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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 6) - USD ($)
Dec. 31, 2020
Dec. 31, 2019
Impaired and Restructured Loans with no related allowance recorded    
Unpaid Principal Balance with no related allowance recorded $ 6,803,425 $ 3,668,616
Recorded Investment with no related allowance recorded 6,803,425 3,668,616
Impaired and Restructured Loans with an allowance recorded    
Unpaid Principal Balance with an allowance recorded 1,002,175 1,108,312
Recorded Investment with an allowance recorded 1,002,175 1,008,511
Related allowance with an allowance recorded 445,411 685,150
Total of Impaired and Restructured Loans    
Unpaid Principal balance 7,805,600 4,776,928
Recorded Investment 7,805,600 4,677,127
Related Allowance 445,411 685,150
Commercial [Member]    
Impaired and Restructured Loans with no related allowance recorded    
Unpaid Principal Balance with no related allowance recorded 1,721,818 1,355,875
Recorded Investment with no related allowance recorded 1,721,818 1,355,875
Impaired and Restructured Loans with an allowance recorded    
Unpaid Principal Balance with an allowance recorded 576,302 709,857
Recorded Investment with an allowance recorded 576,302 709,857
Related allowance with an allowance recorded 357,657 683,278
Total of Impaired and Restructured Loans    
Unpaid Principal balance 2,298,120 2,065,732
Recorded Investment 2,298,120 2,065,732
Related Allowance 357,657 683,278
Commercial Real Estate Other [Member]    
Impaired and Restructured Loans with no related allowance recorded    
Unpaid Principal Balance with no related allowance recorded 4,831,757 1,432,988
Recorded Investment with no related allowance recorded 4,831,757 1,432,988
Impaired and Restructured Loans with an allowance recorded    
Unpaid Principal Balance with an allowance recorded 343,084 346,685
Recorded Investment with an allowance recorded 343,084 246,884
Related allowance with an allowance recorded 36,747 1,782
Total of Impaired and Restructured Loans    
Unpaid Principal balance 5,174,841 1,779,673
Recorded Investment 5,174,841 1,679,872
Related Allowance 36,747 1,782
Consumer Real Estate [Member]    
Impaired and Restructured Loans with no related allowance recorded    
Unpaid Principal Balance with no related allowance recorded 249,850 879,753
Recorded Investment with no related allowance recorded 249,850 879,753
Impaired and Restructured Loans with an allowance recorded    
Unpaid Principal Balance with an allowance recorded 40,893  
Recorded Investment with an allowance recorded 40,893  
Related allowance with an allowance recorded 9,111  
Total of Impaired and Restructured Loans    
Unpaid Principal balance 290,743 879,753
Recorded Investment 290,743 879,753
Related Allowance 9,111  
Consumer Other [Member]    
Impaired and Restructured Loans with an allowance recorded    
Unpaid Principal Balance with an allowance recorded 41,896 51,770
Recorded Investment with an allowance recorded 41,896 51,770
Related allowance with an allowance recorded 41,896 90
Total of Impaired and Restructured Loans    
Unpaid Principal balance 41,896 51,770
Recorded Investment 41,896 51,770
Related Allowance $ 41,896 $ 90