LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($)	Mar. 31, 2021	Dec. 31, 2020
Loans	$ 322,283,229	$ 320,802,673
Allowance for loan losses	(4,296,165)	(4,185,694)
Loans, net	317,987,064	316,616,979
Commercial [Member]
Loans	42,201,186	51,041,397
Commercial Real Estate Construction [Member]
Loans	10,373,102	14,813,726
Commercial Real Estate Other [Member]
Loans	156,377,427	146,187,886
Consumer Real Estate [Member]
Loans	81,231,579	71,836,041
Consumer Other [Member]
Loans	4,163,221	4,480,491
Paycheck Protection Program [Member]
Loans	$ 27,936,714	$ 32,443,132

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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