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SHORT-TERM BORROWINGS (Details Narrative) - USD ($)
Dec. 31, 2020
Dec. 31, 2019
Line of Credit Facility [Line Items]    
Unused balance of line of credit $ 23,000,000 $ 23,000,000
Federal Reserve Bank Advances [Member]    
Line of Credit Facility [Line Items]    
Line of credit maximum borrowing capacity $ 58,700,000