises, equipment and leasehold improvements are summarized in the table below. (Details) Sheet http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details Premises, equipment and leasehold improvements are summarized in the table below. (Details) Details 62 false false R63.htm 00000063 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Details Narrative) Sheet http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsDetailsNarrative PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Details Narrative) Details http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsTables 63 false false R64.htm 00000064 - Disclosure - LEASES (Details Narrative) Sheet http://banksc.com/role/LeasesDetailsNarrative LEASES (Details Narrative) Details http://banksc.com/role/LeasesTables 64 false false R65.htm 00000065 - Disclosure - Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below. (Details) Sheet http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below. (Details) Details 65 false false R66.htm 00000066 - Disclosure - The table below shows lease expense components for the years ended December 31, 2022 and 2021. (Details) Sheet http://banksc.com/role/TableBelowShowsLeaseExpenseComponentsForYearsEndedDecember312022And2021.Details The table below shows lease expense components for the years ended December 31, 2022 and 2021. (Details) Details 66 false false R67.htm 00000067 - Disclosure - The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below: (Details) Sheet http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below: (Details) Details 67 false false R68.htm 00000068 - Disclosure - DEPOSITS (Details Narrative) Sheet http://banksc.com/role/DepositsDetailsNarrative DEPOSITS (Details Narrative) Details http://banksc.com/role/DepositsTables 68 false false R69.htm 00000069 - Disclosure - SHORT-TERM BORROWINGS (Details Narrative) Sheet http://banksc.com/role/Short-termBorrowingsDetailsNarrative SHORT-TERM BORROWINGS (Details Narrative) Details http://banksc.com/role/Short-termBorrowings 69 false false R70.htm 00000070 - Disclosure - Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below. (Details) Sheet http://banksc.com/role/TotalIncomeTaxesForYearsEndedDecember3120222021And2020ArePresentedInTableBelow.Details Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below. (Details) Details 70 false false R71.htm 00000071 - Disclosure - Income tax expense was as follows: (Details) Sheet http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails Income tax expense was as follows: (Details) Details 71 false false R72.htm 00000072 - Disclosure - The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% (Details) Sheet http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% (Details) Details 72 false false R73.htm 00000073 - Disclosure - The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below. (Details) Sheet http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below. (Details) Details 73 false false R74.htm 00000074 - Disclosure - INCOME TAXES (Details Narrative) Sheet http://banksc.com/role/IncomeTaxesDetailsNarrative INCOME TAXES (Details Narrative) Details http://banksc.com/role/IncomeTaxesTables 74 false false R75.htm 00000075 - Disclosure - COMMITMENTS AND CONTINGENCIES (Details Narrative) Sheet http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative COMMITMENTS AND CONTINGENCIES (Details Narrative) Details http://banksc.com/role/CommitmentsAndContingencies 75 false false R76.htm 00000076 - Disclosure - The table below summarizes related party loans. (Details) Sheet http://banksc.com/role/TableBelowSummarizesRelatedPartyLoans.Details The table below summarizes related party loans. (Details) Details 76 false false R77.htm 00000077 - Disclosure - RELATED PARTY TRANSACTIONS (Details Narrative) Sheet http://banksc.com/role/RelatedPartyTransactionsDetailsNarrative RELATED PARTY TRANSACTIONS (Details Narrative) Details http://banksc.com/role/RelatedPartyTransactionsTables 77 false false R78.htm 00000078 - Disclosure - The table below summarizes the components of other operating expense. (Details) Sheet http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details The table below summarizes the components of other operating expense. (Details) Details 78 false false R79.htm 00000079 - Disclosure - The fair value of options granted was determined using the following weighted-average assumptions as of grant date: (Details) Sheet http://banksc.com/role/FairValueOfOptionsGrantedWasDeterminedUsingFollowingWeighted-averageAssumptionsAsOfGrantDateDetails The fair value of options granted was determined using the following weighted-average assumptions as of grant date: (Details) Details 79 false false R80.htm 00000080 - Disclosure - The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31: (Details) Sheet http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31: (Details) Details 80 false false R81.htm 00000081 - Disclosure - The following table presents information pertaining to options outstanding at December 31, 2022. (Details) Sheet http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details The following table presents information pertaining to options outstanding at December 31, 2022. (Details) Details 81 false false R82.htm 00000082 - Disclosure - STOCK INCENTIVE PLANS (Details Narrative) Sheet http://banksc.com/role/StockIncentivePlansDetailsNarrative STOCK INCENTIVE PLANS (Details Narrative) Details http://banksc.com/role/StockIncentivePlansTables 82 false false R83.htm 00000083 - Disclosure - EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST (Details Narrative) Sheet http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST (Details Narrative) Details http://banksc.com/role/EmployeeStockOwnershipPlanAndTrust 83 false false R84.htm 00000084 - Disclosure - DIVIDENDS (Details Narrative) Sheet http://banksc.com/role/DividendsDetailsNarrative DIVIDENDS (Details Narrative) Details http://banksc.com/role/Dividends 84 false false R85.htm 00000085 - Disclosure - The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31: (Details) Sheet http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31: (Details) Details 85 false false R86.htm 00000086 - Disclosure - The following table presents the actual CBLR for the Bank and Company at: (Details) Sheet http://banksc.com/role/FollowingTablePresentsActualCblrForBankAndCompanyAtDetails The following table presents the actual CBLR for the Bank and Company at: (Details) Details 86 false false R87.htm 00000087 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Details Narrative) Sheet http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative REGULATORY CAPITAL REQUIREMENTS (Details Narrative) Details http://banksc.com/role/RegulatoryCapitalRequirementsTables 87 false false R88.htm 00000088 - Disclosure - The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021. (Details) Sheet http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021. (Details) Details 88 false false R89.htm 00000089 - Disclosure - The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021. (Details) Sheet http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021. (Details) Details 89 false false R90.htm 00000090 - Disclosure - The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021. (Details) Sheet http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021. (Details) Details 90 false false R91.htm 00000091 - Disclosure - The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022: (Details) Sheet http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022: (Details) Details 91 false false R92.htm 00000092 - Disclosure - The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively. (Details) Sheet http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively. (Details) Details 92 false false R93.htm 00000093 - Disclosure - Condensed Statements of Financial Condition (Details) Sheet http://banksc.com/role/StatementsOfFinancialConditionDetails Condensed Statements of Financial Condition (Details) Details 93 false false R94.htm 00000094 - Disclosure - Condensed Statements of Income (Details) Sheet http://banksc.com/role/StatementsOfIncomeDetails Condensed Statements of Income (Details) Details 94 false false R95.htm 00000095 - Disclosure - Condensed Statements of Cash Flows (Details) Sheet http://banksc.com/role/StatementsOfCashFlowsDetails Condensed Statements of Cash Flows (Details) Details 95 false false R96.htm 00000096 - Disclosure - The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively: (Details) Sheet http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively: (Details) Details 96 false false All Reports Book All Reports [ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 6 fact(s) appearing in ix:hidden were eligible for transformation: bksc:RestructuredLoansNumber, dei:CurrentFiscalYearEndDate, us-gaap:OperatingLeaseLiability, us-gaap:OperatingLeaseRightOfUseAsset - bksc-10k_123122.htm 28, 130, 132, 133, 134, 135 bksc-10k_123122.htm bksc-20221231.xsd bksc-20221231_cal.xml bksc-20221231_def.xml bksc-20221231_lab.xml bksc-20221231_pre.xml ex21-1.htm ex23-1.htm ex3-0.htm ex3-2.htm ex31-1.htm ex32-1.htm ex32-2.htm ex4-1.htm bksc10kb001.jpg bksc10kb002.jpg http://fasb.org/srt/2022 http://fasb.org/us-gaap/2022 http://xbrl.sec.gov/dei/2022 true true JSON 128 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "bksc-10k_123122.htm": { "axisCustom": 0, "axisStandard": 27, "baseTaxonomies": { "http://fasb.org/srt/2022": 3, "http://fasb.org/us-gaap/2022": 1624, "http://xbrl.sec.gov/dei/2022": 35 }, "contextCount": 327, "dts": { "calculationLink": { "local": [ "bksc-20221231_cal.xml" ] }, "definitionLink": { "local": [ "bksc-20221231_def.xml" ] }, "inline": { "local": [ "bksc-10k_123122.htm" ] }, "labelLink": { "local": [ "bksc-20221231_lab.xml" ] }, "presentationLink": { "local": [ "bksc-20221231_pre.xml" ] }, "schema": { "local": [ "bksc-20221231.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd", "https://xbrl.fasb.org/srt/2022/elts/srt-roles-2022.xsd", "https://xbrl.fasb.org/srt/2022/elts/srt-types-2022.xsd", "https://xbrl.fasb.org/srt/2022q3/srt-sup-2022q3.xsd", "https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd", "https://xbrl.fasb.org/us-gaap/2022/elts/us-roles-2022.xsd", "https://xbrl.fasb.org/us-gaap/2022/elts/us-types-2022.xsd", "https://xbrl.fasb.org/us-gaap/2022q3/us-gaap-sup-2022q3.xsd", "https://xbrl.sec.gov/country/2022/country-2022.xsd", "https://xbrl.sec.gov/dei/2022/dei-2022.xsd" ] } }, "elementCount": 680, "entityCount": 1, "hidden": { "http://banksc.com/20221231": 3, "http://fasb.org/us-gaap/2022": 123, "http://xbrl.sec.gov/dei/2022": 5, "total": 131 }, "keyCustom": 65, "keyStandard": 364, "memberCustom": 30, "memberStandard": 51, "nsprefix": "bksc", "nsuri": "http://banksc.com/20221231", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "b", "span", "p", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "00000001 - Document - Cover", "menuCat": "Cover", "order": "1", "role": "http://banksc.com/role/Cover", "shortName": "Cover", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "b", "span", "p", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R10": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BusinessDescriptionAndAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000010 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES", "menuCat": "Notes", "order": "10", "role": "http://banksc.com/role/SummaryOfSignificantAccountingPolicies", "shortName": "SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BusinessDescriptionAndAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R11": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000011 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE", "menuCat": "Notes", "order": "11", "role": "http://banksc.com/role/InvestmentSecuritiesAvailableForSale", "shortName": "INVESTMENT SECURITIES AVAILABLE FOR SALE", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R12": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FinancingReceivablesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000012 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES", "menuCat": "Notes", "order": "12", "role": "http://banksc.com/role/LoansAndAllowanceForLoanLosses", "shortName": "LOANS AND ALLOWANCE FOR LOAN LOSSES", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FinancingReceivablesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R13": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ConcentrationRiskDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000013 - Disclosure - CONCENTRATIONS OF CREDIT RISK", "menuCat": "Notes", "order": "13", "role": "http://banksc.com/role/ConcentrationsOfCreditRisk", "shortName": "CONCENTRATIONS OF CREDIT RISK", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ConcentrationRiskDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R14": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000014 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS", "menuCat": "Notes", "order": "14", "role": "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovements", "shortName": "PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R15": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LesseeOperatingLeasesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000015 - Disclosure - LEASES", "menuCat": "Notes", "order": "15", "role": "http://banksc.com/role/Leases", "shortName": "LEASES", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LesseeOperatingLeasesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R16": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000016 - Disclosure - DEPOSITS", "menuCat": "Notes", "order": "16", "role": "http://banksc.com/role/Deposits", "shortName": "DEPOSITS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R17": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ShortTermDebtTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000017 - Disclosure - SHORT-TERM BORROWINGS", "menuCat": "Notes", "order": "17", "role": "http://banksc.com/role/Short-termBorrowings", "shortName": "SHORT-TERM BORROWINGS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ShortTermDebtTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R18": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000018 - Disclosure - INCOME TAXES", "menuCat": "Notes", "order": "18", "role": "http://banksc.com/role/IncomeTaxes", "shortName": "INCOME TAXES", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R19": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsContingenciesAndGuaranteesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000019 - Disclosure - COMMITMENTS AND CONTINGENCIES", "menuCat": "Notes", "order": "19", "role": "http://banksc.com/role/CommitmentsAndContingencies", "shortName": "COMMITMENTS AND CONTINGENCIES", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsContingenciesAndGuaranteesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R2": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:CashAndDueFromBanks", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "00000002 - Statement - CONSOLIDATED BALANCE SHEETS", "menuCat": "Statements", "order": "2", "role": "http://banksc.com/role/ConsolidatedBalanceSheets", "shortName": "CONSOLIDATED BALANCE SHEETS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:CashAndDueFromBanks", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R20": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000020 - Disclosure - RELATED PARTY TRANSACTIONS", "menuCat": "Notes", "order": "20", "role": "http://banksc.com/role/RelatedPartyTransactions", "shortName": "RELATED PARTY TRANSACTIONS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R21": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000021 - Disclosure - OTHER EXPENSE", "menuCat": "Notes", "order": "21", "role": "http://banksc.com/role/OtherExpense", "shortName": "OTHER EXPENSE", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R22": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000022 - Disclosure - STOCK INCENTIVE PLANS", "menuCat": "Notes", "order": "22", "role": "http://banksc.com/role/StockIncentivePlans", "shortName": "STOCK INCENTIVE PLANS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R23": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "bksc:EmployeeStockOwnershipPlanAndTrustTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000023 - Disclosure - EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST", "menuCat": "Notes", "order": "23", "role": "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrust", "shortName": "EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "bksc:EmployeeStockOwnershipPlanAndTrustTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R24": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "bksc:DividendsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000024 - Disclosure - DIVIDENDS", "menuCat": "Notes", "order": "24", "role": "http://banksc.com/role/Dividends", "shortName": "DIVIDENDS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "bksc:DividendsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R25": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EarningsPerShareTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000025 - Disclosure - INCOME PER COMMON SHARE", "menuCat": "Notes", "order": "25", "role": "http://banksc.com/role/IncomePerCommonShare", "shortName": "INCOME PER COMMON SHARE", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EarningsPerShareTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R26": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000026 - Disclosure - REGULATORY CAPITAL REQUIREMENTS", "menuCat": "Notes", "order": "26", "role": "http://banksc.com/role/RegulatoryCapitalRequirements", "shortName": "REGULATORY CAPITAL REQUIREMENTS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R27": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000027 - Disclosure - DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS", "menuCat": "Notes", "order": "27", "role": "http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstruments", "shortName": "DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R28": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000028 - Disclosure - BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY", "menuCat": "Notes", "order": "28", "role": "http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompany", "shortName": "BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R29": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:QuarterlyFinancialInformationTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000029 - Disclosure - QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)", "menuCat": "Notes", "order": "29", "role": "http://banksc.com/role/QuarterlyResultsOfOperations", "shortName": "QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:QuarterlyFinancialInformationTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R3": { "firstAnchor": { "ancestors": [ "span", "p", "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "00000003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)", "menuCat": "Statements", "order": "3", "role": "http://banksc.com/role/ConsolidatedBalanceSheetsParenthetical", "shortName": "CONSOLIDATED BALANCE SHEETS (Parenthetical)", "subGroupType": "parenthetical", "uniqueAnchor": { "ancestors": [ "span", "span", "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "lang": null, "name": "us-gaap:CommonStockNoParValue", "reportCount": 1, "unique": true, "unitRef": "USDPShares", "xsiNil": "false" } }, "R30": { "firstAnchor": { "ancestors": [ "us-gaap:BusinessDescriptionAndAccountingPoliciesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ConsolidationPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000030 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)", "menuCat": "Policies", "order": "30", "role": "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies", "shortName": "SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)", "subGroupType": "policies", "uniqueAnchor": { "ancestors": [ "us-gaap:BusinessDescriptionAndAccountingPoliciesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ConsolidationPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R31": { "firstAnchor": { "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000031 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE (Tables)", "menuCat": "Tables", "order": "31", "role": "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleTables", "shortName": "INVESTMENT SECURITIES AVAILABLE FOR SALE (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R32": { "firstAnchor": { "ancestors": [ "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000032 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)", "menuCat": "Tables", "order": "32", "role": "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables", "shortName": "LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R33": { "firstAnchor": { "ancestors": [ "us-gaap:ConcentrationRiskDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SchedulesOfConcentrationOfRiskByRiskFactorTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000033 - Disclosure - CONCENTRATIONS OF CREDIT RISK (Tables)", "menuCat": "Tables", "order": "33", "role": "http://banksc.com/role/ConcentrationsOfCreditRiskTables", "shortName": "CONCENTRATIONS OF CREDIT RISK (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:ConcentrationRiskDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SchedulesOfConcentrationOfRiskByRiskFactorTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R34": { "firstAnchor": { "ancestors": [ "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000034 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Tables)", "menuCat": "Tables", "order": "34", "role": "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsTables", "shortName": "PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R35": { "firstAnchor": { "ancestors": [ "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000035 - Disclosure - LEASES (Tables)", "menuCat": "Tables", "order": "35", "role": "http://banksc.com/role/LeasesTables", "shortName": "LEASES (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R36": { "firstAnchor": { "ancestors": [ "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "bksc:ScheduleOfMaturitiesOfDepositLiabilitiesTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000036 - Disclosure - DEPOSITS (Tables)", "menuCat": "Tables", "order": "36", "role": "http://banksc.com/role/DepositsTables", "shortName": "DEPOSITS (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "bksc:ScheduleOfMaturitiesOfDepositLiabilitiesTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R37": { "firstAnchor": { "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "bksc:ScheduleOfIncomeTaxExpenseBenefitTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000037 - Disclosure - INCOME TAXES (Tables)", "menuCat": "Tables", "order": "37", "role": "http://banksc.com/role/IncomeTaxesTables", "shortName": "INCOME TAXES (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "bksc:ScheduleOfIncomeTaxExpenseBenefitTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R38": { "firstAnchor": { "ancestors": [ "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000038 - Disclosure - RELATED PARTY TRANSACTIONS (Tables)", "menuCat": "Tables", "order": "38", "role": "http://banksc.com/role/RelatedPartyTransactionsTables", "shortName": "RELATED PARTY TRANSACTIONS (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R39": { "firstAnchor": { "ancestors": [ "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000039 - Disclosure - OTHER EXPENSE (Tables)", "menuCat": "Tables", "order": "39", "role": "http://banksc.com/role/OtherExpenseTables", "shortName": "OTHER EXPENSE (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R4": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "00000004 - Statement - CONSOLIDATED STATEMENTS OF INCOME", "menuCat": "Statements", "order": "4", "role": "http://banksc.com/role/ConsolidatedStatementsOfIncome", "shortName": "CONSOLIDATED STATEMENTS OF INCOME", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R40": { "firstAnchor": { "ancestors": [ "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000040 - Disclosure - STOCK INCENTIVE PLANS (Tables)", "menuCat": "Tables", "order": "40", "role": "http://banksc.com/role/StockIncentivePlansTables", "shortName": "STOCK INCENTIVE PLANS (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R41": { "firstAnchor": { "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000041 - Disclosure - INCOME PER COMMON SHARE (Tables)", "menuCat": "Tables", "order": "41", "role": "http://banksc.com/role/IncomePerCommonShareTables", "shortName": "INCOME PER COMMON SHARE (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R42": { "firstAnchor": { "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000042 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Tables)", "menuCat": "Tables", "order": "42", "role": "http://banksc.com/role/RegulatoryCapitalRequirementsTables", "shortName": "REGULATORY CAPITAL REQUIREMENTS (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R43": { "firstAnchor": { "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000043 - Disclosure - DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)", "menuCat": "Tables", "order": "43", "role": "http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstrumentsTables", "shortName": "DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R44": { "firstAnchor": { "ancestors": [ "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000044 - Disclosure - BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY (Tables)", "menuCat": "Tables", "order": "44", "role": "http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompanyTables", "shortName": "BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R45": { "firstAnchor": { "ancestors": [ "us-gaap:QuarterlyFinancialInformationTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000045 - Disclosure - QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) (Tables)", "menuCat": "Tables", "order": "45", "role": "http://banksc.com/role/QuarterlyResultsOfOperationsTables", "shortName": "QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:QuarterlyFinancialInformationTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R46": { "firstAnchor": { "ancestors": [ "span", "p", "us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy", "us-gaap:BusinessDescriptionAndAccountingPoliciesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "bksc:ImpairedLoanMinimumAmountRecordedAtFairValue", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000046 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative)", "menuCat": "Details", "order": "46", "role": "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative", "shortName": "SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "p", "us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy", "us-gaap:BusinessDescriptionAndAccountingPoliciesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "bksc:ImpairedLoanMinimumAmountRecordedAtFairValue", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R47": { "firstAnchor": { "ancestors": [ "span", "p", "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000047 - Disclosure - The amortized cost and fair value of investment securities available for sale are summarized as follows. (Details)", "menuCat": "Details", "order": "47", "role": "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "shortName": "The amortized cost and fair value of investment securities available for sale are summarized as follows. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R48": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000048 - Disclosure - The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table. (Details)", "menuCat": "Details", "order": "48", "role": "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details", "shortName": "The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R49": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "reportCount": 1, "unique": true, "unitRef": "Number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000049 - Disclosure - The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss posi (Details)", "menuCat": "Details", "order": "49", "role": "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails", "shortName": "The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss posi (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "reportCount": 1, "unique": true, "unitRef": "Number", "xsiNil": "false" } }, "R5": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "00000005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME", "menuCat": "Statements", "order": "5", "role": "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome", "shortName": "CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R50": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000050 - Disclosure - The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses. (Details)", "menuCat": "Details", "order": "50", "role": "http://banksc.com/role/TableBelowShowsProceedsReceivedFromSalesOfSecuritiesAvailableForSaleAndGrossRealizedGainsAndLosses.Details", "shortName": "The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfRealizedGainLossTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleRealizedGain", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R51": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000051 - Disclosure - INVESTMENT SECURITIES AVAILABLE FOR SALE (Details Narrative)", "menuCat": "Details", "order": "51", "role": "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative", "shortName": "INVESTMENT SECURITIES AVAILABLE FOR SALE (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R52": { "firstAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableDeferredIncome", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000052 - Disclosure - LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative)", "menuCat": "Details", "order": "52", "role": "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "shortName": "LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableDeferredIncome", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R53": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000053 - Disclosure - Major classifications of loans (Details)", "menuCat": "Details", "order": "53", "role": "http://banksc.com/role/MajorClassificationsOfLoansDetails", "shortName": "Major classifications of loans (Details)", "subGroupType": "details", "uniqueAnchor": null }, "R54": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000054 - Disclosure - The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. \u201cPass\u201d includes loans internally graded as excellent, good and satisfactory. (Details)", "menuCat": "Details", "order": "54", "role": "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details", "shortName": "The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. \u201cPass\u201d includes loans internally graded as excellent, good and satisfactory. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_PassMember", "decimals": "0", "lang": null, "name": "us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R55": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000055 - Disclosure - The following tables include an aging analysis of the recorded investment in loans segregated by class. (Details)", "menuCat": "Details", "order": "55", "role": "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "shortName": "The following tables include an aging analysis of the recorded investment in loans segregated by class. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_FinancingReceivables30To59DaysPastDueMember", "decimals": "0", "lang": null, "name": "us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R56": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000056 - Disclosure - The following table summarizes the balances of non-accrual loans. (Details)", "menuCat": "Details", "order": "56", "role": "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details", "shortName": "The following table summarizes the balances of non-accrual loans. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R57": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2021-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000057 - Disclosure - The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. (Details)", "menuCat": "Details", "order": "57", "role": "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "shortName": "The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R58": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "bksc:ScheduleOfAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoansTableTextblock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000058 - Disclosure - The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. (Details)", "menuCat": "Details", "order": "58", "role": "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "shortName": "The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "bksc:ScheduleOfAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoansTableTextblock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R59": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000059 - Disclosure - As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table. (Details)", "menuCat": "Details", "order": "59", "role": "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "shortName": "As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R6": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2019-12-31_us-gaap_AdditionalPaidInCapitalMember", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:StockholdersEquity", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "00000006 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY", "menuCat": "Statements", "order": "6", "role": "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity", "shortName": "CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2019-12-31_us-gaap_AdditionalPaidInCapitalMember", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:StockholdersEquity", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R60": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "bksc:ScheduleOfAverageImpairedLoansAndInterestIncomeRecognizedOnImpairedLoansTableTextblock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000060 - Disclosure - The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated. (Details)", "menuCat": "Details", "order": "60", "role": "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "shortName": "The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "bksc:ScheduleOfAverageImpairedLoansAndInterestIncomeRecognizedOnImpairedLoansTableTextblock", "us-gaap:FinancingReceivablesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R61": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:SchedulesOfConcentrationOfRiskByRiskFactorTextBlock", "us-gaap:ConcentrationRiskDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-012022-12-31_us-gaap_CreditConcentrationRiskMember_us-gaap_LoansReceivableMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ConcentrationRiskPercentage1", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000061 - Disclosure - Our loans were concentrated in the following categories. (Details)", "menuCat": "Details", "order": "61", "role": "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details", "shortName": "Our loans were concentrated in the following categories. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:SchedulesOfConcentrationOfRiskByRiskFactorTextBlock", "us-gaap:ConcentrationRiskDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-012022-12-31_us-gaap_CreditConcentrationRiskMember_us-gaap_LoansReceivableMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ConcentrationRiskPercentage1", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R62": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:PropertyPlantAndEquipmentTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:PropertyPlantAndEquipmentGross", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000062 - Disclosure - Premises, equipment and leasehold improvements are summarized in the table below. (Details)", "menuCat": "Details", "order": "62", "role": "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details", "shortName": "Premises, equipment and leasehold improvements are summarized in the table below. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:PropertyPlantAndEquipmentTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:PropertyPlantAndEquipmentGross", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R63": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:DepreciationAmortizationAndAccretionNet", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000063 - Disclosure - PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Details Narrative)", "menuCat": "Details", "order": "63", "role": "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsDetailsNarrative", "shortName": "PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Details Narrative)", "subGroupType": "details", "uniqueAnchor": null }, "R64": { "firstAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LesseeOperatingLeaseRenewalTerm", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000064 - Disclosure - LEASES (Details Narrative)", "menuCat": "Details", "order": "64", "role": "http://banksc.com/role/LeasesDetailsNarrative", "shortName": "LEASES (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LesseeOperatingLeaseRenewalTerm", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R65": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000065 - Disclosure - Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below. (Details)", "menuCat": "Details", "order": "65", "role": "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details", "shortName": "Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R66": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:LeaseCostTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:OperatingLeaseCost", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000066 - Disclosure - The table below shows lease expense components for the years ended December 31, 2022 and 2021. (Details)", "menuCat": "Details", "order": "66", "role": "http://banksc.com/role/TableBelowShowsLeaseExpenseComponentsForYearsEndedDecember312022And2021.Details", "shortName": "The table below shows lease expense components for the years ended December 31, 2022 and 2021. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:LeaseCostTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:LeaseCost", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R67": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "bksc:ScheduleOfMaturitiesOfDepositLiabilitiesTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:TimeDepositMaturitiesYearOne", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000067 - Disclosure - The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below: (Details)", "menuCat": "Details", "order": "67", "role": "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails", "shortName": "The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below: (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "bksc:ScheduleOfMaturitiesOfDepositLiabilitiesTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:TimeDepositMaturitiesYearOne", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R68": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "bksc:TimeDepositsOver250000", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000068 - Disclosure - DEPOSITS (Details Narrative)", "menuCat": "Details", "order": "68", "role": "http://banksc.com/role/DepositsDetailsNarrative", "shortName": "DEPOSITS (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:DepositLiabilitiesReclassifiedAsLoansReceivable1", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R69": { "firstAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:ShortTermDebtTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000069 - Disclosure - SHORT-TERM BORROWINGS (Details Narrative)", "menuCat": "Details", "order": "69", "role": "http://banksc.com/role/Short-termBorrowingsDetailsNarrative", "shortName": "SHORT-TERM BORROWINGS (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:ShortTermDebtTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R7": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:CommonStockDividendsPerShareCashPaid", "reportCount": 1, "unique": true, "unitRef": "USDPShares", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "00000007 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical)", "menuCat": "Statements", "order": "7", "role": "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquityParenthetical", "shortName": "CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical)", "subGroupType": "parenthetical", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:CommonStockDividendsPerShareCashPaid", "reportCount": 1, "unique": true, "unitRef": "USDPShares", "xsiNil": "false" } }, "R70": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "us-gaap:QuarterlyFinancialInformationTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-10-012022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:IncomeTaxExpenseBenefit", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000070 - Disclosure - Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below. (Details)", "menuCat": "Details", "order": "70", "role": "http://banksc.com/role/TotalIncomeTaxesForYearsEndedDecember3120222021And2020ArePresentedInTableBelow.Details", "shortName": "Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "bksc:ScheduleOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:OtherComprehensiveIncomeLossTax", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R71": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000071 - Disclosure - Income tax expense was as follows: (Details)", "menuCat": "Details", "order": "71", "role": "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails", "shortName": "Income tax expense was as follows: (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R72": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000072 - Disclosure - The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% (Details)", "menuCat": "Details", "order": "72", "role": "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details", "shortName": "The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21% (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R73": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000073 - Disclosure - The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below. (Details)", "menuCat": "Details", "order": "73", "role": "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details", "shortName": "The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R74": { "firstAnchor": { "ancestors": [ "span", "span", "span", "p", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000074 - Disclosure - INCOME TAXES (Details Narrative)", "menuCat": "Details", "order": "74", "role": "http://banksc.com/role/IncomeTaxesDetailsNarrative", "shortName": "INCOME TAXES (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "span", "p", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R75": { "firstAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:CommitmentsContingenciesAndGuaranteesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_CommitmentsToExtendCreditMember", "decimals": "0", "first": true, "lang": null, "name": "bksc:CommitmentsToExtendCredit", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000075 - Disclosure - COMMITMENTS AND CONTINGENCIES (Details Narrative)", "menuCat": "Details", "order": "75", "role": "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative", "shortName": "COMMITMENTS AND CONTINGENCIES (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:CommitmentsContingenciesAndGuaranteesTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_CommitmentsToExtendCreditMember", "decimals": "0", "first": true, "lang": null, "name": "bksc:CommitmentsToExtendCredit", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R76": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2021-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000076 - Disclosure - The table below summarizes related party loans. (Details)", "menuCat": "Details", "order": "76", "role": "http://banksc.com/role/TableBelowSummarizesRelatedPartyLoans.Details", "shortName": "The table below summarizes related party loans. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2020-12-31", "decimals": "0", "lang": null, "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R77": { "firstAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:RelatedPartyDepositLiabilities", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000077 - Disclosure - RELATED PARTY TRANSACTIONS (Details Narrative)", "menuCat": "Details", "order": "77", "role": "http://banksc.com/role/RelatedPartyTransactionsDetailsNarrative", "shortName": "RELATED PARTY TRANSACTIONS (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:RelatedPartyDepositLiabilities", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R78": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock", "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "bksc:TelephoneAndPostageExpense", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000078 - Disclosure - The table below summarizes the components of other operating expense. (Details)", "menuCat": "Details", "order": "78", "role": "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details", "shortName": "The table below summarizes the components of other operating expense. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock", "us-gaap:OtherIncomeAndOtherExpenseDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "bksc:TelephoneAndPostageExpense", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R79": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000079 - Disclosure - The fair value of options granted was determined using the following weighted-average assumptions as of grant date: (Details)", "menuCat": "Details", "order": "79", "role": "http://banksc.com/role/FairValueOfOptionsGrantedWasDeterminedUsingFollowingWeighted-averageAssumptionsAsOfGrantDateDetails", "shortName": "The fair value of options granted was determined using the following weighted-average assumptions as of grant date: (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R8": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "00000008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS", "menuCat": "Statements", "order": "8", "role": "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "shortName": "CONSOLIDATED STATEMENTS OF CASH FLOWS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "0", "lang": null, "name": "us-gaap:DeferredIncomeTaxesAndTaxCredits", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R80": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfStockOptionsRollForwardTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2021-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "reportCount": 1, "unitRef": "Shares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000080 - Disclosure - The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31: (Details)", "menuCat": "Details", "order": "80", "role": "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details", "shortName": "The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31: (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfStockOptionsRollForwardTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2019-12-31", "decimals": "INF", "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "reportCount": 1, "unique": true, "unitRef": "Shares", "xsiNil": "false" } }, "R81": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfStockOptionsRollForwardTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "reportCount": 1, "unitRef": "USDPShares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000081 - Disclosure - The following table presents information pertaining to options outstanding at December 31, 2022. (Details)", "menuCat": "Details", "order": "81", "role": "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details", "shortName": "The following table presents information pertaining to options outstanding at December 31, 2022. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "lang": null, "name": "us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions", "reportCount": 1, "unique": true, "unitRef": "Shares", "xsiNil": "false" } }, "R82": { "firstAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "bksc:NumberOfStockIncentivePlans", "reportCount": 1, "unique": true, "unitRef": "Number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000082 - Disclosure - STOCK INCENTIVE PLANS (Details Narrative)", "menuCat": "Details", "order": "82", "role": "http://banksc.com/role/StockIncentivePlansDetailsNarrative", "shortName": "STOCK INCENTIVE PLANS (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "bksc:NumberOfStockIncentivePlans", "reportCount": 1, "unique": true, "unitRef": "Number", "xsiNil": "false" } }, "R83": { "firstAnchor": { "ancestors": [ "span", "span", "td", "tr", "table", "bksc:EmployeeStockOwnershipPlanAndTrustTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-012022-12-31_us-gaap_ShareBasedCompensationAwardTrancheOneMember", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000083 - Disclosure - EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST (Details Narrative)", "menuCat": "Details", "order": "83", "role": "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative", "shortName": "EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "td", "tr", "table", "bksc:EmployeeStockOwnershipPlanAndTrustTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-012022-12-31_us-gaap_ShareBasedCompensationAwardTrancheOneMember", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R84": { "firstAnchor": { "ancestors": [ "span", "span", "p", "bksc:DividendsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:CashDividendsPaidToParentCompany", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000084 - Disclosure - DIVIDENDS (Details Narrative)", "menuCat": "Details", "order": "84", "role": "http://banksc.com/role/DividendsDetailsNarrative", "shortName": "DIVIDENDS (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "bksc:DividendsDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:CashDividendsPaidToParentCompany", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R85": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "us-gaap:QuarterlyFinancialInformationTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-10-012022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000085 - Disclosure - The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31: (Details)", "menuCat": "Details", "order": "85", "role": "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details", "shortName": "The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31: (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": "INF", "lang": null, "name": "us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment", "reportCount": 1, "unique": true, "unitRef": "Shares", "xsiNil": "false" } }, "R86": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "bksc:CommunityBankLeverageRatio", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000086 - Disclosure - The following table presents the actual CBLR for the Bank and Company at: (Details)", "menuCat": "Details", "order": "86", "role": "http://banksc.com/role/FollowingTablePresentsActualCblrForBankAndCompanyAtDetails", "shortName": "The following table presents the actual CBLR for the Bank and Company at: (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "INF", "first": true, "lang": null, "name": "bksc:CommunityBankLeverageRatio", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R87": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:Assets", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000087 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Details Narrative)", "menuCat": "Details", "order": "87", "role": "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative", "shortName": "REGULATORY CAPITAL REQUIREMENTS (Details Narrative)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "p", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_custom_BaselIIIMember", "decimals": "INF", "lang": null, "name": "us-gaap:BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R88": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000088 - Disclosure - The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021. (Details)", "menuCat": "Details", "order": "88", "role": "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "shortName": "The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_FairValueMeasurementsRecurringMember", "decimals": "0", "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R89": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2021-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000089 - Disclosure - The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021. (Details)", "menuCat": "Details", "order": "89", "role": "http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details", "shortName": "The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2020-12-31", "decimals": "0", "lang": null, "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R9": { "firstAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BusinessDescriptionAndBasisOfPresentationTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000009 - Disclosure - ORGANIZATION", "menuCat": "Notes", "order": "9", "role": "http://banksc.com/role/Organization", "shortName": "ORGANIZATION", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-01to2022-12-31", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BusinessDescriptionAndBasisOfPresentationTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R90": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_FairValueMeasurementsNonrecurringMember", "decimals": "0", "first": true, "lang": null, "name": "bksc:ImpairedLoansFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000090 - Disclosure - The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021. (Details)", "menuCat": "Details", "order": "90", "role": "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details", "shortName": "The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_FairValueMeasurementsNonrecurringMember", "decimals": "0", "first": true, "lang": null, "name": "bksc:ImpairedLoansFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R91": { "firstAnchor": { "ancestors": [ "span", "span", "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_MarketApproachValuationTechniqueMember_us-gaap_MeasurementInputDiscountRateMember_srt_MinimumMember", "decimals": "INF", "first": true, "lang": null, "name": "bksc:ImpairedLoansMeasurementInput", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000091 - Disclosure - The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022: (Details)", "menuCat": "Details", "order": "91", "role": "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details", "shortName": "The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022: (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_MarketApproachValuationTechniqueMember_us-gaap_MeasurementInputDiscountRateMember_srt_MinimumMember", "decimals": "INF", "first": true, "lang": null, "name": "bksc:ImpairedLoansMeasurementInput", "reportCount": 1, "unique": true, "unitRef": "Pure", "xsiNil": "false" } }, "R92": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000092 - Disclosure - The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively. (Details)", "menuCat": "Details", "order": "92", "role": "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details", "shortName": "The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively. (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_us-gaap_FairValueInputsLevel1Member", "decimals": "0", "lang": null, "name": "us-gaap:CashAndCashEquivalentsFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R93": { "firstAnchor": { "ancestors": [ "td", "tr", "table", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:PrepaidExpenseAndOtherAssets", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000093 - Disclosure - Condensed Statements of Financial Condition (Details)", "menuCat": "Details", "order": "93", "role": "http://banksc.com/role/StatementsOfFinancialConditionDetails", "shortName": "Condensed Statements of Financial Condition (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "AsOf2022-12-31_srt_ParentCompanyMember", "decimals": "0", "lang": null, "name": "us-gaap:EquityMethodInvestments", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R94": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "us-gaap:QuarterlyFinancialInformationTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-10-012022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:InterestIncomeExpenseNet", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000094 - Disclosure - Condensed Statements of Income (Details)", "menuCat": "Details", "order": "94", "role": "http://banksc.com/role/StatementsOfIncomeDetails", "shortName": "Condensed Statements of Income (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "srt:ScheduleOfCondensedIncomeStatementTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-012022-12-31_srt_ParentCompanyMember", "decimals": "0", "lang": null, "name": "us-gaap:InterestIncomeExpenseNet", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R95": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "us-gaap:QuarterlyFinancialInformationTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-10-012022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000095 - Disclosure - Condensed Statements of Cash Flows (Details)", "menuCat": "Details", "order": "95", "role": "http://banksc.com/role/StatementsOfCashFlowsDetails", "shortName": "Condensed Statements of Cash Flows (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "srt:ScheduleOfCondensedCashFlowStatementTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-01-012022-12-31_srt_ParentCompanyMember", "decimals": "0", "lang": null, "name": "us-gaap:ShareBasedCompensation", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } }, "R96": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "us-gaap:QuarterlyFinancialInformationTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-10-012022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:InterestAndDividendIncomeOperating", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "00000096 - Disclosure - The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively: (Details)", "menuCat": "Details", "order": "96", "role": "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails", "shortName": "The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively: (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock", "us-gaap:QuarterlyFinancialInformationTextBlock", "body", "html" ], "baseRef": "bksc-10k_123122.htm", "contextRef": "From2022-10-012022-12-31", "decimals": "0", "first": true, "lang": null, "name": "us-gaap:InterestAndDividendIncomeOperating", "reportCount": 1, "unique": true, "unitRef": "USD", "xsiNil": "false" } } }, "segmentCount": 81, "tag": { "bksc_AccruedInterestPayableFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of accrued interest payable.", "label": "Accrued interest payable" } } }, "localname": "AccruedInterestPayableFairValueDisclosure", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "monetaryItemType" }, "bksc_AccruedInterestReceivableFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of accrued interest receivable.", "label": "Accrued interest receivable [Default Label]", "verboseLabel": "Accrued interest receivable" } } }, "localname": "AccruedInterestReceivableFairValueDisclosure", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "monetaryItemType" }, "bksc_AdditionalFundingOfLoansToBeIssuedUnderCaresAct": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The PPP/HCEA Act authorized additional funding under the CARES Act amount.", "label": "Additional funding of loans to be issued under CARES Act" } } }, "localname": "AdditionalFundingOfLoansToBeIssuedUnderCaresAct", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_AdditionalFundingOfLoansToBeIssuedUnderEconomicAidAct": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of additional funding of loans under Economic Aid Act.", "label": "Additional funding of loans to be issued under Economic Aid Act" } } }, "localname": "AdditionalFundingOfLoansToBeIssuedUnderEconomicAidAct", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_AdjustedForDividendMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Distributions of earnings to shareholders of capital stock.", "label": "Adjusted for Stock Dividends [Member]" } } }, "localname": "AdjustedForDividendMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_BankFunding": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of funding provided to customers as of the balance sheet date.", "label": "Bank funding amount" } } }, "localname": "BankFunding", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_BankFundingNumberOfCustomers": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The number of customers that received funding as of the balance sheet date.", "label": "Bank funding number of customers" } } }, "localname": "BankFundingNumberOfCustomers", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_BaselIIIMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Basel III regulatory framework.", "label": "Basel III [Member]" } } }, "localname": "BaselIIIMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_CARESActMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "CARES Act.", "label": "CARES Act [Member]" } } }, "localname": "CARESActMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_CashPaidDuringPeriodAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Cash paid during the period for:" } } }, "localname": "CashPaidDuringPeriodAbstract", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "bksc_ChangeInDividendsPayable": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of change in dividends payable in a noncash financing activity.", "label": "Change in dividends payable" } } }, "localname": "ChangeInDividendsPayable", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "bksc_ChangeInRightOfUseAssetsAndLeaseLiability": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of change in right of use assets and lease liability.", "label": "Change in right of use assets and lease liabilities" } } }, "localname": "ChangeInRightOfUseAssetsAndLeaseLiability", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bksc_ChangeInUnrealizedGainOnSecuritiesAvailableForSaleNetOfIncomeTaxes": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Represents the change in unrealized gain on securities available for sale, net of income taxes.", "label": "Change in unrealized (loss) gain on securities available for sale, net of income taxes" } } }, "localname": "ChangeInUnrealizedGainOnSecuritiesAvailableForSaleNetOfIncomeTaxes", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bksc_CommercialRealEstateConstructionFinancingReceivableMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Member represent commercial real estate construction financing receivables.", "label": "Commercial Real Estate Construction [Member]" } } }, "localname": "CommercialRealEstateConstructionFinancingReceivableMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "domainItemType" }, "bksc_CommercialRealEstateOtherReceivableMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Member represent commercial real estate other.", "label": "Commercial Real Estate Other [Member]" } } }, "localname": "CommercialRealEstateOtherReceivableMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details", "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "domainItemType" }, "bksc_CommitmentsToExtendCredit": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Reflects the unfunded portion of contractual agreements to lend funds to borrowers including unused lines of credit.", "label": "Commitments to extend credit" } } }, "localname": "CommitmentsToExtendCredit", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_CommunityBankLeverageRatio": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The community bank leverage ratio as defined by regulatory framework.", "label": "CBLR" } } }, "localname": "CommunityBankLeverageRatio", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsActualCblrForBankAndCompanyAtDetails" ], "xbrltype": "pureItemType" }, "bksc_CommunityBankLeverageRatioMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Community Bank Leverage Ratio framework.", "label": "Community Bank Leverage Ratio [Member]" } } }, "localname": "CommunityBankLeverageRatioMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_ConsumerOtherFinancingReceivableMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Member represent consumer other.", "label": "Consumer Other [Member]" } } }, "localname": "ConsumerOtherFinancingReceivableMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "domainItemType" }, "bksc_CourierServiceExpense": { "auth_ref": [], "calculation": { "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details": { "order": 4.0, "parentTag": "us-gaap_OtherNoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense associated with courier service.", "label": "Courier service" } } }, "localname": "CourierServiceExpense", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details" ], "xbrltype": "monetaryItemType" }, "bksc_DeferredTaxAssetsNonaccrualInterest": { "auth_ref": [], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 6.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as nonaccrual interest.", "label": "Nonaccrual interest" } } }, "localname": "DeferredTaxAssetsNonaccrualInterest", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "bksc_DeferredTaxAssetsPassThroughIncome": { "auth_ref": [], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 4.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as pass through income.", "label": "Pass through income" } } }, "localname": "DeferredTaxAssetsPassThroughIncome", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "bksc_DeferredTaxLiabilitiesStateCreditCarryforward": { "auth_ref": [], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 3.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred tax liability attributable to state credit carryforward.", "label": "Deferred Tax Liabilities State Credit Carryforward", "negatedLabel": "State credit carryforward" } } }, "localname": "DeferredTaxLiabilitiesStateCreditCarryforward", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "bksc_DeferredTaxLiabilitiesUnrealizedGainLossOnAvailableforSaleSecurities": { "auth_ref": [], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 2.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred tax liability attributable to deductible temporary differences from unrealized gains (losses) on available-for-sale securities.", "label": "DeferredTaxLiabilitiesUnrealizedGainLossOnAvailableforSaleSecurities", "negatedLabel": "Unrealized gain on securities available for sale" } } }, "localname": "DeferredTaxLiabilitiesUnrealizedGainLossOnAvailableforSaleSecurities", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "bksc_DemandDepositsFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of deposit liabilities held by the entity of demand deposits.", "label": "Demand deposits" } } }, "localname": "DemandDepositsFairValueDisclosure", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "monetaryItemType" }, "bksc_DisclosureDividendsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Dividends" } } }, "localname": "DisclosureDividendsAbstract", "nsuri": "http://banksc.com/20221231", "xbrltype": "stringItemType" }, "bksc_DisclosureEmployeeStockOwnershipPlanAndTrustAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan And Trust" } } }, "localname": "DisclosureEmployeeStockOwnershipPlanAndTrustAbstract", "nsuri": "http://banksc.com/20221231", "xbrltype": "stringItemType" }, "bksc_DisclosureLeasesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Leases", "terseLabel": "Table Below Shows Lease Expense Components For Years Ended December 31 2022 And 2021.", "verboseLabel": "Minimum Rental Commitments For These Leases As Of December 31 2022 Are Presented In Table Below." } } }, "localname": "DisclosureLeasesAbstract", "nsuri": "http://banksc.com/20221231", "xbrltype": "stringItemType" }, "bksc_DividendsDisclosureTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The entire disclosure of dividends.", "label": "DIVIDENDS" } } }, "localname": "DividendsDisclosureTextBlock", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/Dividends" ], "xbrltype": "textBlockItemType" }, "bksc_DividendsFromBank": { "auth_ref": [], "calculation": { "http://banksc.com/role/StatementsOfIncomeDetails": { "order": 3.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Aggregate dividends declared to parent from bank during the period.", "label": "Dividends received fom bank" } } }, "localname": "DividendsFromBank", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "bksc_EmployeeStockOwnershipPlanAndTrustTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The entire disclosure of the employee stock ownership plan and trust.", "label": "EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST" } } }, "localname": "EmployeeStockOwnershipPlanAndTrustTextBlock", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrust" ], "xbrltype": "textBlockItemType" }, "bksc_EmployeeStockOwnershipPlanESOPPlanMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Employee Stock Ownership Plan ESOP Plan", "label": "Employee Stock Ownership ESOP Plan [Member]" } } }, "localname": "EmployeeStockOwnershipPlanESOPPlanMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_EquityInUndistributedEarningsOfSubsidiary": { "auth_ref": [], "calculation": { "http://banksc.com/role/StatementsOfCashFlowsDetails": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Represents equity in undistributed income of subsidiaries.", "label": "EquityInUndistributedEarningsOfSubsidiary", "negatedLabel": "Equity in undistributed earnings of subsidiary" } } }, "localname": "EquityInUndistributedEarningsOfSubsidiary", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "bksc_ExercisePrice10Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 10 [Member].", "label": "Exercise Price 10 [Member]" } } }, "localname": "ExercisePrice10Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice1Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 1 [Member].", "label": "Exercise Price 1 [Member]" } } }, "localname": "ExercisePrice1Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice2Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 2 [Member].", "label": "Exercise Price 2 [Member]" } } }, "localname": "ExercisePrice2Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice3Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 3 [Member].", "label": "Exercise Price 3 [Member]" } } }, "localname": "ExercisePrice3Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice4Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 4 [Member].", "label": "Exercise Price 4 [Member]" } } }, "localname": "ExercisePrice4Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice5Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 5 [Member].", "label": "Exercise Price 5 [Member]" } } }, "localname": "ExercisePrice5Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice6Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 6 [Member].", "label": "Exercise Price 6 [Member]" } } }, "localname": "ExercisePrice6Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice7Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 7 [Member].", "label": "Exercise Price 7 [Member]" } } }, "localname": "ExercisePrice7Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice8Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 8 [Member].", "label": "Exercise Price 8 [Member]" } } }, "localname": "ExercisePrice8Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_ExercisePrice9Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Exercise Price 9 [Member].", "label": "Exercise Price 9 [Member]" } } }, "localname": "ExercisePrice9Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "bksc_FinancingReceivableModificationsNumberOfContractsPaidOff": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Number of financing receivables that have been paid off from troubled debt restructuring status.", "label": "Number of loans paid off" } } }, "localname": "FinancingReceivableModificationsNumberOfContractsPaidOff", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_FinancingReceivableModificationsNumberOfContractsRefinanced": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Number of financing receivables that have been refinanced from troubled debt restructuring status.", "label": "Number of loans refinanced" } } }, "localname": "FinancingReceivableModificationsNumberOfContractsRefinanced", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_FinancingReceivableModificationsNumberOfContractsRemoved": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Number of financing receivables that have been removed from troubled debt restructuring status.", "label": "Number of loans removed from TDR status" } } }, "localname": "FinancingReceivableModificationsNumberOfContractsRemoved", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_GuaranteeOfLoanBySbaPercentage": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Guarantee of loan by sba percentage.", "label": "Guarantee of loan by SBA (percent)" } } }, "localname": "GuaranteeOfLoanBySbaPercentage", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "percentItemType" }, "bksc_HoursOfService": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The number of hours of service to participate in the ESOP.", "label": "Hours of service" } } }, "localname": "HoursOfService", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_ImpairedFinancingReceivableRelatedAllowanceOne": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of allowance for credit losses related to recorded investment.", "label": "Related Allowance [Default Label]", "verboseLabel": "Related Allowance" } } }, "localname": "ImpairedFinancingReceivableRelatedAllowanceOne", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "bksc_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeNetAccrualMethod": { "auth_ref": [], "calculation": { "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details": { "order": 2.0, "parentTag": "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income net, recognized on accrual basis, on financing receivables, for which there is a related allowance for credit losses and are recognized as impaired.", "label": "Impaired Financing Receivable with Related Allowance Interest Income Net Accrual Method", "verboseLabel": "Interest Income Recognized with an allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeNetAccrualMethod", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "monetaryItemType" }, "bksc_ImpairedFinancingReceivableithWithNoRelatedAllowanceRecordedAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "With no related allowance recorded:" } } }, "localname": "ImpairedFinancingReceivableithWithNoRelatedAllowanceRecordedAbstract", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "stringItemType" }, "bksc_ImpairedFinancingReceivableithWithOrWithNoRelatedAllowanceRecordedAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Total" } } }, "localname": "ImpairedFinancingReceivableithWithOrWithNoRelatedAllowanceRecordedAbstract", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "stringItemType" }, "bksc_ImpairedFinancingReceivableithWithRelatedAllowanceRecordedAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "With an allowance recorded:" } } }, "localname": "ImpairedFinancingReceivableithWithRelatedAllowanceRecordedAbstract", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "stringItemType" }, "bksc_ImpairedLoanMinimumAmountRecordedAtFairValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The minimum amount of impaired loans recorded at fair value.", "label": "Impaired loan minimum amount recorded at fair value" } } }, "localname": "ImpairedLoanMinimumAmountRecordedAtFairValue", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_ImpairedLoansFairValueDisclosure": { "auth_ref": [], "calculation": { "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details": { "order": 1.0, "parentTag": "us-gaap_AssetsFairValueDisclosure", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of impaired loans receivable.", "label": "Impaired loans" } } }, "localname": "ImpairedLoansFairValueDisclosure", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "bksc_ImpairedLoansMeasurementInput": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Value of input used to measure impaired loans.", "label": "Impaired loans [Default Label]", "verboseLabel": "Impaired loans" } } }, "localname": "ImpairedLoansMeasurementInput", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "decimalItemType" }, "bksc_IncreaseDecreaseInAccruedInterestReceivableAndOtherAssets": { "auth_ref": [], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The increase (decrease) during the reporting period in interest receivable and other assets.", "label": "Increase (Decrease) in Accrued Interest Receivable and Other Assets", "negatedLabel": "(Increase) decrease in accrued interest receivable and other assets" } } }, "localname": "IncreaseDecreaseInAccruedInterestReceivableAndOtherAssets", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bksc_IncreaseInAccruedInterestPayableAndOtherLiabilities": { "auth_ref": [], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 11.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The increase (decrease) during the reporting period in interest payable and increase (decrease) in operating liabilities classified as other.", "label": "Increase (decrease) in accrued interest payable and other liabilities" } } }, "localname": "IncreaseInAccruedInterestPayableAndOtherLiabilities", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bksc_InsuranceExpense": { "auth_ref": [], "calculation": { "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details": { "order": 5.0, "parentTag": "us-gaap_OtherNoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense associated with insurance.", "label": "Insurance" } } }, "localname": "InsuranceExpense", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details" ], "xbrltype": "monetaryItemType" }, "bksc_InterestBearingDepositsAtFederalReserveFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of interest-bearing deposits at Federal Reserve.", "label": "Interest-bearing deposits at the Federal Reserve [Default Label]", "verboseLabel": "Interest-bearing deposits at the Federal Reserve" } } }, "localname": "InterestBearingDepositsAtFederalReserveFairValueDisclosure", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "monetaryItemType" }, "bksc_InterestOnlyLoansMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Interest only loans.", "label": "Interest Only Loans [Member]" } } }, "localname": "InterestOnlyLoansMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_LoanBalanceOfPrincipalDeferredLoans": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The aggregate loan balance of loans that received principal deferments during the period.", "label": "Loan balance of principal deferred loans" } } }, "localname": "LoanBalanceOfPrincipalDeferredLoans", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_LoansReceivablesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Loans Receivable" } } }, "localname": "LoansReceivablesAbstract", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details" ], "xbrltype": "stringItemType" }, "bksc_LoansToBeIssuedUnderCaresAct": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The Coronavirus Aid, Relief, and Economic Security Act was signed into law, which established the Paycheck Protection Program and the allocated amount of loans to be issued by financial institutions.", "label": "Loans to be issued under CARES Act" } } }, "localname": "LoansToBeIssuedUnderCaresAct", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_MinimumAgeRequirement": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The minimum age requirement to participate in the ESOP.", "label": "Minimum age requirement" } } }, "localname": "MinimumAgeRequirement", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_MortgageBankingIncome": { "auth_ref": [], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 2.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The noninterest income derived from mortgage banking activities. Includes fees earned from servicing held in portfolio loans as well as loans sold in the secondary market, gains and losses on the sale of mortgage loans to investors, activities related to mortgage servicing rights, and gains and losses resulting from mortgage-related derivative financial instruments.", "label": "Mortgage banking income" } } }, "localname": "MortgageBankingIncome", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "bksc_NumberOfStockDividendsAffectingStockPlans": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The number of stock dividends that affect authorized shares under the stock plan.", "label": "Number of stock dividends affecting stock plans" } } }, "localname": "NumberOfStockDividendsAffectingStockPlans", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_NumberOfStockIncentivePlans": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The number of stock incentive plans.", "label": "Number of stock incentive plans" } } }, "localname": "NumberOfStockIncentivePlans", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_OffBalanceSheetExposurePercentageForCommunityBankingOrganization": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Off-balance sheet exposures as a percentage of total consolidated assets for qualifying community banking organizations.", "label": "Off-balance sheet exposure percentage" } } }, "localname": "OffBalanceSheetExposurePercentageForCommunityBankingOrganization", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "percentItemType" }, "bksc_OmnibusStockIncentivePlan2010Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Omnibus Stock Incentive Plan 2010.", "label": "2010 Stock Incentive Plan [Member]" } } }, "localname": "OmnibusStockIncentivePlan2010Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_OmnibusStockIncentivePlan2020Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Omnibus Stock Incentive Plan 2020.", "label": "2020 Stock Incentive Plan [Member]" } } }, "localname": "OmnibusStockIncentivePlan2020Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_OtherTimeDeposits": { "auth_ref": [], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate amount of domestic or foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) that total to less than $250,000.", "label": "Other time deposits" } } }, "localname": "OtherTimeDeposits", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "bksc_PaycheckProtectionProgramMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Member stands for paycheck protection program.", "label": "Paycheck Protection Program [Member]" } } }, "localname": "PaycheckProtectionProgramMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "bksc_PreBaselIIIMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Pre-Basel III regulatory framework.", "label": "Pre-Basel III [Member]" } } }, "localname": "PreBaselIIIMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_PrincipalDefermentLoansNotClassifiedAsTroubledDebtRestructuringPaidInFull": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The amount of loans that received principal deferments not classified as troubled debt restructurings paid in full.", "label": "Principal deferment loans not classified as troubled debt restructuring paid in full" } } }, "localname": "PrincipalDefermentLoansNotClassifiedAsTroubledDebtRestructuringPaidInFull", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_PrincipalDeferments": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The amount of principal deferments.", "label": "Principal deferments amount" } } }, "localname": "PrincipalDeferments", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_PrincipalDefermentsNumberOfCustomers": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The number of customers that received principal deferments during the period.", "label": "Principal deferments number of customers" } } }, "localname": "PrincipalDefermentsNumberOfCustomers", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_PrincipalDefermentsNumberOfCustomersNotClassifiedAsTroubledDebtRestructuring": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The number of customers that received principal deferments during the period that were not classified as troubled debt restructurings.", "label": "Principal deferments number of customers not classified as troubled debt restructuring" } } }, "localname": "PrincipalDefermentsNumberOfCustomersNotClassifiedAsTroubledDebtRestructuring", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_PrincipalDefermentsNumberOfCustomersNotClassifiedAsTroubledDebtRestructuringPaidInFull": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The number of customers that received principal deferments not classified as troubled debt restructurings whose loans have been paid in full.", "label": "Principal deferments number of customers not classified as troubled debt restructuring paid in full" } } }, "localname": "PrincipalDefermentsNumberOfCustomersNotClassifiedAsTroubledDebtRestructuringPaidInFull", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_PrincipalDefermentsPercentageOfPortfolio": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "It represents the principal deferments percentage of portfolio.", "label": "Principal deferments percentage of portfolio" } } }, "localname": "PrincipalDefermentsPercentageOfPortfolio", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "percentItemType" }, "bksc_ProcessingFeeOfSbaLoansPercentage": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Percentage of processing fee of SBA loans.", "label": "Processing fee of SBA loans percentage" } } }, "localname": "ProcessingFeeOfSbaLoansPercentage", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "percentItemType" }, "bksc_RegulatoryInsuranceExpense": { "auth_ref": [], "calculation": { "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details": { "order": 2.0, "parentTag": "us-gaap_OtherNoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense associated with state and FDIC insurance and associated fees.", "label": "State and FDIC insurance and fees" } } }, "localname": "RegulatoryInsuranceExpense", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details" ], "xbrltype": "monetaryItemType" }, "bksc_RestructuredLoansNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Number of restructured loans as of the balance sheet date.", "label": "Restructured loans number" } } }, "localname": "RestructuredLoansNumber", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_RestructuredLoansPerformingAsAgreedNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Number of restructured loans performing as agreed as of the balance sheet date.", "label": "Restructured loans performing as agreed number" } } }, "localname": "RestructuredLoansPerformingAsAgreedNumber", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "bksc_ScheduleOfAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoansTableTextblock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the allocation of the allowance for loan losses and gross investment in loans.", "label": "The following tables present, by class and reserving methodology, the allocation of the allowance for loan losses and the gross investment in loans." } } }, "localname": "ScheduleOfAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoansTableTextblock", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "bksc_ScheduleOfAverageImpairedLoansAndInterestIncomeRecognizedOnImpairedLoansTableTextblock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of average impaired loans and interest income recognized on impaired loans.", "label": "The following table presents average impaired loans and interest income recognized on those impaired loans, by class segment, for the periods indicated." } } }, "localname": "ScheduleOfAverageImpairedLoansAndInterestIncomeRecognizedOnImpairedLoansTableTextblock", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "bksc_ScheduleOfIncomeTaxExpenseBenefitTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the income tax expense (benefit).", "label": "Total income taxes for the years ended December 31, 2022, 2021 and 2020 are presented in the table below." } } }, "localname": "ScheduleOfIncomeTaxExpenseBenefitTableTextBlock", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "bksc_ScheduleOfMaturitiesOfDepositLiabilitiesTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the combined aggregate amount of maturities for all deposit liabilities for each of the five years following the date of the latest balance sheet date presented.", "label": "The scheduled maturities of certificates of deposit as of December 31, 2022 are presented in the table below:" } } }, "localname": "ScheduleOfMaturitiesOfDepositLiabilitiesTableTextBlock", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/DepositsTables" ], "xbrltype": "textBlockItemType" }, "bksc_ServiceChargesFeesAndCommissions": { "auth_ref": [], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 1.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (9) issuing stop payment orders; (10) certifying checks; (11) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department; and (12) penalties assessed on the early withdrawal of time deposits. Excludes amounts charged depositors for use of automated teller machines or remote service units.", "label": "Service charges and fees" } } }, "localname": "ServiceChargesFeesAndCommissions", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "bksc_ShareBasedCompensationAwardTrancheFiveMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Fifth portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period.", "label": "Share-based Payment Arrangement, Tranche Five [Member]" } } }, "localname": "ShareBasedCompensationAwardTrancheFiveMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_ShareBasedCompensationAwardTrancheFourMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Fourth portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period.", "label": "Share-based Payment Arrangement, Tranche Four [Member]" } } }, "localname": "ShareBasedCompensationAwardTrancheFourMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_StockDividendsForShareAdjustmentOfPlansPercent": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Percent of stock dividends that affect authorized shares under the stock plan.", "label": "Stock dividends for share adjustment of plans (percent)" } } }, "localname": "StockDividendsForShareAdjustmentOfPlansPercent", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "percentItemType" }, "bksc_StockIncentivePlan2021Member": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Stock Incentive Plan 2021.", "label": "Stock Incentive Plan 2021 [Member]" } } }, "localname": "StockIncentivePlan2021Member", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_TelephoneAndPostageExpense": { "auth_ref": [], "calculation": { "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details": { "order": 1.0, "parentTag": "us-gaap_OtherNoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense associated with telephone and postage.", "label": "Telephone and postage" } } }, "localname": "TelephoneAndPostageExpense", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details" ], "xbrltype": "monetaryItemType" }, "bksc_TimeDepositsFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of deposit liabilities held by the entity, time deposits.", "label": "Time deposits" } } }, "localname": "TimeDepositsFairValueDisclosure", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "monetaryItemType" }, "bksc_TimeDepositsOver250000": { "auth_ref": [], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate amount of certificates of deposits liabilities of $250,000 or more.", "label": "Time deposits $250,000 and over", "verboseLabel": "Certificates of deposit over $250,000" } } }, "localname": "TimeDepositsOver250000", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/DepositsDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_TotalGainsOrLossesRealizedUnrealizedAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Total realized/unrealized gains (losses)" } } }, "localname": "TotalGainsOrLossesRealizedUnrealizedAbstract", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details" ], "xbrltype": "stringItemType" }, "bksc_TotalIncomeTaxes": { "auth_ref": [], "calculation": { "http://banksc.com/role/TotalIncomeTaxesForYearsEndedDecember3120222021And2020ArePresentedInTableBelow.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of current income tax expense (benefit) and amount of tax expense (benefit) allocated to other comprehensive income (loss).", "label": "TotalIncomeTaxes", "totalLabel": "Total" } } }, "localname": "TotalIncomeTaxes", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/TotalIncomeTaxesForYearsEndedDecember3120222021And2020ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "bksc_TradingAssetsAndLiabilitiesPercentageForCommunityBankingOrganization": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading assets and liabilities as a percentage of total consolidated assets for qualifying community banking organizations.", "label": "Trading assets and liabilities percentage" } } }, "localname": "TradingAssetsAndLiabilitiesPercentageForCommunityBankingOrganization", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "percentItemType" }, "bksc_UndiscountedFuturePayments": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Represents unfunded maximum potential amount of undiscounted future payments related to standby letters of credit.", "label": "Undiscounted future payments related to standby letters of credit" } } }, "localname": "UndiscountedFuturePayments", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "bksc_VestingAfterFiveYearsMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Vesting after five years.", "label": "Vesting after Five Years [Member]" } } }, "localname": "VestingAfterFiveYearsMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_VestingEachYearMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Vesting Each Year [Member]", "label": "Vesting Each Year [Member]" } } }, "localname": "VestingEachYearMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_VestingEachYearThereafterMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Vesting each year thereafter.", "label": "Vesting Each Year Thereafter [Member]" } } }, "localname": "VestingEachYearThereafterMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "bksc_WatchMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "A category of financing receivables that are considered under the category of watch.", "label": "Watch [Member]" } } }, "localname": "WatchMember", "nsuri": "http://banksc.com/20221231", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "domainItemType" }, "dei_AmendmentDescription": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Description of changes contained within amended document.", "label": "Amendment Description" } } }, "localname": "AmendmentDescription", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "stringItemType" }, "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AnnualInformationForm": { "auth_ref": [ "r689" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.", "label": "Annual Information Form" } } }, "localname": "AnnualInformationForm", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AuditedAnnualFinancialStatements": { "auth_ref": [ "r689" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.", "label": "Audited Annual Financial Statements" } } }, "localname": "AuditedAnnualFinancialStatements", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AuditorFirmId": { "auth_ref": [ "r686", "r688", "r689" ], "lang": { "en-us": { "role": { "documentation": "PCAOB issued Audit Firm Identifier", "label": "Auditor Firm ID" } } }, "localname": "AuditorFirmId", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "nonemptySequenceNumberItemType" }, "dei_AuditorLocation": { "auth_ref": [ "r686", "r688", "r689" ], "lang": { "en-us": { "role": { "label": "Auditor Location" } } }, "localname": "AuditorLocation", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "internationalNameItemType" }, "dei_AuditorName": { "auth_ref": [ "r686", "r688", "r689" ], "lang": { "en-us": { "role": { "label": "Auditor Name" } } }, "localname": "AuditorName", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "internationalNameItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CountryRegion": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Region code of country", "label": "Country Region" } } }, "localname": "CountryRegion", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Cover page.", "label": "Cover [Abstract]" } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2022", "xbrltype": "stringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentAccountingStandard": { "auth_ref": [ "r688" ], "lang": { "en-us": { "role": { "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.", "label": "Document Accounting Standard" } } }, "localname": "DocumentAccountingStandard", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "accountingStandardItemType" }, "dei_DocumentAnnualReport": { "auth_ref": [ "r686", "r688", "r689" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as an annual report.", "label": "Document Annual Report" } } }, "localname": "DocumentAnnualReport", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "gYearItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentPeriodStartDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format.", "label": "Document Period Start Date" } } }, "localname": "DocumentPeriodStartDate", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentQuarterlyReport": { "auth_ref": [ "r687" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as an quarterly report.", "label": "Document Quarterly Report" } } }, "localname": "DocumentQuarterlyReport", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentRegistrationStatement": { "auth_ref": [ "r675" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as a registration statement.", "label": "Document Registration Statement" } } }, "localname": "DocumentRegistrationStatement", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentShellCompanyEventDate": { "auth_ref": [ "r688" ], "lang": { "en-us": { "role": { "documentation": "Date of event requiring a shell company report.", "label": "Document Shell Company Event Date" } } }, "localname": "DocumentShellCompanyEventDate", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentShellCompanyReport": { "auth_ref": [ "r688" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.", "label": "Document Shell Company Report" } } }, "localname": "DocumentShellCompanyReport", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r690" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "submissionTypeItemType" }, "dei_DocumentsIncorporatedByReferenceTextBlock": { "auth_ref": [ "r678" ], "lang": { "en-us": { "role": { "documentation": "Documents incorporated by reference.", "label": "Documents Incorporated by Reference [Text Block]" } } }, "localname": "DocumentsIncorporatedByReferenceTextBlock", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "textBlockItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine2": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 2 such as Street or Suite number", "label": "Entity Address, Address Line Two" } } }, "localname": "EntityAddressAddressLine2", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine3": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 3 such as an Office Park", "label": "Entity Address, Address Line Three" } } }, "localname": "EntityAddressAddressLine3", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCountry": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "ISO 3166-1 alpha-2 country code.", "label": "Entity Address, Country" } } }, "localname": "EntityAddressCountry", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "countryCodeItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityBankruptcyProceedingsReportingCurrent": { "auth_ref": [ "r681" ], "lang": { "en-us": { "role": { "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not. Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.", "label": "Entity Bankruptcy Proceedings, Reporting Current" } } }, "localname": "EntityBankruptcyProceedingsReportingCurrent", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r677" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r677" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityExTransitionPeriod": { "auth_ref": [ "r694" ], "lang": { "en-us": { "role": { "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.", "label": "Elected Not To Use the Extended Transition Period" } } }, "localname": "EntityExTransitionPeriod", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r677" ], "lang": { "en-us": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r691" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityPrimarySicNumber": { "auth_ref": [ "r689" ], "lang": { "en-us": { "role": { "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.", "label": "Entity Primary SIC Number" } } }, "localname": "EntityPrimarySicNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "sicNumberItemType" }, "dei_EntityPublicFloat": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.", "label": "Entity Public Float" } } }, "localname": "EntityPublicFloat", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "monetaryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r677" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r677" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r677" ], "lang": { "en-us": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r677" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "employerIdItemType" }, "dei_EntityVoluntaryFilers": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.", "label": "Entity Voluntary Filers" } } }, "localname": "EntityVoluntaryFilers", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityWellKnownSeasonedIssuer": { "auth_ref": [ "r692" ], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.", "label": "Entity Well-known Seasoned Issuer" } } }, "localname": "EntityWellKnownSeasonedIssuer", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_Extension": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Extension number for local phone number.", "label": "Extension" } } }, "localname": "Extension", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_NoTradingSymbolFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a security having no trading symbol.", "label": "No Trading Symbol Flag" } } }, "localname": "NoTradingSymbolFlag", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "trueItemType" }, "dei_OtherReportingStandardItemNumber": { "auth_ref": [ "r688" ], "lang": { "en-us": { "role": { "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.", "label": "Other Reporting Standard Item Number" } } }, "localname": "OtherReportingStandardItemNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "otherReportingStandardItemNumberItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r682" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r683" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r676" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_Security12gTitle": { "auth_ref": [ "r680" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(g) registered security.", "label": "Title of 12(g) Security" } } }, "localname": "Security12gTitle", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r679" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SecurityReportingObligation": { "auth_ref": [ "r684" ], "lang": { "en-us": { "role": { "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.", "label": "Security Reporting Obligation" } } }, "localname": "SecurityReportingObligation", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "securityReportingObligationItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r685" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r693" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://banksc.com/role/Cover" ], "xbrltype": "booleanItemType" }, "srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Condensed Financial Information Disclosure [Abstract]" } } }, "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract", "nsuri": "http://fasb.org/srt/2022", "xbrltype": "stringItemType" }, "srt_CondensedFinancialStatementsCaptionsLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Condensed Financial Statements, Captions [Line Items]" } } }, "localname": "CondensedFinancialStatementsCaptionsLineItems", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/StatementsOfCashFlowsDetails", "http://banksc.com/role/StatementsOfFinancialConditionDetails", "http://banksc.com/role/StatementsOfIncomeDetails" ], "xbrltype": "stringItemType" }, "srt_ConsolidatedEntitiesAxis": { "auth_ref": [ "r254", "r464", "r465", "r466", "r467", "r541", "r627", "r642", "r737", "r740", "r741", "r814", "r815", "r816" ], "lang": { "en-us": { "role": { "documentation": "Information by consolidated entity or group of entities.", "label": "Consolidated Entities [Axis]" } } }, "localname": "ConsolidatedEntitiesAxis", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsActualCblrForBankAndCompanyAtDetails", "http://banksc.com/role/StatementsOfCashFlowsDetails", "http://banksc.com/role/StatementsOfFinancialConditionDetails", "http://banksc.com/role/StatementsOfIncomeDetails" ], "xbrltype": "stringItemType" }, "srt_ConsolidatedEntitiesDomain": { "auth_ref": [ "r254", "r464", "r465", "r466", "r467", "r541", "r627", "r642", "r737", "r740", "r741", "r814", "r815", "r816" ], "lang": { "en-us": { "role": { "documentation": "Entity or group of entities consolidated into reporting entity." } } }, "localname": "ConsolidatedEntitiesDomain", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsActualCblrForBankAndCompanyAtDetails", "http://banksc.com/role/StatementsOfCashFlowsDetails", "http://banksc.com/role/StatementsOfFinancialConditionDetails", "http://banksc.com/role/StatementsOfIncomeDetails" ], "xbrltype": "domainItemType" }, "srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember": { "auth_ref": [ "r218", "r258", "r264", "r270", "r339", "r426", "r427", "r428", "r447", "r448", "r474", "r477", "r479", "r480", "r533" ], "lang": { "en-us": { "role": { "documentation": "Increase (decrease) to financial statements for cumulative-effect adjustment in period of adoption of amendment to accounting standards.", "label": "Cumulative Effect, Period of Adoption, Adjustment [Member]" } } }, "localname": "CumulativeEffectPeriodOfAdoptionAdjustmentMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "srt_CumulativeEffectPeriodOfAdoptionAxis": { "auth_ref": [ "r218", "r258", "r264", "r270", "r339", "r426", "r427", "r428", "r447", "r448", "r474", "r477", "r479", "r480", "r533" ], "lang": { "en-us": { "role": { "documentation": "Information by cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards.", "label": "Cumulative Effect, Period of Adoption [Axis]" } } }, "localname": "CumulativeEffectPeriodOfAdoptionAxis", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "stringItemType" }, "srt_CumulativeEffectPeriodOfAdoptionDomain": { "auth_ref": [ "r218", "r258", "r264", "r270", "r339", "r426", "r427", "r428", "r447", "r448", "r474", "r477", "r479", "r480", "r533" ], "lang": { "en-us": { "role": { "documentation": "Cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards." } } }, "localname": "CumulativeEffectPeriodOfAdoptionDomain", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "srt_MaximumMember": { "auth_ref": [ "r361", "r362", "r363", "r364", "r387", "r575", "r606", "r628", "r629", "r664", "r668", "r674", "r742", "r789", "r790", "r791", "r792", "r793", "r794" ], "lang": { "en-us": { "role": { "documentation": "Upper limit of the provided range.", "label": "Maximum [Member]" } } }, "localname": "MaximumMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "srt_MinimumMember": { "auth_ref": [ "r361", "r362", "r363", "r364", "r387", "r575", "r606", "r628", "r629", "r664", "r668", "r674", "r742", "r789", "r790", "r791", "r792", "r793", "r794" ], "lang": { "en-us": { "role": { "documentation": "Lower limit of the provided range.", "label": "Minimum [Member]" } } }, "localname": "MinimumMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "srt_ParentCompanyMember": { "auth_ref": [ "r254" ], "lang": { "en-us": { "role": { "documentation": "The registrant that controls, directly or indirectly, another entity (or entities). The usual condition for control is ownership of a majority (over 50 percent) of the outstanding voting stock. The power to control may also exist with a lesser percentage of ownership, for example, by contract, lease, agreement with other stockholders or by court decree.", "label": "Parent Company [Member]" } } }, "localname": "ParentCompanyMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/StatementsOfCashFlowsDetails", "http://banksc.com/role/StatementsOfFinancialConditionDetails", "http://banksc.com/role/StatementsOfIncomeDetails" ], "xbrltype": "domainItemType" }, "srt_ProFormaMember": { "auth_ref": [ "r270", "r695", "r697" ], "lang": { "en-us": { "role": { "documentation": "Information reported based on historical fact adjusted for potential activity. Includes, but is not limited to, information expected to be reported in future period for effect on historical fact. Excludes forecast information.", "label": "Pro Forma [Member]" } } }, "localname": "ProFormaMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "srt_RangeAxis": { "auth_ref": [ "r361", "r362", "r363", "r364", "r380", "r387", "r418", "r419", "r420", "r548", "r575", "r606", "r628", "r629", "r664", "r668", "r674", "r735", "r742", "r790", "r791", "r792", "r793", "r794" ], "lang": { "en-us": { "role": { "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median.", "label": "Statistical Measurement [Axis]" } } }, "localname": "RangeAxis", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "stringItemType" }, "srt_RangeMember": { "auth_ref": [ "r361", "r362", "r363", "r364", "r380", "r387", "r418", "r419", "r420", "r548", "r575", "r606", "r628", "r629", "r664", "r668", "r674", "r735", "r742", "r790", "r791", "r792", "r793", "r794" ], "lang": { "en-us": { "role": { "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median." } } }, "localname": "RangeMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "srt_RegulatoryCapitalRequirementsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]" } } }, "localname": "RegulatoryCapitalRequirementsAbstract", "nsuri": "http://fasb.org/srt/2022", "xbrltype": "stringItemType" }, "srt_ScenarioUnspecifiedDomain": { "auth_ref": [ "r270", "r388", "r695", "r719" ], "lang": { "en-us": { "role": { "documentation": "Scenario reported, distinguishing information from actual fact. Includes, but is not limited to, pro forma and forecast. Excludes actual facts." } } }, "localname": "ScenarioUnspecifiedDomain", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "srt_ScheduleOfCondensedBalanceSheetTableTextBlock": { "auth_ref": [ "r712", "r813" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.", "label": "Condensed Statements of Financial Condition" } } }, "localname": "ScheduleOfCondensedBalanceSheetTableTextBlock", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompanyTables" ], "xbrltype": "textBlockItemType" }, "srt_ScheduleOfCondensedCashFlowStatementTableTextBlock": { "auth_ref": [ "r712", "r813" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.", "label": "Condensed Statements of Cash Flows" } } }, "localname": "ScheduleOfCondensedCashFlowStatementTableTextBlock", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompanyTables" ], "xbrltype": "textBlockItemType" }, "srt_ScheduleOfCondensedFinancialStatementsTable": { "auth_ref": [ "r254", "r643", "r644", "r645", "r646", "r696" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about condensed financial statements, including, but not limited to, the balance sheet, income statement, and statement of cash flows.", "label": "Condensed Financial Statements [Table]" } } }, "localname": "ScheduleOfCondensedFinancialStatementsTable", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/StatementsOfCashFlowsDetails", "http://banksc.com/role/StatementsOfFinancialConditionDetails", "http://banksc.com/role/StatementsOfIncomeDetails" ], "xbrltype": "stringItemType" }, "srt_ScheduleOfCondensedIncomeStatementTableTextBlock": { "auth_ref": [ "r712", "r813" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.", "label": "Condensed Statements of Income" } } }, "localname": "ScheduleOfCondensedIncomeStatementTableTextBlock", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompanyTables" ], "xbrltype": "textBlockItemType" }, "srt_StatementScenarioAxis": { "auth_ref": [ "r270", "r388", "r695", "r697", "r719" ], "lang": { "en-us": { "role": { "documentation": "Information by scenario reported, distinguishing information from actual fact. Includes, but is not limited to, pro forma and forecast. Excludes actual facts.", "label": "Scenario [Axis]" } } }, "localname": "StatementScenarioAxis", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "stringItemType" }, "srt_SubsidiariesMember": { "auth_ref": [ "r745", "r784", "r785", "r786" ], "lang": { "en-us": { "role": { "documentation": "Entity owned or controlled by another entity.", "label": "Subsidiaries [Member]" } } }, "localname": "SubsidiariesMember", "nsuri": "http://fasb.org/srt/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsActualCblrForBankAndCompanyAtDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AccountingPoliciesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Accounting Policies [Abstract]" } } }, "localname": "AccountingPoliciesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_AccountingStandardsUpdateExtensibleList": { "auth_ref": [ "r216", "r217", "r218", "r219", "r220", "r259", "r260", "r261", "r314", "r315", "r336", "r337", "r338", "r339", "r340", "r341", "r426", "r427", "r428", "r447", "r448", "r461", "r462", "r463", "r471", "r472", "r473", "r474", "r475", "r476", "r477", "r478", "r479", "r480", "r481", "r482", "r497", "r498", "r500", "r501", "r502", "r503", "r504", "r505", "r513", "r514", "r517", "r518", "r519", "r530", "r531", "r532", "r533", "r534", "r535", "r607", "r608", "r609", "r610", "r611", "r612", "r613", "r614", "r615", "r616", "r617", "r618", "r717" ], "lang": { "en-us": { "role": { "documentation": "Indicates amendment to accounting standards.", "label": "Adopt ASU 2016-13" } } }, "localname": "AccountingStandardsUpdateExtensibleList", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "enumerationSetItemType" }, "us-gaap_AccountsNotesAndLoansReceivableLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Accounts, Notes, Loans and Financing Receivable [Line Items]" } } }, "localname": "AccountsNotesAndLoansReceivableLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/MajorClassificationsOfLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent": { "auth_ref": [ "r176", "r205" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.", "label": "Accrued interest payable and other liabilities" } } }, "localname": "AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "auth_ref": [ "r41" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Accretion (Amortization) of Discounts and Premiums, Investments", "negatedLabel": "Net amortization of unearned discounts on investment securities available for sale" } } }, "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": { "auth_ref": [ "r100", "r224" ], "calculation": { "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details": { "order": 2.0, "parentTag": "us-gaap_PropertyPlantAndEquipmentNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.", "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment", "negatedLabel": "Accumulated depreciation" } } }, "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r17", "r19", "r20", "r226", "r601", "r614", "r618" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.", "label": "Accumulated other comprehensive loss, net of income taxes" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "auth_ref": [ "r16", "r20", "r140", "r535", "r609", "r610", "r701", "r702", "r703", "r714", "r715", "r716" ], "lang": { "en-us": { "role": { "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners.", "label": "AOCI Attributable to Parent [Member]" } } }, "localname": "AccumulatedOtherComprehensiveIncomeMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_AdditionalPaidInCapitalCommonStock": { "auth_ref": [ "r5" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.", "label": "Additional paid in capital" } } }, "localname": "AdditionalPaidInCapitalCommonStock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdditionalPaidInCapitalMember": { "auth_ref": [ "r426", "r427", "r428", "r714", "r715", "r716", "r777" ], "lang": { "en-us": { "role": { "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders.", "label": "Additional Paid-in Capital [Member]" } } }, "localname": "AdditionalPaidInCapitalMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) to additional paid-in capital (APIC) for recognition and exercise of award under share-based payment arrangement.", "label": "Stock option exercises, net of surrenders" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue": { "auth_ref": [ "r122", "r123", "r390" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement.", "label": "Stock-based compensation expense" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Adjustments to reconcile net income to net cash provided by operating activities:" } } }, "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "auth_ref": [ "r66", "r731" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of allowance for credit loss on financing receivable.", "label": "The following tables set forth the changes in the allowance and an allocation of the allowance by class at December 31, 2022, 2021, and 2020." } } }, "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_AssetPledgedAsCollateralMember": { "auth_ref": [ "r464", "r671", "r795" ], "lang": { "en-us": { "role": { "documentation": "Asset pledged as collateral.", "label": "Asset Pledged as Collateral [Member]" } } }, "localname": "AssetPledgedAsCollateralMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_Assets": { "auth_ref": [ "r171", "r201", "r225", "r250", "r293", "r302", "r304", "r332", "r366", "r367", "r368", "r369", "r370", "r371", "r372", "r373", "r374", "r464", "r466", "r496", "r673", "r738", "r739", "r787" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://banksc.com/role/StatementsOfFinancialConditionDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "Assets", "totalLabel": "Total assets" } } }, "localname": "Assets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative", "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "ASSETS", "verboseLabel": "Assets" } } }, "localname": "AssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AssetsFairValueDisclosure": { "auth_ref": [ "r151" ], "calculation": { "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "Assets, Fair Value Disclosure", "totalLabel": "Total" } } }, "localname": "AssetsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "auth_ref": [ "r87" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Gross Unrealized Gains" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "auth_ref": [ "r88" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax", "negatedLabel": "Gross Unrealized Losses" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "auth_ref": [ "r318", "r353" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Amortized cost of investment securities available for sale", "totalLabel": "Total, amortized cost", "verboseLabel": "Amortized Cost" } } }, "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details", "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "auth_ref": [ "r92" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10", "verboseLabel": "Due in one year to five years, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "auth_ref": [ "r89", "r321", "r588" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in five years to ten years, estimated fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "auth_ref": [ "r91" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in one year to five years, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "auth_ref": [ "r89", "r320", "r587" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in one year to five years, estimated fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "auth_ref": [ "r93" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": 4.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in ten years and over, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "auth_ref": [ "r89", "r322", "r589" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": 4.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in ten years and over, estimated fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "auth_ref": [ "r90" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in one year or less, amortized cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "auth_ref": [ "r89", "r319", "r586" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Due in one year or less, estimated fair value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "auth_ref": [ "r86", "r317", "r353", "r579" ], "calculation": { "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Investment securities available for sale (amortized cost of $296,998,150 and $215,047,451 in \u00a02021 and 2020, respectively)", "terseLabel": "Investment securities available for sale", "totalLabel": "Total, estimated fair value", "verboseLabel": "Estimated Fair Value" } } }, "localname": "AvailableForSaleSecuritiesDebtSecurities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndEstimatedFairValueOfInvestmentSecuritiesAvailableForSaleAtDecember312022And2021ByContractualMaturityAreInFollowingTable.Details", "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details", "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual": { "auth_ref": [ "r594" ], "lang": { "en-us": { "role": { "documentation": "Capital conservation buffer percentage calculated as Common Equity Tier 1 risk-based capital ratio after deduction of minimum Common Equity Tier 1 risk-based capital ratio as defined by regulatory framework.", "label": "Common equity Tier 1 capital conservation buffer, percentage of risk-weighted assets" } } }, "localname": "BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "pureItemType" }, "us-gaap_BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum": { "auth_ref": [ "r594", "r598" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework.", "label": "Tier 1 capital to risk-weighted assets ratio" } } }, "localname": "BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "pureItemType" }, "us-gaap_BuildingMember": { "auth_ref": [ "r99" ], "lang": { "en-us": { "role": { "documentation": "Facility held for productive use including, but not limited to, office, production, storage and distribution facilities.", "label": "Building [Member]" } } }, "localname": "BuildingMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_BusinessDescriptionAndAccountingPoliciesTextBlock": { "auth_ref": [ "r47", "r58" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for the business description and accounting policies concepts. Business description describes the nature and type of organization including but not limited to organizational structure as may be applicable to holding companies, parent and subsidiary relationships, business divisions, business units, business segments, affiliates and information about significant ownership of the reporting entity. Accounting policies describe all significant accounting policies of the reporting entity.", "label": "SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES" } } }, "localname": "BusinessDescriptionAndAccountingPoliciesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock": { "auth_ref": [ "r0", "r47", "r58" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for the business description and basis of presentation concepts. Business description describes the nature and type of organization including but not limited to organizational structure as may be applicable to holding companies, parent and subsidiary relationships, business divisions, business units, business segments, affiliates and information about significant ownership of the reporting entity. Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).", "label": "ORGANIZATION" } } }, "localname": "BusinessDescriptionAndBasisOfPresentationTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Organization" ], "xbrltype": "textBlockItemType" }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "auth_ref": [ "r158", "r159" ], "lang": { "en-us": { "role": { "documentation": "Measured as reported on the statement of financial position (balance sheet).", "label": "Reported Value Measurement [Member]" } } }, "localname": "CarryingReportedAmountFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "domainItemType" }, "us-gaap_Cash": { "auth_ref": [ "r620", "r621", "r673", "r698" ], "calculation": { "http://banksc.com/role/StatementsOfFinancialConditionDetails": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation.", "label": "Cash", "periodEndLabel": "Cash at the end of the year", "periodStartLabel": "Cash at the beginning of the year" } } }, "localname": "Cash", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StatementsOfCashFlowsDetails", "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndCashEquivalentsFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash and Cash Equivalents, Fair Value Disclosure", "verboseLabel": "Cash and due from banks" } } }, "localname": "CashAndCashEquivalentsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndCashEquivalentsPolicyTextBlock": { "auth_ref": [ "r44" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.", "label": "Cash and Cash Equivalents" } } }, "localname": "CashAndCashEquivalentsPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CashAndDueFromBanks": { "auth_ref": [ "r170" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.", "label": "Cash and due from banks" } } }, "localname": "CashAndDueFromBanks", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": { "auth_ref": [ "r35", "r42", "r46" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents", "periodEndLabel": "Cash and cash equivalents at the end of the period", "periodStartLabel": "Cash and cash equivalents at the beginning of the period" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "auth_ref": [ "r35", "r163" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Net (decrease) increase in cash", "totalLabel": "Net (decrease) increase in cash and cash equivalents" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashDividendsPaidToParentCompany": { "auth_ref": [ "r713" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "This element represents disclosure of the total aggregate cash dividends paid to the entity by consolidated subsidiaries, by unconsolidated subsidiaries, and by 50 percent or less owned persons accounted for using the equity method.", "label": "Dividends paid to parent by subsidiaries" } } }, "localname": "CashDividendsPaidToParentCompany", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DividendsDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Supplemental disclosures for non-cash investing and financing activity:", "verboseLabel": "Supplemental disclosure for non-cash investing and financing activity" } } }, "localname": "CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ChangeInAccountingPrincipleAccountingStandardsUpdateAdoptionDate": { "auth_ref": [ "r216", "r217", "r314", "r315", "r333", "r334", "r335", "r336", "r337", "r446", "r461", "r462", "r463", "r469", "r471", "r472", "r473", "r476", "r482", "r497", "r499", "r500", "r501", "r504", "r505", "r513", "r516", "r517", "r518", "r519", "r530", "r531", "r577", "r578", "r607", "r608", "r718" ], "lang": { "en-us": { "role": { "documentation": "Date accounting standards update was adopted, in YYYY-MM-DD format.", "label": "ASU 2016-13 adoption date" } } }, "localname": "ChangeInAccountingPrincipleAccountingStandardsUpdateAdoptionDate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "dateItemType" }, "us-gaap_CommercialLoanMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "A loan, whether secured or unsecured, to a company for purposes such as seasonal working capital needs, inventory financing, equipment purchases and acquisitions.", "label": "Commercial Loan [Member]" } } }, "localname": "CommercialLoanMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details", "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_CommercialPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables.", "label": "Commercial Portfolio Segment [Member]" } } }, "localname": "CommercialPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_CommercialRealEstatePortfolioSegmentMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate.", "label": "Commercial Real Estate Portfolio Segment [Member]" } } }, "localname": "CommercialRealEstatePortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Commitments and Contingencies Disclosure [Abstract]" } } }, "localname": "CommitmentsAndContingenciesDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_CommitmentsContingenciesAndGuaranteesTextBlock": { "auth_ref": [ "r103", "r105", "r736" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for commitments, contingencies, and guarantees.", "label": "COMMITMENTS AND CONTINGENCIES" } } }, "localname": "CommitmentsContingenciesAndGuaranteesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/CommitmentsAndContingencies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CommitmentsToExtendCreditMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions.", "label": "Commitments to Extend Credit [Member]" } } }, "localname": "CommitmentsToExtendCreditMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockDividendsPerShareCashPaid": { "auth_ref": [ "r109" ], "lang": { "en-us": { "role": { "documentation": "Aggregate dividends paid during the period for each share of common stock outstanding.", "label": "Cash dividends (per share)" } } }, "localname": "CommonStockDividendsPerShareCashPaid", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquityParenthetical" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockMember": { "auth_ref": [ "r714", "r715", "r777" ], "lang": { "en-us": { "role": { "documentation": "Stock that is subordinate to all other stock of the issuer.", "label": "Common Stock [Member]" } } }, "localname": "CommonStockMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockNoParValue": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Face amount per share of no-par value common stock.", "label": "Common stock, no par value (in dollars per share)" } } }, "localname": "CommonStockNoParValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockSharesAuthorized": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws.", "label": "Common stock, authorized" } } }, "localname": "CommonStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesIssued": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.", "label": "Common stock, issued" } } }, "localname": "CommonStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesOutstanding": { "auth_ref": [ "r4", "r108" ], "lang": { "en-us": { "role": { "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.", "label": "Common stock, outstanding", "periodEndLabel": "Ending balance (in shares)", "periodStartLabel": "Beginning balance (in shares)" } } }, "localname": "CommonStockSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheetsParenthetical", "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockValue": { "auth_ref": [ "r4", "r673" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.", "label": "Common stock - no par 12,000,000 shares authorized; Issued 5,852,325 and 5,841,240 shares at December 31, 2022 and December 31, 2021, respectively. Shares outstanding 5,552,351 and 5,541,266 at December 31, 2022 and December 31, 2021, respectively." } } }, "localname": "CommonStockValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]" } } }, "localname": "ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsActualCblrForBankAndCompanyAtDetails", "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_ComprehensiveIncomeNetOfTax": { "auth_ref": [ "r22", "r233", "r235", "r242", "r582", "r603" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.", "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent", "totalLabel": "Total comprehensive (loss) income" } } }, "localname": "ComprehensiveIncomeNetOfTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_ConcentrationRiskBenchmarkDomain": { "auth_ref": [ "r52", "r53", "r160", "r161", "r307", "r623" ], "lang": { "en-us": { "role": { "documentation": "The denominator in a calculation of a disclosed concentration risk percentage." } } }, "localname": "ConcentrationRiskBenchmarkDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_ConcentrationRiskByBenchmarkAxis": { "auth_ref": [ "r52", "r53", "r160", "r161", "r307", "r619", "r623" ], "lang": { "en-us": { "role": { "documentation": "Information by benchmark of concentration risk.", "label": "Concentration Risk Benchmark [Axis]" } } }, "localname": "ConcentrationRiskByBenchmarkAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskByTypeAxis": { "auth_ref": [ "r52", "r53", "r160", "r161", "r307", "r623", "r802" ], "lang": { "en-us": { "role": { "documentation": "Information by type of concentration risk, for example, but not limited to, asset, liability, net assets, geographic, customer, employees, supplier, lender.", "label": "Concentration Risk Type [Axis]" } } }, "localname": "ConcentrationRiskByTypeAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskCreditRisk": { "auth_ref": [ "r199", "r288" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for credit risk.", "label": "Concentration of Credit Risk" } } }, "localname": "ConcentrationRiskCreditRisk", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConcentrationRiskDisclosureTextBlock": { "auth_ref": [ "r58" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date.", "label": "CONCENTRATIONS OF CREDIT RISK" } } }, "localname": "ConcentrationRiskDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConcentrationsOfCreditRisk" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConcentrationRiskLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Concentration Risk [Line Items]" } } }, "localname": "ConcentrationRiskLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskPercentage1": { "auth_ref": [ "r52", "r53", "r160", "r161", "r307" ], "lang": { "en-us": { "role": { "documentation": "For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the \"benchmark\" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.", "label": "Concentration of credit risk" } } }, "localname": "ConcentrationRiskPercentage1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "percentItemType" }, "us-gaap_ConcentrationRiskTable": { "auth_ref": [ "r51", "r52", "r53", "r54", "r160", "r162", "r623" ], "lang": { "en-us": { "role": { "documentation": "Describes the nature of a concentration, a benchmark to which it is compared, and the percentage that the risk is to the benchmark.", "label": "Concentration Risk [Table]" } } }, "localname": "ConcentrationRiskTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskTypeDomain": { "auth_ref": [ "r52", "r53", "r160", "r161", "r307", "r623" ], "lang": { "en-us": { "role": { "documentation": "For an entity that discloses a concentration risk as a percentage of some financial balance or benchmark, identifies the type (for example, asset, liability, net assets, geographic, customer, employees, supplier, lender) of the concentration." } } }, "localname": "ConcentrationRiskTypeDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": { "auth_ref": [ "r221", "r254", "r696" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.", "label": "BANK OF SOUTH CAROLINA CORPORATION - PARENT COMPANY" } } }, "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/BankOfSouthCarolinaCorporation-ParentCompany" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConsolidationPolicyTextBlock": { "auth_ref": [ "r138", "r648" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.", "label": "Principles of Consolidation" } } }, "localname": "ConsolidationPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConstructionInProgressMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Structure or a modification to a structure under construction. Includes recently completed structures or modifications to structures that have not been placed into service.", "label": "Construction in Progress [Member]" } } }, "localname": "ConstructionInProgressMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "domainItemType" }, "us-gaap_ConsumerPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables.", "label": "Consumer Portfolio Segment [Member]" } } }, "localname": "ConsumerPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_CreditConcentrationRiskMember": { "auth_ref": [ "r162" ], "lang": { "en-us": { "role": { "documentation": "Reflects the percentage that a specified receivable or amount at risk from a counterparty under a contractual arrangement is to a specified benchmark, such as total receivables, net revenues, pretax results. Risk is the materially adverse effects of loss attributable to (a) the failure to collect a significant receivable from a major customer or group of homogeneous accounts, or (b) a failure by a counterparty to perform under terms of a contractual arrangement.", "label": "Credit Concentration Risk [Member]" } } }, "localname": "CreditConcentrationRiskMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_CreditFacilityAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information by type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing.", "label": "Credit Facility [Axis]" } } }, "localname": "CreditFacilityAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Short-termBorrowingsDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_CreditFacilityDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing." } } }, "localname": "CreditFacilityDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Short-termBorrowingsDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_CurrentFederalTaxExpenseBenefit": { "auth_ref": [ "r710", "r775", "r776" ], "calculation": { "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails": { "order": 1.0, "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction.", "label": "Federal" } } }, "localname": "CurrentFederalTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CurrentIncomeTaxExpenseBenefit": { "auth_ref": [ "r134", "r443", "r452", "r710" ], "calculation": { "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails": { "order": 1.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.", "label": "Current Income Tax Expense (Benefit)", "totalLabel": "Total current tax expense" } } }, "localname": "CurrentIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Current income taxes" } } }, "localname": "CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": { "auth_ref": [ "r710", "r775", "r776" ], "calculation": { "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails": { "order": 2.0, "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction.", "label": "State" } } }, "localname": "CurrentStateAndLocalTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtDisclosureAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Debt Disclosure [Abstract]" } } }, "localname": "DebtDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_DebtInstrumentInterestRateStatedPercentage": { "auth_ref": [ "r12", "r375" ], "lang": { "en-us": { "role": { "documentation": "Contractual interest rate for funds borrowed, under the debt agreement.", "label": "Loans fixed rate" } } }, "localname": "DebtInstrumentInterestRateStatedPercentage", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "percentItemType" }, "us-gaap_DebtInstrumentTerm": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Period of time between issuance and maturity of debt instrument, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Loans term" } } }, "localname": "DebtInstrumentTerm", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "durationItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "auth_ref": [ "r328", "r358", "r660" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Fair Value, 12 months or longer" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "auth_ref": [ "r328", "r358" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "negatedLabel": "Gross Unrealized Losses, 12 months or longer" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": { "auth_ref": [ "r734" ], "lang": { "en-us": { "role": { "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Number of positions, 12 months or longer" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "integerItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "auth_ref": [ "r328", "r358", "r660" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Fair Value, less than 12 months" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "auth_ref": [ "r328", "r358" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "negatedLabel": "Gross Unrealized Losses, less than 12 months" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions": { "auth_ref": [ "r734" ], "lang": { "en-us": { "role": { "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without an allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Number of positions, less than 12 months" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "integerItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain": { "auth_ref": [ "r329" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of realized gain on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Gross realized gains" } } }, "localname": "DebtSecuritiesAvailableForSaleRealizedGain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowShowsProceedsReceivedFromSalesOfSecuritiesAvailableForSaleAndGrossRealizedGainsAndLosses.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss": { "auth_ref": [ "r725" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 }, "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 3.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of realized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Gain on sales of securities, net", "negatedLabel": "Gain on sale of investment securities" } } }, "localname": "DebtSecuritiesAvailableForSaleRealizedGainLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock": { "auth_ref": [ "r726" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "The amortized cost and fair value of investment securities available for sale are summarized as follows." } } }, "localname": "DebtSecuritiesAvailableForSaleTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "auth_ref": [ "r325", "r354", "r660" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss.", "label": "Fair value" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": { "auth_ref": [ "r326", "r355" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss", "negatedLabel": "Gross Unrealized Losses" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions": { "auth_ref": [ "r327", "r356" ], "lang": { "en-us": { "role": { "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Number of positions" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "integerItemType" }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "auth_ref": [ "r40", "r134", "r444", "r451", "r452", "r710" ], "calculation": { "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails": { "order": 2.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Deferred income tax (benefit) expense" } } }, "localname": "DeferredIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredIncomeTaxLiabilities": { "auth_ref": [ "r1", "r2", "r172", "r200", "r438" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 2.0, "parentTag": "us-gaap_DeferredTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences.", "label": "Deferred Tax Liabilities, Gross", "negatedTotalLabel": "Total gross deferred tax liabilities" } } }, "localname": "DeferredIncomeTaxLiabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredIncomeTaxesAndTaxCredits": { "auth_ref": [ "r41" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred income tax expense (benefit) and income tax credits.", "label": "Deferred income taxes" } } }, "localname": "DeferredIncomeTaxesAndTaxCredits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsDeferredIncome": { "auth_ref": [ "r132", "r774" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 3.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from deferred income.", "label": "Deferred Tax Assets, Deferred Income", "verboseLabel": "Deferred loan fees" } } }, "localname": "DeferredTaxAssetsDeferredIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsGross": { "auth_ref": [ "r439" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 1.0, "parentTag": "us-gaap_DeferredTaxAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.", "label": "Deferred Tax Assets, Gross", "totalLabel": "Total gross deferred tax assets" } } }, "localname": "DeferredTaxAssetsGross", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsLiabilitiesNet": { "auth_ref": [ "r773" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.", "label": "Deferred Tax Assets, Net", "totalLabel": "Net deferred tax asset" } } }, "localname": "DeferredTaxAssetsLiabilitiesNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsNet": { "auth_ref": [ "r773" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 1.0, "parentTag": "us-gaap_DeferredTaxLiabilities", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.", "label": "Deferred Tax Assets, Net of Valuation Allowance", "totalLabel": "Total gross deferred tax assets, net of valuation allowance" } } }, "localname": "DeferredTaxAssetsNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsNetAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Deferred tax assets:" } } }, "localname": "DeferredTaxAssetsNetAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal": { "auth_ref": [ "r132", "r774" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 5.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible state and local operating loss carryforwards.", "label": "State net operating loss carryforward" } } }, "localname": "DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsOther": { "auth_ref": [ "r132", "r774" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 7.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other.", "label": "Deferred Tax Assets, Other", "verboseLabel": "Other" } } }, "localname": "DeferredTaxAssetsOther", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses": { "auth_ref": [ "r132", "r774" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 1.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on financing receivable.", "label": "Allowance for loan losses" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross": { "auth_ref": [ "r774" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 2.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Unrealized loss on securities available for sale" } } }, "localname": "DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsValuationAllowance": { "auth_ref": [ "r440" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 2.0, "parentTag": "us-gaap_DeferredTaxAssetsNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.", "label": "Deferred tax asset, valuation allowance", "negatedLabel": "Valuation allowance" } } }, "localname": "DeferredTaxAssetsValuationAllowance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxesDetailsNarrative", "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilities": { "auth_ref": [ "r129", "r773" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting.", "label": "Deferred Tax Liabilities, Net", "negatedTotalLabel": "Net deferred tax (liability)" } } }, "localname": "DeferredTaxLiabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesNetAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Deferred tax liabilities:" } } }, "localname": "DeferredTaxLiabilitiesNetAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredTaxLiabilitiesOther": { "auth_ref": [ "r132", "r774" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 5.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences classified as other.", "label": "Deferred Tax Liabilities, Other", "negatedLabel": "Other" } } }, "localname": "DeferredTaxLiabilitiesOther", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesPrepaidExpenses": { "auth_ref": [], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 4.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses.", "label": "Deferred Tax Liabilities, Prepaid Expenses", "negatedLabel": "Prepaid expenses" } } }, "localname": "DeferredTaxLiabilitiesPrepaidExpenses", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment": { "auth_ref": [ "r132", "r774" ], "calculation": { "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details": { "order": 1.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment.", "label": "Deferred Tax Liabilities, Property, Plant and Equipment", "negatedLabel": "Fixed assets, principally due to differences in depreciation" } } }, "localname": "DeferredTaxLiabilitiesPropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TaxEffectsOfTemporaryDifferencesThatGiveRiseToSignificantPortionsOfDeferredTaxAssetsAndDeferredTaxLiabilitiesAtDecember312022And2021ArePresentedBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositContractsPolicy": { "auth_ref": [ "r208" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for the treatment of funds received from or paid to insureds, insurers and reinsurers on contracts for which the criteria for transferring or assuming insurance risk has not been satisfied by the insurer or reinsurer.", "label": "Interest-bearing Deposits at the Federal Reserve" } } }, "localname": "DepositContractsPolicy", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_DepositLiabilitiesDisclosuresTextBlock": { "auth_ref": [ "r174", "r198", "r640", "r641" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.", "label": "DEPOSITS" } } }, "localname": "DepositLiabilitiesDisclosuresTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Deposits" ], "xbrltype": "textBlockItemType" }, "us-gaap_DepositLiabilitiesReclassifiedAsLoansReceivable1": { "auth_ref": [ "r197" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of deposits held by the entity that have been reclassified as loan balances receivable, for example, but not limited to, overdrafts receivable.", "label": "Deposits with deficit balance reclassified as other loans" } } }, "localname": "DepositLiabilitiesReclassifiedAsLoansReceivable1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DepositsDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_Deposits": { "auth_ref": [ "r174" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.", "label": "Deposits [Default Label]", "totalLabel": "Total deposits" } } }, "localname": "Deposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Deposits:", "verboseLabel": "Deposits [Abstract]" } } }, "localname": "DepositsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "us-gaap_DepositsMoneyMarketDeposits": { "auth_ref": [ "r174" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.", "label": "Money market accounts" } } }, "localname": "DepositsMoneyMarketDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsSavingsDeposits": { "auth_ref": [ "r174" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 6.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).", "label": "Other savings deposits" } } }, "localname": "DepositsSavingsDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepreciationAmortizationAndAccretionNet": { "auth_ref": [ "r40" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Depreciation expense", "verboseLabel": "Depreciation" } } }, "localname": "DepreciationAmortizationAndAccretionNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativesPolicyTextBlock": { "auth_ref": [ "r146", "r147", "r148", "r149", "r150", "r253" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for its derivative instruments and hedging activities.", "label": "Interest Rate Lock Commitments and Forward Sale Contracts" } } }, "localname": "DerivativesPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": { "auth_ref": [ "r392", "r422", "r423", "r425", "r430", "r669" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for share-based payment arrangement.", "label": "STOCK INCENTIVE PLANS" } } }, "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlans" ], "xbrltype": "textBlockItemType" }, "us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement [Abstract]" } } }, "localname": "DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_DividendsAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information about distribution of earnings to shareholders including, but not limited to, cash, property or capital stock.", "label": "Dividends [Axis]" } } }, "localname": "DividendsAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_DividendsCommonStockCash": { "auth_ref": [ "r109" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.", "label": "Dividends, Common Stock, Cash", "negatedLabel": "Cash dividends" } } }, "localname": "DividendsCommonStockCash", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_DividendsDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Distributions of earnings to shareholders including but not limited to cash, property or capital stock." } } }, "localname": "DividendsDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_EarningsPerShareAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Earnings Per Share [Abstract]" } } }, "localname": "EarningsPerShareAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareBasic": { "auth_ref": [ "r243", "r262", "r263", "r264", "r265", "r266", "r271", "r273", "r275", "r276", "r277", "r281", "r480", "r481", "r583", "r604", "r652" ], "lang": { "en-us": { "role": { "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.", "label": "Basic income per common share", "verboseLabel": "Earnings per share - basic" } } }, "localname": "EarningsPerShareBasic", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareBasicOtherDisclosuresAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Weighted average shares outstanding" } } }, "localname": "EarningsPerShareBasicOtherDisclosuresAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareDiluted": { "auth_ref": [ "r243", "r262", "r263", "r264", "r265", "r266", "r273", "r275", "r276", "r277", "r281", "r480", "r481", "r583", "r604", "r652" ], "lang": { "en-us": { "role": { "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.", "label": "Diluted income per common share", "verboseLabel": "Earnings per share - diluted" } } }, "localname": "EarningsPerShareDiluted", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerSharePolicyTextBlock": { "auth_ref": [ "r48", "r49" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.", "label": "Income Per Common Share" } } }, "localname": "EarningsPerSharePolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_EarningsPerShareTextBlock": { "auth_ref": [ "r278", "r279", "r280", "r282" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for earnings per share.", "label": "INCOME PER COMMON SHARE" } } }, "localname": "EarningsPerShareTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomePerCommonShare" ], "xbrltype": "textBlockItemType" }, "us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate": { "auth_ref": [ "r251", "r434", "r453" ], "lang": { "en-us": { "role": { "documentation": "Percentage of domestic federal statutory tax rate applicable to pretax income (loss).", "label": "U.S. federal income tax rate" } } }, "localname": "EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxesDetailsNarrative" ], "xbrltype": "percentItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized": { "auth_ref": [ "r424" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cost not yet recognized for nonvested award under share-based payment arrangement.", "label": "Unrecognized compensation cost" } } }, "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": { "auth_ref": [ "r424" ], "lang": { "en-us": { "role": { "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Period for unrecognized compensation cost to be recognized" } } }, "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "durationItemType" }, "us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense": { "auth_ref": [ "r125" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The amount of plan compensation cost recognized during the period.", "label": "Employee Stock Ownership Plan (ESOP), Compensation Expense", "verboseLabel": "Stock-based compensation expense" } } }, "localname": "EmployeeStockOwnershipPlanESOPCompensationExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis": { "auth_ref": [ "r127" ], "lang": { "en-us": { "role": { "documentation": "Information by name of employee stock ownership plan.", "label": "Employee Stock Ownership Plan (ESOP) Name [Axis]" } } }, "localname": "EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]" } } }, "localname": "EmployeeStockOwnershipPlanESOPDisclosuresLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain": { "auth_ref": [ "r124" ], "lang": { "en-us": { "role": { "documentation": "Entities identify multiple employee stock ownership plans by unique name." } } }, "localname": "EmployeeStockOwnershipPlanESOPPlanDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP": { "auth_ref": [ "r126" ], "lang": { "en-us": { "role": { "documentation": "Sum of the allocated, committed-to-be-released and suspense shares of the entity held by the plan.", "label": "Number of common shares the plan currently owns" } } }, "localname": "EmployeeStockOwnershipPlanESOPSharesInESOP", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "sharesItemType" }, "us-gaap_EquipmentMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tangible personal property used to produce goods and services.", "label": "Equipment [Member]" } } }, "localname": "EquipmentMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_EquityComponentDomain": { "auth_ref": [ "r108", "r218", "r237", "r238", "r239", "r255", "r256", "r257", "r260", "r267", "r269", "r285", "r339", "r379", "r426", "r427", "r428", "r447", "r448", "r479", "r506", "r507", "r508", "r509", "r510", "r512", "r535", "r609", "r610", "r611" ], "lang": { "en-us": { "role": { "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc." } } }, "localname": "EquityComponentDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_EquityMethodInvestments": { "auth_ref": [ "r98", "r294", "r699" ], "calculation": { "http://banksc.com/role/StatementsOfFinancialConditionDetails": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized.", "label": "Investment in wholly-owned bank subsidiary" } } }, "localname": "EquityMethodInvestments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "auth_ref": [ "r376", "r495", "r662", "r663" ], "lang": { "en-us": { "role": { "documentation": "Measured as an estimate of fair value.", "label": "Estimate of Fair Value Measurement [Member]" } } }, "localname": "EstimateOfFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": { "auth_ref": [ "r483", "r484", "r492" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis.", "label": "Fair Value, Recurring and Nonrecurring [Table]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value Measurement Inputs and Valuation Techniques [Line Items]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable": { "auth_ref": [ "r153" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis.", "label": "Fair Value Measurement Inputs and Valuation Techniques [Table]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock": { "auth_ref": [ "r151", "r152", "r153" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).", "label": "The following tables present information about certain assets measured at fair value on a nonrecurring basis as of December 31, 2022 and 2021." } } }, "localname": "FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock": { "auth_ref": [ "r153" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique used to measure similar asset in prior period by class of asset or liability on non-recurring basis.", "label": "The following table provides information describing the unobservable inputs used in Level 3 fair value measurements at December 31, 2022:" } } }, "localname": "FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock": { "auth_ref": [ "r154", "r156" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.", "label": "The following table reconciles the changes in assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021." } } }, "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]" } } }, "localname": "FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTable": { "auth_ref": [ "r151", "r158", "r159" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table]" } } }, "localname": "FairValueByBalanceSheetGroupingTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "auth_ref": [ "r151", "r158" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2022 and 2021, respectively." } } }, "localname": "FairValueByBalanceSheetGroupingTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "auth_ref": [ "r376", "r381", "r382", "r383", "r384", "r385", "r386", "r484", "r545", "r546", "r547", "r662", "r663", "r665", "r666", "r667" ], "lang": { "en-us": { "role": { "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient.", "label": "Fair Value Hierarchy and NAV [Axis]" } } }, "localname": "FairValueByFairValueHierarchyLevelAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details", "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementBasisAxis": { "auth_ref": [ "r151", "r157", "r376", "r662", "r663" ], "lang": { "en-us": { "role": { "documentation": "Information by measurement basis.", "label": "Measurement Basis [Axis]" } } }, "localname": "FairValueByMeasurementBasisAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "auth_ref": [ "r483", "r484", "r486", "r487", "r493" ], "lang": { "en-us": { "role": { "documentation": "Information by measurement frequency.", "label": "Measurement Frequency [Axis]" } } }, "localname": "FairValueByMeasurementFrequencyAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosuresAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Fair Value Disclosures [Abstract]" } } }, "localname": "FairValueDisclosuresAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosuresTextBlock": { "auth_ref": [ "r491" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.", "label": "DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS" } } }, "localname": "FairValueDisclosuresTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstruments" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueInputsLevel1Member": { "auth_ref": [ "r376", "r381", "r386", "r484", "r545", "r665", "r666", "r667" ], "lang": { "en-us": { "role": { "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.", "label": "Fair Value, Inputs, Level 1 [Member]" } } }, "localname": "FairValueInputsLevel1Member", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel2Member": { "auth_ref": [ "r376", "r381", "r386", "r484", "r546", "r662", "r663", "r665", "r666", "r667" ], "lang": { "en-us": { "role": { "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets.", "label": "Fair Value, Inputs, Level 2 [Member]" } } }, "localname": "FairValueInputsLevel2Member", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details", "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel3Member": { "auth_ref": [ "r376", "r381", "r382", "r383", "r384", "r385", "r386", "r484", "r547", "r662", "r663", "r665", "r666", "r667" ], "lang": { "en-us": { "role": { "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Fair Value, Inputs, Level 3 [Member]" } } }, "localname": "FairValueInputsLevel3Member", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details", "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementFrequencyDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Measurement frequency." } } }, "localname": "FairValueMeasurementFrequencyDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1": { "auth_ref": [ "r488" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) recognized in income from asset measured at fair value on recurring basis using unobservable input (level 3).", "label": "Included in earnings" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss": { "auth_ref": [ "r489" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of gain (loss) recognized in other comprehensive income (OCI) from asset measured at fair value on recurring basis using unobservable input (level 3).", "label": "Included in other comprehensive income" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements": { "auth_ref": [ "r155" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of purchases, (sales), issuances and (settlements) of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Purchases, issuances, and settlements net of maturities" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of transfer of financial instrument classified as an asset into (out of) level 3 of the fair value hierarchy.", "label": "Transfers in and/or out of Level 3" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue": { "auth_ref": [ "r154" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value", "periodEndLabel": "Ending balance", "periodStartLabel": "Beginning balance" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "auth_ref": [ "r376", "r381", "r382", "r383", "r384", "r385", "r386", "r545", "r546", "r547", "r662", "r663", "r665", "r666", "r667" ], "lang": { "en-us": { "role": { "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value." } } }, "localname": "FairValueMeasurementsFairValueHierarchyDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details", "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsNonrecurringMember": { "auth_ref": [ "r483", "r484", "r486", "r487", "r490", "r493" ], "lang": { "en-us": { "role": { "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value.", "label": "Fair Value, Nonrecurring [Member]" } } }, "localname": "FairValueMeasurementsNonrecurringMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsRecurringMember": { "auth_ref": [ "r491", "r493" ], "lang": { "en-us": { "role": { "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value.", "label": "Fair Value, Recurring [Member]" } } }, "localname": "FairValueMeasurementsRecurringMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueRecurringBasisUnobservableInputReconciliationAssetGainLossStatementOfOtherComprehensiveIncomeExtensibleList": { "auth_ref": [ "r489" ], "lang": { "en-us": { "role": { "documentation": "Indicates line item in statement in which other comprehensive income (OCI) is reported that includes gain (loss) from asset measured at fair value using unobservable input (level 3).", "label": "Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Asset, Gain (Loss), Statement of Other Comprehensive Income or Comprehensive Income [Extensible Enumeration]" } } }, "localname": "FairValueRecurringBasisUnobservableInputReconciliationAssetGainLossStatementOfOtherComprehensiveIncomeExtensibleList", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableReconcilesChangesInAssetsMeasuredAtFairValueOnRecurringBasisUsingSignificantUnobservableInputsLevel3ForYearsEndedDecember312022And2021.Details" ], "xbrltype": "enumerationSetItemType" }, "us-gaap_FederalReserveBankAdvancesMember": { "auth_ref": [ "r175" ], "lang": { "en-us": { "role": { "documentation": "Borrowings from the Federal Reserve Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages.", "label": "Federal Reserve Bank Advances [Member]" } } }, "localname": "FederalReserveBankAdvancesMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Short-termBorrowingsDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy": { "auth_ref": [ "r213", "r214", "r309", "r313" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for financing receivables classified as held-for-sale.", "label": "Mortgage Loans to be Sold" } } }, "localname": "FinanceLoanAndLeaseReceivablesHeldForSalePolicy", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinancialAssetNotPastDueMember": { "auth_ref": [ "r349", "r659" ], "lang": { "en-us": { "role": { "documentation": "Financial asset not past due.", "label": "Financial Asset, Not Past Due [Member]" } } }, "localname": "FinancialAssetNotPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancialAssetPastDueMember": { "auth_ref": [ "r349", "r659", "r723" ], "lang": { "en-us": { "role": { "documentation": "Financial asset past due.", "label": "Financial Asset, Past Due [Member]" } } }, "localname": "FinancialAssetPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancialInstrumentAxis": { "auth_ref": [ "r323", "r324", "r343", "r348", "r349", "r351", "r352", "r357", "r359", "r360", "r377", "r378", "r470", "r542", "r543", "r544", "r545", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r559", "r560", "r561", "r562", "r563", "r564", "r565", "r566", "r567", "r568", "r569", "r570", "r571", "r572", "r573", "r574", "r660", "r727", "r728", "r729", "r803", "r804", "r805", "r806", "r807", "r808", "r809" ], "lang": { "en-us": { "role": { "documentation": "Information by type of financial instrument.", "label": "Financial Instrument [Axis]" } } }, "localname": "FinancialInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative", "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "verboseLabel": "Allowance for Loan Losses" } } }, "localname": "FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "auth_ref": [ "r60", "r227", "r342", "r344", "r347", "r635", "r637", "r639", "r796" ], "calculation": { "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.", "label": "Financing Receivable, Allowance for Credit Loss", "periodEndLabel": "Ending Balance", "periodStartLabel": "Beginning Balance", "totalLabel": "Total Allowance for Loan Losses" } } }, "localname": "FinancingReceivableAllowanceForCreditLosses", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment": { "auth_ref": [ "r64" ], "calculation": { "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details": { "order": 2.0, "parentTag": "us-gaap_FinancingReceivableAllowanceForCreditLosses", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.", "label": "Collectively evaluated for impairment" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1": { "auth_ref": [ "r64" ], "calculation": { "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details": { "order": 1.0, "parentTag": "us-gaap_FinancingReceivableAllowanceForCreditLosses", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.", "label": "Individually evaluated for impairment" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": { "auth_ref": [ "r63", "r346", "r658" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery.", "label": "Recoveries" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesRecovery", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Allowance for Loan Losses" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesRollForward", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs": { "auth_ref": [ "r62", "r345", "r658" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of writeoff of financing receivable, charged against allowance for credit loss.", "label": "Financing Receivable, Allowance for Credit Loss, Writeoff", "negatedLabel": "Charge-offs" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesWriteOffs", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment": { "auth_ref": [ "r65" ], "calculation": { "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details": { "order": 2.0, "parentTag": "us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The balance of financing receivables that were collectively evaluated for impairment.", "label": "Financing Receivable, Collectively Evaluated for Impairment", "verboseLabel": "Collectively evaluated for impairment" } } }, "localname": "FinancingReceivableCollectivelyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "auth_ref": [ "r74", "r733" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.", "label": "The following tables illustrate credit risks by category and internally assigned grades at December 31, 2022 and 2021. \u201cPass\u201d includes loans internally graded as excellent, good and satisfactory." } } }, "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment": { "auth_ref": [ "r65" ], "calculation": { "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details": { "order": 1.0, "parentTag": "us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The balance of financing receivables that were individually evaluated for impairment.", "label": "Financing Receivable, Individually Evaluated for Impairment", "verboseLabel": "Individually evaluated for impairment" } } }, "localname": "FinancingReceivableIndividuallyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsNumberOfContracts2": { "auth_ref": [ "r722" ], "lang": { "en-us": { "role": { "documentation": "Number of financing receivables that have been modified by troubled debt restructurings.", "label": "Principal deferments number classified as TDRs" } } }, "localname": "FinancingReceivableModificationsNumberOfContracts2", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "integerItemType" }, "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2": { "auth_ref": [ "r722" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, after troubled debt restructuring, of modified financing receivable.", "label": "Loan balance of principal deferred loans classified as TDRs" } } }, "localname": "FinancingReceivableModificationsPostModificationRecordedInvestment2", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsRecordedInvestment": { "auth_ref": [ "r84", "r722" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of financing receivable modified as troubled debt restructuring.", "label": "Restructured loans amount" } } }, "localname": "FinancingReceivableModificationsRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "auth_ref": [ "r77", "r78", "r310", "r349", "r351", "r352", "r633", "r634", "r638", "r639", "r655", "r656", "r658", "r659", "r803", "r804", "r805", "r806", "r807", "r808", "r809", "r810", "r811", "r812" ], "lang": { "en-us": { "role": { "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.", "label": "Class of Financing Receivable [Axis]" } } }, "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details", "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "auth_ref": [ "r633", "r634", "r638", "r639", "r803", "r804", "r805", "r806", "r807", "r808", "r809", "r810", "r811", "r812" ], "lang": { "en-us": { "role": { "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details", "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Credit Quality Indicator [Line Items]" } } }, "localname": "FinancingReceivableRecordedInvestmentLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "auth_ref": [ "r76", "r350", "r636", "r637" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease.", "label": "Non-accrual loans receivable" } } }, "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Past Due [Line Items]" } } }, "localname": "FinancingReceivableRecordedInvestmentPastDueLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivables30To59DaysPastDueMember": { "auth_ref": [ "r659" ], "lang": { "en-us": { "role": { "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due.", "label": "Financial Asset, 30 to 59 Days Past Due [Member]" } } }, "localname": "FinancingReceivables30To59DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivables60To89DaysPastDueMember": { "auth_ref": [ "r659" ], "lang": { "en-us": { "role": { "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due.", "label": "Financial Asset, 60 to 89 Days Past Due [Member]" } } }, "localname": "FinancingReceivables60To89DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "auth_ref": [ "r659" ], "lang": { "en-us": { "role": { "documentation": "Financial asset equal to or greater than 90 days past due.", "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]" } } }, "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "auth_ref": [ "r311", "r349", "r659" ], "lang": { "en-us": { "role": { "documentation": "Information by period in which financial asset is past due or not past due.", "label": "Financial Asset, Aging [Axis]" } } }, "localname": "FinancingReceivablesPeriodPastDueAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "auth_ref": [ "r311", "r349", "r659" ], "lang": { "en-us": { "role": { "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats." } } }, "localname": "FinancingReceivablesPeriodPastDueDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesTextBlock": { "auth_ref": [ "r312", "r316" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for financing receivable.", "label": "LOANS AND ALLOWANCE FOR LOAN LOSSES" } } }, "localname": "FinancingReceivablesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLosses" ], "xbrltype": "textBlockItemType" }, "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment": { "auth_ref": [ "r70", "r73" ], "calculation": { "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.", "label": "Impaired Financing Receivable, Average Recorded Investment", "totalLabel": "Average Recorded Investment" } } }, "localname": "ImpairedFinancingReceivableAverageRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod": { "auth_ref": [ "r71" ], "calculation": { "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.", "label": "Impaired Financing Receivable, Interest Income, Accrual Method", "totalLabel": "Interest Income Recognized" } } }, "localname": "ImpairedFinancingReceivableInterestIncomeAccrualMethod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableRecordedInvestment": { "auth_ref": [ "r67" ], "calculation": { "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.", "label": "Impaired Financing Receivable, Recorded Investment", "totalLabel": "Impaired Financing Receivable, Recorded Investment" } } }, "localname": "ImpairedFinancingReceivableRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableRelatedAllowance": { "auth_ref": [ "r68" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of allowance for credit losses related to recorded investment.", "label": "Related Allowance" } } }, "localname": "ImpairedFinancingReceivableRelatedAllowance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance": { "auth_ref": [ "r69" ], "calculation": { "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.", "label": "Impaired Financing Receivable, Unpaid Principal Balance", "totalLabel": "Impaired Financing Receivable, Unpaid Principal Balance" } } }, "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment": { "auth_ref": [ "r70", "r73" ], "calculation": { "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details": { "order": 1.0, "parentTag": "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses.", "label": "Average Recorded Investment with no related allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod": { "auth_ref": [ "r71" ], "calculation": { "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details": { "order": 1.0, "parentTag": "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income, recognized on accrual basis, on financing receivables that are recognized as impaired, for which there is no related allowance for credit losses.", "label": "Interest Income Recognized with no related allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment": { "auth_ref": [ "r67" ], "calculation": { "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details": { "order": 1.0, "parentTag": "us-gaap_ImpairedFinancingReceivableRecordedInvestment", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.", "label": "Recorded Investment with no related allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance": { "auth_ref": [ "r69" ], "calculation": { "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details": { "order": 1.0, "parentTag": "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses.", "label": "Unpaid Principal Balance with no related allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment": { "auth_ref": [ "r70", "r73" ], "calculation": { "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details": { "order": 2.0, "parentTag": "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses.", "label": "Average Recorded Investment with an allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod": { "auth_ref": [ "r71" ], "calculation": { "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details": { "order": 3.0, "parentTag": "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income, recognized on accrual basis, on financing receivables, for which there is a related allowance for credit losses and are recognized as impaired.", "label": "Interest Income Recognized with an allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment": { "auth_ref": [ "r67" ], "calculation": { "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details": { "order": 2.0, "parentTag": "us-gaap_ImpairedFinancingReceivableRecordedInvestment", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.", "label": "Recorded Investment with an allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance": { "auth_ref": [ "r69" ], "calculation": { "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details": { "order": 2.0, "parentTag": "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.", "label": "Unpaid Principal Balance with an allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivablesTableTextBlock": { "auth_ref": [ "r72" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of impaired financing receivables.", "label": "As of December 31, 2022 and 2021, loans individually evaluated for impairment and the corresponding allowance for loan losses are presented in the following table." } } }, "localname": "ImpairedFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "auth_ref": [ "r24", "r167", "r181", "r207", "r293", "r301", "r303", "r305", "r585", "r654" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.", "label": "Income before income tax expense", "totalLabel": "Income before income tax expense" } } }, "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeLossFromSubsidiariesNetOfTax": { "auth_ref": [], "calculation": { "http://banksc.com/role/StatementsOfIncomeDetails": { "order": 4.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount after tax of income (loss) of subsidiary attributable to the parent entity.", "label": "Equity in undistributed earnings of subsidiary" } } }, "localname": "IncomeLossFromSubsidiariesNetOfTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeStatementAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Income Statement [Abstract]" } } }, "localname": "IncomeStatementAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxDisclosureAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Income Tax Disclosure [Abstract]" } } }, "localname": "IncomeTaxDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxDisclosureTextBlock": { "auth_ref": [ "r251", "r435", "r436", "r442", "r449", "r454", "r458", "r459", "r460" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.", "label": "INCOME TAXES" } } }, "localname": "IncomeTaxDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxes" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxExpenseBenefit": { "auth_ref": [ "r252", "r268", "r269", "r292", "r433", "r450", "r456", "r605" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 2.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0 }, "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://banksc.com/role/TotalIncomeTaxesForYearsEndedDecember3120222021And2020ArePresentedInTableBelow.Details": { "order": 1.0, "parentTag": "bksc_TotalIncomeTaxes", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.", "label": "Income tax expense", "totalLabel": "Total income tax expense" } } }, "localname": "IncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details", "http://banksc.com/role/IncomeTaxExpenseWasAsFollowsDetails", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails", "http://banksc.com/role/TotalIncomeTaxesForYearsEndedDecember3120222021And2020ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Increase (reduction) in income taxes resulting from:" } } }, "localname": "IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details" ], "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxPolicyTextBlock": { "auth_ref": [ "r236", "r431", "r432", "r436", "r437", "r441", "r445" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.", "label": "Income Taxes" } } }, "localname": "IncomeTaxPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance": { "auth_ref": [ "r772" ], "calculation": { "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details": { "order": 3.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in the valuation allowance for deferred tax assets.", "label": "Valuation allowance" } } }, "localname": "IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": { "auth_ref": [ "r434" ], "calculation": { "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details": { "order": 1.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.", "label": "Computed \u201cexpected\u201d tax expense" } } }, "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost": { "auth_ref": [ "r772" ], "calculation": { "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details": { "order": 2.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of reported income tax expense (benefit) in excess of (less than) expected income tax expense (benefit) computed by applying domestic federal statutory income tax rate to pretax income (loss) from continuing operation, attributable to nondeductible expense for award under share-based payment arrangement. Includes, but is not limited to, expense determined to be nondeductible upon grant or after for award under share-based payment arrangement.", "label": "Stock based compensation" } } }, "localname": "IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationOtherAdjustments": { "auth_ref": [ "r772" ], "calculation": { "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details": { "order": 4.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.", "label": "Effective Income Tax Rate Reconciliation, Other Adjustments, Amount", "verboseLabel": "Other" } } }, "localname": "IncomeTaxReconciliationOtherAdjustments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes": { "auth_ref": [ "r772" ], "calculation": { "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details": { "order": 5.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit).", "label": "State income tax, net of federal benefit" } } }, "localname": "IncomeTaxReconciliationStateAndLocalIncomeTaxes", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxReconciliationTaxExemptIncome": { "auth_ref": [ "r772" ], "calculation": { "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details": { "order": 6.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.", "label": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount", "negatedLabel": "Tax exempt interest income" } } }, "localname": "IncomeTaxReconciliationTaxExemptIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DifferencesBetweenActualIncomeTaxExpenseAndAmountsComputedByApplyingU.s.FederalIncomeTaxRateOf21Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxesPaid": { "auth_ref": [ "r37", "r45" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.", "label": "Income taxes" } } }, "localname": "IncomeTaxesPaid", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInDeposits": { "auth_ref": [ "r43", "r195" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.", "label": "Net (decrease) increase in deposit accounts" } } }, "localname": "IncreaseDecreaseInDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOtherCurrentAssets": { "auth_ref": [ "r707" ], "calculation": { "http://banksc.com/role/StatementsOfCashFlowsDetails": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) in current assets classified as other.", "label": "Increase (Decrease) in Other Current Assets", "negatedLabel": "Decrease in other assets" } } }, "localname": "IncreaseDecreaseInOtherCurrentAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOtherCurrentLiabilities": { "auth_ref": [ "r707" ], "calculation": { "http://banksc.com/role/StatementsOfCashFlowsDetails": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of increase (decrease) in current liabilities classified as other.", "label": "Increase in other liabilities" } } }, "localname": "IncreaseDecreaseInOtherCurrentLiabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InformationTechnologyAndDataProcessing": { "auth_ref": [ "r28" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 3.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services.", "label": "Data processing fees" } } }, "localname": "InformationTechnologyAndDataProcessing", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestAndDividendIncomeOperating": { "auth_ref": [ "r184" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 1.0, "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.", "label": "Total interest and fee income", "totalLabel": "Total interest and fee income" } } }, "localname": "InterestAndDividendIncomeOperating", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Interest and fee income" } } }, "localname": "InterestAndDividendIncomeOperatingAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "stringItemType" }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "auth_ref": [ "r183" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 1.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.", "label": "Loans, including fees" } } }, "localname": "InterestAndFeeIncomeLoansAndLeases", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestBearingDepositsInBanks": { "auth_ref": [ "r169", "r178" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.", "label": "Interest-bearing deposits at the Federal Reserve" } } }, "localname": "InterestBearingDepositsInBanks", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestBearingDomesticDepositDemand": { "auth_ref": [ "r174" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of money in interest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits.", "label": "Interest bearing demand" } } }, "localname": "InterestBearingDomesticDepositDemand", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpense": { "auth_ref": [ "r164", "r194", "r240", "r291", "r515" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 2.0, "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of the cost of borrowed funds accounted for as interest expense.", "label": "Total interest expense", "totalLabel": "Total interest expense" } } }, "localname": "InterestExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Interest expense" } } }, "localname": "InterestExpenseAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "stringItemType" }, "us-gaap_InterestExpenseDeposits": { "auth_ref": [ "r193" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 1.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Aggregate amount of interest expense on all deposits.", "label": "Deposits" } } }, "localname": "InterestExpenseDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "auth_ref": [ "r187" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 1.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.", "label": "Net interest income after provision for loan losses", "totalLabel": "Net interest income after provision for loan losses" } } }, "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeExpenseNet": { "auth_ref": [ "r185" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 1.0, "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0 }, "http://banksc.com/role/StatementsOfIncomeDetails": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The net amount of operating interest income (expense).", "label": "Interest income", "totalLabel": "Net interest income", "verboseLabel": "Net interest income" } } }, "localname": "InterestIncomeExpenseNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/StatementsOfIncomeDetails", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeSecuritiesTaxExempt": { "auth_ref": [ "r191", "r630", "r631" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 3.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax.", "label": "Tax-exempt securities" } } }, "localname": "InterestIncomeSecuritiesTaxExempt", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeSecuritiesTaxable": { "auth_ref": [ "r191", "r630", "r631" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 2.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.", "label": "Taxable securities" } } }, "localname": "InterestIncomeSecuritiesTaxable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestPaidNet": { "auth_ref": [ "r246", "r248", "r249" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.", "label": "Interest" } } }, "localname": "InterestPaidNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestReceivable": { "auth_ref": [ "r700" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 8.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.", "label": "Accrued interest receivable" } } }, "localname": "InterestReceivable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_InternalCreditAssessmentAxis": { "auth_ref": [ "r74", "r468", "r657", "r658", "r661", "r733" ], "lang": { "en-us": { "role": { "documentation": "Information by entity-defined rating.", "label": "Internal Credit Assessment [Axis]" } } }, "localname": "InternalCreditAssessmentAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "stringItemType" }, "us-gaap_InternalCreditAssessmentDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Entity defined credit risk rating." } } }, "localname": "InternalCreditAssessmentDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "domainItemType" }, "us-gaap_InvestmentPolicyTextBlock": { "auth_ref": [ "r331", "r800" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for investment in financial asset.", "label": "Investment Securities" } } }, "localname": "InvestmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.", "label": "The amortized cost and estimated fair value of investment securities available for sale at December 31, 2022 and 2021, by contractual maturity are in the following table." } } }, "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Investments, Debt and Equity Securities [Abstract]" } } }, "localname": "InvestmentsDebtAndEquitySecuritiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "auth_ref": [ "r97", "r168", "r196", "r212", "r632" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for investments in certain debt and equity securities.", "label": "INVESTMENT SECURITIES AVAILABLE FOR SALE" } } }, "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSale" ], "xbrltype": "textBlockItemType" }, "us-gaap_LaborAndRelatedExpense": { "auth_ref": [ "r704" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 1.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.", "label": "Salaries and employee benefits" } } }, "localname": "LaborAndRelatedExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_LandMember": { "auth_ref": [ "r743" ], "lang": { "en-us": { "role": { "documentation": "Part of earth's surface not covered by water.", "label": "Land [Member]" } } }, "localname": "LandMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "domainItemType" }, "us-gaap_LeaseCost": { "auth_ref": [ "r527", "r672" ], "calculation": { "http://banksc.com/role/TableBelowShowsLeaseExpenseComponentsForYearsEndedDecember312022And2021.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of lease cost recognized by lessee for lease contract.", "label": "Lease, Cost", "totalLabel": "Total lease expense" } } }, "localname": "LeaseCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowShowsLeaseExpenseComponentsForYearsEndedDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LeaseCostTableTextBlock": { "auth_ref": [ "r782" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.", "label": "The table below shows lease expense components for the years ended December 31, 2022 and 2021." } } }, "localname": "LeaseCostTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LeasesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_LeaseholdImprovementsMember": { "auth_ref": [ "r99" ], "lang": { "en-us": { "role": { "documentation": "Additions or improvements to assets held under a lease arrangement.", "label": "Leasehold Improvements [Member]" } } }, "localname": "LeaseholdImprovementsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "domainItemType" }, "us-gaap_LeaseholdsAndLeaseholdImprovementsMember": { "auth_ref": [ "r99" ], "lang": { "en-us": { "role": { "documentation": "Asset held by lessee under finance lease and addition or improvement to asset held under lease arrangement.", "label": "Leaseholds and Leasehold Improvements [Member]" } } }, "localname": "LeaseholdsAndLeaseholdImprovementsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "domainItemType" }, "us-gaap_LeasesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Leases [Abstract]" } } }, "localname": "LeasesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_LesseeLeasesPolicyTextBlock": { "auth_ref": [ "r522" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for leasing arrangement entered into by lessee.", "label": "Lessee, Leases [Policy Text Block]", "verboseLabel": "Leases" } } }, "localname": "LesseeLeasesPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock": { "auth_ref": [ "r783" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position.", "label": "Minimum rental commitments for these leases as of December 31, 2022 are presented in the table below." } } }, "localname": "LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LeasesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": { "auth_ref": [ "r528" ], "calculation": { "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease.", "label": "Lessee, Operating Lease, Liability, to be Paid", "totalLabel": "Total undiscounted lease payments" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive": { "auth_ref": [ "r528" ], "calculation": { "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details": { "order": 6.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease due after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "2028 and thereafter" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths": { "auth_ref": [ "r528" ], "calculation": { "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details": { "order": 1.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "2023" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive": { "auth_ref": [ "r528" ], "calculation": { "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details": { "order": 5.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "2027" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFive", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour": { "auth_ref": [ "r528" ], "calculation": { "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details": { "order": 4.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "2026" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFour", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree": { "auth_ref": [ "r528" ], "calculation": { "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details": { "order": 3.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "2025" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearThree", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo": { "auth_ref": [ "r528" ], "calculation": { "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details": { "order": 2.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "2024" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearTwo", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount": { "auth_ref": [ "r528" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.", "label": "Lessee, Operating Lease, Liability, Undiscounted Excess Amount", "negatedLabel": "Less: effect of discounting" } } }, "localname": "LesseeOperatingLeaseLiabilityUndiscountedExcessAmount", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseRemainingLeaseTerm": { "auth_ref": [ "r780" ], "lang": { "en-us": { "role": { "documentation": "Remaining lease term of operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Weighted average remaining lease term" } } }, "localname": "LesseeOperatingLeaseRemainingLeaseTerm", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LeasesDetailsNarrative" ], "xbrltype": "durationItemType" }, "us-gaap_LesseeOperatingLeaseRenewalTerm": { "auth_ref": [ "r781" ], "lang": { "en-us": { "role": { "documentation": "Term of lessee's operating lease renewal, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Renewal terms" } } }, "localname": "LesseeOperatingLeaseRenewalTerm", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LeasesDetailsNarrative" ], "xbrltype": "durationItemType" }, "us-gaap_LesseeOperatingLeasesTextBlock": { "auth_ref": [ "r529" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability.", "label": "LEASES" } } }, "localname": "LesseeOperatingLeasesTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Leases" ], "xbrltype": "textBlockItemType" }, "us-gaap_Liabilities": { "auth_ref": [ "r11", "r250", "r332", "r366", "r367", "r368", "r369", "r370", "r371", "r372", "r373", "r374", "r465", "r466", "r467", "r496", "r653", "r738", "r787", "r788" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.", "label": "Liabilities [Default Label]", "totalLabel": "Total liabilities" } } }, "localname": "Liabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Liabilities" } } }, "localname": "LiabilitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilitiesAndStockholdersEquity": { "auth_ref": [ "r9", "r173", "r203", "r673", "r709", "r730", "r779" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://banksc.com/role/StatementsOfFinancialConditionDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.", "label": "Liabilities and Equity", "totalLabel": "Total liabilities and shareholders\u2019 equity" } } }, "localname": "LiabilitiesAndStockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAndStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "LIABILITIES AND SHAREHOLDERS\u2019 EQUITY", "verboseLabel": "Liabilities and shareholders\u2019 equity" } } }, "localname": "LiabilitiesAndStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LineOfCreditFacilityLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Line of Credit Facility [Line Items]" } } }, "localname": "LineOfCreditFacilityLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Short-termBorrowingsDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity": { "auth_ref": [ "r10" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.", "label": "Line of credit maximum borrowing capacity" } } }, "localname": "LineOfCreditFacilityMaximumBorrowingCapacity", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Short-termBorrowingsDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity": { "auth_ref": [ "r10" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of borrowing capacity currently available under the credit facility (current borrowing capacity less the amount of borrowings outstanding).", "label": "Unused balance of line of credit" } } }, "localname": "LineOfCreditFacilityRemainingBorrowingCapacity", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Short-termBorrowingsDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityTable": { "auth_ref": [ "r10", "r708" ], "lang": { "en-us": { "role": { "documentation": "A table or schedule providing information pertaining to short-term or long-term contractual arrangements with lenders, including letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line.", "label": "Line of Credit Facility [Table]" } } }, "localname": "LineOfCreditFacilityTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Short-termBorrowingsDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_LoanRestructuringModificationAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information by concessions made to the terms of loan contracts.", "label": "Loan Restructuring Modification [Axis]" } } }, "localname": "LoanRestructuringModificationAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_LoanRestructuringModificationDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Concessions made to the terms of loan contracts, including but not limited to, interest rate reductions, maturity extensions, principal forgiveness, and payment deferral." } } }, "localname": "LoanRestructuringModificationDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_LoanRestructuringModificationNameAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information by name of loan modification, for example, but not limited to, modifications under government programs.", "label": "Loan Restructuring Modification Name [Axis]" } } }, "localname": "LoanRestructuringModificationNameAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_LoanRestructuringModificationNameDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of loan modification, for example, but not limited to, modifications under government programs." } } }, "localname": "LoanRestructuringModificationNameDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_LoansAndLeasesReceivableAllowance": { "auth_ref": [ "r60", "r64", "r83", "r724" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_LoansAndLeasesReceivableNetReportedAmount", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.", "label": "Loans and Leases Receivable, Allowance", "negatedLabel": "Less: Allowance for loan losses", "negatedTerseLabel": "Allowance for loan losses" } } }, "localname": "LoansAndLeasesReceivableAllowance", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy": { "auth_ref": [ "r79" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.", "label": "Loans and Allowance for Loan Losses" } } }, "localname": "LoansAndLeasesReceivableAllowanceForLoanLossesPolicy", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_LoansAndLeasesReceivableDeferredIncome": { "auth_ref": [ "r75", "r82", "r165", "r180" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.", "label": "Deferred loan fees" } } }, "localname": "LoansAndLeasesReceivableDeferredIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome": { "auth_ref": [ "r59", "r75" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_LoansAndLeasesReceivableNetReportedAmount", "weight": 1.0 }, "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.", "label": "Loans", "totalLabel": "Total Loans Receivable" } } }, "localname": "LoansAndLeasesReceivableNetOfDeferredIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/MajorClassificationsOfLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableNetReportedAmount": { "auth_ref": [ "r59", "r180" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 5.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.", "label": "Loans, net", "totalLabel": "Net loans" } } }, "localname": "LoansAndLeasesReceivableNetReportedAmount", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/MajorClassificationsOfLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableRelatedParties": { "auth_ref": [ "r166", "r179" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "For an unclassified balance sheet, reflects the carrying amount of unpaid loan amounts due from related parties at the balance sheet date.", "label": "Loans and Leases Receivable, Related Parties", "periodEndLabel": "Balance at the end of the year", "periodStartLabel": "Balance at beginning of the year" } } }, "localname": "LoansAndLeasesReceivableRelatedParties", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowSummarizesRelatedPartyLoans.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions": { "auth_ref": [ "r166", "r179" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Reflects the amount of new advances made to related parties in the form of loan and lease receivables.", "label": "New loans or advances" } } }, "localname": "LoansAndLeasesReceivableRelatedPartiesAdditions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowSummarizesRelatedPartyLoans.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds": { "auth_ref": [ "r580", "r705" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from related parties which reduce the amount of loans and leases receivable due from related parties.", "label": "Loans and Leases Receivable, Related Parties, Proceeds", "negatedLabel": "Repayments" } } }, "localname": "LoansAndLeasesReceivableRelatedPartiesProceeds", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowSummarizesRelatedPartyLoans.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansHeldForSaleFairValueDisclosure": { "auth_ref": [], "calculation": { "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details": { "order": 2.0, "parentTag": "us-gaap_AssetsFairValueDisclosure", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables.", "label": "Loans Held-for-sale, Fair Value Disclosure", "verboseLabel": "Mortgage loans to be sold" } } }, "localname": "LoansHeldForSaleFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentInformationAboutCertainAssetsMeasuredAtFairValueOnNonrecurringBasisAsOfDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansReceivableFairValueDisclosure": { "auth_ref": [ "r81" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.", "label": "Loans Receivable, Fair Value Disclosure", "verboseLabel": "Loans, net" } } }, "localname": "LoansReceivableFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansReceivableHeldForSaleAmount": { "auth_ref": [ "r308", "r622" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount, before valuation allowance, of financing receivable classified as held-for-sale.", "label": "Mortgage loans to be sold" } } }, "localname": "LoansReceivableHeldForSaleAmount", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansReceivableMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "An amount of money or property, or a portion thereof, leant to a borrower (debtor) in exchange for a promise to repay the amount borrowed plus interest at a date certain in the future.", "label": "Loans Receivable [Member]" } } }, "localname": "LoansReceivableMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_MarketApproachValuationTechniqueMember": { "auth_ref": [ "r153" ], "lang": { "en-us": { "role": { "documentation": "Valuation approach using price and other relevant information generated by market transaction involving identical or comparable asset, liability, or group of assets and liabilities.", "label": "Valuation, Market Approach [Member]" } } }, "localname": "MarketApproachValuationTechniqueMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "domainItemType" }, "us-gaap_MarketableSecuritiesLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Marketable Securities [Line Items]" } } }, "localname": "MarketableSecuritiesLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "stringItemType" }, "us-gaap_MarketableSecuritiesTable": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about investment in marketable security.", "label": "Marketable Securities [Table]" } } }, "localname": "MarketableSecuritiesTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "stringItemType" }, "us-gaap_MarketingAndAdvertisingExpense": { "auth_ref": [ "r27" ], "calculation": { "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details": { "order": 6.0, "parentTag": "us-gaap_OtherNoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The total expense recognized in the period for promotion, public relations, and brand or product advertising.", "label": "Advertising and business development" } } }, "localname": "MarketingAndAdvertisingExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_MeasurementInputDiscountRateMember": { "auth_ref": [ "r778" ], "lang": { "en-us": { "role": { "documentation": "Measurement input using interest rate to determine present value of future cash flows.", "label": "Measurement Input, Discount Rate [Member]" } } }, "localname": "MeasurementInputDiscountRateMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "domainItemType" }, "us-gaap_MeasurementInputTypeAxis": { "auth_ref": [ "r485" ], "lang": { "en-us": { "role": { "documentation": "Information by type of measurement input used to determine value of asset and liability.", "label": "Measurement Input Type [Axis]" } } }, "localname": "MeasurementInputTypeAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "stringItemType" }, "us-gaap_MeasurementInputTypeDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Measurement input used to determine value of asset and liability." } } }, "localname": "MeasurementInputTypeDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "domainItemType" }, "us-gaap_MortgagesHeldForSaleFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Fair value portion of mortgage loans held-for-sale.", "label": "Mortgages Held-for-sale, Fair Value Disclosure", "verboseLabel": "Mortgage loans to be sold" } } }, "localname": "MortgagesHeldForSaleFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "auth_ref": [ "r247" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.", "label": "Net cash used in financing activities", "totalLabel": "Net cash (used in) provided by financing activities" } } }, "localname": "NetCashProvidedByUsedInFinancingActivities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Cash flows from financing activities:" } } }, "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "auth_ref": [ "r247" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.", "label": "Net Cash Provided by (Used in) Investing Activities", "totalLabel": "Net cash used in investing activities" } } }, "localname": "NetCashProvidedByUsedInInvestingActivities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Cash flows from investing activities:" } } }, "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "auth_ref": [ "r35", "r38", "r41" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 }, "http://banksc.com/role/StatementsOfCashFlowsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.", "label": "Net Cash Provided by (Used in) Operating Activities", "totalLabel": "Net cash provided by operating activities" } } }, "localname": "NetCashProvidedByUsedInOperatingActivities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Cash flows from operating activities:" } } }, "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NetIncomeLoss": { "auth_ref": [ "r25", "r41", "r182", "r206", "r222", "r231", "r234", "r239", "r250", "r259", "r262", "r263", "r264", "r265", "r268", "r269", "r274", "r293", "r301", "r303", "r305", "r332", "r366", "r367", "r368", "r369", "r370", "r371", "r372", "r373", "r374", "r481", "r496", "r654", "r738" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 }, "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://banksc.com/role/StatementsOfCashFlowsDetails": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://banksc.com/role/StatementsOfIncomeDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.", "label": "Net income", "totalLabel": "Net income" } } }, "localname": "NetIncomeLoss", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details", "http://banksc.com/role/StatementsOfCashFlowsDetails", "http://banksc.com/role/StatementsOfIncomeDetails", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.", "label": "Recent Accounting Pronouncements" } } }, "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_NoninterestBearingDomesticDepositDemand": { "auth_ref": [ "r174" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 1.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of money in noninterest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits.", "label": "Non-interest bearing demand" } } }, "localname": "NoninterestBearingDomesticDepositDemand", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestExpense": { "auth_ref": [ "r190" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 3.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Total aggregate amount of all noninterest expense.", "label": "Total other expense", "totalLabel": "Total other expense" } } }, "localname": "NoninterestExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestExpenseAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Other expense" } } }, "localname": "NoninterestExpenseAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestIncome": { "auth_ref": [ "r188" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 2.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.", "label": "Total other income", "totalLabel": "Total other income" } } }, "localname": "NoninterestIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestIncomeAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Other income" } } }, "localname": "NoninterestIncomeAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestIncomeOther": { "auth_ref": [ "r188" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 4.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights.", "label": "Other non-interest income" } } }, "localname": "NoninterestIncomeOther", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_NumberOfOperatingSegments": { "auth_ref": [ "r721" ], "lang": { "en-us": { "role": { "documentation": "Number of operating segments. An operating segment is a component of an enterprise: (a) that engages in business activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same enterprise), (b) whose operating results are regularly reviewed by the enterprise's chief operating decision maker to make decisions about resources to be allocated to the segment and assess its performance, and (c) for which discrete financial information is available. An operating segment may engage in business activities for which it has yet to earn revenues, for example, start-up operations may be operating segments before earning revenues.", "label": "Number of segments" } } }, "localname": "NumberOfOperatingSegments", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "integerItemType" }, "us-gaap_OccupancyNet": { "auth_ref": [ "r28", "r189", "r215" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 2.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.", "label": "Net occupancy expense" } } }, "localname": "OccupancyNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingExpenses": { "auth_ref": [], "calculation": { "http://banksc.com/role/StatementsOfIncomeDetails": { "order": 2.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense.", "label": "Operating Expenses", "negatedLabel": "Net operating expenses" } } }, "localname": "OperatingExpenses", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseCost": { "auth_ref": [ "r523", "r672" ], "calculation": { "http://banksc.com/role/TableBelowShowsLeaseExpenseComponentsForYearsEndedDecember312022And2021.Details": { "order": 1.0, "parentTag": "us-gaap_LeaseCost", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of single lease cost, calculated by allocation of remaining cost of lease over remaining lease term. Includes, but is not limited to, single lease cost, after impairment of right-of-use asset, calculated by amortization of remaining right-of-use asset and accretion of lease liability.", "label": "Rent expense", "verboseLabel": "Operating lease expense" } } }, "localname": "OperatingLeaseCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LeasesDetailsNarrative", "http://banksc.com/role/TableBelowShowsLeaseExpenseComponentsForYearsEndedDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseLiability": { "auth_ref": [ "r521" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease.", "label": "Lease liability", "terseLabel": "Present value of estimated lease payments", "verboseLabel": "Operating Lease, Liability" } } }, "localname": "OperatingLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/LeasesDetailsNarrative", "http://banksc.com/role/MinimumRentalCommitmentsForTheseLeasesAsOfDecember312022ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseRightOfUseAsset": { "auth_ref": [ "r520" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 7.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of lessee's right to use underlying asset under operating lease.", "label": "Right of use asset", "verboseLabel": "Operating Lease, Right-of-Use Asset" } } }, "localname": "OperatingLeaseRightOfUseAsset", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/LeasesDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": { "auth_ref": [ "r526", "r672" ], "lang": { "en-us": { "role": { "documentation": "Weighted average discount rate for operating lease calculated at point in time.", "label": "Weighted average incremental borrowing rate" } } }, "localname": "OperatingLeaseWeightedAverageDiscountRatePercent", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LeasesDetailsNarrative" ], "xbrltype": "percentItemType" }, "us-gaap_OtherCommitmentsLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Other Commitments [Line Items]" } } }, "localname": "OtherCommitmentsLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_OtherCommitmentsTable": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about obligations resulting from other commitments.", "label": "Other Commitments [Table]" } } }, "localname": "OtherCommitmentsTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent": { "auth_ref": [ "r136", "r137", "r139" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount before tax of other comprehensive income (loss) attributable to parent entity.", "label": "Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent", "totalLabel": "Other comprehensive (loss) income before tax" } } }, "localname": "OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r23", "r108", "r232", "r235", "r241", "r506", "r511", "r512", "r581", "r602", "r701", "r702" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount after tax and reclassification adjustments of other comprehensive income (loss).", "label": "Other comprehensive gain (loss)", "totalLabel": "Other comprehensive (loss) income after tax" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Other comprehensive (loss) income" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax": { "auth_ref": [ "r17", "r21", "r96", "r230" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax", "negatedLabel": "Reclassification adjustment for securities gains realized in net income" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": { "auth_ref": [ "r18", "r96" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Gains on sale of investments, tax" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossTax": { "auth_ref": [ "r18", "r237", "r241", "r433", "r455", "r457", "r506", "r509", "r512", "r581", "r602" ], "calculation": { "http://banksc.com/role/TotalIncomeTaxesForYearsEndedDecember3120222021And2020ArePresentedInTableBelow.Details": { "order": 2.0, "parentTag": "bksc_TotalIncomeTaxes", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of tax expense (benefit) allocated to other comprehensive income (loss).", "label": "Unrealized gains (losses) on securities available for sale presented in accumulated other comprehensive income (loss)" } } }, "localname": "OtherComprehensiveIncomeLossTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TotalIncomeTaxesForYearsEndedDecember3120222021And2020ArePresentedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1": { "auth_ref": [ "r136", "r137", "r139" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTax", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of tax expense (benefit) allocated to other comprehensive income (loss) attributable to parent entity.", "label": "Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent", "negatedLabel": "Income tax effect related to items of other comprehensive (loss) income before tax" } } }, "localname": "OtherComprehensiveIncomeLossTaxPortionAttributableToParent1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": { "auth_ref": [ "r228", "r229", "r330" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "Unrealized (loss) gain on securities arising during the period" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherCostAndExpenseOperating": { "auth_ref": [ "r26" ], "calculation": { "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details": { "order": 7.0, "parentTag": "us-gaap_OtherNoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.", "label": "Other Cost and Expense, Operating", "verboseLabel": "Other" } } }, "localname": "OtherCostAndExpenseOperating", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherIncomeAndExpensesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Other Income and Expenses [Abstract]" } } }, "localname": "OtherIncomeAndExpensesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock": { "auth_ref": [ "r112", "r128" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for other income or other expense items (both operating and nonoperating). Sources of nonoperating income or nonoperating expense that may be disclosed, include amounts earned from dividends, interest on securities, profits (losses) on securities, net and miscellaneous other income or income deductions.", "label": "OTHER EXPENSE" } } }, "localname": "OtherIncomeAndOtherExpenseDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OtherExpense" ], "xbrltype": "textBlockItemType" }, "us-gaap_OtherInterestAndDividendIncome": { "auth_ref": [ "r192" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 4.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other.", "label": "Other" } } }, "localname": "OtherInterestAndDividendIncome", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherLiabilities": { "auth_ref": [ "r177" ], "calculation": { "http://banksc.com/role/StatementsOfFinancialConditionDetails": { "order": 1.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of liabilities classified as other.", "label": "Other liabilities" } } }, "localname": "OtherLiabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherNoninterestExpense": { "auth_ref": [ "r190" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 5.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 }, "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of noninterest expense classified as other.", "label": "Other operating expenses", "totalLabel": "Total other operating expenses" } } }, "localname": "OtherNoninterestExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_PassMember": { "auth_ref": [ "r74", "r733" ], "lang": { "en-us": { "role": { "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables.", "label": "Pass [Member]" } } }, "localname": "PassMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "domainItemType" }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "auth_ref": [ "r77", "r78", "r659", "r732" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of aging analysis for financing receivable.", "label": "The following tables include an aging analysis of the recorded investment in loans segregated by class." } } }, "localname": "PastDueFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale": { "auth_ref": [ "r647", "r706" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The amount of cash paid for the origination of mortgages that are held for sale.", "label": "Payments for Origination of Mortgage Loans Held-for-sale", "negatedLabel": "Origination of mortgage loans held for sale" } } }, "localname": "PaymentsForOriginationOfMortgageLoansHeldForSale", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForProceedsFromLoansAndLeases": { "auth_ref": [ "r584" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.", "label": "Payments for (Proceeds from) Loans and Leases", "negatedLabel": "Net (increase) decrease in loans" } } }, "localname": "PaymentsForProceedsFromLoansAndLeases", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForRepurchaseOfCommonStock": { "auth_ref": [ "r33" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The cash outflow to reacquire common stock during the period.", "label": "Payments for Repurchase of Common Stock", "negatedLabel": "Repurchase of common shares" } } }, "localname": "PaymentsForRepurchaseOfCommonStock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsOfDividendsCommonStock": { "auth_ref": [ "r33" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.", "label": "Payments of Ordinary Dividends, Common Stock", "negatedLabel": "Dividends paid" } } }, "localname": "PaymentsOfDividendsCommonStock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsOfOrdinaryDividends": { "auth_ref": [ "r33" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Cash outflow in the form of ordinary dividends to common shareholders, preferred shareholders and noncontrolling interests, generally out of earnings.", "label": "Payments of Ordinary Dividends", "negatedLabel": "Dividends paid" } } }, "localname": "PaymentsOfOrdinaryDividends", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r30", "r85", "r244" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Payments to Acquire Debt Securities, Available-for-Sale", "negatedLabel": "Purchase of investment securities available for sale" } } }, "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": { "auth_ref": [ "r31" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.", "label": "Payments to Acquire Property, Plant, and Equipment", "negatedLabel": "Purchase of premises, equipment, and leasehold improvements, net" } } }, "localname": "PaymentsToAcquirePropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PlanNameAxis": { "auth_ref": [ "r746", "r747", "r748", "r749", "r750", "r751", "r752", "r753", "r754", "r755", "r756", "r757", "r758", "r759", "r760", "r761", "r762", "r763", "r764", "r765", "r766", "r767", "r768", "r769", "r770", "r771" ], "lang": { "en-us": { "role": { "documentation": "Information by plan name for share-based payment arrangement.", "label": "Plan Name [Axis]" } } }, "localname": "PlanNameAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_PlanNameDomain": { "auth_ref": [ "r746", "r747", "r748", "r749", "r750", "r751", "r752", "r753", "r754", "r755", "r756", "r757", "r758", "r759", "r760", "r761", "r762", "r763", "r764", "r765", "r766", "r767", "r768", "r769", "r770", "r771" ], "lang": { "en-us": { "role": { "documentation": "Plan name for share-based payment arrangement." } } }, "localname": "PlanNameDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_PledgedStatusAxis": { "auth_ref": [ "r464", "r671" ], "lang": { "en-us": { "role": { "documentation": "Information by pledged or not pledged status of asset owned by entity.", "label": "Pledged Status [Axis]" } } }, "localname": "PledgedStatusAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_PledgedStatusDomain": { "auth_ref": [ "r464", "r671" ], "lang": { "en-us": { "role": { "documentation": "Pledged or not pledged status of asset owned by entity." } } }, "localname": "PledgedStatusDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative", "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "auth_ref": [ "r494" ], "lang": { "en-us": { "role": { "documentation": "Measured at fair value for financial reporting purposes." } } }, "localname": "PortionAtFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesPresentCarryingAmountFairValueAndPlacementInFairValueHierarchyOfOurFinancialInstrumentsAsOfDecember312022And2021Respectively.Details" ], "xbrltype": "domainItemType" }, "us-gaap_PrepaidExpenseAndOtherAssets": { "auth_ref": [], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 9.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://banksc.com/role/StatementsOfFinancialConditionDetails": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of asset related to consideration paid in advance for costs that provide economic benefits in future periods, and amount of other assets.", "label": "Other assets" } } }, "localname": "PrepaidExpenseAndOtherAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "auth_ref": [ "r85", "r244", "r245" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from calls and maturities of investment securities available for sale" } } }, "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r29", "r85", "r244" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from sale of investment securities available for sale", "verboseLabel": "Gross proceeds" } } }, "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/TableBelowShowsProceedsReceivedFromSalesOfSecuritiesAvailableForSaleAndGrossRealizedGainsAndLosses.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale": { "auth_ref": [ "r34", "r36" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.", "label": "Proceeds from sale of mortgage loans held for sale" } } }, "localname": "ProceedsFromSaleOfMortgageLoansHeldForSale", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromStockOptionsExercised": { "auth_ref": [ "r32", "r121" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of cash inflow from exercise of option under share-based payment arrangement.", "label": "Stock options exercised" } } }, "localname": "ProceedsFromStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProfessionalFees": { "auth_ref": [ "r210", "r211" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 4.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.", "label": "Professional expenses" } } }, "localname": "ProfessionalFees", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment [Abstract]" } } }, "localname": "PropertyPlantAndEquipmentAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentByTypeAxis": { "auth_ref": [ "r101" ], "lang": { "en-us": { "role": { "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale.", "label": "Long-Lived Tangible Asset [Axis]" } } }, "localname": "PropertyPlantAndEquipmentByTypeAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": { "auth_ref": [ "r102", "r624", "r625", "r626" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.", "label": "PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS" } } }, "localname": "PropertyPlantAndEquipmentDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovements" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentGross": { "auth_ref": [ "r99", "r223" ], "calculation": { "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details": { "order": 1.0, "parentTag": "us-gaap_PropertyPlantAndEquipmentNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Premises, equipment and leasehold improvements, gross" } } }, "localname": "PropertyPlantAndEquipmentGross", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Property, Plant and Equipment [Line Items]" } } }, "localname": "PropertyPlantAndEquipmentLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentNet": { "auth_ref": [ "r101", "r204", "r590", "r673" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 6.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Premises, equipment and leasehold improvements, net", "totalLabel": "Total" } } }, "localname": "PropertyPlantAndEquipmentNet", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": { "auth_ref": [ "r101", "r624", "r625" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.", "label": "Premises, Equipment and Leasehold Improvements and Depreciation" } } }, "localname": "PropertyPlantAndEquipmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentTextBlock": { "auth_ref": [ "r101" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.", "label": "Premises, equipment and leasehold improvements are summarized in the table below." } } }, "localname": "PropertyPlantAndEquipmentTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentTypeDomain": { "auth_ref": [ "r99" ], "lang": { "en-us": { "role": { "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software." } } }, "localname": "PropertyPlantAndEquipmentTypeDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_PropertyPlantAndEquipmentUsefulLife": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.", "label": "Useful life (in years)" } } }, "localname": "PropertyPlantAndEquipmentUsefulLife", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "durationItemType" }, "us-gaap_ProvisionForLoanAndLeaseLosses": { "auth_ref": [ "r39", "r61", "r186" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://banksc.com/role/ConsolidatedStatementsOfIncome": { "order": 2.0, "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense related to estimated loss from loan and lease transactions.", "label": "Provision for loan losses", "verboseLabel": "Provisions" } } }, "localname": "ProvisionForLoanAndLeaseLosses", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/TablesBelowRepresentQuarterlyResultsOfOperationsForYearsEndedDecember312022And2021RespectivelyDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_QuarterlyFinancialInformationDisclosureAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Quarterly Financial Information Disclosure [Abstract]" } } }, "localname": "QuarterlyFinancialInformationDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_QuarterlyFinancialInformationTextBlock": { "auth_ref": [ "r50", "r284" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for quarterly financial data. Includes, but is not limited to, tabular presentation of financial information for fiscal quarters, effect of year-end adjustments, and an explanation of matters or transactions that affect comparability of the information.", "label": "QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)" } } }, "localname": "QuarterlyFinancialInformationTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/QuarterlyResultsOfOperations" ], "xbrltype": "textBlockItemType" }, "us-gaap_ReceivablesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Receivables [Abstract]" } } }, "localname": "ReceivablesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_RegulatoryAgencyAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Information by name of regulatory agency.", "label": "Regulatory Agency [Axis]" } } }, "localname": "RegulatoryAgencyAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_RegulatoryAgencyDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Organization that establishes and ensures compliance with rules or regulations." } } }, "localname": "RegulatoryAgencyDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "auth_ref": [ "r591", "r592", "r593", "r595", "r596", "r597", "r599", "r600" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.", "label": "REGULATORY CAPITAL REQUIREMENTS" } } }, "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirements" ], "xbrltype": "textBlockItemType" }, "us-gaap_RelatedPartyDepositLiabilities": { "auth_ref": [ "r711" ], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of deposits held by the entity for a related party (entity, shareholder, employee).", "label": "Deposits held by related parties" } } }, "localname": "RelatedPartyDepositLiabilities", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RelatedPartyTransactionsDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_RelatedPartyTransactionsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Related Party Transactions [Abstract]" } } }, "localname": "RelatedPartyTransactionsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_RelatedPartyTransactionsDisclosureTextBlock": { "auth_ref": [ "r536", "r537", "r538", "r539", "r540" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.", "label": "RELATED PARTY TRANSACTIONS" } } }, "localname": "RelatedPartyTransactionsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RelatedPartyTransactions" ], "xbrltype": "textBlockItemType" }, "us-gaap_ResidentialMortgageMember": { "auth_ref": [ "r658" ], "lang": { "en-us": { "role": { "documentation": "Loan to purchase or refinance residential real estate for example, but not limited to, a home, in which the real estate itself serves as collateral for the loan.", "label": "Residential Mortgage [Member]" } } }, "localname": "ResidentialMortgageMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details", "http://banksc.com/role/MajorClassificationsOfLoansDetails", "http://banksc.com/role/OurLoansWereConcentratedInFollowingCategories.Details" ], "xbrltype": "domainItemType" }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "auth_ref": [ "r6", "r109", "r202", "r613", "r618", "r673" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 3.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained earnings" } } }, "localname": "RetainedEarningsAccumulatedDeficit", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsMember": { "auth_ref": [ "r218", "r255", "r256", "r257", "r260", "r267", "r269", "r339", "r426", "r427", "r428", "r447", "r448", "r479", "r609", "r611" ], "lang": { "en-us": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings [Member]" } } }, "localname": "RetainedEarningsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_RevenueRecognitionPolicyTextBlock": { "auth_ref": [ "r649", "r650" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for revenue. Includes revenue from contract with customer and from other sources.", "label": "Revenue Recognition:" } } }, "localname": "RevenueRecognitionPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability": { "auth_ref": [ "r525", "r672" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of increase in right-of-use asset obtained in exchange for operating lease liability.", "label": "Right of use assets obtained in exchange for lease obligation" } } }, "localname": "RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_RisksAndUncertaintiesAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Risks and Uncertainties [Abstract]" } } }, "localname": "RisksAndUncertaintiesAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable": { "auth_ref": [ "r15" ], "lang": { "en-us": { "role": { "documentation": "Schedule itemizing specific types of trade accounts and notes receivable, and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.", "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]" } } }, "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesDetailsNarrative", "http://banksc.com/role/MajorClassificationsOfLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": { "auth_ref": [ "r15" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.", "label": "Major classifications of loans" } } }, "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable": { "auth_ref": [ "r798", "r799" ], "lang": { "en-us": { "role": { "documentation": "A table disclosing the capital amounts and ratios as of the balance sheet date indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.", "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]" } } }, "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsActualCblrForBankAndCompanyAtDetails", "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "auth_ref": [ "r594", "r598" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.", "label": "The following table presents the actual CBLR for the Bank and Company at:" } } }, "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock": { "auth_ref": [ "r133" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.", "label": "Income tax expense was as follows:" } } }, "localname": "ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": { "auth_ref": [ "r131" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.", "label": "The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2022 and 2021 are presented below." } } }, "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "auth_ref": [ "r720" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.", "label": "The following table is a summary of the reconciliation of weighted average shares outstanding for the years ended December 31:" } } }, "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomePerCommonShareTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": { "auth_ref": [ "r130" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.", "label": "The differences between actual income tax expense and the amounts computed by applying the U.S. federal income tax rate of 21%" } } }, "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable": { "auth_ref": [ "r127" ], "lang": { "en-us": { "role": { "documentation": "Describes the details pertaining to each employee stock ownership plan.", "label": "Schedule of Employee Stock Ownership Plan (ESOP) Disclosures [Table]" } } }, "localname": "ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock": { "auth_ref": [ "r483", "r484" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).", "label": "The following table presents information about assets measured at fair value on a recurring basis as of December 31, 2022 and 2021." } } }, "localname": "ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/DisclosuresRegardingFairValueOfFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable": { "auth_ref": [ "r658", "r733" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about credit quality indicator for financing receivable.", "label": "Financing Receivable, Credit Quality Indicator [Table]" } } }, "localname": "ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": { "auth_ref": [ "r77", "r351" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of financing receivable on nonaccrual status.", "label": "The following table summarizes the balances of non-accrual loans." } } }, "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFinancingReceivablesPastDueTable": { "auth_ref": [ "r659", "r732" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about aging analysis for financing receivable.", "label": "Financing Receivable, Past Due [Table]" } } }, "localname": "ScheduleOfFinancingReceivablesPastDueTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AsOfDecember312022And2021LoansIndividuallyEvaluatedForImpairmentAndCorrespondingAllowanceForLoanLossesArePresentedInFollowingTable.Details", "http://banksc.com/role/FollowingTablePresentsAverageImpairedLoansAndInterestIncomeRecognizedOnThoseImpairedLoansByClassSegmentForPeriodsIndicated.Details", "http://banksc.com/role/FollowingTableSummarizesBalancesOfNon-accrualLoans.Details", "http://banksc.com/role/FollowingTablesIncludeAgingAnalysisOfRecordedInvestmentInLoansSegregatedByClass.Details", "http://banksc.com/role/FollowingTablesPresentByClassAndReservingMethodologyAllocationOfAllowanceForLoanLossesAndGrossInvestmentInLoans.Details", "http://banksc.com/role/FollowingTablesSetForthChangesInAllowanceAndAllocationOfAllowanceByClassAtDecember3120222021And2020.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock": { "auth_ref": [ "r26" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of each detailed component of other operating costs and expenses that are applicable to sales and revenues, but not included in the cost of sales in the income statement.", "label": "The table below summarizes the components of other operating expense." } } }, "localname": "ScheduleOfOtherOperatingCostAndExpenseByComponentTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/OtherExpenseTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfPropertyPlantAndEquipmentTable": { "auth_ref": [ "r101" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.", "label": "Property, Plant and Equipment [Table]" } } }, "localname": "ScheduleOfPropertyPlantAndEquipmentTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/PremisesEquipmentAndLeaseholdImprovementsAreSummarizedInTableBelow.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock": { "auth_ref": [ "r283" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of quarterly financial data. Includes, but is not limited to, financial information for fiscal quarters, cumulative effect of a change in accounting principle and earnings per share data.", "label": "The tables below represent the quarterly results of operations for the years ended December 31, 2022 and 2021, respectively:" } } }, "localname": "ScheduleOfQuarterlyFinancialInformationTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/QuarterlyResultsOfOperationsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfRealizedGainLossTableTextBlock": { "auth_ref": [ "r95" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the proceeds from sales of available-for-sale securities and the gross realized gains and gross realized losses that have been included in earnings as a result of those sales.", "label": "The table below shows the proceeds received from sales of securities available for sale and gross realized gains and losses." } } }, "localname": "ScheduleOfRealizedGainLossTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates.", "label": "The table below summarizes related party loans." } } }, "localname": "ScheduleOfRelatedPartyTransactionsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RelatedPartyTransactionsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable": { "auth_ref": [ "r389", "r391", "r393", "r394", "r395", "r397", "r398", "r399", "r400", "r401", "r402", "r403", "r404", "r405", "r406", "r407", "r408", "r409", "r410", "r411", "r412", "r413", "r414", "r417", "r418", "r419", "r420", "r421" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of information about share-based payment arrangement.", "label": "Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]" } } }, "localname": "ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable": { "auth_ref": [ "r120" ], "lang": { "en-us": { "role": { "documentation": "Details comprising a table providing supplementary information on outstanding and exercisable share awards as of the balance sheet date which stratifies outstanding options by ranges of exercise prices.", "label": "Share-Based Payment Arrangement, Option, Exercise Price Range [Table]" } } }, "localname": "ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock": { "auth_ref": [ "r120" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of option exercise prices, by grouped ranges, including the upper and lower limits of the price range, the number of shares under option, weighted average exercise price and remaining contractual option terms.", "label": "The following table presents information pertaining to options outstanding at December 31, 2022." } } }, "localname": "ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock": { "auth_ref": [ "r118" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the significant assumptions used during the year to estimate the fair value of stock options, including, but not limited to: (a) expected term of share options and similar instruments, (b) expected volatility of the entity's shares, (c) expected dividends, (d) risk-free rate(s), and (e) discount for post-vesting restrictions.", "label": "The fair value of options granted was determined using the following weighted-average assumptions as of grant date:" } } }, "localname": "ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfStockOptionsRollForwardTableTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the change in stock options.", "label": "The following table presents a summary of the activity under the 2010, 2020 and 2021 Stock Incentive Plans for the years ended December 31:" } } }, "localname": "ScheduleOfStockOptionsRollForwardTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock": { "auth_ref": [ "r94" ], "lang": { "en-us": { "role": { "documentation": "For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).", "label": "The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2022 and 2021." } } }, "localname": "ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfVariableInterestEntitiesTable": { "auth_ref": [ "r141", "r142", "r143", "r144", "r145", "r464", "r465", "r466", "r467", "r556", "r557", "r558" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of qualitative and quantitative information related to variable interests the entity holds, whether or not such variable interest entity (VIE) is included in the reporting entity's consolidated financial statements. Includes, but is not limited to, description of the significant judgments and assumptions made in determining whether a variable interest (as defined) held by the entity requires the variable interest entity (VIE) (as defined) to be consolidated and (or) disclose information about its involvement with the VIE, individually or in aggregate (as applicable); the nature of restrictions, if any, on the consolidated VIE's assets and on the settlement of its liabilities reported by an entity in its statement of financial position, including the carrying amounts of such assets and liabilities; the nature of, and changes in, the risks associated with involvement in the VIE; how involvement with the VIE affects the entity's financial position, financial performance, and cash flows; the lack of recourse if creditors (or beneficial interest holders) of the consolidated VIE have no recourse to the general credit of the primary beneficiary (if applicable); the terms of arrangements, giving consideration to both explicit arrangements and implicit variable interests, if any, that could require the entity to provide financial support to the VIE, including events or circumstances that could expose the entity to a loss; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; the significant factors considered and judgments made in determining that the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared (as defined); the carrying amounts and classification of assets and liabilities of the VIE included in the statement of financial position; the entity's maximum exposure to loss, if any, as a result of its involvement with the VIE, including how the maximum exposure is determined and significant sources of the entity's exposure to the VIE; a tabular comparison of the carrying amounts of the assets and liabilities and the entity's maximum exposure to loss; information about any liquidity arrangements, guarantees, and (or) other commitments by third parties that may affect the fair value or risk of the entity's variable interest in the VIE; whether or not the entity has provided financial support or other support (explicitly or implicitly) to the VIE that it was not previously contractually required to provide or whether the entity intends to provide that support, including the type and amount of the support and the primary reasons for providing the support; and supplemental information the entity determines necessary to provide.", "label": "Schedule of Variable Interest Entities [Table]" } } }, "localname": "ScheduleOfVariableInterestEntitiesTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_SchedulesOfConcentrationOfRiskByRiskFactorTextBlock": { "auth_ref": [ "r51", "r52", "r53", "r54", "r160", "r162" ], "lang": { "en-us": { "role": { "documentation": "Tabular disclosure of the nature of a concentration, a benchmark to which it is compared, and the percentage that the risk is to the benchmark.", "label": "Our loans were concentrated in the following categories." } } }, "localname": "SchedulesOfConcentrationOfRiskByRiskFactorTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConcentrationsOfCreditRiskTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_SegmentReportingPolicyPolicyTextBlock": { "auth_ref": [ "r295", "r296", "r297", "r298", "r299", "r300", "r306" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for segment reporting.", "label": "Segment Information" } } }, "localname": "SegmentReportingPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ShareBasedCompensation": { "auth_ref": [ "r39" ], "calculation": { "http://banksc.com/role/ConsolidatedStatementsOfCashFlows": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://banksc.com/role/StatementsOfCashFlowsDetails": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of noncash expense for share-based payment arrangement.", "label": "Share-Based Payment Arrangement, Noncash Expense", "verboseLabel": "Stock-based compensation expense" } } }, "localname": "ShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfCashFlows", "http://banksc.com/role/StatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1": { "auth_ref": [ "r669" ], "lang": { "en-us": { "role": { "documentation": "Estimated period over which an employee is required to provide service in exchange for the equity-based payment award, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Service period" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "durationItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate": { "auth_ref": [ "r419" ], "lang": { "en-us": { "role": { "documentation": "The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.", "label": "Dividend yield" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FairValueOfOptionsGrantedWasDeterminedUsingFollowingWeighted-averageAssumptionsAsOfGrantDateDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate": { "auth_ref": [ "r418" ], "lang": { "en-us": { "role": { "documentation": "The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.", "label": "Expected stock price volatility" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FairValueOfOptionsGrantedWasDeterminedUsingFollowingWeighted-averageAssumptionsAsOfGrantDateDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate": { "auth_ref": [ "r420" ], "lang": { "en-us": { "role": { "documentation": "The risk-free interest rate assumption that is used in valuing an option on its own shares.", "label": "Risk free interest rate" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FairValueOfOptionsGrantedWasDeterminedUsingFollowingWeighted-averageAssumptionsAsOfGrantDateDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized": { "auth_ref": [ "r670" ], "lang": { "en-us": { "role": { "documentation": "Number of shares authorized for issuance under share-based payment arrangement.", "label": "Number of shares authorized under stock incentive plan" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": { "auth_ref": [ "r399" ], "lang": { "en-us": { "role": { "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.", "label": "Exercisable at year end" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": { "auth_ref": [ "r399" ], "lang": { "en-us": { "role": { "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price", "verboseLabel": "Exercisable at year end" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue": { "auth_ref": [ "r412" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.", "label": "Intrinsic value of options exercised" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod": { "auth_ref": [ "r403" ], "lang": { "en-us": { "role": { "documentation": "The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period", "negatedLabel": "Forfeited" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod": { "auth_ref": [ "r753" ], "lang": { "en-us": { "role": { "documentation": "Net number of share options (or share units) granted during the period.", "label": "Granted" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue": { "auth_ref": [ "r120" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding.", "label": "Intrinsic Value of Options Outstanding" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": { "auth_ref": [ "r397", "r398" ], "lang": { "en-us": { "role": { "documentation": "Number of options outstanding, including both vested and non-vested options.", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number", "periodEndLabel": "Outstanding, ending", "periodStartLabel": "Outstanding, beginning" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": { "auth_ref": [ "r397", "r398" ], "lang": { "en-us": { "role": { "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.", "label": "Exercise Price", "periodEndLabel": "Outstanding, ending", "periodStartLabel": "Outstanding, beginning" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details", "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": { "auth_ref": [ "r402" ], "lang": { "en-us": { "role": { "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares.", "label": "Exercised" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice": { "auth_ref": [ "r403" ], "lang": { "en-us": { "role": { "documentation": "Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated.", "label": "Forfeited" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": { "auth_ref": [ "r401" ], "lang": { "en-us": { "role": { "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.", "label": "Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Grants in Period, Weighted Average Exercise Price", "verboseLabel": "Granted" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationAwardTrancheOneMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "First portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period.", "label": "Share-Based Payment Arrangement, Tranche One [Member]" } } }, "localname": "ShareBasedCompensationAwardTrancheOneMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationAwardTrancheThreeMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Third portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period.", "label": "Share-Based Payment Arrangement, Tranche Three [Member]" } } }, "localname": "ShareBasedCompensationAwardTrancheThreeMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationAwardTrancheTwoMember": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Second portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period.", "label": "Share-Based Payment Arrangement, Tranche Two [Member]" } } }, "localname": "ShareBasedCompensationAwardTrancheTwoMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": { "auth_ref": [ "r396", "r415", "r416", "r417", "r418", "r421", "r429", "r430" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost.", "label": "Stock-Based Compensation" } } }, "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis": { "auth_ref": [ "r117" ], "lang": { "en-us": { "role": { "documentation": "Information by range of option prices pertaining to options granted.", "label": "Exercise Price Range [Axis]" } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain": { "auth_ref": [ "r119" ], "lang": { "en-us": { "role": { "documentation": "Supplementary information on outstanding and exercisable share awards as of the balance sheet date which stratifies outstanding options by ranges of exercise prices." } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Share-Based Payment Arrangement, Option, Exercise Price Range [Line Items]" } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions": { "auth_ref": [ "r115" ], "lang": { "en-us": { "role": { "documentation": "The number of shares reserved for issuance pertaining to the outstanding exercisable stock options as of the balance sheet date in the customized range of exercise prices for which the market and performance vesting condition has been satisfied.", "label": "Number of Options Exercisable" } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions": { "auth_ref": [ "r113" ], "lang": { "en-us": { "role": { "documentation": "The number of shares reserved for issuance pertaining to the outstanding stock options as of the balance sheet date for all option plans in the customized range of exercise prices.", "label": "Number of Options Outstanding" } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "sharesItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage": { "auth_ref": [ "r746" ], "lang": { "en-us": { "role": { "documentation": "Percentage of vesting of award under share-based payment arrangement.", "label": "Percentage of options vesting", "verboseLabel": "Vested percentage" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative", "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "percentItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1": { "auth_ref": [ "r417" ], "lang": { "en-us": { "role": { "documentation": "Expected term of award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Expected life (in years)" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FairValueOfOptionsGrantedWasDeterminedUsingFollowingWeighted-averageAssumptionsAsOfGrantDateDetails" ], "xbrltype": "durationItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1": { "auth_ref": [ "r120" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.", "label": "Intrinsic Value of Options Exercisable" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1": { "auth_ref": [ "r114" ], "lang": { "en-us": { "role": { "documentation": "Weighted average exercise price as of the balance sheet date for those equity-based payment arrangements exercisable and outstanding.", "label": "Weighted Average Exercise Price of Options Exercisable" } } }, "localname": "SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "perShareItemType" }, "us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1": { "auth_ref": [ "r113" ], "lang": { "en-us": { "role": { "documentation": "The weighted average price as of the balance sheet date at which grantees could acquire the underlying shares with respect to all outstanding stock options which are in the customized range of exercise prices.", "label": "Weighted Average Exercise Price of Options Outstanding" } } }, "localname": "SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "perShareItemType" }, "us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2": { "auth_ref": [ "r116" ], "lang": { "en-us": { "role": { "documentation": "Weighted average remaining contractual term of outstanding stock options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Weighted Average Remaining Contractual Life" } } }, "localname": "SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablePresentsInformationPertainingToOptionsOutstandingAtDecember312022.Details" ], "xbrltype": "durationItemType" }, "us-gaap_ShortTermDebtTextBlock": { "auth_ref": [ "r107" ], "lang": { "en-us": { "role": { "documentation": "The entire disclosure for short-term debt.", "label": "SHORT-TERM BORROWINGS" } } }, "localname": "ShortTermDebtTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/Short-termBorrowings" ], "xbrltype": "textBlockItemType" }, "us-gaap_ShortTermLeaseCost": { "auth_ref": [ "r524", "r672" ], "calculation": { "http://banksc.com/role/TableBelowShowsLeaseExpenseComponentsForYearsEndedDecember312022And2021.Details": { "order": 2.0, "parentTag": "us-gaap_LeaseCost", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of short-term lease cost, excluding expense for lease with term of one month or less.", "label": "Short-term lease expense" } } }, "localname": "ShortTermLeaseCost", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowShowsLeaseExpenseComponentsForYearsEndedDecember312022And2021.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_SpecialMentionMember": { "auth_ref": [ "r74", "r733" ], "lang": { "en-us": { "role": { "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date.", "label": "Special Mention [Member]" } } }, "localname": "SpecialMentionMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "domainItemType" }, "us-gaap_StandbyLettersOfCreditMember": { "auth_ref": [ "r104", "r135", "r209", "r365" ], "lang": { "en-us": { "role": { "documentation": "An irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation.", "label": "Standby Letters of Credit [Member]" } } }, "localname": "StandbyLettersOfCreditMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_StatementEquityComponentsAxis": { "auth_ref": [ "r14", "r108", "r218", "r237", "r238", "r239", "r255", "r256", "r257", "r260", "r267", "r269", "r285", "r339", "r379", "r426", "r427", "r428", "r447", "r448", "r479", "r506", "r507", "r508", "r509", "r510", "r512", "r535", "r609", "r610", "r611" ], "lang": { "en-us": { "role": { "documentation": "Information by component of equity.", "label": "Equity Components [Axis]" } } }, "localname": "StatementEquityComponentsAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "stringItemType" }, "us-gaap_StatementLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Statement [Line Items]" } } }, "localname": "StatementLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_StatementOfCashFlowsAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "localname": "StatementOfCashFlowsAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_StatementOfFinancialPositionAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "localname": "StatementOfFinancialPositionAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_StatementOfStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Statement of Stockholders' Equity [Abstract]" } } }, "localname": "StatementOfStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "xbrltype": "stringItemType" }, "us-gaap_StatementTable": { "auth_ref": [ "r255", "r256", "r257", "r285", "r576" ], "lang": { "en-us": { "role": { "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed.", "label": "Statement [Table]" } } }, "localname": "StatementTable", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": { "auth_ref": [ "r3", "r4", "r108", "r109", "r402" ], "lang": { "en-us": { "role": { "documentation": "Number of share options (or share units) exercised during the current period.", "label": "Stock option exercises, net of surrenders (in shares)", "negatedLabel": "Exercised" } } }, "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://banksc.com/role/FollowingTablePresentsSummaryOfActivityUnder20102020And2021StockIncentivePlansForYearsEndedDecember31Details" ], "xbrltype": "sharesItemType" }, "us-gaap_StockOptionPlanExpense": { "auth_ref": [ "r40" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of noncash expense for option under share-based payment arrangement.", "label": "Stock or Unit Option Plan Expense", "verboseLabel": "Stock-based compensation expense" } } }, "localname": "StockOptionPlanExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquity": { "auth_ref": [ "r4", "r7", "r8", "r80", "r673", "r709", "r730", "r779" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 2.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 }, "http://banksc.com/role/StatementsOfFinancialConditionDetails": { "order": 2.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.", "label": "Stockholders' Equity Attributable to Parent", "periodEndLabel": "Ending balance, value", "periodStartLabel": "Beginning balance, value", "totalLabel": "Total shareholders\u2019 equity", "verboseLabel": "Shareholders\u2019 equity" } } }, "localname": "StockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets", "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://banksc.com/role/StatementsOfFinancialConditionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Shareholders\u2019 equity" } } }, "localname": "StockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "stringItemType" }, "us-gaap_SubsequentEventsPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for reporting subsequent events.", "label": "Subsequent Events" } } }, "localname": "SubsequentEventsPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_SubstandardMember": { "auth_ref": [ "r74", "r733" ], "lang": { "en-us": { "role": { "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected.", "label": "Substandard [Member]" } } }, "localname": "SubstandardMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTablesIllustrateCreditRisksByCategoryAndInternallyAssignedGradesAtDecember312022And2021.PassIncludesLoansInternallyGradedAsExcellentGoodAndSatisfactory.Details" ], "xbrltype": "domainItemType" }, "us-gaap_SuppliesExpense": { "auth_ref": [ "r190" ], "calculation": { "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details": { "order": 3.0, "parentTag": "us-gaap_OtherNoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Amount of expense associated with supplies that were used during the current accounting period.", "label": "Supplies" } } }, "localname": "SuppliesExpense", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/TableBelowSummarizesComponentsOfOtherOperatingExpense.Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets": { "auth_ref": [ "r594", "r598" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework.", "label": "Minimum leverage ratio" } } }, "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "pureItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "auth_ref": [ "r594", "r598" ], "lang": { "en-us": { "role": { "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework.", "label": "Minimum ratio of Tier 1 capital to risk-weighted assets" } } }, "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/RegulatoryCapitalRequirementsDetailsNarrative" ], "xbrltype": "pureItemType" }, "us-gaap_TimeDepositMaturitiesAfterYearFive": { "auth_ref": [ "r106" ], "calculation": { "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails": { "order": 5.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of time deposit maturing after fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "2027 and thereafter" } } }, "localname": "TimeDepositMaturitiesAfterYearFive", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearFour": { "auth_ref": [ "r106" ], "calculation": { "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails": { "order": 4.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Time Deposit Maturities, Year Four", "verboseLabel": "2026" } } }, "localname": "TimeDepositMaturitiesYearFour", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearOne": { "auth_ref": [ "r106" ], "calculation": { "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails": { "order": 1.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Time Deposit Maturities, Year One", "verboseLabel": "2023" } } }, "localname": "TimeDepositMaturitiesYearOne", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearThree": { "auth_ref": [ "r106" ], "calculation": { "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails": { "order": 3.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Time Deposit Maturities, Year Three", "verboseLabel": "2025" } } }, "localname": "TimeDepositMaturitiesYearThree", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearTwo": { "auth_ref": [ "r106" ], "calculation": { "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails": { "order": 2.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Time Deposit Maturities, Year Two", "verboseLabel": "2024" } } }, "localname": "TimeDepositMaturitiesYearTwo", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDeposits": { "auth_ref": [ "r174", "r198" ], "calculation": { "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "Amount of time deposit liabilities, including certificates of deposit.", "label": "Time Deposits", "totalLabel": "Total" } } }, "localname": "TimeDeposits", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ScheduledMaturitiesOfCertificatesOfDepositAsOfDecember312022ArePresentedInTableBelowDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "auth_ref": [ "r323", "r324", "r377", "r378", "r470", "r542", "r543", "r544", "r545", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r559", "r560", "r561", "r562", "r563", "r564", "r565", "r566", "r567", "r568", "r569", "r570", "r571", "r572", "r573", "r574", "r727", "r728", "r729", "r803", "r804", "r805", "r806", "r807", "r808", "r809" ], "lang": { "en-us": { "role": { "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms." } } }, "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/CommitmentsAndContingenciesDetailsNarrative", "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "domainItemType" }, "us-gaap_TreasuryStockMember": { "auth_ref": [ "r13", "r110" ], "lang": { "en-us": { "role": { "documentation": "Shares of an entity that have been repurchased by the entity. This stock has no voting rights and receives no dividends. Note that treasury stock may be recorded at its total cost or separately as par (or stated) value and additional paid in capital. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.", "label": "Treasury Stock [Member]" } } }, "localname": "TreasuryStockMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_TreasuryStockShares": { "auth_ref": [ "r13", "r110" ], "lang": { "en-us": { "role": { "documentation": "Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.", "label": "Treasury stock, shares" } } }, "localname": "TreasuryStockShares", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheetsParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_TreasuryStockSharesAcquired": { "auth_ref": [ "r4", "r108", "r109" ], "lang": { "en-us": { "role": { "documentation": "Number of shares that have been repurchased during the period and are being held in treasury.", "label": "Treasury Stock, Shares, Acquired", "negatedLabel": "Repurchase of common shares (in shares)" } } }, "localname": "TreasuryStockSharesAcquired", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_TreasuryStockValue": { "auth_ref": [ "r13", "r110", "r111" ], "calculation": { "http://banksc.com/role/ConsolidatedBalanceSheets": { "order": 4.0, "parentTag": "us-gaap_StockholdersEquity", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.", "label": "Treasury Stock, Value", "negatedLabel": "Treasury stock: 299,974 shares as of December 31, 2022 and 2021" } } }, "localname": "TreasuryStockValue", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedBalanceSheets" ], "xbrltype": "monetaryItemType" }, "us-gaap_TreasuryStockValueAcquiredCostMethod": { "auth_ref": [ "r108", "r109", "r110" ], "crdr": "debit", "lang": { "en-us": { "role": { "documentation": "Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.", "label": "Treasury Stock, Value, Acquired, Cost Method", "negatedLabel": "Repurchase of common shares" } } }, "localname": "TreasuryStockValueAcquiredCostMethod", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember": { "auth_ref": [ "r744", "r797" ], "lang": { "en-us": { "role": { "documentation": "Debentures, bonds and other debt securities issued by US government sponsored entities (GSEs), for example, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB). Excludes debt issued by the Government National Mortgage Association (GNMA or Ginnie Mae).", "label": "US Government-sponsored Enterprises Debt Securities [Member]" } } }, "localname": "USGovernmentSponsoredEnterprisesDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "auth_ref": [ "r665", "r801" ], "lang": { "en-us": { "role": { "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments.", "label": "US States and Political Subdivisions Debt Securities [Member]" } } }, "localname": "USStatesAndPoliticalSubdivisionsMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USTreasurySecuritiesMember": { "auth_ref": [ "r651", "r665", "r667", "r797" ], "lang": { "en-us": { "role": { "documentation": "This category includes information about debt securities issued by the United States Department of the Treasury and backed by the United States government. Such securities primarily consist of treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years).", "label": "US Treasury Securities [Member]" } } }, "localname": "USTreasurySecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/AmortizedCostAndFairValueOfInvestmentSecuritiesAvailableForSaleAreSummarizedAsFollows.Details", "http://banksc.com/role/FollowingTablePresentsInformationAboutAssetsMeasuredAtFairValueOnRecurringBasisAsOfDecember312022And2021.Details", "http://banksc.com/role/TablesBelowSummarizeGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecuritiesAggregatedByInvestmentCategoryAndLengthOfTimeThatIndividualSecuritiesHaveBeenInContinuousUnrealizedLossPosiDetails" ], "xbrltype": "domainItemType" }, "us-gaap_UseOfEstimates": { "auth_ref": [ "r55", "r56", "r57", "r286", "r287", "r289", "r290" ], "lang": { "en-us": { "role": { "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.", "label": "Accounting Estimates and Assumptions" } } }, "localname": "UseOfEstimates", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ValuationTechniqueAxis": { "auth_ref": [ "r153" ], "lang": { "en-us": { "role": { "documentation": "Information by valuation approach and technique.", "label": "Valuation Approach and Technique [Axis]" } } }, "localname": "ValuationTechniqueAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "stringItemType" }, "us-gaap_ValuationTechniqueDomain": { "auth_ref": [ "r153" ], "lang": { "en-us": { "role": { "documentation": "Valuation approach and technique." } } }, "localname": "ValuationTechniqueDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableProvidesInformationDescribingUnobservableInputsUsedInLevel3FairValueMeasurementsAtDecember312022Details" ], "xbrltype": "domainItemType" }, "us-gaap_VariableInterestEntityLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Variable Interest Entity [Line Items]" } } }, "localname": "VariableInterestEntityLineItems", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/InvestmentSecuritiesAvailableForSaleDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_VestingAxis": { "auth_ref": [ "r746", "r747", "r748", "r749", "r750", "r751", "r752", "r753", "r754", "r755", "r756", "r757", "r758", "r759", "r760", "r761", "r762", "r763", "r764", "r765", "r766", "r767", "r768", "r769", "r770", "r771" ], "lang": { "en-us": { "role": { "documentation": "Information by vesting schedule of award under share-based payment arrangement.", "label": "Vesting [Axis]" } } }, "localname": "VestingAxis", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative", "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "stringItemType" }, "us-gaap_VestingDomain": { "auth_ref": [ "r746", "r747", "r748", "r749", "r750", "r751", "r752", "r753", "r754", "r755", "r756", "r757", "r758", "r759", "r760", "r761", "r762", "r763", "r764", "r765", "r766", "r767", "r768", "r769", "r770", "r771" ], "lang": { "en-us": { "role": { "documentation": "Vesting schedule of award under share-based payment arrangement." } } }, "localname": "VestingDomain", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/EmployeeStockOwnershipPlanAndTrustDetailsNarrative", "http://banksc.com/role/StockIncentivePlansDetailsNarrative" ], "xbrltype": "domainItemType" }, "us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment": { "auth_ref": [ "r720" ], "calculation": { "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details": { "order": 2.0, "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0 } }, "lang": { "en-us": { "role": { "documentation": "The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.", "label": "Effect of dilutive shares" } } }, "localname": "WeightedAverageNumberDilutedSharesOutstandingAdjustment", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details" ], "xbrltype": "sharesItemType" }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "auth_ref": [ "r272", "r277" ], "calculation": { "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details": { "order": null, "parentTag": null, "root": true, "weight": null } }, "lang": { "en-us": { "role": { "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.", "label": "Diluted", "totalLabel": "Weighted average shares outstanding - diluted" } } }, "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details" ], "xbrltype": "sharesItemType" }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "auth_ref": [ "r271", "r277" ], "calculation": { "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details": { "order": 1.0, "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0 } }, "lang": { "en-us": { "role": { "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.", "label": "Basic", "verboseLabel": "Weighted average shares outstanding" } } }, "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "nsuri": "http://fasb.org/us-gaap/2022", "presentation": [ "http://banksc.com/role/ConsolidatedStatementsOfIncome", "http://banksc.com/role/FollowingTableIsSummaryOfReconciliationOfWeightedAverageSharesOutstandingForYearsEndedDecember31Details" ], "xbrltype": "sharesItemType" } }, "unitCount": 5 } }, "std_ref": { "r0": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "205", "URI": "https://asc.fasb.org/topic&trid=2122149", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r1": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(26)(a))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r10": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19(b),22(b))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r100": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "360", "URI": "https://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r101": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "360", "URI": "https://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r102": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "360", "URI": "https://asc.fasb.org/topic&trid=2155823", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r103": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "440", "URI": "https://asc.fasb.org/topic&trid=2144648", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r104": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=126907907&loc=d3e12803-110250", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r105": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "460", "URI": "https://asc.fasb.org/topic&trid=2155896", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r106": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123465755&loc=d3e1835-112601", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r107": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "470", "URI": "https://asc.fasb.org/topic&trid=2208564", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r108": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=126973232&loc=d3e21463-112644", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r109": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.3-04)", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=120397183&loc=d3e187085-122770", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r11": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19-26)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r110": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r111": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=6405834&loc=d3e23315-112656", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r112": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "610", "URI": "https://asc.fasb.org/topic&trid=49130413", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r113": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(i)-(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r114": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r115": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r116": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r117": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r118": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r119": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r12": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.22(a)(1))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r120": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r121": { "Name": "Accounting Standards Codification", "Paragraph": "2A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=SL79508275-113901", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r122": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126964447&loc=d3e11149-113907", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r123": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126964447&loc=d3e11178-113907", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r124": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=109244661&loc=d3e17540-113929", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r125": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(c)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=109244661&loc=d3e17540-113929", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r126": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(d)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=109244661&loc=d3e17540-113929", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r127": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=109244661&loc=d3e17540-113929", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r128": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "720", "URI": "https://asc.fasb.org/topic&trid=2122503", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r129": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123427490&loc=d3e31931-109318", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r13": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29,30)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r130": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32687-109319", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r131": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32537-109319", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r132": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32632-109319", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r133": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32639-109319", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r134": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.7)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r135": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "15", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=116873149&loc=d3e923-111674", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r136": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=SL4569616-111683", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r137": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=SL4569643-111683", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r138": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=d3e5614-111684", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r139": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r14": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29-31)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r140": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c),(3)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r141": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=d3e5710-111685", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r142": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=d3e5728-111685", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r143": { "Name": "Accounting Standards Codification", "Paragraph": "5A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=SL6759159-111685", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r144": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=d3e5747-111685", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r145": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=SL6228884-111685", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r146": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5579240-113959", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r147": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5579245-113959", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r148": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=d3e41620-113959", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r149": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=d3e41638-113959", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r15": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.3,4)", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r150": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=d3e41675-113959", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r151": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r152": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r153": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r154": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r155": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r156": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19279-110258", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r157": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=SL6742756-110258", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r158": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13467-108611", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r159": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13476-108611", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r16": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669646-108580", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r160": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13531-108611", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r161": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13537-108611", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r162": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13537-108611", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r163": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=123444420&loc=d3e33268-110906", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r164": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "https://asc.fasb.org/extlink&oid=124435984&loc=d3e28555-108399", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r165": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(4)", "Topic": "840", "URI": "https://asc.fasb.org/extlink&oid=123392090&loc=d3e45377-112738", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r166": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "850", "URI": "https://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r167": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "25", "SubTopic": "20", "Topic": "940", "URI": "https://asc.fasb.org/extlink&oid=126941158&loc=d3e41242-110953", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r168": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "940", "URI": "https://asc.fasb.org/subtopic&trid=2176304", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r169": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126970686&loc=d3e59706-112781", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r17": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e637-108580", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r170": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(1))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r171": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(11))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r172": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(15)(2))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r173": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(23))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r174": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.12)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r175": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.13(3)(a))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r176": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15(1),(5))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r177": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r178": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.2)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r179": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.7(e))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r18": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e640-108580", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r180": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.7)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r181": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(15))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r182": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(22))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r183": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.1)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r184": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.1-5)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r185": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.10)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r186": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.11)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r187": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.12)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r188": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.13)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r189": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.14(b))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r19": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e681-108580", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r190": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.14)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r191": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.2)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r192": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.4)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r193": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.6)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r194": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.9)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r195": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Subparagraph": "(b)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=123398031&loc=d3e60009-112784", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r196": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "942", "URI": "https://asc.fasb.org/subtopic&trid=2209399", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r197": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "405", "Subparagraph": "(c)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=116652737&loc=d3e64164-112818", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r198": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "405", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=116652737&loc=d3e64164-112818", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r199": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "825", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126941378&loc=d3e61044-112788", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r2": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(26)(b))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r20": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669686-108580", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r200": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(15)(b)(2))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r201": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(12))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r202": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r203": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(25))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r204": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(8))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r205": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.15)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r206": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(18))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r207": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(8))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r208": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "05", "SubTopic": "825", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=6487483&loc=d3e32239-158577", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r209": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "946", "URI": "https://asc.fasb.org/extlink&oid=66023616&loc=SL35737432-115832", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r21": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e689-108580", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r210": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "220", "Subparagraph": "(k)", "Topic": "946", "URI": "https://asc.fasb.org/extlink&oid=124433917&loc=SL114874205-224268", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r211": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.6-07.2(a),(b),(c),(d))", "Topic": "946", "URI": "https://asc.fasb.org/extlink&oid=120401555&loc=SL114874292-224272", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r212": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "946", "URI": "https://asc.fasb.org/subtopic&trid=2324412", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r213": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524", "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef" }, "r214": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5093-111524", "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef" }, "r215": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "840", "URI": "https://asc.fasb.org/extlink&oid=123386454&loc=d3e45280-112737", "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef" }, "r216": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r217": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r218": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r219": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r22": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e557-108580", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r220": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "105", "URI": "https://asc.fasb.org/extlink&oid=126987489&loc=SL124442142-165695", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r221": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-04(Schedule I))", "Topic": "205", "URI": "https://asc.fasb.org/extlink&oid=126898705&loc=d3e5864-122674", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r222": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "205", "URI": "https://asc.fasb.org/extlink&oid=109222650&loc=SL51721683-107760", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r223": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(13))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r224": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(14))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r225": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(18))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r226": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r227": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(4))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r228": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669646-108580", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r229": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=d3e637-108580", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r23": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124507222&loc=d3e1436-108581", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r230": { "Name": "Accounting Standards Codification", "Paragraph": "17A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL34724391-108580", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r231": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669619-108580", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r232": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669619-108580", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r233": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669619-108580", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r234": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669625-108580", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r235": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126968391&loc=SL7669625-108580", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r236": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL116659661-227067", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r237": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124442407-227067", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r238": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124442411-227067", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r239": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124452729-227067", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r24": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(10))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r240": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(210.5-03(11))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r241": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(21))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r242": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(24))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r243": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(25))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r244": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3151-108585", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r245": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3179-108585", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r246": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3367-108585", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r247": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3521-108585", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r248": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r249": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=d3e4297-108586", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r25": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(20))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r250": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r251": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h)(2))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r252": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r253": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(n))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r254": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04(a))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e24072-122690", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r255": { "Name": "Accounting Standards Codification", "Paragraph": "23", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21914-107793", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r256": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21930-107793", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r257": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21711-107793", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r258": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21728-107793", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r259": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(2)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22499-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r26": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.3)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r260": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(3)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22499-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r261": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(4)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22499-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r262": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22694-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r263": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22694-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r264": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22583-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r265": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22595-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r266": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22644-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r267": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22644-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r268": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22658-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r269": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22663-107794", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r27": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.4)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r270": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.M.Q2)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=122038215&loc=d3e31137-122693", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r271": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1448-109256", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r272": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1505-109256", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r273": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1252-109256", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r274": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=SL5780133-109256", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r275": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=SL5780133-109256", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r276": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=126958026&loc=d3e1337-109256", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r277": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3550-109257", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r278": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3550-109257", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r279": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3630-109257", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r28": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.6)", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r280": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=109243012&loc=SL65017193-207537", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r281": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=128363288&loc=d3e3842-109258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r282": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "260", "URI": "https://asc.fasb.org/topic&trid=2144383", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r283": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "270", "URI": "https://asc.fasb.org/extlink&oid=126900988&loc=d3e1280-108306", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r284": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "270", "URI": "https://asc.fasb.org/extlink&oid=126900988&loc=SL124452896-108306", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r285": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "272", "URI": "https://asc.fasb.org/extlink&oid=125520817&loc=d3e70191-108054", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r286": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r287": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r288": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r289": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6161-108592", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r29": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3179-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r290": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6191-108592", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r291": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r292": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r293": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r294": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8813-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r295": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8864-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r296": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8864-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r297": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8864-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r298": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8864-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r299": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8864-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r3": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(28))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r30": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3213-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r300": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8864-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r301": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r302": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r303": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8933-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r304": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8933-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r305": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8933-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r306": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e9038-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r307": { "Name": "Accounting Standards Codification", "Paragraph": "42", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e9054-108599", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r308": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=124259787&loc=d3e4428-111522", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r309": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5033-111524", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r31": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3213-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r310": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5066-111524", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r311": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r312": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/subtopic&trid=2196772", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r313": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=84159169&loc=d3e10133-111534", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r314": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=126986314&loc=SL124402458-218513", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r315": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=126986314&loc=SL124402458-218513", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r316": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "20", "Topic": "310", "URI": "https://asc.fasb.org/subtopic&trid=2196816", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r317": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=124260329&loc=d3e26610-111562", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r318": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r319": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r32": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3255-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r320": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r321": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r322": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r323": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27232-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r324": { "Name": "Accounting Standards Codification", "Paragraph": "5A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=SL120269820-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r325": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27290-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r326": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27290-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r327": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(3)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27290-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r328": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27337-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r329": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27357-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r33": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3291-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r330": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27357-111563", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r331": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "323", "URI": "https://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r332": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "323", "URI": "https://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r333": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL120254519-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r334": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL120320025-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r335": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL120320025-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r336": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r337": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r338": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r339": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r34": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3461-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r340": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(3)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r341": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(4)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=122640432&loc=SL121648383-210437", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r342": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r343": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919244-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r344": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r345": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r346": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(e)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r347": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(f)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r348": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r349": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r35": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3521-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r350": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r351": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r352": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r353": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124258926&loc=SL82898722-210454", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r354": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r355": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r356": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(3)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r357": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r358": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922890-210455", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r359": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922895-210455", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r36": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r360": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922900-210455", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r361": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=121557415&loc=d3e14435-108349", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r362": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=121557415&loc=d3e14557-108349", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r363": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "20", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=27011672&loc=d3e149879-122751", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r364": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "20", "Subparagraph": "(SAB Topic 5.Y.Q4)", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=27011672&loc=d3e149879-122751", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r365": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=124440162&loc=d3e12021-110248", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r366": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r367": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r368": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r369": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(5))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r37": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r370": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(i))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r371": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r372": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r373": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r374": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(5))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r375": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466505&loc=SL123495323-112611", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r376": { "Name": "Accounting Standards Codification", "Paragraph": "1D", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466505&loc=SL123495340-112611", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r377": { "Name": "Accounting Standards Codification", "Paragraph": "1I", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466505&loc=SL123495371-112611", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r378": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=126973232&loc=SL123496189-112644", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r379": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.3-04)", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=120397183&loc=d3e187085-122770", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r38": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r380": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(i)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r381": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(01)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r382": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r383": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(A)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r384": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(B)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r385": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(C)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r386": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(03)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r387": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(d)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=65877416&loc=SL14450657-114947", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r388": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(f)(3)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=65877416&loc=SL14450657-114947", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r389": { "Name": "Accounting Standards Codification", "Paragraph": "1D", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126961718&loc=SL116886442-113899", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r39": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r390": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126961718&loc=d3e4534-113899", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r391": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=126961718&loc=d3e4549-113899", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r392": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r393": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r394": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r395": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r396": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r397": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r398": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r399": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r4": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(29))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r40": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r400": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r401": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(01)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r402": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(02)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r403": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(03)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r404": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(04)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r405": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r406": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r407": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r408": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(01)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r409": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(02)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r41": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r410": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(03)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r411": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r412": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r413": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r414": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r415": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r416": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r417": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r418": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r419": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r42": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3044-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r420": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iv)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r421": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(v)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r422": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r423": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)(2)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r424": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r425": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(l)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r426": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128097895&loc=SL121327923-165333", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r427": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(f)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128097895&loc=SL121327923-165333", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r428": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128097895&loc=SL121327923-165333", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r429": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 14.D.2.Q6)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=122041274&loc=d3e301413-122809", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r43": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3095-108585", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r430": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "718", "URI": "https://asc.fasb.org/topic&trid=2228938", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r431": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123427490&loc=d3e32247-109318", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r432": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123427490&loc=d3e32280-109318", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r433": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32672-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r434": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32687-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r435": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32705-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r436": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32809-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r437": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32840-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r438": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32537-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r439": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32537-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r44": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=d3e4273-108586", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r440": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32537-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r441": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32847-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r442": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32857-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r443": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32639-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r444": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32639-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r445": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32639-109319", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r446": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=126983759&loc=SL121830611-158277", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r447": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=126983759&loc=SL121830611-158277", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r448": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(3)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=126983759&loc=SL121830611-158277", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r449": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I.5.Q1)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r45": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=d3e4297-108586", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r450": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I.7)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r451": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.Fact.1)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r452": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.Fact.2)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r453": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.Fact.4)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r454": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.C)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330215-122817", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r455": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123586238&loc=d3e39076-109324", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r456": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123586238&loc=d3e38679-109324", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r457": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=123586238&loc=d3e38679-109324", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r458": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "270", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=6424409&loc=d3e44925-109338", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r459": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=6424122&loc=d3e41874-109331", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r46": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126999549&loc=SL98516268-108586", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r460": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "740", "URI": "https://asc.fasb.org/topic&trid=2144680", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r461": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "805", "URI": "https://asc.fasb.org/extlink&oid=128092918&loc=SL128093175-196984", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r462": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "805", "URI": "https://asc.fasb.org/extlink&oid=128092918&loc=SL128093175-196984", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r463": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "805", "URI": "https://asc.fasb.org/extlink&oid=128092918&loc=SL128093175-196984", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r464": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=116870748&loc=SL6758485-165988", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r465": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=116870748&loc=SL6758485-165988", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r466": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=d3e5710-111685", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r467": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=d3e5710-111685", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r468": { "Name": "Accounting Standards Codification", "Paragraph": "4K", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=125515794&loc=SL5708775-113959", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r469": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=121483254&loc=SL120254523-199619", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r47": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "235", "URI": "https://asc.fasb.org/topic&trid=2122369", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r470": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(f)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126731327&loc=d3e90205-114008", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r471": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)(1)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r472": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)(2)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r473": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)(3)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r474": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(b)(1)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r475": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(b)(2)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r476": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(c)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r477": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(d)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r478": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)(2)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r479": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)(3)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r48": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3550-109257", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r480": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)(4)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r481": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r482": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL126732908-238011", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r483": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r484": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r485": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r486": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(1)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r487": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(2)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r488": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r489": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1a)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r49": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3630-109257", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r490": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r491": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r492": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19279-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r493": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=SL6742756-110258", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r494": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594809&loc=d3e13220-108610", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r495": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123594938&loc=d3e13433-108611", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r496": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123596393&loc=d3e14064-108612", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r497": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL120254526-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r498": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL120254526-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r499": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL120254526-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r5": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r50": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "270", "URI": "https://asc.fasb.org/topic&trid=2126967", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r500": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL121967933-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r501": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL121967933-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r502": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL121967933-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r503": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL121967933-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r504": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL122642865-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r505": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=126983955&loc=SL122642865-165497", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r506": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32136-110900", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r507": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r508": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r509": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r51": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6327-108592", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r510": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r511": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r512": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "830", "URI": "https://asc.fasb.org/extlink&oid=6450520&loc=d3e32583-110901", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r513": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "832", "URI": "https://asc.fasb.org/extlink&oid=128342835&loc=SL128342857-244232", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r514": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "832", "URI": "https://asc.fasb.org/extlink&oid=128342835&loc=SL128342857-244232", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r515": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "835", "URI": "https://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r516": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128293352&loc=SL120154346-209984", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r517": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128293352&loc=SL126838806-209984", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r518": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128293352&loc=SL126838806-209984", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r519": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128293352&loc=SL126838806-209984", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r52": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6351-108592", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r520": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=123391704&loc=SL77918627-209977", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r521": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=123391704&loc=SL77918627-209977", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r522": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918666-209980", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r523": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918686-209980", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r524": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918686-209980", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r525": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(2)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918686-209980", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r526": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(4)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918686-209980", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r527": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918686-209980", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r528": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918701-209980", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r529": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "20", "Topic": "842", "URI": "https://asc.fasb.org/subtopic&trid=77888251", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r53": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6404-108592", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r530": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL122150809-237846", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r531": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r532": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r533": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r534": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)(3)(iii)(01)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r535": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(a)(3)(iii)(03)", "Topic": "848", "URI": "https://asc.fasb.org/extlink&oid=125980421&loc=SL125981372-237846", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r536": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "850", "URI": "https://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r537": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "850", "URI": "https://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r538": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "850", "URI": "https://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r539": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "https://asc.fasb.org/extlink&oid=6457730&loc=d3e39691-107864", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r54": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6442-108592", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r540": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "850", "URI": "https://asc.fasb.org/topic&trid=2122745", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r541": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "852", "URI": "https://asc.fasb.org/extlink&oid=124437977&loc=d3e55792-112764", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r542": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)(i)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r543": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)(ii)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r544": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r545": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r546": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r547": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r548": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r549": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r55": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6061-108592", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r550": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r551": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r552": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r553": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r554": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r555": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=66007379&loc=d3e113888-111728", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r556": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)(i)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r557": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)(ii)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r558": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r559": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL34722452-111729", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r56": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6132-108592", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r560": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r561": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r562": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r563": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)(i)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122625-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r564": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r565": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r566": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r567": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r568": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(5)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r569": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(6)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r57": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "https://asc.fasb.org/extlink&oid=99393423&loc=d3e6143-108592", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r570": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(7)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r571": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(b)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r572": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r573": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r574": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=128311188&loc=d3e122739-111746", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r575": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "910", "URI": "https://asc.fasb.org/extlink&oid=126937589&loc=SL119991595-234733", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r576": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.L)", "Topic": "924", "URI": "https://asc.fasb.org/extlink&oid=6472922&loc=d3e499488-122856", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r577": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "926", "URI": "https://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r578": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "926", "URI": "https://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r579": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(6))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r58": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "275", "URI": "https://asc.fasb.org/topic&trid=2134479", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r580": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(7)(e)(1)(i))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r581": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(23))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r582": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(26))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r583": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(27))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r584": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Subparagraph": "(c)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=123398031&loc=d3e60009-112784", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r585": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.9-05(b)(2))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=120399901&loc=d3e537907-122884", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r586": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(a)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=SL120269850-112803", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r587": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=SL120269850-112803", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r588": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(c)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=SL120269850-112803", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r589": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(d)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=SL120269850-112803", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r59": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=124259787&loc=d3e4428-111522", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r590": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "360", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=124429447&loc=SL124453093-239630", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r591": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(a)(1)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r592": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(a)(2)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r593": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(b)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r594": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(1)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r595": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(2)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r596": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(e)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r597": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958569-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r598": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r599": { "Name": "Accounting Standards Codification", "Paragraph": "1D", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958573-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r6": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r60": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r600": { "Name": "Accounting Standards Codification", "Paragraph": "1F", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958575-112826", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r601": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126734703&loc=d3e572229-122910", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r602": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(19))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r603": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(22))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r604": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(23))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r605": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(9))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r606": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(d)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124506351&loc=SL117782755-158439", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r607": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r608": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r609": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r61": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r610": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)(1)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r611": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)(2)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r612": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(1)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r613": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(i)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r614": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(ii)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r615": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(iii)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r616": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(iv)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r617": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(h)(1)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r618": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(h)(2)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124501264&loc=SL117420844-207641", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r619": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "825", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=123600520&loc=SL75241803-196195", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r62": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r620": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "946", "URI": "https://asc.fasb.org/extlink&oid=118262064&loc=SL116631418-115840", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r621": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "946", "URI": "https://asc.fasb.org/extlink&oid=118262064&loc=SL116631419-115840", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r622": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "310", "Topic": "948", "URI": "https://asc.fasb.org/extlink&oid=124265262&loc=d3e48678-111004", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r623": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "310", "Topic": "954", "URI": "https://asc.fasb.org/extlink&oid=126942805&loc=d3e3115-115594", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r624": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "360", "Subparagraph": "(d)", "Topic": "958", "URI": "https://asc.fasb.org/extlink&oid=126982197&loc=d3e99779-112916", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r625": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "360", "Topic": "958", "URI": "https://asc.fasb.org/extlink&oid=126982197&loc=d3e99893-112916", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r626": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "360", "Topic": "958", "URI": "https://asc.fasb.org/extlink&oid=126982197&loc=SL120174063-112916", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r627": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "360", "Subparagraph": "(SX 210.12-28(Footnote 4))", "Topic": "970", "URI": "https://asc.fasb.org/extlink&oid=120402810&loc=d3e638233-123024", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r628": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "310", "Subparagraph": "(c)", "Topic": "976", "URI": "https://asc.fasb.org/extlink&oid=6497875&loc=d3e22274-108663", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r629": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "310", "Subparagraph": "(b)", "Topic": "978", "URI": "https://asc.fasb.org/extlink&oid=126945304&loc=d3e27327-108691", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r63": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(4)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r630": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1402", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r631": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(1)", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r632": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1403", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r633": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1404", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r634": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1404", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r635": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(1)", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r636": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(2)", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r637": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(3)", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r638": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(4)", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r639": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(c)", "Publisher": "SEC", "Section": "1405", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r64": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r640": { "Name": "Regulation S-K (SK)", "Number": "229", "Publisher": "SEC", "Section": "1406", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r641": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(e)", "Publisher": "SEC", "Section": "1406", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r642": { "Footnote": "4", "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "28", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r643": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "a", "Publisher": "SEC", "Section": "12", "Subsection": "04", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r644": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "c", "Publisher": "SEC", "Section": "5", "Subparagraph": "Schedule I", "Subsection": "04", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r645": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "c", "Publisher": "SEC", "Section": "7", "Subparagraph": "Schedule II", "Subsection": "05", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r646": { "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "9", "Subsection": "06", "role": "http://www.xbrl.org/2003/role/disclosureRef" }, "r647": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3461-108585", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r648": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=126899994&loc=d3e18823-107790", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r649": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=126899994&loc=d3e18823-107790", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r65": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r650": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=126899994&loc=d3e18823-107790", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r651": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r652": { "Name": "Accounting Standards Codification", "Paragraph": "52", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=128363288&loc=d3e4984-109258", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r653": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r654": { "Name": "Accounting Standards Codification", "Paragraph": "31", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8924-108599", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r655": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82921833-210448", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r656": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82921835-210448", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r657": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82921842-210448", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r658": { "Name": "Accounting Standards Codification", "Paragraph": "79", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r659": { "Name": "Accounting Standards Codification", "Paragraph": "80", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r66": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r660": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=121590138&loc=SL82922954-210456", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r661": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "460", "URI": "https://asc.fasb.org/extlink&oid=124440162&loc=d3e12069-110248", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r662": { "Name": "Accounting Standards Codification", "Paragraph": "69B", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466577&loc=SL123495735-112612", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r663": { "Name": "Accounting Standards Codification", "Paragraph": "69C", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466577&loc=SL123495737-112612", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r664": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "505", "URI": "https://asc.fasb.org/extlink&oid=126973232&loc=SL123496158-112644", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r665": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(ii)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r666": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(01)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r667": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123450688&loc=d3e4179-114921", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r668": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "80", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=35742348&loc=SL14450788-114948", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r669": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r67": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953550-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r670": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r671": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=123419778&loc=d3e5710-111685", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r672": { "Name": "Accounting Standards Codification", "Paragraph": "53", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=123414884&loc=SL77918982-209971", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r673": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "852", "URI": "https://asc.fasb.org/extlink&oid=84165509&loc=d3e56426-112766", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r674": { "Name": "Accounting Standards Codification", "Paragraph": "29F", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=126561865&loc=SL117819544-158441", "role": "http://www.xbrl.org/2003/role/exampleRef" }, "r675": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r676": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r677": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r678": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-23", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r679": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r68": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r680": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "g", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r681": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12, 13, 15d", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r682": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r683": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r684": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "15", "Subsection": "d", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r685": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r686": { "Name": "Form 10-K", "Number": "249", "Publisher": "SEC", "Section": "310", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r687": { "Name": "Form 10-Q", "Number": "240", "Publisher": "SEC", "Section": "308", "Subsection": "a", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r688": { "Name": "Form 20-F", "Number": "249", "Publisher": "SEC", "Section": "220", "Subsection": "f", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r689": { "Name": "Form 40-F", "Number": "249", "Publisher": "SEC", "Section": "240", "Subsection": "f", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r69": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r690": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r691": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r692": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "405", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r693": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r694": { "Name": "Securities Act", "Number": "7A", "Publisher": "SEC", "Section": "B", "Subsection": "2", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r695": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "https://asc.fasb.org/extlink&oid=121557415&loc=d3e14615-108349", "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef" }, "r696": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "https://asc.fasb.org/extlink&oid=126929396&loc=d3e5283-111683", "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef" }, "r697": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "855", "URI": "https://asc.fasb.org/extlink&oid=6842918&loc=SL6314020-165662", "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef" }, "r698": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(1))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r699": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(10))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r7": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r70": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r700": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(3)(a)(4))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r701": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124442407-227067", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r702": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124442411-227067", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r703": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=124431353&loc=SL124452729-227067", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r704": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(b)(4))", "Topic": "220", "URI": "https://asc.fasb.org/extlink&oid=126953954&loc=SL114868664-224227", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r705": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3179-108585", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r706": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3536-108585", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r707": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r708": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(f))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r709": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r71": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r710": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r711": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(k)(1))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r712": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04(a))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e24072-122690", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r713": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04(b))", "Topic": "235", "URI": "https://asc.fasb.org/extlink&oid=120395691&loc=d3e24072-122690", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r714": { "Name": "Accounting Standards Codification", "Paragraph": "23", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21914-107793", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r715": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21930-107793", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r716": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124436220&loc=d3e21711-107793", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r717": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22499-107794", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r718": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22583-107794", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r719": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "https://asc.fasb.org/extlink&oid=124431687&loc=d3e22595-107794", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r72": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r720": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "https://asc.fasb.org/extlink&oid=124432515&loc=d3e3550-109257", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r721": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "https://asc.fasb.org/extlink&oid=126901519&loc=d3e8672-108599", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r722": { "Name": "Accounting Standards Codification", "Paragraph": "33", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r723": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r724": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.L.1)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r725": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27357-111563", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r726": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "320", "URI": "https://asc.fasb.org/topic&trid=2196928", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r727": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "321", "URI": "https://asc.fasb.org/extlink&oid=126980263&loc=SL75117539-209714", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r728": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "321", "URI": "https://asc.fasb.org/extlink&oid=126980263&loc=SL75117539-209714", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r729": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "321", "URI": "https://asc.fasb.org/extlink&oid=126980263&loc=SL75117539-209714", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r73": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5258-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r730": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "323", "URI": "https://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r731": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r732": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r733": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r734": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(3)", "Topic": "326", "URI": "https://asc.fasb.org/extlink&oid=124269663&loc=SL82922888-210455", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r735": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "410", "URI": "https://asc.fasb.org/extlink&oid=6393242&loc=d3e13237-110859", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r736": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "450", "URI": "https://asc.fasb.org/topic&trid=2127136", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r737": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r738": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(ii))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r739": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(iii))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r74": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r740": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442526-122756", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r741": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=126975872&loc=SL124442552-122756", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r742": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "470", "URI": "https://asc.fasb.org/extlink&oid=123466505&loc=SL123495323-112611", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r743": { "Name": "Accounting Standards Codification", "Paragraph": "91", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "https://asc.fasb.org/extlink&oid=126920602&loc=SL49130690-203046-203046", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r744": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(ii)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r745": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(n)", "Topic": "715", "URI": "https://asc.fasb.org/extlink&oid=123447040&loc=d3e1928-114920", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r746": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r747": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r748": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r749": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r75": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5074-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r750": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r751": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r752": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r753": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(01)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r754": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(02)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r755": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(03)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r756": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(04)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r757": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r758": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r759": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r76": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r760": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(01)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r761": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(02)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r762": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(03)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r763": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r764": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r765": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(1)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r766": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(2)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r767": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(i)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r768": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(ii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r769": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iii)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r77": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r770": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iv)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r771": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(v)", "Topic": "718", "URI": "https://asc.fasb.org/extlink&oid=128089324&loc=d3e5070-113901", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r772": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32687-109319", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r773": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32537-109319", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r774": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32621-109319", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r775": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=121826272&loc=d3e32639-109319", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r776": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.7)", "Topic": "740", "URI": "https://asc.fasb.org/extlink&oid=122134291&loc=d3e330036-122817", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r777": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)(3)", "Topic": "815", "URI": "https://asc.fasb.org/extlink&oid=126732423&loc=SL123482106-238011", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r778": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)", "Topic": "820", "URI": "https://asc.fasb.org/extlink&oid=126976982&loc=d3e19207-110258", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r779": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "825", "URI": "https://asc.fasb.org/extlink&oid=123596393&loc=d3e14064-108612", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r78": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r780": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)(1)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918673-209980", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r781": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)(3)", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918673-209980", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r782": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918686-209980", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r783": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "https://asc.fasb.org/extlink&oid=128292326&loc=SL77918701-209980", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r784": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "850", "URI": "https://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r785": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "850", "URI": "https://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r786": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "https://asc.fasb.org/extlink&oid=6457730&loc=d3e39603-107864", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r787": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "852", "URI": "https://asc.fasb.org/extlink&oid=124433192&loc=SL2890621-112765", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r788": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "852", "URI": "https://asc.fasb.org/extlink&oid=124433192&loc=SL2890621-112765", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r789": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r79": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=123577603&loc=d3e5144-111524", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r790": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r791": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r792": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(1)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r793": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r794": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r795": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(2)", "Topic": "860", "URI": "https://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r796": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(7)(2))", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r797": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=126980459&loc=d3e62557-112803", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r798": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(1)", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r799": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r8": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(31))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r80": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 4.E)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=122038336&loc=d3e74512-122707", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r800": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(3)(b))", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r801": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(e)", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=124508989&loc=d3e19393-158473", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r802": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "825", "Topic": "944", "URI": "https://asc.fasb.org/extlink&oid=123600520&loc=SL75241803-196195", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r803": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1402", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r804": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(1)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r805": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(2)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r806": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(b)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(3)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r807": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(c)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(2)(i)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r808": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(c)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(2)(ii)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r809": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(c)", "Publisher": "SEC", "Section": "1402", "Subparagraph": "(2)(iii)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r81": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "10", "Topic": "310", "URI": "https://asc.fasb.org/subtopic&trid=2196772", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r810": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(1)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r811": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(2)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r812": { "Name": "Regulation S-K (SK)", "Number": "229", "Paragraph": "(a)", "Publisher": "SEC", "Section": "1405", "Subparagraph": "(3)", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r813": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "(a)", "Publisher": "SEC", "Section": "12", "Subsection": "04", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r814": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "(a)", "Publisher": "SEC", "Section": "13", "Subparagraph": "(4)(i)", "Subsection": "01", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r815": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "(a)", "Publisher": "SEC", "Section": "13", "Subparagraph": "(4)(iv)", "Subsection": "01", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r816": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "(a)", "Publisher": "SEC", "Section": "13", "Subparagraph": "(4)(iv)", "Subsection": "02", "role": "http://www.xbrl.org/2009/role/commonPracticeRef" }, "r82": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=84159169&loc=d3e10152-111534", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r83": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)(ii)", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r84": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "310", "URI": "https://asc.fasb.org/extlink&oid=121585226&loc=d3e18845-111554", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r85": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=124260329&loc=d3e26853-111562", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r86": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aa)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r87": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r88": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r89": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27161-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r9": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(32))", "Topic": "210", "URI": "https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r90": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r91": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r92": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r93": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27198-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r94": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27290-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r95": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27357-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r96": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "https://asc.fasb.org/extlink&oid=126970911&loc=d3e27357-111563", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r97": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "320", "URI": "https://asc.fasb.org/topic&trid=2196928", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r98": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "323", "URI": "https://asc.fasb.org/extlink&oid=109237563&loc=d3e33749-111570", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" }, "r99": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "360", "URI": "https://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229", "role": "http://fasb.org/us-gaap/role/ref/legacyRef" } }, "version": "2.2" } ZIP 129 0001839882-23-005612-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001839882-23-005612-xbrl.zip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�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Ð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end

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�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