CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest and fee income
Loans, including fees	$ 3,551,875	$ 4,106,171
Taxable securities	559,670	453,457
Tax-exempt securities	109,129	69,606
Other	34,286	11,881
Total interest and fee income	4,254,960	4,641,115
Interest expense
Deposits	36,797	54,524
Total interest expense	36,797	54,524
Net interest income	4,218,163	4,586,591
Provision for loan losses	(75,000)	120,000
Net interest income after provision for loan losses	4,293,163	4,466,591
Other income
Service charges and fees	307,593	288,224
Mortgage banking income	258,896	645,895
Gain on sales of securities	61,780
Other non-interest income	6,285	5,795
Total other income	634,554	939,914
Other expense
Salaries and employee benefits	1,812,155	1,799,006
Net occupancy expense	620,942	612,268
Other operating expenses	294,733	311,465
Professional fees	139,642	145,542
Data processing fees	149,090	162,434
Total other expense	3,016,562	3,030,715
Income before income tax expense	1,911,155	2,375,790
Income tax expense	447,049	565,715
Net income	$ 1,464,106	$ 1,810,075
Weighted average shares outstanding
Basic	5,544,546	5,521,707
Diluted	5,688,619	5,685,151
Basic income per common share	$ 0.26	$ 0.33
Diluted income per common share	$ 0.26	$ 0.32