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CONCENTRATIONS OF CREDIT RISK (Tables)
12 Months Ended
Dec. 31, 2021
Risks and Uncertainties [Abstract]  
Our loans were concentrated in the following categories.

Our loans were concentrated in the following categories.

 

   December 31, 2021   December 31, 2020 
Commercial   14.94%   15.91%
Commercial Real Estate Construction   3.93%   4.62%
Commercial Real Estate Other   54.04%   45.57%
Consumer Real Estate   23.26%   22.39%
Consumer Other   1.23%   1.40%
Paycheck Protection Program   2.60%   10.11%
Total   100.00%   100.00%