CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash flows from operating activities:
Net income	$ 3,007,088	$ 3,478,759
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense	188,251	212,726
Gain on sale of investment securities	(61,780)
Provision for loan losses	(75,000)	120,000
Stock-based compensation expense	59,247	52,645
Deferred income taxes and other assets	(555,359)	(415,466)
Net amortization of unearned discounts on investment securities available for sale	438,786	224,055
Origination of mortgage loans held for sale	(40,505,723)	(100,459,770)
Proceeds from sale of mortgage loans held for sale	39,187,661	102,155,941
(Increase) decrease in accrued interest receivable	(257,211)	130,090
Increase (decrease) in accrued interest payable and other liabilities	248,555	(478,419)
Net cash provided by operating activities	1,674,515	5,020,561
Cash flows from investing activities:
Proceeds from calls and maturities of investment securities available for sale	3,539,000	10,482,000
Proceeds from sale of investment securities available for sale	15,120,000
Purchase of investment securities available for sale	(94,659,022)	(41,115,980)
Net (increase) decrease in loans	(9,898,641)	7,631,712
Purchase of premises, equipment, and leasehold improvements, net	(115,413)	(46,154)
Net cash used in investing activities	(86,014,076)	(23,048,422)
Cash flows from financing activities:
Net (decrease) increase in deposit accounts	(11,401,415)	50,664,090
Dividends paid	(1,885,596)	(2,430,126)
Stock options exercised, net of surrenders	161,640	113,590
Net cash (used in) provided by financing activities	(13,125,371)	48,347,554
Net (decrease) increase in cash and cash equivalents	(97,464,932)	30,319,693
Cash and cash equivalents at the beginning of the period	140,111,988	48,325,981
Cash and cash equivalents at the end of the period	42,647,056	78,645,674
Cash paid during the period for:
Interest	74,825	99,714
Income taxes, net	634,402	1,810,000
Supplemental disclosures for non-cash investing and financing activity:
Change in unrealized gain on securities available for sale, net of income taxes	13,640,900	1,729,762
Change in dividends payable	1,884	2,301
Change in right of use assets and lease liabilities	$ (304,075)	$ (249,989)