LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 4) - USD ($)	3 Months Ended						12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Activity in the allowance for loan losses by portfolio segment
Beginning Balance						$ 4,214,331	$ 4,003,758	$ 4,214,331	$ 3,875,398
Charge-offs							(290,297)	(407,027)	(115,887)
Recoveries							232,233	16,454	129,820
Provisions	$ 200,000	$ 40,000	$ 25,000	$ 10,000	$ 135,000	10,000	240,000	180,000	325,000
Ending Balance	4,185,694		4,003,758				4,185,694	4,003,758	4,214,331
Commercial [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning Balance						1,665,413	1,429,917	1,665,413	1,403,588
Charge-offs							(171,646)	(398,685)	(31,250)
Recoveries							88,811	12,200	14,000
Provisions							(317,772)	150,989	279,075
Ending Balance	1,029,310		1,429,917				1,029,310	1,429,917	1,665,413
Commercial Real Estate Construction [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning Balance						63,876	109,235	63,876	23,638
Provisions							90,031	45,359	40,238
Ending Balance	199,266		109,235				199,266	109,235	63,876
Commercial Real Estate Other [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning Balance						1,292,346	1,270,445	1,292,346	1,549,755
Recoveries							99,801		56,827
Provisions							538,875	(21,901)	(314,236)
Ending Balance	1,909,121		1,270,445				1,909,121	1,270,445	1,292,346
Consumer Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning Balance						386,585	496,221	386,585	796,918
Recoveries									45,412
Provisions							428,856	109,636	(455,745)
Ending Balance	925,077		496,221				925,077	496,221	386,585
Consumer Other [Member]
Activity in the allowance for loan losses by portfolio segment
Beginning Balance						$ 806,111	697,940	806,111	101,499
Charge-offs							(116,001)	(8,342)	(84,637)
Recoveries							43,599	4,254	13,581
Provisions							(502,618)	(104,083)	775,668
Ending Balance	$ 122,920		$ 697,940				122,920	$ 697,940	$ 806,111
Paycheck Protection Program [Member]
Activity in the allowance for loan losses by portfolio segment
Charge-offs							(2,650)
Recoveries							22
Provisions							$ 2,628