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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative)
12 Months Ended
Mar. 27, 2020
USD ($)
Dec. 31, 2020
USD ($)
Number
Dec. 31, 2019
USD ($)
Number
Apr. 24, 2020
USD ($)
Deferred loan fees   $ 676,155 $ 155,697  
Loans pledged as collateral to secure funding with the Federal Reserve Bank   $ 76,000,000 $ 85,200,000  
Number of loans over 90 days past due and still accruing | Number   0 0  
Restructured loans number | Number   14 3  
Restructured loans amount   $ 5,800,000 $ 573,473  
Restructured loans number changed to interest only | Number   2    
Loan charged-off     2,008  
Recovery loan     $ 439  
Paycheck Protection Program [Member]        
Loans to be issued under CARES Act $ 349,000,000,000      
Loans fixed rate 1.00%      
Term of loan 2 years      
Guarantee of loan by SBA (percent) 100.00%      
Processing fees received   $ 1,400,000    
Processing fees recognized   600,000    
Additional funding of loans to be issued under CARES Act       $ 310,000,000,000
Bank funding amount   $ 37,800,000    
Bank funding number of customers | Number   266    
Principal deferments amount   $ 700,000    
Principal deferments number of customers | Number   84    
Loan balance of principal deferred loans   $ 25,900,000    
Principal deferments percentage of portfolio   0.24%    
Principal deferments number classified as TDRs | Number   9    
Loan balance of principal deferred loans classified as TDRs   $ 4,000,000    
Principal deferments number not classified as TDRs | Number   75    
Principal deferments number not classified as TDRs paid in full | Number   15    
Loan balance of principal deferred loans not classified as TDRs paid in full   $ 2,900,000    
Principal deferments number not classified as TDRs past due | Number   7    
Loan balance of principal deferred loans not classified as TDRs past due   $ 3,300,000    
Principal deferments number not classified as TDRs paying as agreed | Number   53    
Loan balance of principal deferred loans not classified as TDRs paying as agreed   $ 18,600,000    
Paycheck Protection Program [Member] | Minimum [Member]        
Processing fee of SBA loans (percent)   1.00%    
Paycheck Protection Program [Member] | Maximum [Member]        
Processing fee of SBA loans (percent)   5.00%