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PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Tables)
12 Months Ended
Dec. 31, 2021
Property, Plant and Equipment [Abstract]  
Premises, equipment and leasehold improvements are summarized in the table below.

Premises, equipment and leasehold improvements are summarized in the table below.

 

   December 31, 
   2021   2020 
Bank buildings  $1,861,237   $1,861,237 
Land   838,075    838,075 
Leasehold purchases   30,000    30,000 
Leasehold improvements   2,595,825    2,589,195 
Construction in progress   31,654    24,307 
Equipment   4,241,305    4,113,013 
    9,598,096    9,455,827 
Accumulated depreciation   (5,815,160)   (5,402,294)
Total  $3,782,936   $4,053,533