LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Total loans	$ 320,802,673	$ 274,072,560
Allowance for loan losses	(4,185,694)	(4,003,758)
Loans, net	316,616,979	270,068,802
Commercial [Member]
Total loans	51,041,397	52,848,455
Commercial Real Estate Construction [Member]
Total loans	14,813,726	12,491,078
Commercial Real Estate Other [Member]
Total loans	146,187,886	143,821,990
Consumer Real Estate [Member]
Total loans	71,836,041	59,533,045
Consumer Other [Member]
Total loans	4,480,491	$ 5,377,992
Paycheck Protection Program [Member]
Total loans	$ 32,443,132

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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