OTHER EXPENSE

12 Months Ended

Dec. 31, 2021

Other Income and Expenses [Abstract]

OTHER EXPENSE

13. OTHER EXPENSE

The table below summarizes the components of other operating expense.

	For the year ended December 31,
	2021		2020		2019
Telephone and postage	$	233,667	$	219,065	$	182,801
State and FDIC insurance and fees		212,284		95,353		113,117
Supplies		63,850		74,472		103,796
Courier service		44,825		48,048		49,200
Insurance		56,748		53,000		43,097
Advertising and business development		8,114		9,045		16,059
Amortization of federal tax credit		—		—		8,022
Other		805,966		746,502		740,948
Total other operating expenses	$	1,425,454	$	1,245,485	$	1,257,040