CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Cash flows from operating activities:
Net income	$ 3,478,759	$ 3,022,204
Adjustments to reconcile net income net cash provided by (used in) operating activities:
Depreciation expense	212,726	210,774
Provision for loan losses	120,000
Stock-based compensation expense	52,645	45,723
Deferred income taxes and other assets	(415,466)	(487,188)
Net amortization of unearned discounts on investment securities available for sale	224,055	94,805
Origination of mortgage loans held for sale	(100,459,770)	(69,441,770)
Proceeds from sale of mortgage loans held for sale	102,155,941	62,879,980
Decrease (increase) in accrued interest receivable	130,090	(22,806)
(Decrease) increase in accrued interest payable and other liabilities	(478,419)	548,019
Net cash provided by (used in) operating activities	5,020,561	(3,150,259)
Cash flows from investing activities:
Proceeds from calls and maturities of investment securities available for sale	10,482,000	10,088,000
Purchase of investment securities available for sale	(41,115,980)	(16,650,000)
Net decrease (increase) in loans	7,631,712	(35,727,873)
Purchase of premises, equipment, and leasehold improvements, net	(46,154)	(81,720)
Net cash used in investing activities	(23,048,422)	(42,371,593)
Cash flows from financing activities:
Net increase in deposit accounts	50,664,090	94,505,522
Dividends paid	(2,430,126)	(1,769,658)
Stock options exercised, net of surrenders	113,590	71,549
Share repurchases		(148,550)
Net cash provided by financing activities	48,347,554	92,658,863
Net increase in cash and cash equivalents	30,319,693	47,137,011
Cash and cash equivalents at the beginning of the period	48,325,981	49,094,419
Cash and cash equivalents at the end of the period	78,645,674	96,231,430
Cash paid during the period for:
Interest	99,714	207,880
Income taxes	1,810,000
Supplemental disclosures for non-cash investing and financing activity:
Change in unrealized gain on securities available for sale, net of income taxes	1,729,762	(1,571,714)
Change in dividends payable	2,301	109
Change in right of use assets and lease liabilities	$ (249,989)	$ (237,443)