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CONCENTRATIONS OF CREDIT RISK (Tables)
12 Months Ended
Dec. 31, 2020
Risks and Uncertainties [Abstract]  
Schedule of loan concentration

Our loans were concentrated in the following categories.

 

    December 31,
2020
  December 31,
2019
 
Commercial     15.91 %   19.28 %
Commercial Real Estate Construction     4.62 %   4.56 %
Commercial Real Estate Other     45.57 %   52.48 %
Consumer Real Estate     22.39 %   21.72 %
Consumer Other     1.40 %   1.96 %
Paycheck protection program     10.11 %   0.00 %
Total     100.00 %   100.00 %