CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 7,236,583	$ 5,977,896
Interest-bearing deposits at the Federal Reserve	71,409,091	42,348,085
Investment securities available for sale	163,040,171	134,819,818
Mortgage loans to be sold	11,269,562	12,965,733
Loans	313,171,570	320,802,673
Less: Allowance for loan losses	(4,306,303)	(4,185,694)
Net loans	308,865,267	316,616,979
Premises, equipment and leasehold improvements,  net	3,886,961	4,053,533
Right of use asset	12,480,162	12,730,151
Accrued interest receivable	1,465,539	1,595,629
Other assets	2,262,051	1,386,775
Total assets	581,915,387	532,494,599
Deposits:
Non-interest bearing demand	191,493,479	169,170,751
Interest bearing demand	158,092,095	140,602,723
Money market accounts	92,645,922	84,681,783
Time deposits over $250,000	4,461,718	4,493,189
Other time deposits	14,687,511	16,205,942
Other savings deposits	51,480,996	47,043,243
Total deposits	512,861,721	462,197,631
Accrued interest payable and other liabilities	2,110,343	2,586,461
Lease liability	12,480,162	12,730,151
Total liabilities	527,452,226	477,514,243
Shareholders’ equity
Common stock - no par 12,000,000 shares authorized; Issued 5,833,973 shares at June 30, 2021 and 5,818,935 shares at December 31, 2020. Shares outstanding 5,533,999 and 5,520,469 at June 30, 2021 and December 31, 2020, respectively.
Additional paid in capital	47,600,598	47,404,869
Retained earnings	9,739,851	8,693,519
Treasury stock: 299,974 and 298,466 shares at June 30, 2021 and December 31, 2020, respectively.	(2,817,392)	(2,787,898)
Accumulated other comprehensive loss, net of income taxes	(59,896)	1,669,866
Total shareholders’ equity	54,463,161	54,980,356
Total liabilities and shareholders’ equity	$ 581,915,387	$ 532,494,599