CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities:
Net income	$ 4,847,355	$ 5,205,696
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense	277,223	315,492
Gain on sale of investment securities	(61,780)	(266,944)
Provision (recovery) for loan losses	(75,000)	120,000
Stock-based compensation expense	90,506	81,250
Deferred income taxes and other assets	(150,299)	(365,317)
Net amortization of unearned discounts on investment securities available for sale	655,923	386,724
Origination of mortgage loans held for sale	(50,913,927)	(134,399,394)
Proceeds from sale of mortgage loans held for sale	53,033,371	141,603,775
(Increase) decrease in accrued interest receivable	(350,952)	172,588
Increase (decrease) in accrued interest payable and other liabilities	346,842	(379,960)
Net cash provided by operating activities	7,699,262	12,473,910
Cash flows from investing activities:
Proceeds from calls and maturities of investment securities available for sale	3,539,000	26,967,000
Proceeds from sale of investment securities available for sale	15,120,000	15,572,500
Purchase of investment securities available for sale	(101,827,117)	(104,335,011)
Net (increase) decrease in loans	(21,624,810)	8,030,641
Purchase of premises, equipment, and leasehold improvements, net	(217,691)	(116,722)
Net cash used in investing activities	(105,010,618)	(53,881,592)
Cash flows from financing activities:
Net (decrease) increase in deposit accounts	(31,079,067)	160,593,648
Dividends paid	(2,829,495)	(3,370,906)
Stock options exercised, net of surrenders	161,640	138,028
Net cash (used in) provided by financing activities	(33,746,922)	157,360,770
Net (decrease) increase in cash and cash equivalents	(131,058,278)	115,953,088
Cash and cash equivalents at the beginning of the period	140,111,988	48,325,981
Cash and cash equivalents at the end of the period	9,053,710	164,279,069
Cash paid during the period for:
Interest	112,138	156,380
Income taxes, net	1,100,502	2,345,420
Supplemental disclosures for non-cash investing and financing activity:
Change in unrealized loss on securities available for sale, net of income taxes	20,172,509	2,608,793
Change in dividends payable	$ 1,885	$ 2,753