CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest and fee income
Loans, including fees	$ 3,721,184	$ 4,090,423	$ 7,392,166	$ 8,042,142
Taxable securities	382,993	423,211	746,432	886,665
Tax-exempt securities	82,783	137,115	207,408	298,836
Other	16,251	162,596	158,631	278,535
Total interest and fee income	4,203,211	4,813,345	8,504,637	9,506,178
Interest expense
Deposits	76,005	245,226	170,077	488,984
Total interest expense	76,005	245,226	170,077	488,984
Net interest income	4,127,206	4,568,119	8,334,560	9,017,194
Provision for loan losses		135,000		145,000
Net interest income after provision for loan losses	4,127,206	4,433,119	8,334,560	8,872,194
Other income
Service charges and fees	250,337	300,553	525,927	580,486
Mortgage banking income	446,119	256,379	792,202	380,041
Gain on sales of securities		28,900		28,900
Other non-interest income	7,166	6,907	13,124	12,095
Total other income	703,622	592,739	1,331,253	1,001,522
Other expense
Salaries and employee benefits	1,812,832	1,664,436	3,584,613	3,320,960
Net occupancy expense	554,534	427,247	1,079,841	814,379
Other operating expenses	334,199	394,178	734,248	864,227
Data processing fees	168,658	148,921	328,042	294,577
Total other expense	2,870,223	2,634,782	5,726,744	5,294,143
Income before income tax expense	1,960,605	2,391,076	3,939,069	4,579,573
Income tax expense	459,582	550,229	916,915	1,049,462
Net income	$ 1,501,023	$ 1,840,847	$ 3,022,154	$ 3,530,111
Weighted average shares outstanding
Basic (in shares)	5,529,632	5,517,236	5,529,944	5,515,832
Diluted (in shares)	5,714,121	5,587,985	5,708,718	5,586,813
Basic income per common share (in dollars per share)	$ 0.27	$ 0.33	$ 0.55	$ 0.64
Diluted income per common share (in dollars per share)	$ 0.26	$ 0.33	$ 0.53	$ 0.63