DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 2) - Nonrecurring Basis [Member] - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Impaired loans	$ 5,419,726	$ 2,657,644
Mortgage loans to be sold	12,965,733	5,062,398
Total	18,385,459	7,720,042
Level 2 [Member]
Mortgage loans to be sold	12,965,733	5,062,398
Total	12,965,733	5,062,398
Level 3 [Member]
Impaired loans	5,419,726	2,657,644
Total	$ 5,419,726	$ 2,657,644